Great guide! I can relate, Ive had my Samsung S9 for like 6 years, I wear the same clothes every day apart from when they need to go in the wash, have had my 2008 bimmer since 2019 and it hasnt given me any problems, still has only 76,000M on it, if it aint broke dont fix! Sports fan, no longer subscribed to sky, I downgraded to now tv which is a little cheaper, thinking of pulling the plug on that, because United are terrible atm haha! Never owned a credit card. Make my own coffee! Cook most days or enough to last a few days, this encourages me to not buy junk food on the way home from work after a long day. Thinking of ending the gym membership, im a posty and work involves a lot of walking and heavy lifting, lots of steps, I might start doing push ups and squats at home and bunning the gym membership. Thanks for the inspo guys!
@TheHumblePenny17 сағат бұрын
You're so welcome! Thank you for sharing 😀
@askask5259Күн бұрын
Congratulations 🎉
@TheHumblePennyКүн бұрын
Thank you 😊
@askask5259Күн бұрын
I love all your videos. Beautiful couple ❤
@TheHumblePennyКүн бұрын
❤️❤️
@askask5259Күн бұрын
I've learned so much in just 24 minutes. Thank you!
@TheHumblePennyКүн бұрын
Amazing 🙌🏾. Share this with others
@AndreNiemandКүн бұрын
Surely they will change tax laws for this!
@TheHumblePennyКүн бұрын
More reason to start now
@dorcashenderson6630Күн бұрын
Thank you lovers🎉🎉🎉😊
@TheHumblePennyКүн бұрын
👋🏾
@stevenbatley8666Күн бұрын
Should have abolish state pension years ago,and let people pay into their own pension, that would sort out many things,it's only been abused anyway!
@Ngozi.HКүн бұрын
I don't know how I got your video on my KZbin feed but I can't stop watching your videos since I came across your channel. Very educative. Thank you
@TheHumblePennyКүн бұрын
Brilliant ❤️. Do subscribe and share our videos with your friends and family.
@ahah-lt7blКүн бұрын
Where is the full video
@TheHumblePennyКүн бұрын
It is linked to the short you watched at the bottom of the screen. Here it is again kzbin.info/www/bejne/b2rHoK2KfrV_jtksi=2nYvLCuM03ZTeqF1
@deefootie59242 күн бұрын
Feel chuffed! On my financial freedom..and today reduced my overdraft by £500
@TheHumblePenny2 күн бұрын
👏🏾👏🏾
@dazzassti2 күн бұрын
Seriously, this is just pie in the sky delusional nonsense for 99 of people. Talking about 30 years to achieve, and almost 3/4 of a million 😂 This is when also people are paying mortgages and pension payments. And keeping this up for 30 years. 😂
@TheHumblePennyКүн бұрын
What is your suggested alternative? 🤔. Please share some thoughts.
@temisosanya2 күн бұрын
Im glad I stumbled on your channel. Im 45 and I think like is over regarding my finances, but your comment about your parent gave me hope. By God's grace, I will be financially thriving soon. Delay is not denial.
@TheHumblePenny2 күн бұрын
It's not too late for you. Keep going 💪🏾
@alexntiamoah94662 күн бұрын
just discovered your channel, great content here. a lot of things i resonate with. keep it up. "have u seen my watch? have u seen what i'm wearing?" LOOL 😅😅🤣
@TheHumblePenny2 күн бұрын
😆 thank you!
@louise35072 күн бұрын
Have you got any videos on how to open account on invest engine i started investing by watching your videos on how to open vanguard account. Had it not been for your videos showing step by step i would not invested. I only know index fund not etf set it and leave it. I am looking for lower fees as vanguard put fees up. I know the fund i want on invest engine but not found videos on using this platform or broker not sure if they are as good as vanguard. I love vanguard your videos.
@rachelsoulsings61882 күн бұрын
Which area did u move to?
@braijoy53972 күн бұрын
🙏🙏
@TheHumblePenny2 күн бұрын
🙏🏾
@DAVIDCURTIS-c6l3 күн бұрын
😂 100 ❤ going to you both and have a great day
@TheHumblePenny2 күн бұрын
🙏🏾
@DAVIDCURTIS-c6l3 күн бұрын
Fantastic raw words that anything you want requires hard work and faith hard work and faith and more of that. Thanks for being so brave with your honesty and thanks again for your time and you are so inspirational and may you grow into a giant successful business. Thanks
@TheHumblePenny2 күн бұрын
🙏🏾
@DAVIDCURTIS-c6l3 күн бұрын
Your words are so true,, hard work, look out for opportunities and take risks and thanks for your help and support with your wisdom x have a great day
@TheHumblePenny2 күн бұрын
Much appreciated
@scarletcandy81413 күн бұрын
Hi Ken, is the US equity index fund better than the and S and P 500?
@george69773 күн бұрын
I decided to move.
@dimmao15943 күн бұрын
Hi Ken, I am just as confused about what to do. I jave just started research on other options as my account is less than £32k. I was wondering, ever had any look at invest engine? And would you make any videos on it?
@marileeforex_3 күн бұрын
👍
@dimobika3 күн бұрын
🙏Nice.
@TheHumblePenny3 күн бұрын
Thanks
@kalamuddin42534 күн бұрын
How
@elianasimeonexox4 күн бұрын
What is the best stock market investment? And do you help or guide one regarding stock market investment?
@TheHumblePenny4 күн бұрын
Yes, please book a Power Session with us here if you want 121 coaching thehumblepenny.com/coaching
@musariololade22044 күн бұрын
if the total portfolio value under the investment option is 153k. You should note that this includes the principal + capital gain + dividends. Hence the amount that should be compared with the interest saved from the mortgage option (73k) should only be the capital gain and dividend net of taxes, I would suggest you revise the calculations
@lesileeflynn72444 күн бұрын
Sorry this video is people with spare cash lying around to invest in funds.... i cannot even save £200 per month!!
@abhisekmitra56424 күн бұрын
This is called Mutual Fund in India 😅
@TheHumblePennyКүн бұрын
👍🏾
@DAVIDCURTIS-c6l4 күн бұрын
Do a budget plan and see how I am spending my money and make up a plan to lower the debt over time and good show and have a great week
@dzainaSuth4 күн бұрын
💎 so useful x
@autobotdiva92684 күн бұрын
pay off the MORTGAGE. in my line of work, 62-73 year olds living in hotels and motels, homeless needing all kinds of help and geriatric care.
@JohnWozza-b6k4 күн бұрын
She needs to stop screwing the working class people. If she needs more money then stop giving money to other countries and immigration... Simple!! 😏
@annamuja18314 күн бұрын
Thank you for great tips.
@TheHumblePenny4 күн бұрын
You're welcome 😊
@semakohunge55314 күн бұрын
Something seems not clear and would appreciate a clarification. Assume my pension pot is just 5,000 and I earn 20,000 per annum. How can this grow to 100,000k in five years. I could see you used the annual salary to calculate the ension pot after 5 years. The initial pension pot is not in the calculation at all.
@muhammadzahidchohan59624 күн бұрын
Great information and incentive I would like to start but where to invest to begin with?
@stylishnene014 күн бұрын
Odogwu informants❤❤ una too Sabi o. Take your diamonds
@kayleighmoliver4 күн бұрын
I'm currently investing in the stock market because of the liquidity of the asset and the returns. However, if I were in my long term home, I would consider also paying off the mortgage faster. But at this point I'm considering moving as early as next year. This move to a bigger house would mean a bigger mortgage so a bigger deposit will be needed. So having more cash would decrease the next mortgage I'll have to pay (I think!) but also, it'll give me more for all those extra little things around buying a home that you can only buy with cash.