Upstate NY? State Farm seems a tad bit high to my liking
@crownuk48672 күн бұрын
I just recently got my 1st ever speeding ticket. However my ticket says that if i appear and plead guilty and take their defensive driving course, my record will be clean. Is this true?
@rogerbec57662 күн бұрын
Great job Mark. Hope people are watching this video. Lots of younger folks also don't realize homeowner's insurance is not a maintenance policy. Toilet leaks, water heater bursts, roof leaks due to age and they expect this to be covered. Foundation settlement is also not covered unless the damage was caused by a covered loss and this includes exterior veneer brick cracks. Great job sir.
@StfuFFS2 күн бұрын
So the bike who was running a red light the lady who is turning left from a right lane, they are both held harmless on the initial bs but the rich guy is too impatient and is to blame for... "wreckless driving"? First and foremost, if you're gonna accuse someone of a crime, learn how to spell it but without actual damage to her rear fender or his front quarter panel, there's no evidence of any "initiating collision" that would justify her driving through a red light intersection that she previously decided was just too orange to risk taking a chance at entering and then using her vehicle as a missile to hit the back end of the rich guy's car cause... REASONS. And you decide, unilaterally, that with just 1 second video and her perspective, that he's guilty of a crime that regularly puts people in jail... really irresponsible and brain dead opinion you got there. BTW, it's spelled "reckless", dlckhead.
@robfsociety46703 күн бұрын
Which one you recommend for Car insurance?
@Fitzcrackers4prez3 күн бұрын
A clickbait thumbnail on a car insurance video!
@debdeb39963 күн бұрын
AAA RAISED MY RATE BY $149. They never informed me if the increase. I don’t have any tickets. I have all of their discount discounts and now my insurance is $298 a month for full coverage. I am livid
@cherish94933 күн бұрын
My mom has Safeco and has been paying their monthly fees for home insurance for several years. My mom had a flood problem from rain and it ruined the basement living room area. Safeco said they wont pay for any of it because the sub pump? Wasnt placed in the specific location or something that they require. The damages and repairs cost mom so much money that she hardly had. I did a ton of work myself to help dry it out. Im very disappointed with Safeco. They had no compassion at all. I don't understand how they wont give a cent wen my mom has paid fees for over a decade. It makes no sense at all. There's no reason to pay for insurance if theyre gonna do that. We can just put $$ into our savings per month for emergencies. These insurance people are receiving money for free and then just not helping when its a genuine legit type of emergency situation is ethically wrong. Why are we throwing our hard earned money away?
@buster11733 күн бұрын
I'm gonna be looking for a different insurance all of a sudden. My motorcycle, which I only cover the bike only is more than my car insurance and I'll be looking for a different car insurance also
@kevinjoseph17234 күн бұрын
I live in North Carolina and have State farm but my rate keep going up and looking for another option what is best
@adamsmith30404 күн бұрын
Hi,I am sorry but when you say 3000$ for example you mean full coverage for one car for a year?thank you
@mountainserenity93474 күн бұрын
Usaa is no longer competitive. Take your business elsewhere
@steveolive99914 күн бұрын
1. Modifications to your home, unless you notify the insurance company. 2. Floods and or earthquakes. 3. Jewelry, a max of $1,500. 4. A person who is paid to do work at/on your house. 5. Mold and pest damage. 6. Banned dog breeds (pit bull, rottweilers, etc.). 7. Exterior damage.
@Tekevin4 күн бұрын
I recently got place under EOU for using underinsured motorist. The other party rear-ended me and totaled my car but didn't have enough coverage... I did some research and why would they even think this is fraud? I let my girlfriend drive me home because I was too tired. We do not live together and she has her own policy...
@texez_angel4 күн бұрын
I have been in insurance for almost 30 years and have family that has done this for 45+ years… whatever you do DO NOT go with Allstate!!! They drop people as soon as they have an accident whether it’s your fault or not!! And State Farm is notorious for cutting corners and I’m surprised they haven’t been sued yet!! Just heads up from people who have worked for these companies!!
@Marc-GunsRoses4 күн бұрын
I just received 3 devices for my 3 vehicles. I specifically stated to the agent, Michael, that I did not want this service, and he stated several times that I was not signed up to get these devices. He stated that he didn't add them, but if i return them. They will increase my monthly payments to an additional 30 dollars. He is will not returning my calls anymore. Will contact Progressive and possibly the Better Business Bureau.
@tonycorvettes5 күн бұрын
GEICO sucks the most you can save is $10 a month and their system is so inaccurate it’s ridiculous. You can have your phone sitting on the seat and not touch it and you’ll be accused of handling your phone. It accuses you of hitting your break too hard when you had to or get into an accident they don’t careand if you get to your destination and pick your phone up and walk in the grocery store, it penalize you for handling your own. It’s just ridiculous.
@MikeWeldon-w7t5 күн бұрын
They make you put everybody in your house on the insurance even though they do not drive your vehicle. That is so goofy man
@Kosova996 күн бұрын
Omg im dying laughing when he tried to get his phone lol im like waiting for him to just do that 🤦🏻♀️😜😜😅🤣🤣🤣
@alivideo4036 күн бұрын
USAA is a SCAM. They advertise as Veteran friendly, but they were twice as expensive as other companies.
@rain70967 күн бұрын
👍
@couponuser7 күн бұрын
Watch out for making too many late payments! If you're consistently behind on bills, your policy might get hit with a late payment surcharge-and that could cost you hundreds of extra dollars.
@DarthErmac5037 күн бұрын
$700 a month is what I would have to pay for my car. I just have it parked atm.
@brandonbriscoe47128 күн бұрын
I have two auto's, one personal and one with commercial plates... along with a renter's policy, general liability policy (my company) and a third vehicle with commercial plates primarily used for my business... do you have experience with MA? this state is overly expensive to live in and insurance does not fall from that observation as well!
@hkvp9tactical4188 күн бұрын
How does it discern between me as a passenger in someone else’s car and me driving my car?
@ThinkInsurance7 күн бұрын
I don’t know how but it does a good job doing it. You can also let it know when you are a passenger if it doesn’t work.
@Godforever2028 күн бұрын
I was in a bumper hit ,nothing more than a small dent or scratch to the persons car ,he left after taking my info didn’t give me his he just said have a nice day and left ,ihave AAA with umbrella ins. I recieved after 2 yrs a lawsuit he is claiming injury and wants a jury trial ,I called my Ins. adjuster and have had no answers what so ever except don’t worry we will take care of it but they haven’t done anything about letting me know it’s ok ,I’m a nervous wreck I can sleep or eat I’m elderly and I am only getting the run around by AAA ,IM WILLING TO TAKE A LIEDETECTOR TEST ABOUT HITTING THIS MANS BUMPER AT ABOUT 2 miles an hour we were at a right hand turn lane he moved forward I did also then he stopped ,he said I was on my phone I never had a phone in my hand that’s a lie ,I’ll even go under truth serum to show this man is lying about injuries ,Im so disappointed inAAAs handling of this ,I’ve gone to my AAA representative and the day of scratch I went with my car to show her damage only to a small part of my car because it’s plastic ,she took a pic. With her phone also . I’d like to know what to do I don’t use what they call social media had Facebook but didn’t like it so left it. And this is the only place I can let AAA KNOW IM IN LIMBO AND SCARED TO DEATH LITERALLY,MY BLOOD PRESSURE IS THROUGH THE ROOF ,BEFORE THIS I WAS HEALTHY ,I HAVE LOST 7 pounds in 2 weeks I can’t hold anything down ,Please if anyone knows what I should do ,I barely live on what I recieve so hiring a attorney is out of the question .Im crying as I write this AAA PLEASE DO SOMETHING I’ve NEVER MISSED A PAYMENT AND I HAVE UMBRELLA INS. THANK ALL WHO TOOK THE TIME TO READ THIS .IM SO SCARED .
@LarryB-inFL8 күн бұрын
Agents love to focus on "covers your medical", but no one EVER addresses "Why does that matter if I have good health insurance?"
@aceyorba9 күн бұрын
After the last 5 years i have found out all these insurance companies suk.
@SanchezSanchez-pk9oi9 күн бұрын
I actually watched the video before I knew of a link. It’s my first time.
@markh58589 күн бұрын
Hi, I wanted to chime in to give folks some idea of more recent umbrella pricing. I have a 3M umbrella. Have 2 homes in New Jersey (one of them we rent out) and 1 driver aged 17, 3 cars with no accidents. this costs me 1,600 per year. Seems like umbrellas have gone up in price. I did shop a bit, and a number of companies did not offer it in NJ, others required 500/500 auto which my auto does not offer, etc. I have 250/500. Barely found an umbrella that will go higher than 1M. Also, additional piece - they quoted me the 5M policy at 2k per annum.
@RicheyRich_CV649 күн бұрын
I've been with USAA for 20 years plus. During the last hurricane in South Ga. They told me because it was only "wind damage" that I would have to pay 2.5 percent deductible of the value of the house. But if my house was totaled damage, they could waiver the deductible. I even ask them to waive the deductible and increase my monthly policy by $150 dollars. The reply was "No !", 7k, for me it is hard to come by for a Retired Sailor. I drop USAA, print out my current policy went to Allstate. They gave me the same coverage and the cost was $200.00 cheaper than USAA. After paying 20 years plus of payments on time year after year, it seems like they could have worked with me. Wind damage with Allstate is 2 percent.
@KaBook2710 күн бұрын
🏡
@KaBook2710 күн бұрын
Thanks!
@NoeBodie10 күн бұрын
USAA sucks
@deborahsantiago799110 күн бұрын
Can you please send me a local insurance agent referral here in Southern California ASAP greatly appreciate it love all your videos are so informative
@ThinkInsurance10 күн бұрын
Thank you 🙏 . If you fill out the quote in the description, it should connect you with a CA agent.
@OriolesFanNY10 күн бұрын
I went from paying $194 in 2023 to $274 starting next month. No tickets, no accidents for a 2004 Ford ranger. Shopping around for a new insurance now. Crazy times.
@MKZ194510 күн бұрын
I've had two vehicles totaled because the drivers were using their cell phones instead of observing the fact that the traffic lights on their side of the intersection were red. My phone is connected when I start my car and I don't ever touch it until I get out of the car. Since Mr "Think Insurance" likes to use his phone while driving I hope Progressive has some issues with that behavior. If you want to know how I know that the two drives were on their cell phones, it was very obvious when the police viewed the video from my dash cam.
@parkewithoutreverse210 күн бұрын
Insurance is a scam.
@emilydutes827210 күн бұрын
They're both idiots
@fh01081997fh11 күн бұрын
Lembu 🍋
@sd545811 күн бұрын
I called USAA because my grandfather served in WWII (3rd generation removed) - and they were a crap shoot. Nothing differentiating between the others. I will not choose Geico because of their stupid advertising campaigns (just drop the Gecko thing already). My policies reside with Progressive because they give me the least amount of bullshit with the most amount of savings. I have a perfect record however.
@julianburbano80711 күн бұрын
WAWANESA is the best quality/ price
@DonnaGalotta11 күн бұрын
Can’t find the list of independent agents
@mdlabor4311 күн бұрын
Any experience with Hanover?
@ThinkInsurance9 күн бұрын
If you mean Hanover, they are the primary company in FL regulated by the state to allow anyone to join but they are starting to struggle. Decent overall company last time I checked. If you mean Hanover Citizens in other states, I have lots of experience with them. They have been decent but their required deductibles are getting up there.
@mdlabor439 күн бұрын
@ThinkInsurance thank you sir, yes Hanover Citizens out of Michigan. Agent is telling me they are matching Nationwide current prices to get business as renewals increase and locking in for two years. Good deal but I have been with Nationwide for many years and they have been great.....other than the cost. Price is better with Hanover (compared to new rates with Nationwide) just want to be sure if there is a claim Hanover will come thru like Nationwide has. Never any hassle with Nationwide.
@ThinkInsurance9 күн бұрын
@@mdlabor43 Gotcha. The two biggest differences I see between Nationwide and Citizens(MI) is the deductibles. I believe CIT, has a minimum $1,000+ deducible on auto and if I'm correct, the home, their default for roof is 2% which is pretty large. I would compare the quote to your actual policy to verify and make sure if you have water backup on your home (if you have a home policy) that it's on the Citizens quote. Claim wise, I had good luck with Citizens. I was insured with them for several years myself until about 3 years ago. My agency (Valor Insurance Group) is in Grand Rapids MI so I'm pretty familiar with them. If you trust the broker and are comfortable with the coverage, I would consider them. Last note, be careful because Nationwide is hard to rejoin right now. If you do leave, make sure it's the right move because getting back in with Nationwide is not as easy.
@Frosy17811 күн бұрын
Like an NFL referee would say both penalties off set...Both of their insurance cover each other for being stupid...
@johnvanderpool360412 күн бұрын
1
@most-points12 күн бұрын
In a perfect world. But yeah it’s not possible at all, because we are all not the same. While we’re at it, tell that guy who wrote the article we should all get the same credit score too 😂😂
@user-je6gw3py8m12 күн бұрын
100/300/100 is good auto insurance??? I pay $329/m for my Ruv24 full covage 100/300/100 Ive been good and clean record 7 yrs , no ticket, no Dwi, no claim.. Wat u think the price good or high?
@ThinkInsurance12 күн бұрын
I can’t specifically say it is. It is based on you, your income assets and future income expected. I can say, it’s what a lot of people carry because for the average American it’s good coverage. I personally carry the level above it. It also depends on the state you’re in. in states like Michigan it’s cheap to upgrade. In states like TX, FL, GA etc… it’s not cheap.
@user-je6gw3py8m12 күн бұрын
@ThinkInsurance im in MN and stick with my current insurer for 6-7 yrs with no ticket, no DUl and never claim but premium is $329/m full coverage just 1 car is too pricy
@teresakalivoda995413 күн бұрын
Thank you so much. This helped me make up my mind before I committed to State Farm's drive safe and save program. Thanks again.