10 Things I Don't Waste Money On (Minimalism + Saving Money)

Here are 10 things don't waste money on anymore. These have helped me save money and live a more minimalist lifestyle. What things have you stopped buying? SUBSCRIBE for weekly videos on saving money, minimalism and reaching financial independence and early retirement!
while a-lot of people do videos on Things i don't buy any more minimalism and saving money and 50 things i don't buy ect.. i wanted to be a little different with 10 things things that are a waist on money and just don't bring me value.
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[@karynm3365]

Another tip: remember that you can save 100% on ANY sale by...not buying the item!

[@GabeBult]

💯

[@sct4040]

👍👍👍

[@Yazzie-xl2rf]

😂😂😂

[@yasminm.dovale6432]

Julius? kkk

[@inashamsia]

This 👆

[@e_velog]

The best tip I've ever been given is this: "If you're buying an item on sale because it's on sale, you're not saving money. But if you had to buy something anyways and it is on sale, then you did save money" and I try to live by this every day.

[@EmpyreanLightASMR]

I know some people who buy stuff just because it's on sale, not because they need it (and it happens to be on sale). I used to get really angry about it 😂 but they're doing fine still, even after 20 years of doing that. So whatever works for them haha

[@susievelasquez4415]

Actually no , that's misleading . You don't save any money at all. Most of the time you don't need it .

[@neitilusikka4226]

I actually have a list of everything I "need/want" during the year. I add on the list things that I find myself constantly thinkingof needing/making life a bit easier. I wait for big sales (summer, winter, blackfriday) and then purchase if it is a good discount and still need it. This way you really consider if you need it and save money.

[@Nurse4Life255]

Agreed

[@notconvincedgranny6573]

@@neitilusikka4226 Yes! Advance planning is essential.

[@petmomful2260]

My husband and I are retired now, so we have access to the savings we have grown over the years, altho we try not to spend it. We live on what comes in. Anyway, my son and daughter in law found a house they wanted, but their house had not sold yet. We were able to take the down payment out of our bank, and let them get that house before it sold to someone else. My son agreed to pay the taxes and fees, and they got their house. Now their other house is sold and they paid us back. What a joy to be able to do that for our kids! They are so happy!

[@comedyman112]

Good thing your son was raised well. Some kids would take the money and forget about paying it back 😅

[@timburwolf5330]

This was the first real joy I found when becoming frugal and more minimalistic. My brother needed some money in an emergency and I just happened to have that amount in my pocket to out into savings that day. It feels so good to at a moments notice help out someone who deserves it and know you'll be okay.

[@BeRightBack131]

I did that with my son and daughter in law. They got their house... but now they're not paying me back. Instead, my son went out and bought a new truck, an expensive meat smoker (roughly $1,000), and I can't even remember all the stuff they've purchased for themselves, instead of paying me back. Especially frustrating because this past year, I had major medical problems that literally zeroed out the rest of my savings account, and now I'm struggling to make ends meet and very unhappy 🙁.

[@petmomful2260]

@@BeRightBack131 Oh boy, I would be unhappy, too. You may need to have a firm talk with them. Remind them that you need that money to take care of yourself so that THEY will not have to take care of you.

[@BeRightBack131]

@@petmomful2260 I did. They said oh, we'll pay you back. We just need to get our finances back together... just before they bought the new truck and had their entire yard landscaped. Forgot about that. That was another $25,000 they spent, all of it right after they said they just needed to get their financial stuff figured out. Sigh. I told him/them when I lent them the money that if you don't pay me back, I'll stop talking to them. Even if they have a baby (my grandchild), I'm done with them. 🤷‍♀️ Maybe I'm just not that important to their lives.

[@cindymills398]

Bet your parents are so proud. I remember when my son went to college. I went to visit and took him shopping. He needed a belt. When we got ready to pay, he pulls out a coupon to reduce the price. I was like "who are you" lol. He is now a CFO.

[@chrismacklen6124]

$1000 on a new phone is a tenth of a house deposit, $3000 on new clothes in a year is half a car!!! Those two things you said were really powerful - I don’t think people normally see it that way. Well done.

[@sonialinsey8083]

Where are you buying a house where a 20% down payment is 10k? Fantasyland?

[@johnclaybaugh9536]

I don't buy houses or cars. So no. I'm not thinking about that.

[@AradBanis]

@@sonialinsey8083 You don't always need to go for a 20% down. That's only to avoid mortgage insurance. If you've worked on your credit, 5% is still within reach (Still, this implies a home value of 200K which is no longer realistic post-covid, even for older condominiums)

[@Ssaidak]

@@sonialinsey8083 In Scotland you dont need to pay down payment. Its 0.

[@madhusudan]

My #1: Avoid recurring monthly fees/charges like the plague. Learn gratitude & contentment. Yes, learn it. It's a skill. Mentally, get it through your head that on an average day you don't spend money at all. At all. $0.00

[@kicik5038]

1. A new smartphone or gadget 2. Membership (gym, cable, streaming service) 3. One purpose machine which u hardly use eg pasta machine 4. Clothing for collection 5. Health products eg unnecessary supplements 6. Bad habits eg cigarettes, alcohol, expensive coffee 7. Financial advisor. Read books instead 8. Gift cards

[@level1life79]

What about 9 and 10?

[@kicik5038]

Level1 Life sorry I didn't catch the 9-10

[@cameliap1146]

Thank you.

[@peterinbrat]

Don't buy crap you won't use. Wow amazing. As for clothing.. uh dude, you need someone to help you shop. Even the Salvation Army has better than that shirt.

[@mrhotshot1521]

Well some people need gym coach and the diet meal list

[@amymoore1270]

My life changing tip was... DO NOT PRODUCT HOP. Once you have what works, stick with it and avoid the trap of a new, better, product. You save $$$ and also avoid partially used products building up in your pantries and closets.

[@aprilnicolae9359]

Good one!

[@gdaymates431]

This is what I've done over the years to save money. 1. Stopped cathcing public transport. I ride my bike to work. 2. Stopped drinking alcohol. 3. Stopped excessively dating just because I could. 4.make my own food. 5. I eat fruits and vegetables, no meat and 99 percent no dairy. 6. I have a car but it's second hand and I use it to go in camping trips in, which costs me like 30 bucks for the whole weekend because it's run on LPG/petrol. 7. Don't buy coffee, it's so expensive and over your lifetime you will spend 20 grand on something you're going to wee out and all that milk is terrible for you! 8. I borrow books from the library. I still buy things when I need them like this year I got a new ipad and a new bike but these are two things I use every single day and bring a lot of joy and efficiency into my life. For the love of God, quit smoking. Love yourself a little bit please and if you can't love yourself just know that everyone thinks you stink. People don't want to be near you, especially in an elevator when you've also had a cigarette! 9. Floss. 10. Get a pet. My dog changed my life. They cost money but he brings so much joy into my life and he forces me to go places I wouldn't and to be more active. I honestly think getting a dog has increased my lifespan because of his happy he makes me even though he cries in the car lol.

[@holycrapfreakinsweet]

Temps totally agree with the dog part. my picture says it all :D

[@beebeemilo2024]

Temps, you just described my life!

[@gdaymates431]

@@beebeemilo2024 Hello soul mate! Haha

[@sergiosevero9551]

You're clever (nr. 9 is difficult), but this guy is a AMAZON MINIMALIST, there is a problem with it: The economy that surrounds you make you feel better, one AMAZON or WALLMART or another lower quality job may save you some pounds, but it brakes the jobs and small business, the salaries goes down, people can't affort to live near by theyr jobs, schools, police and medical care get further, your place is ready for GENTRIFICATION, and any economy you sense to have make, turn you place less attractive to people, real people as you've once found in your neighborhood. If you remember your best way of life and challenge the present, you can be like the AMAZON MINIMALIST: I stoped at his 5th example of AMAZON. And I'm not a fighter of the new way of life, neither the Company. But is it making you life and your friends life better or worst? Is your neigborhood getting more attractive and safe? The AMAZON MINIMALISTS are doing a good work for the quality of you life and incomming?

[@sergiosevero9551]

Eddie's cake. Charllotte's tomatoes, onions and others. Mary's bread. Glenn's grosserie's. The sofa from Old Brown's. And so on, this maximised experience was not better choice of interacting with normal people? And making a better society and way of life?

[@aaronsmith230]

I’ve been making coffee at home and bringing lunch to work. My wife wasn’t raised to care about saving or budgets, so to show her, I made her coffee and packed her a lunch everyday before she went to work. And couldn’t believe the extra money she had in her bank account every week.

[@teerich2011]

I also need to bring breakfast and lunch to work almost every day instead of eating out or skipping a meal. P.S.: I work from home 🤣 I just hate cooking 🤦🏾‍♀️

[@Rehearsal3434]

What a great and loving way to demonstrate how it works!

[@Demy1970]

I laugh and shake my head when people waste five bucks on coffee and I can buy an entire can at Aldi for 6.99

[@Ssaidak]

In some countries you save more eating out than cooking at home. All depends.

[@RonYates1]

I wish i saw this video in my teens... 🙄 🙄 🙄 If you're watching this as a teen, TAKE THIS SERIOUSLY! You can never go back.

[@bt6264]

Fact, I wish I had someone to teach me about saving my money instead of buying materialistic stuff.

[@donquixoterosinante7899]

Thank you

[@lisamarielund6292]

Let's Talk Money You can never go back but it’s never too late to stop wasting money on crap.

[@TypeOneg]

@@bt6264 my basic skills is to just ask myself how badly I need something. Also consider buying something used before getting it new.

[@ayeshamokamji9478]

Let's Talk Money thank you for this advice. I'm a teen and turning my life into minimalism.

[@prettybullet9875]

On clothes. Buy quality over quantity. A couple of well made shirts will last longer than a dozen cheaply made ones. Same with furniture. I bought my bedroom set in the mid 1980's and it was expensive but was sturdy. I still have that same bedroom set in 2020 and it's still in good shape.

[@mikew8573]

Having your coffee and meals at home are the two major expenses that can save you so much $$. I tested this out with my students on a budgeting class I taught and the ones that stuck with it couldn't believe how much they were saving. This included packing either enough food on Sunday night for the week to leave in office frig. or fix lunch each morning while have their coffee/breakfast. It's all a mindset and have some serious self talk along with sitting down with pen & paper and noting left side, rent/mtg. payment utilities; right side miscellaneous expenses needing my attention to NOW.

[@annettegustafson1435]

Plus it's so much healthier!

[@bilindalaw-morley161]

@12:00 There’s a really apt old saying, that no one seems to know:- “It’s not a bargain if you don’t need it”.

[@GabeBult]

Very true

[@Mvjesty23]

iPhone Pro = $1000 + taxes OR Passport = $145 Travel fund = $855+ Go see the world

[@jarred333Boss]

weeeee

[@ssing7113]

$855 will buy you one ticket in todays money... try going to MAUI and visit one hotel. You just spent your money in two days.. You can also buy iPhones used a couple months after for less and no taxes and they ship to you

[@CalvinL.Stevens]

I got one by my company for free. Wasn't really needed though

[@shoobamocha]

A phone is also pretty much required for school/work/communication/life also

[@FerventReminder]

@@shoobamocha that is such a lie, sure a basic phone is helpful but spending the amount of money on iphones and google pixels that people do these days is so over the top especially when they don't buy them outright and finance them. I'm glad I went from an iphone to a simple old-style button phone. To be clear I'm not saying they have no use, they could in some cases but with the way they are designed to be so addictive you don't see many people with a healthy relationship to their phone.

[@TheJust22az]

Going to the gym 5-6 times a week is the best investment I can make in my health. As I get older, I believe it will save me money in health care costs. That, along with making good food choices.

[@ameriosgabriel]

Exercise is the best thing you can do for yourself, but why spend money in a gym membership when you can exercise outdoors for free. Since the lockdown I started doing calisthenics and sprinting with amazing results. I'm not coming back.

[@JonasBecker]

@@ameriosgabriel same here, started calisthenics with the lockdown and it's amazing!

[@XTheSpartanX7]

The answer is a home gym.

[@TheJust22az]

@@XTheSpartanX7 I have always been much more motivated when going to the gym. I just like the options of what a gym offers vs what I have at home, which is not a great environment.

[@reesj1485]

investing in your health is awesome! if a gym membership brings value to your life and you get good use out of it then i would definitely say it's worth the money. I'm thinking of getting a gym membership soon so I can do gymnastics again!! the best way to exercise is the way you enjoy most and will actually do

[@oldradio3092]

I started making my own bread at home :) So far I’ve made bagels, donuts, Hawaiian rolls, Mexican sweet bread, bolillos, a rustic loaf, pasta, paratha, zucchini muffins, banana bread, baguettes for bahn mi... all vegan btw. the only challenge for me is waiting for the bread to rise. I’m saving money and it’s super rewarding! The best part is less plastic :)

[@kathyschumann5368]

Love this!

[@tubeyou89119]

Great content. In summary: 1. I always use my cell phone until it dies naturally. Last one I had lasted 4.5 years. 2. Why do we still pay for gym when there are tons of fitness videos on KZbin for free? 3. Do a cost effective analysis on outsourcing vs insourcing certain activities. 4. Minimalism helped me combat that. 5. I ONLY need one piece of nutrition advice (from my mom): eat everything in season and fresh, and in moderation. 6. Don't form and date people with those bad habits. 7. I am a little better now but still need to work on it and make learning investment a habit. 8. Always put gift cards next to my credit card so won't forget them. Thanks.

[@nannibunni]

I need to gym to hold me accountable. I hate working out at home because I don’t have much space

[@debswall]

#2: Because with two children climbing everywhere, the attempted-workout lasts approximately 45 seconds. 😜

[@Evija3000]

In Northern Europe in winter nothing fresh is in season unless imported long distances :D Especially the sun. A vitamin D supplement is a must for me.

[@mom2eleni]

I need the gym because I cannot recreate the amount of weights I lift in my apartment…not everyone’s fitness goals are the same

[@greyhatdone]

I save money by simply not spending it. I love the "I saved $40 on this jacket because it was on sale". No...you spent $30 because it was on sale. I saved $40 by not spending it and put it in my savings account and leaving it there.

[@danielkessy3331]

Invest your saving to earn more

[@rachelm1242]

You saved 30 because it was on sale

[@libbitjones6669]

When u leave money in “savings” your actually losing money because of inflation... maybe try investing, but if course u have to know what the invest in and when. Anyway....

[@Nepthu]

@@libbitjones6669 Don't downplay savings. Most Americans have ZERO saved. Savings is great! Investing is a better, but without saving first, you can never reach the next level.

[@joshuathinkingoutloud]

Yooooo Yes! lol --I like the way you think. Check my channel.

[@ninavorobeva4927]

How cool it is to see a cool guy talk about "uncool" things (getting non-iPhone smartphone) that will bring you to a cool life. Thank you!

[@bayleedm4336]

Nina Vorobeva it’s crazy to think that I paid over $1000 for my iPhone 8 when it first came out.... never doing that again!! I’m happy with my $15 a month plan now lol

[@johnentwhistlesurelysamsun1840]

@@bayleedm4336 A friend of mine did that one day he set out to buy or replace his old phone, and ended up purchasing an i-phone wich set him back 1000 pounds sterling, his mum was absolutely horrified, i was there to hear her loose her cool over it, and he laughed at her buying a vivo phone!!

[@bayleedm4336]

John entwhistle surely Samsung yep that mentality honestly scares me .... especially when I see my friends who talk to me about money problems buying really expensive things. Really doesn’t make sense!

[@lel3450]

Baylee dm lol noob I bought it for $800 and kept it for 2 years STONKS

[@Homeside301]

@@bayleedm4336 my grandma is trying to buy an iphone 12 during these times and has been retired for a while now. Cant pay her rent but wants a phone she will not use in its entirety.

[@rapidgameplay6484]

25 years old immigrated to Canada when I was 22, paid of my tution while studying, no student loan, got a great job in tech, saved up 53000 in one year, working full time and part time on weekends

[@craiggillett5985]

Replace all light bulbs with LED. Use public transport and not my car to get to work. Use side lamps to light my rooms and have everything on a timer Keep curtains closed during the day to help cool the house A/C is on a timer and it come on 30 mins before I get home from work. Keep A/C & Heat to 22 Celsius all year round. But in bulk for groceries Buy food kit for weekly cook at home meals and take one left over for lunch every day so I don’t buy lunch Have healthy breakfast cereals at work, eat breakfast mid morning at work Don’t buy coffee out Cut the ends off shampoos/ conditioners/ tooth paste...... and use every last drop of product- usually you can get almost another weeks worth out of an ‘empty’ tube Always spray new sneakers/ trainers with protector so that they stay like new forever When buying expensive shoes, immediately take them to the cobblers and put heel and toes caps on so not to wear out leather soles Never buy cheap fast fashion made in the developing countries. It never lasts. Always calculate the cost per wear of every article of clothing you buy. Quality made lasts for years. Cost per wear is always cheaper than ‘bargain’ seasonal fast fashion Maintain my own gardens and house (DIY) Clean my own house Wash and iron my clothes ( don’t take to the cleaners those Baffin deals add up over a year) Never waste food. Freeze it, label it, and when you can’t be assed cooking you have a ready meal. Heat and eat! Eat fresh healthy food always. Don’t drink alcohol, because of fitness - I think of every drink in terms of the number minutes exercise each drink is to wear off ( same for fast food takeouts. Cook don’t Uber eats Never buy bottled water, always carry a refillable bottle which is designed to keep your water cold Never text, or phone - always use free services like what’s app/ messenger etc Never use plastic wrap to save food in, use reusable, sealable, airtight containers - always! Buy bulk healthy snacks and divide into small Portions and store in ready to go snack size reusable, sealable, airtight containers. When cooking, always make double and freeze leftovers, store in reusable containers and keep a sharpie handy to label before you put it in the freezer Keep two of everything in the pantry, and as you use one item, immediately add it to yiur grocery list in your phone, then only buy what’s on the list- don’t deviate from your list no matter ‘how much a bargain’ that deal is in the store. It’s not worth it when you get home to find you already have 100 products the same you bought on sale last time( dead money) Never charge to your credit card, and if you have to, then repay the balance in full before you get charged interest Store your credit card frozen in a plastic ice cream container. Emergency use only, and it means you have to defrost before you can use it. Never buy anything that come through your social media feeds. It’s never as good as the pics, it’s always poor quality, and no matter what you tell yourself, you rarely send it back or get your money back. Cut back the number of house hold cleaners, research what your grandmother used and stick to it. Clean your own car - don’t outsource Maintain your teeth and go to the dentist every 6 months - more important the older you get. Your teeth are white enough!! Buy expensive sunblock and wear it. The rest of your skin care buy regular stuff from regular stores, always take care of your skin Don’t bring junk snacks foods into the home. Only buy when you really want them NOW!! Always buy classic styling everything. Gimmicks and fashions date very quickly. Spend on what makes you happy, but if what make you happy is expensive, then save it for a very special reward day.

[@GabeBult]

💯

[@craiggillett5985]

Daniel Chang very good point. I already have a couple of income streams from residential properties I own, I have an excellent career that I love and it pays very well ( top 5% of income earners) I have a trust that holds all my assets, I have a business within the trust that owns the house where I live, and I pay that business ‘rent’ I have my own personal business that runs out of the house I rent, which I can deduct. I deduct my car & power.i have recently stepped down from two corporate directorships as I want more leisure time. I have a great lifestyle and all those things I do (above) are built in to the point where it’s just a routine and I don’t even notice that I do then. My parents were the same and that’s who taught me. I was raised to save money, make money work for you, to always buy quality and never go without . My lifestyle is good for the planet and my carbon print is as low as I can make it without living a horrible lifestyle.That for me none of what I do is a chore makes it easy. I’m not the kind of person who see this stuff as a bind or a chore. I get up everyday at 4.55 am and I’m in the gym everyday by 5.30 am. I’m motivated and live my best life. Yea. It saves me a time of money and I love that feeling of seeing that money build up. It’s not for everyone, but I’m living my best life and I am happy and I feel financially secure. When I die my entire estate goes to my nephews and nieces because I’m child free( by choice) give it a go, you will be amazed what a difference it makes to getting ahead

[@thecobra...1716]

@@craiggillett5985 man your switched on Chris. agree on the good feeling when the bank account goes up..

[@craiggillett5985]

Jim Goldie my advice with money saving is start small do one thing and make it a habit. Then do one more. Start a list and put a do by date and tick each one off once it’s a habit.

[@sirraulo9002]

Wow. 😯 Cool bro.

[@lisbethdc]

Finally a minimalist who uses color clothes. A lot of minimalist only use black, white or gray.

[@George-wv5wk]

You got a point, that has to be a patron...

[@darlenepaul2934]

Thank you.I though ALL minimalists MUST wear only white black or tan...lol!

[@behindthedreams1888]

You nailed it about the 30% off thing. If you weren’t already planning on buying it, then it’s not 30% off, it’s 70% more than not buying it. That’s such a good way to explain that concept.

[@localsuperhero]

It is really useful when you say something is a fraction of something larger like a car or a down payment - puts things in perspective!

[@ordinaryhuman5645]

My protip is to measure things in gallons of chocolate milk or pounds of bacon (assuming you like chocolate milk and bacon).

[@christinagardener1889]

Here's a really frugal tip. Instead of bringing extra coins to coin counting machine that charge 10%, go to the self checkout in supermarket and pay in coins. Also, checkout often asks you to round up your purchase to donate to their charity of their choice. I always say no. This benefits the store and not you. Pick charities you'd like to give to on your own and then you can deduct your donation from your taxes.

[@shannong7556]

The Uso NC is a very grateful recipient of round up donations from Harris Teeter grocery stores. Fact.

[@newworld1581]

In that case , we can no longer call it donation !!

[@BlondeQtie]

we have machines that only accept bigger coins and only up to 50 per purchase…

[@sfolista]

So glad you just go straight into the point of your video rather than what most influencers do with bloopers or saying something random. So thank you

[@sglanglois12]

My husband and I are working on being more intentional with our purchases and have really slowed down swiping our card for things. Great video! Thanks for the tips!

[@redditsource1972]

Awesome!! that's wise way to go

[@axelbrode4673]

Great advice. Things I don't spend money on: Store warranties on cheap electronic items that are covered by a manufacturer's warranty , Phones (wait for a deal you can't pass up), Designer clothing, Expensive beers, No expensive bottles of wine, no smoking items, No Cable or DTV, Amazon Prime is included with our free phones( android )which we got at $40 per mo. less than our previous carrier and we do shop Amazon. Nothing spent on newspapers, magazine subscriptions, gym memberships. Choose generic meds when available. Do not buy any music which must be paid for in some form. You can call me cheap as long as it doesn't cost me anything.

[@smallfootprint2961]

You're right about buying things on sale. You're not saving, you're just spending less.

[@site_is_down]

I agree! The way to actually save is not to buy unnecessary items on sale. We can all be deceived sometimes by the thoughts that we are saving because we bought it a sale, but NO, we still lose an amount of money.

[@hlk5887]

He forgot storage fees. Do you know how much people spend on storing stuff. Often the cost far outweighs the value of what's being stored. I'm getting rid of my storage today. Don't really need it anymore.

[@GabeBult]

That actually went in another video that I did recently

[@hlk5887]

@@GabeBult thanks for letting me know. I'll find that video and watch it.

[@Relbl]

That's actually a pretty good list... no daily coffee out, cooking all your own meals, and as few monthly membership fees as possible is a great start for anyone - it's shocking how many hundreds of dollars that can add up to. The clothes thing was also very true and a point I'm trying so hard to get across to a close female friend of mine.

[@brianmolstad1255]

The biggest savings a man can make is in renting and not purchasing, female services. Two hour/month after shopping several vendors. And never more than once/month. The average man, age 18-40 (by which time family court has pounded him into the dirt!) spends hundreds of thousands on skirt chasing. Most often, a total waste.

[@petmomful2260]

@@brianmolstad1255 What about love?

[@brianmolstad1255]

@@petmomful2260 What about it?

[@petmomful2260]

@@brianmolstad1255 Don't you want it?

[@MarieHolliday]

I am so serious about saving money so I can take one major trip to see different countries once a year. I give myself small rewards along the way such as I have turned my home into a paradise and I love being home.

[@joannedibben2352]

Great idea to make your home good so you spend good time there.

[@d.z.9821]

Can you please give an example how you make your home a paradise/cozy place, since I love staying at home. Thanks!

[@MarieHolliday]

@@d.z.9821 a area in my bedroom i converted into meditation area to include scented candles, spa music playing, comfortable recliner, on Friday evening i also watch a great movie on my large flat-screen in my living room with my scented candles burning, I listen to alot classic music and spa music daily, the most important tip in turning your home into a paradise you must declutter your home.

[@d.z.9821]

@@MarieHolliday I'm currently on the decluttering stage. If something is on a shelf (rarely) it must mean that it's very important to me. I'm currently in the process of discovering myself. I'm currently 23 and feel like I haven't lived an authentic day in my life, I'm full of beliefs, motivations and values which aren't at all mine, that's why I'm so darn unhappy, haha. Slowly but steady I'll get there. I'll create my small paradise as well. :)

[@atelierirae]

Great video! One tip I also have - maybe more for the people who tend to shop more/have more clothes: Really check what you have and go through your closet whenever you feel like you "need" new clothes. We tend to forget what we already bought. I figured that taking a picture of every item I own and creating folders on my computer really helps to shop more intentionally and consciously. :)

[@CatLittlepage]

thank u!

[@tammy8050]

Yes! Since the pandemic I have only bought basic t-shirts and exercise clothing. No new work clothes. Just mixing up my previous in-office clothing for virtual meetings. Saving soo much money!

[@MaddoxNine]

I love that you just give practical advice from your own experiences. It comes from a place of mutual respect for other people, and you aren't trying to push a product. Great things to think on!

[@OnCashFlow]

These are some great suggestions! Here are some more things to avoid: -New cars(Rapid depreciation, duh) -Gym accessories (I once spent $200 on Olympic weighting shoes just for squats!) -Wedding band/engagement ring (I wear a $20 rubber ring, and by now we should all know that diamonds are a monopolistic scam) -Costco(it's not much cheaper when 1/2 of the food goes to waste because you can't eat it all before it goes bad) -Bottled water (it's not healthier than the tap in most 1st world areas)

[@GabeBult]

👏💯

[@evanhdez]

Agree with everything except for Costco. You can’t beat 5 dollar chicken

[@OnCashFlow]

@@evanhdez That same chicken is $6 at Walmart with no membership cost lol Well.. It's probably smaller huh?

[@evanhdez]

@@OnCashFlow but it taste waaay better at Costco

[@Ssaidak]

@@OnCashFlow you can freeze the food.

[@alliefu7499]

Gotta love how aggressively he said "pAsta"

[@kellikim3910]

Allie P. 🤣

[@tnt01]

Lol

[@livingwithkaye9429]

I thought I was the only one

[@stefansly1990]

Home coffee is the best.

[@GabeBult]

Definitely ☕

[@ChristopherSimmonsAttorney]

Totally agree! A while back, I noticed that my own coffee FROM HOME in a Mr. Coffee with coffee beans from Costco was so much better than the weird, bitter stuff I got downtown! (You know it's good, when you drink it luke warm and it's STILL awesome.) And that was BEFORE I upgraded to the OXO 9-cup coffee maker. Even SMOOTHER. Like drinking coffee at the Hualalai Four Seasons at Kona on the Big Island of Hawaii. I keep telling myself I need to review it on my own home upgrades site. (BTW, in case your interested, the link to that site is here: myhomeupgrades.com/)

[@cindyshome32]

I agree, and its always FRESH at home

[@StudioLConcepts]

I agree BUT sometimes it’s the nostalgia of going to a mom and pop place and just chill out and treating yourself or meeting up with someone in a place that serves pretty excellent coffee since it’s the business’ passion....and to just enjoy the experience...but yes in the reg... I love my investment in my espresso machine 😉

[@jeremyj3017]

Perked or cowboy coffee is unbeatable

[@irenafields3324]

You are so wiser. I hope you get financially secured to enjoy a free life without the worries of going broke. I do cook my own food. Instead of going out to restaurants, I spend my money on really good organic and fresh ingredients. For my pancakes, I blend different gluten free flours, free range eggs, and organic fruit . Delicious and healthy. Can’t go for anything else. I do my hair color and style, my nails and I clean my house with a few products. I do enjoy spending with consciousness and buying good quality products. Success always! ✌️❤️

[@estherkinzelmann4875]

My tip: I don't snack any more. I had a real bad habit to snack here and there in between the meals. Since I go for low carb,, I lost my addiction for snacking three times a day.

[@isafromthenorth]

My trick was to unsubscribe from email lists of the stores i like. i though i was a great idea to be aware of all the sales, but in the end i ended up spending more on things i didnt really need. it created a need that didn't have but i though oh it's so inexpensive i'll just get it .... many times a year at 3-4 stores. it really adds up. Also I un-followed a lot of influencers and facebook groups , especially in the beauty community. No one needs a new eye shadow palette every week; all the colors end up being the same from one brand to another. I would see someone posting this new thing they have , and I would want it as well; if i hadn't seen that post i wouldn't have thought about it.

[@Belle90029]

So true!!

[@chalktalkwithshari4173]

I bought a $5 reusable K-Cup, so now I fill it with bagged ground coffee. A box of Starbucks Pike’s Place coffee is $15 (for 22 pods), but I can make double or triple the pods with a $10 bag of coffee. It takes a few seconds longer to fill/empty the refillable pod, but I remind myself how much money I’m saving. ☕️

[@krkatrina2671]

Shari Garton thats also a lot less plastic waste 😁

[@chalktalkwithshari4173]

katrina roberts ...How so? The reusable pod last for years. For me, it’s a better option than throwing away leftover coffee from a carafe.

[@Bevity]

Shari Garton Whoosh...

[@southerngrandma4353]

Shari Garton Katrina Roberts was agreeing with you that the refillable pod is the best option.

[@chalktalkwithshari4173]

Southern Girl ...I see that now that I reread her comment. Sorry Katrina Roberts.

[@internationaldirector2917]

Nice insight Gabe God bless you. I used to be impulsive buyer before and ended bankrupt (lol) but I learnt from my mistakes. Now no more buying just food to survive and what I need I totally stop buying unnecessary stuffs or clutter.

[@robgrant01]

On the bread maker idea, I bought one at a thrift store for $10 that worked great. I still only made about 6 loaves of bread with it before I donated it back, but it was better than spending $100 on a new one.

[@sonialinsey8083]

Thrift shop is risky for collecting junk and wasting money, but if I need something I always check there first.

[@The_Good_Life_starts_today]

I bought a new one on Amazon for $85 (50% off) and make a loaf a week. Even using organic ingredients, it only costs $1 a loaf.

[@alexandra109]

Agree with a lot of these. Keeping track of where you spend all of your money can help you make a list that is personal to you. I did this for 2 months and then calculated how much each areas would be per year. It helped put things into perspective for me.

[@meganlukes6679]

I buy my clothes from the thrift stores in the nice neighborhoods. I’ve gotten $80 dresses for $5. I end up looking like I have a lot more money than I really do.

[@George-wv5wk]

Funny how I live in a much more poor country than any english-speaking country. And there is not a single second hand store in my city.

[@ZenDragoonYT]

@@George-wv5wk that is probably due to the fact they cant afford to get rid of those clothes. They have a use

[@dahj5954]

Your mindset is still the same (?) you think you have to “look” wealthy.

[@ragingelefants]

I shop ebay for clothes and make crazy low offers. 85% they take it. Get my brand I like for stupid cheap and people think I pay retail for everything. No need to spend ton money on clothes when no one really cares at the end of the day.

[@daven2090]

Pack your lunch and make your coffee = 2500 + per year, small steps to success. Thank you for the "30% save is really 70% you didn't need to spend " analogy. Well Done

[@krystiesolfyre5340]

One of your points reminded me of the trendy ‘it’ items like the self massagers that are a crazy price (not to mention you can actually harm tissue with it) that people swear they will use and eventually it’s another gadget in the closet. I’m being so much more self aware of these and can spot them right away for what it is for me- not worth it.

[@GabeBult]

What have you stopped wasting money on?

[@level1life79]

Like #929 right attcha baby

[@marlak1104]

Things to avoid: Eating out, buying gifts or footing the bill for others. Stop buying music, movies, going to concerts. Things to do: listening to books free on librovox instead of buying. Listen to interviews on KZbin, online, with experts, outline their ideas becoming self educated.

[@kahzee]

Man, my biggest factor to saving money was definitely quit smoking and learn how to appreciate food which automatically leads to learning how to cook. That was a total gamechanger for me.

[@Eagle-zl4gz]

This young man has common sense that’s a rare quality these days.

[@tasneembashir2733]

- new phone or gadget - memberships unless you use it - machines you use once - clothing trends & brands - health/fitness products - bad habits (smoking, drinking, etc - financial adviser - gift cards/coupons

[@eannsingh]

True words. I'd prefer to spend on experiences than things

[@hereshow375]

Yeah NO Coffee saves! 😄

[@DrgnMage2536]

Eat at home more often. Make a spreadsheet to track where your money goes. You'll see where you need to cut to start saving more. If you want soda or any type of drinks, buy in the grocery store instead of going to the convenience store, it'll be far cheaper. Drink less alcohol.

[@HoneyBunRoad]

ALCOHOL that I dont even enjoy drinking my goodness!! A big one that I got over was fast fashion..so proud of myself!

[@thistlemoon1]

I got a $300 bread machine at the thrift store new in box for $20. Its paid for itself already 😊

[@DanTheManIOM]

I use mine for pizza dough... you price pizza lately ?? 32 dollars for 2 pizzas ??

[@janewhitzend688]

Make up, Take outs, protein powder, clothes ( fixing up tears etc). Impulse buys, coffee ...cooking more, baking more, menu planning more. Shower gel and shampoo one shampoo bar does it all and no waste. ♥️

[@kathleen6288]

What shampoo bar do you use?

[@janewhitzend688]

@@kathleen6288 this one but the soap company do a whole range andkeep.com/products/friendly-soap-multipurpose-travel-soap?variant=12077567705159&Google%20Shopping&gclid=CjwKCAiArJjvBRACEiwA-Wiqq8tAusxd3GFBCcsXakHL5RaHWwAlekvyDO9szWvicM1EXJO3SeE4QxoCu0MQAvD_BwE

[@Karincl7]

@Max A Million eat beans and veggies... why oh why would you use proteïn powder

[@janewhitzend688]

I dont waste money on it because I dont need it. I am speaking for myself and my situation. I am.sure yours is different. I workout and run..still get ample protein without it. But if it adds value to your life knock yourself out.

[@joemurdoch4138]

Being a retail manager it was difficult to find time to go to the gym. Plus, gyms don't care if you get a good workout, or if they are too crowded, they will still be trying to sell memberships. It was too difficult to get a good workout in the limited time I had when I had to wait for equipment, or try to workout when someone was waiting on me. I saved up and bought my own equipment that was very good quality. It wasn't that expensive and it saved me tons of money and aggravation in the long run. Plus, it's a lot easier to get to the gym when it's just a walk down the hall to the spare room. The other advantage is that I can try different types of workouts without an overly curious person asking me what I'm doing. Mind you, I don't mind giving advice, and I'm not anti-social, but when your on a time crunch, it's kind of inconvenient.

[@lg216]

Good video. thanks for sharing. My biggest money saver has anything having to do with food and drink. 1. I make larger meals (food prep if you want to call it that) and save the left overs. I enthusiastically serve leftovers because that's where the money is really at. Picky eaters in my family have to fix their own meal (usually a pbj) if they don't want leftovers. 2. We also have a french press which has a wire mess that filters the coffee (no more throwing away coffee filters or buying expensive k-cups). 3. I organized my pantry by using small plastic bins (from dollar store). So i have all pasta in a bin, soup cans in another bin, tuna and canned oysters in another one, etc. This is so helpful because it's easier to inventory. This goes for the fridge too. 4. Another thing we do, is my husband and I have desert dates and we just treat ourselves to the bakery and coffee once a week. So we eat dinner at home then go out on our inexpensive desert treat instead of paying a $30 ticket for meals. 5. Next is birthday cakes. The bakery department sells them for $20. I just either make from scratch or buy box cake mix for $2 and reuse the candles. You can clean candles with a sponge or paper towel and put in zip bag for another use once they are completely dry. BONUS: Also, DON'T BE EMBARRASSED TO BE CHEAP. By that I mean, don't worry about what people think about your frugal habits because it's your money and therefore your business. Be confident that these habits, intentionally done, will start showing up as more money in your bank account. One last DON'T. DON'T EVER get a kick out of "blowing" money. That short-lived power is our silly side wanting to take over and ruin our life. Don't listen to that thought because you'll end up broke. All the best.

[@amberblack6908]

Desert dates! Love that. 💗 very good tips.

[@sarahsisler966]

I gave up paying for TV. I joined with someone else in a cheaper shared group phone plan, and I found that social media replaces TV time. I discovered that mainstream media news sources lie and spin the news, and if I want to know what is really going on I need to go to online independent news sources. I lost interest in commercial TV programs and have online favorites that I watch on my cell phone.

[@janefromthecountry1820]

I refuse to buy all those big kitchen appliances like an air fryer, a food processor, a pressure cooker, a keurig, etc! They suck up your money and take so much room on your counter or in a cabinet. i even got rid of my microwave at least one year ago. I cook on stove or oven. I am new to your channel - love it.

[@superaa6779]

2 things I see a lot at thrift stores: George Forman grills and bread machines.Avoid the latest trendy gadget!

[@narelleworks8448]

super aa I also get from what you've said to buy these gadgets cheap at thrift stores to test the theory of really needing it.

[@alfredhitchcock45]

I don’t see anything wrong with George Foreman grills

[@silversaverg8718]

and panini makers too

[@Frugal_fitchic]

I absolutely love my George Foreman and use it a couple times a week versus cooking on the stove.

[@superaa6779]

@@alfredhitchcock45 Nothing wrong with them if you actually use them.

[@shivs_nb]

This is what I needed! Now, everytime I'm close to buying something but I don't do that, Imma put 10% of the money into my savings account.

[@helenmccormick2506]

My tip is to use your local library for books, movies, and some libraries have a website with audiobooks and streaming movies :) Sometimes there are free lectures and events, a d library card even lets me log in to a language learning website for free. I'm in a book club and I've saved a lot of money by always checking if the library has the book first.

[@sharonirungu2092]

Thank you for this video. My tips include 1. Saving before spending. 2. Tracking my expenses. 3. Cooking instead of ordering in. 4. Cheap housing. Lots of Love from +254 🇰🇪 Kenya

[@IngridsVanlife]

I'm pretty good with most of these things, being very conscious with where my money's going. However, expensive coffee that I brew at home is for sure a luxury I will keep. Quality coffee, cheaper than buying coffee out even, which provides such happiness to my life!

[@GabeBult]

Never give up good coffee ☕

[@turtleanton6539]

Fully agreed. I grind my own beans

[@HoneyBunRoad]

I recently got a refurbished iphone 7. It does everything I need. My friends are all obsessed with iphones and watches but I'm just not. I don't make them feel about bad it and they aren't bothered by my lack of new gadgets either

[@RedDesertRoz]

Good advice. One way we save money is by driving the same car for 20+ years and when we need to buy a new one, buy one that's a few years old rather than brand new. Most of our friends update their car every few years and buy new. Our way saves tens of thousands.

[@site_is_down]

I agree. Buying a new car that will not bring us a profit from using it, is an impractical allocation of our money. Using old cars and having saved tons of money is always better than having a new shiny car with our pocket's broke.

[@Fapjockey101]

Thanks for the great content Gabe :) Something that would be really helpful to me (learning disability) is adding in the dot points in the description & subtitles.

[@KimC-vk5qp]

Love these! Did just upgrade to an iPhone 11pro however, I used my 6s for years. As for the gym, I bought a 2-year membership at a national chain I can use when I travel, at Costco. However, I use my membership 7 days a week. And it offers pretty much all the classes I want plus weights and cardio machines. The boutique gyms are just dumb. Love your ideas!

[@JustFrugalMe]

This video couldn’t have come at a better time! People waste money on some pretty dumb stuff. I have a KZbin channel 2 about personal finance. Thank you so much for sharing your perspective concerning saving.

[@rubysequanimity3282]

I love how simple everything is you say it's all easy to retain and understand.

[@stevenwilhite4026]

Great video Gabe! I’m unemployed right now, so information like this is really helpful

[@Morbidzero]

I love that Rich Dad, Poor Dad book on the shelf.

[@GabeBult]

One of my favorite books

[@gloriaalexis5271]

I found out that I do most of these things unconciously. I have always been all about saving for experiences which makes it easier to buy less. So this is bascially my method with your bullet points. 1. A new smartphone or gadget- I held on to my samsung until the screen was basically scarthing off my skin, that is when I bought a new one. 2. Membership (gym, cable, streaming service) - I enjoy homeworkouts because it doesn't allow room for excuse not to work out. I like listening to podcasts and music, so we have a shared spotify. The best thing ever, 3 people on 1 spotify makes it worth it. If I want to watch a movie, I borrow other peoples netflix, but I rarely watch series/movies anymore. 3. One purpose machine which u hardly use - I have always thought of these machines as a way of inviting more clutter to your home. 4. Clothing for collection- I used to have a wish list a vision board of what style I am aiming for and have spent almost 5 years building my closet to have minimal cost. Before buying any clothing, I spend one month thinking about it if I really need it. I buy most of my clothes at thrift stores and thrift sites. 5. Health products and unnecessary supplements - unless your doctor says so, then it is pointless and potentially harmful. 6. Bad habits: cigarettes, alcohol, expensive coffee - I drink alcohol from time to time but never exceed more than 20 dollars. 7. Financial advisor. Read books instead - Going to the library is the best thing ever and those books narrow down the info compared to google. 8. Gift cards- Unless I get a gift card for travelling, a hotel or spa, then no thanks. lol

[@miriamha970]

Hi Gabe! Thanks for your video. I save money by reusing paper towels. I reuse them to wipe down the kitchen sink after I’ve used it to wipe my hands or my mouth. And I try to rotate food in the fridge like eat what needs to be eaten before it goes bad. As for clothing, I wear my daughters clothes because it’s such a waste of money. She doesn’t like it. Also I buy clothes from discount places.

[@KateWiium]

My idea on saving money on clothing is when I have been eyeing stuff for a while, I need a new winter jacket cause mine is to small or big or ruined, then finally I see one ON SALE exactly like i've been wanting .. that's saving money cause you were actually going to buy it not just buying cause you want it or saw it on sale but have one anyway

[@MonkeyDuck19]

The veggies in that skillet looked amazing!

[@JazminBautista]

🤤 yesss

[@kathleenkline4622]

Check out thrift stores and garage sales for items like bread makers and instant pots. Does your local YMCA have exercise equipment? Cheaper than a gym membership! See what all local universities and community colleges have to offer for free or low fee usage. Rent equipment you use infrequently, such as carpet cleaners, chainsaws, etc.

[@truefruits7709]

I have a gym membership which is on the upper price class but as I got there 5-7 times a week and spend 2-5 hours there (it has a sauna and spa area) - it´s near my home and as I am in the gym I use my own shower around 0-2 times per week. I downsized my wardrobe and buy basics like shirts and high quality hoodies second hand on a app that is quite popular in Germany. I prepare my plantbased meals at home, buying basics foods, making my own juice, I don’t drink alcohol and make my own ice tea to avoid softdrinks. Also doing my best to reduce my waste. Use my bike as often as possible instead of my car. I stopped impulse purchases. Thanks for your contect, it’s the first time I saw a video from you and I will subscribe and share

[@TheLedonne3]

I live in the city of Chicago. I like to take a PTO day during the week and go to thrift stores in more affluent neighborhoods. I'll buy a few shirts that cost between $1- $3 each, and bring them to my tailor. The end result is perfectly fitted shirts that cost around $12- $15 each.

[@casualsuede]

1. As a mobile phone exec for nearly 22 years, I agree. I have retired for 3 years and my next phone will be under $200. Even the camera on a $200 smartphone is amazingly good. 2. I go to planet fitness and pay $10/month and go 3 times a week so money well spent. 3. i agree, I rid of my bread maker (I make bread but I don't need the tool), blenders and food processors. I never use them 4. I actually use protein shakes as meal replacements and I've lost 25 pounds on it. I eat one meal a day, unlimited fruits and 2 shakes. The shakes are actually cheaper than a meal and fairly low calorie. 5. I agree on the cigarettes (I used to smoke). It is harmful and expensive, but that was my choice. I definitely still drink but I do it fairly rarely and often pregame with friends at home. Binge drinking is not my thing (more than 4 drinks). 6. I do my own investing but I do a whole portfolio on several vanguard etf's. I did buy things I knew would go up, like apple, Amazon and tesla stock tho. 7. I never buy gift cards unless they are presents. 8. I have given away most of my closet, and anything I buy now, I have to throw away an equivalent item.

[@stevenk4920]

First time viewer. Great content. I have been trying to adopt the minimalist mindset, although there will be times I buy something I didn’t need, but felt would make my life more convenient. Working on it. Commenting for the algorithm.

[@GabeBult]

Thanks ! Myself and the algorithm appreciate it :p

[@sabrink56]

I subscribe to a LOT of KZbinrs. Yours, however, is the only one I’ve turned on notifications. Fantastic advice!

[@GabeBult]

Thanks so much for doing that!

[@ronjatuovinen6907]

My number one tip is second hand everything. There are so many clothes and furniture that people want to get rid of for very cheap or even for free. Me and my boyfriend's furniture cost us less than 20€ total just because we got everything second hand.

[@billmelater6470]

Great content. A lot of people complaining they're living paycheck to paycheck have a spending problem, not an income problem.

[@twyfordlion]

" look good to sell crap" Spot on description of the gym myth. Brilliant video.

[@josephnier4463]

Great video. 4 small things. 1. Get a switch to effectively unplug the TV. It's still on waiting for the remote signal. 2. Unplug all those chargers when not in use. 3. Turn off the water heater at the panel in the morning. Turn it back on at night. 4 If you use outside lights get LED bulbs that are light sensitive.

[@marycochrane9921]

You are sooo refreshing to hear. Glad you are a young adult saying these things! You will go far in life with such wisdom. Plus, you have a very good delivery. God bless you! I'm a first time listener.

[@GabeBult]

Thanks for watching !

[@nicholasowens2351]

also go through ALL YOUR BANK STATEMENTS as i can guarantee there will be old memberships, or your paying for an old phone you dont have anymore.....or somthing,; and once you've cancelled em' see your account improve...............

[@rayyanmahameru8804]

I can relate...

[@TheBathroomGirl]

yeh i did this recently... i signed up for a free audible one month trial and cancelled after a month and then many months later i check and see they have been charging me the past 4 or 5 months!! i called them and was like "WTF!?", and they said "oh, you cancelled it on the .co.uk audible but not on the .com audible"..... wtf....... got my full refund but am very wary of these kind of offers now

[@FerventReminder]

@@TheBathroomGirl If only everyone did what you do and we started pulling these companies up when they try to slide these things by us. It's toxic behaviour and everyone suffers because people are ignorant to it or just plain lazy.

[@brett2396]

I literally just did this and it's eye opening just to see how much I spent on random stuff, and I consider myself a minimalist. Getting coffee while I'm out, going to restaurants and subscriptions I never use. Those were the 3 big things. Now I try to make coffee at home and only buy it out once or twice a month. I canceled multiple subscriptions I never even use anymore and my family has gotten really into cooking so we only buy food out a few times a month at most. I highly suggest everyone looks at their bank statements for the past year and see what's eating up your money. It could definitely help make some changes you didn't know you had to make.

[@nicholasowens2351]

@@brett2396 superb - there should be a law for the companies to notify you if you havent used a service in a while, but this will never happen.

[@annanelson4934]

*me, watching this with a 4-year-old phone with it's crap battery:* 👁 👄👁

[@joshuathinkingoutloud]

We should start a club. Great minds think alike :)

[@bonolomabesa3591]

dude, i love my phone and its fuzzy pics😍😍

[@mrthud1981]

I am still rocking out my iPhone 5s

[@danieldoucet9121]

@@mrthud1981 I have a flip phone : I can call and text and send emails. $60 brand new and almost indestructible. Someone gave me an I phone and when I crouched down a quarter in my pocket ruined the screen ff"s sake !

[@amhomestead3437]

I'm watching on my second hand google pixel 2....my uncle always needs the newest device so whenever I need a new phone I ask him if he has one laying around 🤣

[@michelleprice5945]

Great video. We cut cable in 2008 and just watched regular TV until we got a smart tv which now feels like cable, we have an antenna which helps, it has saved us well over $10k through the years and we don't miss it.

[@metrx330]

I agree with gym memberships. They are worthwhile if you actually use them. I work out 6 days a week and shower at the gym instead of home. My hot water tank only gets put on once a week saving me a huge amount in energy bills. I just boil a kettle to hand wash my dishes at home.

[@tiffytattoo2450]

Haha the bread machine reminds me of people with a thermomix. Telling me they just made a great 2 dollar breakfast spread...in their 1200€ machine.

[@ponkyoc]

I am so happy I found this video!! I thought I was a 3rd world poor person!!! now I know i am a minimalist!!!!

[@BibiTheLinkBuilder]

YES! I never spend a lot of money on phones because I only use it for social, camera and texting

[@eloisaferruzola3680]

Thank you for all your recommendations. I love your channel!

[@shameem6426]

From childhood am a minimalist. I feel sad when money goes out of wallet or bank. And it is not that I was motivated by any book or video, but it is just the way I am. I try to do with few things I have. It is not like I don't buy anything, but I am very careful with my money as I don't like slipping out

[@businesshub8955]

Smart list... everyone needs to consume these types of videos. Lots of info they do not teach in schools.

[@frusciantesplectrum7980]

I’m retiring this year at 35 and the best advice is Buy a house young and rent the rooms out. Even if you half to get with your sibling/friend. NEVER buy a car on high finance. Buy second hand clothes that have only been used once or great quality. Just get a few pairs of shoes and 2 jackets etc. Buy 1 oz silver all your life every month. Put £100 in s&p500 all your life for 30 years. Don’t use credit card and don’t go out clubbing and spending on alcohol. Don’t pay for coffee, bring your own. Don’t be embarrassed to use coupons and use Quidco/ top cash back or equivalent. Men - don’t get into marriage/relationship until you’re in your 30s. Understand compound interest and buy property as rental

[@sarahs.9292]

I married into a Italian family and was gifted a pasta maker. We use it at least twice a week. I use an apple corer every day as we all eat apples.

[@hereshow375]

Good idea. Better than eating the seeds.😄