I went off ALL streaming and I am perfectly HAPPY !

California could give a master class on how to destroy a state as quickly as possible

19:16 You just hit on why your homeowner's insurance is through the roof.

I've got ten years of customer service experience, 3 in b2b sales and 3 in management. It's weirdly way harder to find a job these days than it was for me a few years back when i had far less experience. It's definitely strange to be going through

I was laid off back in May. And been aggressively looking since.

Why is the guy on the right talking at x0.75 speed?

Wrong! Fed already talking about interest cuts in September

It’s all political. They could definitely cut it 1.25 per cent. Special meeting and boom.

Correction, the Florida housing market is a mess. We just sold our basic ranch in California for $865 sq ft (in 6 days) and are moving up into a much better neighborhood. It's a great time to be buying in non-trainwreck markets because so many are still on the sidelines waiting for that juicy .25% rate cut.

It's gonna get bad. Not trying to fear monger but the U.S. will have an event like Venezuela. Simply because the same people that tampered with their election has done the same thing here.

Nice to hear the truth.You both are great team. Thank you

2024 & 2025 will be chit!

Hey you guys are great! I like the honest down to earth thoughts on what you are seeing in the housing market. I think you guys should focus on the prices of homes not the interest rate. Just bc you have more purchasing power doesn’t change the fact that the homes are seriously over priced. Ex: would you pay 1 million dollars for a house that is worth 500K just bc the interest rate is 2% and now you can afford to borrow that amount of money or would you rather have a 7% interest rate and pay what the real value of the home is 500k. Over paying for the biggest purchase of your life could be the downfall of that person financially Keep up the good work!

Bravo, Braaaaaavo!!

In Florida if you use your home for non commercial purposes, it’s personal property also known as household goods which isn’t taxable. The Florida Constitution, Florida Statutes and Florida Administration code all say this. Case law says if no situs exist no tax is applied and a situs is a location of a entity that pays a corporate income tax to the state so a tax return can be filed by the taxpayer and the property appraiser can assess the property pursuant to “just value”. Household goods aren’t o be taxed and your house is household goods

I think it should be something like: 1st home 0.5% or less Doubles for each additional single-family home. 2nd = 1% 3rd = 2% 4th = 4% 5th = 8% And ban corporations from buying.

Property tax for the first house you bought should be abolished! You shouldn't pay for a place that guarantees your healthy living; is like paying tax for being alive! Tax should only be for you when you receive surplus income, so that you are able to live healthy, produce an outcome and contribute to society.

NJ just under 10k

Not a good explanation of Florida. The law limiting appraisals to 3% annually started in 1990 to prevent long-term elderly homeowners being thrown out of their property because of increase in property taxes. Additionally Florida has homestead exemptions which are also deducted from the appraised value of the houses. This is an effect of benefit for those people who have owned their houses for a while, so they won't be thrown out of their houses because of taxes. If you buy a house in Florida without knowing this and rely on the current tax amount, then you are stupid. In 3 years, the property tax appraisal can only go up about 9.5%, even if the market value went up 20%. The new owner buying such a house with pay taxes on the 20% increased appraisal. By the same token, the person who buys a house in Florida benefits from the same limit on appraisal increase. This means if you bought a $200,000 house, then in 10 years the appraised value of the house would only be 260 to $270,000, even if the market value of the house was $500,000. Think of it as paying the full property tax amount diring the first year, but then getting a reduction every year thereafter when the appraisal increase is limited.

EXCELLENT TOPIC 💪❤

I lived in Utah for 19 years. MIL rate was used in my area. So my home assessed @ 414K in 2006, 586K in 2007, 864K in 2008. Taxes doubled plus in two years. Then 2009 assessed came in at 604K which was high. I challenged to have county lower to 562K. My taxes basically matched the high of 2008. They raised the MIL rate. When I went to county to complain they said we have made commitments based on that income and we can't lower or net. I said what the hell do you think all of us are doing in this crappy economy. It was a FU to tax payers.

They need to raise taxes so illegals can have better housing and their children can receive a good woke education?

Lost my web design job of 8 years back in November. Went through 5 interview process that felt like its meant to lead you on. Between ghost postings, over saturation of industry, and outsourcing, it has questioned my career choice and led me to doubt myself and my capabilities 😞

The great drama of your society is the complete lack of ability to live within your means. You just all like to live well beyond your means and it's catching up. People with no debt and investments are fine even if they are not taking top dollar.

Eye roll same old bs

Some folks are complaining about needing 2 incomes for one household. I'm carrying 2 households on one income. Its tight, but still possible. Live within your means. If it means using the same phone for a few years, driving a vehicle until the wheels fall off, and foregoing Starbucks, so be it.

I have two jobs. Looking for a third or something great to do full time.

I'm doing great

Wow 😂😂...So Big Corporate depresses wages, raises prices and whines when consumers are able to perform elementary mathematics and cut back on dining out and unnecessary extra cost, affecting their already bloated profits. The Delicious Ironic Fairness of common sense.... just wait until Gen Y and Millennials get tired of high auto prices and exorbitant home ownership costs. Can't wait.... 😂😂😂😂

Nashville housing is much more than Florida!

Something will give!

New Englander who visited southern Florida for the first time in 2024 / NO THANKS ,I could never live there .

The democrats gift to the next administrstration and the country. Oh, and don't forget, fundamentally change America! Traitors all.

I AGREE WITH THE ACCIDENTS 😅, WEATHER IS GREAT AND NO POTHOLES! FLORIDA NATIVES CANT DRIVE LOL! IM FROM MANHATTAN NYC..BORN/BRED TO MULTITASK 🚗

Hawaii sucks ! the locals are hostile, groceries are spoiled and expensive, they have the worst traffic in the USA, and so on and so on... Also the few nice beaches are pACKED 24/7 with homeless, and the water is so rough people are constantly injured !

Way to many fast food restaurants in Florida, there on every corner

Its going to be less of a landing and more of a bunker busting deep penetration just to see how far we can go while the people dropping us from orbit think of new ways to drop us from higher up in order to bury us deeper.

I see a harsh landing with people not being able to afford homes. Those of us locked in with low rates are beating inflation. I have a 2.50 on my second home in the space coast. My mortgage is so low that I’ll be keeping that house for me and my kids. The mortgage is a lot lower than the average rent. I’ll never let it go or sell

Hey guys, your left and right audio channels are reversed

What about cell phone towers? Do they emit dangerous emfs to communities?

I totally appreciate you guys! You guys are a huge help !

I lived in NH, TX and FL. The least taxed was NH, followed by FL then TX. NH has no income tax nor sales tax. Property taxes are the same as TX. FL has the lowest property taxes. If you can deal with cold weather then NH is where is at but if you want hot then FL. TX is just too expensive to live. TX is a money grab everywhere you turn. Also lived in MA 🤢.

Come to Illinois High sales tax, property tax, income tax, fuel tax, etc....still deep in debt and the Democrats have been in control for decades. Our Governor bought his way into office and just passed a huge corporate income tax increase..who does he think will end up paying for it?

You’re the problem, stay home Floridians don’t walk you belong in New York

My kids had such a course. I didn't.

I wonder if the insurance companies are in collusion with one another to reduce risk in such an unreasonable way as described. Yes we have hurricanes more so than Nebraska, but even Nebraska can get a lot of rain as a hurricane comes north through the gulf. We have seen this already in many interior states this year. I think the risk in Florida is hyped for insurance companies to maximize profits.

The only people moving to Florida now are the rich, they don't care about the cost of insurance they are moving to avoid state income tax and that's not good for the middle class

I agree Florida feels like there is just no peace anywhere! I moved to the silent mountains.

Oh, don’t move to Ga because I paid 695.00 just for an Impact Fee for-bringing my car into the state! You will too.

I worked a festival as an artist in December and I almost had a heat stroke at 100 degrees.