Looks like you didn’t factor is a top /clothes because your half naked champ…

debt slave to the lender

Shame you weren’t up to date on the stats and facts about living in Melbourne before making this video. The official figures were released few weeks ago and Melbourne is now the one of the most affordable cities in Australia . Only two other cities are cheaper and they are Darwin and Hobart. It is now more expensive to buy or rent a property in every other city before Melbourne 5 other major cities in Oz are more expensive than Melbourne. Seems you need to get out more and realise that yes things are expensive but other cities are doing it much euros for rent , food utilities and buying a home. This video only made you look ignorant . You can’t live in deserts and most of Australia. Sounds like your like one of those anti vax idiots who only listens to conspiracy theories and lies and spreads misinformation without knowing anything If you’re paying $100 for a haircut no wonder you don’t have enough you live beyond your means. You admit you spend money on expensive food and if you were hard up you wouldn’t be spending so much on gums etc as that’s a luxury not a necessity . Telling people they need 150-200K to live in Victoria is just spreading lies and No ever seen any one bed apt in Melb for $650/wk . You need to visit other places to put things in perspective . You obviously aren’t suffering too much if you can spend so Much time just doing weights You are not the average person, you live in a luxury new apt in an expensive suburb. That’s not what smart people do , so stop being a whinging shit when you are sending way more than you need to

Living in Brisbane comfortably on 2.5k a month. Living very frugal. 35yo, own a home paid off so yes your 6k a month makes sense if you’re paying 3.2k a month on rent.

I’m 27, still living at mums but I’ve been saving and have been on the grind since 20. Got about 400k. Thanks to a free place to sleep but also because like you, no drugs, alcohol gambling and kids. Plus working with the goal of owning my own home. Some people in my position I think have no hustle in them because they don’t need to but fk I don’t wanna live at my mums at 30 😂 Thanks for the video I enjoyed this and the first part 👌🏻

Bitcoin can help you get ahead. Hardest asset ever created. Everything becomes more affordable with Bitcoin. Reach out if you need some help learning more about Bitcoin, how to safely take your Bitcoin off an exchange into self custody.

You are a legend.

great video Filip ! just found this video from your library of videos. I see your content as a mini - masterclass on self improvement and having the right mindset. ! Very grateful having found your channel. ! all the best

How come your bills are so cheap mate? What is your hot water system, gas or electric? Then cooling or heating system? That's really really cheap what you say! Electricity in Mill Park is costing me 230 a month and gas about 100 a month . Cheers

Don't say everything mate online, ATO is watching you hahahahahah ................ I can't agree more with you man

These tips and mindset are great. I believe a good physique is a marker of work ethic and self-respect. Keeping physically fit it also good for the mind. I find I can think clearly and with better focus and persistence when I'm physically fit and healthy, well rested and eating clean.

Sounds like they are out to make us broke

Inflation is currency devaluation its caused by the FED printing money from fresh air. Its a world wide problem. Greg mannarino on YT can help you understand whats happening to all of us.

The "shortage" in resources is such BS for sure. We have more liquid gas than any continent in the world. The housing crisis is a high demand issue imo. 60% of a national population growth has come from for lack of a better term less regulated immigration.

Shocker investments: Ripping high leverage trades on Luna after crash. Being the Whale on Rose sidecoin Rimswap... was a hell of a power trip holding most of supply. Dunked it all and crashed it. Returned to the scene of the crime and it was a scam, the devs built a token bleed into the code, lost it when could've walked away up. Star Casino Sydney, took 3.5k off me (jackasses). Going long 5x on Alibab a few years ago, news was announced the had highest sales date ever, I celebrated hard in advance... next day CRASHed to shit, wall street said 'didnt get yoy growth" that one fkn hurt. Going high leverage has burned me multiple times. Ive only gained going at spot and not getting stop hunted by the whales and sharks Ive just sold some shitty growth which has plummeted (enphase and indi), Gonna roll them into SNP, ASX and VGT. I agree with you long game "is better" id say its better for the majority that dont have 10hrs a day analysing company financials and drawing lines on charts, sweating the markets every seconds. Going low and slow on indexes and DCA into crypro at spot is much less stressful and less risky. Less rewards but less risk

what is your training regime

Life is way tougher now, I currently don't know anyone getting ahead. I'm on disability pension thats like 25k a year. But thats definitely not living thats just not starving on the street. Ive started my own busines/working for my self to try to make an opportunity for myself. But in Australia it feels like you get punished for trying but will get left behind if you don't

I'm in Pickles st, I hear everything you're saying 👌🙌

Dan Andrews and the labour party have run this state into the ground.. junkies,mental health people stealing everyday at my work in colesuse to be the norm now it's mum's and dad's..cost of living wont go back to reasonable prices any time soon.too many rich Asians going to private schools and buying our houses.

You can buy an apartment in st kilda Melbourne for under 300k which will be $1200; cheaper than your rent a month!

Would u venture out to Gold Coast? The lifestyle and likeminded people r here with fitness great food and great weather !

Great content bro

Also having multiple of streams of income is necessary nowadays cant just rely on just 1 source gotta diversify your investments

Good video, i came in 2016 to Sydney as an international student then worked for a bit in corporate world then moved to Melb during covid lockdown to be with my now husband we were in longdistance relationship back.then now we have 1 child, we were renting before but pushed ourselves to look to buy our 1st property thank God was able to get one in January 2024 was looking and participating in auctions for a year it was so so tough so much competition and always getting outbidded by others, now i just want to build my skills, start my own business, hopefully bear more and raise more kids, just leaving everything up to Gods hands keeping up the faith in this turbulent times

Hi , Fil. I was touring in Melbourne CBD. The city is beautiful. By the way. You are handsome guys. Wish can have coffee to chatting. ❤❤❤❤

Do a full vid on your diet and training schedule

Found this surprisingly high tbh. I’m on $80k + super, save a lot of my wage for something big one day, but feel like I can’t keep up at all. It’s nothing. You’re doing well man, keep it up

Trying way too hard bro, there are butt ugly guys, out of shape, but with a glamour lol. Most women want a dopey guy they can control, with money. This generation of women have been taught they have to be the boss, powerful independent woman, ugly, vulnerable, weak men make her feel this way, as long as he has money, all good

"Melbourne coffee capital"...was there a month ago in those so called "laneways" in the city, few square metres of alleys with asian coffee shop owners, $5 for a small flat white haha. Tastes the same if not worse than in Sydney, where coffees are between $4-4.50 lol

You should see how messed up Perth is now, Rent here is far more expensive than in Melbourne. My Partner and I are actually planning on moving to Melbourne because it far more cheaper and since I work in the tech sector there are far more higher paying jobs over there and better career opportunities. Sure Melbourne is "Expensive" But far more cheaper than Perth now. Anyway I hope all of us find some normality within the next 10 years if our government actually wakes up. 30 Years of both Labour and Liberal Governments implementing bad policy and maybe not even doing anything at all has led us to what we are experiencing right now.

Really like the video ~ especially with the shirt off. As a retired single older gay man ~ I see myself in you as a man 30 years ago. Now I've got the wisdom, I can quite accurately read you (but of course, I could be wrong too). Oh, to be your age with the wisdom I have now. But life does not act that way. I do admire your working and keeping your head above water, when so many are living for today with no thought of the future. Enjoy every moment because life really is short ~ Phoenix Grant

Cannot wait to leave Australia. Should have set myself up sooner I would already be out. Love Australia but the costs of everything are ridiculous

Brother your doing well , the next level is clipping 500k + a year in income running this through a company / trust structure ( tax efficiency ), expensing a bulk of your living costs pre tax , then channeling 250k + cash per year into investments ( US tech stocks, bitcoin ect) do this for 10 years and you will not have to work a day again and will live a very free and comfortable life.

When my nanna grew up she had a kerosene fridge and later a community telephone. She left school at 14 to work. Now people walk around with a pocket computer crying they can’t afford coffee. Shift your perspective from consumers to producers , review needs v wants.

I am retired in Phoenix, Arizona. I like AUS so much. If I were a young man I would be there, except for the high housing costs. Its all about MONEY in a capitalistic society. I spoke to a woman on a cruise, and she said she and her husband flipped houses in Sydney. Made millions. Australia's politicians should design policies for modestly priced homes. Keep the country Australian. And open the big spaces of land for Australians. Politicians get elected and are out for themselves and their re-election.

I can understand how you feel like you do given your expenses and your work. Port Melbourne is very expensive place to live. You have made that choice. Even choosing to own a car is an expensive choice for commuting. I mostly work from home so don’t need to commute large distances and can live in a unit in outer suburbs. When I do commute to the city I use the train. It takes 30 mins to the city by train. It takes similar to you to drive in peak traffic and park. As for paying off a mortgage for 30 years. I did it in 7. The secret is to increase your savings rate and cut down your expenses, housing being the biggest one.

And then there's the Divorce rate In Australia and the lack of dating and the un affordability to get married or have children its becoming a Myth a memory the family Unit was in the Line of fire in the name of GDP and capitalism at it's best this is what they intended. Once there was a time a man could run a house and look after his family! 1950's + till today Pffftt we all can see the damage that has been done.

Love your videos bro. Keep up the good work. Can’t wait to see your plans go into fruition!

Yep. It’s all real. Worst I’ve seen it ever in my 29 years. Worst crime rate since 2009. Jaw dropping state of affairs.

Tax and Tax killing people to mate huge factor, next they will tax us on the clothes we wear. Be a slave to your mortgage. You be surprised alot of people leaving or retiring abroad.

All asset classes are essentially gambling. They're all manipulated and controlled by the people who want to keep your poor. I think there will be a sting in the tail with crypto too.

Bro Port Melbourne 🫣 so expensive. I'm in Prahran its not cheap but cheaper than that and I walk to going out but only in one bedroom. im only on $80k but catch public transport to work. If you like the beach have you thought of buying in the west near the beach? Williamstown altona its not as glam but its yours and mortgage going down. Rent vest later? Anyway its tough but glad im not in Sydney. Hope it works out for you man.

It’s almost the exact same situation/pricing here in Toronto, Canada, bleak times. All the best in 2025 mate

The Pathetic Policies of Labor in allowing thousands of Indian & Chinese so called Students & Migrants to come to Melbourne have destroyed our City. They have taken over our jobs, our houses and they are not giving back anything in return. The Worst Scam in Australia's history.

All by design, brother. "You'll own nothing and be happy".

hey man appreciate your realness of the situation I live here in Melbourne to 100% agree with what you said

Melbourne is overpriced. Personally I prefer Perth or Brisbane - nicer weather. Even Sydney can be cheaper sometimes. London is expensive but more cultured than Melbourne. Miami Beach is the only beach area on earth that's actually worth the price IMO. Anyway my lifestyle is simple, I just rent a small room, cook my own meals, spend most of my time outdoors and keeping fit. I use financial assets to boost my income. I hardly work at all now, and travel frequently. If you know the tricks to live cheaply and invest globally you can live anywhere. 🌏

The results of FEMINISM, weak feminised men in positions of political power and bitter nasty lesbians in the same positions. Western women especially the white ones are the most privileged, spoilt tyrants on the face of the earth with there sex in the city and desperate housewives shallow low class Satanic Hollywood mentality. They all think they are victims or princesses or both. I just moved to the Philippines from Australia last March, never going back. Filipino women are awesome they speak up to 3-4 languages English is there second language there education system is better than ours, alot of Filipino women have University degrees and they live for their families and men and don't judge their men on height, looks, age or D Size. Since I've been here I've started 2 businesses and a Martial arts school, Filipinos get behind you here. I've told my friends for years what was coming all I got was eye rolls and smart arse comments, people have the world in their hands and they keep looking at their own crap. Footy ,piss, gambling, footy, piss, gambling, distractions , they don't want to know about anything else. You think covid would have woken everyone up but it didnt take long for Australians to go back to sleep. Conspiracy FACT. Australia is still a penal colony with a convict mentality. I'm 62 I was born in Papua new Guinea I came to Australia when I was 7, I had the best childhood in Australia till about 30 years ago FEMINISM has destroyed Australia.

Great video. I just started my own landscaping business out of inner north Melbourne married no kids. My overheads are 6k a week before food. The only way out is through it! 2025 I’m coming for it all.

💯👏