Best video to watch for part b enrollment. Thanks!

What if the email you used to make the account and know longer know the account

I went back into medicare calculator and ozempic went up from $47 on AARP to about $235....?? And does it matter to get lower drug costs if the premium plus drug cost is same as wellcare with much higher drug cost but total is about the same as as AARP for total premium+drugs?

Great video - I wish I saw it - it is too late to change now - so Enhanced is better for expensive drugs...? And you can tell by no deductible?

I wish I saw this yesterday! I have Wellcare but have more expensive drugs like ozempic and it is about 2k but AARP UHC is less - drugs are about 1935 for Wellcare. AARP is much less for drugs but shows total around 1800 but includes premium of about $80 - I thought it would be better to pick low premium and deductoble since that goes toward OOP but not premium. I hit 0 in I think June for WEllcare but much sooner for AARP...Guess it is too late to change?

what about star ratings? How can you identify enhanced vs. standard plans?

Very good video! This concerns my 2025 IRMAA. I retired in 2021. Incurred capital gain in 2023 because of sale of business. Should I show them my 1040 for 2022 to verify my lower income? And should I claim Work Stoppage?

Thank you so much this has been stressing me out it used to be a lot simpler

It is so strange. I see all of the plan for 2025 have a $590 deductible earlier, but all plan show $0 deductible now. What did I do wrong?

Thank you so much for this tutorial. I need to help my mom with her enrollment, and this video is so helpful. Thanks again

If my health insurance is through a union group health plan, what employee do i enter? The most recent? Or is the union my employer? Thanks

Thank you for this detailed information. I have been looking through many sites and videos offering help. Many of them are an overview that misses the intricacies of how this process actually works, so thank you for going through this step-by-step. I have already been on Medicare.gov and have our accounts mostly completed with our medications and pharmacies added. I am working on getting mine figured out, my husband’s, and also my Mom and my mother-in-law. We have quite the variety of scenarios. I wasn’t aware of the links on the lower parts of the webpages that breakdown the costs by pharmacy in detail. And I was struggling to figure out the tier for each medication on each plan. You helped answer so many of my questions. Thank you so much pointing me in the right direction with all of your recommendations and tips. On a separate issue, I have heard/read many people stating that the $2k annual max out of pocket costs only applies to medications that are covered by the plan. Is that also your understanding also? Thank you again so much for your presentation and explanations. I am usually very good at this kind of thing, but I wasn’t finding the specific details that I needed to make informed choices and recommendations to my family.

There you go! You added Elequis and Ozempic!!! That’s what we need to know! I take very expensive drugs and always get to $2000 out of pocket fast

What makes these people think all these retirees and other older people can do all this stuff ONLINE????? Most older people I know don't have computers, internet and don't understand what and how to do all this stuff. Some don't even have people that can do this either. NOR do they want to share all the info that could lead to MORE problems for them. They sure don't need to have to pay someone to do all this mess either. Getting help on the phone is just as bad. Either you don't have the info "they" want, they don't answer , and they have problems HEARING the people. Where can you get help. If you go to the local Social Security office it's a nightmare. They have the barriers between the workers and customers and you can't hear what they say. BUT EVERYONE waiting in the office CAN HEAR ALL YOUR INFO! The info that can lead to Identity theft. Why make EVERYONE take that chance?? You can't even set up a private meeting with a person like you used to either. That's so sad.

I hope you may guide me in the right direction. My mom is 69 years old and was born in Honduras. She became a US citizen on Sept. 2024 and I took her to the SSA office to update her citizenship status. There, we learnt that she qualified for Medicare and spousal benefits through her ex husband (they were married for 30 years, he’s a US citizen and has worked in the US for for more than 20 years). Her spousal benefits were approved last month. When can she apply for Medicare part B or are there penalties? She’s never worked in the US and lives with me. She’s has no income besides what SSA started giving her. She only has Medicare part A. Thank you.

What if you don't have any prescriptions whatsoever? But, would like to have a backup just in case. I see there are plans that have a zero monthly premium with the $590 deductible. How do these work? I can't imagine a company picking up your prescription payment for nothing.

For those of you just trying to find your medicare number for whatever reason, just search youtube for "How to find your medicare number without your card" There are several helpful videos. If you have your SS account set up online, after logging in, find where says "Your Benefit Verification Letter. Click on that and download. Your number will be there. Beats the heck out of automated perpetual hold and the world's worst elevator music Eveeeeeeeeeeeeeeeeeeeeeeer!!!

I received a large amount from my inherited IRA in 2024, but my income will be significantly low in 2025. When should I appeal, 2025 or 2026? Thanks.

Thank you very much

I take no medications and have been on WellCare for my Part D coverage plan for 2024. According to Medicare.gov, WellCare seems to still be my best option for 2025. Is there anything I need to do in order to remain with my current plan? How does WellCare know that I’m remaining with them for next year and send me a new prescription card?

We've been with Wellcare Value Script since 2021 and are VERY satisfied with the coverage. In 2025, we have ZERO premiums and, as all of our prescriptions are Tier 1 medications, we will have ZERO prescription costs. There is an annual $590 deductible for medication Tiers 3-5 and an annual max out of pocket of $2,000.

Thanks for the video!!! I followed your steps and complete the application in 5 minutes. Thank you.

How do you apply online when you do not have, want or need a phone to use my computer? Why, after years of safety online do I need a phone to use my computer? Why am I being persecuted for not having a phone?

easy to follow, thanks for this info

Doesn't work. It gets stuck on verifying the information I gave it. Gave up after nearly an hour of waiting.

So, first you have to fill up 2 forms....where are those forms?

I have gone to Medicare.gov several times and get different drug costs on the plans every time. Sometimes several hundred dollars difference. How do I know if I enroll in a plan today expecting certain costs that it will not change by the time I go fill the prescription?

Does my father need to do anything if he decides to defer Part B? He is currently under spousal insurance. As I understand from the video, when my mother decides to retire (and before 8 months of separation from the employer), he would then need to apply online for Part B and show proof of insurance. Thank you!

Trying to set up part d for my father in law, we didnt do it originally last year so we will have a penalty seems like. What should a person do if their out of pocket drugs are right at 1000 a year?

By clicking you have medical coverage (under spouses' employment) and you add all of that info in about spouse employment start, employment hasn't ended, health coverage hasnt ended, it doesn't start charging you Part B correct? It is just that in the end and shows money out for part b?

Naturalized US citizens born outside the US are asked to provide the date, month, year they were naturalized. Is the date the same as the date on which naturalization ceremony was held?

What is the best way to determine if a plan is "standard"? And how come the plans don't have "Enhanced" or Standard" in the name or description?

Great job on the step by step video - thank you.

It is not clear to me that how my wife should answer employer and GHP questions when she is currently under my BGP coverage.

Can you, answer the REASON, this is being done? Why do they need to know about our credit?

How can you know the drug formally

Great video. Thank you.

I highly recommend everyone turning 65 to apply for both A & B, supplement, and D. Save yourselves the headaches.

I am unclear when the Medicare part A&B start (birthday Feb 20th) -if i apply 4 months ahead- does it start Feb 1 or March 1? Other question, is if i am already getting social security so i don't need to sign up for a& b- how is Part D added?

so for example if my plan is wellcare value script and my medication is only under tier 1 so i wouldn't be worrying about the deductible?

Excellent video, thank you so much.

How can you tell if a plan is enhanced?

Thank you for the video. More than two years have passed since you made it and some of those web pages you showed have been changed. I had a little trouble following it for that reason. Plus, some people my age need to be spoon-fed when it comes to instructions. You've done a greatly helpful job with this video, now all you have to do is update it.

The authentication app really messed up the process...I could not get any of them to download on my Amazon Fire. I now have an account but can't get in to complete the process.

Thank you so much for the very detailed info. It helps lots of people.

How about if doctor adds a new medication after you select your plan???

Can I mail these forms (40 B and L5640) by certified mail to the local SSA office, to avoid making an appointment?

I picked WellCare anyone comment on the company as a whole?

What do you use to record and edit your videos and be able to keep information private? Like if you’d want to illustrate an application on video but need PI to do so, how do you record without it catching the info? Thanks!

@MedicareMindset thanks for another great video! I understand that someone who has already enrolled in Medicare Part A, will need to answer Yes to "Have you previously applied for Medicare, Social Security or (SSI) benefits. My first question is... after answering Yes, are there any additional questions to answer? 2nd question: If single now but divorced ,the person needs to select Yes to "Did you have any prior marriages" Will they then need to answer similar questions to the ones that a person who selects currently married does? Last question/sanity check - for children it looks like stepchildren qualify , correct? Thank you!!