25 "Normal" Money Habits That Keep You POOR

[@GabeBult]

Check out part 2 here kzbin.info/www/bejne/gp_aloaoq69rq7s

[@calvinkennedy2466]

@GabeBult sorry wait you said we should have one job or more than one (as a source of making more income)?😅

[@stephanieespinoza7589]

My husband used to think I was "cheap", we were definitely opposites with money. He thought putting into a 401k and paying our home off early was unheard of! It took him being laid off to open his eyes to being financially stable. We have never rocked and rolled better as a couple and finances. Our net worth keeps climbing, mortgage is 4 years away from payoff, maxing out Roth IRAs, 20% goes into 401ks and we budget! Our emergency fund can cover well over a year of expenses. We now plan on having our second baby soon. Life feels so good when you tackle it together and don't let the noise of society distract you! They're trying to trick you!! Buy me, you need this.. it's all BS!! Stay the course!

[@limwai6808]

1. Only having 1 job 2. Saving for the short-term 3. Not being on the same page with your spouse 4. Buying expense that you only use few times 5. Jumping ahead too soon 6. Monthly payment 7. Taking financial advice from the poor people 8. Food delivery 9. Payday loan

[@mirenanabeitia5521]

No

[@softlife888]

THANK YOU!!

[@site_is_down]

Thank you for this summary 😊

[@carolinemarie44]

I wish I was taught about finding a partner who can get on board of your vision.

[@allisonavery7273]

Thank you

[@cramsa]

Eating out is a BIG ONE… also same with with making car payments etc.

[@saintriley]

The two that I need to get rid of 😅

[@ChristopherJohnsonArtist]

fear is my main motivation to save! Fear of being homeless... save for a home. Fear of an emergency ... save for emergencies. I'll feel poor until I have my own home and enough in savings to pay for minimal expenses.

[@jonitadonque9255]

Right

[@denieseharrell6690]

I worked (very briefly) at a payday loan place. It was depressing. When the boss wasn't there, I would tell people how to work the system to get out of the trap. 🤫

[@landlord5552]

I trying to quit with alcolol addiction just because it is expensive here in Finland. For me 20€ every day. Not as big financial burden, but anyway 600€ a month (7k€ a year) is clearly too much, plus health damage.

[@ramdasci]

Now a days I am thinking twice before purchasing anything. Going towards minimalistic living

[@site_is_down]

The best way to start living a minimalistic life, but be mindful of the time you can consume because of thinking what better deals to make. Be also efficient with the time and if possible, make it that you're still earning doing nothing..

[@corajohnson9802]

I don't know if it's good to equate poor people with automatically being bad with money. Some people with low incomes are more frugal and waste less than those with more. I haven't always had lots of money but I've always been wise (not perfect) with what I've had.

[@dmsjt5181]

I feel like the fixation with “millionaires do _____ so you should do it” is really weird. Society cannot be structured that way. Trying to be a millionaire isn’t what we should be shooting for. We should be shooting for having self control, becoming a better person, living within our means, and making smart financial decisions while correcting poor financial decisions. I had the same problem with the 4 hour work week. Society cannot function if everyone tries to do that. We need people who work jobs that can’t be condensed into a 4 hour work week. Most of the jobs needed to keep society functioning cannot be condensed in that way. The focus should instead be on improving your life in a realistic and beneficial way within your unique life circumstances.

[@vidaus-ir-lauko-durys]

Это секта: стань миллионером.

[@AmandaWspoon]

You can tell how poor an area is by the number of cash stores. There are at least 8 in a 3 mile radius in an area near me. Its gross and preditory that they target poorer communities. I screamed at an old friend for years that they were costing her more that they helped.

[@emilysmith2784]

I was very shocked and also jealous when we were showing couples around the house we were selling. They were young couples freshly moving out of their parents houses into, what for us was a 3rd step house. When I left my parents I rented the smallest flat in the world then a 2 bed tiny house and finally bought a 3 bed semi. It seemed mental to have such a big responsibility as your first home. I am glad I took the stepping stones in house size and cost to learn about how I actually live outside of my parents rules and rituals before investing in something so massive and long term.

[@hillaryhall5172]

Hey! Love your videos! I know this is an old video, but I thought I would post this comment anyway. You mention online grocery shopping as one of the things that costs you more money in the long run, but for us, that is not the case. We live a ways away from town, so it cost us probably $20 in fuel to go grocery shopping. My husband owns his own business (no employees) and I help him with that. We also have 4 kids that I homeschool. Time is very precious to us, and I get bad anxiety driving/being around lots of people. We pay $99 a year for a Fresh Pass membership at Safeway. With that membership, we don't pay any delivery fees, we get many perks with the membership such as, 5% off Organics brand, better pricing on TONS of items, points that you can redeem for a certain amount of money off your order or free items, at least $5 off your groceries every month, etc... On top of that, they have better prices than most stores I shop at. When I shop online, I tend to buy only what I need because I don't see things in the store and impulse buy. So... all that to say, we save a LOT of money by grocery shopping online, and it saves time and anxiety. Sorry, that was so long-winded. 😂😂😂 Thank you for all the videos! There is so much good information in them!

[@shawnbreaux1532]

With respect, as a homeless man, I wouldn't have any means of shelter without monthly payments. I went from sleeping under a bridge to sleeping in a car, and my earning capacity increased exponentially as a direct result. I may be poor, but this is what works in our day and age.

[@arcticheroh]

Keep up the grind! I actually escaped from Baltimore to Florida when kicked out and beach bummed it. Monthly subscription of gym membership in order to keep up with hygiene. Landscaping saved my life but now I'm in a different field. I hope all the fortunes come to you. Please never give up!

[@raquel5401]

He's speaking about goals, not suggesting everyone should be able to do this right out of the gate. Keep up your hard work. This would just be something you can eventually work towards.

[@marcusgray2799]

What state you live in? New York or California

[@nickslens]

"Not taking advice from poor people" may not be the best way to frame the start of that section. I much prefer how you conlcuded it with "be cautious who you get your advice from."

[@site_is_down]

I agree. I what he meant was people who are financially "poor," he may have forgotten that some of his viewers came from that, but "poor" could mean poor in knowledge and can be a pretty good advice not to follow pieces of advice from those who lack knowledge on it.

[@adamzarowski3935]

Haha and it’s about what YOU Prefer and want!!! Lol😂… maybe watch his videos on being a narcissist

[@diannebee]

Nope he meant poor ppl. Let it go. Quit being so sensitive

[@bearnecessiteespolio5359]

He's not going to take your advice brother 😀

[@Coast_to_Coast]

He definitely means don’t take advice from poor people. Being poor is a mindset.

[@omaralkayal7598]

Yesterday I ordered food for the first time in 15 days and I felt bad about spending the money, this is a learning process though

[@kimgordon3695]

Order the special (enough to last 3-4 meals) @ $30 it's 6 you didn't waste on fast food. Proud of You!

[@alanbirkner1958]

We took early retirement in 2002. We know people in their late 70's who still have to work. Delayed gratification and knowing the difference between needs and wants is very important. We never had big cars or a fancy house. I brought my lunch to work, a lot of people went out every day. Many coworkers bought lottery tickets every day. Yours, Tina, Al's wife

[@site_is_down]

Twenty years since the time you have retired and I can tell that it was the best decision you have made because you know how to do it correctly and you have maintained a life away from luxury. Good job and all the best for the years ahead! 😊

[@elizabethhayward8238]

I live simply within my budget and I am debt free. I do not keep up with other people.

[@vidaus-ir-lauko-durys]

И какой смысл бездельничать без работы ранее 70 лет?

[@nickslens]

Cost per use is a very interesting way to look at things! I haven't heard that before.

[@blessedmamags7796]

I've never heard of it either

[@karendobbs8153]

Good point. I never thought of it that way, but, it’s so true.

[@elbell6910]

Many years ago a collague at work said to me we buy quality, because we are too poor to buy twice ( often cheap things don’t last)

[@smallfootprint2961]

I have to say, that having groceries delivered, has really been a good thing for me, and many like me, who are older, and not so inclined to be among other shoppers at the store, during the pandemic. It's still an option to either pick up my order at the store for a few dollars, or for a few more, have it delivered. These ideas are great, but apply mostly to younger people getting started. Great tips, though, so keep them coming.

[@raquel5401]

I kinds of feel he was talking about the services like "Hello Fresh" and such, not regular groceries from places like Fred Meyers or Walmart where they charge nothing or almost nothing for the service.

[@msmaria5039]

Thank you for talking about gambling. I know relatives that spend all their money on bingo. It's frustrating to see them waste their money like that.

[@vidaus-ir-lauko-durys]

Вам какая разница?

[@MDobri-sy1ce]

Education I see as an asset or skills because it can be put on a work portfolio, resume, can be used to help other people or solve other problems, and provides a level of happiness being part of the school community and having a consistent routine. Also, independent learning.Same with work out equipment because I am using it to increase my health. Liabilities are things that don't ad much value or temporary satisfaction. I am not guilt free of this but getting better with age.

[@carolinexavier7654]

have a holiday in your bathtub...it is the least stressful thing.. no packing, no travel... holiday is a mind thing, in that the essence of the excercise is to relax and feel loved and get back the Joy... the last "joy" well it is inside of you.not something you get. you either have it or don't

[@elizabethhayward8238]

I've had staycations for years like you said you is inside of you and you can enjoy yourself without spending money.

[@thethriftyfawn]

Absolutely epic. There are a few people I would love to show this to, but they wouldn't ever understand!

[@kimgordon3695]

Popcorn & movie night go a long way

[@site_is_down]

There are people who see it as an attack if we get to recommend these types of videos to them. It's their loss and not ours btw. 😊

[@dansilchuk]

Gabe you’re killing it!

[@GabeBult]

Thanks Dan!

[@jeremiahwilliams5747]

Payday loans is legalized slavery.

[@silmuffin86]

I have absolutely ZERO desire to have my own business. It's too much stress, I'd much rather have less money 🤷🏻‍♀️ In Italy I could only donmy job as a free lance, and it's not worth it! No PTO, no maternity leave, nothing. My husband and I are doing pretty good even like this, we have automatic payments towards our investments every month and we live below our means

[@zakosist]

9:12 I actually can't even access food delivery where I live. Really searched for it that one time I was sick for almost a month and couldn't leave my house, and got kinda discouraged nobody wants to deliver where I live, and I dont have a car either. But thankfully got help from my mom to buy some food and never actually ran out. Other than that I have never really missed food delivery and maybe its good I cant make it a habit

[@melissalee1709]

Delayed gratification is foreign to most people these days. We are looking at possibly having to replace a truck we've had since 2008 due to engine issues. Almost makes me sick to think of getting back into car payments since both of our vehicles have been paid off for years. Unfortunately we can't live with 1 car due to the distance we have to drive for work. We have been working on paying off debt so don't have much saved yet. Praying the truck holds out for another year at least. Debt stinks lol.

[@d.mauldille1388]

there are used trucks out there that can be reliable, plus it might be worthwhile to just replace your engibe. sure the 5000 bill sucks but that bill vs 45000 for a car loan might be the wiser descision. I got into car payments for the exact reason you are about to, worst part is after that I managed to fix the issue wuth my brakes afterwards and presto my old car was good again but it was too late. dont mKe the mistake I did.

[@laurenknowles8100]

consistently great videos

[@GabeBult]

Thanks 🙏

[@autumnjohansen3910]

This is the first Chanel that I watch that combines minimalism and home care with things like house hacking

[@Tae_flo]

Thanks Gabe for the insight you bring me for showing how important it is to keep financials in check. Just discovered your channel this week and every video you put out is gold 🙌🏾.

[@vidaus-ir-lauko-durys]

Зачем он купил такой дорогой компьютер? Врет он, а не экономит.

[@LostShopGarage]

39 here, late to the party....am in a CH13 now too, feeling pretty low. Your videos give me hope and help. Question: When you say invest 5 dollars a week around the 12:08 timestamp - how should I invest my 5 dollars a week - where can I throw that where it will start to make money? I have a Roth IRA I started two years ago and am only putting 10 bucks a week into it, but its something. I want to start investing, where would my 5 bucks a week give me a good start? Thank you!

[@michellecollins6379]

Great points young man. Wise beyond your years my friend.☺️👍

[@Mariaortiz-ec5kt]

Don’t put yourself down because you did go to school ! You are doing a lot better then a lot of them that went to school ! You are a very smart man !

[@danicegewiss862]

It takes us several years to buy big purchases because we want the perfect house/car/whatever that fits our budget. I want the value for my dollar. My husband's truck is 22 years old. My car is 8 years old. Both were 1 year old and highly rated. I paid the car off in 3 years.

[@florence1817]

I came here to learn how to trade after listening to a guy on radio talk about the importance of investing and how he made $460,000 in 4 months from $160k. Somehow this video has helped shed light on some things, but I'm confused, I'm a newbie and I'm open to ideas.

[@Marco-ef7tk]

@Martinez It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.

[@crystaljune473]

Investing with expert Mrs Elizabeth has been one of the best steps I've ever took in life, the day i met was a blessing unto me.

[@taofeekat2619]

Bitcoin is bringing a different revolution in the world economy. People who are optimistic investors earn consistently....... Others will just sit and watch.

[@site_is_down]

@Martinez There is a fine line that separates investing from trading, while both are dealing with stocks and investments, they differ in manners of earning. The former is for long term, while the latter earns by engaging and benefiting in the temporary prices in the market.

[@site_is_down]

The very first thing that you should do, as a new investor is to enrich yourself with knowledge needed to successfully hurdle any financial struggles you may encounter along your financial journey.

[@bdjshwbwhdhh1991]

They have seven streams of income, they don’t have seven jobs. They have seven different kinds of investment. Very different.

[@site_is_down]

There's a big difference between jobs and income streams and having the latter is the best and advanced way to be financially stable.

[@bdjshwbwhdhh1991]

@@site_is_down - but the income streams they have are investments, they are above all protecting and growing the value of what they already have, ordinary people can’t do that because they don’t have capital. Very few people get rich this way, people get rich in the first place by building a business, which is not at all about multiple income streams, it’s about dogged commitment to a single enterprise. For example Elon Musk (PayPal), Bill Gates (Microsoft), Jeff Bezos (Amazon). Getting rich is about doing one thing really well, staying rich is about holding diverse income streams (i.e. investments).

[@nickslens]

This was pretty fantastic! Lots of great, tangible, and realistic advice here!

[@manuelrocha9477]

So wise words, thank you!

[@Aquaris98]

There is a big difference between a financial advisor vs an investment broke are very very different. An advisors job us to help manage your money budgeting etc. to help with some of your tips need a true advisor please do not confuse the two. An advisor is there to help vs broker is into make money off the invested capital.

[@Nova2Yung]

Taking money advice from poor people was the worst thing i did, if i invested in a common sense index fund i would have been better off, thank you for spreading this knowledge Gabe and just being a down to earth youtuber, these nuggets of knowledge will help me in the future , subscribed

[@MDobri-sy1ce]

Unfortunately, I learned in Consumer Behaviour that most people buy things based on emotion, how it makes them feel rather than what the product or service can do.

[@kate60]

It's never too late to start over.

[@scottgould6590]

So what else can a person do to fill that emotional void or need, that doesnt involve spending money on a trinket you wont use in the long run?

[@kate60]

@@scottgould6590 Do an activity. Read, cook, eat, exercise/movement, conversation, wash your car or take a nap. Shopping is an activity that produces nothing unless you need the items like food. What we really need is love. Make a list of what you want to do to be who you want to be, Scott. Cheers!

[@samurai9319]

You know what I like about this channel? You have a humble grit about you that not a lot of minimalists carry. You're approaching it from a blue collar perspective. Also your own style of filming is starting to come through very clearly which is awesome! You've brought in more humor. Especially that shot of you walking away with your laptop while still talking. Hahaha! 😂🤣😂 Those shots read as more conversational, like I'm at the table with you & you're walking away. I value this content man keep at it, it's helping.

[@hrodriguez620]

Love the OneWheel storage setup. Would love to see the zoomed out view of it. Been looking for a place to store my OneWheel instead of being on the floor

[@brendamclean8447]

I love this channel, your content is so awesome for us trying to figuring things out. I’m so lucky to have found you❤

[@musicforest5296]

Hey! I love your channel. Would you make a video about investing for begginers? Let's say I have this 5 extra dollars or more per week, how can I use it wisely?

[@kimgordon3695]

Hundreds weekly coffee @ home Cook @ home Do it yourself maintenance Every meal prepped Find the seasonal produce Give to those in need Have a 3mo Pantry Invest in Tools & Skills Just stop shopping Keep an inventory Like what You have Make your Bed Nightly gratitude Opt out of DEBT PREPARE for collapse Quinoa something NEW RECYCLE REPURPOSE REUSE

[@sunu84]

I love your work. Thank you 🙏🏻 for your videos. Love from Portugal 🇵🇹

[@slackerjo]

I am going to disagree with you on the don't take advice from poor people. If someone saw what I make, they might dismiss my advice because my income is well below that of an average US citizen and they could perceive me as being "poor." But I have zero debt and savings. There are people who make 2,3,5 times what I make and drowning in debt. If someone offers advice, no matter what their income, take it in stride but don't dismiss it based on personal bias.

[@lisalamphier1410]

Yes! I too have savings and zero debt. And my house is paid off. I did this alone, working minimum wage jobs. If they don't want my advise, that's their loss. Someone with a low income can have a higher net worth than someone with a much higher income. It all comes down to management.

[@scottgould6590]

My general rule of thumb is, if I would not trust someone to run my business based on how they personally manage their own finances, it tells me all I need to know about their mindset, and I wouldnt accept advice from them based on that for my own situation.

[@stadler72]

Payday loans are really helpful for people who have bad credit. They can build up bad credit by paying that really high interest, and there are some people who have emergencies that make the interest a legitimate expense. It sucks that people have to be in this position. Plus, we can't tell people in a free country what agreements they're allowed to make with other people. As long as nobody's lying.

[@lisalamphier1410]

@@stadler72 If you have bad credit, it's doubtful that you can handle a pay day loan. If you can't even save money for an emergency, how are you going to pay off a payday loan? People with good money management skills don't need payday loans. That's the paradox. There are much better ways to build credit, than payday loans.

[@stadler72]

@@lisalamphier1410 I understand all that. But I don't think you're speaking for most situations. People have to be responsible for themselves. If they use payday loans gratuitously, there's just going to compound their financial problems. But for some people who have just had a divorce or a bankruptcy or something like a medical bill, those are great examples of people who can use payday loans or appliance rental and other things like that to record some on time payments. And if those companies didn't charge a high interest rate, they couldn't cover their risk. That money simply wouldn't be available for those people in those situations. It sucks the people aren't better at money, but shutting down payday lending isn't going to solve the problem, and it's going to make things harder for people who can use it responsibly.

[@janellerowe609]

Personally, I’m getting tired of hearing about the Tesla as a reason to subscribe. I’m subscribed because your content is valuable to me, not because you want a Tesla.

[@judymcpheron5955]

Thanks Gabe. Many good tips!

[@AngelaRPierce]

For the most part, we don't buy "stuff". We have started saving for a rainy day, and that rainy day has come. Thank goodness for that savings. Yes, I hate spending the money, but it's a relief to know it's there.

[@Crystallic22]

Love you, thanks for this, man!

[@GabeBult]

🙏🙏🔥

[@granitemoss1451]

Calculating the 'cost per use' surely can be eye-opening. I hope you and yours are well, Gabe.

[@stephenethan1586]

Those were some great points. I should have thought of those in the Bad Habits video I made.

[@pinayinuk]

Great video as always

[@purethccheck]

The timing comment made alot of sense. Just because you are able to do something doesn't mean you have to. Delayed gratification is where it's at. I need to get back to that ever since I bought a home 2 years ago my finances have been a mess. Ugh

[@GZople]

I have been a lurker of this channel and I just want to say I don't like the wording of the title of this video. It makes me feel guilty while indirectly saying that Gabe is Rich. It reminds me of those anonymous financial accounts on Instagram. But I understand that he seems a very humble person.

[@cazstreet5893]

We're currently trying this new thing where we put all our expenses on a credit card + pay it in full monthly and whatever the amount is we put the same amount in our saver which is for house renovations... If we cannot afford to do it then we focus on earning more or spending less...

[@davidblackman3127]

Love your videos!!! Could you make a video about weddings? So many of my co-workers in their 20's are spending their life savings on a big wedding. It blows my mind.

[@kimgordon3695]

We hosted a dinner for 25 of our family and friends We paid cash for everything Weddings hosted mindfully.

[@tiashadae1143]

Great video, thank you!

[@rebeccarendle3706]

Great tips as always! Totally agree.. "Only borrow money/get a loan for a house morage". (maximum for a car as well). That's how my parents brought me up.. . All other stuff you only buy if you have the cash!

[@kimgordon3695]

Put that car in the cash category & you'll be home...

[@rebeccarendle3706]

@@kimgordon3695 I DID put the car in the cash category!! .. I ONLY put the HOUSE in the LOAN category! (but I said.. If it's not possible to buy a car with cash, then that was the ONLY other thing my parents always said might have to be bought with a loan!)... Luckily I have never had to, but that doesn't mean it is possible for everyone.

[@jeremiahwilliams5747]

Also poor believe in 'good debt' and 'bad debt'. No, get out of debt and STAY OUT!! Also, I don't talk to my folks about my money. I want to generate more, they think that's BAD. Either way, I'm going to do it anyway.

[@shehumuhammed1589]

Your videos is school of learning where l am gaining a lot of experience everyday. Weldone

[@juanitavanrooyen6685]

You keep saying invest ... But how do u know for sure you invest in something legit ?

[@catboy_official]

If it's not crypto, it's less likely to be a scam 😂 ignore the KZbin comment bots, they're scammers too.

[@brimed9594]

Looking forward to the second half

[@ton-jaynes7136]

Another great video, Gabe. Thanks for the content and perspective. I almost never comment but just wanted to post a shot out and say, Thanks and keep it up, also congrats on the expanding family

[@GabeBult]

Thanks I really appreciate it! Don’t be a stranger

[@LadyBeeSting2434]

🎉Awesome stuff and you are correct, I am still guilty of this thinking, many times.

[@thebusybees2006]

Thank you

[@ovhni]

“Average” millionaires have 7 income “streams” because these aren’t jobs. They are not working, like the rest of us are-they simply have 7 sets of employees making them rich, as you said. Nobody “earns” millions of dollars, they take that value from millions and millions and millions of workers :)

[@site_is_down]

I agree! That's why it's always advisable to have additional income streams, and better if we are earning passive income additional to that with our primary source.

[@turtleanton6539]

Yes😊😊😊

[@bear_niece2734]

Love your vids! So easy to listen to and great advice even for old people like me. Lol.

[@ariesenergy6761]

A big ticket item I have seen people purchase is an RV. While they are busy going to work to make payments on it they may only use it 2 weeks out of the year. Storage and other upkeep adds to it. Renting one is much wiser for those same 2 weeks

[@kimgordon3695]

Lease an RV for your vacation Split it w another couple. Save thousands (wake up)

[@marlopez8586]

Great video, Gabe. recently found your channel and I am loving the content!

[@GabeBult]

Thanks 🙏

[@MystMyth]

"let me leave my day job at 24"... riiiiiiiiiiiiiiight

[@valeried2941]

You have to be on same page as your spouse. Be transparent and honest! I am divorced and money was a big part of it!!and I do not subscribe to monthly streaming magazines etc..its just stuff. You'll toss it in 15 years. Go for the experience every time. I love your advice! Thank you!

[@cashisking3019]

So that is the ideal but when you have a spouse who doesn't want to look at a budget or to work another job it is difficult.

[@kimgordon3695]

@@cashisking3019 if they stand beside you & industriously add to your mutual Castle, Cabin or Tent then that is their j o b. 💞 Esp if they worked FT 40+ years. #M

[@cashisking3019]

@@kimgordon3695 How do you provide for your family when you don't look at the bills? How do you know how much you need to make ends me? Saying I work and here is a check that doesn't meet the bills doesn't cut it. Doesn't matter how much you love someone, if it's not there it's not there.

[@cashisking3019]

@@kimgordon3695 I believe it does come down to relationship. Those with an avoidant style will not show up in the ways needed. So I guessing the end you want to be financially fit, do.it yourself.

[@carolinesampson4936]

Such a great video. Your content is incredibly valuable to me. Thanks Gabe.

[@saracampbell8553]

My partner and I do not and will never share finances. We are on completely different books. He is 32 and still blowing money like crazy. Makes me sad

[@lilibethvilella]

Enjoyed this so much!!!

[@EmilyRaskett]

Great Video 🙂

[@livvandewereld4640]

Really great and useful topic. ✨Thanks a bunch for your insightful tips.

[@MikeDSchnell]

Going after my lottery tickets? Gabe, I don't think you realize how good of a guesser I am.

[@bettyslowwastelife9731]

Haha 😂 that made me laugh.

[@alifly8606]

Hello from Poland

[@GabeBult]

Hello 👋

[@AnotherCaroline176]

Some good points but I did get a bit distracted by the b-roll not always seeming related to what you were talking about... maybe sometimes it was but it was hard to find the link...

[@chrismellon127]

the last 2 weeks i havent gone out for happy hour or take out food for dinner & i saved over $350!!! 🤦‍♂️🤦‍♂️🤦‍♂️

[@BiscuitsCheerio]

My way of determining if a video game is worth the price: $1=1 hour ; if i dont think ill put 60hrs into the game, then it's not worth 60$

[@berlinefernandez]

Every video your putting up. I'm HONESTLY learning and adopting it. Thanks Gabe💙

[@diamondsandrubies1487]

45%of companies are offering financial coaching to their employees. 😬

[@kimgordon3695]

😂 who's paying & Who's cashing in

[@diamondsandrubies1487]

@@kimgordon3695 👍

[@site_is_down]

So much pride with companies that offers that to their employees! Kudos to all of them and lucky for those employees as well!

[@jokster4409]

Keep your life in order or your finances are impacted.

[@davidparker5345]

Was that ring new? Have not seen that one before. What about the plaid shirt? Not one of those only from his sponsor shirtl LOL Mess up again. No food delivery??? Guess the delivered meat boxes he said he gets (sponsored) does not count? Todays advice is contradicted in later video.

[@TheMoonLightBliss]

How about rent or buying a house then? Some people have a partner and pay rent. So i could never affort to own a home? Id be lucky to earn minimum wage when i finish collage. Now i live of student loans and a small income.

[@donaldlyons17]

People don't always understand that their situation is not the same as others!!!

[@catboy_official]

Never take financial advice from KZbinrs because they're rich grifters who forget what the real world is like

[@carwoman43]

I'm making monthly car payments *to myself* now so I'll be ready when (and if) I have to make them to a bank later!

[@handyman9298]

keep it up

[@nanimaonovi2528]

Shannon Lee Simmons is great at explaining the pressure we have to belong to a group. If your tribe all have campers and surf on the weekend, chances are high you will conform to not miss those beach weekends.

[@vividhaiku]

Having a job is a great way to start. As soon as possible that job needs to end. Then pick something and invest MASSIVELY into that ONE thing. Once you hit your stride and you can WALK AWAY and it still operates profitably, you have a business. THEN you can start income stream number 2. Trying to make money 7 ways before you have one figured out is stupid. Don’t even try. I’m 44, retired and living in Asia from this strategy.

[@vincewhite5087]

Restaurants must make between 400 -600% over the cost of their food.

[@sixtynineelephants2403]

I’m curious how you think $5/wk ($260/yr) is going to change the average person’s life? Even over 30 years it doesn’t add up to anything tangeble as far as I can tell.

[@enjoyyourfate417]

When you travel and see different states add a delivery charge and a tip on your pizza it's a culture shock on your budget!

[@maryjothompson4578]

Watch the cheap magazine subscription with the expensive automatic renewal. I call to cancel the renewal. Now I just skip that magazine.

[@Thetinyfit]

Def don’t do most of these but newly married and I’m super hesitant to share all money with my husband. Mostly bc I work in accounting and although he has no debt, he’s also had no bills really 😅. Def hard to see if we align financially (we don’t) when we have wildly different life experiences. I want to invest, he wants nice rugs and house things. It’s a learning curve!

[@JazminMortimer]

You could try one month where you both pool all your income for that month, do a budget spreadsheet, and have a deep talk?

[@Thetinyfit]

Chicken Pasty oh I told him I won’t fully feel comfortable until he sets a budget and we set short and long term goals. Just got married and bought a house and I’m weary he doesn’t see how quickly house items add up. He’s open, but since he’s always lived at home he hasn’t had a budget or to consider if you buy X you have less for other things. But he’s been open to conversation so I’m getting us in w a financial planner

[@JazminMortimer]

That's great, Sounds like you guys are gonna be moving in the same direction! Good luck to the both of you

[@sheilarigby7579]

@@JazminMortimer Pl

[@sheilarigby7579]

Thanks

[@johncabrera3126]

Awesome tips Gabe! Thank you for sharing. Will definitely put this into practice.

[@leesecook4283]

thank you.