House Finders Northern Italy

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@MoeBabaloosh 8 күн бұрын

3:50 That is the tallest radiator I've ever seen.

@milan_spasić 9 күн бұрын

I just wanted to add that every decade has its architechtural gems, including the 70s. Brutalists houses are also “classically italian” but they are not your taste, which is fine. I just find your comment that only 1920s houses are truly Italian, a little dubious. Other than that, thank you for the breakdown.

@housefindersnorthernitaly 7 күн бұрын

Point taken. I think I was generalizing to cover what many foreigners would consider Italian - plaster or stone walls, cotta roof tiles, Tuscan Sun settings, historic villages...

@abzz132u 10 күн бұрын

Seems nice overall. Some sound would be nice or talking descriptions. Vid just seems so “dry” without something. Nice place though.

@housefindersnorthernitaly 7 күн бұрын

Next time for sure.

@llee8325 13 күн бұрын

The air in Liguria is fantastic. Doctors from all over Italy send their lung patients to Liguria. I didnt believe it at 1st, but I walked the path fm Sta. Margherita to Portofino, and the air was just fabulous.

@housefindersnorthernitaly 11 күн бұрын

And the water is particularly clear and clean.

@retireorbust 27 күн бұрын

Heating those old stone buildings is what gives me pause plus not knowing how well septic systems are made in Italy. Many old beautiful villages on rock make me think sewage most likely goes to the local creek.

@sebastiancuan1905 28 күн бұрын

Cuanto?

@jillpannill2578 Ай бұрын

Are those terrazzo floors? Wow!

@housefindersnorthernitaly 11 күн бұрын

Yes, terrazzo tiles - not as coveted as poured terrazzo floors but quite acceptable.

@MPirritano Ай бұрын

Well done!🎉

@housefindersnorthernitaly Ай бұрын

Thank you. We strive to be the Italy information channel.

@MPirritano Ай бұрын

Bellissimo!

@housefindersnorthernitaly Ай бұрын

Grazie!

@dianesardone4499 Ай бұрын

Where and how much!!?!?

@housefindersnorthernitaly Ай бұрын

Near Alba, less than $200k.

@danielamiottotrainer Ай бұрын

Depends - it’s super hard for some and easy for others

@housefindersnorthernitaly Ай бұрын

Easy if you are an EU citizen. Not easy if you aren't.

@vickigeer9203 2 ай бұрын

Awesome video. Please show some properties for sale. Hello from Oklahoma

@housefindersnorthernitaly 2 ай бұрын

Thanks for watching and for the good words. I am not a realtor, but a consultant for Finding and Buying in Italy. As such I don't show properties for sale but I put my clients in touch with agents who represent properties that match their budget and criteria. There are no Buyers' Agents in Italy, only Sales Agents. We counsel and represent Buyers...

@ronguth 2 ай бұрын

This was the best and most informative video I’ve seen about the relative costs of living in the US versus Italy. Great job!

@housefindersnorthernitaly 2 ай бұрын

Wow! Thanks so much and have a great day.

@justindees1889 2 ай бұрын

Great video! I'm just now starting to look at homes online and doing research about where to buy a property in Italy. I have lots to learn, so I appreciate you putting this video out! Thanks again!

@housefindersnorthernitaly 2 ай бұрын

Thank you! And thanks for watching.

@qasion 2 ай бұрын

Good to see you posting again, it has been a long time. How much the renovation cost you, approximately, and is it worth buying a house that needs renovation?

@housefindersnorthernitaly 2 ай бұрын

Renovations on my 2,000sqft space done in 2019 - excluding the bathroom - were about US$55,000 or $25/sqft - which is very low. I project managed and did some of the easier work myself. Renovations are more difficult if you don't live here. Buying and renovating can definitely be worth it - you get exactly what you want. Finding good workers is the key. I would always suggest hiring a project manager - it saves you time, money, energy and stress in the end.

@Karen-ff4os 2 ай бұрын

Excellent review...very helpful practical information. 👍

@housefindersnorthernitaly 2 ай бұрын

Thank you and thanks for watching.

@mz1860 2 ай бұрын

Very informative! Thank you! Did you retire early then move?

@housefindersnorthernitaly 2 ай бұрын

Thanks! Semi retired for the first five years in Italy.

@carlost9454 2 ай бұрын

Thank you for all the information, it is very appreciated. Love your videos. Is health insurance free if you have a student visa?

@housefindersnorthernitaly 2 ай бұрын

Thanks! I do not know the answer to that question :(

@blackbird8206 2 ай бұрын

It's look great but can you give a full view of your property some information about your house

@housefindersnorthernitaly 2 ай бұрын

Hi, there's lots of info and photos of my house on our website at housefindersnorthernitaly.com

@tdmthomas 2 ай бұрын

As a US citizen resident in Italy for over six years, I offer the following example. Just before moving to Europe, I broke my ankle and had a very simple surgery to correct the problem. Paying from my health insurance deductible it cost me almost $6,000. Four years later in Italy I broke my foot and had a very simple surgery to correct the problem. It cost me 37€ (about $40). These expenses alone serve to demonstrate how Italy offsets similar costs that I would face in the US. As a consequence, my lower absolute dollar amount salary in Europe ranks as a higher purchasing power level than what I achieved in the states.

@housefindersnorthernitaly 2 ай бұрын

Thanks and yes, just more examples of lower cost of living and offsets to higher tax rates.

@peterbedford2610 2 ай бұрын

I live in CA and your numbers for here seem pretty accurate. Italy is really $339/year for your housing??

@housefindersnorthernitaly 2 ай бұрын

Yes, but I have no mortgage and as a resident no annual property taxes on the house. I have minimal taxes on the land, which are offset by rental from the farmer. The only other thing that I included in that category was homeowner's insurance.

@slickwilly691 2 ай бұрын

I've never been but I don't see a future for myself here in the U.S. This is extremely valuable info.

@housefindersnorthernitaly 2 ай бұрын

Glad is is helpful and thanks for watching.

@Kate-fn8rj 2 ай бұрын

Such a thorough video! Love it. Thank you 🙏🏻

@housefindersnorthernitaly 2 ай бұрын

Thank you and thanks for watching.

@paullink842 2 ай бұрын

I was excited to hear you compare Long Beach to Italy! This is where I live and will be buying something over there soon. I’ll pay closer attention to your channel!

@housefindersnorthernitaly 2 ай бұрын

Hi. I loved Long Beach. By the ocean, no traffic jams, super bikeable, lots of cool restaurants, shops, etc. But I needed to secure a future where I could be sure to have a forever home that i owned outright and no spiraling costs of living...

@saintpreferred9223 2 ай бұрын

1. If you record $50,000 USD income, that's not very much. In fact, you're poor, and still have to pay a big Italian tax bill. No money left for really living. 2. If you make $100,000 USD income, 40+K will be your Italian TAX or more. You might get a US tax carryforward on your US taxes and not even pay any US Fed tax, but you STILL have to pay the Italian government 40K. How is that a deal? Only way around that is to live in a 7% zone, but that deal expires someday, and you're right back where you started, or you have to become a non-tax resident...leave 6 months out of the year. NONE of that is attractive.

@housefindersnorthernitaly 2 ай бұрын

Well, it's scalable. Let's do the math. On 100k - not counting carryforwards as these are for business owners and it is the same in Italy -- Italian tax would be 43% or 43,000. In the U.S., total withholdings for Federal and State Taxes, Medicare, and Social Security would be at an effective rate of 27%, or 26,945. A difference of 16,000 more in taxes you pay in Italy. But offset that against: 5,000 in average annual Healthcare savings, 6,240 in average Property Tax savings (based on 500,000 house in California where prop taxes are quite low), 7,000 in average annual Rent or Mortgage savings (based on examples in my video also I would not have been able to buy a house outright in U.S. for less than 100k ) and 55% lower Cost of Living prices of 8,250 (based on 15,000 in annual expenditures on utilities, food, home owners insurance, etc). and you are way ahead in Italy.

@matthewpope4929 2 ай бұрын

Hi, what state were you living in?

@housefindersnorthernitaly 2 ай бұрын

California

@HoosierInUtah 2 ай бұрын

Italy should allow a US driver's license to be recognized...I'm sure lots of viewers do not know everything that is required to pass that test and get a car. I'd love to hear more about your experience getting a driver's license in Italy. Was it very difficult for you to learn Italian and pass that test?🚙 Thanks so much for your informative videos, they have all been very helpful!

@housefindersnorthernitaly 2 ай бұрын

It's all about reciprocity between the two countries. And since the U.S. is made up of 50 states, it won't be happening anytime soon. It was difficult - due to the administrative run arounds and the amount of material you had to study. The written exam is only 30 questions but there are hundreds of possible questions you have to study for. Going to a driving school makes it easier. I didn't do that but I might have if I knew what the process was going to be like...

@HoosierInUtah 2 ай бұрын

@@housefindersnorthernitaly I really appreciate your insights. I'll probably end up going to a driving school. I'd love for you to make a video on this topic since so many of the houses in northern Italy would require a car, but it is something hardly anyone talks about...they just focus on the beautiful houses in the countryside (which would require a car and an Italian drivers license). Thanks again for all of the help your channel provides!

@angelaglasser2205 2 ай бұрын

Thanks so much for this video!

@housefindersnorthernitaly 2 ай бұрын

Thank you and thanks for watching.

@hhefner9659 2 ай бұрын

thank you for the detailed breakdown, quite easily one of the best informative videos out there.

@housefindersnorthernitaly 2 ай бұрын

Thanks. We strive to be the information channel on finding, buying, moving to and living in Italy...

@irishdva3237 2 ай бұрын

What an excellent video! One of the best I’ve seen on the ERV. Someone I know that recently got their ERV @ Miami said the consulate requires 60k€ per couple. They also require a credit report from one of the 3 credit unions. This requirement was listed in a letter that came a few weeks before the appointment. As you said, the consulates can have different requirements and the Italian government is giving them leeway. . P.S. The amounts in your update are listed as dollars but are actually Euros. Thank you so much for this video

@housefindersnorthernitaly 2 ай бұрын

Thanks! I'm pretty sure that all of the consulates are now requiring 60k€ per couple - or 30k€ per person.

@robertoposa1120 2 ай бұрын

Great job you have done - congratulations

@housefindersnorthernitaly 2 ай бұрын

Thank you! And thanks for watching.

@robertoposa1120 2 ай бұрын

Excellent very detailed and informativ video

@housefindersnorthernitaly 2 ай бұрын

Thanks! And thanks for watching.

@JonathanRBarnard 2 ай бұрын

Hey, thanks for your informative video! A few questions: How much do you think you've spent on house maintenance per year? And do your utility costs represent half of the bills (i.e. split with the friend with whom you bought the house)?

@housefindersnorthernitaly 2 ай бұрын

Thanks! My biggest steady maintenance cost is garden maintenance -- which I didn't include in this video, mainly because it is elective, I could do it myself. In the late spring, early summer, -- especially if it rains a lot -- trees, bushes and hedges explode with growth. Everything needs trimmed, and clipped, and regularly cut and trimmings dealt with. I think I spend about E1.000 per year on garden maintenance. I have not needed anything fixed at the house this year, knock iron. But, I could spend endless amounts of money upgrading the outside of the house...

@carlost9454 2 ай бұрын

Which one is it? Free health being a resident or $2000 a year being a resident. Did you misspeak?

@housefindersnorthernitaly 2 ай бұрын

If you are a resident here on the Elective Residence Visa (ERV) - you pay E2.000 per year, or a bit more depending on income. If you are a resident on other visas, it is free. Many people who move here to retire are on ERVs.

@Dpartsch3 2 ай бұрын

Thank you for sharing this very informative video. If we buy a home in Italy, we were looking in the Marche area in the 7% tax regime to help us out on our taxes.

@housefindersnorthernitaly 2 ай бұрын

Thanks for watching and for the good words.

@newsak1 2 ай бұрын

Excellent content and video! Thank you.

@housefindersnorthernitaly 2 ай бұрын

Thanks so much! Thanks for watching.

@shehazi695 2 ай бұрын

Thanks for this straightforward and informative advice. Much appreciated 🙏🏽

@housefindersnorthernitaly 2 ай бұрын

Thank you, happy it's helpful.

@KA-he7fw 2 ай бұрын

Thanks, nice to have the practical info.

@housefindersnorthernitaly 2 ай бұрын

Thank you! We strive to be the informational channel on Finding, Buying and Living in Italy...

@lifeofaking8467 2 ай бұрын

I'm so happy to see you posting! You have some of the best and most informative videos about moving to Italy on KZbin.

@housefindersnorthernitaly 2 ай бұрын

Grrrrraaaaziiieeee. Thanks for watching.

@artnardone 2 ай бұрын

Thanks for taking the time to make this vert good video.

@housefindersnorthernitaly 2 ай бұрын

Thanks for watching. Happy to share our experience and knowledge.

@michelleperia920 2 ай бұрын

Great video. Thank you. Is your internet really around 200 per month? Thanks.

@housefindersnorthernitaly 2 ай бұрын

Thanks! Internet is 200 per year. 20 per month.

@ThrashLawPatentsAndTMs 2 ай бұрын

Wow. Excellent presentation.

@housefindersnorthernitaly 2 ай бұрын

Thanks!! And thanks for watching.

@brandicarballo 2 ай бұрын

Great, detailed info. Thank you!

@housefindersnorthernitaly 2 ай бұрын

Glad it was helpful!

@reneeraw6927 2 ай бұрын

Ben fatto!😊

@housefindersnorthernitaly 2 ай бұрын

Grazie. Lei ringrazio.

@jamesbryson575 2 ай бұрын

Bravo!

@housefindersnorthernitaly 2 ай бұрын

Grazie! Thanks for watching.

@HoosierInUtah 2 ай бұрын

Thanks for this update😃 Would love to see more of this kind of content!

@housefindersnorthernitaly 2 ай бұрын

Thank you. Working on a townhouse renovation, hope to have a video soon.

@peterk4134 3 ай бұрын

Are you willing to sell one of your properties that still require renovation/restoration to me ?

@housefindersnorthernitaly 2 ай бұрын

I am not an agent, so I don't have properties. But I work with and put my clients in touch with many agents and there are a lot of renovation properties available.

@gman1550 4 ай бұрын

How do you get a visa that allows an indefinite stay at the new home?

@housefindersnorthernitaly 4 ай бұрын

Elective Residence Visa. Start at the Italian Consulate that serves the country/area where you live. Lots more info in our Italian Long Term Visa video.

@stelas9307 4 ай бұрын

You gals know how to plan & execute projects!!

@housefindersnorthernitaly 4 ай бұрын

Yep, that is my forte...

@emilygiacobbedavis9011 4 ай бұрын

Please send more pictures. Also is there an outside area to relax in or balcony? kitchen?

@housefindersnorthernitaly 4 ай бұрын

Hi Emily. There is a very large, elegant, well maintained, quite, private, communal garden to relax and enjoy the outside. If you would like more photos, please contact me via our website at housefindersnorthernitaly.com/email#c8d94e21-a10e-4312-92f7-ebbef6c11e2b

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