10 WORST Cities to Retire in the United States

For anyone considering moving to another city when they retire, this video will show you 10 cities that you probably want to avoid due to crime, cost, and/or bad healthcare. Importantly choosing where to retire is an entirely personal decision involving many different variables, but choosing which cities to avoid almost everyone can agree on if they have the right information!
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Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.

[@olgageorgsen9654]

I’m 54 and my wife 50 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

[@user-dl4rr5qs8y]

Great job with your wife! I bet you’re living your best life right now.

[@DanielaKingdom]

I’m a young dad, I’m really glad to hear your story it inspires me. can you share how you earn weekly.

[@olgageorgsen9654]

search his full name..

[@user-dl4rr5qs8y]

thank you.🙏🏻

[@olgageorgsen9654]

google his name🔷

[@cloudyblaze7916]

The average retiree, I believe, should have been able to have enough to last the rest of his days. I t just depends on choices during your working days, just as I came to realize later. Surprising how I still netted more $2m. by retirement. And this is while living in New York!

[@stephenpotter21]

New York is sure as hell an expensive place to live in. Were you affiliated to Wall Street? Because how could you net such a huge amount?

[@cloudyblaze7916]

Not at all. I have just had a good savings habit from early in life. So when a friend introduced me to investing, I was intrigued. And this was just about four years before retirement, and I had only 480k to my name.

[@stephenpotter21]

That's incredible. Were you investing yourself? I'm really interested in this, because I'm in a similar position at the moment.

[@cloudyblaze7916]

Oh, no. I didn't know anything about investing until then. It was a friend of mine who introduced to an investment advisors, *Sharon Louise Count,* and my only regret is not having started investing soon.

[@ClementRusso2]

The market and dollar crash and high inflation are stressing me about retirement. Despite the challenges, I know investing is a long-term game, so I'm staying focused on the future.

[@antonnohr]

I'm nearing retirement in three years, and despite having solid companies in my portfolio, my profits have stagnated in this uncertain market. Are there any calculated profit opportunities in this recession?

[@VickyAlvy]

Generating substantial profits, particularly in a bear market, involves employing intricate strategies that are best executed by seasoned market experts.

[@Jason9o669]

I agree. Despite early setbacks and losses in the market, I re-entered in February 2021 with guidance from a recommended investment advisor. Fast forward two years, and I've gained over $720k in profits.

[@Rodxmirixm]

Wow, that's impressive! Could you provide more details?

[@Jason9o669]

Certainly! Everything unfolded under 2 years following Stacey Lee Decker’s guidance. I began with just under $150,000 and now I'm only about $45,000 away from reaching a-million dollars.

[@indica7557]

I’m closing in on retirement and love to move from Minnesota to a warmer climate, but prices on homes are ridiculous and mortgage prices skyrocketing on a roll, do I invest in stocks or gold? cant leave all my funds in bank now, or should I go ahead to buy a home anyways?

[@nicoleavery2032]

as with most investment-related questions, the answer is it depends, my best suggestion is that you consider investment planning

[@KC-dr3cg]

I don't know if you have to do All or Nothing in either of those places that you are proposing to put your money

[@mrallan8063]

A good rule of thumb is avoid any city where The First 48 have ever filmed in.

[@oldtymer9106]

Bottomline: stay away from Memphis.

[@YudronWangmo]

There were only eight cities mentioned in this video: Memphis, TN, St. Louis, MO, Oakland, CA, Honolulu, HI, New York, NY, San Francisco, CA, Anchorage, AK, Indianapolis, IN. After that complaint, I will say that I, indeed, sold my house in Oakland at age 63 and am using the $ to build in a less expensive area 2 hrs away in the California countryside. I am building my reputation as a house/pet sitter so that I can have low vacations in the Bay Area from time to time, and visit the few old friends who remain.

[@eddy6892]

Actually 2 of your list each make 2 lists. Memphis for crime and health care. Oakland for crime and COL. that’s probably where the 10 comes from

[@marthas8108]

2 hours away? Can you give us a rough idea? I'm in the same boat -- living in the bay area and interested in somewhere less expensive.

[@YudronWangmo]

@@marthas8108 Calaveras County. If you can handle heat, country life, and majority right-wingers, it’s fantastic.

[@marthas8108]

​@@YudronWangmo You're mid-way between SF and the Sierra, if I'm not mistaken. Perfect!!

[@YudronWangmo]

@@marthas8108 A little farther than midway, but you have the idea.

[@BLaw707]

In my opinion no large city is a good place to retire.

[@DiogenesOfCa]

Have fun driving two hours to see a specialist

[@Savannah-ed4rv]

I live near Detroit Michigan and I was pleasantly surprised to hear that Detroit was not on your list! I would never move back there because I grew up there as a child, but it's good to know that there are other cities that are worse than my hometown! LOL

[@DrSchor]

why is it good that so many cities are worse?

[@greensombrero3641]

detroit is awesome

[@Savannah-ed4rv]

@@DrSchor becauze it has been called the most dangerous city most of my life. One gets tired of their home always being shredded to pieces!

[@Buttercup697]

Detroit has become an artists' hub...which means it's thriving and will likely get better.

[@cathy1775]

Ha! I feel the same way about Chicago. Grew up here, still live here, and relieved when it’s not on a ‘worst city for __’ still has a ton to offer.

[@livingontheedge8680]

Jeff, I was becoming concerned as the video was nearing it's end, then you assuaged my concern and reenforced my faith in your quality presentations when, at last ,you mentioned Anchorage AK. I lived in Anchorage for 40 years, until 2016. One thing that is not reported (at least not reliably IMO) on is the quality of care provided by medical practioners. I can state by experience that the quality of medical care in AK is poor, many people often travel to Seattle for care as a result. Cost of living and crime is high on the list also.

[@janetd4862]

I’ve spent most of my life in towns of less than 30,000. We have decided to stay here in retirement because we have friends, a couple family members, a church, a good hospital, plenty of doctors, etc. The doctor issue is now a problem, though. My doctor of 40 years retired. The younger doctor treats me like an old lady waiting to die (I’m still in my 60s). I actually rarely get to see the doctor, as most places pass the people on Medicare, Medicaid, or simply uninsured to a nurse practitioner. The clinic also looks down on the nurse practitioners as barely qualified, treated them poorly, and they all quit. I’m currently seeing an arrogant, rude doc until they can pass me on to a newly hired APRN. I’m supposed to be grateful he’s seeing me as a “temporary” provider until they hire these new people. We have friends that moved to Arizona, and they said they cannot see a doctor there - only PAs and APRNs. Some places will state “we’re not taking new Medicare patients at this time”. My eye doctor will see me, but “doesn’t accept Medicare assignments”. This is one part of retirement I do not like.

[@Thom3748]

What kind of Medicare plan do you have? One of those private Medicare advantage plans, or original medicare with an insurance supplement?

[@janetd4862]

@@Thom3748 regular Medicare and a good supplement. I worked in healthcare for almost 40 years, and know the advantage plans are not what I want.

[@Thom3748]

@@janetd4862 I was a member of the Kaiser system on the West Coast under an advantage plan. I loved Kaiser, but after hearing the horror stories of very sick friends having to fight that system for the best treatment and medications, I decided to go with traditional Medicare. Have not looked back.

[@UnCannyValley67]

Your haughty demeanor of entitlement belies your understanding of the benefits of seeing a “lowly” PA or ARNP. They often are BETTER and more thorough than physicians, at least for average, mundane health issues.

[@janetd4862]

@@UnCannyValley67 I do not see them as “lowly”. The APRN I’ve been seeing for the last two years was great! The doctors in the clinic treated her with no respect, so she (and all the APRNs) left. I would like to go to a clinic that has an MD or DO available…so when I’m sick with something that is not mundane or routine, I have the OPTION to see a doctor. They just don’t want us for patients! It doesn’t matter that I was a patient there since 1979. What they see is that I’m on Medicare now, and won’t make them enough money.

[@texasboy5117]

We moved to Camden NJ into a nice apartment. We love the gun shots at night. The constant police and ambulance sirens also add to the ambience.

[@jdollar5852]

I haven't been to Camden since I retired but I used to call on Campbell's a couple of times a year. On my first trip, I was a white guy in a rental convertible. Somehow, I got out alive.

[@thullraven1]

Yep. I'm from in and around Newark originally. You can't pay me enough to go back to that cesspool.

[@jdenino6022]

I live in NJ and have never been to Camden. Too scary. Live in a nice suburb.

[@MILGEO]

But I think all in all some people just love certain cities. Like Geoff loves NYC for the subways and overall excitement! 😊

[@wap9137]

Thank you so much. Excellent data.

[@HolySchmidt]

Mt pleasure WAP

[@alexsteven.m6414]

I retired at 56 now 69, and it was the best decision I ever made. I have no debt. own my house cars always pay cash, no credit card debt, and considering the current rollercoaster nature of the stock market, I decided to stay on the sideline for awhile, now I'm worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do i wait?

[@valeriepierre9778]

There are numerous intriguing stocks across various industries that might catch your attention, but it's not always advisable to act on every prediction. Therefore, I suggest that you work alongside a financial advisor who can help you determine the best times to buy or sell the shares or ETFs that you are interested in.

[@yolanderiche7476]

@@valeriepierre9778 Picking stocks is a risky thing to do, particularly for non-professionals. I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor, who has better knowledge of the market than I do, and I've been returning at least $38k every month. Just too bad I didn't learn the lesson early on.

[@jerryrichardson2799]

I plan to travel around the country after I retire. I won't be traveling to the Gulf states, excepting Texas, where I was born and live.

[@tombirkland]

I can confirm that Anchorage is a challenging place for health care. I grew up there, and while the hospitals have gotten a lot better since the 1970s, when I lived there, for many specialties, you need to go to Seattle to see a proper doctor. But for folks in good health, it's a great place.

[@brianarbenz1329]

Using "city" as a criterion is faulty. Saint Louis has made no annexations since the early 1900s. Indianapolis merged its city with about 90 percent of the suburbs in 1970. Wide variances like those will skew numbers comparing Saint Louis as a metro area with Indy's metro area, if just city limits populations are used. And when people move out of city limits to flee crime, the crime rates will appear to be rising much faster than they for all purposes are, because they compare incidences of crimes with the size of the population.

[@jeanjasinczuk7543]

Relying on global statistics like in this video makes a very superficial analysis. Many of the factors in the way they are accounted for in that video do not necessarily affects a retiré.

[@raylopez99]

Well, it's been found most retires have one and only one criteria for where to retire: where their next of kin are. That's it. Not museums, health care, quality of life etc. You read about little old grannies that are sitting on top of property worth tens of millions in downtown NYC who refuse to leave because some grandkids are nearby. That sort of thing. If you're not in the category, and believe in the power of numbers, then obviously the above does not apply to you and hats off to you, but that's a rare breed of person.

[@seamusp5991]

Great breakdown. Thanks!

[@HolySchmidt]

You are most welcome Seamus

[@bobbiecostley5958]

I was born in 1956 in Memphis, Tennessee. It was such a wonderful city to grow up in. I raised my three children there. But, due to the horrible crime rate, and it’s getting worse by the day, we retired just across the state line in a little town called Southaven, Mississippi. But it seems like the crime from Memphis is trying to trickle down here. Only difference is Southaven Police do not play. Memphis has a new DA and he’s soft on crime. I raised my family in a nice quite neighborhood for 38 years. Gangs have taken over. You can’t drive anymore without stopping because of stolen cars doing donuts in the street. It’s sad but I’m afraid to go “back home. “

[@Cryptonymicus]

The crime rate in Memphis and St Louis is way worse than Chicago.

[@acornsucks2111]

Scott Adams.

[@pointreyes4272]

For me it's weather, weather, weather. I don't want to spend the last couple of decades of life in some frozen city where you could fall on the ice and fracture a hip. On the other hand, I hate hot weather in the summer. I want a retirement place with a low of 30° with no snow and a typical high of 80° with the occasional heat wave to 90ish° and low humidity. No tornadoes or hurricanes either. It looks like the only places in the US would be the West Coast or Hawaii. Crime and healthcare; move a few miles.

[@dennistyler9852]

Ever thought of being a snowbird? Best wishes…

[@mikepiper6077]

4 corners area of USA. S E Utah specifically. Low humidity, not to cold in the vwinter and not to hot in the summer I once lived in northern Michigan with 40 below long winters and s e Texas swamp country with 100 degree summers and 100 percent humidity. S E Utah pretty mild in comparison. High 30s in the winter is as cold as it gets generally and low 80s in the summer. Spring and fall very mild. Most people don't have air conditioning here. Evaporative coolers very inexpensive. I have a.portable one that works great that occasionally run in the hottest part of summer. Health care available. Clean air and water. Elevation could be a negative factor for older retirees. However many do retire here. Rural area and shopping limited. but many outdoor activities. No tornadoes , no hurricanes, no thunderstorms like in other parts of the country. Colorado near by with ski resorts but cold. I prefer the warmer weather of S E Utah in the winter.. However in nearby blue mountain ten minutes drive is cross country skiing and snowmobiling. Small towns . But good schools and community theatres that put on plays, musicals are nice. National patks, monuments, forests, native American and BLM land a outdoor paradise year round. Deer and elk humting. Low cost of living for me anyway. Bought property before the big run up in prices when Obama created bears ears monument. 1.9 million acres, then cut back to 1.2 million after Utah protested the size. Trump cut it back to .6 million with s e Utah approval. The land was allready BLM or national forest but does allow fishing, hunting, grazing, firewood gathering, etc. Also oil and gas production is allowed on BLM land. National monuments don't allow it. I moved here for a oil field job stayed and retired. Also worked operating a 100 ton dump truck at a copper mine. All this green energy needs copper for copper wire..

[@raylopez99]

@@mikepiper6077 Sounds good. I lived for a while in Phoenix and found it too hot in the summer, but SE Utah perhaps doesn't suffer from this.

[@jdollar5852]

Snowbird. Montana in summer and Florida in winter. South Florida rarely gets below 40. Beaches and outdoor activities are everywhere. Western Montana has awesome weather from May until October.😊

[@ppw8716]

Hawaii in winter for us.

[@robinsattahip2376]

Why would anyone retire in the United States? There are so many nicer, safer, and far less expensive places to live overseas.

[@cfstultz1]

Great info. Thanks.

[@tristan7216]

Bad health care is when you live more than 15 minutes away from a good stroke care facility, and more than 30-60 minutes away from your cardiologist or oncologist. Time is brain for stroke care, minutes make the difference between full recovery and you never really being you again. And don't underestimate how annoying it's going to be to travel for hours each way 3 times a week for chemo.

[@ca9777]

All true facts!! No elderly person should live far from major medical facilities. Time to sell that homestead.

[@chumbawumba1959]

The sad thing about Cali is that it started out as the rough and tumble pioneer west of the gold rush era, and was the land of freedom, liberty, self-reliance and self-determination. It did a 180 and now is the land of crime, gangs, drugs, liberalism and woke-ism.

[@kevinmach730]

I had the exact same thought about one the cities he mentioned - that it was "good news" that the population had increased. In general, that's probably true, but cities usually start off small and safe and many times, get more dangerous as they get larger. People began blocking to the costal California cities in the late 50s, and by the late 70s and definitely the 80s- many of them were considered bad areas by then. Same thing seems to be happening with many cities in Florida now.

[@jillshaw9306]

As usual, another informative and interesting video!

[@stevennevins6643]

Every city has high crime areas, and low crime areas. I grew up in Queens, NYC. Commuted on the subways. Never felt unsafe.

[@raylopez99]

But are you 6'4" and weigh 275 lbs of pure muscle? Maybe the riders felt unsafe...from you? :)

[@stevennevins6643]

@@raylopez99 Hardly. I was a skinny white kid who commuted from Queens to Manhattan to attend a Catholic high school.

[@chumbawumba1959]

I think if you rode the NY subway **these days** - any of the boroughs, you would change your mind!!!

[@SpringRubber]

@@stevennevins6643 I suppose you coulda had more egg creams to fatten you up. Jackson Heights native.

[@stevennevins6643]

@@chumbawumba1959 C’mon. 3+ million people use the subways daily. It’s safe.

[@nrs6956]

Years ago my father said to me, "the United States would be a great place to live in if it was not so expensive." Things have not changed , probably worse.

[@kevinfestner6126]

Phew, that was close. I thought Las Vegas would have made some list, here.

[@keithss67]

Even when I disagree with him, I find his videos to be very interesting and educational 👍

[@raylopez99]

You'll like "World According to Briggs" channel where he often does such rankings, in more detail and longer.

[@pennyt820]

Jeff-I love your videos-but STL is often misaligned by only including the city proper. with the declining population it makes all the stats much worse (were kicking the circuit atty to the curb and making changes-but living in the STL county is a completely different story. STL county alone has over 1m people. add that and your stats change significantly. no one moves to the city-but the county should be included. 😢. LOVE your insights!!!

[@Cleverfox59]

I live in Kansas City. Unnerved me when my children decided to move to STL. However, they chose the county and I am very pleased for them. I live in the northern part of KC which is trying to create a “new” area in the county and get out from under KC. Proper ruling.

[@yankee04]

I would not retire in a state that hates women to such an extent.

[@ichirofakename]

Having lived in Oakland and visited it for decades, let me say I would have no qualms about retiring there, despite crime statistics. Oakland is a huge place, with many distinct neighborhoods. Stick to the nice ones and you'll be just fine.

[@markmyers5881]

Of the six healthcare factors, the first three seem to relate to the general population's health, not necessarily the quality or availability of healthcare for a retiree.

[@DS-nb5cz]

I think you are the only source I trust regarding NYC crime rate, thank you for sharing. You seem to appreciate the city so it isn't some anti NY bias speaking, those are just the facts. Thank you.

[@sandhiller49]

Everyone is different, I would never think about retiring in a town 200K, Im a very country person from SD. I really like my littlele town of 150 people. Don't need big and fancy rather know everyone in town and everyone helps each other.

[@darkstar8827]

I'm like you, retired to a town of 213 and its no more than 20 minutes to the county hospital. 😁

[@nancygonzalez5649]

Thank you your videos!! They’re very interesting and useful!

[@fmcanene]

You're videos are hysterical! Loved the guitar strumming after your comments and the dropped ice cream! Ha! Ha! Too funny!

[@dugfriendly]

It’s a tough pill to swallow when the most affordable beautiful places end up at the pointy end of worst lists 😕

[@DrSchor]

that is why they are affordable, of course.

[@4403323]

For 2% higher cost of living than NYC, I would much rather living in Honolulu. Low crime rates and near perfect weather makes it 200% better than NYC. But that is just me.

[@audiophileman7047]

You got that right, and you can count on your heating and cooling bills being much much lower. Air quality is probably great too.

[@darwinjina]

@@JerryStevens Or, get a nice place, and they will want to vacation in Hawaii... ;)

[@darwinjina]

@@JerryStevens Ah, I understand. I hope that they all live in the same state,. If not, perhaps the camper (RV) life may be acceptable.

[@thearcher_kd7937]

Excellent content as always thank you 💯‼️‼️‼️

[@KC-dr3cg]

Why communities over 200,000 that's just ridiculous Why not some place like Mason City Iowa or Lawton Ok

[@msbarb1]

Looking for your video of "why you may want to retire in Portugal, I left Oakland CA and did what,? moved and retired in Portugal, I love it here so much, I wish I done it sooner. The people, low crime rate, the cost of living, very affordable and excellent health care system, Affordable housing, local and mostly organic produce, also delicious. Great cities, like Lisboa, and Porto, and Braga, but even more awesome are the lovely and beautiful countryside and beaches, great public transportation system, trains and bus to get you most places in Portugal......downside taxes, but Portugal offers NHR for people like me who may do a business here with reduced taxes around 10%. I still love the US, but I discovered, I can love more than one country!

[@ca9777]

Did you lear to speak Portuguese?

[@ca9777]

Learn

[@dking1362]

BUT (and it's a big one!) it's so far from family.......

[@msbarb1]

@C A I'm still learning, depending on where you live in Portugal 🇵🇹 you most definitely can get by without speaking Portuguese. If you live in The Algarve you don't need any Portuguese there is a large population of mostly English If you choose to live in the rural areas I would say brush up on you Portuguese..I also discovered that lots of middle-aged to younger people speak English. I have Portuguese friends, so I get lots of practice ☺️

[@20thcenturyrelic]

One problem with moving outside the US is health care since Medicare only covers people over 65 in the US. If you can afford private insurance, or, if you can get coverage under a country's national insurance, then it works.

[@AGhostInTheMachine]

When they make crimes non-crimes simply by manipulating existing laws, voila! your crime rate is lower than it otherwise would be, such as in the Bay Area of CA. What used to be illegal no longer is. Tada!

[@raylopez99]

Like shoplifting you mean? Or growing pot?

[@AGhostInTheMachine]

@@raylopez99 ur scratching the surface, dig deeper

[@raylopez99]

@@AGhostInTheMachine The Deep State? The Swamp? Illuminati? I'm done digging...lol

[@SuzanneU]

I think most people rank crime the same way: murder, rape, robbery with violence, hate crimes. None of these have been decriminalized in the San Francisco Bay Area.

[@AGhostInTheMachine]

@@SuzanneU spin it how you want, the bay area is a hot mess of crime at all levels

[@audiophileman7047]

During retirement, one of my goals is to visit historically significant places that gave birth to American Roots Music. There are many such places in America, and Memphis was near the top of my list. Thank you for the information about crime there. It wouldn't do me much good to enjoy the music and then be a victim of crime.

[@stephenharper6638]

Bur then you could write a country and western song! :)

[@Cleverfox59]

Kansas City, home of Jazz… don’t come, we have high crime in that area.

[@audiophileman7047]

@@stephenharper6638 It's 3 chords and the truth, piece of cake. I play guitar by the way.

[@audiophileman7047]

@@Cleverfox59 I know that Charlie Parker and Big Joe Turner among others were from KC, but I'd rather go to New Orleans; it's the birthplace of jazz, and their Jazz & Heritage Festival is world class. Chicago has a rich jazz and blues history, but the people who run that city don't know how to stop terrible crime.

[@raylopez99]

Statistically the chances you will be a victim of crime as a tourist is small, unless you do stupid things. As a former white collar professional I've lived in tough neighborhoods (just for fun and I'm a bit of a cheapskate) and never had problems.

[@cherylbroadenax1006]

What about the safest cities? Let’s hear about them.

[@williamstratton1935]

No city in my state meets the requirements you listed

[@todd2456]

Good thing none of those places even made my top 100 places to retire.

[@fishpotpete]

I hate the crime rate rating because you're not looking at the correct stats. You need to look at the metropolitan statistical area (MSA) as the denominator and not, in many cases, the much smaller "city". I live in St. Louis COUNTY which is NOT included in the crime rate you quoted. So the city (which, yes, does have a higher crime rate) accounts for a dispoportionate amount of crime. But when you look at the MSA, the St. Louis area is a very desirable place to live from a crime statistic. The difference in the denominator is 300K vs 2.9 million (2020 stats). So 2.6 million don't live in the "city". I really enjoy your channel and watch it on a regular basis - I look to your channel to help tease out of the subtlety of some very complex concepts. This one missed the mark on crime stats and just repeats the same lack of care and research as so many other sources (that I ignore) this important topic deserves. We get enough misinformation in our lives because it's too easy to just repeat the same drivel of others instead of actually digging into the subject to verify if the numbers really make sense. Please apply the same level of care and depth that you use for your financial advice (which is outstanding) to the rest of your message.

[@dking1362]

Totally loved the St. Louis vacation I took with my 3 kids as a single mom! Tons to do, lots within walking distance, never felt unsafe, lots of kind people!

[@ca9777]

I agree with you! This video was just a regurgitation of stuff found on the internet. No work done and poorly put together.

[@SL-vy8ue]

Yeah, crime statistics thing can be very misleading. Places like Indianapolis and Columbus did a lot of annexing, which includes a lot of suburbs. Indy in particular has a super high inner city crime rate.

[@tombeegeeeye5765]

I would have described the criteria then listed the cities based on the average of the three criteria.

[@tombaker674]

useful information as are all your pieces.

[@scoutandscooter]

Right now I'm in Ft. Worth. Next to the Trinity Trails and ten minutes to anything important (Including hospitals) and forget to lock our doors. That said, property taxes are outrageous, and it's boring. I'd love to be back on the UES near big water, finest hospitals in the world (ask Mick Jagger), and not boring.

[@MichaelKilby]

FWIW Received a letter from SSA inviting me to apply for SSA. Applied for SSA via internet this month, approved in 7 days. Two one hour phone calls to input and verify my wife’s application, as I was not yet approved. First direct deposit check 3rd week of month following my 70th birthday. I’m officially old. 💰💵💲

[@thomasrudy6132]

retire abroad! I am

[@kevinhaney5698]

Puerto Penasco Mexico..... 65 miles drive from the U.S., Very low property tax, lots of Expats beautiful Sea of Cortez.

[@dking1362]

Indianapolis? Really? It is home to some MAJOR hospitals and universities that focus on health-care professions. Indiana as a whole has one of the lowest costs of living in the country. There is an extensive walking/biking system and you can kayak/canoe in the White River. There are countless museums, theaters, and cultural events. I suppose there is crime in places, as in all large cities, but it is generally a clean, safe, fun city!

[@raylopez99]

Never been to Indianapolis but I once read that they have the highest percentage of legal cases where the judge "throws the book" at the defendant found guilty of murder, and consequently their average sentence for murderers is higher than the national average (which btw for a first time offender in the USA is a mere 13 years).

[@dking1362]

@@raylopez99 No idea about that...if it's true, I would think it is a further argument in favor of it being a good retirement city!

[@loriar1027]

If only the weather didn't suck! Can't stand cold weather!

[@cathy1775]

But Indiana also gave us Mike Pence. ☹️

[@dking1362]

@@cathy1775 Sorry, but I'm mostly a fan of his....hate that he aligned himself with Trump, but redeemed himself on January 6 by his confirmation of election results and his response to the attack on the Capitol. I believe he is a man of integrity.

[@papiparsons9045]

Of course if you aren’t looking for a job anywhere in West Virginia is good place to live inexpensively

[@jonkrispeterson6678]

How updated are the crime statistics? If the haven’t been updated post covid, I would be curious to see updated numbers.

[@RiverRev]

Hi Jeff, Off topic, but hope you can do a video on this one... If I retire at 65, but don't collect Social Security until my FRA of 67, will it affect my Social Security income? I'd lose two years of highest income earnings, so wondering how drastic the hit would be.

[@terrytitus5291]

Baltimore,Chicago comes to mind for bad retirement cities,tons of crimes,expensive,too cold,LA,too expensive,not sure about all this.

[@cathy1775]

I live in Chicago. In the city. Agree it can get cold. And hot. But everyone focuses on the bad. 5 major leagues sports teams, #1 ranked art museum, lakefront, 77 distinct neighborhoods, well run public Transportation. I have lived in this city for 60 years, take the CTA daily. I’ve been mugged once- in Washington DC.

[@weedermann]

As an older POC, I learned LONG AGO there were many areas of the country I should stay out of if I wanted to stay physically living. And the smaller/more rural the area, the riskier. Especially NOW, with the current social climate.

[@katydid2877]

Right? In my case I would stay out of any inner city in the country. It’s really good to know this stuff.

[@DrSchor]

what is our social climate now?

[@Fiscally_Responsible_DMH51]

You do know black-on-black crime is far higher than white-on-black crime, right?

[@highbrass3749]

I heard Baltimore is beautiful this time of year.

[@selin8274]

Sadly he is correct, at least in my rural area. Had no idea when I moved here. A co-worker stopped at my regular grocery store and was verbally abused. And on the weekends the gunfire is non-stop. Crime is non-existent - what do they think they are protecting themselves from? The booger man.

[@teekay_1]

I don't see how % people without insurance has any impact on quality of health care in a city.

[@Cleverfox59]

My guess is, why would someone want to practice in an area that they won’t get paid.

[@teekay_1]

@@Cleverfox59 In the abstract, perhaps yes, but most GPs these days are part of a medical conglomerate where they're salaried. And most of why you go to a GP can be handled by a PA In reality the quality of your medical care in large part depends on access to high-quality specialist (cardiology, oncology, etc) and that depends primarily on the overall wealth of an area i.e. who has the insurance and wealth to pay for this level of medical care). So even if everyone has access to health care in an area and you don't have access to high quality specialist, you actually don't have good medical care.

[@miamired1]

Fl. can be a great choice, if you do vital research. Unless something has changed, you can claim being a Fl. resident if you are here at least 6 months a year. For those living in the frigid north and have a house to sell: Depending on your profit with the home and your other needs, if you still have family in the area and want to maintain part-time living there, you can downscale and live there in Fla.'s brutal summer. Unless you have a significant retirement amount, forget South Fl., it is very pricey here. Property taxes are very high in S. Fl., as well as insurance rates. Our west coast and central Fl. areas were once much cheaper. Homes are now less than S. Fl., but hardly a bargain. Always assess hurricane threat levels before deciding where to live here. S. Fl. has been in the "cone" of threat for so many years now, that I lost count. The west coast of Fl. has risks as well. The further north you go, the less chance of a Cat 4-5 hurricane directly impacting you, the panhandle aside. Your safest best is inland, such as the cities of Ocala and Gainsville, etc. Jacksonville is a good choice too. Though much of Jax is near the water, they rarely, if ever get a major hurricane hit. Much more likely with Jacksonville merely getting the fringes of a hurricane. Northern Fl. will be (LOL) colder than Miami in the winter, but snow is not a worry. What we think is COLD here makes northerners laugh. For those wishing to stay 6 months to claim residency, you can stay until (likely) may before northern Fl. starts to get hot. Fl. is a very tax friendly state. You can even win the lottery here and pay no state taxes.

[@delawaresurf5422]

Auto insurance in fl is approx. 80% above national average-so bad that fl legislature seriously considered eliminating the no fault insurance. I’m getting rid of my second car!

[@mikeshaw4610]

Some good data. I can see why you would not want to go down to a population of 20,000 but how about doing the same thing for a population of 50,000 or greater.

[@Marc-js8rx]

List Based on either Violent Crime, Cost of Living, or Health Care Quality /lack of Staffing Memphis St. Louis Oakland Honolulu New York City San Francisco Anchorage Indianapolis

[@michaelanthony1797]

Anchorage is expensive for all things, not just healthcare

[@stevebojo4378]

seeing a common denominator

[@rossgooding7423]

11,000 is expensive for health care?? Don’t most people pay more than this just for insurance?

[@pnowikow]

St.Louis has a lot of political issues and many townships inside the city limits. Not all leaders agree even if they are in the same party. I live in the county of St Louis not the city of St Louis. There's a big difference unfortunately 😕. Most people are moving out of the city for the reasons you mentioned. Like most places, if you know what areas to avoid, it's fine. That said, there's a lot to do and see. The cost of living here is pretty low but has been increasing of late.

[@howellwong11]

East St. Louis is even worst.

[@trainluvr]

There are safe neighborhoods all over NYC.

[@user-ng7zh3cl5i]

1 of worst states unless u have really deep pockets home insuranc e drove me out memphis nashville shytown ca sux as a whole nyny another hole detroit is definitely hole st louis same

[@cathy1775]

And in what utopia do you live?

[@jtsy4239]

Thanks

[@drecksaukerl]

St. Louis was going down the toilet when I was a student there 40+ years ago and hasn't gotten better since, and probably never will. The population was 850k in 1950 and is less than 300k now. Sad.

[@corym8358]

I am a resident of Memphis. Yes, it is that bad. I have been robbed at gunpoint just minding my business walking in a public park. If you live here any amount of time you WILL be a crime victim in some way. So just stay away. It's ok to visit if you stay strictly in the tourist areas, but don't go outside after dark... and of course the city is controlled by Democrats and a soft-on-crime DA.

[@user-mp8kd3qz2o]

Which is how Memphis voters like it.

[@jimdehart9196]

The crime numbers are actually higher than what you are reading. The crimes are not being recorded.

[@jdollar5852]

St Louis has some really good parts. East St Louis is a cesspool, including "Historic" Ferguson. 30 years ago Memphis was an awesome place. Now it's a giant ghetto. Oakland. What a horrible place! Cost of living is a tough one that is easiest to pinpoint, but it is also easy to avoid. You can live within an hour of many of these cities and have a fairly low cost of living, so retirees can have the advantages of the places without actually needing to live in the midst of town. I dont know any retirees who decided they wanted to pack up and move to a major city. In fact, they all wanted to pack up and leave the big cities (except for AZ and FL). Healthcare is also subjective. The more rural you live, the farther from "quality healthcare" you will probably be. Memphis is such a bad place now because it is a giant ghetto, with drugs and violence absolutely rampant. It has to be difficult to get quality doctors and nurses to work in a place where poverty and violence are rampant. It's hard to find a place that's perfect for retirees. I dont like snow. Some dont like heat. I have no interest in museums or nice restaurants. Some have no interest in a rural lifestyle. During my career i rejected offers to relocate to San Francisco, New York City, Denver, and Atlanta. The money screamed YES but my mind said NO!

[@pensacola321]

No city is the absolute worst if you want to go there and you can afford it.

[@audiophileman7047]

I'm sure that the criminals in places like Memphis love to hear that.

[@jdtravels5140]

Just list 10 cities in California. So many pain points, so many taxes, so many regulations, so much crime, so criminal friendly.

[@christinekelly-rose303]

Excellent video..stick to the facts not politics. Although, if you look deeper it is a factor.

[@mattcolver1]

That must mean Los Angeles is a great place to retire to.

[@audiophileman7047]

Not in my book. It isn't even a fun place to visit.

[@NipItInTheBud100]

Yeah….that’s what he’s saying!!🙄

[@bryanwhitton1784]

No, he is just saying that these places are really bad. There is no reason to believe that LA is great or not. Simply that it is not in this list of the worst.

[@julioblanco]

@@bryanwhitton1784 this seems so simple to understand yet people will misconstrue or misunderstand even the most basic data...

[@bryanwhitton1784]

@@julioblanco I have noticed that people tend to filter data based upon their preconceived notions of what will be found. They hear that LA is bad so when they see something like this they have to take the results, even though unstated or unsupported, to a specific conclusion. This particular topic is wrapped in sarcasm but the same results.

[@mr.objective6936]

They never mentioned high property tax rate that will force retirees to live in shacks.

[@jpr1370]

what are the ten worst cities?

[@FlorianWerfel324]

very insightful video. My investment-portfolio recently reached six figures, and this is my story. I found it initially intimidating to consider investing during this period of higher inflation, but with the assistance of investment analyst Joseph Sullivan Anderson, who created a plan to transfer my underperforming fixed-income investments to a diverse portfolio that would produce higher returns, I was able to successfully navigate it.

[@Hollowsmith418]

I really need to find more effective ways to use my stagnant savings given the current inflation rate of 4.3%. Joseph Sullivan Anderson's credentials seem to be solid based on my internet research of him. Getting in touch with him...........

[@leonardo54465]

JOSEPH SULLIVAN ANDERSON!!!!! I recognize that name. I believe I read about this analyst in a business journal; he has a solid reputation and good insight into profiting from economic fluctuations.

[@tombarclay108]

I regret not getting into investing sooner. It's amazing to watch compound interest in action, and working with Mr. Joseph Sullivan Anderson, an FA, has helped me to understand the power of investing. I have accumulated around 350k.

[@Danielromerosol]

Coming across these comments presents an opportunity for me.... I'd like to start investing, but I'm not sure where to begin. I really don't want to screw up my finances. According to my online research... Mr Joseph appears to have the necessary knowledge and strategy. on his DMs already

[@FlorianWerfel324]

It's amazing to know that Joseph has had an impact on people other than myself

[@jdtravels5140]

No mention of homeless and drug epidemic in California.

[@bernie9728]

As long as I live there is one thing I will never understand. Why would anyone live in one place for most, if not all of their lives in one place and then when they retire they move to someplace new. They move away from family and friends to start over. How does this make sense? If you don't like where you live, then move when you are young. I live in a community that is 4 square miles. I was born here. I met my wife here (she is also a life long resident of this same community). We raised our children here. The first house I purchased when I was 20 was right across the street from my wife's parent's home. Our current house is two blocks from the house I grew up in. This community is home and it always has been. There isn't enough money on the planet to get me to move. I just don't understand the desire to live in one place and then move away from family and friends to start over someplace else.

[@alphamale2363]

Maybe someone only moved to their current location for a job/promotion, but is now retired and can live anywhere.

[@darkstar8827]

I moved from the west coast to Iowa because I couldn't afford the housing. I bought a nice house and am living in a great little (213) town and my house cost just 25 K.!!! 😁

[@tombailey6344]

Geoff, I've enjoyed your low-key, fact-based videos for several years now. So you surprised me with this video. I can't argue about the crime factor in Memphis, where I've lived since 1982. But how in the world can Memphis be close to the worst city of 250,000-plus for healthcare? Memphis has terrific access to good healthcare. Memphis not only is home to Tennessee's largest medical school, it has three hospital systems and all kinds of specialist and primary-care clinics. I think you factored in the large number of impoverished Memphians who, tragically, lack adequate health insurance. But that's a separate issue than the retirement topics you typically address. As troubling and sad as our poverty is, how is it a relevant issue for retirees who have the resources (including Medicare) and mobility to choose a place to retire to?

[@llais7141]

He did explain where the health care data came from and the factors used to arrive at rankings. standardized national data, not his conclusions. And why wouldn't all of us like to know how easy/difficult it is to obtain good healthcare in places we are considering retiring to?

[@greensombrero3641]

but Memphis has great barbecue - so I'm moving there. You need another triangle with barbecue corner

[@jeremykeller211]

Holy! How do you retire a city?

[@wolcottwu756]

1. Hostile/dangerous/dysfunctional populations, 2. Expensive, 3. Bleak weather. Got it.

[@mark5846]

A soft on crime DA in St Louis hasn't helped the crime rate.

[@AlfaKenyBody]

My target will be Europe. Most likely some finca in Portugal. Cost o living in USA is absolutely insane.

[@AlfaKenyBody]

@@ComeHomeAlready as per GHS index. Panama Indicators ; Political and security risk. 65.7. +3.6 ; Socio-economic resilience. 64.3. +8.3 ; Infrastructure adequacy. 83.3. +8.3 ; Portugal Portugal Indicators ; Political and security risk. 77.8. -0.7. 41/195 ; Socio-economic resilience. 94.3. +8.5. 10 ; Infrastructure adequacy. 91.7. ...

[@Zoe-ge3kx]

I have heard great things about Portugal.

[@davidsebastianelli1326]

@@Zoe-ge3kx They tax all of your income including any pension plan you may have and your SS.

[@cathy1775]

Have you been to Portugal? It’s a very dirty, grimy city.

[@AlfaKenyBody]

@@cathy1775 In terms of clean city, nowhere beats Singapore. Also, I believe when you pick one venue, you have to have in mind that hoping to find a place that scores A+ in all categories, is unrealistic unless there is no budget limit. I saw some places in the central Portugal still with unpoluted natural water source. As far as dealing with people, the less interaction even better. But I understand other people need that. I just dont care.

[@bobbiecostley5958]

5:00 pm

[@hotelboz]

What about the top 20 cities to retire?

[@urbanurchin5930]

There are dozens of videos on KZbin of the best places to retire.......try doing some research.....

[@tltinatl]

I'll take my chances on retiring to Memphis anyway. Retiring in Washington, DC, where I am now, is absolutely out of the question because of the COL. I'll stay here as long as I can, making as much money as I can, but the second I have to leave the full-time workforce, back to Memphis I go. I lived there for eight years in the 90s and know the place well, and my brother still lives there. I have no family for 800 miles where I am now. I don't mind if other people are afraid of the place because the more people stay away, the better my housing costs will be.

[@raylopez99]

Not a bad strategy...posting from Washington DC. A great place to be if you have a job and/or like my family been here for several generations and have paid-off property we rent.

[@peskymessy762]

10?

[@garrysinger9704]

Best to avoid living in the Confederacy as many of the states are equivalent to third world status. They are also taker states living off the Federal Govt. paying less taxes and receiving government handouts.

[@pmscalisi]

Lol. Ever been to Philadelphia?😂😂😂

[@awrogers3013]

Cost of living..Bay Area?

[@awrogers3013]

I’ve spent time both places and unless you’re not including Brooklyn queens and si, the Bay Area in 2014-6 at least was more in my experience

[@billyinthephilippines]

I do not think there is any city in the US that is worth retiring in,,,That's why we reside in the Philippines where it is much safer, friendlier and economical,,,,

[@TheOriginalMarimoChan]

I live in Honolulu and here are more reasons that it's not a great place to live: the stupid and CORRUPT politics, nepotism and favoritism in every sector from business to government, the inability to have things shipped to you (fertilizers, organic fertilizers, portable charger/power banks, generators, pesticides,etc), plastic bans that force you to buy plastic cups/utensils/plates/straws online (stores no longer carry them), excessive regulations on small businesses, homeless problem exploding exponentially every year, meth use and abuse even with the elderly population, horrible traffic jams, electricity prices climbing/skyrocketing (they dismantled HPower and the coal-burning plant), dependent on everything being shipped to us. I could go on and on. The pros are not needing to heat your home in the winter, no snow to shovel or drive through, healthcare and access is top-notch (yes, even the homeless get full care), people will let you in 99% of the time when you put on your blinker, relatively mild weather, great for ocean sports year-round, lots of good eating places in such a small area.

[@RatedArggg]

Some of Oakland's nicknames: Cokeland, Gunsmokeland, Go Brokeland.

[@howellwong11]

Also Blackland.

[@darrenshebell3563]

This guy doesn't recommend Memphis...