Gary Gill

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@gamershark-ej8gg 11 сағат бұрын

Hi gary chacha

@GaryGillX 9 сағат бұрын

Hi Jacob :)

@rashmis9123 Күн бұрын

if you are not planning to sell your ETF's under RRSP. then when you retire, you might have to pay heavy taxes right? how are you reducing taxes /savings here? ( is drawing dividends per month a strategy to reduce that burden?). PS - glad i came across your channel! subscribed.

@GaryGillX Күн бұрын

Great question! I’ll have to convert my RRSP to a RRIF by the end of the year I turn 71. Starting the next year, I’ll need to withdraw at least 5.28% of the total RRIF value at the beginning of the year. Dividends earned within the RRIF will count toward this withdrawal amount. A year’s worth of dividends, possibly combined with small stock sales, should be enough to cover the minimum. However, the percentage I’m required to withdraw increases as I get older. For example: Age 72: 5.40% Age 73: 5.53% Age 80: 6.82% Age 90: 11.92% It's important to note that once my RRSP is converted to a RRIF, I won’t be able to make any more contributions. But I don’t expect any issues withdrawing from the RRIF as required or runnimg out of money, and any remaining funds will eventually be passed on to my children. I hope that answered your question. Thanks for watching and subscribing!

@maryfinn-m8d Күн бұрын

What do you think of dfn in a tsfa for income

@GaryGillX 17 сағат бұрын

Hi Mary, DFN (BMO Dividend Fund ETF) is a good choice for a TFSA if you're looking to maximize income, especially for those closer to or at retirement, since it focuses more on dividends rather than capital gains. However, I recommend adding this ETF to a diversified portfolio with other ETFs to help reduce risk. Relying on just this one ETF for income will expose you to more volatility. Thanks for watching!

@uponsunnah6986 3 күн бұрын

why not just get XEQT? Also, if I already have some USD sitting around in a brokerage account, would it make sense to just buy VOO? Any tax implication if buying in a registered account?

@GaryGillX 3 күн бұрын

XEQT is a great option for investors. If you’re dealing in US currency, VOO is an ideal choice. However, for registered accounts like TFSAs, keep in mind there’s a 15% withholding tax on dividends from US-based ETFs. I’ve broken down VOO and its impact on TFSAs and RRSPs in my previous video, "Best TFSA & RRSP ETF Portfolio in 2025". Be sure to check it out for more details. Thanks for watching! Thanks for watching!

@nickwar324 4 күн бұрын

I recently opened my rrsp account and do not know what holdings to buy and how to go about it. My tfsa currently has VFV, XIC and VGRO.

@GaryGillX 4 күн бұрын

A safe strategy would be to mimic your TFSA by holding more VFV, XIC, and VGRO. In my previous video, I broke down my current RRSP, which leans more towards dividends and capital gains. If you're far from retirement, I suggest focusing on ETFs that emphasize capital gains, similar to your TFSA strategy. As you get closer to retirement, you can shift your focus to dividend-heavy ETFs in your RRSP. Thanks for watching!

@seapine100 4 күн бұрын

Was lucky to get in on PLTR in 2023 in one of my RRSP's ... i'm close to retirement and never thought I would have a problem in drawing down this RRSP

@GaryGillX 4 күн бұрын

Very nice pick with PLTR in 2023, you will have a very comfortable retirement! Thanks for watching!

@therealljordan 5 күн бұрын

TFSA: 100% VFV RRSP: 50% QQQM and 50% SCHD AGE: 34 years old about 70k invested total

@GaryGillX 5 күн бұрын

Thats a great portfolio and congratulations on the 70k invested by only 34 years old! Thanks for watching!

@therealljordan 5 күн бұрын

@@GaryGillX Hey thanks bro, I am sure your portfolio will do great as well!

@mehtabsingh5146 5 күн бұрын

Great content Gary! I am about to start investing and your approach really aligns with mine. I was to about to put money in VOO and then found its Canadian counterpart VFV by researching around. Does VUG has an ETF on Toronto stock exchange?

@GaryGillX 5 күн бұрын

Unfortunately VUG does not have a direct equivalent listed on the Toronto Stock Exchange (TSX) But if you're looking for a TSX-listed ETF that focuses on growth VGRO (Vanguard Growth ETF Portfolio) is listed on the TSX and may be a good option for you. Thanks for watching Mehtab!

@GaryGillX 6 күн бұрын

What are recommended Canadian ETFs? Share your picks in the comments below! If you’re enjoying this content, don’t forget to like, comment, and subscribe-it lets me know you want more videos like this! 🚀

@novwin3169 11 күн бұрын

Appreciated .Very well done. This channel will soar

@GaryGillX 10 күн бұрын

Thanks for watching!

@patriciapeever9560 12 күн бұрын

Very interesting ....THANKYOU

@GaryGillX 11 күн бұрын

Glad you enjoyed it, thanks for watching!

@ojofars1442 13 күн бұрын

Spus at 50%

@GaryGillX 12 күн бұрын

Thanks for watching!

@kaydenkwon5345 14 күн бұрын

hello fellow investor from Alberta

@GaryGillX 14 күн бұрын

Hello! And thanks for watching!

@GaryGillX 19 күн бұрын

What ETFs or stocks are you holding in your TFSA or RRSP accounts? Share your picks in the comments below! If you’re enjoying this content, don’t forget to like, comment, and subscribe-it lets me know you want more videos like this! 🚀

@GaryGillX 12 күн бұрын

I forgot to mention how to avoid the currency exchange fees when purchasing US stocks in this video. Please check out the link in the description showing how. Thanks!

@BA-pz3lo 20 күн бұрын

Did you see the new GRNY ETF made Tom Lee? Any opinions on GRNY or Tom Lee?

@GaryGillX 19 күн бұрын

I'll be watching it's performance out of curiosity but I wouldn't recommend GRNY to new investors. Thanks for watching!

@Nameless-tp8np 23 күн бұрын

India should produce more indian for America

@GaryGillX 23 күн бұрын

Thanks for watching!

@GaryGillX Ай бұрын

I’ve got a favor to ask! If you enjoy this, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help me carry on doing this ❤🙏🏾 really appreciate you!

@GaryGillX Ай бұрын

@ahmetselimoglu7595 Ай бұрын

Just got back from Dubai, and wow, what a letdown! 😒 The city is like a tacky mirage in the desert, trying so hard to be luxurious that it forgets about the basics. Roads full of potholes, bureaucracy that'll make your head spin, and a glaring divide between the haves and have-nots. 🚧💰 it really felt like in some parts they tried to copy the city of Houston, and the funny thing is they took Houston, and made it worse.

@GaryGillX Ай бұрын

Hi Ahmet, thanks for watching the video and sharing your opinion.

@Rj_D956 Ай бұрын

People get mad at the people obeying the laws and using the system legally, instead of the greedy politicians who made the code so they and their rich friends can benefit from it. Make it make sense.

@GaryGillX Ай бұрын

Thanks for watching!

@erandegani7900 Ай бұрын

its stupid not doing this when you can

@GaryGillX Ай бұрын

Thanks for watching!

@Lawlimbamfmisterybox Ай бұрын

This is what everyone is doing.

@GaryGillX Ай бұрын

Thanks for watching!

@Nubbe999 Ай бұрын

He borrows against his tesla holdings but government says the tesla holdings have no value untill it is sold so therefore it can not be taxed.....

@GaryGillX Ай бұрын

Thanks for watching!

@control4230 Ай бұрын

I'm just not smart enough to come up wth a funny, clever, witty comment as to why Elon is such a monumental disasappointment.

@vandam30 Ай бұрын

Ahh yes coming from a keyboard warrior that has done nothing with their life. Bravo.

@GaryGillX Ай бұрын

Check out my full length video on why Elon is set to become the Worlds First Trillionaire!

@GaryGillX Ай бұрын

I’ve got a favour to ask! If you enjoy this, please double check that you’ve liked the video and subscribed to the channel! Thats a small way you can help me carry on doing this ❤🙏🏾 really appreciate you!

@KrishnaTeja-z3f Ай бұрын

need to learn alot from Jewish folks

@GaryGillX Ай бұрын

Thanks for watching!

@husamaskhusam Ай бұрын

thats why they control another countries like USA

@GaryGillX Ай бұрын

ThAnks for watching

@joanaleaoastrology Ай бұрын

you're a new KZbinr! love the quality of your videos so good. absolutely loved this video - GROWING TOGETHER AS A NETWORK yess ♥

@GaryGillX Ай бұрын

Thank you for the kind words!

@Gazzapa57 Ай бұрын

I'm Jewish and live in Australia - I agree with many points you made but the effect of the circular economy point are way overstated - we have had this conversation time and again with my friends - many non-Jews hold this view that Jews get ahead by helping each - I don't think this happens any more or less than other communities - Jewish communities are very small - in the US it makes up 2% - in Australia it 0.5% so if Jews were to rely on their own markets for their success they wouldn't get anywhere. Just for perspective there are 16m Jews out of 8.3 billion people on earth - not even one quarter of one percent of the world population.

@GaryGillX Ай бұрын

Thank you for sharing your perspective!

@Gazzapa57 Ай бұрын

@@GaryGillX The footage of the religious Jew talking about the circular economy has more truth to it for them as the religious community is tight knit, closed and make up a small fraction of the total Jewish population which is largely secular.

@GaryGillX Ай бұрын

Thanks for watching and sharing your insights

@sociologica4247 Ай бұрын

And because of this "keep it all in the jewish family" they have been thrown out of most countries, even their own. It is not good but when other big ones already run that, and them not "sharing" and keep wealch in that comunity, countries that they go to, tend to see them as a threat. This is from sociological historical views, not mine. They are amazing but maybe need to open a bit more on helping others outside their comunity or this will keep happening. Except the US that was new land and they already have it.

@GaryGillX Ай бұрын

Thank you for sharing your point of view

@anthonytbatiste Ай бұрын

Usury?

@GaryGillX Ай бұрын

Thanks for watching!

@MYacono Ай бұрын

Value education, parents with high expectations. Syrians, Lebanese, Armenians, Koreans etc do the same

@GaryGillX Ай бұрын

Thanks for watching!

@hegelv7675 Ай бұрын

eh.

@GaryGillX Ай бұрын

Thanks for watching!

@santostv. Ай бұрын

Besides the holocaust,I don’t know much about them because my country kicked them out centuries and the Jewish stereotypes I noticed were Hollywood a bit later in life, in modern day they are here but not in my region that I’m aware and we even give them citizenship because of it Been from a country where most are still Catholic (at least in name)we do some similar things besides tithing ,like who you know is still quite important to get anything done. The main source is education imo and not only academic because that’s one the factors that puts my country behind by European standards. My country knows get hindustan people idk if that’s how you say it and they usually aren’t that highly educated , the USA seems to get the more highly skilled ones that can get thru and pay to enter the usa, here some have a reputation for unhygienic pratices and harassment, people that like to create generalization are taking advantage of that opportunity to foster h4te. From my perspective most immigrant communities try to do business among themselves so idk how Jewish people differ from it.

@GaryGillX Ай бұрын

Thank you for watching and providing your perspective!

@alainportant6412 Ай бұрын

Because their bible allows them to steal, deceive, lie, scam, murder and pretty much do anything to whoever is not a member of the tribe, which means roughly 99.8% of the world population. They literally have no conception of good and bad as long as they don't wrong their own group, so you understand what edges that gives you in business.

@gustavotapiaquiros2832 Ай бұрын

it is because sooner than later they are going to build the III Temple in Jerusalem, consequently they have to be in a position of strength to do so (financially-politacally-army) to take care of it. it is a key item in the Messiah´s plan. God bless the XII Tribes of Israel.

@GaryGillX Ай бұрын

Thanks for watching

@hamzajpeg 2 ай бұрын

What about Muslims in the Middle East? Basically sitting over trillions dollars worth of oil fields and resources. Your data includes "Jewish Americans", and may be true, but doesn't include everybody.

@GaryGillX 2 ай бұрын

Thanks for watching! Thats a good idea for a future video, I'll do a profile on the United Arab Emirates (UAE) in the near future!