100,000 immigrants are leaving Canada 🤯 | Reverse Immigration 🇨🇦

[@rameez9147]

Me and my wife left last week.

[@avijitbasu5789]

Congratulations!!! You took the correct decision.

[@davidchau4861]

good choice , now spread the word !

[@Samie.8789]

Only paindo Punjabis go to Canada 😅

[@sameerranjha6664]

Why can u plz tell me

[@kumarm9221]

Congratulations🎉🎉🎉

[@dattsud]

Very informative as always! Thanks for making it simple and to the point.

[@maaki3389]

He himself brought his brother; sister; sister in law; brother in law and now all of them will produce kids here - No use of such population to Canada. He and his wife himself came using fake documents when thy were not even having jobs in India.

[@nishanthshouri6726]

Wonderful analysis Navjot ! Really liked that you are transparent and honest in your approach and not sugarcoating anything

[@liyalouise9034]

Thank you Navjot. This gives me answer to my all my 'What if 'questions.

[@growwithnav]

🙌🙌

[@JakesRandomAdventures]

We just moved to the USA after acquiring Canadian citizenship ❤

[@SuperKing604]

So u used canada have some shame!

[@JakesRandomAdventures]

@@SuperKing604 Nope- we’ve properties and pay our taxes in addition to contributing to a ton of charities in Canada. So instead of harping your jealousy here, how about doing something for the greater good?

[@CanadaMath]

In 2004 I wrote a somewhat famous article called 'Top 8 reasons not to immigrate to Canada'. In short, the Canadian authorities tried to destroy my life. They made it so that I could not be employable in Canada. So I moved to the U.S. in 2005 and then some years later I moved permanently to the Philippines. I am happy that so many years later videos like yours are saying essentially the same things that I did. I was ahead of my time. I will never go back to Canada. Not to live, not to visit, not even a connecting flight. Too cold, too expensive, taxes are astronomical, no culture, no freedom, no jobs, no opportunities, only modern slavery, worst healthcare system, unbearable political correctness, crime infested/drug infested, xenophobic people, too depressing. It has become a North Korea style dictatorship in the western world. Their are many reasons why Canada has fallen apart. But the number one reason is ‘multiculturalism’. My friends, multiculturalism simply does not work. Different cultures do not come together and mix, different cultures come together and clash. The world is divided into different countries for a reason: because people hate each other and only want to be with their own kind. The number two reason for Canada’s demise is ‘socialism’. In this modern era of aging populations, it is mathematically impossible for socialism to continue. The government does not have the money to take care of old people and provide healthcare, pensions and the various other benefits, even with the astronomical taxation that burdens hard working Canucks. Well Canada, you had a good run. Time for Canucks to move to an emerging country. We welcome you here in Southeast Asia.

[@bm5043]

Spot on everything you said, sad but true. Your personal experience of Canadian government is no surprise to me. The real threat to freedom is the fascist elements which may prevail in the establishments.

[@lakeofbays1622]

The US authorities also destroyed your life?

[@sagargiri758]

If multiculturalism doesn't work, the why the hell you want people to move to south east asia? Or does it only not work when people are immigrating to western countries?

[@sagargiri758]

If multiculturalism doesn't work, then why do you want people to move to other developing nations?

[@CanadaMath]

@@sagargiri758 Good question! I can only speak for myself. I am one person. Here in the Philippines there are 110 million people. Of which 99.8% are Filipino. So me being here in the Philippines does not contribute to any multiculturalism whatsoever. Also I have integrated and assimilated here. All my friends are Filipino and so is my GF. I am not imposing any foreign culture or religion onto people here.

[@derekturci]

Great video! Very clearly explained why there's such a push for immigration

[@stephenletts4942]

There is a push for Immigration because we have no birth rate and we are aging out- about 40% of Canada is over the age of 65. eventually without birthrate, there will be no workers, no one paying taxes, no money for roads and infrastructure. Just money going out- retirement- medical.

[@lakeofbays1622]

So when are you leaving Canada? Do you have any statistics on number of people leaving Punjab every year?

[@moisesrodriguez7650]

To get anything from normal investment you need a 12 percent plus interest rate. Better buy silver and gold. Inflation will never get your savings

[@bradzimmer239]

NICE......India wants you folks back, so please book your flights now. All the best to you......:) Thank you so much.

[@JMian]

sorry only after 65😀😀

[@fasteddy-fd3kr]

Not enough. Need a lot more to go back!

[@britters220]

Not enough houses for the level of current immigration

[@yabbadabbadoo8225]

There's no future in any country where housing and food chews up your whole income May as well live in Bali and enjoy a relaxed culture with splash to spare

[@dipin83]

how can you invest $3000 per month in TFSA when the contribution room is limited?

[@growwithnav]

$1000 per couple per month in TFSA, rest in RRSP or non registered… which is why I said it will only be partially tax free

[@nhirani4829]

Have you guys thought why he himself (Navjot) aint moving out of canada

[@growwithnav]

Because I like it here :)

[@justthetruth5945]

Later!!!!!

[@TherealKarim69]

Going back to dubai soon 😌 😎

[@asimmsiddiqui]

Thanks Nav. I have been in Canada for the past year and half. I am originally from India but now a British citizen. I was in Canada on a work permit but now moved back to uk. we did seriously consider migrating but there are so many thing that u have highlighted in your video. However I would like to add a very important point that you have not touchd upon. Its the school education system and then further education. The school education is tremendously relaxed, does not prepare children for the real world and then there is lot and lots of indiscipline. Mind u I was living in Oakville which is believed to be one of the posh places to live in Ontario. Many schools do not have proper class rooms. My girls who were in Class 6& 8 use to sit a porta cabin which was there class room. Thereafter there is a serious bottleneck if ur child wishes to pursue a career in Life Sciences. Sorry, but if u were to ask me then Canada is a serious waste of time tbh.

[@emailshe]

May I know why you initially decided to move out of UK, UK is always a better place with more jobs was my tought

[@sz4846]

Correct. Everything is doomed here. I am planing to move out asap to better life and place for my kids

[@frankfanning6341]

I've lived in a town in a western country for 50 yrs. Population 25,000 (near major cities that are very diverse/liked). Until 3 years ago, most citizens in my town would RARELY have described our home as a "college town". If ever. Even though the college opened 6 decades ago. Even though it has always had a good reputation (and many programs). Even though we've liked it a lot. When the college was talked about, it was seen as a place where many minds go to learn every semester. To embrace a career. Plus international students of all races (like our town of numerous races) were seen as adventurers wishing to also learn about our country. Perhaps one day they would wish to stay in our country. Why? Because they grew to like it (and it's people) and wish to remain involved. These thoughts have changed IMMENSELY. Since 2019, many long-term citizens feel like our college classrooms and dollar stores and convenience stores and hotels/motels/homes and restaurants have all quickly turned into a BIG immigration system for thousands of Indians wanting PRs. I sound cruel but I'm not a cruel person. I'm just concerned by the high-pace and high-volume (housing prices are SOARING) ... and about exactly how things in town are changing too. Because rich Indian men are also very quickly buying many of the above places (minus college), AND they are changing things in ways where someway/somehow (by a far margin) eventually the Indian boss benefits most ... followed by people HE trusts (and 90% are Indian). Longtime citizens are feeling more and more hurt by their sudden firings, by their hard-earned invoices (for completed work) not being paid, by feelings of discrimination in multiple areas i.e. intangible services. The common denominator is centering around power-driven MEN (raised in India). They appear kind, yet occasionally not (in a strange way that's hard to explain). We regularly see them not appreciating their Indian staff! Especially women. So much so that I Googled "caste system" recently. Something I never was interested in doing before. I'm surrounded by fun citizens who have strived to be kind, racially-diverse-oriented, and WELCOMING people. But now they're not knowing what to think. And the concerned are not all white ... nor non-Asian. Our city friends are saying the same while witnessing a very sharp spike in Indians claiming asylum at the airports. Scamming being discovered more & more as even Indians (who immigrated decades ago) complain about it. Most citizens here are not rich. Most are middle to low. We have a homeless crisis happening since pandemic. We lack space and infrastructure etc., for a tidal wave of people. India is deemed a safe country with potential ... that doesn't meet refugee status. So everyone is wondering "what's up". PS Many Indians we've met are great. It's a select few ... plus the PR frenzy ... & maybe caste sometimes ... that's causing concerns. And we know our country's leaders have made some mistakes along the way in regards to wanting immigration vs ability.

[@hemantthorat3691]

India is 1.4 billion population which is roughly 18% of the world. So when you talk about India you are talking about 18% of world. Whereas In India , Canada is considered as country harbouring terrorists for its political interests.

[@aqal5333]

Very well put together, thank you. I thought this mass influx of Indians was taking place only in Toronto, but no, it's everywhere. Sad. I have written to Mr. Miller to put in a quota system.

[@manh9105]

Jagmeet Singh and his khalistani friends are the reason for your troubles

[@aqal5333]

@manh9105 Plus, all the other hundreds of thousands of Indians, many modi supporters, quitting India every year.

[@avijitbasu5789]

​@@aqal5333 GUJJUS...But, Gujjus ( unlike Punjabis) intend to utilise Canada as a TRANSIT POINT. Their aim is to use Canada as a STOP GAP to sneak into USA.

[@OhhCats]

Housing crisis will not go away. Canada must change its zoning rules to allow European-style multi-apartment condos in more places. Licensing requirements must also be relaxed so that specialists from abroad could get jobs in Canada if they already have license and experience in another country. Especially doctors and nurses - there is a terrible shortage of medical professionals in Canada

[@meaghanorlinski8464]

This! Our suburbs are making everything so expensive. Every house then needs multiple cars just to exist- such a huge expense. And then the traffic jams. Commuter culture is killing the Canadian dream.

[@Rabadaga]

Indians should return home to India. Modi has made India a booming economic paradise and a new Ram Rashtra where Hindu deity Rama will look after everyone with the new Ram temple.

[@vineetlove80]

bro you have churned out a very high quality content after a very long time:) awesome presentation backed by numbers and not retorics.

[@msingh683]

😂😂 Was planning to come to Canada. Now planning directly to Dubai

[@mntzar3137]

good idea, stay away from Canada

[@vivekrajput1922]

bro but it will be alright in some time. Because canada is also improving their policies . it happens to every country . but It will be alright right . thanks man for making videos and getting us informed .!! om namah shivay !!

[@lanxlanister8721]

I have already drafted my 2 year plan to leave Canada. Once I pay off my student loan am out… I already bought a house outside Canada. Am not wasting my life in this country that don’t want to improve

[@veerchavda1502]

[@growwithnav]

💯 great plan

[@canadianindian1918]

I have done same thing. I came to Canada in 2011, and instead of buying in Canada, I have a fully paid very nice 3BHK (in the range of 1.5cr) fully paid off. Just this year, I have enough saved on top of this which can generate Rs 1 lakh passive income / month. I am just 35. I can quit my corporate job, work remotely from India, may be take more risk and may be one day will buy a good detach -lake ontario facing hosue.

[@veerchavda1502]

@@canadianindian1918 Wonderful

[@sheeravtales]

That's a solid plan and on the same lines I am going to buy primary home in Canada soon and I have some properties in India and will keep investing in India. Based on how things go in Canada who knows we may see better Canada and start investing in Canada as well

[@veerchavda1502]

@sheeravtales Yeah. Just on safer side we should continue to invest little bit in India

[@sandeepshresthasir]

Now when we are close to immigrating to Canada, now this video comes. This video needs maximum share

[@growwithnav]

Wishing you the best 🙌

[@WiseTreee]

Come to Canada, do not invest in real state, don’t take any car loan or home loan, just survive for 3 years with minimal liability, get Citizenship and move to USA.🇺🇸

[@bradzimmer239]

NO....Please don't come to Canada. :)

[@avijitbasu5789]

Before planning to immigrate to Canada, you should had done your Home Work. Canada is a DEAD nation, now. One should realise that if IMMIGRATION IS EASY, SOMETHING IS FISHY!!!

[@avijitbasu5789]

​@@WiseTreeeSuch tactics are nothing new. Since last two decades, Desis like me have PERFECTED 3:13 this scheme. Now US IMMIGRATION is too alert when issuing TN 1 ( NAFTA VISA). The offer letter must match the REQUIREMENTS of your education and skills that validate the expectations of US IMMIGRATION.You must have an university education from a RECOGNISED UNIVERSITY, ( not HUMBER COLLEGE)

[@shivamtyagi6367]

This is what I have been talking to my friends and they look at me like someone who is always cribbing. A very good video with good explanation Nav. Rise and Shine 🧿

[@ukrainemylove6184]

Importing villagers from 🇮🇳🇨🇳 for slavery in 🇨🇦to feed local pensioners 😱 doesn’t worth your golden age of your life in this state . Manufacturing moving to Maxico , big business to 🇺🇸. It’s not 🇺🇸🇪🇺 Dear 🇨🇳🇮🇳 don’t waste your time and energy in 🇨🇦🙏🙏🙏

[@sumeet5133]

you should also come perminently to india.

[@growwithnav]

Ok

[@viditdeswal]

You’re a mortgage agent and you work in industry that destroyed dreams of thousands of immigrants while you got fat on their money. Canadians pay over 60% of their income in rent or mortgages. So tell me how will they have any disposable income after spending on groceries, car, internet, telephone and insurance? People in real estate industry destroyed the Canadian dream and put the whole economy in debt. Time for introspect and course correction. I have no sympathy for realtors, mortgage agents and landlords who are biggest culprits.

[@growwithnav]

So, you feel like a victim? I don’t think you can stop anyone from doing anything, the only thing you can control is your actions that can change your life.

[@mntzar3137]

What he is not telling you is that there's a yearly contribution limit to TFSA, that is you can NOT invest more than $7000 a year as of 2024. So you can not contribute $1000 every month like he is saying! very misleading

[@mntzar3137]

What he is not telling you is that there's a yearly contribution limit to TFSA, that is you can NOT invest more than $7000 a year as of 2024. So you can not contribute $1000 every month like he is saying! very misleading

[@yogeshpuneethvemula3180]

Great video and insights but I don’t think we can contribute 1k per month to tfsa. As the limit is 7k this year. So it’s more approximately 500 per month. But ofcourse can contribute to other margin accounts and get partially taxed as mentioned In later part of the video.

[@homemovies75]

1000 if couple, he said 500 per person is what he meant indirectly

[@stephenletts4942]

Canada is a big country - you can fit all of Europe in it. This country is not a singularity. The province of Alberta is the opposite. The right wing needs to stop categorizing Canada as one place, it is made up of 13 Provinces. Each one is totally different different cultures, different governments. In Quebec French is the primary language and has totally different politics. One can't categorize Canada with a single brush. At present time the whole world is going through changes, wining and bitching about Canada like it's a single place is not logical. We are the second biggest country in the world, ( area) , the Province of BC has no relevance to any other province, or GTA ( Toronto) one area code, has more population then all of western Canada. The real east coast - Atlantic provinces also is another country, Newfoundland has nothing in common with the rest of Canada. So many people are bitching about Canada, like it's one place, Halifax , Montreal,Toronto, Winnipeg, Edmonton, Calgary, Vancouver, Victoria, Yellowknife, Kelowna, all have nothing in common. Different cultures, politics and issues. Stop painting the country with one colour. The USA, England, Europe, all are in the same boat. Open up eyes and ears and look at the planet, we are all in the same situation.

[@nimbledoorco]

You're wrong. Your "take" on Canada is part of the reason Canada is moving downhill.

[@stephenletts4942]

​@@nimbledoorco "You're wrong"... please elaborate - that's all you have to say? Do you have any idea of the history of Canada? on the West Coast - BC - We have First Nations - establishing territory. Quebec - part of a French Nation ( New France) that took up most of North America, From Louisiana up the Mississippi) - Newfoundland did not join Canada until 1949. Alberta was part of the NWTC trading routes- a mixed nation long before mixed nations. My take is based on history - culture and the relationship with the USA. That border exists because the French sold Lousiana and Russia sold Alaska to USA. Canada Bought the Hudson Bay land. North America mostly was bought - not some big war other then war of 1812 and the American civil war. Both established the 49th- kiss the ring stay North. Canada has never been a singularity other then the Union Jack.

[@nimbledoorco]

@stephenletts4942 good way to keep us divided. I've studied the history of Canada comprehensively. It's been a while since I have, but what I remember most is how ugly it is. The lies told to people, not just first nations, the deceit. Nothings changed. We just paint it all with rainbows. I'm not saying Canada is bad. But let's not pretend our shit don't stink. In addition, if we're one nation, let's start acting like one or separate into sovereign nations and get on with the show. If I could change one thing is I'd like to see elected senators, two per province, just like in the US. It's absolutely nonsense that the greater Toronto area has more voting power than most of Western Canada. I don't care how many people live there.

[@nimbledoorco]

@stephenletts4942 also, we don't live in the past. The past is history. I prefer to look at where we're headed. Our government needs more accountability to the people. Enough of this republican monarchy. We should be able to elect judges, senators, vote on municipal, provincial AND federal policies. And I'm mean make it regular thing, not just every 5 years so they can tell us one thing then do another. Too many Canadians say we're some great democracy. That's just not true. We are not, and we are far from.

[@canadianindian1918]

Hello old friend! I hope you remember. I have been trying to comment on your videos to educate your viewers. I predicted interest rate increasing back in August 2020 when you were just fresh off the boat and buying pre-cons. All this while, I was just following your journey to see when you start speaking the truth,, and turns out this video is the most important videe among both of your channels. cost of failure or rist taking is education, and it's good to see some good lessons learnt. Also good to see how you are using your platforms to educate other people.

[@canadianindian1918]

Here is my next prediction - Canadian Dollar will fell from 1.3 to 1.7 compare to US currency.

[@sheeravtales]

​@canadianindian1918 This is 100% correct as the rate of interest go down value of money will drop hence cad will be more cheaper

[@scorpiontarsh]

Everything is well prepared in the video except for TFSA contribution suggested. You can't contribute $3000 per month in TFSA account. You can contribute only 7k per year per person.

[@JMian]

He mentions that. Thats why he says its partially tax free

[@ajcan89]

We struggled a lot in last 7 years and couldn’t save anything. Finally we both have decent jobs, we are living below our means and saving so that we can move out in 3 years from now

[@maaki3389]

Canada is not for dumb and stupid people...........................Its like 10th class fail getting into IIT - He will not get success. Trudeau gave lot of 10th class fail immigrant admission in IIT with easy PR and then citizenship.

[@kumarm9221]

Irony is we work more harder to leave than the amount of hardwork while coming.

[@VenkatGrayEyeMortgage]

This is such an eye opener for immigrants. Not every one can achieve financial freedom in Canada. We got to work on math what's working for us 👍

[@growwithnav]

Thank you Venkat 🙌

[@veerchavda1502]

True

[@stephenletts4942]

You talk about Canada like it's one place, you know you can fit all of Europe in Canada. We have the Pacific and we have the Atlantic. Montreal , St John's, Vancouver have nothing in common, different governments, politics, culture and languages.

[@bhuwin6186]

yeah the fact there is mortgage in your name we all know how you achived it

[@carpediem7654]

​@@stephenletts4942 the Canadian economy is broken everywhere. Coast to coast.

[@JerryAgenyi]

This is really detailed. Thank you for the work you committed to this.

[@eaglehead1]

There never was a dream in canada stop trying to be like the USA, so freaking annoying.

[@lifeunlimited3767]

Why would you invest in Canada if you want to retire in India, especially when you can get a return of 12-15% in India easily. With the current geo economics the currency translation is not going to be unfavorable if you invest in India. There are so many assumption in this video part of which are necessary but to anticipate real estate in Canada will grow to such extent even with same level of immigration is false assumption cos either the immigration will sustain or real estate appreciation both together is difficult especially when lot of other countries have opened immigration.

[@pragyapalit9485]

Great video as usual but the question I ask is by 2041 when I will lean towards old age what about my support.. I end up paying almost 40-50%of my salary in tax for other retired population, but when I retire what will I get? I as a new comer struggling to get a proper healthcare and family doctor... Special doctors give appointments in months... When I grow old, do you think this will change? It's a matter of basic security. And I don't feel secure after moving here. My life was lot more secure back home in India amenity wise. Multispeciality hospital was inchaway.insurace covered almost everything..what now?

[@mannysubramanian8393]

TFSA contribution cannot be made when you live and work outside of Canada. Beware there are hefty penalties that would wipe out most of the savings. Make sure you get the complete information before deciding.

[@Mia-q6d]

People are living Germany to. Food is expensive and Holiday. Time to go back in our country's.

[@LuckyBombay]

If someone is a Canadian citizen and not doing well in Canada right now , they should leave … if ever Canada starts doing better , they can always come back … no need to spend the good years struggling , not saving and living in cold weather

[@sheeravtales]

Great information in the video Nav. The problem slide directly points to the low competition in Canada for majority of the businesses, which is the reason why there is no innovation and growth in the sector That translates to low productivity and high cost of living and low incomes. If you look at Canadas job market majority of the jobs were in public sector which is where we know productivity is very very low. Canada has lot of natural resources with which canada will survive but if canada does not fuel innovation and productivity this country will always have pressure from multiple ends. Canada will have to increase taxes in future. Further in near future CAD will be more cheaper as rate of interest go down. Meaning 1.7 or 1.8 cad to 1 usd ...how to plan for this change?? I am hopping for a change in 2025 which may bring some hope with multiple policy changes. Otherwise my strategy for now is to have primary home in Canada and invest everything in India or USA and move whenever things are clear that Canada is not growing much

[@growwithnav]

I agree. But if canada is smart, they would reduce interest rates slower than US to stop their currency to depreciate. But with elections coming; they might be tempted to follow US - which will be a mistake, but as we have seen across the world politics >> economic health (Sadly)

[@stephenletts4942]

..."Otherwise my strategy for now is to have primary home in Canada and invest everything in India or USA and move whenever things are clear that Canada is not growing much"... what does this even mean? Home in Canada - Canada is 9,984,670 km2 - 13 Provinces- Three territories - all of Europe can fit inside. Canada is not growing much? which part are you talking? it is at least five days to drive across Canada. Where I live on Vancouver Island - it is 8 hours to drive to the top of the island. One needs to learn about our geography and the many cultures and first Nations who call Canada home. Each Province has its own government, Canada is a British Parliamentary system just like England, each province also has the same type of government. the only thing common about each province is we all use the same money and if you have a Canadian passport you can move freely from province to province, but does not mean the Education you received in one Province is good in another, it is like that for everything. so using "Canada" to talk about Canada is silly. Every province is like a different Country. There is more in Common North and South then East and West. British Columbia has more in Common with Washington State then it does with Alberta let alone Ontario.

[@everydayfun9531]

If canada reduces their taxes a little then more people would be keen on moving to a country like canada and be able to develop the Canadian economy and give more jobs to Canadians in canada!

[@spawn11]

Canada is overpriced and overrated. Saare bund maaran te lage hoye, car insurance, taxes, rent or mortgage, groceries, these are only basic exoenses. U don't have any money left for savings or entertainment

[@parasdattani8049]

Four reasons I left Canada - 1. Over marketed on quality of life. For labour and refugees immigrants, it’s game changing to move to Canada but not for rare skill person or smart workers. Like Doctors, Engineers or Entrepreneurs, if you are making more than 80k/mo (1000 USD) in India - it may not make sense to move to Canada. 2. Medical sucks. Schooling is incompetitive. And the facilities is degrading. Surrey Roads are comparable to town roads of Tier2 countries. 3. Super slow on innovation. For buying an insurance, you need to go to a physical store. For transferring 5+ lakh INR, you need to go to a physical bank and stay hours in queue. Passport office takes your entire day. Even countries like India has solved all these problems, while these first world countries are yet to catch up. 4. Extremely bad weather. Snow everywhere. 7 months it’s get dark for 15+ hours. It’s a depressing environment.

[@carpediem7654]

It's very concerning that 100,000 people are leaving a country like Canada every year. If 100,000 people were leaving Afghanistan every year that would make sense but Canada? That's a sign that something is very wrong that people are unaware about.

[@user-cc5od3zk4p]

This country has nothing to offer anyone. Look to other countries.

[@bazlur-Vancouver]

Many retirees may want to work full-time part-time or seasonal, but not every company will hire them, although most of them are very productive. Too much bureaucratic bs. many can do online or other business, but taxation, rent a place is not viable.

[@growwithnav]

All retirees should work for sure. But not because they have to, but because they want to 😀

[@aalampara7853]

Please everyone leave to US or UK leave us alone

[@sarhban11]

Who will work for you then oldies ?

[@aalampara7853]

@@sarhban11 Your grand kids!!

[@borntolive833]

your entire maths goes for a toss if we consider whats going to happen in another few years when the dollar value is expected to go for a toss against currencies like INR etc

[@mntzar3137]

What he is not telling you is that there's a yearly contribution limit to TFSA, that is you can NOT invest more than $7000 a year as of 2024. So you can not contribute $1000 every month like he is saying! very misleading

[@hunktimes]

Potato tussi.kado leave karna g 😢😢😢😢???

[@elizabethkaranja570]

The most informative video in the whole web❤ . So should we just forget about CA and head straight to UAE and usa?

[@jarnailjolly1856]

Very well explained. Keep up the amazing work, you are helping alot of folks around.

[@amonzart2379]

I ll tell you this as a foreigner and never lived in Canada , Any country where West has social/economic influence will be like this maybe not today nor tomorrow but someday. Developing countries with potential will copy these awful policies because of this misbelief that anything that comes from west (North America/Europe) should work just fine. If Canada still on the game our sh*t hole country also will do fine...... Punishing success to reward resentful and entitled groups and worsening corruption. Just in case you want financial freedom BOOM more taxes but never a solution for strugglings of the majority.

[@yoachu]

Canada no longer needs sandwich makers or delivery drivers… if that’s your skills, stay back and atleast you save the consultant fees.

[@parthpasrija3640]

I'd like you to also tell the quality of immigrants coming to canada, what kind and type of economic add on these immigrants are contributing. Are these immigrants coming here with rare ideas in thier mind ? Or they just have a dream of driving a truck or do some kind of theft or scam ....

[@stephenletts4942]

Remember each province has its own jurisdiction.

[@phibinphilip2491]

Us and Australia has more opportunities.

[@fsaldan1]

My nephew and his wife migrated from Brazil to Canada, got citizenship, bought a house in Vancouver, and lived there for some four or five years. They recently moved to Tampa.

[@photophilic_spook]

This calculation is mind-boggling, completely shifted the persona around reverse immigration. 20cr in just fixed deposits can give 11.5 lac monthly just by keeping money in the bank.

[@growwithnav]

🙌💯

[@Zim-B00B-C]

Do you think the value of dollar will remain the same as it is today?and TFR of India is also on steep decline it's already below Replacement level , Elderly population will increase upto 25% before 2050

[@jimjones1630]

Yeeeeah sorry about that whole scam our govt pulled on you guys. We really had no room or resources for you. No hired doctors or nurses. No hired child care professionals, no hired mental health specialists. All we wanted was for you to buy an overpriced house and pay taxes to our govt. Again, sorry bout that

[@stockey]

100,000 immigrants are leaving Canada, nice.

[@RowdyChocolateOfficial]

I’m totally gonna do the latter just to be cool! Cos fuck easy life, I’m gonna GO HARDDD! 2024! Let’s get this!

[@growwithnav]

Hahahaha let’s goooooooo!!

[@Jooyyyyy-o1d]

I also leave Canada last week

[@jay1645]

Oops about to retire and was hoping the large and eager immigrant community would pay for it and keep the eco churning

[@18fghktvilin]

Make vidio in punjabi also

[@amitrathi7054]

It’s not just about retirement it’s about living today which has gone worse, who care about retirement whn one does not know if you will live enough to be in retirement

[@growwithnav]

Whatever works for you. It’s not compulsory to save / invest for retirement - everyone is different. Do you have life insurance?

[@amitrathi7054]

@@growwithnavNo Sir, Not yet I do property investments in India. But I must say your videos are very informative better :) than the rubbish ppl do on youtube showing their personal life stories, who care what they do

[@Sai-gv6sk]

Very insightful, keep up the good work….. Also, can you make an other video about your take and experience on financial investment and retirement savings ?

[@daveb2524]

Bye!!! 🎉

[@vamsiprasanth]

As tfsa limit is 6k per year , investing 1000$ / month is not possible.

[@VenkatGrayEyeMortgage]

He was saying $500 per person. As a couple it is $1000.

[@vamsiprasanth]

Thnx ​@@VenkatGrayEyeMortgage. I missed that

[@growwithnav]

You can also invest in other registered accounts if you are high income to save on tax 🙌 TFSA limit for 2024 is $7000

[@asfarshakeel9390]

Hey Navjot! Thanks for the video, super informative,as aslways! 😊. Would it be a good idea to minimize/stop contributions to TFSA if we intent to buy a house between 2024 Q4 and 2025 Q1? Its best put the money to down payment and avoid the risk of stocks until closing, right?

[@growwithnav]

You should max out your FHSA first in my opinion (before TFSA) - this requires more elaborate planning - I worked and saved aggressively without putting money into TFSA - but your situation can be very different

[@bharat.dodeja]

You may buy 1 year Redeemable GIC into TFSA for your down payment as short term investments. This applies if you have maxed out your FHSA and have contribution room available in TFSA.

[@asfarshakeel9390]

@@growwithnav Yes of course, we maxed 2023 and intent to do th same for 2024 FHSA. Was thinking about TFSA. Makes sense, thanks!

[@jayantarora5934]

If you are planning to buy home, then I would suggest to invest first in FHSA and RRSP as both will help in tax saving and can be used for down payment. After that you can start investing in TFSA

[@mihir40]

Great analysis Navjot as always, however, I am very bullish on Indian economy and strongly believe that down the line, the dollar value will not be the same. Therefore, if the plan is to retire in India, some of the Investment must go to India in stocks, bonds or real estate :)

[@jay1645]

india stock mkt. got me 22% returns in '23 .. impressive

[@growwithnav]

Agree 💯

[@screwfeaar]

How you invest in Indian stock market? Using ETF listed in TSX or by transferring money to India and using Indian trading account?

[@mihir40]

@@screwfeaar Unfortunately haven't started yet, exploring options. Have recently started in TSX. But the best way to invest in India is SIP or direct equities from NRI or NRO account.

[@screwfeaar]

@@mihir40 Got it.

[@maheshrathod204]

but Canadian minister was telling to media that our economy is very well structured and there is no house crisis ???

[@NaNa-lt1po]

Well, they can always import certain ideologies they love and support. as we are currently seeing in the marchs'. They should contribute to the economy 😂😂

[@jd1521]

Thank you Nav. In addition to your plan on retiring in India, I would like to add 'Universal Life Policy' where we can invest our money & (partial) withdraw it without tax implication (after 20 or 30 years). Only cons with UL is most of insurance companies charging comparitively higher MER (approx 2.3 to 2.7)than vanguard or other fund house.

[@master15951]

U didn't mention Debt took under Trudue 700 B to 1.4 Trillions, that need pay back, spend like Drunken soldier, (also part of WEF program. Make miserable for people) For 1.4 T debt service is 55 B/it will go up. Deficit 40 B, need to borrow 100 B / Year

[@iashaikh20]

So glad to see Navjot grow so good ! Hope to hear from u...if at all you would remember me 😅

[@PlatinumPuppies]

With your decision to become a mortgage agent at the worst possible time and investing in a city KW, that has seen the largest decline in prices from the peak and getting blacklisted by the United States government from entering the USA, you should seriously too think about going back to Chandni Chowk.

[@growwithnav]

Thank you! You opened my eyes 👀

[@palsidhu321]

Hello Nav . Good information How about if I like retired in Canada. How much I need here?

[@growwithnav]

Do watch my video on retirement planning

[@tahsinsajid8672]

The harsh weather, lack of job opportunities and higher cost of living compared to salaries are the reason people eventually decide to leave canada. Because skilled educated immigrants think they aren’t getting enough rewards for their efforts and time which is super demotivating.

[@krishna05yadav]

This is true, people are struggling to save enough to live comfortably. Housing is a dream for most of the immigrants. Medical facilities are third world. India is far far ahead in medical facilities. What's the point of living here if the life is just an endless struggle.

[@stephenletts4942]

These are Provincial jurisdiction.

[@AV-tv6xf]

Full Canada will deserted then also I m sure Gujarati from India will not leave bcos of their greediness.In Gujarat there is a tendancy that if ur child is Abroad then they fly in the sky.but in real they don't say anyone true story about their child's job.They roam with tag only and feel proud.

[@TheRaimaxr]

Not Buying a Primary House and renting for 30 years no matter where you retire is brain freeze. Renting will max out your savings even with avg inflation rate even though game has changed a lot after covid.

[@bestofpkl0853]

What about your kids? Will they go back with your after 30years?? Don’t they need a roof over their heads if they plan to stay in Canada?

[@lawyerkppatel]

Amazing. Really knowledge videos. Appreciate your time spent on research and calculations

[@WorldTraveller0001]

One of the big reason for cheap homes 🏡 in USA 🇺🇸 is cheap illegal labor

[@deepakbatista4253]

True bro many work for 8 dollar hour

[@letssee5430]

bro thinks inflation is a lie segmantal inflation is as high as 12 percent

[@dollarwise2662]

nice video but the 20 cr INR conversion of CAD (1CAD/INR 62 approx) 30 yrs down the line is based on the assumption of exchange rate remaining a current levels 30 yrs from now. Understand that it is difficult to do long term forecasting on exchange rates, however it needs to be kept in mind that lots of factors play into exchange rate determination one of which is exports. Considering the path that India is on now, highly unlikely that the exchange rate will remain at current levels or the variance between CAD/INR will be at current levels 30 yrs down the line. So, this assumption of similar exchange rate 30 yrs from now contains an inherent weakness and should have been touched upon adequately in this video. If you have valid facts to support your assumption that exchange rates or the variance will remain at similar levels 30 yrs from now, please share with your viewers. I think along with me, many of the viewers might have a similar question and it would be helpful to all of us if you could provide some support for this impactful assumption used in your calculation around CAD/INR? If the INR gets stronger, this calculation would look very different impacting your conclusion of a comfortable retirement in India after accumulating wealth in Canada.

[@sheeravtales]

I think that was an assumption that cad to inr will be around 60. Nobody can predict that conversion for 2055 as many things will change in geography. Both Canada and India have risks in how they will grow in future whichever country does the best risk management will win and I am right now highly optimistic on India so best would be to keep investing in both countries

[@growwithnav]

last 5 years - we have moved from 52 to 62 😀 - last 30 years, 23 to 62. So many factors that play into exchange rates. For one, if INR appreciates to USD, let’s say from 80 to 40 a dollar - all Indian IT companies will lose half their revenue on USD contracts (which is a lot) leading to mass unemployment. And if the companies double their prices to compensate for the exchange rate, US companies will stop outsourcing - which will again lead to unemployment :) it’s extremely difficult to forecast these things.

[@lakeofbays1622]

I think it will move from Rs. 62 to 80 in 15 years time. I don't believe all the bombastic projections from BJP.

[@bajajabhinav]

​@@growwithnav your predictions are heavily biased on one side. The world economy is changing at a fast pace, India and other developing countries might not rely upon the dollar. Heard of BRICS strategizing their own currency or India barter with African countries or buying in the Indian rupee? IT export from India is just 1 aspect of Indian economy, India is already working towards trading in rupee, so I am sure the economists have deeper knowledge and plans towards risk of rupee gaining value against Dollar. BTW, India is gonna be the biggest market for all US and all western companies. Things are not the same as they were for the past 20-30-50-100 years. Have you heard of De-dollarisation? Next 30 years of the future are gonna be more disruptive in tech, economy, politics, and world order.

[@mayank12345able]

Great video, Can you make a video on direct me to channels which explains tax and immigration process to india. I have questions like do we take canada citizenship and oci and live in india or we re new our or cards. How would OCI taxation look like?

[@growwithnav]

None exist. You should talk to an accountant in India.

[@supertramp1692]

If you are looking to go back, move asap. Canada is not a shortcut!

[@JV-ds8zm]

100k Indian moving out but there’s another 500k coming in

[@Harry-yx3ib]

Those returning must be a canadian visa reject 😂😂lɓ😊

[@navdeepsinghbedi6218]

What are your views on universal basic income would that help control inflation or totally turn the tables on the wrong side? Please provide your understanding

[@shivamtyagi6367]

Can you please make a video and add one more comparison with investing in India rather than in Canada. Thanks

[@arrpitjjain2948]

Quality of immigration is a concern for Canada.

[@lakeofbays1622]

It is lot better than what UK is getting as well what US is getting from the southern border.

[@Carolinapetroska]

I would say 'lack of quality's; the government just took some millions of poor Ukrainian refugees that are all dependent on our tax payer money. They are poor, not well educated not speaking the language and full of psychological issues that our health care system has to deal with and support. But that's what the government wants.....

[@Amankumarrrrr]

i am going to India Permanently.

[@davidchau4861]

good choice 🎉

[@susannawong3240]

Incredible technical economy education for immigrants including expatriates. I love it n wish your youtube account grows successfully ❤

[@growwithnav]

Thank you 🙌

[@CNC2024]

Please keep in mind, skilled people are leaving.. not just people......!!!

[@kunalmahajan5004]

Nice video Navjyot. Super helpful. I'm following whatever you've shared to the T, almost Retirement in Canada is a dream I dread. Perhaps you could create a new video which gives the FIN or the $ needed to retire in Canada.