Retirement Savings Guide: Expert Advice | 7 News Australia

[@CliveBirse]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[@Grace.milburn]

One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.

[@ThomasChai05]

This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.

[@mariaguerrero08]

@@ThomasChai05That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@ThomasChai05]

'Gertrude Margaret Quinto' maintains an online presence. Just make a simple search for her name online.

[@mikegarvey17]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@darnellcapriccioso]

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

[@maiadazz]

Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.

[@jeromesand]

Yes, buying is one thing and knowing when to sell is another, that’s why I do my own stock valuation.

[@tatianastarcic]

My job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

[@richardhudson1243]

my partner’s been considering going the same route, could you share more info please on the advisor that guides you.

[@tatianastarcic]

Tenley Megan Amerson’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@AmarachiSteve]

nfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@MachHenry]

Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

[@FeliciaEmily-m2y]

Wow that's huge, how do you make that much monthly?

[@AmarachiSteve]

It really helped trading with michelle sule stewart analysis and info, even with the market in a downward trend. Definitely riding the market wave is a good perspective..

[@stoneJulio]

Thats true, I've been getting assisted by a Fx michelle for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

[@Carinzapien34]

I'm new at this, please how can I reach her?"

[@romanceray2994]

If you are planning for retirement Here are some key pointers. Firstly, kick-start your savings early to benefit from compounding. The longer your money has to grow, the better. Secondly, make the most of retirement accounts like 401(k)s and IRAs, especially if your employer offers a matching contribution - it's essentially free money. Thirdly, diversify your investments across different assets to mitigate risk. Think stocks, bonds, and real estate.

[@mykreid]

Great advice for retirement planning! Starting early and taking advantage of employer-sponsored plans can make a huge difference in the long run. And diversifying investments is crucial for managing risk. Thanks for sharing these valuable tips!

[@suziehovic]

Spot on! Planning for retirement is crucial, and these pointers are gold. Diversifying investments is a key strategy plus, having an investment expert by your side can really help navigate the complexities and optimize your financial plan.

[@GrahamCan]

Absolutely! Diversifying investments is crucial for long-term success. Having a fiduciary has been transformative. She navigates market fluctuations, identifies opportunities, and keeps me on track for retirement. Her tailored advice boosts confidence and informed decisions. Trusting her skills brings peace of mind, ensuring my future is secure.

[@mateosantiago5795]

That's truly remarkable. I hope you don't mind pointing me towards her direction.

[@GrahamCan]

I don't mind, she's Sophia Elaine. One of the finest portfolio managers in the field.

[@sanikura837]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@sanikura837]

@Chustinasarah That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@sanikura837]

@Chustinasarah I will give this a look, thanks a bunch for sharing.

[@traderwarehouse4303]

At 54 you should have built up savings, super, investments, etc for your retirement. What have you been spending your money on all this time?

[@Riggsnic_co]

This is my fifth year after retirement. I’e been following the 4% rule thing I saw on a youTube channel, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.

[@kevinmarten]

Not a lot of people are able to save that much in a lifetime. But now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

[@Jamessmith-12]

I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.

[@JacquelinePerrira]

I really need help, please. Can I ask who the financial advisor you work with is?

[@Jamessmith-12]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@JacquelinePerrira]

I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.

[@darinmoor]

Planning for retirement can be so confusing, especially with all the new numbers for 2024. How much is really enough to retire comfortably without constantly worrying about outliving your savings?

[@Erinmills98]

Totally agree. It feels like the goalposts keep moving. I'm trying to figure out the right balance between saving and investing to ensure I can maintain my lifestyle.

[@simonbad]

It's a tough question. The cost of living keeps rising, and it's hard to predict future expenses. I’ve been considering various retirement calculators, but they all seem to give different answers.

[@darinmoor]

I'm curious if anyone has had success working with a financial advisor to plan their retirement. It seems like having expert guidance could be crucial in getting a realistic target number.

[@LarsBergstrom-uh2eu]

That's a smart move. With so many variables, a good advisor could help make sense of it all. The investment adviser I use is "Kristin Amy Rose" you could just research the full names

[@darinmoor]

Thanks for the recommendation - i looked up Kristin Amy Rose and she seems like the perfect person

[@SusanneSchottke]

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life.

[@SusanneSchottke]

Since meeting Flora Alice, I now agree that with an expert managing your portfolio, the rate of profit is high, with less risk.

[@SusanneSchottke]

She's mostly on Telegrams, using the user name

[@SusanneSchottke]

@FLORAALICE14, that's her name

[@MaryAndrews.]

Flora Alice. strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@mystikalecho]

dumb assessment. it happens but it's incredibly uncommon. generally investing is a super long term game 35 years

[@chrisevans-i5y]

I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.

[@KateShawn-p3l]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@JoshuaAltom]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@SharonA.McClary]

Mind if I ask you to recommend this particular coach to you using their service?

[@JoshuaAltom]

Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@ElizabethJ.Hayden]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@NicholasBall130]

It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.

[@FarrahBaker467]

If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.

[@StocksWolf752]

On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then

[@RafuqueAhmed117]

Due to the market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?

[@StocksWolf752]

Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@BateserJoanne]

Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.

[@Lemariecooper]

I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.

[@jessicasquire]

There are numerous strategies to achieve high yields during a financial crisis, but it is crucial to undertake such trades with the guidance and supervision of a professional financial advisor to ensure informed decision-making and risk management.

[@Erikkurilla01]

That's true. I've been assisted by a financial advisor for almost a year now. I started with less than $200K, and I'm just $19,000 short of half a million in profit.

[@Erikkurilla01]

Nicole Anastasia Plumlee is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up.

[@christopherherbert2407]

It is very scary to retire. Financial planning like this is beneficial for everyone. I’m open to partake in the best financial planning decisions.

[@AndrewJoseph-wr8eu]

Expenses increase every day because of the inflation 😢 that’s why you need a lot of money to retire .

[@IrwinFranke]

Money is a liability, not an asset. You have to exchange it for assets that represent real value. Real estate - properties for rent. Stocks (dividends).

[@KeganGregory]

Well said… always start early to create smart investments and buy assets. No cappuccinos 😂

[@ericbergman7546]

Considering the retirement tango, I'm wrestling between the elegance of a Roth IRA and the vigor of a 401(k). Any good opinions?

[@rodgertim2881]

Ah, the financial dance! I've waltzed into retirement at 64, armed with a cool $1.8 million. Eric Paul Elmer guided me

[@AnnaOllsson]

The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market??

[@HildaBennet]

Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan.

[@PennyBergeron-os4ch]

I agree, I've been in constant touch with an Investment advisor for approximately 17 months. These days, it's really easy to buy into trending stocks, but the task is determining when to sell or hold. That's where my advisor comes in, to help me with entry and exit points , I've accrued over $337k from an initially stagnant reserve of $148K all within 18 months...

[@JosephineKenney]

I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor??

[@PennyBergeron-os4ch]

Please Google Sonya Lee Mitchell and do your own research. She has portfolio management down to a science

[@JosephineKenney]

I ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

[@skymonkey98]

I have already retired and found this interview very sensible and easy to understand. Thank you.

[@NikitaMcLauren]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@StalinGrabovsky]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@ReginaDominique]

It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro.Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings

[@EnriqueCarrasco-z3j]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@ReginaDominique]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@NatashaGibbs-e5o]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@mickypoole9226]

Kevin Rudd raised the aged pension age to 67. Just turned 65 and struggling with my health trying to make it there. Second back surgery plus some heart trouble. I have nothing against working but my body is betraying me unfortunately. The covid years and the Russian war were hard on my super. I have always lived a modest life and my retirement will have to be the same .

[@sjdtmv]

I am weeks away from 65 and now the goal post has been moved further away, being blue collar and worked hard and feeling the pain of old age I feel like I have been screwed over

[@mickypoole9226]

@@sjdtmv I think we have 😳

[@Aarrenrhonda3]

I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.

[@Rachadrian]

Diversify your holdings across several asset types to reduce risk rather than putting all of your eggs in one basket. If you don't know a lot about finances, speak with a financial expert.

[@derrickholfman2]

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.

[@Olsontim21]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@derrickholfman2]

Annette Christine Conte is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@Olsontim21]

@@derrickholfman2 Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@trentstravels]

Not sure why he seems to think older people could be treated badly overseas. In some countries, they actually respect older people, look after them properly. Unlike Australia.

[@mickypoole9226]

He seemed very conservative on all his advice . I would have thought the main thing with aging overseas would be health care ? Plus the lady in question could always sell up and move back to australia and get into an aged care facility to see out her days ?

[@ghidalgodesign]

Excelllent content. The clarity of the man is quite incredible

[@sjdtmv]

Where we live is a big decider to the age of retirement, if you live in an expensive CBDs, your retirement and cost are a lot different, best advice is own your own house and debt free

[@nickpower-fj9bu]

Bank interest is also taxable income. So even at an inflation rate return you lose

[@Paul-qq7mh]

Banks are currently getting the best interest rates atm. You get a better return than an investment property.

[@slightfimulator4888]

If inflation exceeds the interest rate after tax, it's a loss. So for example if you are earning 5% interest and you pay 30% (average Australian marginal tax rate) then you are making 3.5% after tax. Inflation in Australia is 4-5% per year depending on which 12 month window you look at. Therefore keeping money in a high interest savings account is a loss. I do keep some money in such an account but only as an emergency fund, it is not an investment.

[@JamesWilliam-bz1nm]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@SmithJones-yx1ut]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@SmithJones-yx1ut]

Her name is 'Jennifer Leigh Hickman' can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@MarkLeonard-xn8zs]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@Tomato_tourist]

Most important thing in retirement is to have someone with you and not be alone.

[@Paul-qq7mh]

Most informative advice I have heard in ages.

[@martintokinaga5261]

It is easy for someone to say invest. With today's 5% interest from the bank, higher return means higher risk. And you don't want to loose your retirement funds at the age of 75, right ? And if you play around with these returns, you are not retiring!

[@darkshadows7570]

Actually we must encourage anyone who want to go and live overseas from australia. This in turn, relieve some pressure on Australian health system and Centrelink. Ultimately good for rest of Australians. Also you can’t change people’s preconceived notion about any country so no point of educating older folks !!!

[@josephj6521]

Good idea! Costs government less if we retire overseas. Less health and a transport spending.

[@jacquelinewilson2279]

The main problem is that the Australian welfare state and an old pension is now not reliable or enough. Previous generations could rely on good timely hospital care and an aged pension. Now public hospitals are overcrowded and unable to meet Australian's needs.

[@erikyanez5371]

I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer

[@hyooon9504]

I believe that having a part time job is a good way to prepare aged life rather than preparing retirement. I have a friend still energetically working at the age of 75. She is happy to be greatly valued in a society and enjoy a trip during her paid leave. Honestly, I am so inspired by her, I am preparing my aged life rather than retirement. Additionally, this would be a great way to save money to be used when my aged body started malfunctioning. By the way, haven't you thought about reverse mortgage as another option?

[@hanula59]

It’s not watching the vineyard! There’s more action in Spain, Portugal or Malaysia than in Australia.

[@Mekusjorti-je3gx]

Philippines ❤

[@MesutMilleliri]

Building a retirement fund is like planting a garden diversify your seeds f0r a healthy harvest.

[@NoahNollens]

Diversification spreads the risk, just like planting different seeds ensures a fruitful harvest.

[@tahirisaid2693]

My adviser guided me through retirement planning, ensuring my investments were strategically positioned for long-term rewards.

[@MablePauls]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@tahirisaid2693]

JULIANNE IWERSEN NIEMANN' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@MablePauls]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@Lisajen-h5u]

Scott Pape has a very different view. I know we have a financial crisis but he recommends much less is needed to retire than 750000.

[@annamyer8670]

Why do they make it retirement sound so complicated. Retired at 60 and rolled my super into a pension account (tax free) and downloaded an app which allows me to monitor control my own income. Simple.

[@crackthesky9891]

It's complicated because he is a financial planner! 😂

[@Lisajen-h5u]

I agree, it’s not that hard.

[@santoshpal8835]

what app sir

[@nataliemay415]

We retire at 67 (currently). If we work for 35 years why do we start working at 16, therefore working for 51 years? Also why would we need to fund for 35 years? I don't think any of us plan on living to 102.

[@PhilInAustralia]

Who says retirement is 67? Sure, the aged pension CURRENTLY kicks in at that age, but that doesn't mean you have to retire at 67.

[@trentstravels]

Retire at 60 & access your suiper. Then get pensions at 67.

[@nataliemay415]

Well the average age is 64-65, so it's going up. But the question is why would I fund for 35 years at the age of 60. Most people don't see 90-100 years of age.

[@kitrivers979]

You can start counting your working years from the age of 16 is what he meant. Also the govenment prefers people retiring in Australia so money is circulated here and not overseas.

[@trentstravels]

@@kitrivers979 The Australian Government can get stuffed. We wouldn't retire at all if they could arrange it, & Australia is an expensive, glorified desert with a few trinkets along the coastline.

[@KenApo-k9r]

You need less a lot less in Thailand. Australia is very expensive. You don’t live for long. Enjoy what you have left in life. The solution is THAILAND. VIVA THAILAND. ENJOY THAILAND. YES YES YES THAILAND.

[@elsbeth888]

I will go to spain just like that lady its not worth staying here and give your money away

[@chrisgray4239]

If you own your own property as a single person 65yo, then $750,000 in savings should do it

[@toothpick5932]

Hello You said a couple need 700,000 but you did not say with or without government pension on top?

[@josephj6521]

I’d say a part-pension from age 67.

[@aussietaipan8700]

People should learn the share market and how it works. I day trade options and park money in shares. I am successful over 90% of time with option trades. Some profits are small, others are large but for me it is just good fun.

[@ronaldov09]

I really hate getting old...

[@ThrowBackZone]

If I had a dollar for every time I said I’d start saving for retirement tomorrow, I’d probably be retiring already. 😂

[@AlexMorgan-eg8ur]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks megan olson

[@BraydenGeorge-wj8bm]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

[@JustinPeck-fw8cn]

You trade with megan olson too? Wow that woman has been a blessing to me and my family.

[@PatrickPatterson-qf1ve]

What impresses me most about megan olson is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.

[@CliffordLewis-tk5on]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share. I'm new at this, please how can I reach her?

[@FredrickPetterson]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@danielguo1033]

You can retire comfortably but on your own if you can get your investment returns on $70k per year. Otherwise it’s better of to sell or close your investments if you only get returns lower or slightly higher than age pension payments and solely live on aged pension retirement. Age pension is $45 k per year it’s not for a comfortable lifestyle, unfortunately if you currently have a investment income of $50k you have to get rid of it to be able to get age pension. So give away $50k to exchange for $ 45k . Don’t expect our government will let you to top up to $70 k for a comfortable lifestyle retirement 😢

[@donkaster9738]

It is still better to have a million giving you $50k a year, than $45K pension without a million.

[@lottkiethrichard3989]

I have decided that Australia is far to expensive as I don't qualify for the pension and cashed in super a long time ago to invest in property.. I now live in Andalusia by the sea, watching the waves and the vineyards...a lot more action, older people are treated with more respect, living is easy if you bother to try to learn the language..it's not perfect but it will certainly do me..

[@Fanta....]

BUY BITCOIN. don't ignore this. do some research and live a comfortable life. 1 bitcoin can be divided into 100 million sub units so you don't have to buy a whole one.

[@intotheblue970]

Bitcoin won't make you rich, only a small upside compared to alts

[@josephj6521]

Regarding overseas retirement. I know a few who retired overseas. They haven’t returned. Something must be good about living overseas. Too many negatives in that interview.

[@zepherco]

You might want to update the video and remove the AdobeStock watermark on the stock footage you used without paying for.

[@christophermortley7687]

You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Wendy Patricia Trebat

[@RachelGreen850]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@rosalieutley5420]

After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery Glory to God shalom.

[@SkippTracy]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@MelissaMorgan-ec5lb]

I'm new at this, please how can I reach her?

[@SteveDaniel-ji6ty]

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

[@Josephbasta827]

I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly.Thanks Natalie Strayer..

[@ElixirEcho]

If only I could withdraw my Super and put it all into Bitcoin. It's my money, my future. Just sitting doing nothing, just lining the pockets of other people.

[@johnbwill]

I did precisely that. Set up your own SMSF - make BTC a part of your overall portfolio. Not that difficult.

[@intotheblue970]

I retired at 50, not from bitcoin but from altcoins. Set to make another million or more this bullrun

[@Spaceshps]

Australia Retirement Trust is a rort super co. My Saving has been eroded since the take over

[@MelbourneShorts11]

Bitcoin is the only hedge against inflation. Has been since 2010

[@bluemy03]

$700k for singles or couples?

[@rubyred8845]

couples

[@danielguo1033]

You can retire at anytime if you have enough money.

[@AlTab-yh2gu]

Goodd

[@bronxcheer1484]

Good advice

[@danielguo1033]

Either you choose to live on moderate living by get government age pension or you choose to be a self funded retirees to live comfortably, there’s no way in between 😂😂😂

[@gigslorenzo7702]

Thank you Lord Jesus for the gift of life and blessings to me and my family $14.120.47 weekly profit Our lord Jesus have lifted up my Life!!!❤❤❤❤❤❤❤

[@jimmybrad156]

Dollars are only good for payments, real estate and shares aren't good value, gold is still 10x dearer than BITCOIN.

[@shennypen]

what if Super fund management firms throw the flag?

[@josephj6521]

Good question.

[@rickyzoom8059]

Work 35 years? You mean 50 right?

[@howec4388]

If you are dependent on the age pension and want to be able to receive the pension when living overseas, then you need to have work in AU for at least 35 years.

[@De-tw7by]

Go to Asia your king.

[@Evelyn32423]

To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

[@Hudson367]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@Thomas43211]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@Alden457]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@Thomas43211]

“Aileen Gertrude Tippy” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Alden457]

I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.

[@TheRationalOne2024]

No real answer given unfortunately

[@princeflurry]

Maybe I should put all my money into bitcoin.

[@overcomingwithin]

A well known established & professional media company using the free adobe stock footage without paying the licence 😂 what a fkn laugh

[@David-xt5ob]

Not paying for that adobe stock graphics hey…. lol. Can’t blame you as adobe is a rip off. That said you best not be going after people “borrowing” your content

[@MrRatclima]

This may be useful, but its absolute propaganda??

[@smb7576]

you need to put about 5% into bitcoin. it is the best performing asset over the last 15 years by far.

[@intotheblue970]

Bitcoin won't make you rich compared to altcoins. I retired at 50 from alts on a small starting cost. Easy

[@antoniolucas2965]

yt

[@ausun9102]

No, thinking too much will jeopardise your action. Do some basic research and make sure no major issues that could put you in trouble, then go ahead for your plan. We all will die and can not think about all possible future happenings, and only take all the advantages and avoid all the disadvantages.

[@singlemommy7011]

My all money in gold bullion the best investment

[@SalgadosVillaltas]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@SalgadosVillaltas]

@RawlinsesPierces That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@SalgadosVillaltas]

@RawlinsesPierces I will give this a look, thanks a bunch for sharing.