13 Money Hacks You're Gonna Wish You Knew Sooner!

[@Greg_D99]

I just raised the deductibles on my car insurance and received a credit of $152 to my credit card! Woohoo! Who knew? Thank you so much! First time watching your channel and already saved money. Glad to be a new subscriber.

[@DebtFreeMillennials]

Yayyy!!! Thanks for subbing!

[@kimberlylepine5115]

My favorite hack is that if a price seems off, ask about it before you pay the bill. There's probably a reasonable explanation and a more affordable alternative.

[@Maritza1963]

Thank you!!!!!! I paused your video and called my lender and in less than 10 minutes I was escrow free!!! Next is raising my car insurance deductible!

[@DebtFreeMillennials]

Omg I love it!!!

[@APlay-BasedHomeschool]

Great tips! Escow can only be waived if the buyer puts down 20% of the home or when the loan is paid down to 80% thats when PMI can be removed is what we have been told.

[@Wind2Waves]

Thanks sharing! Definitely gonna try the happy hour hack 🤙🏼

[@mickelsonfamilyhomestead]

Lots of great tips! & love the happy hour the problem is after COVID a lot of restaurants don’t have it or don’t include food anymore 🥴 & your almost to 100k!

[@DebtFreeMillennials]

We’ve had success in San Diego, LA, and KC in finding HH’s with food! You have to be prepared to go early though (before 6pm usually) but so worth it if you can get off work early!

[@krishardie4828]

Oh wow! I completely forgot about the car insurance deductible hack (we didn't use to call them hacks). I'm going to look at my plans right away and see if I can implement this "hack". Thanks for the reminder!

[@GeoffrytheButler]

I think it definitely depends on where you live, mine only dropped about $150, and that's going from $250 deductible to $2500 deductible. Honestly really wasn't worth it for me, but definitely a smart move!

[@donaldmatthews6419]

My favorite hack that you shared was to raise my car insurance deductible and I just saved $367.00 every 6 months. I also just opened up my Capital One 360 account earning 4.25 APY on my balance. You are an amazing woman that shares priceless information. Thank you for your excellent service.

[@DebtFreeMillennials]

You are so welcome! Wow over $700 in annual savings on your premium?! What are you gonna do with the savings?!?

[@donaldmatthews6419]

@@DebtFreeMillennials I am adding the $700 to my high yield saving account.

[@AwesomeAly]

Note for #9 switching to a few-free bank - sometimes you don’t have to switch to an entirely new bank and instead just call your bank and ask to switch to a fee-free account type which is what I did (saved me $6 each month) :)

[@DebtFreeMillennials]

Nice!!

[@jahmeshacoffie1606]

I love these. These are so different from the usual. Great job!!

[@DebtFreeMillennials]

Glad you like them!

[@artofnia]

Wow your video is pure gold, you just dropped some gems! Thanks for sharing 💎

[@DebtFreeMillennials]

Glad you enjoyed it!

[@Jennifer121-c3g]

Great tips!!! I’m looking in the deductible hack. Thanks for sharing

[@DebtFreeMillennials]

Glad it was helpful!

[@holebuster2063]

I love the Happy Hour hack! Cheers!

[@DebtFreeMillennials]

Just went to HH on Friday! Total bill was $26 including tip for two of us (and a toddler!)

[@chasingolivia]

Love the idea of using a high interest savings account for escrow. Thanks!

[@DebtFreeMillennials]

Yes! Save money and make money at the same time!

[@ceceteach4]

The car deductible hack and looking into my investments

[@lanalivingstone9847]

My favorite hack is to cash stuff and take time to think if I need or not.

[@DebtFreeMillennials]

Paying for things in cash as you go is the best way to stay out of debt for sure

[@bobbyhathorn8847]

Loyalty apps are good.

[@zo_471]

I’ve been educating myself in personal finance for a while now so none of these are new to me.

[@DebtFreeMillennials]

Yay! Love to share what’s working!

[@divyv20]

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