10 Essential Pre-Retirement Steps for Australians in 2025

[@wattlepartners9867]

If you need help in planning or accelerating your retirement, you can schedule a free meeting with Drew or one of our other licensed Financial Advisers here: www.wattlepartners.com.au/contact

[@TeresaMicheals]

One of my biggest life-changing decisions was pursuing early retirement-something that seemed almost impossible when I first started working

[@louisahernandez]

The key to retiring early isn't just about saving aggressively-it's about having the right strategy. Consulting with a financial advisor can provide personalized guidance tailored to your specific goals and timeline, which makes the journey much smoother

[@kasmstamps1897]

1:23 even with industry super some offer a sort of self management. Although for me for what I wanted to invest in, I needed to switch to a SMSF. Last year by taking control myself, it was worth the extra expense.

[@wattlepartners9867]

There are so many options, just need to find the one that suits you best!

[@patdaly9767]

A wonderful summary!

[@wattlepartners9867]

Glad you think so!

[@walkingtofi]

Thank you. Great short and concise video. I'm sure this one will be a hit. Do you have a similar checklist on your website?

[@wattlepartners9867]

Working on it!

[@Jake65Kelly]

Great episode thanks. 59yo Aussie.

[@wattlepartners9867]

Thanks, Jake. Appreciate it. Reach out if you have any questions.

[@peterpanousis8458]

Appreciate the video. Your point on stopping recontribution of shares got me thinking. I recontribute whenever possible as I haven’t been in the game long and am building my portfolio. Right now I don’t have enough to generate a worthwhile passive income so I’m thinking stopping when it makes sense. Appreciate your thoughts.

[@annam1754]

great video. curious what is Self Insured? 55yo and looking at cancelling Life Insurance so curious what you meant by Self Insured. thanks for the summary...

[@wattlepartners9867]

That's right, self insured just means you are insuring the risk through your own assets, rather than paying a premium to an insurance company.

[@susanneday6259]

Thank you for your infomative videos. Should you start a pension if you are over age 65 and still working?

[@wattlepartners9867]

Thanks for watching. This is a very specific question, so best to get some personal advice.

[@FreemanJameZ]

I feel lost now that I'm 39 years old and jobless. With 425,000 saved for an early retirement at age 50, 10,000 in an HSA, and a property that could yield an extra 200,000, what opportunities do I have for passive income?

[@AdamWright8fool]

It makes sense to consider a financial advisor at this stage, but delaying retirement might be a smarter choice

[@FreemanJameZ]

reluctant to search for a job. I'm not sure whether I should merge all of my investing accounts into one. If so, what should I know and how should I respond to this? In addition, I intend to sell my property, which might potentially fetch an additional 200,000. Is it better to put everything in one account or spread it out among several investments?

[@pauls8456]

Well $600K would pay you a simple pension until you are old enough for the OA pension…….

[@M77982]

Dont worry about saving because the Labor Party is going to take it all

[@johnmellon379]

How confused are you petal? The Labor party are the ones who introduced superannuation in the 80's. I am retiring this year at 60 years old and every day I thank the Labor party for introducing superannuation. I have plans to travel and enjoy my remaining years. And just as an addition , the Liberal party opposed the super policy when Paul Keating put it through parliament.

[@ianwarren3588]

Thats the real Labor party...not this half-breed hybrid variety we get these days. I'm a staunch Labor man. But I didn't vote for Albo at last election as I could see he and his party were out of their depth. And 💯 right 😢

[@M77982]

@johnmellon379 Every day you thank the Labor Party, that's almost funny.

[@julierussell5773]

😂😢😅

[@wattlepartners9867]

Yes, super will change, but it will remain by far the best place to have your retirement money.