How do I reach you by email?

How can an agent change my Medicare advantage on Oct 1st? To united health and gave me no options??

Do supplemental pay for long term care plan g

How about Part A deductible

I already know that I qualify for medicare bc I have been disable more than 2 yrs, but where or how I apply for medicare because it hasnt been automatically.

Thank you.

Thank you so much was very helpful for my studies

The volume was very low and i struggled to hear you clear..... But THANK YOU for how you explained it truly gave me a better understanding on what I THOUGHT i already knew. :)

Do I have tell them that I have a plan G? Just got the Medicare A and B plus supplement G.

My broker failed to tell me about the "closed book of business" scam. I was misled into believing my Plan G Medigap policy through Mutual of Omaha had really reasonable annual rate increases. In reality, Mutual of Omaha closed that book of business shortly after I signed up and I've had annual rate increases of 15.9% ever since. It is a well known fact that Mutual of Omaha (along with several other insurance companies) routinely do this in order to mislead potential customers. My broker failed to let me know this. S, don't depend upon a broker or an insurance company to give you good guidance. Do your homework!

Does ambulance recover medical records over twenty years ago?

GREAT JOB BOB!!!!!!

This is most Informative.🤗

I just was awarded my disability at age 46. I applied in 2022 and got payments back to February. I have been contacted by an outside company to sign up for Medicare advantage. They said I already qualify for Medicare ANB, but they won’t cover everything. Even though I have Medicaid from low income. Do I need Medicare advantage or can I just accept Medicare A and B. They said it wouldn’t cost me any money whatsoever.

I bought a Mutual of Omaha Supplement and it was a big mistake! Over the past five years, the rate increases have averaged 15.9% annually. I started at $102.90 and five years later I'm at $215.46 a month. And the reason for this is because the "closed the book" on my plan. I have since learned that this is a common trick pulled by Mutual of Omaha in order to show low starting rates. A very deceptive practice. AVOID MUTUAL OF OMAHA.

Premium too high, I dropped it.

Plan g doesn’t pay for hearing aids ?

Does plan g cover hearing aids?

Please give my agency a call, 1-855-368-4717. We can help.

Ive been on planf since 2016. Was very affordable then. Now i just got letter saying premium is now 316.42 a month. Id like to switch to plan g. How do i do that.?

H ow can i get this book?

How much is medigap G. Or. N

Most helpful.... If you can walk to the ambulance you will pay......

It’s definitely not as simple as picking the best price, as different carriers go up in price at different rates. Also, if you have preexisting conditions, you can’t just switch each year, as you will probably have to undergo a medical screening before being accepted after the initial choice. Please let me know if I’m wrong. The biggest problem is making a choice solely on price when you first enroll, only to find your company boosting the premium more as years go by. Is there a way to see which ones boost rates less than others over, say, a 10 year period? Thanks for your video!

AARP is waaay too liberal for me to EVER consider them!!

Anyone else 40 and just curious because they are such a planner that they are already thinking about what they will need to plan for when they retire??? No? Just me? Lol

Do we have to cancel and give up a Medicare Advantage plan and get a letter of cancellation from the MA company before the Medigap plan accepts us as a client on their plan? I'm concerned that if I surrender my MA plan and I don't qualify for some reason for the Medigap plan then I have to just go with regular Medicare.

Incredible video. Thank you.

Appreciate the value on this. I’m not Medicare eligible however I help beneficiaries with their needs.

I saw that the active & fit went from $25 to $28 in the past year. I talked to LA Fitness which I currently pay $63/ month for myself and husband which is set. (31/ month per person). LA Fitness pushed away from Active & Fit due to the possibility of the price of active and fit going up again. What’s your thoughts?

Really good video!

Both allergists and patients; Be careful before starting Allergen-Specific Immunotherapy. I developed Relapsing Polychondritis (an immune-mediated inflammatory disease) with renal involvement in the form of mesangial nephropathy (which has evolved to fibrosis and glomerulosclerosis leading to renal failure), at the age of 13 during the application of allergen-specific immunotherapy . The mechanisms of SIT, (although not fully understood), mainly lead to the suppression of the Th2-type immune response through the induction of Treg, the immune shift from Th2 to Th1 represented by the production of interferon-γ (IFN- γ). Increased concentrations of IL-10, TNF and TGF-B, and mainly changes in Treg cells and the Th2/Th1 balance, are the mechanisms that can cause autoimmune problems in people receiving allergen-specific immunotherapy. Relapsing Polychondritis is a Th1-mediated condition; its initial phase is characterized by an imbalance of the Th1 and Th2 profile. (as well as the pathogenesis of several autoimmune diseases). Certainly, there are several reports on the induction of autoimmune diseases over several years such as that of Dr. Ghorschi et al, “Manifestation of rheumatoid arthritis during allergen-specific subcutaneous immunotherapy,” “Scleroderma related to specific immunotherapy.” Clinical Case Maciel BM, Morfin BM.” "Turkcapar N, M. Sjogren's syndrome induced by specific immunotherapy"., Pemphigoid-like reaction due to allergen-specific immunotherapy: an unusual adverse reaction Margarita Tomás-Pérez, "Autoimmune thyroiditis detected during allergen-specific immunotherapy: a case report TÜRKELİ" among others. In the medical literature there are some cases about the appearance of AD during SIT, however, most have not been published, and the published cases represent an overestimation of the true incidence of the development of autoimmune diseases in people receiving SIT This delicate topic is mentioned in the main guidelines for the use of specific immunotherapy, such as the EAACI, the DGAKI and the American Academy of Allergy, Asthma and Immunology AAAAI forums. My illness, the illnesses of others, recognize the ignorance and uncertainty of allergists that prevails in this area and call for a strong precautionary principle in relation to autoimmune diseases and allergen-specific immunotherapy. I was treated negligently by an Allergist who is a member of the National Council of Clinical Immunology and Allergy of Mexico, my case was not published in the literature. And that is why it is extremely important to evaluate people for risk of autoimmunity before starting SIT, my situation (along with that of other people) should not be repeated. My body and my health were destroyed by allergen-specific immunotherapy.

That's right, this man is a genius at explaining Medicare, and in fact he will explain to you any topic he chooses to be interested in! After his lecture, you really get a thorough and clear knowledge of the issue and in the most objective and non-commercial way! May be graded as the best in the field!

Hello Bob. I am 66 and receive good salaries from my own companies. I habe signed up for Medicare A when i was 65 but not for B as the premiums would be very steep for me. I live several months per year in Europe and have a very very good european health insurance, which has wordlwide coverage, so i dont need Medicare B. Next year i want to aplly for social security benefits. Can i still avoid Medicare B?

You mentioned "surgery and procedures", what about second, third opinions on type of medication thats best. That same?

What if I’m 23 and want health insurance?

Thank you, you answered the basic questions, very helpful

Very informative and helpful!! Thank you Bob!

Thank you Bob!!! I know now what I need to do, your explanation was clear and to the point.

I have the best plan- MOVE TO CANADA or Europe, this country is a ripoff. What do you do when you are on Social Security and make $20K a year. With PART B, C, D, G it will swallow 30% of your Social Security check?? NO mercy for the senior population in this country. My family in Europe pay ZERO for their health plan after 60.

Why do medicare supplement agents never talk about rate increases with Med Sups? Because they will go up.

Do you ha e Plan D

Yep

Increase your cola, then take it away.

10 months into 2023 and I'm still seeing the same old TV commercials. Any time I get one of those "illegal" phone calls cold calling me to push the medicare plans, I just say that I am recording the call. They immediately hang up.

Will Medicare pay for radiation treatment and skilled nursing facility at the Same time?

QHBPMGAD womens diabetic shoes are professional shoes for old people. Soft and Comfortable ! It is very nice!

Thank you for the information, but I am on Plan N, is the coverage the same as plan G?

Wow

Does any plan N cover chiropractic care