10 things I dont spend Money on!

[@FinancialEducation]

Follow me on Instagram - FinancialEducationJeremy

[@AliFrostinho]

1. Cigarettes & Alcohol 2. Gym Membership (Stay fit without going to the gym) 3. Cellphones (don't buy one every year) 4. Advertising for his business 5. Dental Insurance 6. Unnecessary thing for his business 7. No desserts or appetisers when he goes out to eat 8. Full price clothes (buy winter clothes in summer and summer clothes in winter) 9. Music (Use Pandora) 10. No financial adviser (or someone to manage your money) Hope this saves you some time but watch the video anyway!!!

[@glutachi_6621]

Ali Mohamed Thanx!

[@Abuakasilkyjohnson]

what naaaaaaaa i need my gym membership smh

[@markladder5203]

Ali Mohamed thank you

[@TartarianTopG]

Ali Mohamed what about spotify

[@sleepiepee]

Thx

[@xTheeEpicGamerx]

I got my braces done in Mexico for $450 rather than $5000 here in the US

[@thatboywhocantsnipe]

Luis Haro not sure if your kidding or not but I still laughed pretty hard :p

[@xTheeEpicGamerx]

***** im not even joking i live 15 min from the mexican border i also get my contact lenses down there for around $25 for 6 month supply

[@thatboywhocantsnipe]

Luis Haro oh.. ive honestly never heard of that b4 this video xD

[@icawn]

Get crowns in Costa Rica for $500 instead of $2500 here in the US. They're called dental vacations. Docs don't pay the same insurance so you get the savings. It's big business you'd be surprised!

[@milo.6]

i go to the dentist in mexico too lmao truly saves a lot of money

[@dunkingbiscuitchallengedbc9663]

I don't spend money on my wife, I have saved a fortune.

[@FinancialEducation]

Lee Miller Trick is to get a woman who makes that 💰💰💰💰💰 as well :))

[@sbnur392]

Lee Miller you can gift your wife gold..its an investment and enough to keep ur wife super happy 😊

[@ДневникПерекупа-я8ю]

give her gold in stocks =)))

[@jeremyrecker4081]

if gold is required for her to be happy then there's a problem

[@ace9848]

Escorts are cheaper lol

[@sirtoffee9504]

I download songs illegally, download movies and games illegally (no movie theatre expense; only go to movies 2 times a year), and i dont pay taxes properly. If you do everything illegally, you save money. #GoIllegal

[@mickeybuck638]

LMAO right?! You ever hear of a poor crook?

[@sirtoffee9504]

Great Dragon, reported you to the police for being a tattle tail. Enjoy.

[@MrSiyamson]

Personal use (for the most part) is harmless legally speaking. Those who get prosecuted are pirate re-salers that take advantage of cheapos that can't figure it out on their own, yet still want a good deal. So take a cracked/ripped version regardless of the quality for copyrighted content. If the individual is simply using what's availabe on a server, you can stand upside down in front of the white house. No one cares. Morally wrong, but businesses/educational institutions by the software, streaming companies buy licenses. Regardless of this individual, the company is getting paid. The artist is getting reimbursed and if anything benefiting from the extra publicity from extensive availability of their content leading to loyalty and potential purchase of their published content.

[@ДневникПерекупа-я8ю]

haha knock knock

[@JoseFlores-xh5cj]

Si Senor estoy de acuerdo, ilegal es betur y seifur.

[@HomebodyHomestead317]

thank you. people look at me extra weird because I like to save money. They don't understand how to be a consumer and not be fooled into buying unnecessary items

[@stevenburkett8849]

At 3:00 I knew this guy has never been to a gym.

[@Andreas4696]

Why?

[@zobekguerrero1366]

Buy your own equipment

[@Abuakasilkyjohnson]

"lols buy a medicine ball or something..." stfu ima always look for that at the gym

[@ITSMIAS]

he also looks relatively fit. so his point is proven

[@JiggyC]

here's what I would it to your list. 1. cancel cable/satellite and just use free over the air TV. I was paying $120 month on my direct TV bill only watching at the most 10 channels. that's a savings of almost $1500 a year. 2. DIY car repairs and home repairs. with KZbin and Google I changed my own water heater that went out 3 years ago. ended up saving $700 from having somebody else install it. it did take a week to fully get it done but gained alot knowledge from that experience. Doing some of your own car repairs will save you money and also headache. I changed my own alternator last year in my old honda accord and dealership wanted to charge $1000 for replacing. ended up buying the part for $150, watched some KZbin videos, got it changed myself in 4 hours!

[@IrieNation808]

I saved a ton of money when I stopped smoking weed

[@MegaBiggnome]

Want to save money? When your wife suggests a joint bank acct, divorce her.

[@MrLuckytrucker21]

lol, so true

[@chessloser28]

Rocky didn't need a gym when training to fight Drago.

[@FinancialEducation]

+chessloser28 Thats the spirit :)) 👍🏽

[@mrh3085]

True, but buying a farm in Russia has got to be more expensive than my $8.00 per month gym membership.

[@BimmerBabe]

i dont pay for health insurance. deductible too high on top premium and co pay. i go to planned parent hood for female checks, go to dental school for oral needs, get my heart checked for 50% off because i pay at the appt and uninsured. also i take advantage of all rx disco programs. my end of year health expense is under 500.00 where most ppl spend that in a month

[@robertuniqid]

I think you got point 4 wrong. You advertise when the Funnel pays for itself, and you scale it, the compound effect works the same when you spend money on advertising, same as buying stocks, you just have to do it right :) I'm still learning about both.

[@bradyroberson4910]

I don't spend money on drinks when going out to eat, only drink water. It helps that I don't like soda much, and I don't really drink alcohol, but this little tips saves me $2 per outing, about $10 per week, and that's roughly $520 per year! Give or take little depending on how much you eat out.

[@FinancialEducation]

+Brady Roberson love it!!! Drinks can certainly add up. Especially mixed drinks

[@jaynehickman1211]

Guilty of one, tobacco. So I have started to grow it. My cloths are a little bit expensive, but they last for decades.

[@mrh3085]

jayne hickman spitters are quitters 😉

[@ko7356]

Second-hand clothing, most of the stuff I find is brand new with tags still on it. This is a hit or miss situation, however, it's best to go just before the seasons change as the retail stores are all donating their unsold products for tax write-offs! Waiting 6 months or more to purchase a big ticket item, tracking sales and coupons which may be applicable for such a purchase! (And not purchasing these items with a CC, using CASH!)

[@NateOBrien]

Great video! You really gave some insight! Good video, thanks!

[@Mikey-lm1ow]

The subscribe pillow made me subscribe it was a good investment with great returns ;) hahaha

[@FinancialEducation]

+Michael Kramp good to hear :)) Subs did start to go way up when I got them

[@T1VI0N3Y]

Your old vids are the best! I love to see you made it big but these are classics.

[@Scott-sm9nm]

Re: no desserts or appetizers --- skip the drinks (soda, tea, etc) and just order water! My family saves a lot of money (yes, we/they occasionally have drinks)

[@oscarvasquez6568]

I recently decided to stop spending my money on a car washing service.... I would usually spend up to $10-$20 per 2-3 weeks just to get my car washed up.....not worth it

[@1BEASTFEAR]

Hey Jeremy, just getting into stocks and was thinking of investing in etfs, could you talk about ETFs in one of your future videos. That would be cool.

[@bbalila]

Exactly what I do, I get my medicine & Dental done in Pakistan, I fly there any way 2-3 time, I never spent money on Music/video used to get free & now streaming, I don’t watch movies or music any more, I watch KZbin & business news. No cable, only internet & my wife has sling, that’s $30 month my unnecessary expense. Quit smoking 14 years ago & don’t drink, cook in home, I travel cheep, 100s cloth/shoe I bought in 2012 when there were heavy discounts & stores shutting. Still last me 10-15 years. My expenses are not more than 15-20k yearly excluding health insurance. No car payment & I have no mortgage. I used to change phone 3-4 years but now every year as when I go to Pak I sell it around 60% price, I put 40% & get new phone, so my phone is always in 1 year warranty, if I sell after 2 year then I have to pool 60-70%, so actually it’s cost same plus am always in warranty with out any extra cost.

[@Michael-gh5ys]

I think this is the first time I will disagree with you. Gym membership is only beneficial if you actually go everyday like i do. I'm 28 years old and go 5 times a week, its a lifestyle; not for everybody!

[@Austin-fd6gv]

it is ridiculous on the amout how much these phones cost nowadays.

[@FinancialEducation]

+Austin agreed!

[@wisdomruby9674]

Bro, Really I admire your simplicity and humility.... I just want to know how much u make an year with all of your revenue combined ? Coz Other Channel like Tai Lopez , Gary Vee , Grant Cardzone make millions in real estate , consultancy , social media marketing...etc

[@adapena7050]

What trading web page or platform do you use to trade your stocks?

[@myronsanders4563]

1) Don't Smoke, Weekend/Happy Hr Drinker 2) Have a Gym Membership for 20 a Month. And my membership I can go to any gym chain in the U.S 3) Not a Tech Nerd at All. Buy a phone every 2-3 year. Plus my plan is 70 a Month. Waste of Money. Agree w you there 4) Don't have a business, so I'll take your word for it 5) Goverment Employee and Single. Insurance for me is practically Free. And Gum can causes Cavities as well 6) Again, don't have a business. So take your word for it. Plus makes Sense 7) Mostly buy Apps from Resturants. If I get an Entree. Don't get an App. Usually one or the other 8) I'm So Glad I don't care for Fashion. Only wear Shorts, Shirts and Flip Flops. Only Dress up when I need to 9) KZbin for Music 10) Manage Money? Hey Why Not All in all Solid Advice. Like the Channel

[@jeppep95]

Generally good advice but i dont agree on the gym membership, its reall hard to work certain body parts like the back without really big, heavy equipment that i dont want taking up space in my flat

[@Sheercoldeu]

Ive been snusing 2 snuspacks a day about 5 $ a day a lot cheaper then cigarettes but still its money i can save instead ty for the eye opener i threw all that shit away and im quiting today. Love from Sweden!

[@davidsmith4363]

Not buying a new car will save enough to afford everything you mention.

[@laszlo3547]

not the smoking and alcohol

[@mrcloyd3681]

Totally agree with Jeremy about gyms. I run track competitively and also, at hotels you can usually go to a gym alone, for free (even if you aren't staying there). I do this all the time and also run every morning. Gyms are scams

[@MyHeaven]

good list Jeremy; frugal and consintent wins the race

[@BillyReedMusic]

I get my drinking water from those water vending machines for 20c per gallon, as opposed to water delivery service, where the bottles were about $7 per 5 gal. bottle. So $1 for a 5 gal bottle vs $7 for a 5 gal bottle.

[@rorymilsom6955]

He obviously doesn't go to the gym

[@user-pc8yy9wn7q]

Omg! I've been preaching the cellphone thing for years! Not only do you save money when you dont buy a new phone every year, but you really can see the difference in technology 4-5 years later rather than every year.

[@LomanLawson]

everything you said in this video.... i just thought was normal and logical. but seeing that this is an actual list and some people are shocked at it, makes me realise what I thought was normal is actually not normal. well.. at least normal for me saves me more money.

[@laughoutmeow]

Paid advertisment if donw correctly can dramatically improve your business total revenue. Because of paid advertising my business made $300,000 in 4-5 months in 2016

[@GentiFilms]

Shanon Gao What's your business?

[@notfound8014]

i spend money on a gym membership because living deep north in canada when we got -50 celsius in the winter does not encourage me to running outside haha, im saving money on books or anything elses that i can by buying them used instead of brand new.

[@FinancialEducation]

+Dannick Bonneau I would have a gym membership if I lived there as well! I live in the desert so the coldest it usually gets during the winter days is like 50 of so

[@notfound8014]

lucky you haha, so this is coming from the edmonton journal: Edmonton's weather boasted two dubious distinctions Sunday: it was colder here than anywhere else in North America and it marked the coldest Dec. 13 in the city's history. Environment Canada recorded a frigid minus 46.1 C, or minus 58.4 C (-73.12 fahrenheit) with the wind chill, at the Edmonton International Airport at 5 a.m., said meteorologist Pierre Lessard.

[@FinancialEducation]

+Dannick Bonneau Omg! I wouldn't make it in weather like that lol

[@ashleyashleym2969]

Currently I seem to be buying a cellphone every 4-5 years. Although from 12-14 I went through 3-4 phones just because I was a kid and so of course I was a bit irresponsible even though it was all coming out my pocket . The next phone I got was several years later in 2012 and I just bought a new phone last year. I also bought an iPod when I was 15 and 5 years later I still have it and it still works perfectly fine and honestly I don't think I'll ever buy another iPod in my life again.

[@knallekalle9920]

I disagree with #2, gym membership. Unlike alcohol and tobacco, (right) exercise is beneficial for your physical health. If you have little space in your home, gym membership might be the only solution. And also, since you're paying money for it, you *have* to go to the gym for the money to not be wasted. Many/some people can't push themselves enough to exercise, so feeling this sense of "duty" can be a good thing. Though I'd prefer picking the cheapest membership, because the more expensive ones may offer you gimmicky stuff, and you'll end up extra services that you don't really need.

[@thestockexplorer]

What electronic device do you use to write on the screen during your videos? Is it a pen on a special tablet or just your ipad? Great video. I am conservative as well with my money ... 1,3,7,9 and 10 I do already. Very good tips!

[@carlosparra8976]

Jeremy, I wanted to thank you for your videos. You frequently mention your photo and video business. Can you shed some light on them? How you build them and made them profitable? maybe provide a link to them? Thanks!

[@joeyzuniga91]

You channel just became my favorite one on youtube very relatable advice Thank you

[@FinancialEducation]

Happy to have you here:))

[@akcustom7838]

I love how so many are hatting on this guy for choosing to save $$$. funny thing is Jeremy probably makes more $$$ that most in the comments lol its just being smart with your money, i would say most in this list is common sense. nice vid man! we Americans have to many first world problems, latest fashions ect...

[@kevinhesspschamp8889]

I tell everyone the secret to get ahead is dont smoke, drink or do drugs and use that money to invest. 2nd I dont go to gyms either, you can actually go work and grow a garden to save on grocery costs lol. Sweat equity. This guy and I agree on the cell phones too lmao I finally got a smart phone the light wore out on it. It kept getting better as the video went on you will always care about your money more than the other guy.

[@afinomusic]

agree

[@delioniowilson7301]

U know u can lose money investing right? Ppl say invest invest like it’s a 100% guarantee

[@cobblerq1]

The lower end gym cost between $10-20 per month includes sun tan and massage chairs. Plus side is the eye candies you might see once in awhile at the gym

[@mylesbishop1240]

q bui it's all about saving those 20 dollars a month for gopro breh.

[@ButterySkater]

i already do all of this. maybe its because most of my childhood was during the recession and it just got stuck with me.

[@kathy13volpe]

I invest in both MO/PM.& BUD bc they pay crazy insane dividends. These products are addictive .

[@cryptocode88]

Could you do a review on lithium stocks?... or possibly retirement home companies? I look within USA as well as Canada ...

[@NTGNatural]

Ive been shopping off season for years and it saves a ton of money!

[@FinancialEducation]

+NTGNatural absolutely!

[@Unclebuns72]

I think it’s funny :15 into the video someone is talking in the background and he looks to his left

[@irainkoolaid]

you should start putting time stamps in the description for each topic you talk about

[@alep7358]

Please tell me what gym equipment makes certain exercises easier?

[@SpanishbyEar]

One of my dreams was to live without a car. Since 2017 I go everywhere in public transport or on foot. A game changer for my savings 😉

[@andrewvanbibber3157]

You should do a video on how the market will react to trumps inauguration on the 20th! when would a good time to buy and sell

[@thecwwshow8036]

Andrew Vanbibber yes

[@FinancialEducation]

Andrew Vanbibber I was thinking about it possibly. Not sure if I will

[@JJs_playground]

you missed 1 big item, purchase a used car and keep it as long as you can.

[@FinancialEducation]

+Jameel Jamal thats a good one unless however it is one of those cars that you have to put money into constantly for big repairs

[@MauricioEL1215]

I stopped buying music years ago I just use youtube, and if its a song i love & want for my MP3 I just use youtube to MP3 converter website and turn music video into a mp3 and put it on my devices, clothes my whole life never bought at full price, usually wait till black friday time, or thrift stores, hammy downs, or take the clothes from friends & family members after they died since they dont need them anymore in the astral realm.

[@alexanderbjerkvik]

You only mentioned photography and KZbin in your business/hobby dichotomy... are your various investments in e.g. GoPro done in a paper trading account?

[@ifitistobeitisuptome]

I agree with you on every single one of these things! However for some reason I'm still flat broke!!!......shakes head!

[@Historythatsuseful]

Dude this literally me lol... We call it stingy over here in New Zealand. Im a soldier and i eat on base which costs about $4 a meal so i save with that aswell. all my friends look at me and wonder how i save so much :p. Awesome channel

[@TheNct1]

Stocks of ciggarette and liquor companies went down after he released this video. Haha

[@JoseFlores-xh5cj]

Never spend money girlfriends, you gotta pay for the movie ticket, their food at that fancy expensive restaurant, all her clothes are on YOUR credit card, then she puts a child support when she finds out where you tried to move without letting her know. So always use a fake name on a date.

[@Haywire5714]

I sense MGTOW in your future young one

[@glennhall752]

i decided to research what mgtow meant, dude ive been red pilled my whole life. im as man as it gets yet i grew up homeschooled and poor with no dad around, with a mom and four sisters in the house, no brothers. the upside is i was raised under a good christian valued mom and so i am 100% self reliant, dont have any allegiances except to the idea that is America. born slave, die free. my allegiance is to other good men and to good women but most wholly to the ideals of free man. 1.guns 2.guys 3.girls in order of importance dont sacrifce no. 1 or 2 for number three. if you have 1and 2 go for 3

[@russlea6383]

I make $50k a year and save $20k a year as a long haul truck driver by living in the truck, storing my personal possessions in storage, and receive mail in a P. O. Box.

[@JakeandAnnie]

can you review ovas zfgn and vslr? a few stocks im thinking about adding to my positions.

[@mikeforcerer8537]

This is a very odd one i discovered by accident. Have a larger garbage can that can filll an entire garbage bag. I made a custom garbage can because most are too small and big ones are ugly. i use half as many garbage bags, That's saving me 70$ a year . That 4200$ in a life time from not filling your garbage bag!

[@FinancialEducation]

+SinEp Forcerer I like that idea!!! I love outside the box thinking

[@thatboywhocantsnipe]

How do I save money? I just don't spend it lol. I worked for 9 months spending only 20$ a week, granted I lived at home at the time and my parents paid my gas but putting away 500$ a week was a nice lift to my bank account. Also your the only youtuber I turn my ad block off for :p my girlfriend though is the exact opposite of me. Her father died in a construction accident and she sued and won 1,000,000 in a case and a whole bunch of other crap like free college and stuff, and she spends money so frivolous. It probably annoys her that I am not the same way, but it annoys me she isn't the same as me. She buys coffee every day. That's like 5$ a day 35$ a week, turns into a lot in the end. Plus she just has to wear name brand Pink clothes. Thank God she doesn't take my credit card 🙄❤. Sucks her dad died, but she has a set life ahead of her in whatever she chooses to do. :p

[@jobeaymanZapedu]

Please make a video on investing for teens

[@AndreiRynhel]

Super important. Buying a new car evry few years and payments over $400 crazy

[@vanpak]

Were I live we get -30°C in winter! That means it’s impossible to go run outside! 😂

[@ashleyashleym2969]

I usually buy the appetizer as the main course honestly. I usually get the appetizer or the main course never both.

[@FinancialEducation]

+Ashley ASHLEYM me too sometimes lol

[@TheDark-Knut]

Thank you! I am sure i m gonna pick atleast 2 or 3 tips and make it a habit. Thanks! :)

[@complexlogic8634]

#11 I don't buy toilet paper, there are so many leaves outside my home that there is absolutely no reason to buy toilet paper. And plus the extra leaves I don't use I use to make tea!

[@FinancialEducation]

LMAO!

[@raportmercado1165]

I have been in IT industry for 26 years and I have never EVER paid for software

[@patricksimmons2082]

No dessert or appetizers?! Jeremy....there is watching your money, and then there is self-inflicted torture! We need those good things in life :)

[@rajadking1]

You are a great person 👍👍

[@rdlmethat2018]

I will say the one thing I disagree with is the gym membership. They can be pretty cheap these days, and I think its good to go somewhere and work out.

[@SSchithFoo]

I subscribed immediately after he pointed at the subscribe pillow. Nice mind hack!

[@timothywithers9628]

I wish a 6 pack of beer in Australia was $6 or $7 bucks haha :'(

[@barbatvs8959]

I buy a bike 'cause I don't need a car that is very expensive to maintain. The freedom of a bike and exercise are both good pros. The cons are it is slower and it provides no shelter nor protection. But then I replace my bike when it gets ruined instead of try to fix it since based on my mental calculations, buying new parts to replace add up to almost the same price of the 90 dollar bike, so factoring in the time I would waste to get those items and incorporate them and test them, I don´t find it worthwhile.

[@FinancialEducation]

What are some things you guys save money on that most people spend money on?

[@davidzwiers3083]

Financial Education I take TP from work

[@LomanLawson]

coffee. starbucks every day? or just something like maxwell mellow blend? one lasts just one cup for a 5-6 dollar pop, the other lasts over a month for 8 dollars a pop.

[@thesimplecooks]

I ride my bicycle everywhere I go so I save on car insurance/payments/gas. I also don't use an air conditioner so I save a lot on my electric bill. I'm a college student/line cook so I save money by eating at work and not grocery shopping at home. I also don't go out to eat, only eat at work or cooking at home.

[@FinancialEducation]

+David Z. 😂😂😂 Take this W for that one

[@FinancialEducation]

+Brian R very nice! Riding a bike can save a ton of money vs having a car as long as there is really no need for the car

[@midgardian2216]

I build a gaming PC that I then sell each year, maybe year and half and the price to build the next one is very low.

[@mariorossi8028]

someone cann explain me why taxes and tip are not included in the price? is it only a strategy to make people think things are cheper? why i have to calculate how much i ve to spend, write it on the menu and stop. 12 euros are 13 after taxes and 15,5 after tip so stupid

[@sameer0581]

I find all your financial videos quite helpful except this one. Some of these recommendations are pretty absurd. How about suggestions like, don't spend money on bank fees, finance charges, late fees, etc.

[@FinancialEducation]

+Sameer Shah those are some very good ones as well!

[@ligerllama]

If you need dental work done then go to Mexico. Got it.

[@felipebarros323]

Could you put the top 10 things in your details or at the end as a conclusion restate what they are please

[@ChaplinCo]

You should advertise your channel a tiny bit though. Even if it's 5 dollars. You'd be amazed. Cheers bro!

[@ChrisPresnell]

Planet fitness $10 a month and a one time $40 start up fee. Also a yearly $40 annual fee. Used to work there.

[@fantasticalhistory4285]

Gotta disagree on gym memberships. Cheap gym memberships are definitely worth it since they encourage you to go work out, and actually get out of the house and socialize. If you stay at home there's a less chance you are likely to actually push yourself to exercise.

[@76JensStaschel]

Great content. Subscribed!

[@juanavalos5511]

love the video. these are all things i have took into consideration on not to spend money on.

[@RaghunandanReddyC]

I don't agree with gym membership. It depends on the guy. I use gym 5 times a week. I pay 20$. That I can afford

[@Zandoerlenaar]

I agree with 80% of your ideas in this video. However i am a social dude so i like to hang at a bar with my friends every Friday evening and yes do consume plenty of beers. I've set myself a 'socializing" allowance for going socializing and buying birthday-gifts etc. I rarely go out to eat but when i do i go to a place with decent price/quality and definitely don't look at prices anymore. Being very focused on the money aspect can take away the niceness of something that financially doesn't make sense anyways. When i do something i refuse to let the financial aspect ruin it.

[@FinancialEducation]

+Wouter van der Molen I think as long as things like that are budgeted it is a good thing! There are many people out there unfortunately who don't set any budgets for anything and at the end of every month they have nothing left in their account.

[@223554545]

u should name ur video how to be cheap lol

[@jimmyd6152]

223554545 lmfao

[@eydat]

You are a wise man. I learned a lot from you!

[@alep7358]

You bought sound deadening but are using a lav mic?

[@Osiris261]

a smart guy came up to me once. He said : you know smoking is expencive. i told him i know. he asked how long have you smoked ? 40 years I said. he said you know you could own a Ferrari right now if you didnt smoke... and i asked him where is yours?

[@GamerBody]

I'm really big on home fitness, but my fiance isn't so much so I tried getting a gym membership to see if she would workout there...nope bad investment, but the manager does want me to work there haha.

[@NoviceExpert]

Interesting, but how do you get your liquor and cigarettes if you don't spend money on them?

[@FinancialEducation]

+islanderarp huh? Lol

[@MrShoji5150]

I don’t spend money on gambling, strip club, bar, massage, smoking, cable tv, fashion brand, car, etc. But I spend money on my hobby (passion)...