Why You Should NEVER Buy Stocks
7:02
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@priscillahaase8787
@priscillahaase8787 57 минут бұрын
Hi Jay! Where do you keep the emergency fund?
@simonbeaudoin1339
@simonbeaudoin1339 7 сағат бұрын
Cut the background music dude, it REALLY sucks.
@wmp3346
@wmp3346 14 сағат бұрын
I bonds are currently yielding 3.11% 👎🏿
@wmp3346
@wmp3346 14 сағат бұрын
Forget about most banks 🏦
@wmp3346
@wmp3346 14 сағат бұрын
Preferred stock
@anhluu3194
@anhluu3194 18 сағат бұрын
Can you explain why how a stock price that can go down to pennies or zero can make the company bankrupt if they are actually not receiving any money from the investors?
@JayFairbrother
@JayFairbrother 17 сағат бұрын
The stock price going to zero doesn’t cause the company to go bankrupt, but the stock price is (usually) a good reflection of how the company is performing in the real world. So it’s the company being in big trouble that causes the stock to be worth nothing, not the other way around
@kimberlywiezcorek6313
@kimberlywiezcorek6313 21 сағат бұрын
Plus $$ for all your meals for the day! × 7 days a week=$$$
@kimberlywiezcorek6313
@kimberlywiezcorek6313 21 сағат бұрын
We have 30k now what?! Were in our 60s.
@kimberlywiezcorek6313
@kimberlywiezcorek6313 23 сағат бұрын
Ty
@ronjon7942
@ronjon7942 Күн бұрын
Huh. The question I always wanted answered, but would always forget to ask. Edit: Laf, I knew of every fact you stated, but not within a particular context where I could understand their relationships. Brilliant. What’s funny is that I’ve been wondering the ‘why’ of most of your points for around 35 years now. 😮. Well, ‘funny’ as in why TF did I never just research to find out, or even simply Ask Jeeves!
@tiggershadow
@tiggershadow Күн бұрын
Excellent explanation. Thanks.
@AirspeedisLife
@AirspeedisLife Күн бұрын
Awesome vid. What do you mean by interest rate high? You mean like house interest rates… what kind of interest rate? You mean the interest lending rate?
@jarvisskooge8602
@jarvisskooge8602 2 күн бұрын
Anyone who thinks cash is an annoyance is a idiot.
@itzJackWilson
@itzJackWilson 2 күн бұрын
Should have been a 5 sec long video if u cut off the BS
@argent48
@argent48 2 күн бұрын
Hi Jay, on a somewhat related topic--- where do the shares come from when you are using a DRIP? Are these new shares issued by the company? Maybe that could be a video topic for you.
@wendyross9979
@wendyross9979 3 күн бұрын
Yeah my savings account was hit by irs had to file a form claiming what I had earned in that acct
@FullBloom1901
@FullBloom1901 3 күн бұрын
What a useless video
@dooley_walker9046
@dooley_walker9046 3 күн бұрын
I never thought I bonds was a good choice for my money. With the Fed fighting to lower inflation rate by raising interest rates, I figured they would win the battle and I was right. You won't lose money with I bonds, but you won't make a lot either.
@dooley_walker9046
@dooley_walker9046 3 күн бұрын
As soon as the Fed started raising rates I started buying CDs. The highest available at that time was 4%. As they matured I put them in 18 mo. & 2yr call protected CDs. I have 5 now with APYs between 5.0 & 5.35%. The last one matures in August 2026. I had to start taking my RMDs in 2024 so as my CDs matured started putting into T-bills & notes. You would think I would have given some thought to T-bills before then living in California. I didn't touch my savings in Marcus & Ally because I was content with the rates I was getting. In October I also renewed my 3 year fixed Annuity at 4.4%. Not really unhappy about any of the choices I made. My stock fund is managed so I just play around with my available cash.
@karimmoussa3490
@karimmoussa3490 4 күн бұрын
Kill the music bro
@charliel3641
@charliel3641 4 күн бұрын
I could do it in 5 seconds
@JayFairbrother
@JayFairbrother 3 күн бұрын
That IS the reputation you have…
@Embarrassed_Rock_817
@Embarrassed_Rock_817 4 күн бұрын
I have SPMO! when I read an article about Warren Buffet and he named this ETF ever since I got in and your the only other person I've heard mention it.. 👍
@JayFairbrother
@JayFairbrother 4 күн бұрын
How’s it been for you? What else do you hold with it?
@Embarrassed_Rock_817
@Embarrassed_Rock_817 4 күн бұрын
So the annual would be whatever the percent it's says let's say 5% × your amount $$ ÷12 months. = Monthly return.
@krbohn101
@krbohn101 4 күн бұрын
Thank you for this!
@oneofthepeopleintheback5645
@oneofthepeopleintheback5645 4 күн бұрын
51% of government revenue???? For whatever reason that pisses me off.
@jon8034
@jon8034 5 күн бұрын
Any thoughts on leveraged ETFs?
@JayFairbrother
@JayFairbrother 4 күн бұрын
I’m personally not a fan
@franciscovessani6720
@franciscovessani6720 5 күн бұрын
ANSWER: The buyer money goes to the SELLER. Simple as that. No need for 7min video about it.
@JayFairbrother
@JayFairbrother 5 күн бұрын
Yet you still felt the need to click the video and watch it?
@franciscovessani6720
@franciscovessani6720 5 күн бұрын
@JayFairbrother no, i'm for the criticism only
@dirkfrazier9779
@dirkfrazier9779 5 күн бұрын
I always wondered about that, but I was too afraid to ask! Short, quick, and to the point-I like that; a thumbs up and a sub. Good job!
@gimmepenalty
@gimmepenalty 5 күн бұрын
Honestly just throw in in a Roth IRA then put all of it in FXAIX until you can invest and know what you’re doing
@blitzspirit
@blitzspirit 5 күн бұрын
How many 30s are watching this and grinning?
@franciscoramirez2068
@franciscoramirez2068 5 күн бұрын
Me lol
@grubthomas4826
@grubthomas4826 5 күн бұрын
Getting a CD DOESN'T mean you Locking up your money. That's the biggest lie . It means you Locking in the BANK in committing to paying YOU. BECAUSE YOU CAN ALWAYS GET YOUR MONEY WHEN YOU NEED IT . JUST BE STRATEGIC! CHOOSE A CD WITH A SHORT DURATION PENALTY PHASE. ONE YOU PAST THAT YOU BASICALLY USING THEIR OWN MONEY TO PAY THE PENALTY. BUT WHY WOULD YOU WANT YOUR MONEY BACK WHEN YOU GETTING FREE MONEY YOU CAN USE AS A SUPPLEMENTAL INCOME BY HAVING THE INTEREST COMING OUT TO YOU MONTHLY TO YOUR EXTERNAL ACCOUNT?
@joshkitchen1235
@joshkitchen1235 5 күн бұрын
This is one of the key factors in price manipulation.
@WvlfCvlt
@WvlfCvlt 5 күн бұрын
What about mutual funds and ETF's There were a bunch of Bitcoin ETF's introduced did institutions like Blackrock put up a bunch of money and purchased the Bitcoin or do inflows of capital from the markets purchase more Bitcoin?
@אור.א-י7ה
@אור.א-י7ה 6 күн бұрын
Thanks. So who gets the money when you loose it?
@uncleartax
@uncleartax 6 күн бұрын
Aaaaand its gone!
@piratesislandtrading
@piratesislandtrading 6 күн бұрын
Who holds the ACTUAL stock certificate these dayz???????????
@artsmart
@artsmart 6 күн бұрын
Those 5 Billion new shares must have watered down the existing shares already in investors hands.
@davidlorang7697
@davidlorang7697 6 күн бұрын
Hasbro come to mind…..Lol.
@gingerfish90
@gingerfish90 6 күн бұрын
Nice video thanks.
@imbezol
@imbezol 6 күн бұрын
7 minutes to say that your money goes to whoever is selling it.
@mann234
@mann234 6 күн бұрын
still talking lol
@JayFairbrother
@JayFairbrother 6 күн бұрын
What were you expecting to happen?
@MarkMphonoman
@MarkMphonoman 6 күн бұрын
Good job on explaining this characteristic of the stock markets.
@shkottrendezvous6644
@shkottrendezvous6644 7 күн бұрын
You did not answer your own question. How about the bank or exchange trustee and the clearing house?
@jflsdknf
@jflsdknf 7 күн бұрын
Well, if you'd hung on to it for 20 years you would have made a profit XD
@khanbus
@khanbus 7 күн бұрын
Jay, could you tell me how frequently the SPMO adjusts its holdings?
@JayFairbrother
@JayFairbrother 7 күн бұрын
2x per year. In March and September
@janwilliams4282
@janwilliams4282 7 күн бұрын
This video is helpful. I decided to do as you did and replicated the 4, 8, and 13-week strategies. I used Treasury Direct. I only used 20 K in each Bill. You state that you take the bill and reinvest it into a 13-week with both the 4 and 8-week bill so you have a maturity date every 5 weeks. I like that. However, during the purchasing process, it asks about re-investing and defaults to a "no." I left it a no. Should I have clicked the yes box to be able to continue to buy after maturity?
@JayFairbrother
@JayFairbrother 7 күн бұрын
If you click yes it would automatically buy a new tbill of the same length at maturity. If you’re going to switch to a different length leaving it a no was the right choice