11 Harsh Realities of Life for a 60 year old retired man.

[@joekuhnlovesretirement]

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[@tomj528]

I'm not giving up my spreadsheets!!!! I know at some point I'll have to turn to a financial advisor as I age but I have a hard time trusting my investments with someone that can't build their own personal wealth.

[@evalangley3985]

Timestamped pal... Learn to youtube, you are 60 years old...

[@stevefarris9433]

Life at 60 was fantastic for my wife and I. Was able to retire very early. We took two years of driving around the United States, then took a trip to Europe, England and France. Traveled from Texas to Florida twice a year for a two week stay with my Brother and his family. Made 2 trips to Denver to visit my cousin and her husband. At 70 I had to have a hip replaced. 6 months later my right shoulder had to be replaced, At 75 had to have a Hiatal Hernia tear repaired. Just kept on riding horses, sailing small boats and thinning out the trees on my property. kept active. Things leveled off until I was 82 then my left knee went, at 84 the left shoulder followed the knee. At 86 had to redo the right shoulder and had an inguinal hernia repair. At 87 I can tell you when you turn 80 the world gets a lot tougher. Had to ask my young neighbor to climb up on the roof to blow the leaves off. No more horse rides, no more boats. Still trim off the lower limbs on the trees. Visit my Daughter and her husband who are local a lot more. I don't know how much longer I will be here but I still love a good cup of coffee each morning and walking with my dog around the fence line. I wish a good life to all. Hang in there.

[@ickster23]

Funny to read your story I too am a horseback riding sailor 😉

[@Chris-wj8fz]

I am72 Australian white male. Pandemic march 2020 sent home from work for being vulnerable and the fun we were having in uk stopped on a dime

[@Chris-wj8fz]

How resilient are we really ?

[@pb4339]

awesome

[@stevenphillips3466]

So YOUR the 6 million dollar man ?!

[@sbayles5593]

Lesson - You think you have 15 years left of good health but you absolutely do not know and it is not guaranteed. The years between 60 and 65 have drastically affected both my husband and I in ways we never saw coming. Do what you want now and live your life in the present.

[@billygnosis6976]

so true.....many times life takes you places you never planned on going, health is huge, don't take it for granted

[@bluegillmich]

Yes. i have had the healthiest eating diet this year than i have in my life. My wife still eats as she wants, her health is not good( stroke years ago and partially disabled) i realize i could eventually live alone.( i hope not, helping my wife and trying to keep her happy)..Our Go Go years are already gone i am convinced.

[@bryanjones8778]

"The whole future lies in uncertainty: live immediately.” -- Seneca

[@billredding2000]

Oops...I'm in BIG trouble: I'm 75 and figuring I have at least 10 more "good years!" :-(

[@ChatGPT1111]

Yep, I'm 65 and in the last 6 months, I've been to the ER twice, for 2 unrelated reasons (Intestinal and Mini-Stroke). Never went once in the 64 years before that. Plus in the past year, got Covid and a terrible case of the Flu, plus 2 more intestinal bouts that were really bad. Take every day as a gift!

[@ubiquitousdiabolus]

True, a few weeks after you retire, your coworkers will basically forget you ever worked there.

[@bigdreams5554]

Sometimes they forget you work there while you're still there. 😢

[@faustinreeder1075]

Your coworkers aren’t your friends. Three years ago a coworker died of cancer. He was a 23 year employee of the company. He wasn’t dead three days and everything in his locker was thrown in the trash. His name tag was scraped off his locker the day after that. Nobody even mentions Steve’s name now. He disappeared like a fart in the wind. It’s like he never even existed.

[@motokev2727]

So true... Same thing at my work. The guy was replaced in a week. No one from work went to his funeral. He is now forgotten.

[@jimbo6993]

Everyone, except your closest family, will forget about you very quickly. It’s a good reminder to not take yourself too seriously. No one is that important.

[@mikemecklenborg5412]

I have said this at work many times. If I get hurt and can't work anymore. No co-worker will be there to help or check on me. I will be but a faded memory to them after I or they retire. I am not saying they or I don't care it just is what it is. They don't know what to say or do so they do nothing. Get involved more with family and friends and make your last year's have some purpose.

[@jcort21]

I just retired at 62. One of the best feelings in the world is to wake up, have your morning coffee, and be stress-free. I just visited my parents with no rush to come back home. Thank you, John, for your helpful videos!

[@joekuhnlovesretirement]

Wonderful!

[@ahenders81]

The one thing I am most looking forward to.

[@guyr7351]

@@jcort21 yes leaving the stress behind is wonderful, most of us are not paid enough to allow work to impact our home life

[@tomsimpson5317]

@@jcort21 i wouldn't know it's awful

[@Mav0585]

I'm 39, and have this same feeling...minus getting the kids to school in the morning, and picking them up. But semi-retired now, and feels fantastic.

[@teekay_1]

For men, keep in shape, avoid being overweight, and keep active. If you're healthy that's 90% of the battle. Everything else pales in comparison to that.

[@RobertaOrchid1]

Being present. I found that life is much better when I stopped trying to maintain one-sided relationships. If they don’t want to spend time with me, I will go find those who appreciate me for who I am and not what I can do for them.

[@SSS-wo2hn]

👏🏾👏🏾

[@cynthiaborden4209]

Amen to that

[@a012345]

I think many find work to be that same type of relationship. They take and take from you until you have nothing left to give, then toss you out when you're most vulnerable. You're only as valuable as what you can do for them right here and now.

[@gybx4094]

I can't find anyone who just wants to be a close acquaintances. Friends are impossible to find.

[@noreenn6976]

​@@gybx4094agree!

[@michbel1574]

Don’t spend time with negative or toxic people who drain your energy

[@heliandme]

Absolutely right. I no longer see or even talk to my in-laws, and life is much better now.

[@robertcwalkeriii6267]

I agree. Robert

[@robertcwalkeriii6267]

You are correct

[@wildnfrantic1015]

That's why I've now decided to retire, aged 60 - work and the toxic atmosphere was draining me and I didn't realise just how much of a negative impact it was having on me and my health.

[@laymansworld9858]

My wife and I retired when I was 60 and she was 56. Everyone thinks we sit around and watch TV.😅I don't know how I had time to work after three years of retirement. We are having the time of our life and I'm grateful for every day we have together and have vowed to never take it for granted.

[@shaughanask571]

Ain't that the truth... nor sure how I ever managed to fit work in 😅

[@Peter_Pepper_Love]

Every day is Sunday when yer retired 😏

[@peternasson7711]

I’m 60 and have learned about the beauty of solitude: enjoy and embrace it 🙂

[@Brijitjonz]

I retired three years ago and started a part time job walking dogs. It’s great fun and keeps me active, healthy and provides some mad money. I load up the car with fluffy friends and we hit the trails five days a week. It’s wonderful!

[@guybartlett9587]

Excelente!

[@darylfoster7944]

I have a part time job walking my own dog 😁

[@wesgraham2262]

I retired at 62 on Social Security alone and have been traveling the world since then on around $1,000 a month. Anyone single can do this. I’ve been to Mexico, Nicaragua, the Philippines, Thailand, Malaysia and Cambodia where I have been living for the past two years. Life is wonderful. Begin traveling while you are still able to. Do NOT put it off or it may never happen. You won’t believe how inexpensive everything is outside of the US.

[@StephenLauridsen]

Hey Wes Graham, you are SO RIGHT about the low cost overseas. Been to SE Asia many times & it is unreal how inexpensive it is to live there. I still live in Florida but I would like to explore the options I would have after I get my Social Security. I'm single with no real family & will quit working in around 4-5 years. Would love to spend my remaining good years(I'm in great health) in Asia. It's a fascinating place that is FULL of wonder for me!! Where can I go to find out how to make this process of living overseas happen? Would greatly appreciate any advice on this! Thanks for sharing!!!

[@WabbitWay]

very inspirational! thank you

[@wesgraham2262]

@@StephenLauridsen Well Stephen, back in 2011 when I began my research, I got a subscription to International Living magazine. It’s available online too. The authors of the articles lived in the area they wrote about and I found it both fascinating and helpful. These days, I would primarily put a search in both Google and KZbin with a heading like, “The most affordable countries to retire on a small budget with easy visa rules.” See what comes up. You will learn a lot. Change your search query to “Countries with easy visa rules or no visa required.” The reason? It matters not how wonderful a country looks if you can’t stay there because a retirement visa (if they even have one) is too restrictive or expensive to get. Malaysia’s MM2H visa is a great example. They want $11,646. USD to get that visa. Even Mexico is expensive these days, of course they usually give westerners a 6-month visa. Cross the border, return in a day or two and it starts all over again. The republic of Georgia has NO visa. Just show up at the airport, hand them your oassport and you’re good to go… for a whole year! Cross the border. Turn around. Come back. You get another year with NO visa needed or fees. There’s so much to learn and so many places to explore. Your adventure is about to begin. Have fun. Stay safe. Happy travels!

[@utubewillyman]

I like this option more and more. There are a ton of videos made by expats that cover costs, quality of life, etc

[@mckessa17]

I never had an interest in going to third world countries, I will stay in the Great White North.

[@billfriedel1045]

My biggest realization happened 4 days into my retirement, 18 months ago. I unexpectedly lost my wife of 42 years. Worst thing that someone goes through, yet almost half will experience it. The realization was that your retirement plans may never happen how you thought. Also, there are a lot of widows & widowers out there that are pretty much forgotten…

[@kingtrance307]

Pretty much everyone is forgotten about eventually. Just visit any nursing home in America and you’ll see.

[@marshallhennington4369]

Sorry for you loss sir. 🙏🏼

[@coliniconnor944]

Sorry for your loss

[@anthonypicano1670]

@@kingtrance307- My friend there is no truer statement than the one you just made. Years ago I had to go and visit my mom who was doing rehab in a nursing home before coming back home. What I saw there really broke my heart. I had never visited a nursing home and really never saw first hand. That experience left an impression on me that has never left me. It was so sad watching how those folks were treated. So Sad!

[@Ethan-bu2zy]

This happened to my aunt. Her husband passed away just as he was about to retire and all the plans they had made for retirement never materialized.

[@pabs5270]

Been retired 4 years. It goes faster than you think. Be grateful to God and live in the moment.

[@noreenn6976]

Enjoy your spouse while they are still with you! Life will be quite different without them!

[@joekuhnlovesretirement]

So true!

[@coppingtonfarnham7731]

My wife (age 60 at the time)had a stroke and she seems different now: short tempered, impatient, quick to cry or accuse with little provocation. ...And this stroke was labeled as "mild." The alternative ...life without her...is far worse. I spend the day making peace, smoothing things over...she claims she is unchanged. I can't turn back the clock, but I'm happy it's still ticking.

[@williamwilson6499]

I can’t find the words to describe how much happier my life is without my former spouse.

[@noreenn6976]

@@coppingtonfarnham7731 so sorry, discuss with her doctor, perhaps there are meds or therapies that can help

[@faustinreeder1075]

lol

[@elcastorgrande]

Learned it long ago: In a hundred years, it won't matter how much money I had, nor where I lived, nor what my job title was, nor what recognition I had. In a hundred years, what will matter is that I made a difference in the life of a child.

[@alcantwell]

Or that you made a positive difference in the life of *anyone* - could be neighbor, spouse, friend, nephew, whoever. As Maya Angelou put it: "I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel."

[@Theomite]

Hate to be THAT guy but those people who remember will eventually die and then you'll be forgotten anyway, it'll just take longer. I'm sure all this advice is correct, but I'd rather have my life be remembered 1,000 years from now because THAT was the kind of impact I had. If life is going to be this crappy, I want immortality as compensation for this ignominy. If the world had more Einsteins and Mr. Rogers than Martin Shkreli's and Gilligans, I might not be so adamant about this, but truly great humans are so rare we need to make as many of them as we can to make up the shortfall.

[@mrksgermanbeats7683]

I have been reading and reading comments and this one stood out right away. Thank you.

[@Ken-g1x4t]

If you think like that.. in 200 years, it won't matter what impression you made on anything or anybody.

[@TruthAboveEmotion]

Truth is, these things do not matter now. Drive around a cemetery. Lots of important and successful folks in there that nobody remembers or speak of.

[@stringlarson1247]

After 38+ years of software engineering, I had to take a break to take care of my 91yo mom with Alzhiemer's. I was told, blah blah blah, take as much time as you need and then come back, 2 weeks after she died, they terminated me. I was pissed AF. After a few months of sorting out her house and all that, I realized how much the industry and corporate life was crushing my soul. Now I'm pushing 61 and paying myself to rewire, replumb my home, and a ton of other stuff. It's hard work, and arthritis makes it harder, but I'm enjoying it (mostly). 2 friends slightly older just dropped dead, and 3 acquaintances died in their 40s from drug/alcohol use in the past year. I quit alcohol last year and sugar/processed "food" years ago.

[@timsimmons9995]

Similar situation and experiences here. I realized organizations and former coworkers don't really care and forget about you immediately. Stopped trying to impress everyone because it's pointless. Gratitude is a myth. Live life well and be healthy.

[@stringlarson1247]

@@timsimmons9995 Sorry to hear that. At least you came out of it with a good attitude. Or at least have a good attitude/perspective now.

[@stringlarson1247]

@@MikeSmith-uf3zn You're welcome young one. Someday, you may be old enough to reflect on your days as a pretentious young cvnt. Good luck getting there.

[@lyndon-j8o]

Hang in there, and it's better now than later. Best of luck to you as may you may know that you are not alone

[@peterlyons8793]

It's tough leaving a successful career but you have made quite an adjustment to the new task of rebuilding your house. These are all necessary and valuable skills. (HAC, plumbing, electrical, carpentry and drywall/tile)

[@c2shiningc176]

You nudged me to retire earlier, I was going to retire at 65 but after watching your videos for about 9 months I retired at 60, best decision I made in years been retired for 1 year and 7 months now, I'm healthier now and my faith has never been stronger, I have more time for others and it's huge, I would tell anyone who is close to just retire as soon as possible because the money is way low on the list for me compared to the time I have now with my 89 year old dad and my grand kids and of course my wife and her family not to mention time for me, was like a chicken with my head cut off before I retired it took me about 9 months to finally slow down enough to just appreciate life more and that's big thanks Joe for your sharing your experiences I think it pushes others to be the best they can be. Bryce from California, I'm out

[@joekuhnlovesretirement]

I love it. You made my day

[@Marvin-P]

Retired 4 years ago at 58 and never looked back! It's great!

[@matt75hooper]

Govt hack ?

[@Marvin-P]

@@matt75hooper Nope, Investments!

[@abonto]

My plan, however, a good medical insurance is my problem

[@matt75hooper]

@@Marvin-P Lifelong Govt Hack ?

[@josephschmidt2183]

Tomorrow isn’t promised so enjoy today.

[@ynotttt]

I keep having to do that at 63. Do I have enough money? Or….will I run out of time to use it. Will I remain healthy enough to enjoy it. Where does the music stop?

[@shaughanask571]

I was lucky enough to retire at 50. I am now 61, an Aussie staying in Thailand. I spend the majority of time riding my motorcycles all over the country exploring. I am not rich in the $ sense, but in most other aspects of my life.... I had heart surgery at 58... Non drinker, non smoker but there you go... I am happy most of the time and most of the people I have known through my life's journey are still working.... many have already passed and never got to retire... I have had a great life overall and will try to make the most of everyday 😊

[@saltpan8005]

I retired at 60 and am 61 now. One of the dreams, goals I've always had was to thru hike the Pacific crest trail. I've spent the last few months training for that with longer and more difficult day hikes. God willing on March 25 I begin. I try to not look at my age as anything more than a number and live one day at a time. My grandfather lived a long healthy life 1903-2007. Finding something you love to do is one key, the other is to be able to remove stress in your life, breath, meditate, and spend time with those you love.

[@sab_1055]

You look youthful. I've always been a workout junkie. During and after a violent crime ten years ago, I lost everything. My home, career and agency are gone, but I still workout. If treatment exists for recovery, I can neither find nor afford it. After failing for so long, my one hope is staying active will provide more time and strength to recover. If nothing else, I'd like to be happy again.

[@jackmaness2048]

I'm in my 60s been retired for several years to care for my special needs son who's now 15 100% dependent. It's been very interesting dealing with the paperwork and people that are involved. He is a gift from God above, 14oz when born and almost anything that could be wrong was. I was told everyday by Dr's he would never live, they've followed him all his life and now say he's unheard of in medical science 100% fine health wise. This has been very hard for both of us at times but he has the Most "I don't care" of anyone I've ever seen. Nonverbal autistic mentally put at 10m to 2yo and still one of the Smartest people I've seen, he taught me how to care for and help him when it's possible. After 60 value, my son, letting thing go that I have no control over and still learning anything I can and to be more relaxed about things. I have a very good guide to help. Good luck to all. And no there is no mother in the picture, she went her way after birth.

[@alansewell7810]

Great perspective. At 60, you really do only have about 15 years of healthy time left, and maybe not that much. The time flies by too. I was 62 in 2020, a memorable year. The last four years went by like nothing. I was in my most prime peak of life 12 years ago. Not really much off of it now, but I will be in 12 more years. Also be careful about starting a business when you retire. Great if it's a part time hobby you can monetize, but the last thing you need is a storefront business where you have to be there all the time, worry about hiring and firing, potential legal controversies with customers and vendors, and dealing with the public. You won't stand that stress in your 60s if all you've ever done before is worked as an employee at a corporation. The good news is that retirement is probably going to be easier than you think. Once you're no longer tied to your employee job and all the commuting and after-hours work that goes with it, you tend to find a lot of worthwhile things to do that you never had time to think of before. Your mind is relieved of unconscious stresses you didn't even know was there. Plus, you see your kids all grown up and realize they don't need you any more, which means you did your job of raising them well. Lots of good things happen 60+.

[@joekuhnlovesretirement]

Love your wisdom

[@alansewell7810]

@@joekuhnlovesretirement I like your perspective and subscribed to your channel. Thanks for taking time to present your experience of being retired. It will encourage and comfort those who are not there yet. btw. The "little bits of information" is a most profound insight. I have seen time and again in my life how one additional piece of information turns seeming defeat into victory. As we age to 60 and beyond, we have more information and insight to pass along to others that may help them at critical points of their lives.

[@EduardoMartinez-ys6fb]

62 from Yorkshire, England. I'm not religious but totally concur with the sentiment of this video. Give and be kind to people around you, unconditionally. I lost my wife of 38 years a couple of years ago so I'm acutely aware of the importance of living your life NOW, in the moment. Exercise, healthy diet, good friendship circle.

[@33Jenesis]

My 89 ye old aunt who cares for her 92 year old sick husband at home got hit by her retirement park’s HOA a $3000 lien from a water leak and damage 2 years ago. At the time the park’s contractor said it was the park’s responsibility (leak point is outside of the unit). The office won’t return calls and threatened her to evict her (lien on unit and auction it off to pay the $3k). She is livid. Apparently the management has been doing the same to many residents because they are old, slow, sick, and often powerless and have no help (kids far away or can’t help). My aunt is still clear minded and said she won’t swallow this threat. She lives in Laguna Woods, a big and peaceful looking retirement community in SoCal. I know this comment is not directly related to realization at 60. I just want to share a major challenge for old people. They get taken advantage of by family, acquaintances, strangers, and authorities. It’s inevitable. Mind and body get slow. Vultures are circling.

[@kingtrance307]

Then do some good today and help hire her a good attorney!! Also find out where the corporate office is and send over some “people” to have a “friendly chat” with whoever’s job it is to deal with your Aunts problem “Goodfellas style.” You would be doing a service to ALL the elderly people at the retirement park. Where’s Charles Bronson when you need him? Stand up and be the man!

[@ahenders81]

@@kingtrance307Just a simple call on her behalf, as a concerned relation looking out for her interests, can go a long way. No tough guy stuff needed. Charles Bronson is not around when you need him because the characters he portrays are not real, are make believe. Going to the corporate office to “have a little chat” with someone will likely have the effect of you being led off in handhcuffs and your aunt losing her home.

[@briansturges2658]

As much as we loath lawyers, now is the time for one. Most likely, a brief letter from an attorney will cause the HOA to spin 180 degrees. They may think again before trying this on another victim.

[@myopicchiwawa]

Screw HOAs buying my own house never paying fees again.

[@Uncommonsensetoo]

Unfortunately, this is very true. Unscrupulous people take advantage of the old with cognitive decline. That happened to my elderly parents who got ripped off on a property sale by the agent. They did not even know what they were signing.

[@michaelsherman6492]

I retired 18 months ago was doing ok physically and now I have back, hip, knees foot and ankle issues. All were from military service in my 20s. They are coming back with a vengeance! Still active but have had to slow down some. Can’t do the household projects without being out of action for a few days after. Retire when you can and enjoy your life now, not later. Oh and by the way i turn 60 in October.

[@paulk1322]

Are you on a lot of medication? This story sounds similar to one I herd about an ex football player. He said all his football injuries were coming back to haunt him. He stopped taking his stattins (maybe stopped other tablets as well), he improved!. I'm no Dr, so take advice some tablets can't just be stopped you have to wean yourself off them.

[@ceejay9663]

Thanks for your service to our country. I wish you all the best.

[@robertdittus1312]

Thank you for the list and thanks for speaking 15:06 about your faith. I am also a Catholic and I follow the daily readings as well as Morning and Evening prayer using a monthly publication called "Give Us This Day". Last week, the reflections on the readings from Ecclesiastes ("Vanity o vanity! All is vanity!") and your reflection on happiness coming from things that are not material were so in synch with each other. Thanks again for sharing your thoughts!

[@joekuhnlovesretirement]

Thanks for sharing!!

[@Mary-tj5qx]

Among your best posts, this one. Really good stuff.

[@MrTeff999]

I’m in my seventies. My #1 lesson for young people: plan and work for the life you want to be living when you are in your 60s and 70s and beyond. Don’t wait until you’re in your 40s to start thinking about it.

[@Colichemarde]

You and I could be twins. I'm 60 and retired early at 56. Every one of your key points line up with mine. Now retired, I know I have only 15 good years left. I also find great enjoyment from volunteering. I became a reserve sheriffs deputy and have a close friendship with the county sheriff. Whenever there's a tough or unusual job, he calls me direct. I always say "yes". My compensation for all this work is "zero" and I wouldn't have it any other way. Your comment about money hit home. I have plenty and everything including real estate is paid off. Money is important, but isn't near as important as it used to be. I actually have to force myself to buy stuff. I'm a mizer at heart.

[@goofygirl1311]

I would say that now is the time to declutter your belongings and simplify your life. Sometimes less is more.

[@Fawn0001]

I am 64 and have retired twice. The first time I returned back to work was because I was offered a cash grab job for eight months. Then my husband got laid off and couldn't find a job. I had to go back to work to provide health insurance for us. I am still working and hoping to fully retire some day but it is hard to live on social security.

[@mtnskiskate]

You are not alone. Most of us will not retire in our 50s ( or 60s for that matter). We will grind on because we have no choice. Anyone who tells you you didn't work hard enough or that you failed to make proper financial decisions should walk a mile in your shoes. Carry on my dear.

[@lindenbrook1320]

My husband and I are 10 years apart, I am 60 and he is 50. I will share this video with him as it isn't getting through to him that if he works until he is 65 I may only have a very few years left (if that) to be active together and do things! We are blessed to be financially stable and could retire today after scrimping around for years (we have 30 year old cars that we just keep repairing for example) but he is struggling seeing the value in having time together vs more money. Thank you Joe. You going out on a limb to share these things means more than you know.

[@joekuhnlovesretirement]

😜

[@jimgeneva2464]

My wife is 11 years older at 70, and I retired this year at 59. We don’t have more time for me to work.

[@robertdittus1312]

There are 5 years between me and my wife. When I was 55 and she was 60, she started asking when I would retire. I said another 5 years. Well now that is already 6 and I am finally realizing that time is of the essence. I hope I don't regret waiting that extra year or two.

[@guyr7351]

Time flies, years slip by so quickly and you cannot get it back. Don’t have “ I wish I’d done …” as your epitaph

[@DiscoFang]

Perhaps look at the stats for expected lifespans and in-good-health ages for the different sexes. Your 10 years might be about right in an equality sense.

[@maymey]

Keep up the good work, Joe! So glad you’re willing to share your faith, in small doses. I’m a man of faith and appreciate the subtle reminders and encouragement.

[@joekuhnlovesretirement]

I do hesitate. I get a few unsubscribers as a result but far more positive comments

[@bondpit8750]

@@joekuhnlovesretirementSubscribed!

[@rikallen8051]

Make a difference in a child's life. I am five years into retirement (age 62) and being able to be a fulltime grandpa is wonderful. Kids seldom need or really want things, they want the world to revolve around them even if that is for a short time. Unconditional love and undivided attention are two to the best gifts you can give anyone, but especially a child. Interestingly enough those are two gifts that cost nothing!

[@FunnyMemo]

So true! My grandchildren are my life.

[@DiscoFang]

I think the best single piece of advice I had as a new parent was: "For the first 3 years the #1 priority and above all else is to make sure your child feels unconditionally loved and cared for. This has THE greatest effect on developing a secure, balanced, intelligent and positive child full of self esteem. Everything else is secondary." It was truly great to have that mantra front of mind whenever doubting whether we were "doing enough". The bombardment of doubts from media, advertisers and, more importantly, constant self-comparisons to other parents, all create huge anxiety when all you want to do is raise a good human.

[@DiscoFang]

Oh the second best piece of advice was "Hungry children eat. That's all you need to know to fix any eating problem."

[@RozaliaWelczak]

Thanks for sharing awesome tips! I'm 41 financially free and currently growing a solid retirement plan. It takes a positive attitude and consistency to learn new things and unlearn the old habits. It is important to get a mentor or coach to lead you all the way. It's great to start young too!

[@AngelaPhillips-v9x]

Hi, I'm 35 working on my retirement fund too. What do you think is the best target for retirement?

[@JacobGeorge436]

​@@AngelaPhillips-v9xInvesting without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

[@AngelaPhillips-v9x]

I'm trying to read books about finance, budgeting, and saving. Looking at having a good financial advisor. Can you recommend

[@RozaliaWelczak]

​@@AngelaPhillips-v9xI work with Caroline Suzan Olson, her services are cost effective and very efficient. I recommend her to anyone, anytime any day. she's really great You can do your own due diligence.

[@AngelaPhillips-v9x]

​@@RozaliaWelczakHow do I reach Caroline Suzan Olson?

[@jcort21]

Faith, prayer to God, gratitude, prosperity, and abundance are key words for a healthy and happy life.

[@peelsman]

Keep those goblins, witches and god beliefs out of what you can control. Diet and exercise is key

[@garychristison763]

Warren Buffett says the number one starting point for success is marrying the right person. When I was 30, I may have down played that. Now that I'm over 60, I couldn't agree more. I don't know if others would call me successful, I just know that my life has been so much better and easier.

[@keithwiebe1787]

Love my wife and she's been the best partner I could ask for. The problem is my 2 sons can't find decent relationships. Can hardly get anyone to go out with them (and they are picky I'm sure). Moderate in religion and politics (may make it difficult in this area). Educated and decent earnings. Stay fit as they can, etc. Not players or partiers. Can't find anyone. I feel for them. It's as if life has past them by. They don't want to risk a bad marriage now that's for sure.

[@fredsmith3456]

I am sure that is important…..but not all of us get married….for whatever reason….. At 63, like so many others I have worked hard my whole life….been fully dedicated to my family and tried to be a loyal friend. I have done these things as a single man without the benefit of a partner in the journey. I nonetheless appreciate Mr. Buffet’s advice and perspective…..😊

[@cashwade9280]

Live this discussion !! I’m 62 now and retired. My wife will be 62 in June and will retire from her career as a teacher 39 Years. You are spot on and yes diet and exercise needs to be high on list

[@Kristy_not_Kristine]

My husband is 68... curious to watch and learn. He's 20 years older than I am and as we get older I worry about him dying sooner than later... health wise he's at least 10 years younger, in looks, too, but numbers-wise... can't get away from that.

[@GUITARTIME2024]

Congrats to him for the 20 yrs difference ! Lol

[@michaeltaylor8204]

im 62 from Australia and after a wonderful, successful,fun, sad, tragic at times life i find myself with zero except for the shirt on my back. Never married no kids. So the next 10 yrs i will be spending time rebuilding to enable me to enjoy my limited time on earth. i have no regrets but sitting on my ass with nothing, no travel, no adventures and no friends is not the way im going out. memories are just that memories, i live for today and tomorrow.

[@wendicorteville6932]

Say less, ask questions, listen more, and be present.

[@Jane5720]

Don’t even ask questions

[@GeorgesDupont-do8pe]

@@Jane5720 Socrates asked questions. That's all he did. There's a lesson there.

[@Jane5720]

@@GeorgesDupont-do8pe i’m not actually interested in any of the answers

[@GeorgesDupont-do8pe]

@@Jane5720 Sorry to hear that, hope life gets better for you and reignites some interest. Does anhedonia mean anything to you? Or have I completely missed the point?

[@kristinam2719]

Good advice!

[@Uncommonsensetoo]

I agree with much of this as a 59 yo who retired 7 years ago. If you have enough money to manage, the most precious thing you have is your time alive. Don't waste it doing a job you don't really love unless you need to. There is no sense in being the richest guy in the cemetery. Also, there is no afterlife. That's fantasy. This is it, all the life you are ever going to have so make the best of it. Your number 1 priority should be to live a healthy life style with strength training and a healthy diet in order to extend your healthy time alive. I am in excellent shape and as strong as ever. Also, spend your time left doing what you love. What others think about your choices is irrelevant. What matters is what is good for you and those you care about.

[@tmusa2002]

So, so happy that your video popped up in my feed a couple of years ago. You’re like a wise older brother who only wants the best for me and everyone else listening. Thanks for making the time. ☮️

[@joekuhnlovesretirement]

Too kind

[@dean2663]

I retired at 62 and was completely bored . Started working again and feel much better! Love making money and feeling successful.

[@targa1659]

I tried retiring at 51 with my wife pushing me to stay retired, two weeks later she told me that I should at least take a year off, a month later she told me that I was getting unbearable to be around without having a job….😂. Three months later I was back in the full time workforce and everything is back the way it should be.

[@dean2663]

@@targa1659Haha great! I remember my dad retired at 50. He started vacuuming and cleaning because he was bored. He drove my mom crazy 🤪

[@wildflowerwind6941]

What I didn't realize in my 30s that would happen is that I would be so alone. My husband died when I was 50. Then my parents were both gone by time I was 62. I dont live near my siblings. I am all alone in my later years. I am an orphan.

[@Angela-tt5ik]

I'm sorry I can identify. What do we do now?

[@brycehedstrom374]

@@Angela-tt5ik Determine not to be a victim. Get involved with life. Get to know your neighbors and find out how you can help them. Volunteer in your community and your church. You can do it.

[@GUITARTIME2024]

You can move closer to siblings

[@George-rv1bg]

Yep, and I live that way to.

[@glensauer4957]

Love the list. I recommend you retire as soon as you are financially able to, then dedicate your life to serving Christ by serving others. You will never be bored or run out of things to do. Your time,talent and treasure are desperately needed everywhere . You will be loved and appreciated in ways you cannot imagine. Live life serving others.

[@joekuhnlovesretirement]

Wise

[@PhilipBeyer-c7u]

“You prove every day what’s important to you by where you spend your time”. Good one Joe! I’ve been watching you for quite a while now, and this video ranks towards the top.

[@bryanth1a]

Joe, I'm 59 and one of those you positively influenced. I retired 16 months ago and my wife retired this past January. We're both living the dream. Thanks, brother!

[@joekuhnlovesretirement]

Good stuff

[@charlespratt8663]

I've had coworkers dropping like flies with some under 40. You never know how much time you get. Take care of yourself.

[@scottmeredith4578]

vxx

[@jolo4036]

@@scottmeredith4578 Did they get the jab???????????

[@MidlifeCrisisManagement]

great list, Joe. I would add being okay with knowing your limits and safely pushing yourself physically.

[@WallaceDunn]

Never discount the impact of your advice. I recently had a former coworker tell me about following my advice from 20 years ago, and the impact it has had in his life. Hell, I don’t even remember the conversation. He then went on to list several other things he has done based on my advice. Part of my point here is what may seem trivial or inconsequential to you can be huge to the other person. Great video Joe. As usual.

[@joekuhnlovesretirement]

Well done

[@vegaman8999]

Great list Joe. I’m 39 and have followed a very similar path it seems career wise. Industrial Engineer, Continuous Improvement, Operations leadership (Plant Manager) all in the manufacturing world. Your videos are a great roadmap for the future. Appreciate your insights and experiences!

[@joekuhnlovesretirement]

Thanks for sharing!

[@MrAlvaradodan]

Your most insightful video to date. Thank you for sharing.

[@glumberty1]

This is the first time I've seen any of Joe's videos. He seems like a genuinely good person. Great video.

[@btpiercy845]

I retired full time work at 55…that was my goal…62 now and since then I have discovered and adhered to pretty much all of your 11 points on my own journey…two additional major revelations to me personally have been 1) release the debts of my life, meaning Jesus taught us to forgive others debts as we have also been forgiven…so I have learned to release myself from my debts and mistakes of my past….2) I have come to believe in systemic dishonesty …it is real and it comes at us in every imaginable way so beware, pretty much most of what you hear and see is lying to you for their own potential gains…news, politics, finance, retail, nutrition, medicine, the list is never ending and everything is pretty much a con so beware…good vid and thanks for taking time to share

[@timmulder9112]

This is a great subject for me to ponder; I have a friend of mine who is also 66 years old kept telling me "do it while you still can! So I retired in April 2020. I still work part-time "in home health care". But I decided to do the one thing that I love!! I started playing ice hockey again! I started out slow by rollerblading then I got into ice skating again! Now I'm playing ice hockey 2 to 3 times a week! Anyone that turns 60 and older knows all the growing pains, Sore shoulder, sore knees, sore wrist. But I Stayed consistent!! My knees don't bother me my shoulder feels strong my left wrist still bothers me a little bit but warm up it feels better. Our 50 and older men's hockey team recently won the division! All I know is I am having fun and enjoying every minute of it! I am looking forward to the fall and winter hockey season playing for the hockey North America League!! I don't know how long I can keep this up but as long as my body feels good I will continue to play as long as " I can still do it"!

[@joekuhnlovesretirement]

I love it

[@leezalotte1615]

Joe, my husband starting listening to you and turned me on to New Retirement. It gave us the confidence to retire next year- 5 years earlier than I thought. Thank you!

[@joekuhnlovesretirement]

That is awesome!

[@Cocoatreat]

I will be 65 in January……..thank you so much !!! I’m still working…..i plan on retiring 1/26!! I live in south florida….& i do need to make more of a presence in my son’s life…..who lives in Orlando!!! I can drive!!! I have arthritis in both knees and a shoulder…..but i do still walk about 5 miles a day ……i will try to continue… i hope i can continue!! I’m a female & i work nights as an aircraft mechanic ! I try to keep myself busy……need to do more crossword puzzles as i do notice my memory is not what it used to be! Your realities are right on point!!! Bless you!

[@michaelandmindysuer8029]

Nice song Joe. I feel your pain on helping your parents through the long term care maze. I agree will all your points. My addition would be to go easy on yourself when you realize how many of these priorities have been neglected as you were working away at your career. Just start again - lean into building back your faith, relationships and hobbies.

[@joekuhnlovesretirement]

I love it. Thanks

[@viking8889]

When I was 38 I took a break from working for 3 years to solo travel the world. I would rent a car or camper and drive around continents like Europe, South America and Australia for months and then return to places I liked to rent a furnished apartment for a few months. I travelled and car camped from Florida to Alaska and back. I am glad I did that when I was younger because at 62 my old knees could never do the things like backpack through the Grand Canyon or Yellowstone like I did back then. If I sit for a few hours in a car or plane and get up to walk my knees, shoulder, etc are stiff and sore. The point is, get out and do things when you are younger and healthy, dont wait until retirement because you might find your physical mobility and tolerance for other cultures much more limited.

[@kevinlambright283]

Really enjoyed this, thanks for the insight. When I first heard the bit about HOA, and grass too long I was prepared to be insulted about some HOA hitting people up with violations, but you really surprised me with your way of dealing with things and helping out, assuming that someone probably is in need of something, not assuming the worst. We really need more of that in right now. Thank you for the uplifting message.

[@EddieJohnson-bs3np]

Joe, thank you for choosing to dedicate your valuable time to make these incredible videos. You inspired me and I am retiring next May at age 59. My colleagues keep asking if I know what I am doing! Ha-ha. Your videos are being used as one of my advisory counsels and thank you for allowing us viewers to live vicariously through you.

[@joekuhnlovesretirement]

Fantastic!

[@Chris-mp3tq]

Im 66 and just renewed my teacher's license for another 10 years. I exercise regularly

[@jeffb5781]

Thank for the list. Thought provoking. I feel that when you feel productive at any stage in life with gratitude and faith, it leads to happiness. Hell is getting everything you want without effort.

[@DionTalkFinancialFreedom]

Great list. Here is one of the ways you helped me retire. It’s clear how much you loved your work. Your channel started out about you sharing how you did your job. How to help others do similar jobs. And you still knew time was more important.

[@joekuhnlovesretirement]

Thanks Dion.

[@ivanvarykino8202]

Joe, your advice was absolutely encouraging to me. My financial advisor also was a huge final puzzle piece to give me the confidence to spend. Lost my wife 3.5 years ago and after working myself to exhaustion by getting my 2 kids to 18 and into college, maintining the house, yard, shopping, cooking, cleaning, I realized my end was near if it didn't change. Met a gal from my 2nd language country and we go every 3 months to amazing destinations. Currently on Turkish Riviera. Life is incredible, and at 60, I can still walk and do everything I want all day. But for how long? We just don't know! Enjoy our body and keep it moving!

[@RTFLDGR]

@ 61, my life is so much different from yours, that I chuckle. full-time doc, making the most income I ever have, mortgages and bills paid. Pts need me. I can stop and go travel anytime I want. Wife died already. I am alone with no intention of being someone's retirement plan. All the inlaws and olders are gone. Freedom to do what I want. good health, thank God.

[@guyr7351]

I’m not long retired ( November 23) and time flies as it’s nearly a year. I live by simple rules 1) respect others and your surroundings. 2) be there for your family, that includes extended family I’m in a second marriage I have adult children and one grandchild, my wife has 3 grandkids (aged 19-26) and one great grandkid (3) I’m there for them as much as for mine. 3) avoid debt where possible, it can bring massive stress. 4) work, what was that, once you leave you are no longer part of their plans or concerns, and they yours. 5) make sure you replace work with something, it took up 50% of your day before. Having something that keeps the brain working is important, as is exercise. Even if you only go for a walk every other day keep moving as it stops things shutting down. 6) learn to spend, you have spent years building up the retirement pot, the plan is not to keep the pile as big as you can it’s to be used to live and enjoy life.

[@jadenkutz]

I’m only 38 but have watched a couple of your videos and enjoying them

[@robertstoner5873]

Jaden, Joe has great advice. Based on your age you should listen to Dave Ramsey. He will line you up for retirement. My son, a 20 year old at the time. Selected a career in finance based on Daves advice. Now, as a 30 year old he looks set. Good luck

[@bernardzsikla5640]

I'm 59, and I know I can't or will never be able to retire. My last day on this planet will still be a half day at work. I have fully accepted and internalized this reality. I learned to be good with this. 👍

[@utubewillyman]

Don't be so pessimistic. It could be that your last day at work is a FULL day and you die on the train ride home.

[@Zona-dw9rp]

Same.

[@Bo-zg3lz]

@@utubewillymanI’d rather die going to work, not going home

[@LarryAbel53]

Thank you Joe. I needed the list and the song. I appreciate you brother.

[@acornsucks2111]

Don't let the old man in.

[@joekuhnlovesretirement]

Thanks Larry

[@Diana-007]

Love how you speak about your aunt and uncle, beautiful and so true, yip such an important lesson. I’ll remember that from now on thank you.

[@two-wheels7397]

15 months from now is my goal. The Lord has blessed me! I will be almost 63 when I retire.

[@WiseAdvice93]

Life is a weird, beautiful experience when you step back and look at it. Grateful to be here with you all

[@joekuhnlovesretirement]

Wise

[@WiseAdvice93]

@@joekuhnlovesretirement Thank you

[@Mrch33ky]

You are lucky to have so many family members who were present in your life. You are blessed. 🙂

[@chnalvr]

I wouldn't say these are "harsh" realities in the video, but they are wisdoms that can bring peace and fulfillment. My mantra as I age is, "Less is more." Like so many other people over sixty, I agree that what others think of me now matters very little, except for people in my family or close friends.

[@lauraporter3434]

YES, you helped convince me to make the plunge last summer - still wary. I had multiple excellent reasons to continue teaching - already went 3 years longer than needed to get pension. Decided I must make it real, or I'd die at my work desk! I wish at 30 I switched careers to make more money ( high school teacher)

[@garygriffin926]

Hey Laura, I'm a high school teacher as well (58) and am debating doing 3 or 4 or 5 more. I could leave now, but feel like I will be leaving too soon at 58 financially. Curious as to when you stepped away. Maybe you will give me the push I need to leave earlier, because I think I'm ready right NOW.

[@JamesErickson-pf4re]

I am sure that the hundreds of students you impacted in a positive way are happy you didn't change careers thirty years ago.

[@KarlBrkr]

You always think you have more time, but you never know; so cherish every day and make the most of it. I lost my wife at 49 years old after 10 years of leukemia. It gives you a different perspective on life as to what’s really important. I made every year count, and so should you. Take those vacations with your loved ones, eat dinner with friends. Live life also. Like Joe said, it’s all about the journey. enjoy every day.

[@RoboCatch22]

Spot on. I officially retire this week at 57.5. Your channel / shared experiences have helped me prepare, gain confidence. Thank you.

[@joekuhnlovesretirement]

Congratulations

[@longranger65]

Great segment, Joe! Love the content. I’m about a year behind you, and retiring in a few weeks.

[@Mac-sb6dr]

This video showed up in my feed and it was so timely. Thank you for this content.

[@kengastro7338]

Thank you for taking the time to post this meaningful message - it resonated w me, as my work runway is definitely short. Great advice. I wish you and your family health and happiness- Ken

[@jaxonwilson4722]

You nudged me when you illustrated the bucket to do list as a function of time. It was the first time I realized that I was putting off doing things to a time when I was unlikely to be able to do them. Thank you.

[@Chris-wj8fz]

@jaxonwilson4722 I am a palliative care specialist in hospice hospital and community. Please drop the bucket list in the bin.dont you see its just another "to do" list like when we are at work. Just be ready that's all

[@bryanwoodward9802]

One of the best retirement videos I’ve heard in a while. I retired at 59 and now I’m 64. I have done so much during that Period, especially physically demanding kinds of things. look at your finances again. If you can swing it to retire early, you will have more “healthy years“ to do what you wanna do. I can feel my joints catching up with me and I think if I had waited until I was 65 to retire, there are so many things that I may not have been able to do. I certainly agree, prioritize, your health and diet and you will be able to “live well“ for longer.

[@boomersD9CAT]

I’m 61 years old, and I’m sitting in a hotel room in Canada as I wait for my 86 year old Mother to text me from her room. I didn’t want to go on this trip, but my Mother who immigrated to the USA in 1961 wanted to attend a family gathering, and can’t travel alone. I normally would’ve said no to this trip, but I just retired in July after working 43 years for a specialized construction company (35 as co-owner) We sold that business to a PE firm, and it’s been a big adjustment. I think your point about exercise, diet, and especially keeping busy is a very important one. All 11 priorities on your list resonated with me, and I’d like to thank for posting this video. I’m going to watch this video again so I can come up with a game plan for whatever time I have left on this earth.🙏🏼

[@joekuhnlovesretirement]

I love it

[@34dawgsgo]

You hit the nail on the head with so many things. Retired at 57. Just turned 60 in Aug. So much to learn,

[@NameWithheld-nm1es]

Thank you for sharing Joe. Harshest reality for me: I was under the impression that wisdom comes with age. Despite all my reading, studying, researching over the years and continuing on into today, the older I get, the more I realize how little I know. The second harshest is that my mind hasn't stopped wanting to do all the crazy things (physically) that I did when I was younger, despite my body no longer being able to do them... at least not at the same level.

[@joekuhnlovesretirement]

Both these are great. My mind thinks I’m 40

[@slowestrider4918]

I have a very different take on retirement. How many years left does not matter to me. God keeps me in this world for a purpose, despite my living style is much riskier than most due to my hobbies. I live every day like it is my last day. During my younger years, worked for 25 years for big food company as supervisor and manager. I made a career changed and work in the servicing section for the past 20 years. The current job provides immense satisfaction. Similar to you, money is no longer a major factor on when to retire. With two pensions, 401K, TPS and retirement benefits, available, I can retire now. As you stated, life is a journey. I am enjoying the current episode in my journey, even just finished chemo treatment and planning to return to work next month. Cheer.

[@SpenceCurry]

Prostate problems. Arthritis cancer fears. Diminishing eyesight. Dementia .

[@catherinn.951]

Thank you for your content. I stopped working in my 30s and I struggle with embracing my freedom while being surrounded by hard working professionals. But one thing I know I do right is to live life to the fullest and be present for the people I love. Thank you for validating the self doubts and for sharing your wisdom.

[@richardclegg5853]

Turned 60 last December, in my 60th year my wife divorced me, to get over it I bought a new home in Asheville, NC, within a few months Hurricane Helene hit... 61 can't come quick enough!!!

[@joekuhnlovesretirement]

Wow. Good attitude

[@JanuaryRapture]

Wow, Mr. Bad Luck

[@ganapatihegde1024]

Nice lifestyle vlog! I will be 53 in December and worried about my life. Very thought provoking and great advice. I have subscribed to your channel. Greetings from Plano, Texas, United States.

[@bridgettetraveler658]

I'm 58. My husband is 81 & his nickname is Superman. We travel & enjoy life as much as possible. My husband runs circles around me & has been for years. Don't let age bother u. I can't run let I did 30 or 40 years ago, but I walk & ride my bike. We also get to hangout with our grandkids!!!

[@joekuhnlovesretirement]

Thanks for sharing!!

[@flinty2]

So glad I watched this video! Retired at 59 - 65 now - you provided some great food for thought, affirmation, and things to work on!

[@timmartin4442]

Thanks Joe. I appreciate your authenticity . Good to hear how important faith is to you to help you on your journey

[@joekuhnlovesretirement]

Very welcome

[@rayanderson3164]

Thank you, Joe. This does call to attention all the areas we think are so important and how that list inverts as we get closer to the "end". The end can be the beginning of something else and as we approach retirement in a few months I must admit that the money side of the problem has been solved and I now need to shift my focus to life at 55 and beyond. Health and fitness are definitely where I need to focus my own attention and as I correct that it will give me the incentive and energy to further strengthen the other areas of life that I allowed to fall by the wayside while pursuing money. I thought I was doing what I had to do by working a lot over the years, but time waits for no one. Thanks again.

[@joekuhnlovesretirement]

Wise

[@veltonmeade1057]

I love being older. My life from the time I was born until I was 30 was a constant struggle with moving every two years. I went back to college at 31, I received my MBA in Engineering at 41, have a great career, and I have done enough traveling with my job and the Army to last me a lifetime, so I enjoy sitting home on the weekends and doing house projects, training courses, visiting friends, or just relaxing. I would rather be 60 than 30. Life is great!