FALL FOOD PLOTS
10:50
4 ай бұрын
HAs the FED screwed up AGAIN
14:38
RENT CONTROL- A BAD IDEA
14:39
5 ай бұрын
PIECES TO THE PUZZLE
19:27
5 ай бұрын
How do I get a mortgage
13:25
6 ай бұрын
First Time Buyer Series PART 3
8:41
First time Buyer PART 2
13:27
10 ай бұрын
First Time Home Buyers     INTRO
3:27
10 ай бұрын
THE FED updates and the Economy
18:20
UPDATE on the CULTIPACKER
9:29
10 ай бұрын
WILL THEY or WON’T THEY
4:34
Жыл бұрын
Thanksgiving update
10:36
Жыл бұрын
October spookiness
11:18
Жыл бұрын
Smoke Signals from Jackson Wyoming
11:40
How to make an Outdoor Shower
8:45
Recipe for a Bank Failure
15:41
Жыл бұрын
How to safely Fell a tree
23:12
Жыл бұрын
SELF VENTING GAS CANS
4:22
Жыл бұрын
Пікірлер
@meganowen8879
@meganowen8879 29 күн бұрын
Very helpful series! Thanks for posting 😊
@brianradio7311
@brianradio7311 Ай бұрын
I made one like this years ago its holding up great !
@deplorable_2024
@deplorable_2024 2 ай бұрын
Now you need to mount some wheels on the frame so you can flip it over and tow it where you need it.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 2 ай бұрын
deplorable_2024... Absolutely correct. Only reason I haven't is two-fold. 1) This was a "use what you have" build and I didn't have any wheels that would easily fit the frame. 2) IF I have to move it between farms (less than a mile apart), I just put it in the tractor bucket. Often I'll pull the disk and load the cultipacker in the bucket when traveling between foodplots so I have everything I need. Thanks for the comment. Maybe that's a future mod.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 4 ай бұрын
Couple comments. 1) Here in NC, there is a wildlife "habitat program" where you can get very inexpensive wheat and Oats. $8 for wheat and $15 for oats. I use Holdford Hardware in Enfield NC. I have also used Carpenter Farm Supply in Morrisville NC. BOTH PLACES will ease your blood pressure, just by walking in. Call your small, local seed store or hardware store... Its worth it. 2) Many local Ag co-ops will have a "buggy" you can rent to apply your lime, if you're foodplots are accessible and you have enough acreage to use it. 3) I was talking off the cuff.. I said "phosphate". I meant Phosphorus. N P K are your acronyms. Nitrogen, Phosphorus, and Potassium.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 5 ай бұрын
BREAKING NEWS... JULY 11, 2024- Inflation numbers just released for June 2024. You'll see in the video that May 2024, Inflation was 3.27. June 2024 inflation is 2.97%. That's a really nice drop. I love how the news release added that gas prices PLUMMETED 3.8%... How many of you went to the pumps recently and said.. "whew, gas prices have plummeted? Yeah, me neither.
@ConnorCunningham-ym6hs
@ConnorCunningham-ym6hs 7 ай бұрын
This is amazing! Thank you!
@trutwijd
@trutwijd 7 ай бұрын
Cool idea think I'll try this. 1k for these is just too much
@Not-the-only-one
@Not-the-only-one 7 ай бұрын
genius idea
@travharrell1713
@travharrell1713 9 ай бұрын
Last September, I built one following his first video. We used it for 47 food plots. It worked great. I did make the cleaning bar that he mentioned. I used rebar for the teeth.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 9 ай бұрын
That is awesome!
@TheKot183
@TheKot183 9 ай бұрын
I just completed at 10ft one i used rebar through the shaft and welded on and i used normal greasable bearings just because it is so heavy i luckily have a maunre pit that i could stand on the wall and pour the concrete into. The neighbors were confused for awhile lol untill i took it out just drilled a small hole in the concrete floor slipped the shaft in with the end cap and cement bolted a bracket in to hold everything level. Definitely heavy probably 1200 lbs. Cant wait to use it i usually just broadcast my seed and get okay results obviously cultipacking it in will help alot plus it will break up all the big chunks...that i usually puck up in the sickle blades of my haybine...
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 9 ай бұрын
wow, 10 ft. Nice. I will say that my germination rate went thru the roof just by using the cultipacker…. My turnips and clover were lush and green thru the whole deer season.
@EronIler
@EronIler 10 ай бұрын
Thanks for sharing. It serves as a starting point for community improvement. You have to be brave to post the first version build on KZbin. There are always ways to improve these ideas and there any many with more experience but they only make negative comments, not videos to share their knowledge.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 9 ай бұрын
Thanks for your interest. I agree that there are 1) many ways to improve it. and 2) we seem in society to focus on negative. Getting ready to make my mod to the unit and hopefully put out a video, getting ready for spring food plot season.
@kdb991
@kdb991 11 ай бұрын
Boy you sure made it cheaper by painting it Kaboda orange You could have made it worth a lot more by painting it John Deere green
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 10 ай бұрын
Lol I hear you… @kdb991. Funny story… I grew up on a tobacco farm and we had JD, Ford, and farmalls. My first real job out of the field, was at the local JD dealer assembling and delivering mowers, tractors, chainsaws, etc…. I love JD. But when I bought my tractor for my small hunting farm, I needed convenience, and I wanted “universal tractor accessory” ability. Love my Kubota. Would equally love a JD but the kubota was 1)close by, 2) in my price range, and 3) Available.
@kdb991
@kdb991 10 ай бұрын
@@davidt-the-mortgage-farmer I bleed green
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 10 ай бұрын
@@kdb991 me too. might be a slightly different shade. I love JD, especially the AG stuff... When it comes to my small hunting farm, though... it just worked out to be orange. As a 9 yr old in the tobacco fields, I could only push the clutch in on a Ford.. so I ran the ford 3000. As I got older- I spent my time on the JD 4250. Love them.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
So let's give a very quick update as of 2:30 PM on Dec 13th. as we said, the FED did not raise rates. But the more salient point is their SHIFT in outlook. They have stated they believe its TIME to start cutting the Fed funds rate in early 2024. And as of 2:30 PM, mortgage markets have already started reacting positively. Let me know your thoughts...
@rbljackson
@rbljackson Жыл бұрын
Great DIY project on the cheap. IM on the lookout for some culvert/drain pipe. Any issues since the build? I looked for a video of the unit in use, but didnt see it. Do you add any oil or grease when you slid the axle pipe in? Curious if you think thats needed. Would like to see a follow up video on the mod you talked about to keep the mud from packig up too. Again...these are the best projects. When you can create something on the cheap that will last and be a 10th the cost of a commercially availalbe unit.
@wildandliving
@wildandliving Жыл бұрын
You can get some at a hardware store looks like a 8 inch pipe can get 4 6 8 easy enough cut to length for most places
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 10 ай бұрын
check out the updated video for a few peeks at it working. On,y issue is it packs in when the ground is really wet, but I have a fix and will shoot that video soon. It’s a 1.5 inch piece of pvc and a 1.25 inch piece of conduit as the axle. No grease, although you could do that. If it wears out in 5 yrs, I’ll rebuild it. If you have access to to the cultipacker plates, that would be an upgrade. I didn’t. So I used what I had and the food plots were a lot better germination this past yr.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 10 ай бұрын
kzbin.info/www/bejne/Y6LHhGqJgMSapcksi=1Uqvl987hQpFicii. Here’s the update video.
@travharrell1713
@travharrell1713 Жыл бұрын
I like this A LOT. I know what my dad and I are building this weekend. Thanks for the idea and plans.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 9 ай бұрын
Hope it worked out for you. I have thoroughly enjoyed using it.
@travharrell1713
@travharrell1713 9 ай бұрын
@@davidt-the-mortgage-farmer works great. We did a lot of food plots
@TheGoatShowMan
@TheGoatShowMan Жыл бұрын
Well done. Thanks!
@ericd4098
@ericd4098 Жыл бұрын
👍 'Promo sm'
@adamwiech4874
@adamwiech4874 Жыл бұрын
I built mine 3 years ago and it works like a charm , hiwever I used a steel axle sleave and I used bearings , couldnt be happier
@jannakregoski4361
@jannakregoski4361 Жыл бұрын
Did you pre-mix the concrete? Or fill it dry and water it as you went, like a post hole?
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
Pre mixed then poured in . 1-that many bags would be hard to get the water mixed. 2-It was very very heavy.
@tomhuston8880
@tomhuston8880 Жыл бұрын
Fantastic idea. Thanks for sharing.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 9 ай бұрын
your welcome. I look forward to shooting some more videos of it
@charliebelle6693
@charliebelle6693 Жыл бұрын
What prevents the axle from spinning out one side?
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
If this helps. Its a 1.75" piece of PVC. Inside that sleeve, is a 1.5" piece of conduit. On EACH end... I have a U bolt that is affixed to the metal conduit, which spins inside the PVC. It has worked remarkably well and I used it approximately 2 hrs in yr one. For $70, its one of my best "projects". foodplots came up Super nice.
@franklee6518
@franklee6518 Жыл бұрын
Very nice well done
@JudyGraff-p4r
@JudyGraff-p4r Жыл бұрын
Why doesn't the axle walk in the PVC ? And if you just tightened the u bolt down on the axle, how does the axle turn? I would think it would be pretty solid.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
PVC is centered in the concrete and the "Axle" (piece of 1.75" conduit) spins within the pvc. Axle is affixed to the frame with 2 U bolts. I made two "bushings" out of the same pvc that are about an inch long each... they occupy the slack space between the end of the concrete and the frame. Over many yrs, and many hrs of use... I assume the pvc will degrade. But using the cultipacker for a couple hrs each yr... It'll last a LONG time.
@scottp5331
@scottp5331 Жыл бұрын
People that have never bought a house before need to know about the assistance and the forgivable Grant. The thing I'm confused about is it for first-time buyers or is it for any buyer?
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
For this specific program, you do not need to be a first time buyer. It’s simply an FHA loan and then the lender has chosen to add a “3.5%” second mortgage behind the first. It’s not the “end all, be all”.. but it’s an option. I still encourage clients to look first towards finding a downpayment… but if it’s not possible…. We reach into our quiver and pull out THIS arrow….
@winterhorse290
@winterhorse290 Жыл бұрын
Great idea!!
@jasonbroom7147
@jasonbroom7147 Жыл бұрын
No pillow bearings, just a u-bolt? No support arm going from the tongue to the frame? That MIGHT make a single pass around the field before something gives. Also, if the wheels don't move independently, it ain't a cultipacker. That thing is rigid and will bounce over high spots instead of helping to smooth them out. What you've made is a ribbed lawn roller. That will be somewhat useful on ground which is already pretty smooth, but it will not perform the functions normally associated with a cultipacker. On the plus side, it's not going to last very long anyway, so you'll get a chance to take another stab at it real soon.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
Jason, thx for the comment. 1) the frame is strong. No issue at all. 2) I only use it to get seed into the ground on "already soft, disked ground". 3) its certainly not perfect but hence the term DIY... I used what I had, put $70 in it and have cultipacked 2.5 acres so far. It shows "no wear". Again thx for the reply. For $70, I can rebuild it 14 times before I've spent what a cultipacker would have cost me. I'll have a video coming out soon showing it in action.
@winterhorse290
@winterhorse290 Жыл бұрын
It,s not like it,s going to be used for 12hrs a day for years. It will work fust fine.
@jasonbroom7147
@jasonbroom7147 Жыл бұрын
@@winterhorse290 - Nope, it'll get used for an hour or two at a time, over rough terrain, getting jerked around by a quad or tractor...and it'll break. I've been putting in food plots and helping folks put in theirs for more than a decade now, so when I tell ya that thing is not going to really work as a cultipacker, and that tongue isn't going to last, I'm not just speculatin'. ;)
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
We’ll, so far it has about an hour and 2.5 acres of foodplots and it is in great shape. But again, Jason… thanks for being so open and candid with your opinions.
@jasonbroom7147
@jasonbroom7147 Жыл бұрын
@@davidt-the-mortgage-farmer - Just out of curiosity, have you ever had the pleasure of using a real cultipacker?
@LordBlk
@LordBlk Жыл бұрын
When Mckinsey Comes to Town Interesting book. Apparently they had a part to play in the 2008 crash. And much more. In my country canada we are investigating them for potential conflict of interest over a sile sourced 100 million dollar contract that yeilded little improvement. Really speaks to a mailicoua intent over incompetemce....though plenty of incompetence is present.
@tdkelley
@tdkelley Жыл бұрын
Looks like a number of Fed officials may not support a pause in these rate hikes, citing that inflation is still high, so if need be, raising rates further is an option. We're not out of the woodwork yet, and I foresee some more failures as well.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
Agreed. And I am not even against them…. I just hate they have decided that rates hikes are the only “arrow” in their quiver. Thx for the comment.
@hunterhall5555
@hunterhall5555 Жыл бұрын
Would love to see some footage of this in action!
@gregj6907
@gregj6907 Жыл бұрын
I would like to see that as well.
@timkaldahl
@timkaldahl Жыл бұрын
Second that.
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
I’ll get some footage up in my next video on “Foodplots”. It worked great… for $70. In wet ground, the dirt packed in the grooves a tad. I’ll be modifying it. But all in all. The foodplots look awesome thanks to the cultipacking (and moisture).
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer 10 ай бұрын
kzbin.info/www/bejne/Y6LHhGqJgMSapcksi=9DBHywcR062qgC4P Here is the update showing some of the action.
@AnonymousSourcesConfidential
@AnonymousSourcesConfidential 9 ай бұрын
I agree. I watched the entire video and nothing at the end . I'm out. Not coming back.
@sibylbarrentine8623
@sibylbarrentine8623 Жыл бұрын
'Promo sm' 🎊
@ryanmac8470
@ryanmac8470 Жыл бұрын
If you need your retirement funds for a down payment for anything , YOU CANT AFFORD TO OWN. If you can’t save from your paycheck each month, YOU CANT AFFORD TO OWN . These are the kinds of ideas that keep people poor forever .. SMH
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
Ryan, while I appreciate your candor, there is just so much more that goes in the equation. And do you think its fair for all borrowers coming from all walks of life to not become homeowners because Ryan says so? Your 401k is an asset to be used to help you financially. Your home is also an asset you can use to help you financially. Thanks for the comment, but I want all parties on this channel to be fair and open to a variety of scenarios. Including whether using an asset like a 401k is the right move for each person.
@RONV673
@RONV673 Жыл бұрын
I borrowed 50k from my 401k 3 years ago for house downpayment. NOW I'm up 85k with my appreciation. my retirement just sped up
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
@@RONV673 way to go, Ronaldo. That’s the key…. Your 401k is an asset… use it to grow your wealth. Kudos to you. Certainly isn’t the right answer for every situation…. But it is for many.
@RONV673
@RONV673 Жыл бұрын
@THE MORTGAGE FARMER your 401k is there for leverage. I transfered some of my equity from 401k to real estate. I refuse to go with the herd on this one+
@SC-jq9og
@SC-jq9og Жыл бұрын
thanks david, good to know Does this happen often though ?
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
More often than you might imagine. Think of it this way… it’s one more tool in your toolbox. I have helped several “adult children” buy homes for their parents. The alternative-being forced to treat it as an investment property and pay a rate 1-1.5% higher.
@moramoy23
@moramoy23 Жыл бұрын
Thx for sharing this is helpful
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
Glad it was helpful!
@Kuehligula
@Kuehligula Жыл бұрын
When?
@davidt-the-mortgage-farmer
@davidt-the-mortgage-farmer Жыл бұрын
I am unsure what you are asking. “When” what?
@Kuehligula
@Kuehligula Жыл бұрын
@@davidt-the-mortgage-farmer when did I ask