Check out Justin Brock

Is he reading off a script? lol

Hi luis, I saw ambetter reducing commissions for their value plan..it used to be $25 for all plans..but I saw now only $20 for value plans..you know anything about this? I thought they should be going on other direction and increase commissions and not reduce..

The community

Do you know joanna

I was inquiring about selling ACA and an agency was willing to help, very nice people they seem. However I'm new and not sure if this is normal. They want my password for Producer World (I'm not doing Medicicare Advantage with them, just ACA). They said that's their policy otherwise I can't sell Aetna with them. Is this ok?

This is insane , I can’t wait for OEP.

Luis, I have already seen this with one of my appointment and I always ask for the MIB to make sure that it is the correct one. We have to be very careful.

seems that the government got it backwards(go figure) when it comes to being able to deduct contributions to HSA from your income when considering ACA plans. only 2 ACA plans qualify

Hello, I have a P&C. But no LOA or health license. My Agency owner has a health License. Am I able to sell under the agency.

Who is your Facebook lady?

Luis, the code didn't appear & it's not in your "about section" is it still available for your viewers?

Interested

when I click on the link and then click on I want to join the community link I get a 404, webpage not found. Maybe a late night web maintenance thing. Just reporting it. I will try again tomorrow.

Thank you for the info Luis! Question if a client has no social at all but is in any other immigration status that’s on the drop down can we still enroll? It is my understanding that ITIN clients do not qualify.

Thank you for sharing your knowledge.

Hi Luis, I purchased the medicare smartbook but wanted to see if you will be updating it for 2025? Great resource by the way !!

Will we be able to communicate with other agents ?

SO EXCITED FOR THE COMMUNITY!!!

I just found this on Oct 23rd. 😢 Will the tax webinar be repeated??

I will be joining the community, with me using Agent CRM with your link , I this is a no brainer. I could use all the help. Even tho I have been doing this business awhile, I am technically new to the tech side of things. Looking forward to blowing up my business in a great way!

Where do I sign up?

Off topic great tax zoom session today thx

This session was so on point! Thanks 🤩

Hey Luis, question for you, in your experience with direct mail for Medicare leads is it normal for the turn around time be over 5 weeks, or has this ever happened to you.

This looks good. 👍 There is a lot of changes this year for Medicare and ACA. Are the Smartbooks going to be updated with those new charges now? Good going Luis!

Never received any link are notification of any type.

Appreciate your videos do you have any new updates for 2024?

I was working for a company that was getting leads from places that "celebrities" were advertising 6400 cash card. I left them because I had to either comply or get left behind. I started my own business and even though I do not have a huge BOB, I feel the people I assist are happy and that makes my day.

Good video, thx Luis

Now you're talking! It's not about winning, it's about facts. I don't care what kind of business, it's very difficult to start and be successful and that's why very few agents make it in this industry. Only the strong survive and that's why you should never give up something that's bringing regular income in until you can see for sure that Is the right thing to do and you can easily pay your bills with your insurance income and no longer need the other job. Otherwise buckle up and plan on having a lot of money, like any business startup, to get it going.... Thanks Luis as the content is good.

Just have access to $30,000 to $50,000 and you'll be fineyou'll be fine. There are definitely other expenses including the fact that the money comes in slow just like Luis said. But he also said you can make $300,000 first year. I don't know which is it. Let's do a poll😂. You ain't getting hundreds of clients the first year unless you know what you're doing and have a year-round table and chair at the entrance of a Walmart store or something similar. In other words it's not happening.. You might have hundreds of prospects, but not hundreds of clients. Getting hundreds of clients takes a long time. And of course all that depends on the amount of money you spend on leads. I could go on and on here but please, please, please nobody believed the fact that they can instantly make all this money. It's not the lottery. It's hard work and like any other business, takes time to maturate into something prosperous!!!!

Great video!

I will ask u a social like I will ask you your body count. 😅 zero issues on anything!

How late can you do this before open enrollment health starts on 11/1/24?

Community

What kind of bull shit are you slinging Luis? Maybe after 3-4 years, maybe one in a thousand can do that 1st year, The short answer to that question is no. You should have just told the dude no. Because you can't pump smoke up people's butts. Why don't you talk about the cost of the leads. They'd have to spend $75,000 to maybe make $300,000. That's providing they're good enough with their they're training that they have no time to do to be able to close these deals. 30,00/ to 100,000 net is more realistic for a full-time agent the first year. What you should have told him is that he should have start out slowly build a book while he keeps his other job and then cut back on the other job when this starts going well. Maybe this isn't his forte. You're leading people the wrong way dude.... They just CRM sucks there are many better ones out there but go ahead and listen to Luis and then you'll find out the hard way.... A lot of good content, but also a lot of pie in the sky content..... And then let's also keep in mind that very few agents make it in the industry. Just because you're successful in the automotive industry doesn't mean you're going to be successful in the insurance industry. Yeah, it's all about you normally however, it might not be as good as what you got now. Find a side gig and keep the other job at 40 hours or whatever. I'm sure your boss would love to have 40 as opposed to nothing if he's paying you that well!

Community

Just a sales pitch not meant to help individuals.

Thank you, I’m new to the ACÁ space, first year but your videos help keep me going 👍🏼.

No phone number available for my area code.

I am still getting some of my people stollen. They are switching them to other plans with a large deductible. I call my clients and they are telling me they had no idea and they do not want switched. They are calling them saying they are from marketplace and telling them they are missing their subsidy. They are getting them to do the call I. Hopes they are getting a subsidy card and they are getting switched. It’s still happening just not as much but I lost 9 clients last month due to this. I have to call and have them switched back.

So new enrollments to Ambetter you have to do 3 way as well?

I am a second year agent, what happens if a client is not happy with the agent they currently have and want to switch with you during 2025 enrollment. Will they be able to switch and will we get in trouble for doing so. Thank you for all your information you provide for us.

How do I get a opportunity to do ACA part time with your corporation, can I start the FFM certification, on CMS first, then find a job with ACA Sales? SOFIA CASTILLO

Thank you Luis! I love all your content so much. I would love to see you make a guide on how to build your own Brokerage for those of us ready to bring on more agents as team members!

This was back in July. When they had the link and it got removed shortly after. Is this new information, are they bringing this back?

I was one of those whose deals got stolen two to be exact by another agent, I even called and reported that agent. I’m the kind of person I do things by the book when it comes to selling Medicare and aca products.

Hi Luis, can you make a video on why most agents believe there's a shortage of customers, especially in ACA? I actually believe the opposite is true. There's more than we all collectively can handle.