10 Things NOT To Do with Your Money

How many of us get our paycheck, and then in a week, it’s just . . . gone? I’ve so been there, you guys, and that’s why I wanted to spend a whole episode talking about 10 things to NOT do when you get your paycheck. (Believe me, I’ve done this stuff before, and I wish someone had told me this sooner.) Here’s how to avoid those money mistakes so you can start stacking some serious cash instead!
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this KZbin channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.

[@RickMckee-nq4ni]

I'm afraid of making fatal money mistake and going broke again. I'm in my 30s and I'm here for some advise

[@AndrianWiener]

Earn more than you spend. Saves you a lot of worries

[@debrab7844]

You are in your 30s and the fact that you watching this type of videos in your 30s says you doing great. You have a real chance of becoming rich. I would encourage you to stop looking in the wrong places for advice. THINK!! they won't be there to know when thier advice goes south or do follow ups. Get yourself a financial adviser and say bye to speculative investing, if you do this long enough, you will have something to show for it.

[@CurateHub]

I am 61 single no kids, I had an advisor that had me living on only Soc Sec and Pension whole she had my IRA Grow to $2 Million and I thought WHY wud I want to eat gruel like scrooge w $2 million in the bank! I want to Travel a0nd enjoy Retirement I worked hard for this money!

[@alexanderfinlay9639]

@@CurateHub What is the name of this advlsor that grew your IRA to $2million? It is seems that is the secrete of financial turn around. How is her fee? I could really use her services.

[@CurateHub]

@@alexanderfinlay9639 She's Kathleen Carole Yanelli. You could just go ahead and look her up if you wantd to

[@Drhuntley]

I learned a lot financially by studying Chinese culture. An investment in knowledge pays the best interest. That’s why when I consider how much profit I’ve been able to accumulate from my investments in the trade market with Sir Herman, and the amount of flexibility I have achieved in my portfolio, I see reasons to continue to grow my investments with him.

[@Drhuntley]

@@Inthemoment830 Well, I've gotten into a plethora of assets with $30k spread across stocks index funds, and ETFs, for the long term. I've been investing with help from a pro fund manager, Herman W Jonas who oversees my investments. I've been reaping my dividends, I just reinvest from time to time.

[@Rubyruby287]

@@Strrrong 36-year-old high school teacher and single mom here. I don't make much but I want to make better financial decisions. I wouldn't mind hearing from a pro. Is there a means to get to him?

[@Rubyruby287]

I left him a message and he responded. From our conversation, it’s obvious that he’s well-versed. I’m getting started right away!

[@Scorpiomaj27889]

The week before last christmas I was behind an elderly woman in line at the Dollar General store and all of her cards were declined - because we are responsible, I could step up and pay that bill. It was only $40, but when you have no money, $40 is the world to somebody else. I really hope things turned around for her. She asked me if I was an angel, definitely not, but trying to do HIS works to His glory.

[@lindiw88etalabi22]

You missed out on your blessing. Brother that was an Angel in disguise, you missed the assignment.

[@Scorpiomaj27889]

@@lindiw88etalabi22 I'm delighted to do His will, regardless of the name or title.

[@robbiegilmore4878]

What about fidelity

[@nadiar.7788]

@@lindiw88etalabi22 Whether or not the lady was an angel, OP fulfilled the assignment: "Whatever you did to the least of these..."

[@ashleylitten9246]

I coupon at dollar general. I woulda punched my phone number in and chances are neither of us woulda payed anything lol

[@mikebrown9521]

Preach young Man! I am on Baby step 6. I’m 61 and I wished I would had this information when I was in my 30s, 40s, and 50s. Young people please listen and apply this to your life.

[@nadiar.7788]

It's never too late, keep up with the plan.

[@mylifemyjourney1]

After the covid crisis, I learned that 3-6 month of emergency funds is not enough. And never depend on the government for financial help.

[@Abmarp]

Imagine the people who didn’t have it at all. We all struggle but it’s a start

[@deeslifestyleloves]

Facts! You need at least a 1year

[@Dflonn]

Depends. If one can find a temporary job, that 3-6 months stretches. Truthfully, some can make it on unemployment if they only have the 4 walls with no car payment to worry about.

[@damyanthelion]

It’s an ever evolving goal but I guess initially the aim is just to reach £1000/$1000. Once that goal has been achieved then aim for 3-6months worth of Life Expenses. However, once you have that figure then you’d likely be inspired to aim for a year’s worth🙌🏾 It will take everyone a different length of time depending on their circumstance and their starting point but we’ll get there if we’re intentional about it. Anyway, I need to go call Starbucks now and tell them “it’s not working out, that I think you’re great but I’m snowed in with work right now, it’s not you it’s me and that I just need to be by myself for a while”😂

[@mylifemyjourney1]

Take this crisis as a lesson, especially if you have a family (husband/wife w/kids or other dependent) that's financially supported by you. Unemployment & stimulus check was a mess, some people did not even recieve their check on time.

[@justinallen3037]

I remember 2 months ago when I was able to start keeping my whole paycheck. It felt soooo nice! 2- 3 years of paying off debt with the wife. It was really nice to have my wife graduate with her masters degree and we don't owe ANYONE! Thank God that you are ok from the car accident! I pray that he continues to watch over you and all of us.

[@barrywainwright3391]

It's impossible to keep your whole paycheck

[@justinallen3037]

@@barrywainwright3391 no its not. My bills are paid with one check, no kids. Emergency fund is good so the second check of the month is hard earned extra money.

[@justinallen3037]

@@snatchinitback4635 hopefully one day you'll get to experience the fame good feeling of being consumer debt free.

[@christopherbeddoe406]

My wife and I are in the same boat. Cash flowing her nursing program. She comes out with her RN in April. Got 20k debt left to pay off. Once that happens... game changer. We'll be able to save her entire paycheck and 60% of mine. Light at the end of the tunnel.

[@justinallen3037]

@@christopherbeddoe406 y'all got it! Almost there!

[@carmenmarino4524]

Listen to this man because when I started being a better giver, little by little more money started coming into my life. The more I give the more I get. I just get a little retirement check but I’m amazed how God stretches it. Wow, I just happened to find you….Praise The LORD for people like you. God bless you for sharing your financial wisdom.

[@tokelom4149]

Imagine me applying all these at 22!😍🙂 My financial future is so bright! 🎉🎊 May God continue to bless you!

[@BYOB561]

Good job my fellow sista, be smart with your money what your doing is a great thing. We need more wealth in our community 🙌🏾👏🏿

[@michellehochstedler7809]

You will never regret it. I regret that I did not know this when I was your age. It makes me sick to look back and see all the money I wasted on things.

[@kennethmurray5699]

Do it sis!!!💪🏾

[@NikkiaBrown01]

I’m also 22, and I was just thinking the same thing when I saw your comment!

[@hyacinthreid8131]

I'm glad I saw this

[@FashionablyTall]

"When you pay off DEBT, you are creating OPTIONS!"..... ENOUGH SAID!! Getting serious about finances is a MUST!

[@bottomuptv9836]

When u make up in your mind to change for the better,watch what happens!!!

[@FashionablyTall]

@@bottomuptv9836 so true!

[@oliviaralston1]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires......

[@dustireller3953]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@lucymartin881]

You are right. Been thinking of going into gold and cyptocurrency

[@aaronferrell3129]

Investment is the key to achieving success with the current pandemic slowing down so many businesses aww

[@zoeyswaniawski7306]

Talking about been successful. I know I am blessed if not I wouldn't have met someone is as spectacular as Stacy Griffin

[@zoeyswaniawski7306]

She has helped me recovered a lot from the time I have trading with her

[@feyi4103]

26 y/o medical student here 😩. This just blessed me! I’m soaking in and applying all of this information because I refuse to be in financial bondage.

[@iPodKingCarter]

felt that “financial bondage”

[@poeticday4074]

Hey Mr.Oneal my name is Ymir. I just graduated Highschool, I am also 17 years old. I have no debt and Im saving for a car. I am also taking my real estate classes and have a full plan for my life. Please pray for me. Thank you for giving me the inspiration I need.

[@BYOB561]

@Anthony ONeal ✔︎ stop spamming

[@girlygirl1890]

Poetic Day you are definately on the right track. Heck, just by you being HERE says a lot about you. You are a very mature young man who (I can tell) will go very far. Taking real estate classes at 17? Wow. You are definately in my prayers and I'm wishing you much much success in your future. Stay on track and Blessings my friend. : )

[@jdudefun1755]

Bro!!! Congrats. You're on the right track.

[@poeticday4074]

@@jdudefun1755 Thanks for your uplifting words.

[@mohammadwasilliterate8037]

Invest a small amount each payday in shares, maybe 10% of your pay in S&P500 stock, do that for 20yrs and you will be wealthy.

[@saharahamilton9745]

Stop yelling at me! This video hit me at the right time, I have been agressively curbing my spending. Those coffees and takeout really do add up! Thanks Anthony!

[@LovelyLenish]

Putting us in our place! 😅🥴 DEFINITELY needed, Sis

[@celestebowen6340]

😅😂🤣

[@ShakaShaka-st2qq]

Lol 😆 he really do be yelling at us lol.

[@gomo8523]

🤣🤣🤣

[@simplyprecious441]

Bought the book! I can’t wait to read it. I originally had $97,000 in student loans and now it’s $82,000, which I’ve been working on since I graduated in Dec 2018. I’m turning 25 years old this month, and I’m about to go into beast mode! I’m ready for my debt to be completely gone!!!

[@roseroland1998]

I think though this was well put out, it isn't for me. Factoring a young mid income, short term minded person with constant need for cash, are these still recommended? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but good for others

[@louisairvin3052]

I feel for you. New guys must realize the risks all these come with. You could lose everything and you could gain everything. It goes both ways. Secondly, what works for A must not necessarily work for B and you shouldn't be a bandwagon investor. Always make more thorough inquiries before putting your money somewhere or better still, get the services of a pro (that way, you give little room for error and get tailored investments). Made my first million earlier this year this way after a lot of trial and errors. Good luck!

[@anthonyrussell5718]

@Alexis Anders I have been into this for long and though I won't say I have lost a fortune, I have squandered quite a lot. If it's not a problem, do you mind recommending the pro. you worked with? I could definitely use the help of one right now... I look forward to your reply...

[@louisairvin3052]

@@anthonyrussell5718 Funny enough, I can honestly relate. It's not as easy as it may sound and requires some sacrifices but it is definitely rewarding. I don't know if I am permitted to go into details here, but her name is "KAITLIN ROSE STERNBERG". Was in the news a lot in 2018. You may look her up for more.

[@anthonyrussell5718]

@@louisairvin3052 Thank you for this tip, Kaitlin appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, educational background, and qualifications, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

[@Msdwan23]

My paycheck is gone the same day. Help me Lord 😩Yes it’s a difference between needs and wants I’m here to get myself in order. Thanks for this video❤️

[@gloandgrow55]

Shheeeeesssshhhh I'm pumped!! I'm 34 .. its go time!!! Been in my industry for 14 years and mannn how I Wish I knew this 14 years ago! 😪 but it's never too late! Thank you for planting seeds of wisdom 🙏🏽 God bless!

[@jordandowery4226]

I nearly choked on my iced coffee from Starbucks when the video started

[@joycewatt800]

😂

[@CassandraMSmith]

😂😂😂

[@jorena44]

😂😂😂

[@wambuimwania]

🤣🤣🤣🤣

[@successforumtrainingfornur4973]

😂😂😂

[@armandofajardo219]

I’m 21 and have been following you for about a year now AO! I love the content, you’re about the only youtuber who gives it to us raw with a game plan (other than dave) and I just admire it so much. Me and my fiancé have $4000 in our savings account , and $28,000 in our investing account . We save $500 a month and invest $900 a month. And that’s WITH a mortgage(Yes i own a home) and a kid! And our monthly income is only $3300 a month between us ... I promise y’all when i say if you really want this , it’s not far out of reach... It’s all a mindset 🤝

[@DrLesiaThePreachasDiviNation]

Study generational wealth too 🤑

[@15KHPCLUB]

You got all that on a below-average income? That's hard to believe

[@Thompson7888]

Your videos are always on point ❤ You and Gary Joe Wilde are highly recommendable investing coaches every investor who wants to get rich investing must work with and embrace closely. Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.

[@sakhalittle9206]

@Nim Hermann Any idea how I can reach Gary and his charges. I Love the testimonies I have seen about him by people on cnbc make it.

[@sonyablack2015]

I prefer gary's method; exactly what i wanted very simple&straight forward you get to monitor your positions. In all honesty, wish i had known about him earlier. i've smoothly secured over 40K gain with my positions a few months with him.

[@kathleenstoner.n7499]

@@sonyablack2015 Same here. Convincing me was hard now I wish I knew him before the crash. lol

[@sipstea26]

"Sallie Mae, I hated her when I dated her!" 😆 thank you for all of your knowledge you are sharing. Trying to jumpstart this at 26 years old.

[@tejumadeolomola2627]

Can I too? When I start making relevant income of cos. Still in university. But learnt to live below my means nd pay off my debts rigorously. 26! Good for you! I'm 22

[@FellowFilo]

Viewing from Melbourne, Australia. I am doing my future self a favour and absorbing this. So far, $0 credit card debt, two cars loans paid for. Working on my 6 months emergency fund now. Thank you Lord!

[@incogdenise3545]

It’s the truth. I lost my job. Going through divorce. I had to pawn things for $400. If I had $400 saved I would have never been in that position. Took forever to get sentimental items back. 3years ago. Fast forward. Painful lesson. I have a savings just for emergencies. Invaluable

[@joyb.223]

This is my first time watching your channel. I've only seen you with Dave. The Lord has highly anointed you because He has seen your heart is for helping others. God bless. 🙏 PS. I am totally debt free. 😎

[@zeal4god402]

🔥 Financial lesson. We need fiery financial professors like Anthony in ALL elementary schools teaching children how to build personal wealth numbers and not just calculate wealth numbers(arithmetic)

[@Suntz_u]

For someone who has not started their investment journey but has done a lot of research. In this economic climate, am I better to save and enter the market when I see companies at my price or to invest a % of my savings each month? I have about $100k.

[@CynthiaByrd648]

That’s true Investment-Advisers are best known to outperform the index thereby yielding good returns. A new study by investopedia found out that demand for Portfolio-Managers sky-rocketed by over 41.8% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. My portfolio has accrued over $845k within 18months from an initially stagnant portfolio worth $183K which was devoid of dividend stocks.

[@MIchaelGuzman737]

@@CynthiaByrd648 For Some their fees are way too high, seeing that their services are in high demand more than ever. Seems more like extortion to me nevertheless who’s your Investment-Adviser and how can I contact him/her? because I'm seeking for a more effective investment approach with little to no risk or loss or whatsoever.

[@CynthiaByrd648]

I work with "LISA ELLEN SHAW". I understand what it's like to see your portfolio going down. I hope the performance improves.

[@MIchaelGuzman737]

@@CynthiaByrd648 Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@randomdudehere4828]

I don’t really agree with a $1000 emergency fund cuz there might be times where that’s not enough so I always keep putting money aside every paycheck no matter how much I can afford at the time I do it. Got a couple grand now and every time I make extra side work money I take 5% for myself and put the rest away.. I hope this helps people and I’m not bragging man. I just learned the hard way.

[@aliciaprice2797]

At 52 this has me pumped!!! I ain't 33 but I want to leave my family with benefits not debt. Ordered Destroying Student Loan Debt. Thanks Anthony for your passion. God bless!❤

[@rhondapayne2195]

Whew! My boy is HYPED this morning!

[@anthonyoneal]

Hyped to help people hit their goals

[@rhondapayne2195]

@@anthonyoneal RIGHT ON!

[@JamesSmith-gz1zn]

Love it

[@zeal4god402]

HALLELUJAHHHHHHHHH

[@melroseellis6362]

🙌🙌🙌

[@minoritymindset4823]

Superb video. But, let me share this here knowing it can uplift someone that comes across it. Effective financial management made me rich and it is all you need if you want to build a strong financial future tomorrow. I started with 1000USD, 3 years ago I invested in a diversified stock market and fast forward to now I am worth 500000USD and am currently finishing my 8 unit apartments. I'm only 35 years old. Diversified stock investments have always proven to be very profitable, especially with the help of experts.

[@torkwaskipolischez8484]

I'm really impressed. At 35, i was worth a little over $200,000 from * in the stock market. But what you've done with your *finances* and numbers you worth, is pure genius.

[@catherinehughes2155]

*Investing* in diversified stocks is a real hustle that has made me . I have two active stock portfolios and hope to create a third, which will increase my total return on earnings to over 120000USD

[@nabirkhedia8889]

You have done well. It's people like you who set the benchmark for people like us to know that achieving financial stability and transition of status from being comfortable to wealthy is possible with the right *investment* plan.

[@ferkmorgana7032]

I'm curious, is *investing* in a diversified stock *market* a pretty lucrative venture? Can you share how you achieved these figures?

[@minoritymindset4823]

@@ferkmorgana7032 Experience plays a key role when *investing* in diversified *stock markets*, which is why I have Rachel Hilda, whose experience has greatly helped me persevere in the diversified *stock market*. For three years she helped me grow my portfolio using her diversified knowledge of the financial *market*.

[@vicdmonejr6264]

Anthony is perfect for getting the message across and providing a different perspective to Dave Ramsey's millennial audience.

[@salvadormartinez8598]

I'm 23 so grateful that i started this journey really early in life. I love your passion!!

[@aniellis1455]

He's on it... Love those tips! And yes, Tithing works.

[@ChazzyChat]

This wasn’t what I came on here to watch…but somehow I clicked on it and it resonated with me so much and BLESSED me! I am doing this and sharing it with my family and friends. Thank you!

[@ChicStrands]

That Monday morning energy🙌🏽🙌🏽🙌🏽🔥🔥🔥 ready to take notes🤣🤣

[@asaniaa]

So glad I caught this. I'm just starting my journey with the Fam. This is affirming and and helps refocus. Thanks AO!

[@anthonyoneal]

Love it!!!!

[@StevenGregoryJayy]

Man watching you has been so life changing and I haven’t even started my budget lol but I’m in a place where I’m actually excited about budgeting and saving. I thank God for you bro. My mind has totally shifted 🙏🏾

[@apronacres7292]

Do a show series w/Dr. Lynn Richardson about $ ...you two together would be awesome!

[@anthonyoneal]

Hey, you know I did one last year with her. I think it may be time to bring her back on.

[@apronacres7292]

@@anthonyoneal didn't know that! great! she's good for another 3 shows together lol! keep up the good teaching & preaching!

[@krystle824]

I couldn't agree more!

[@hectoralejandro9883]

“Attack your debt” I like that mentality

[@lekilatu9500]

I’ve done the system and fell apart due to old habits coming back. Thanks for this video. I’m going to get on it .

[@m.lamonttbowensesq.5345]

How is this young brotha my virtual financial mentor when he's young enough to be my son. That ain't right. Haha

[@fizzl3sah]

,😅

[@Dflonn]

All about wisdom and experience.

[@cecilianduguta8241]

🤣

[@successforumtrainingfornur4973]

😂😂😂😂😂

[@nitahoward9261]

=1

[@bluehalo8604]

I thank God that I was close to my grandparents growing up. My credit and financial outlook has thrived bearing the things they taught me in mind. My parents didn't uphold the same values very well but my husband and I have put the things you covered into practice (they are the basics, like you said) just listening to their advice. So grateful for the example they set.

[@thomasveleba9261]

Ive never heard a quote so true as "Sallie Mae is the worst woman I ever had!!!!" 😂😂😂 I was 50k in debt from student loans when I graduated and am down to 30k. Big thanks to you and Dave for steering me in the right direction

[@10digitmind33]

Nice video. Preciate all you do. Real quick though. It took me 11 yrs to build up 13k in my 401k. I took out 11k a yr ago they charged me 2k for pulling out early, 2k of my hard earned money so i got 9k back took 2k from my personal account to make the 11k i needed for a downpayment on a rental property. I have a tenant in the property paying me 1,375 a month, subtract the $247 mortgage. I have made more in 1 yr with that 1 property than i have saved in 11yrs of 401k. Thats how you create generational wealth. Cash flow. Put your money to work not in jail. Again thanks for the content. God bless

[@carolynonelove7078]

Love it !! This is what lm talking about 💘 visual board speaking the truth. I hope God one day gives me a husband with that kind of wisdom. # keep up the good work#

[@dmjasper28]

So much knowledge in this short video! "Most of us came into this world crying... I'm not leaving this world crying". Easy, conceivable principles to apply. I love your humble, realistic approach.

[@Anonymous-xq3cd]

This is the kind of conversation that needs to be happening in schools so the kids grow up towards good future. If everyone is doimg well financially, who else would shop lift and steal.

[@Brittany4sure]

Love this! You’re awesome, thank you sir 😎 I’m 30 & debt free and contributing to retirement!!! Lets get it

[@Martin.Salazar]

As a 22 year old myself saving for 2 years now I am glad I found this Man! Love your podcast! I am hoping you can do like a live Q&A I am sure I am not the only one who would love for you to do this at least once a month to start and if people love it possibly weekly!!!!

[@jonathan_hernandez_1987]

Love Anthony's personality and how he expresses himself on his show. Dave Ramsey show: chill and laid back His show: Total opposite

[@tinalss3103]

Tina L. S. Smith - soon to a single mama of two young adults and one kiddos. Just found a job after my layoff in 2021. I AM ALL IN!! working the baby steps!! Have my initial emergency fund established and working on baby step number two. I am working it in True baby steps but I am doing it! So excited to be in a better place as a single woman than I ever was in my 30 years of relationship with my husband. Thank you and the others on the Ramsey tram for all the guidance and direction. It hasn’t been easy and it isn’t going to be moving forward however I AM GOING TO DO THIS!!

[@tinalss3103]

Lay off was actually in end December 2020. And I didn’t miss a payment on any of my bills because I followed what you teach and took care of my four walls while I was unemployed. Again, thank you for your guidance. I don’t know where I would be without you, Dave, Rachel, John, And the ready of the team!

[@blackhistoryonsteroids8196]

Why you need the church? You could do more by yourself. But I do believe in helping others. Putting a smile on someone face is priceless.

[@jimmacias2341]

Wow second day binge watching your videos! I’m hooked! I’m 20 and I’m gonna apply these amazing advices and lessons 🙌🏼

[@adelebailey568]

Good lord, I'm loving your advice. I'm living in 🇬🇾, 33years old and pregnant with my third child and I need this mind reform. Thank you Anthony.

[@TstarHey-yx2li]

What country??

[@euginia_mathapelo]

"We look good but we ain't git money" - I am 33 and this video is definitely going to change my life🙆‍♀️🙆‍♀️🙆‍♀️🙆‍♀️❤ Thank you

[@crunchybrother9302]

This is my fire right here! If there is one thing I harp on my kids about is having real wealth! If there is one thing I pray they take from me.. it’s exactly this lesson. Thank you this session! I will work on my Starbucks problem.. the struggle is real on that subject!

[@promiselensing4565]

Thank you so much for your videos!! my husband and I just paid for our home in cash at 23 &24. we also paid off our cars.. we are debt free and want to open a bar/grill what advice do you have on opening a business like that. would it be better to save up for the building or just save up for a down payment?

[@msalexpage69]

I must say first that I’m a die-hard Chris Hogan follower. I listen to you for the younger folks in my family who might benefit from your message much as Chris was for me. Your message today really could not be heard through all the screaming. A calm voice can be received and absorbed a whole lot better. Wishing you much success as you find your way.

[@RuthAnnNordin]

I agree. I tried to get into the video, but the raised voice gave me a headache. I just can't do it.

[@sanchagaspard]

I just made my son watch this. He's going to be 20 this month and just started his own business. Thank you for saying all the things that he needs to hear that sounds like nagging from a mom😊😊😊

[@elizabethzelenka6006]

AO- I love how you celebrate Christmas by putting up someone in a hotel. Jesus needed shelter that first Christmas, and now you're offering it to him through others. What a beautiful gift you offer to the Lord and to that family!

[@dcubit]

I love that he takes the time to go through each Baby Step in detail! This is so awesome! Keep up the good work Mr. O’Neal!

[@oliviacunningham7633]

Great video Anthony! I'm 22 years old and just started my first job in my career. It's fun to see lots of young people out here listening!

[@dawnjones6752]

I’m doing this AO! Thanks, this was excellent and practical. Appreciate you!

[@cynthiap.lettsome9365]

First time stopping here, love your presentation; just learned a whole lot and also got glued, will be back for more 😃

[@larhondas.maiten6404]

I’m usually on the podcast, but I had to visually see this one! 🔥🔥🔥💪🏾

[@latiffanydsmith]

I feel attacked and I haven’t made it past the preview! 🥴 Let me get a drink and tune in to this real, relevant, and relatable dragging. 😂

[@jazminlozano5098]

I remember I wouldn't pay my credit cards- on purpose. Something in my head thought that they would just go away... lessons learned. I also remember I would overdraft my checking account ON PURPOSE with cashback 3-4 days before my paycheck because I ran out of money. 5-6 overdraft fees per paycheck were a normal thing, payday loans were a regular thing. I was in denial. Life isn't supposed to be like this, you guys!

[@shantellennard72]

This is by far the best video that is educational and real about finances and AO I am going to follow your tips.Thanks

[@skyvideoproduction2100]

Hey I just started to listen to you a few months ago, and my sisters also started to listen to you and Dave Ramsey a few months ago, keep it up, you are doing great work, I just purchased property in Feb 2021 to build my vacation house, yes am building my vacation home first, I still live in my parents house but once I am finish my vacation house I am going to buy my personal house, I just started a emergency fund this month so I am taking your advice, I just want to say keep up the good work and keep creating good content.

[@thehopscotchkid6608]

On the money with age hahahaha that’s amazing!!! I commute an hour to work, I love listening to your show on the drive. Keeps me focused and gets me pumped for the day. Stay positive and keep up the great work. Thank you AO :)

[@tjman9328]

Helping others is one thing.. however being happy/excited about helping others (like yourself) is another! Thank you for the insight!

[@tech2impact2wealth]

Mmmaannn this was so good....this past week I calculated my budget and how much I will start making. You said snowball I was like yup God confirming things for me. I have my plan and now I'm just ready to tackle it. I told my son when he asked about taxes....I told him I'm going to be the first member of our family to be a multimillionaire. He then said well I'm going to be the youngest in my family to be a millionaire 😊 I love it. I am determined to be the first so he can be the youngest. Its all about knowledge and application which equals wisdom. I'm excited for his future and mine. Like I told him THIS YEAR IS OUR YEAR 2023 n ALSO THE YEAR HE WAS CANCER FREE!!!

[@ieishaburrows]

This is why I love your show! Practicality, visuals, and passion. AO you gon get us together in EVERY area of life!

[@moneymaverickstv]

Love this. keep building wealth everyone.

[@divawithaattitude4121]

You always hold me accountable with my finances. I have a emergency fund because I watched all your videos. TY!!!

[@dannypilozo3580]

I see u giving good advice I once was indebt but realized my needs and I wants and change my attitude if spending 25 years later I have no debt and no credit card to pay and living comfortably with us provided.

[@libertywillis4346]

This video is foundational and a great example of what is possible. I said recently that I want to be a millionaire and I whole heartedly believe it’s very possible. I thank you and I pray I do everything to make it happen. I pray God blesses all those who need financial wisdom as well.

[@kylegier]

Everyone in the world needs to learn from this. Keep up the good content Anthony!

[@fabioramirez8195]

Wonderful video!!! I learned a lot, took notes, have a plan in place and I’m feeling PUMPED! Thank you for the video!

[@Simonetraceyxo]

Just found your videos !! I am in love with them thank you.

[@lovephillips3]

This video is so incredibly powerful!! Thank you for what you do, Brother!! It’s been a long time coming. I lived to impress instead of impact. No more. I’m on it. Thanks for your prayers. Love Phillips III

[@bhar6370]

I love this! Your delivery is amazing and we need to here this! Be blessed!

[@sueannheadley5384]

I am going to be 50 from Trinidad. Sue Ann is my name and I started saving a little late in life but most important I STARTED. Enjoyed every bit of your show and I agree with what you are saying and will continue to practise your methods.Most appreciate you thanks.

[@johntelles6418]

Spot on!!! Great job on The Ramsey Show today!!!

[@ooknittylou]

Anthony is pure gold! And not just for students! I’m 37 and married with 2 kids, a business, and a stay at home mom and he is absolutely relevant for my life and money!

[@MrSyncere82]

Had to share this on Facebook! Dropped it in about 6 groups ✊🏽

[@MrGetItOnJonez]

One of my favorite series to date. I embrace not leaving my family sad when I depart the physical. My transcending will be a celebration. My family will benifit

[@ritzbaccay1361]

AO Thank you so much for all what you do. Please continue to do what you do. Please pray for me, Ritz. God bless all of us! I’ve seen you a year or two when you and Chris Hogan was here Washington state. I was one of the volunteers 😊

[@markezike8637]

Thank you for making this vidoe. It really helped me.

[@Anabela2023]

I must be one of the few older person in here (42) but I must say this message really touched me! AO ROCKS 🙌🏾🙏🏾❤️

[@TOBEINTHELIFE]

I’m 51. I got you beat.

[@jenniferjones6678]

41. Right behind you. Let’s do this!

[@usnaviartstudio1791]

@Anthony ONeəl ✔︎ reported you for spam

[@cynthiaborden4209]

60 in the house☺enjoyed this so much. Love the energy

[@sharishines99]

If I had known this 20 years ago I would be in a better position

[@princessleyla]

This video was perfect! Just got off baby step 3 but I've been hesitant to keep going because 4 is gonna cut into my pocket and will need to readjust my budget. I needed a crash course reminder. Thank you Anthony!

[@conniewilliams184]

Thx for a great start to a new week.

[@amandasimmons1170]

His energy is everything! I love how he breaks everything down!

[@tauthomas4195]

Keep dropping them GEMS king!

[@anthonyoneal]

Thanks fam

[@tyeishablackson5874]

I was lead to your channel for the first time today, and I really needed this. Thank you! Yes! Touch and agree with me for my financial freedom🙌🏽🙏🏽

[@mollyjeffers6846]

Good afternoon Mr O'NEAL I am happy you pointed out the blessings is always in the giving. Thank you very much for educating everyone. I am happy I listen to Mr Ramsay years ago i own my own house today.

[@OutsideTheQuad]

Do more videos like this I'm 28 and I'm getting straight been watching for awhile now ......I needed a well written out plan like that now I got my own numbers I can do but thank you man God bless

[@learnwithsteph4573]

This saved my life thank you ❤️❤️

[@korimo.1259]

I had to subscribe this morning because WHY ARE YOU SO ON POINT?! Thank you brother!

[@MsValerie123]

Im a bank representative, and I agree with you about ppl cashing their checks at the store and going to Pay-Day Loans facilities for assistance. However, you never told ppl what they should do if they only know what they know. Ppl, allow your financial institution to give you small loans so that you do not have to get caught up in Pay-Day loan companies. FYI... a credit union is ALWAYS, ALWAYS, ALWAYS better than a bank. Become a member of your local credit union and take advantage of the benefits. As for cashing your check, allow it to be direct deposited into your Share Account (savings account) and that builds a relationship with your financial institution. They look at this as a connection and a source of recourse.