Check your TSP for these 3 things!
8:29
Understanding the DC Job Market
9:43
BEST WAY to invest in the TSP
12:19
3 жыл бұрын
How to Invest in the TSP
17:51
3 жыл бұрын
Пікірлер
@themajorities2944
@themajorities2944 2 ай бұрын
What sort of application can I send my intern coordinator so that they can receive the $25k to pay their interns?
@danzora
@danzora 2 ай бұрын
Thank you so much for such an informative video Melissa. God bless you and I hope that your loans will be over soon.
@danzora
@danzora 2 ай бұрын
Thank you so much for these videos Melissa and Victor 🤍🙏🏻😊 I learned so much from them before my interview to get the internship.
@VioletJessica-
@VioletJessica- 2 ай бұрын
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@HudsonEthan-00
@HudsonEthan-00 2 ай бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@VioletJessica-
@VioletJessica- 2 ай бұрын
@@HudsonEthan-00 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@HudsonEthan-00
@HudsonEthan-00 2 ай бұрын
@@VioletJessica- My advisor is VICTORIA CARMEN SANTAELLA;
@HudsonEthan-00
@HudsonEthan-00 2 ай бұрын
You can look her up online
@EleanorMabel
@EleanorMabel 2 ай бұрын
@@HudsonEthan-00 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@jellygurl27
@jellygurl27 3 ай бұрын
Thanks for sharing ! I meet with the Hpap program this week. My mom purchased a 3 bedroom in 2008 througn Hpap. Hoping it comes through for me.
@ducheau100
@ducheau100 4 ай бұрын
When I moved to DC in the late 90s I made 28K. It was hard to survive back then. I can't imagine what it is like now.
@gabbingval2
@gabbingval2 4 ай бұрын
---> JUNE 2024 <--- They are still advertising on Facebook. They are pushing as a great Father's Day gift. I went to go check it out, but my internet protection service wouldn't let me on the site. That's when I did some more digging...
@dylanevans2411
@dylanevans2411 4 ай бұрын
Thank you so much for this video. I am an intern in the house, and I was selected to be an intern with CCAI (Congressional Coalition on Adoption Institute) as a part of their FYI (Foster Youth Internship) Program. I was matched with a member of congress, and I a so ready to do what I need to learn and adapt as much as I can! This video was very helpful.
@PraveenSrJ01
@PraveenSrJ01 4 ай бұрын
I lived in Washington DC in the summer of 2005 doing an internship with FEMA HQ through Bender Consulting for $10/hr which was okay at the time but had to dip into my savings account. I had a great time and traveled 🧳 and saw the whole city 🏙️ in the weekend. Crime was a lot less in 2005 than it is today in 2024.
@Romonedu
@Romonedu 5 ай бұрын
UPDATE: College to Congress has officially closed their doors. As of 2023, they no longer exist. 05/09/2024
@sandrabell1999
@sandrabell1999 6 ай бұрын
Know someone who has been strictly friends just both posted they are now in a relationship. Yet she responded on the post to a comment that he's wonderful they're very happy but no sure???? What do you think? Very confusing
@tristanoler3315
@tristanoler3315 6 ай бұрын
It freaking worked!! Ty!! 😭 After 6 videos I finally found something that got the stupid jar open
@Rylucero
@Rylucero 7 ай бұрын
If I had been in your situation, I’d be drinking too….:/
@laurasalva7256
@laurasalva7256 8 ай бұрын
They have since changed their name to Turn Me Royal.
@hodaal3
@hodaal3 8 ай бұрын
If you are looking for a royal portrait go to TURN ME ROYAL. This company is legit and I have ordered from them twice. We are so happy with their work and they keep in touch with you during the process.
@RicardoPineda-cw9ji
@RicardoPineda-cw9ji 9 ай бұрын
Hi Melissa. How should I invest my funds in 2024. I’m 44 I’ve shuffled a lot my previous years. I still got like 20 years to work. Currently I’m 50% c fund 30 % s fund and 20% l2040 fund Does this look solid to you?? Should I contribute to the I fund ??
@donutwindy
@donutwindy 9 ай бұрын
They make little flat and cheap rubber round sheets for this exact purpose. Super cheap, last forever, they used to just hand them out in stores. I would assume the older style natural rubber ones might work better than the silicone ones.
@taneishabailey2922
@taneishabailey2922 10 ай бұрын
Thanks for the great information! Much appreciated! 😊
@TheKidThatWasNotAfraid
@TheKidThatWasNotAfraid 10 ай бұрын
Thank you for creating this video about portrait scams. I have been dealing with another portrait company (bradfordportraits) that scams people slightly different than the one you mentioned but I would be interested in asking you about advice on how to deal with them (it has been a year now).
@k33ism
@k33ism 10 ай бұрын
So sorry that happened to you and that Royal Portraits turned out to be a scam. I order from "Turn me Royal" which is a legitimate company. I ordered portraits for ourselves and for family and friends to give away as gifts and we were very happy with the company.
@Jeepers123Creepers
@Jeepers123Creepers 10 ай бұрын
Turn me Royal is the Company I went through and although I love my picture it's photoshopped instead of being hand painted. 3 separate parts from the ad commercial, their mission statement and then when you have your reveal to accept and have your order sent to your artist is suggesting that it's hand painted. Today I was responded to via email telling me they are not advertising that it's hand painted. Um yes it is three different ways.
@donnettehicks1800
@donnettehicks1800 11 ай бұрын
I am extremely disappointed with this company. They make you pay up front and when you don't like your portrait they won't give a full refund. Do not use this company they have no integrity.
@jeanettelemcool8881
@jeanettelemcool8881 Жыл бұрын
oh yes. I was scammed by this sham company too!
@augustusx82
@augustusx82 Жыл бұрын
I think your friends that moved to VA or MD didnt come back into the city to hang out because there's so much to do in both of those places for fun.
@watsonsd1
@watsonsd1 Жыл бұрын
I was scammed last year by a company called Royal Portraits if I remember the name right. They lied to me repeatedly about how they were going to get me my order. I talked to actual people on the phone. This went on for months until they disappeared from the Internet entirely. I only saw this vid a few days after I ordered from Turn Me Royal. I felt really stupid to have been scammed again, but then I realized that this company sent me the finished photo for approval, and I'd already gotten notice that it was on the way. It just arrived today. It looks amazing. I took it to Michael's and spent way too much getting a fancy frame, which will be ready within two weeks. Can't wait to deliver it. I believe the claim that what the company does is probably something you could do yourself, but I don't know how to do it. I'm very happy with my product and feel I got my money's worth.
@donluce4883
@donluce4883 Жыл бұрын
I ordered from "Turn Me Royal" last year, they came through for me. We received it in a timely manner and it looks great! I gave it to my wife for our anniversary. It's now hanging next to the front door.
@saylessreaux3263
@saylessreaux3263 Ай бұрын
This is the same company. Scam.
@Nottoification
@Nottoification Жыл бұрын
I am sorry, but attachment and love is way too complicated a topic for you to be so clear cut in what is a bad relationship and what is not. Never being (and becoming) sure is also a sign of an unhealed avoidant or fearful avoidant attachmentstyle. These people will now leave a relationship to find another where they will be chronically unsure thanks to your great advice. Now, what qualifies you to be so sure?
@Ang-mp8mt
@Ang-mp8mt Жыл бұрын
I did this and for months he tried convincing me I made the wrong decision and how were meant to be together. An entirely draining process but I had to do it
@Chris6B6
@Chris6B6 Жыл бұрын
Hi Melissa. As you know, there's a redesign of the TSP site. I want to do this exact thing - an Interfund Transfer. Do you know of any way to now do this? I am retired, and I don't want my funds going too aggressive without me knowing. I've always done this feature manually as you're showing here. Thanks!
@brennan7017
@brennan7017 Жыл бұрын
This is so helpful! Thank you!
@leowashington8991
@leowashington8991 Жыл бұрын
Thanks for the Heads up, I was thinking about getting this for my Sister's Birthday, but I wanna do a research 1st on KZbin how the People react when they get their Picture Portrait
@valenziaalgarin1111
@valenziaalgarin1111 Жыл бұрын
Thank you! I was about to purchase when I came across your video! Really appreciate you for sharing your experience! ❤
@404TRUCKERTV
@404TRUCKERTV Жыл бұрын
I did a paid gov remote internship, GS-5 $20hr for 4mths. I saved all of it to pay for senior year. BTW, Biden passed a bill to make all internships paid.
@frenchieloverqueen8038
@frenchieloverqueen8038 Жыл бұрын
This is why we need younger people in congress too much old minds the young are progressing so fast they can’t keep up
@martinkhamo8085
@martinkhamo8085 Жыл бұрын
They match 1$ for 1$ up to 3$ then 50€ for a 1$ for the next 2 $ if you trying to get the 5$
@lauraeymann1617
@lauraeymann1617 Жыл бұрын
Hi Mellissa!! I just watched your video and I love how it was short and to the point it really helped a lot. I'm 17 and I am unsure of what to do. I met this guy months back because he helped tutor me with some homework and we ended up having a great conversation. We said our goodbyes but never exchanged numbers. Fast forward months later my mom tells me he asked for my number and so I said yes I would love to have his number. We spoke on the phone/text for a while (because I was on vacation at the time) and I noticed we were very similar and we had the same thought process which I thought was really good. So because of that I started to like him. When I returned from the vacation we finally met in person. We only met around my other friends and we met a few times like that. In those few times I noticed he was very quiet around others and that I didn't really like him but I did notice he immediately showed interest in me which I told him I'm unsure and I still need more time to get to know him. In those times we did hang out I still wanted to get to know him though because I thought maybe we just need more time and maybe we just need to have a good conversation to get the connection going. Fast forward a few weeks and I finally decide I'm ready to just see him and only him. So we go out together and I really enjoy it I felt like there is potential because we shared a little more and I still notice we have things in common. So we keep hanging out just the two of us and we are getting closer and closer and holding hands/hugging but many times I find myself questioning things such as if he's the one I want to be with or if I really like him or just attached. I have also realized my feelings come and go quickly and they don't seem to be stable all the time. Something minor could happen and suddenly the feelings go down again. I also think it could be I'm just really overthinking it too. I was also wondering if I should tell him about this or not because I want to be honest but I'm afraid it might also discourage him. We started talking I think in December and then met in person in January and then probably just went out just the two of us sometime in February or late January. So I'm not sure if to give it more time or what because he always tells me he has strong feelings and that he feels his heart race when I'm around but I don't feel those things and I don't know why. So in summary I really don't know what to do because I want to be honest with myself and him and I really need to know what to do. If you could please give me advice on this situation I would really really appreciate it.
@W0lfm0ther
@W0lfm0ther Жыл бұрын
After watching hundred of cost of living videos in the U.S. (looking to relocate), I’m finding that everyone has their own depiction of expensive lol Alot of you East Coast youtubers complain that your cities are expensive omg WAIT TIL YOU COME TO SAN FRANCISCO. You can rarely find a studio at these prices in a decent neighborhood. Though living here has worn me down to the bone, I feel that I can make it anywhere now. Maybe you’ll see me in DC in the near future ;)
@MelissaDargan
@MelissaDargan Жыл бұрын
Totally agree with you that San Francisco is definitely expensive!
@allanrobinson4757
@allanrobinson4757 Жыл бұрын
Does this video apply for veterans applying for the green to gold congressional aid program? I find it hard to find any actual information on what the Job duties actually are.
@MelissaDargan
@MelissaDargan Жыл бұрын
I think it is different. Here is some information from the House of Reps website on the program. Hope this helps and good luck! diversity.house.gov/resources/resources-veterans
@ampiciline
@ampiciline Жыл бұрын
folks , if you are 55 years old or between 55 -59 1/2 transferring your TSP to IRA is A BIG mistake .WHY ???? in TSP Systeme if you are 55 ( AND leaving the government at 55 ) you may take out your money out WITHOUR 10 % penalty, BUT in IRA system you MUST be 59 .5 y/o to avoid 10 % penalty
@gbritto98
@gbritto98 Жыл бұрын
Did you get a picture with him or is it inappropriate to ask guests for pictures?
@MelissaDargan
@MelissaDargan Жыл бұрын
Sadly I was not able to get a picture because I wanted to be professional. Maybe next time we meet!
@gbritto98
@gbritto98 Жыл бұрын
I got a summer house internship and I have a question about transportation. I’m from Tennessee so I’m wondering if I should bring my car ( I heard parking is expensive and hard to come by) or will I not need to because of all the public transportation?
@MelissaDargan
@MelissaDargan Жыл бұрын
Great question! It depends on (1) where you live, (2) if where you live offers parking and (3) does the internship offer parking?Relying on street parking can be hard. DC also has a great metro system. So if you are living by any of the metro stops and feel safe to walk - public transportation may be the way to go!
@markmiller3210
@markmiller3210 Жыл бұрын
Just a FYI - before one can compare a Roth to Regular TSP you must know EXACTLY how the state you work in now taxes the pension of a federal civil servant. Approx. 9 states that normally have income taxes (e.g. NY and PA) consider the TSP "part of" their civil servants pension and DO NOT tax it on withdrawal in retirement. This is significant because if you work in one of these states (and assuming you will retire there) and contribute to the regular TSP - you can escape state taxes altogether (which are not insignificant in states like NY) by contributing to the regular TSP. As unbelievable as it seems the money is not state taxed going into the regular TSP AND it is not state taxed when withdrawn as it is considered "part of" the civil servants pension in these states. However - if you contribute to the Roth TSP - you will pay state taxes on the money going in. Everything else being equal- you are actually losing money by contributing to the Roth TSP instead of the regular TSP in these states.
@zombiegirl317
@zombiegirl317 Жыл бұрын
Gosh I wish I would have looked into this company before purchasing. They are now going by “Turn Me Royal”. While I received my product, I am very unhappy with the experience. They did not deliver in a timely manner as advertised. They did not respond whatsoever on Facebook or Instagram, and it took me threatening legal action to get a response and I FINALLY got my portrait. Never ever again.
@jrasterback7826
@jrasterback7826 Жыл бұрын
You should☺ reshoot this video to show the new TSP website which was changed in May 2022.
@MelissaDargan
@MelissaDargan Жыл бұрын
Great suggestion and planning to work on it soon! Just took a mini break after the birth of my daughter. But I will be getting back into content creating soon.
@brightafghans2886
@brightafghans2886 Жыл бұрын
Hey guys! Thank you very much for this informative video.
@MelissaDargan
@MelissaDargan Жыл бұрын
Our pleasure! Hope it helps and GL. Let us know if you have any questions.
@ohmightywez
@ohmightywez Жыл бұрын
They’ve changed the name to Turn Me Royal and are advertising on Pinterest.
@tinawimberley5035
@tinawimberley5035 Жыл бұрын
DANG IT! I just confirmed my order!
@hamyankee9437
@hamyankee9437 Жыл бұрын
I am 43 and just changed my career by joining as a district staffer. Thank you for taking the time to make this video with outstanding information!
@MelissaDargan
@MelissaDargan Жыл бұрын
Hope it helped and cheers to working in the district office!
@devonmoore8211
@devonmoore8211 Жыл бұрын
I work in VA is this a DC resident thing only I'm looking to move to the city 🌆
@MelissaDargan
@MelissaDargan Жыл бұрын
The DHCD website can help. It shares: Application Priority Applications are prioritized based on the following: low income, elderly, handicapped, disabled or displaced District residents other eligible District residents, that are not stated above in a. non-residents who have been employed in the District for one year prior to application non-residents who have lived in the District for three consecutive years as an adult Please note: District residents always are the priority for HPAP assistance. We will accept applications from non-residents, but they only will be processed when there are no pending applications from District residents. For more details, check out: dhcd.dc.gov/page/hpap-eligibility-how-apply-and-program-details
@kevinsimpson6698
@kevinsimpson6698 Жыл бұрын
Hey Melissia Great Video. Here is my question. I have roughly about $30,000 in my TSP. I been retire from the US Army for 6years now and currently working as a teacher. I foresee myself (with God help) teaching for the next 18 years. After watching your video, My question is this. Would it be smart to change my funds to the C and S funds or invest these funds into another account. Yes, I do have other accounts from being a teacher and one or two I do on my own. And yes, I don t need this money now. I just want to make a smarter investment with this money for the next 18 to 20 years.