10 Subtle Signs That Whisper "Quiet Millionaire"

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Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters 'ask' for investment help, and later, other comment bots reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them.
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The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.
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Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.

[@tomTom-lb5cu]

One thing to do is read the book , The millionaire next door. Probably many watching this video are millionaires. I remember when I was 18 years old my goal I set was having 100k, in the bank. I was a janitor , high school barely passing graduate. But by 20 I was learning a trade that I had an interest in. Well once I hit my goal I set another and it was buying a house and paying it off asap . Well interest rates were like 11% for a mortgage back then. Once I hit that goal I set another as I started reading book on investing before that I was just using common sense and frugality. Didn’t set a goal to become a millionaire that just happened from personal education outside of any schools (libraries) 65 yrs old here. Never had a fantastic paying job but still made the comfortable life after 40 years of work and retirement before even s.s. Was available to take anything from it. So if a person like me with very humble beginnings can make it in this American capitalism system so can ANYBODY else, no excuses.

[@RichardTouchfaith]

We have two kids currently in college. We always raised them poor and embraced scarcity as a lower middle class lifestyle. They have no idea how rich we really are since we've always taught them to work and save half. We're actually easily Upper Class and I'm more focus on shaping their future wealth than growing my own wealth.

[@landonbarretto4933]

There's nothing impressive about a scarcity mindset as some sort of badge.

[@rkw2917]

I worked my entire career among wealthy people They are, for the most part, very understated and just a pleasure to be around

[@robertmeyers3640]

I know 1 multi millionaire and he lets you know every time you meet him. But he is very generous. I offer to pay every time and remind him I’m not poor ( only low 7s net worth) but he never lets me pay. When he comes to my home for dinner always brings 5 star expensive wines($700) but he knows I’ve been a wine connoisseur since college and appreciate it. I think it’s his way to please a loyal friend who appreciates a good wine and not to show off (Aubrey a little) , I’ld invite him to dinner without the wine.

[@tomTom-lb5cu]

@@robertmeyers3640 if your a millionaire from working for it for many years I don’t think you should brag about it because it can be gone in a flash plus your setting yourself up for bad intention thieves to do you harm in some way. To me it’s more fun to dress normal , important to be humble, be giving and give awesome tips to deserving people who do any service for you including your trash man yearly and young respectful people who have minimum wage jobs trying to get started in life. One more thing is teach how you have succeeded to ears that are interested not act like you’ve found the secret code to wealth. If you made it teach another the shorts cuts , meaning explain that it wasn’t easy but you’ll help them avoid your mistakes. I’m high school educated only but when I get into conversations with college educated people of all ages they seem like wow I’ve never heard this before and I know it’s true because they don’t teach it in school practical investing in the real world and how to get started . I read books starting in my 20’s and saw common themes from the well known successful investors. And the knowledge I gained is mine to keep. It can never be taken away from me but I can pass it on to interested people for free.

[@julierussell5773]

We have a multi million dollar net worth, and i work as a teacher. If i mention to my students that we're going to our beach house they always say "why do you work as a teacher if you own a beach house?". As though working is beneath people who have a bit more money than average.

[@Valmontst]

You should look up the percentage of teachers, who actually retire as millionaires, as it is very high! Surprisingly high! The reason I have seen is that many teachers work their entire careers within a certain school system, meaning that they get raises, have pensions, and often live in the same house for decades.they also tend to naturally be a bit more conservative when it comes to saving money. Personally, I know of several retired teachers, and one would never know their net worth unless you knew them personally.

[@mrjuvy49]

Worked for us, and no idea this would happen to us 30 years or so ago.

[@MJB550]

I know two millionaires and one that was. Two of them work the land and live so modest, they are humble and just wonderful people. I wouldn’t have known if someone from the church didn’t tell us. These two are so funny and fun to be around. They are both in their late 70’s and still work everyday. The one that was won her money in the lottery. This one is horrible, she bought an enormous house, cars etc…. Present day within a three year time cars gone and house sold. Both husband and wife Have personalities from hades. They have now returned to mediocre jobs requiring no education, yet they believe they are brilliant. Their children are spoilt and not productive at all. Everyone knew she and her husband were millionaires ( for the moment). Huge difference.

[@mrjuvy49]

I know some also in Vegas, one is worth 14m and never leaves the house, my wife thought she was the family gardner. Another friend is worth 3m+ and she lives in a double wide and does not live in the city. My dentist friend has a lot of fun, but we have more fun and travel more than any one of these. All are great people and don't talk wealth, and most of us had grown up in moderate families.

[@j.wilkerson1905]

I have a few dollars, I've only flown 1st class a few times with an upgrade. Azul nailed here how we treat our kids, only coach for our family of six. We allow our kids to drive our older cars (think Toyota, Jeep's), never bought our kids a car. Let alone a new car, even it is a Toyota.

[@freddyhollingsworth5945]

I was a CFP and also sold annuities and life insurance. We had clients that were worth $100+ M and they all drove 10 year old Lincoln Town Cars or Buick Park Avenue type vehicles or 10 year old pick-up trucks. These were of course all first generation money. Mostly Wal-Mart stock. Wal-Mart headquarters here. These wealthy people often bought life insurance to donate it to the university or hospital when they die. We had one client that was worth $400-M and he drove a 20 year old Buick and had tape holding his eye glasses together.

[@JeremyRogers5]

*I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

[@johnwilliam8061]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@tommywilliams5525]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. He has helped me raise my reserve from $275k to $850k, despite inflation.

[@helinabrooks7461]

Haven't you heard about MICHAEL T ABAGNALE?

[@helinabrooks7461]

Profitable trading requires experience, a solid strategy, and preparation, which we lack. Understanding buy/sell ratios, identifying market leaders, and diversifying are key to reducing risk. And this what he provides

[@mrjuvy49]

Scam alert

[@hogroamer260]

The multi- millionaires I know arent paying an advisor or even investing in the stock market. Their business IS their investment. Any advice they get is from other entrepreneurs and of course tax attorneys, not CFP's.

[@Growing-Our-Retirement]

The Millionaire Next Door. Great book!

[@GunnyPhillips]

I couldn't agree more with the majority of what you said here. I love cars, so I do break that rule.

[@Paul-GrnHil]

Too many people perceive wealth by what they see; the big house, fancy car, boat etc. They keep score by comparing themselves to their neighbors. True wealth is what you can count, the balance in your IRA, brokerage, and savings accounts. To keep score you compare your balance today to last year, or your progress to a future goal.

[@Reload77725]

I'm sorry, but I have a mansion, multiple fancy cars, three boats, and millions and millions and millions in my accounts-way more than I'll ever be able to spend. In fact, I can't even spend all the dividends and interest that land in my accounts. So sorry to burst your bubble, but there are a lot of us out here that have all that AND have still have money to burn. Stop lecturing.

[@rarelycares8416]

Retired multi-millionaire here, agree with just about everything you said except about the car. We will pay up front for value...for me that is the Tesla, in two years I have only spent $5 dollars over the purchase price and that was for a gallon of windshield wiper fluid. We have solar so no fuel bill, no electrical bill, no gas service to the house. The best thing about having the money is you can think long term and do what's right for your long term.

[@timalan7406]

... I drive a Toyota. The break even point for a Tesla is about 140,000 miles (on my Toyota), and that is with free electricity and depreciation.

[@hogroamer260]

You have an electric bil. You just paid for it up front. And unless You're off the grid, You're paying a minimum service charge to be connected. Another thing about having the money, you don't have to be inconvenienced by the shortcomings of an electric car.

[@rarelycares8416]

@@hogroamer260 That's what I said, the nice thing about having money is you can pay up front for value and never pay again. I have had a zero electric bill 3 years in a row, the minimum service charge was negated by another rebate. Curious as to what those electric car shortcomings are, I drive all over the Southwest from Texas to California and have never had any range anxiety, the car is far better than any ICE car I ever owned and it costs me nothing, even the insurance and registration is equal to the Lincoln it replaced.

[@hogroamer260]

@@rarelycares8416 Good luck getting rid of that electric car. I don't think there's a big market for used electric cars, compared to the number of them on the road. A few times a year I go 1500 miles in a day. That would be a pain in the a$$ in an electric car. Even worse if you are hauling anything.And, the stations I've seen aren't configured for a truck with a trailer. I haven't had any repairs on any car or truck in over 25 years. Maybe the difference between GM's and Ford. When you do have a repair (battery), it will be totaled. I couldn't live with one. I rented one last spring and I learned a lesson. If you do go far enough from home to need a charge, those stations are expensive. It was just as much as gasoline. If you can deal with that good for you, it doesn't work for most. Many have a second vehicle.

[@augustineadeyanju9638]

Azul you are 1000.% correct I agree with you wholeheartedly .

[@cashflow68]

Typical millionaire next door here. Im NO Show and All dough. I wear t shirts and Jeans bought at Walmart. Nobody bothers me and still driving my 2012 Honda Civic.

[@MidlifeCrisisManagement]

#9: "no patience for posers" is so true, Azul. lots of advisors aren't that good at their job, like every profession. what do you call the person who graduates last in their medical school class? "doctor."

[@tatianastarcic]

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

[@Michaelparker12]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@nicolasbenson009]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@BridgetMiller-]

Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@nicolasbenson009]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@berniceburgos-]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website… thank you for sharing.

[@carolinemarshall8782]

Health is wealth

[@peem1244]

So, they've ALL got an online profile? Isn't that a bit counter-productive? A bit too high profile?

[@johnherr158]

I always liked the way Tom Landry dressed on the sidelines, I remember one day he mixed it up in a press conference wearing a leather jacket over Tshirt. Point is you should always dress up as opposed to casual. Zuck and Bezos should dress a little better. Gates dresses like Mr Rogers.

[@AzulWells]

Hi John. Thanks for commenting ... I always thought Bezos was a good dresser. Zuck no but Bezos pretty good. 🤵🏻‍♂️ Azul

[@lorenkrebs3467]

Deferred gratification and the "saver's gene" can get-r done!

[@paullt5111]

Azul please don’t expose us, we love our life.

[@Reload77725]

Says the clown with no real money. LMAO!!

[@paullt5111]

@@Reload77725 You said so.

[@Reload77725]

If you're intelligent, and you have to be, to be worth a lot, you DO NOT need an "investment advisor". In fact, that could be one of THE WORST moves you can make. Sorry Azul but I'm MUCH smarter that you'll EVER be and all your fees and bs are NOT NEEDED.

[@pftittl]

Exactly

[@JamesEbersold]

Some of the most successful people have actually not been at the top of the intelligence scale, and conversely some of the people who are the most intelligent struggle to function in the real world. I'm not sure why you felt the need to brag about how intelligent you believe that you are relative to Azul and apparently everyone else. I do agree that not everyone needs a financial advisor although some people may benefit. Specialized knowledge in the professional field is often useful to hire somebody. We only have a limited amount of time and an unlimited amount of information out there so no matter how intelligent you or I might be we don't have time to absorb and process that information. That's the one thing you'll never get more of, time. I personally haven't hired one and don't plan to but I tried to keep things straight forward in any investments I have because I have a lot of things in my life that compete for attention and that's just one of them

[@Lauradav55]

Great video, The first $100,000 invested was amazing. But when you hit $300,000 it’s like smashing the glass ceiling! I cried.

[@Shaunna-o5s]

I completely agree with you! My first 100k took a long time and wasn't that special to be honest with you. Once I hit 300K that is the game changer in my opinion. At this point my money is basically making me a pretty good yearly salary. When I go to sleep at night I know my money is making decent money with the help of my FA

[@McRoland16]

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.

[@Lauradav55]

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@Shaunna-o5s]

"Nicole Anastasia Plumlee" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@Lauradav55]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@KevinCollins-kg5hl]

As a risk-tolerant investor, my wife and I diversified our S&P 500 portfolio with crypto assets, yielding a 173% gain in 2023. We're retiring soon and have $3.7 million in tax-deferred savings, hoping to inspire others seeking financial guidance.

[@donhug-q8k]

1 7 3 % , thats truely impressive . how were you able to achieve this?

[@KevinCollins-kg5hl]

We enlisted a fin planner who created and advised us on a customized investment strategy that aligns with our requirements. My CFA, monica Mary Strigle, is a well-respected professional in hr field. I suggest researching hr name to delve deeper into hr qualifications. With hr extensive experience, she is a valuable asset for individuals seeking guidance in the financial landscape.

[@donhug-q8k]

I truly appreciate the share , I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@ric-morris7763]

thanks for the recommendation, I set up a call. I am keen on getting to talk to her particularly. Ldy looks really great though even with the exams and other stuff.

[@toddkerslake]

What a load of rubbish this comment is !!! This whole video is about understated wealth and the lead comment is from someone bragging they made 173% in crypto …… yeah right

[@Captain_Tiger]

Please create time stamps and transcript of videos if possible

[@bpo6955]

Most Teslas are around $40k.

[@conniebueter9052]

I know we are in a good position but keep a very low profile and don’t want much !!

[@okaydamian]

I’m 55 from southeastern Ohio but worked overseas all my life. I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management?

[@CardSharkGermany]

Study Bitcoin. It will be life changing.

[@Reload77725]

$1M ain't shit. YOU need to keep working and working hard. You CANNOT retire on that.

[@Reload77725]

@@CardSharkGermany Yea ok. How will it be life changing?

[@hogroamer260]

​@Reload77725 Bullsh*t! I can live well on my Social Security and don't need a penny from retirement savings. If you don't know the guy you've got, no frame of reference. You're basing it on your lifestyle with your " millions upon millions upon millions" of dollars. That's a 1%er and no idea what the average Joe needs.

[@CardSharkGermany]

@@Reload77725 Where do I want to start: right now there is the Bitcoin conference in Nashville happening. Watch it live or at least start watching Michael Saylor who also spoke there. And start reading the book "The Bitcoin Standard". It will be a longer journey but your best investment in yourself.

[@martywilliard]

How many millions of savings should one strive for ?

[@Travlinmo]

So you keep calling Tesla's 100k but the common Model 3, loaded, is lower than the US average for cars and the Model Y can also be bought for less than the national average for cars. both with substantially lower running costs. I know the rich own Toyotas but that torch is being passed to owning a Tesla Model Y or 3. Tesla Model S and X compete with cars being sold for dumb money in the 200l zone while costing less than 100k.

[@Reload77725]

Ok. There are only 1000 billionaires in the USA. Just stop. No one watching this is friends with a billionaire.

[@untouchable360x]

11. He appears to be on cocaine all the time.

[@twilde3754]

The quietest of millionaires don't have profiles.

[@Reload77725]

Really? Elon Musk, currently worth $235 BILLION, post on X about 10X/day. So you're wrong.

[@johnkola6475]

sounds more like self made billionaires or at least centimillionaires you are describing. a couple $millions still put you outside of top 1%.

[@forrestpasky]

You would make a good vice president Fetterman. :)