5 ай бұрын
10 ай бұрын
10 ай бұрын
Пікірлер
@LewisGonzalez-d8v 5 сағат бұрын
How do I go about opening up a business line of credit?
@KelvinMcNeil 5 сағат бұрын
@@LewisGonzalez-d8v first check with your primary bank that opened a business checking account with. If they don’t offer them, I can recommend a few.
@Babygal3 10 сағат бұрын
Thank you Great Video. You Andwered some questions I had in here as being self employed in Trucking. I wrote off too much last year n had a negative income. Won't do that this year smh
@KelvinMcNeil 10 сағат бұрын
@@Babygal3 yeah it’s a common mistake but at least there’s another option. A bank statement loan allows you to be qualified based on the average monthly gross income over the last 12 months.
@cezz1105 10 сағат бұрын
I only have one tradeline reporting on my business credit profile, with experian. And my score is 97/100. But i added nav this month too.
@RachelMcNeil Күн бұрын
Love it aye keep the content coming!!!! 🔥🔥👏🏽👏🏽
@KelvinMcNeil Күн бұрын
🏠 Looking to purchase or refinance a home? Get Pre-Qualified for the best mortgage programs in the country while being advised by Me! www.ApplyWithKelvin.com
@juanzapata7701 2 күн бұрын
Great video.. With PG do the accounts report on your personal credit reports?
@KelvinMcNeil 2 күн бұрын
@@juanzapata7701 only if you default. Then the collection account will be reported to your personal credit. However, there are a few business credit cards that report to your personal credit report like Capital One Spark, and the Discover business credit card.
@KelvinMcNeil 2 күн бұрын
@@juanzapata7701 thanks for watching!
@RachelMcNeil 2 күн бұрын
Shout out to my favorite financial KZbinr 😎🔥🔥
@KelvinMcNeil 2 күн бұрын
@@RachelMcNeil 🫶🏽🫶🏽🫶🏽
@lotusfalana 2 күн бұрын
Great info ! Thanks
@KelvinMcNeil 2 күн бұрын
@@lotusfalana you’re welcome!
@TheElleWord316 3 күн бұрын
Kelvin with the 🔥. 👍🏾
@KelvinMcNeil 3 күн бұрын
@@TheElleWord316 🙏🏾
@lashun1st 4 күн бұрын
Is this for Illinois?
@KelvinMcNeil 4 күн бұрын
@@lashun1st yes it is
@shaimesh1 4 күн бұрын
Yr vids def helped me. Great c u getting interviewed by ty crandall
@KelvinMcNeil 4 күн бұрын
@@shaimesh1 thank you! 🙏🏾
@ericarobinson6639 6 күн бұрын
❤
@Mack.333 8 күн бұрын
Thank you very much. I just literally got approved for a Sam’s Club Business card. 🙏
@KelvinMcNeil 8 күн бұрын
@@Mack.333 congratulations!!!
@jogood42 9 күн бұрын
Divvy
@KillerKatProductions 10 күн бұрын
Ive used Kikoff using all their services and built my credit from around 630 to 755 in a little over a year. I did get 2 credit cards throughout the year after starting but I keep my credit cards paid off, I don't run the balance from month to month.
@allwedoistwin 10 күн бұрын
It's actually impossible to not subscribe after a video like that. Thank you!!❤❤❤
@KelvinMcNeil 10 күн бұрын
@@allwedoistwin thank you! If only every viewer felt the same way 😅🙏🏾
@allwedoistwin 10 күн бұрын
@KelvinMcNeil I'm so happy I found you. Thank you again
@TheElleWord316 10 күн бұрын
Hey @KelvinMcNeil would you still recommend getting the card now that they’re requesting BOI?
@dizziworldTV 10 күн бұрын
Nav tried to screw me over today they unlinked my business account knowing i had a prepayment to make then one of their customer service reps tried to blame it on my bank then she lied and said she didnt try to blame it on my bank i have the screenshots from the chat of her saying it was my bank fault 😂 she changed her story when i told her i got the sceeenshots then she backtracked and said oh its navs fault ...luckily i was able to link my other bank account and pay the bill if not i would've took a hit on my business credit report man Nav ain't shyt excuse my language
@marshallislands1243 11 күн бұрын
Thank you for your help with the video it was very informative and I just subscribed
@KelvinMcNeil 11 күн бұрын
@marshallislands1243 you’re welcome & thanks for subscribing! 🙏🏾
@dizziworldTV 12 күн бұрын
Cool shirt bro 💯
@MsRose-no7ok 12 күн бұрын
I tried the exit strategy and my business is just under 1 year I was told I needed to have it for atleast 2 years before they will approve
@Itmightget_loud 12 күн бұрын
SHELL IS A GOOD STARTER . Great Vid🔥
@petter215jones 13 күн бұрын
Definitely needed to hear this cause my score was a 682 when I first was looking and had got a pre-approval. But denied me because of my 2 child support cases they didn't feel comfortable with but still didn't effect my DTI. Now I'm around the 550s and I'm here to the video
@KelvinMcNeil 12 күн бұрын
@@petter215jones i’m sorry that you were denied but if you’re still ready to get preapproved, I may be able to help you. I’m a broker so I have a lot more flexible loan programs, and guidelines.
@KelvinMcNeil 12 күн бұрын
@@petter215jones here is a link to schedule a mortgage consultation so we can discuss this further: calendly.com/kmcneil10/mortgage-consultation
@KDSFosterCloset 15 күн бұрын
Hi Calvin I would love to speak with you
@KelvinMcNeil 15 күн бұрын
@@KDSFosterCloset how can I help you?
@CatAnd-ws4cr 16 күн бұрын
Cat
@dizziworldTV 17 күн бұрын
Great info I was sleeping on ecredible and chose nav prime but now I’m gonna sign up 💯
@talisadventures3252 17 күн бұрын
Does this work for persons with np ssn or itin
@KelvinMcNeil 17 күн бұрын
@@talisadventures3252 it’s primarily for businesses so yes, you can still use it to monitor your business credit. They’re just wouldn’t be anything to show for your personal credit.
@gymaddictnation6862 17 күн бұрын
How many purchases you can make with perpay ?
@cathyjohnson6977 17 күн бұрын
2024 is all mine
@KelvinMcNeil 17 күн бұрын
@@cathyjohnson6977 2025!
@martaKashin 18 күн бұрын
Very good app
@KelvinMcNeil 18 күн бұрын
@@martaKashin what do you like about it?
@DAVIDANDEBORAH 18 күн бұрын
Love this bro!!!! Amazing work
@KelvinMcNeil 18 күн бұрын
@@DAVIDANDEBORAH thanks bro! Hit me up if you need me.
@DAVIDANDEBORAH 17 күн бұрын
@ Defintely will. Trying to get this credit right and clean it up.
@charlenestewart7395 19 күн бұрын
I have nav boost and ecredible business along with uline and my duns number has not moved in almost a month. It still says 0. What am i doing wrong? Does something need to be connected? I even connected other accounts to ecrediable business. please help
@KelvinMcNeil 19 күн бұрын
@@charlenestewart7395 it can take up to 90 days for vendors to begin reporting and you have to have 3 payments (in separate months) across 2 different vendor accounts at minimum to develop a Paydex score.
@KelvinMcNeil 19 күн бұрын
@@charlenestewart7395 you also need to make sure there’s no mismatched data.
@KelvinMcNeil 19 күн бұрын
Enjoy an exciting 30% off the first Nav Prime payment with this exclusive promo! No promo code is needed - just share this specific link: nav.nkwcmr.net/c/2712172/2215888/2410 This exclusive offer is valid through December 7th at 11:59 PM MST.
@charlenestewart7395 20 күн бұрын
The question is how do you connect nav and ecredible business together. I am missing something in this process.
@KelvinMcNeil 20 күн бұрын
@@charlenestewart7395 you don’t. There’s no need to.
@charlenestewart6427 21 күн бұрын
How do you find the your nav acct number to add it to ecrediable. Not bank info. The nav account so they can be connected.
@KelvinMcNeil 21 күн бұрын
@@charlenestewart6427 there’s no need to add NAV to eCredable. NAV Prime already reports to D&B, Experian, and Equifax.
@ramonwinfree1255 21 күн бұрын
So if I got approved for the $900 spending limit and don’t spend it this will report to credit bureaus ?
@KelvinMcNeil 21 күн бұрын
@@ramonwinfree1255 no. Payment history is what reports. Just having a line of credit won’t help your credit standing.
@djgruve817 21 күн бұрын
If you’re also wondering, how do they stay in business without charging interest or fees? The answer is simple, the products on their site are marked up at least 150%. So you definitely will be paying more than the product is worth, they have the prices listed extremely high. Just checked them out, popular products that you know how much they cost retail, will be 100% markup on this per pay site.
@KelvinMcNeil 21 күн бұрын
@@djgruve817 buying in cash will always be more affordable than financing. With Perpay, you’re paying for a service not just a product.
@lov3zoneiam276 21 күн бұрын
DPA
@KelvinMcNeil 21 күн бұрын
@@lov3zoneiam276 how soon are you looking to purchase?
@ibrahimkoji9295 22 күн бұрын
Can people just get to the point why you gotta go all around the world get to the point
@KelvinMcNeil 22 күн бұрын
@@ibrahimkoji9295 if you’re watching this video, it’s because you need all of the information I put into it. This is KZbin, not TikTok.
@1uniqueblackdiamond 22 күн бұрын
New subbie. Our voice and information caught my attention and has kept it. I’m constantly in need of information but my attention span is whoa. A lot of ppl have information but I can get pass the delivery. Find it difficult to comprehend. But not your channel and I thank you for it!! I was signed up with credit cafe through my rental company through my apartment complex as an option to report to the 3 bureaus and they suck. Since July they have only reported once but get my money monthly. They claim they report monthly but that it’s up to the bureaus whether they list it or not. Idk they seem shady. The first time I signed up it posted immediately. No if I cancel will that lower my score? Bc by adding them it did increase by 100 points. But they haven’t showed monthly since. Will it lower it if I cancel or do I have to keep giving them money each month just not to get it removed or risk my score dropping by that amount. I feel like I’m being extorted into continuing with that business .
@KelvinMcNeil 22 күн бұрын
@@1uniqueblackdiamond no your credit score should not go down if you stop using that service however you should have something to replace it with.
@KelvinMcNeil 22 күн бұрын
@@1uniqueblackdiamond instead of using that unreliable service, I would recommend using rent reporters instead because they report to all three credit bureaus 👇🏾 prf.hn/click/camref:1011l96mi
@KelvinMcNeil 22 күн бұрын
@@1uniqueblackdiamond thanks for subscribing! I’m glad you found my content helpful. 🙏🏾
@kalevra6999 23 күн бұрын
Dave Ramsey is you manage your many well no need for credit period
@KelvinMcNeil 23 күн бұрын
@@kalevra6999 Dave Ramsey doesn’t practice what he preaches. He leverages debt to earn a living.
@KelvinMcNeil 23 күн бұрын
@@kalevra6999 his target audience is financially illiterate Americans who are living paycheck to paycheck. So he teaches you to avoid debt all together vs educating you about how people like him use it to their advantage.
@IMOD1215 25 күн бұрын
Do you help in Texas?
@KelvinMcNeil 25 күн бұрын
@@IMOD1215 yes, I’m licensed in Texas. How can I help you?
@IMOD1215 25 күн бұрын
Can you please help me understand USDA loan?
@KelvinMcNeil 25 күн бұрын
@@IMOD1215 yes, I’ll be making a video on it soon but in the meantime feel free to schedule a mortgage consultation with me so we can chat about it.
@KSIxBluntRoller 26 күн бұрын
How do i increase the spending limit
@KelvinMcNeil 26 күн бұрын
@@KSIxBluntRoller by paying on time consistently
@JaimeVizcarrondo 27 күн бұрын
New subscriber, thanks for the video. I had the free NAV and didn't understand it, so I didn't get the paid version. This explains it to me, thank you!
@KelvinMcNeil 27 күн бұрын
@@JaimeVizcarrondo you’re welcome and thanks for subscribing!
@OUTTHA510 28 күн бұрын
You don't know wtf you are talking about. CPN are stolen SSN of dead people or kids. This is straight fraud.
@MarioWhiteside 29 күн бұрын
Kickoff, Tumo, smartcredit, Credit Strong, Kovo credit all for my personal. Getting my business set-up now.
@defusa1290 Ай бұрын
I need to build dnb report