10 Reasons Why I Partnered with PHP Agency

Want to connect? Contact: Matt Sapaula, PHP Agency Co-Owner & Chairman's Council [e-mail] OR 708.320.8440
Buy a franchise, build a business from scratch or partner with a successful business model? 🤷‍♂️😗
In the 4 steps to creating wealth 💰taught in our workshops, choosing a platform is extremely critical.
It will help you save a lot of time and avoid spending unnecessary "mistake" money.
Here's a brief video why my wife and I have soared 🛫 with PHP Agency and now co-owners of the fastest growing financial marketing organization in the US.
Which reason would make sense to you?
1. Co-Brand 0:14
2. PHP Compensation Plan 0:55
3. Exotic Travel 1:38
4. Personal Attention 2:29
5. Timing 3:30
6. Flexibility 4:09
7. Gamification 4:49
8. Build Nationally 5:55
9. Agency Building vs. Personal Production 6:24
10. Equity Ownership in PHP Agency 7:22
Stay focused on the main thing - helping your customers and your business generate consistent cash flow!
++++++++++++++++++++++++++++++++++++++++++++++++++
Matt Sapaula, is a former United States Marine turned veteran entrepreneur. Matt helps those in transition of a new career and occupation to become an entrepreneur while acquiring the confidence, mindset and skills to win the money game. Share in his journey to gain financial control over daily money matters and live your desired lifestyle.
Find Matt Sapaula here too:
www.moneysmartguy.com
/ moneysmartguy
/ moneysmartguy
/ moneysmartguymattsapaula
MATT SAPAULA KZbin CHANNEL DISCLAIMER: Matt Sapaula is not a registered investment advisor for the offering or sale of securities nor to provide investment advice. Matt only deals in securities subject to an exemption from registration and will only provide investment services to accredited investors as defined by the Illinois Securities Act of 1953. Checkout our new merch NOW at 7figuresquad.com

[@leemp337]

profiting off people's desire to be wealthy. the ultimate hustle.

[@marvindelvalle9867]

Agency building equals legacy building...”generational wealth”. Have the courage to be the person you always wanted to be!!! Thank you brother!!!

[@mehranaminitehrani90]

It feels so good when you're a person who you always wanted to be. I am experiencing that. We are building in New York City.

[@priscillaland563]

After being a mortgage broker for 9 years I left because I knew the leadership and a community of liked minded people in PHP would take me farther than I could ever imagine. The biggest reason why I transitioned was the equity ownership opportunity. Matt and Sheena I am very grateful for all that I've learned under your wings. The best is yet to come.

[@Javier300k]

You still in it

[@thomasland2222]

Thanks for the explanation - the ability to be fairly rewarded for your accomplishments and to be exposed to others with a winning mindset is very attractive.

[@dbanks128]

Love working with this company! Matt Sapaula and all the leaders across the country are just beasts! They've all helped me so much and work like soldiers! Learning so much and looking forward to firing my boss!

[@VADER.D]

Love this Matt!! I respect your grind, hustle, vision, and coachability!!

[@davidwhite3654]

Love the business structure of PHP. Coming from the NFL, I made good money of course. But I was always capped off by politics and the literal salary cap of the NFL. What I love about this, is that you make all the money you EARN. If you put in the time, you will be rewarded. No politics.

[@christophercobb6925]

Awesome video Matt. I can attest to the Co-branding of PHP. That’s why i joined. I got tired of the corporate struggle and building someone else’s brand. I don’t mind being selfless and helping someone else or a company, but why can’t i do that simultaneously with building my own? That’s what PHP offers and that’s why i haven’t looked back.

[@malwantestewart5834]

Matt I'm blessed to have a #mentor as a Veteran and a major player in the financial world with 20yrs of experience. With a military background, I'm super excited about partnering with a company that is all about the community like PHP Agency. Best decision I could have made leaving the military!

[@TheeSierraRain]

100% love the building a company within a company WITH equity ownership opportunity points in this video. Minimal financial commitment for someone who has humble beginnings but has a Million dollar dream & having an opportunity to obtain that all in one platform is truly prayers answered. I come from a background as a college grad in biology.. only to find myself working dead end jobs that had no connection to the degree I studied for and placed myself in over $40k in debt to recieve. PHP Agency helped me relieve $20k in debt and taught me to make money in this industry to take care I'd thee rest! After 3years in this industry.. I have never witnessed such transparent and genuine leadership in my life. This former depressed college grad & now a proud broker with PHP Agency.. thanks God someone connected me to this company & the people here. It goes way beyond money, but the environment, genuine relationships, and crusade here is contagious to thrive from daily. The negative comments with this company are all noise.. but if someone is REALLY looking to change their life.. definitely take that leap. Worst case scenario.. you become a better steward of your money, and learn how money works. Best case scenario.. you make your first 6figs, 7 figs, and even become an owner! Your work ethic is your choice between the two!

[@mehranaminitehrani90]

Absolutely. We are building in New York City.

[@ashleytaylor994]

How much do you Issue Pay per month?

[@Carlos-sn1rk]

Equity!? They are still selling you a dream that it’s going public LMAO 🤣

[@brandenballard1126]

Just like Matt says, where else can you find a true opportunity to make money, build a business, and get equity ownership of a company coming from the background so many of us come from. No degree, wrong side of the tracks, and being an ordinary kid wanting to do extraordinary things! PHP is the place to be!

[@bryconde]

Matt! Kabayan! Just discovered your channel and we loved every single minute in this video. Were building our company here in Manila called Unicare and its completely being patterned on PHP. Thank you for all your contents and expect us to watch every single upload.

[@7FigureSquad]

Pare! Glad to stumble across your comment. How are things? Give me an update ... meanwhile, MABUHAY!

[@rosyortiz6453]

What a phenomenal video!!!! Such a wonderful company to be part of!!! It has completely changed the life and direction of my family and I'm so exited for where this company is going. We are proud co-owners of this amazing company, because we were given an opportunity to earn it! Amazing leadership and mentorship, the best I have ever experienced.

[@josegaytan3595]

Excellent points Matt. If you want FREEDOM you can get it with our company. Been running w Matt and Sheena since they came on board a few years ago and watched them SOAR ever since. No company treats you better than PHP! Lets make history!

[@-edsense-rivera3716]

Hey dope video thanks for sharing the wisdom .I'm a recent newbie to PHP coming from the Jacksonville fl office.congrats on your accomplishments on becoming the first million dollar earners .that was inspiring !! I look forward to learning from you guys . yo I'm digging the background music also that's my type of hip-hop. Peace

[@nanyubarbosa8271]

Great content in sharing what you should look for getting into business with an organization.

[@cruz5433]

One of the best of the best in our industry. To be mentored by Matt Sapaula is a blessing and an honor. Numbers and facts don’t lie.. #MSM

[@brittneyshepherd7334]

This time last year, I promised my children they would never have to suffer through any form financial burden while approaching adulthood - with the option of entrepreneurship attached. As parents, we can agree children learn best from example. I also vowed to thoroughly educate our friends, families and communities on the importance of financial literacy! As I take time to self-reflect on my first Big Event in San Antonio with full intention of continually grooming, expanding and protecting my business!, I remain in AWE of what’s to come! PHP has fulfilled each of these desires! #SetTheStandardForYourChildren #PHP #MoneySmartMovement 💪🏾

[@Richtalkz]

Matt, with just over 2 years into PHP, I just want to say thanks for taking time to break this down to me as we decided to work together. We have ownership and are now working to get our family and team ownership in PHP as well.

[@GuyHarvey182]

Chris Richardson I just recently joined PHP but if I may ask how has it gone these past 2 years ?

[@mehranaminitehrani90]

Congratulations, Chris! We are building in New York City as well.

[@lindsayquillen4699]

I'm a Social Worker who shifted from the Non-Profit sector to starting my own business in 2011. In 2017 I joined PHP for the system and support offered to be successful in the insurance/financial industry. I have never been a part of a team so vested in my personal growth within the business! Co-branding and building your own business, in the last year I've seen more growth in this side of my business than I have in the one I started as a solo-entrepreneur 7 years ago!

[@RosefrmConcrete85]

I was referred and invited to a BOM, when I walked into PHP Plano, I knew I was in the right room. I KNEW God used my friend to bring me into that space. The leadership, community, the level of success I am surrounded by is the reason why I immediately joined. After watching this video, it's further confirmation. I am with the WINNING TEAM🎉

[@FatprincessNfatroles]

Do you still feel that way? How are you with php now? I am starting and now finding about it possibly being a scheme

[@donnapuckett4992]

Matt, thank you, for your service, God Bless!!! BTW, when I was in Security Forces in the Air Force, I had a Chevy Cavalier! I'm going to check out PHP Agency.

[@7FigureSquad]

Haha! Was your Cavalier blue as well? Thx for ur message. If I can help a fellow veteran w/ ur questions about PHP send me an email [e-mail]

[@bukkyadesanya3403]

Couldn’t agree more! The internet is a funny thing in that if you let it, it can tell you all the reasons why you should be afraid to make a change in your life. I’ve yet to come across an opportunity in life to give me and my family the things I want to be able to provide for them before I came in contact with PHP. Of course your initial thought is skepticism. But getting past what others may say on the internet and really asking the right questions, feeling it out for yourself and understanding the “WHY” behind you wanting to make a change in your life is key. You have to have a different mentality to change your trajectory.

[@veronicacruz5091]

It's crazy to think that it's been 4 years since I started PHP and I must say it's been quite the ride. From the independence to the ability to control what I make to traveling with my boys, I am beyond thrilled for making a decision. I didn't allow other people's experiences deter me from doing me. Why? Because their lack of work ethic and quick-to-blame others for what doesn't go right says more about them and absolutely nothing about me and my success. I chose PHP for the platform, carriers we represent, leadership and mentorship from those still in the trenches, and the culture. I'm more proud of my state issued licenses than I am of my $120k degrees. Thank you for the opportunity to help increase the valuation of PHP. #Equity2019

[@EclipseOfAStar]

Hi Veronica, Can we possibly connect on social media? Would love to ask you about this company because I'm a Mom, too!

[@jgaudette77]

Haters can hate all they want. Matt Sapaula is an amazing mentor, and has become a great friend over the years. I owe this man and his wife Sheena a great deal.

[@mayrajimenez3930]

Great Video Matt as always you cover some great points. Coming from being in retail management for 8 years I was always taught how to manage a team. Here with with PHP I have learned how to be a better leader and lead my team. I love being able to run my business full time now and have control in my hands. Control of my time, schedule, and income. The structure of PHP is great I personally love it because if you have great work ethic you will do great things. It’s a true filter for those who think they work hard and those who actually put the work in and make it happen.

[@B.JeannineWillson]

Hi Matt! I just joined on May 27th, Lou and Rhonda Pimber are my upline, I ENJOYED watching your video! I SOOOOOOOOOOO WANT THAT LIFE!!!!! I battle with depression, bipolar, anxiety, ptsd, borderline personality disorder (no, not the multiple personalities), and emotional issues, on top of a lot of physical health issues ... My anxiety about cold calling or doing things I'm not used to, cripples me to the point I am still not where I WANT TO BE in my life! I have a daughter who just turned 32 on May 37th, 4 grandbabies I don't know, neither does she, she's currently living on the streets in San Diego, I'm 51 1/2, and I HATE my life!!!! I just lost my mom the morning after Christmas, and I've been living like a hermit for the most part, over the last several years! I hardly go out, except to appts, a bible study group, and church, and the grocery store, other than that, I sit in my room all the time ... I have HUGE dreams, but I feel like they're just pipe dreams, because I sit here collecting SSI (since 2006), and I can't even afford to get a car to get around and do things! I can't afford one period! I want to buy some land and put a place on it, learn to homestead, help the homeless in our local community, plant fruit and nut trees, berry bushes, have a HUGE raised bed garden, so I have food of my own, and can also help the homeless and our community! I want to have people work or volunteer on the farm to teach me and teach those who will stay there, how to become self sufficient! To learn skills you take with you for the rest of your life and will know to put to use when needed! I used to be homeless, off and on since I was 16 or 17, I currently am, but I'm living with a couple I had adopted as "mom and dad" back in 2015 ... I want to have money to do ALLLLLLLL of that, plus clean up my debt, my mom's, my daughter's, my brother's, and sister's debts, as well as other family and friends ... I want to help people, but I can't even help myself! But I WANT TO!!!! I don't know how to make my brain work right and get out from under myself, my way of life and way of thinking ... I'm also bad about spending every dime I have until im broke again, until the next time I get money ... 😓💔 *sighs* I love the testimonials of you and the Pimbers, I WANT TO BE A SUCCESS STORY and STOP BEING A FAILURE AT EVERYTHING!!!!! 😭 help?

[@jacksonandevan]

What compensation level are you started at with PHP?

[@7FigureSquad]

Wow! First welcome to PHP! Overall the platform will give you an opportunity to have SO many of your financial goals become a reality. This is the richest, wealthiest industry that a common person like me and you can get into without a rich uncle lol. Nevertheless by focusing on your next goal by taking baby steps - earning promotions along the way - will allow you to focus your energy on a “positive” distraction. Best part is that PHP is filled with people that came from similar backgrounds. PHP will highly encourage you and guide you on a strong path of personal development. Pimbers are friends of ours and glad we have such a classy, credible and high caliber power couple such as them leading the way in AZ. You’re very fortunate to be working with them!

[@7FigureSquad]

Our comp structure ranges from Trainee 30% to Board Council 82.5% - with bonuses one can max out comp at 152% I came from the independent agency world for 12 years. My top comp was 125% and I was left to fend for myself - create infrastructure, process and marketing system. I made no more than $350k gross - spent $100k in marketing expenses (buying leads and conducting seminars) $75k in staff / payroll tax and $25k for an office. Net income approx $100k (not including personal income tax) When I “took my talents” to PHP I learned how to actually build a business, run a system, incorporate a process ... etc Within 3 years we were over $1M gross at a 75% contract. Sales people focus on % per personal sale and finding the next sale. Entrepreneurs focus on spread % and creating distribution via sales through others.

[@jacksonandevan]

@@7FigureSquad lmao you just proved to everyone why NO new agent should start at PHP. Let's hire everyone at a shitty contract level so we can make a bunch of money off of them while they fail because they are getting 30% from their sales and can't keep food on the table. y'all charge these poor agents a monthly fee too or no??

[@biancarist8237]

PHP is single handedly changing the face of the Insurance and financial industry today and forever. Thank you for being apart of that and setting the EXAMPLE. You’re an inspiration and therefore your legacy will live on. #MSM #MoneySmart

[@yazminedominguez5307]

Love this video! Thank you Matt! After 3 years of being with PHP I have to say this is the best BUSINESS opportunity to have financial freedom and stability which in most cases people don’t have at a young age, having the support and Amazing A rated companies (32) different carriers helps us provide the best service for all our customers and their different needs!! It is a blessing learning from the first millionaire in the company, and be able to have something like equity available even for 22 year old me! Our opportunity truly is priceless!!!!

[@jcflores4656]

How can you be a business owner at php?

[@kanishatayloresquire]

Love the video!! It makes so much sense. My favorite is co-branding!!!!

[@keenanbaldree6888]

This is coming from someone who recently signed on...the guy who I reported to didn’t tell me what I needed to. Gave me no direction at all. Told me not to contact the licensing coordinator. Yelled at me for not bringing any clients to him. Once I did, him and his wife stood me up three times and then they yelled at me and said I need to be more sensitive about their feelings even though I lost 2 potential clients since they never showed up to the zoom meetings. He wanted to fight me and told me I wouldn’t get anywhere with the company without him. I really like this company and love what they stand by. However, that’s my experience. I hope no one else experiences what I had to go through.

[@shawnanderson6638]

sorry this happened to you. can you Find a new trainer/mentor within the organization?

[@matthewsapp3627]

That's not good business. They need to be supporting you as a new agent. My team is absolutely great.

[@shanietasease-nogivingup8010]

Great video so excited to share this!!!!!!

[@veronicacruz5091]

Been with PHP for 3 years and haven't looked back. Not only have I learned about how to make sure my financial home is structured on a solid foundation but I've learned how to build my business, leverage my support team, and help build others. Because of PHPs platform, many doors have opened for me and now I'm establishing my own brand as a mentor, speaker, and leader of my community. I have been approached by many companies and none offer what PHP offers. I made the best decision in partnering with PHP.

[@justajjan]

Where are you at with PHP now Veronica? What are your numbers since the pandemic hit?

[@andreachairse2274]

Matt, thank you for sharing the facts of this amazing opportunity that I have been afforded. As I partnered with PHP about 1 year ago, I looked at this opportunity as another way to service my clients. I am from the real estate industry where I manager properties and lease apartments. This opportunity showed me that I can help my client build a Financial home while finding them their dream home. Knowing that there is an opportunity for ownership within PHP was another factor as building generational wealth for my family and future family is important to me. Thank you for your mentorship.

[@nessadavis71]

Learning again about the company and coming back

[@7FigureSquad]

Glad you’re revisiting this ... was the best decision of my life considering my other alternatives

[@dennismadison6281]

Great video, i just made the first step of joining thanks to a good friend who told me about it, definitely worth a try for a great company, I have nothing to lose but to gain more in the process, let’s see where this journey takes me, thank you Matt for a great informative vid, keep up the great work

[@dennismadison6281]

Thanks 👍🏾

[@tamiastory5964]

Hey I'm thinking about joining, how did it go?

[@searhouse]

Free enterprise!!💯

[@devinhiggins1716]

Great content!!!!

[@DFG_Alexgutierrez]

Great video!!! #PHP

[@rodr.j5513]

My sister just told me about this company and I'm just finding out more about it looks interesting

[@Jasmin42794]

love this video! thank for you for selling us the dream again and again.

[@7FigureSquad]

U got it...thx for doing something about it!

[@legacysmartgroup]

I just coded up to be a life insurance agent. Company gave be a $284 discount to get licensed in Illinois and I got a one day class books and more. I hot a team of friends teaching me how to be a agent for free with training included. So if you are like me wanting to help people, this leads to you getting your own business as a agent using the companies connection. This is like the uber of insurance. Pluse I get a book of business officially I can pass to my kids or sell it.

[@KeithLaGrone]

I see a lot of comments and articles comparing your company with Primerica. However, I am very interested in comparing this company to Freedom Equity Group. Thoughts?

[@eugeneking4844]

So explain why a new agent should choose PHP over New York Life

[@evelynrichardson6959]

Ownership!

[@abmathodi]

Wow!l'm so overwhelmed by this information about PHP company.Thank you Curtis

[@craigcoughlin5378]

Matt, after watching this I don't see any reason why all people don't seek out and take advantage of this opportunity!!! The story is being written right now. There are going to be so many extremely happy people who are glad they didn't let this opportunity pass them by!!! Thank you so much for this particular video!!!!

[@reynauldthomas]

Yes, brother, it's all good but unfortunately, I'm french living in the UK, what do I mean it's not international.

[@marialopezmyopinion4951]

11th Reason: Primerica is 'SATURATED". On average a rep sold 0.19 policy a month on the 1st quarter of 2018. Their policies are more expensive and they can only offer "Term". How could Primerica act on the best interest of the client if they only have one product??

[@pomona13100]

MariaLopez MyOpinion You need to read the book call the what's wrong with your life insurance it was published in 1963 buy term and invest the difference is always the smarter less expensive and more beneficial for the client long term what you guys sell is all cash value policies you can say whatever you want universal life variable life... Do you guys tell your clients that whatever money they borrow from the cash value they can not take anything out within the 1st 2 to 5 years because they're overpaying into a savings that's not gonna cumulate any money and if they do they get charge 6 to 8% interest the cost of insurance goes higher... And they only get about a 4% rate of return on their money in that actual savings you guys use the if it's funded properly! OK I what exactly does that mean pena and more only time a cash value life insurance policies beneficial is if the claim is ultra ultra Wealthy then they can claim back on their taxes.... So why slander a company's name talk badge about a company's name when clearly buying term and investing the difference is the best way for the client and their family

[@bruceportersr9880]

@@pomona13100 First, I'm not in this company. However, once upon a time I was an RVP with A.L.Williams, the precursor of Primarica. I got screwed, but more importantly my clients were screwed. OK, let's go beyond this...My investments didn't work out. I'm 72, got the good news, I have severe aortic stenosis. I'm not insurable.. My term policy ends next year. So, best for me to die in the next year, or my wife has some big issues.

[@Sideler74]

Yea because Cash Vale life insurance is legit. lol

[@Ridku13]

@@bruceportersr9880 did you even now that you can renew your term until the age of 95 with primerica? They don't even check if you are insurable anymore at the time of the renewal. How come you've had a PRI policy for so long and don't know that?

[@christinakoshak11]

I would be interested in learning more about this company. I have been researching companies like crazy the last couple of months, and a bit overwhelmed on who to join. I've been in insurance for years, but have been captive, and I want more. Alot more.

[@blisslimoservice1732]

Cristina koshak, it is a great company. Where are you located at?

[@gustavojr5665]

Christina Koshak, if you're still interested in learning more, email me at [e-mail] or give me a text at 760-550-2795

[@patriciarodgers3088]

This was inspiring!! Im thinking about partering with PHP so this video was awesome!

[@gustavojr5665]

Hi Patricia Rodgers, If you're still interested in learning more, email me at [e-mail] or text me at 760-550-2795 Look forward to speaking with you!

[@sheldonstclair371]

i am based in the UK. can this business be set up here?

[@visacard225]

Why i chose PHP is because I have a dream and php provides me the platform to turn my dreams into a reality #MAXLIFE

[@yourissues]

MaxLife!!

[@KathrynOliver_1321]

AWESOME video!!!!!!!

[@KathrynOliver_1321]

Matt Sapaula I would like to see a video of how to be Money Smart, and what your brand means. That'll be AWESOME!

[@KathrynOliver_1321]

Matt Sapaula Both. The personal and team brand, to me, means something that you stand for, so I want to know more about it.

[@sicariobrother316]

Everyone has to be in the military to be a certified “tough guy”!

[@sicariobrother316]

Matt Sapaula but being a “tough guy” doesn’t mean ur a man or weak as well...

[@markfoley7219]

People helping Patrick

[@legacybuilders7684]

I love your video. PHP is the future!

[@WcDonaldsUSA]

His ass is NOT flying 💀

[@anim323]

Sounds great... who are your partner in Mexico?

[@justh3378]

Is the same opportunity PBD offered You back then, similarly remain the same? Texas

[@7FigureSquad]

HOMER ALONZO even greater today ... Patrick’s mission is to improve this opportunity EVERYDAY and he has. Check this out kzbin.info/www/bejne/pWmwoHykZ9yhicU

[@MrGordo5000]

I'm literally about to take the final exam next week.

[@namelessmemer6696]

People helping Patrick you’re done for with the lawsuit you’re in the gutter mate cheers

[@davruck1]

Lawsuit? I don't revel in anyone's demise, but I will enjoy seeing him go down because of his smug hypocrisy and the fact he could be successful without being a scammer.

[@edgarbarraza5756]

PHP still going strong and healthy. It’s all about doing the right thing for the client

[@vanvalor007]

Love being a part of this Business

[@7FigureSquad]

Vanessa Byers glad ur a part of it 👊

[@justinhuntley138]

Matt My name is Justin Huntley. I am a new trainee out of Fresno. I was wondering if I can post your video on my FB page to get people interested in the company

[@justinhuntley138]

Matt Sapaula Thanks for replying back. I was asking because I feel your message will help people who don’t understand what we do

[@thyslop1737]

Gotta have the hype.

[@thyslop1737]

@@7FigureSquad Yeah, you swallowed the doughball hook, line and sinker.

[@madelynngallegos2368]

EXCITED FOR PHP UNIVERSITY ✊🏼♥️

[@mehranaminitehrani90]

Best of luck Madelynn. We are building in New York City.

[@pomona13100]

All of these different insurance agencies all copied primericas blue print but the only thing is primerica is the only company that does 100% what's right for the client.... not 99%

[@Flores_Curiel]

Do we work at a Office or from home i'm very interested..how do we get paid?

[@vminhope3040]

Matt Sapaula I work at a retail job for 11.50 an hour. 2 1/2 years. My "bonus" was only $100. I'm working full time hours but I'm not full time. I make about $600 per paycheck.

[@blisslimoservice1732]

@@vminhope3040 did you joing php yet?

[@julioponce5582]

How much is that money after tax?

[@bruceportersr9880]

If you are worried about taxes you probably need to get a job at WalMart or Hardees. The objective is to have a tax problem by making toooo much money.

[@KevsGuide]

pls ca you direct me to the video you show to prospective clients

[@PugzofSteel]

Nothing to do with the PHP server language. It's life insurance.

[@Youssef00]

Hopfully can you tell me about this company what they do

[@ellissuazo8612]

Are you still interested in learning more?

[@GoodFortuneEquine]

I'm new and am asked to recruit. Need 3 people. Is there a good place online to find 3 people to recruit?

[@jacksonandevan]

Lol. Get outta that place as soon as you can

[@apotbos]

Are you still working for these tricksters or have you opened your eyes already.

[@smithshannon2588]

What’s the difference between php and primerica?

[@jacksonandevan]

The similarity is that you should look somewhere else to work

[@smithshannon2588]

Evan Melchior haha great how’s your pyramid coming along

[@jacksonandevan]

@@smithshannon2588 I can assure you my agents have more money in their bank accounts than you do

[@smithshannon2588]

Lol!

[@jacksonandevan]

Shannon Smith have you ever actually sold life insurance?

[@MaWajtv]

💞🌍💯💯💯💯

[@realtyonegroup1173]

How do I join?

[@7FigureSquad]

Send me a message at moneysmartguy.com and we’ll be in touch 🤜🤛

[@kingech_B15]

Did the plane ever took off.??

[@7FigureSquad]

If you see the pilots hands we were just about to land

[@MattGarcyaDC]

im so confused on what PHP Agency actually is

[@smithshannon2588]

Matt Garcya it’s a MLM multiple level marketing aka a pyramid scheme

[@Sideler74]

They try to copy Primerica (PFS) only they market ALL types of insurance. Whole Life, Universal Life, Variable Universal Life Insurance (aka Cash Value Life Insurance Policies)... it doesn't matter about doing the right thing by the client. They just want to sell you something, even if you don't need it, (Cash Value Policies are SUPER EXPENSIVE). You get paid a heck of a lot more of Cash Value policies than you do Term Insurance Policies... Even thought Cash Value Policies are TOTAL GARBAGE for the client. So PHP markets whatever will fatten their pockets the fastest. They'll gladly sell you a Cash Value Policy. The guy in this video isn't even Securities Licensed anymore. He cannot sell Mutual Funds, Variable Annuity's etc that he once sold... Those financial instruments pay you a residual income forever.... Ask yourself this Q: Why would I knowingly/willingly cut off an income stream that flows cash into my own pocket?

[@ThePmiller32]

Sideler74 you clearly don’t know anything about what we do or sell

[@Sideler74]

@@ThePmiller32 you loosely model your outfit after Primerica. You sell whatever insurance they'll buy. Its not honorable.

[@Ridku13]

@@ThePmiller32 Lol you guys sell trash, I just replaced a php trash value policy. Client was paying almost $300 dollars. I saved the client about 165 dollars and with that money I created a short term account, emergency and roth IRA (which they will see money from day 1 instead of waiting years) I gave them double the coverage on the insurance part and gave them a free legal protection plan + their identity is protected with the same premium they were paying. Family was so happy they referred me 3 other friends thay bought the same shit policy.

[@mutwaliomer8899]

Stop selling dreams to others in order to cheat on them.

[@7FigureSquad]

Just facts and experience here buddy. Hope you have found your path and going strong through this pandemic

[@7FigureSquad]

@@beetheace LOL ... true that. How you see things is how you'll do things. Hope you're crushing it in business throughout this pandemic.

[@Ram-gn5fr]

I dont feel like people should have to pay a up front and monthly fee to work at a company to sell life insurance,whens the last time you have heard a insurance agent have to pay a monthly fee to work at a allstate office? Doesnt make no sense.....people do your research before trying to join this "amazing" php company all this recruiters talk about

[@Ram-gn5fr]

@@7FigureSquad i meant people that work at insurance offices,obvisiouly they sell insurance policies and dont have to pay a monthly fee to work there,but i guess that makes sense if all php agents are individual contractors in paying those types of fees,i just seen it as the agents were regular employees and not contractors and having to pay a monthly fee to work there

[@vminhope3040]

Matt Sapaula I just got started with the company. This is the most competitive company I've ever witnessed. It's seriously insane. And just yesterday, my team and some others were fighting to get seats at the pink party event that morning. Apparently, it was no saving seats and many seats were empty being saved for others. Which was not allowed to my knowledge. I was in the middle of the dispute. As a new trainee.

[@prittyugly86]

Yeah i have a friend all gung ho rn... and i think shes just allured by people like this whole "work hard get filthy rich" its too much focus on luxury, I don't like it, it feels and looks like greasy sales man type.

[@prittyugly86]

@@7FigureSquad I didn't discourage her.

[@sergioastorga9854]

Wait people are paying monthly? I'm not

[@jamesjackson6893]

How do I join

[@joshuaturturici3523]

Do you have Instagram?

[@jamesjackson6893]

Matt Sapaula Houston Texas. I sell life insurance now at 120% contract level but I'm looking for a vehicle towards wealth. Yes I can build a team and override 20-40% ,however, it's not fair for me put agents at a lower level for me to get an override.

[@joshuaturturici3523]

Matt Sapaula I’ve already joined. I was asking James

[@jamesjackson6893]

Joshua Turturici I don't do i.g

[@joshuaturturici3523]

James Jackson what’s the best way to contact you?

[@aminghanbari3687]

My name is Amin and im in Canada and im 15 can i work from here?

[@dayvonbryant6960]

Amin Ghanbari Amin, I recommend ecommerce in the mean time. Look up Tanner J Fox and affiliate marketing.

[@nandkumarpandhare4254]

How can I join in PHP.

[@7FigureSquad]

Where ru located?

[@sas_thedeity1019]

Dont

[@YTWatcher666]

The individuals they encourage you to work under lack genuine professional expertise and knowledge in insurance. I just want information on life insurance, but PHP agents keep repeating the same three basic facts. Their gaslighting techniques don't effectively defend their business, leading me to believe that their agents may not have many successful insurance sales. Their lack of seasoned agents who have transitioned from other companies to rejuvenate their careers at PHP is notable.

[@jasoncruz3591]

👍

[@apotbos]

Listening to this guy makes me want to join Primerica.

[@7FigureSquad]

Says the guy from Primerica

[@apotbos]

@@7FigureSquad yeah they run the same scam you guys are selling

[@7FigureSquad]

Whocares for a guy that doesn’t care you’re spending all day trolling us - hope u find something productive to do

[@apotbos]

@@7FigureSquad I'm not trolling I'm just trying to open some eyes.

[@7FigureSquad]

Then do it the right way and create content instead of being a lazy about it #keyboardwarrior

[@Normalinda2200]

Espanol

[@ianhop]

your ambition exceeds your ethics

[@jgaudette77]

Unfortunately, you are probably a competitor. We wish you the best, and i hope your ethics get you where you where you’d like to be..

[@rahnosborne]

I'm just curious Ian on what grounds have you judged Matts ethics?

[@ksolomon98]

Lol, you hatin

[@ksolomon98]

Relax and better yourself, find your own niche

[@mrrandom348]

Hahaha Ian Hooper has left the chat

[@ericchin739]

Scam!!!

[@7FigureSquad]

Cmon bruh - we've been waaaaay past this yeaaaars ago. Only people saying this are competitors. The marketplace has validated us.

[@ericchin739]

@@7FigureSquad Hahahaha competitors 🤣😂😂🤣 Bruh, it's a scam.

[@WcDonaldsUSA]

@@7FigureSquad bro onto NOTHING

[@BuddhaTD]

lol con men typically link up with other con men. 🖕🏽

[@56man55]

Lol PHP is a MLM pyramid focused on recruiting and interior sales. These people never talk about the actual financial products or how to help clients. Just talk to you about big numbers and recruiting. Ask him what the start off contract % are and why it’s so many fees when you start

[@7FigureSquad]

That’s easy - I used to be at a 135% contract for 11 years buying leads and doing dinner seminars. No real solid mentorship at that. Made top of the table MDRT and easily made on average $350k between 1999-2011. Until someone should me how to build people, develop new agents and indoctrinate sales leadership … I never built an organization. Here at PHP I am at 75% top contract (not including bonuses and stock equity dividend income). It took me 37 months to make my first million … which at the shooting of this video I was still at $750k income. Best part? 1.7% of my income comes from personal sales. In otherwords I’m control of my business and can drive productivity within my organization. Do we recruit? Absolutely. Do we have a MLM/network marketing comp plan? For sure. And it helped me scale from 27 agents to over 2.300+ part/full time agents from coast to coast. We absolutely talk about insurance product. I helped co-write the training manual “How to Sell Life Insurance” which is now a continuing education manual used by the entire life insurance industry. Wish you well with your endeavors and please consider getting the right answers from the people leading the organization, not quitting it. For a little more detail how I took my $199 enrollment to PHP + licensing fees to a $45M business in 5 years … watch this: kzbin.info/www/bejne/naSqZWaEpLyEpdE