15 Signs You are the New Poor

So there's a new breed of poor people. You might be one of them!
Get the app: www.alux.com/app
15 Sings You are the New Rich: • 15 Signs You are the N...
In this Alux.com video we will be answering the following questions:
What defines modern poor people?
What are some signs you're poor?
How to tell if someone is poor?
________
00:00 - Intro
00:32 - Your rent consumes half your income or You still live with your parents
01:42 - Your emergency fund is under $1,000
02:55 - You don’t have a career,
you have a job and even that might be taken over by AI soon
04:05 - You have student debt
06:57 - You have no investable assets
06:50 - Inflation is outpacing your earning power
07:46 - You use payment plans to buy things although you end up paying more
08:58 - You transact with digital money, not cash
10:48 - You are your parents retirement plan
11:33 - Everyone around you is living the same way as you are
13:20 - You pay for the services
and one-off experiences,
not the goods
14:49 - You overpay for the little things, but do it consistently
15:46 - You prioritize the present over the future
16:33 - You lack any high-demand hard skills
17:52 - Talking about your money gives you the “ick” but love following rich celebs
18:51 - Question
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[@alux]

Poverty as we know it has changed, avoid it! Get the alux app and see what it does to your earning power: www.alux.com/app Cheat codes for life: kzbin.info/www/bejne/gKClZKqCZpqYmqM

[@jonnovember2136]

You got me out cold! I am not sitting here to get insulted...

[@Farden423]

What if im a kid?

[@thabodaw6266]

Can you do new middle class.

[@aelafmesele]

I am happy about this so I a CEO a company and I am interested in stocks my companys stock will be available and I would like to talk to you Alux and help people to buy a stocks

[@randypurperhart5657]

@@aelafmesele sirrrr, where can i appllyyy

[@aristotle736]

Convenience is HUGE for the younger generation .Paying $14 for a nutritionally poor fast food meal and another $8 to have a door dasher deliver it is flat out INSANE.

[@RockyVegaTV]

Yes it is and it's exactly why I stopped using UberEats and Instacart.

[@omotayosatuyi252]

That’s just ridiculous

[@user-sl3zv8cq9k]

You can buy 2lb of USDA organic pork at $14 and just boil it in water for 30 minutes with some salt. You will find it's delicious for a family.

[@oh2txb18]

It wasnt bad when it was only $5 after tip for one person meal. Now, food prices are basically double at many places, fee $3, taxes here, and tip. When it cost me $35 for a philly cheesesteak and a side.... nope, I'm done. Still some ok places for the occassional carry-out, but you wont get richer pissing $ away on non-ROI items.

[@cupcake5003]

You're right. But the thing is that lot of social activities involve eating out, going out. We hang out with friends who are on the other side of town. This simply was not case 20 years ago. People would socialize with picnics, going to each other's homes for dinner parties. People didn't travel as often as they do now. People travelled in trains. Now a lot of people prefer flights to trains or buses. When we go out, we end up eating out something or the other even though it's a small snack or at least coffee. This did not happen 20 years ago.

[@danicegewiss862]

My husband is a carpenter. I do medical billing. We live reasonably well because we invest our money in ETF's My education cost less than $4000. I got it recently. No, we are not poor. I'd say we are middle class. Yes, that still exists. I watch this channel for inspiration. Rent? No. We own. Credit card debt? No. Mortgage? Dropping like a rock. Savings? Growing like a missile. Do we look rich? No. We look like we're barely surviving. But we are surviving comfortably.

[@davidmontroy3408]

Another element that I found with alarming regularity, is satellite dishes. Affluent areas have almost zero, but the poorer areas, all seem to have no shortage of them. In shopping for distressed properties to flip, many that are empty due to foreclosures over unpaid taxes, it was a near certainty to find at least one. Actually saw one with 3 dishes on it. Don't have money to pay their property taxes, but don't interfere with their entertainment. Reminds me of the discussion about why you never see TV commercials for cars like Ferrari and Lamborghini. Because their manufacturers know that people that can buy their cars, don't sit around watching TV.

[@gabrielpacana8596]

I bet those houses had Mercedes Benz and Infiniti cars parked outside.

[@davidmontroy3408]

@@gabrielpacana8596 nah, more like Mustangs and Camaros.

[@ol2510]

Maybe those people don't have the same amount of resources to be able to go out, travel and enjoy life like the rich. When you live in poverty it feels like there is no way out and something like a 50 inch tv with 500+ channels gives you entertainment and a taste for experiences that you desperately crave. Escaping poverty is not as simple as downloading an app from the app store (sorry Alux). You have to unlearn things, change your thinking, give up unhealthy habits, find better friends and that takes years.

[@aaz1992]

Because the poors have their Tell-lie-vision to get PROGRAMMED with the regularly scheduled PROGRAMMING

[@ankhpom9296]

It is noted the lower classes have a prelidiction to entertainment.

[@astrofxmining8706]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, you creat your own conditions, through your decision making ability. If you want good opportunities so you can make good decisions. It's simple. Start with small successes that you have complete control over. Continue that successful mindset throughout your day. People notice a positive attitude, and present opportunity to those who seem capable. Project capability, and when opportunity arises, prove your capabilities. There are rarely situations without opportunity, and those few unwinnable situations are completely of your own making.

[@Soboj-oy8me]

yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an expert can lead to a great loss too

[@philominafashi1662]

Hello I'm new here, what exactly kind of investment are you talking about here please I'm interested too

[@manitizlucia7988]

Obviously these investment requires much cash and concentration to start?

[@adasohas4557]

you're right Forex trading is surely a lucrative way to invest whether you want growth, leverage, stable income or something in between.

[@user-cd6ny9yp9y]

yeah for sure, honestly I made 62,800 dollars within 6days of trading with Bit coin.

[@watsonkashala99]

00:00 - Intro 00:32 - Your rent consumes half your income or You still live with your parents 01:42 - Your emergency fund is under $1,000 02:55 - You don’t have a career, you have a job and even that might be taken over by AI soon 04:05 - You have student debt 06:57 - You have no investable assets 06:50 - Inflation is outpacing your earning power 07:46 - You use payment plans to buy things although you end up paying more 08:58 - You transact with digital money, not cash 10:48 - You are your parents retirement plan 11:33 - Everyone around you is living the same way as you are 13:20 - You pay for the services and one-off experiences, not the goods 14:49 - You overpay for the little things, but do it consistently 15:46 - You prioritize the present over the future 16:33 - You lack any high-demand hard skills 17:52 - Talking about your money gives you the “ick” but love following rich celebs 18:51 - Question

[@abhishekraj.777]

I'm poor

[@OGSarah]

Come on Alux, why you spouting bad info? Student loans don’t transfer to kids. They are discharged after death.

[@LaoFarm]

Thank you

[@therearenoshortcuts9868]

"you are your parent's retirement plan" rofl, with this list how can that be possible? LOL

[@marlon82mc]

Thanks, this video is too long-winded.

[@mysticalunicorn9869]

Although Alux is a good channel to watch, they have mastered the skill of shaming. The content is meant to shame its watchers to feel a deep sense of inadequacy. For some, this shaming technique will motivate them to take action and make changes to avoid feeling inadequate. For others, this shaming technique can make them feel terrible about their life. Lets remember that none of us can get life "wrong". There is no such thing as living "incorrectly"...there is simply experiencing our temporary existence through a variety of experiences. Look at all the graves in a cemetery and point out which individuals in those graves lived "right" and which lived "wrong". No matter how we live, the finish line is the exact same for each of us. Don't allow Alux or anyone else to make you feel like you aren't living life adequately. As long as you are still alive, then continue to experience this life in any way that you choose to. ❤

[@YatoDharmaTatoJaya]

These sort of channels thrive on shaming and fear mongering and by doing this consistently, become KZbin millionaires themselves. All by upholding a weird race towards "being rich"

[@sp123]

They shame people do they will buy their app

[@leandrog2785]

@@YatoDharmaTatoJaya They may use predatory practices, but they're talking about a real problem. Escaping this poverty and "being rich" is a very valid and important goal.

[@cagicha1967]

I can't believe noone else is calling this out! I've been following this channel for long, but don't really watch their videos. I got curious for this one, and was shocked to see the hate filled tone of the narrator! 😰 It felt like being chastised by some random elder who thinks that everything wrong in this world is because of the youth. Unhealthy level sad☹️

[@rickmaurer8726]

Social darwinism for the poor but socialism and champagne everyday for the rich.

[@michaelbaines980]

This video is hilariously honest. Another point is buying things that don't get used. Hobby, sporting, fitness equipment, etc. Get into them slowly. Make sure you want to do it. Example don't buy spinning bikes and gym equipment unless you are already doing body weight exercises. Garages are full of scuba, camping, cycling, guns and other gear that people thought they would use but don't. Paid for with after tax dollars. I wish I had learned sooner but take your time when spending each dollar and beware of credit.

[@katherinespencer2073]

The crap that is on various sites for sale, especially by people who are still renters, I just shake my head! What were they thinking? And the stuff that people keep replacing for no reason is shocking. And more clothing than to get from laundry day to laundry day but never see a dentist for cleaning. Shocking choices.

[@FineNaturalHairROCKS]

This is 100% true!

[@DioDiablo702]

Went from poor, middle class, back to poor in 5 years. Got my income up and inflation hits. Motivated me to start my journey as an entrepreneur sooner. KZbin is just step one on my road map. It's a long road but I want to break from the "work until you retire" cycle.

[@aaz1992]

Just start more businesses

[@kevingp12]

Do. Side hustle. Work smart and hard, work weekends.

[@aaz1992]

@@kevingp12 yep. 2 days off is a massive luxury

[@Cameroll]

Being aware that I am my parents retirement plan has haunted me for years, as I am the only family member “doing well for herself”. They have no retirement and intend to rely on social security and a company life insurance plan. Whenever I see my parents, they are more frail from not taking care of their health… and more in debt too. No one wants to see their family struggle, especially in their later years. Inside my head there’s an alarm going off that I’m running out of time and that I need to figure out this money thing ASAP so that their poor choices do not strip me from living my best life (there’s so much I still need to accomplish). That alarm is part of what keeps me focused on the mission.

[@shaun_rambaran]

I hear you on that, and I'm in a similar situation. In my case, my father wasn't a bad guy, but also wasn't so great a provider. So after their relationship collapsed about three decades ago, my mom worked flat out as a single parent to provide for my sister and I, getting us through school and all the rest of it... however while doing that, she failed to set anything aside for her own future. So I'm quite happy to support her right back, but it's also a terrifying prospect as I myself am working flat out these days just to slightly stay ahead of my own bills. I wish I could share some sort of sage advice to help you, but all I can do is wish you the best of luck in your mission, and I wish you focus, energy, and success. You can do it!

[@joesphcu8975]

I used to think everybody went broke during the Great Depression and other major crashes but they didn’t… Some made millions, I also thought everybody went out of business during these times but they didn’t, some went into business, there's always depression/recession for some people and there's always a good time for others, it's all about perspective.

[@checkforme234]

most of these strategies and loopholes are better managed by experts and pros in the market, the average Investor on the other hand are left to suffer during a crash.

[@lawerencemiller9720]

The issue is people always have the “I’ll have to do it myself mentality” Unapologetically, that’s why the get heavily affected during a crash and coupled with the fact we’ve had the longest bullrun ever in the American history, most folks aren’t equipped to manaqe this crash and it’s impending opportunltles well enough, so it only makes sense to seek proper guidance during these times, that’s what lnvestment-advlsers are for, been using one ever since the pandemc 2020 and I’ve been barely affected by crash, I have $850k in profit sitting in my portfolio and I’m unbothered about the market outcomes.

[@stephaniestella213]

@@lawerencemiller9720 Well if isn’t that the hard truth…this investment-adviser that guides you must really on to something…who is he?

[@lawerencemiller9720]

@@stephaniestella213 It’s a She actually, Eileen Ruth Sparks I initially came across her on a CNBC news report then on smartadvisors and I decided to hit her up. Best decision I made to stay afloat 2020.

[@stephaniestella213]

Thanks for the contributions, I just skimmed through Eileen’s Ruth webpage, interesting stuff, wrote her an email.

[@seanc6468]

Thank you. I'm 53 and have a job. Not a career or generational wealth to fall back on . But I have been working on a small business creating wood furniture in my garage. The unknown and lack of business knowledge keeps me from getting it completely off the ground. But recently I've been getting inspiration and some help. I'm on my way to a better year. Hopefully I'll live to see it prosser. THINK RICH!!

[@mi-da2920]

You got this! Don't let doubt pull you back.

[@PorshiaVonne]

Good luck 🍀 keep pushing

[@johnramirez8289]

since you work from your garage, see how many times per year you are authorized to host a garage sale; then advertise on all social links your event date & time, (Friday and Saturday are best); have a business card ready and your wares and vend from your garage 3 to 4 times per year.

[@laurab9518]

Living with my parents at 31 now has gotten me very close to being debt free. No car payment either. Plus will be getting own place, settled into a career. It’s not a lose situation, except time lost

[@sarahbreisch4750]

I'm so happy we're able to own a home, and I tell all my kids that they are welcome to stay as long as they need to after high school, because I am well aware that paying out 60% of your monthly income on rent is no kind of way to start adulthood.

[@rezterralico4369]

I paid room and board for only 600 a month to my folks until I was 28. Had a 20 percent downpayment then moved to the City 30 minutes since that is where all the engineering jobs were. Since then I saved the vast majority of my money for nessicasry house repairs and long term mutual fund savings with normal 235 CAD monthly payments (ones also form the 4 percent doubled from work) and also large lump sums. The only major regret is placing 10000 to 20000 dollars more into the market once I finally sold my property out of province. (Got maybe 82 percent of what it was worth 5 years earlier due to the post office blowing up overnight, at least it happend at night and no one got hurt). Also I was lucky that my property was at the top of the hill so I was not in the "explosion zone". This was due to fault lines shifting the natural gas lines. I had no crystal ball for that one but due to the delays from needing an upgraded sewage lagoon (settling pond) to support adfitional waste water treatment from nee septic tanks it was delayed. Just as the market was looking decent hearing from my agent I told her yeah Covid will delay that (March 2020). So happy I sold that property. I made profit in the end but the stress was urge. Hope to have the house paid off in the next 2.5 to 4.5 years depending on bonus checks. Yeah living with the folks rent free or even paying them room and board is a great way to save up for a down payment then once the mortage is done you can have way more mola to invest in mutual funds or stocks. Will make it way easier to have money for house repairs. What you have to do if your single now a days to get ahead sometimes. (I was fortunate that I think the folks had a little over half the engineering paid for, the other half I had saved up from working McDonalds during highschool and the summer jobs between semesters. I was no were smart enough to work and do engineering at the same time. It was the worst 4 years of my life with loads of stress to get through. At times the job can be relatively interesting (too bad the word interesting is a simily for stressful for me). Even if my folks didn't have the other 23000 for my post secondary I would have focused on paying that off. I would maybe had delayed me by 1.5 to 2 years from moving away from the folks. Heck the majority of my video games are paid for through doing phycological online surveys. About 12 CAD and hour of NET pay and it's kinda the only side coin I can earn. Once they see engineer on your resume the local McDonald's dosen't want to hire you. At least I can get some Overtime at work. Learning to cook well at home is a great way to shave the food bill down. Intermitent fasting can also help with that as well.

[@rezterralico4369]

​@Sarah Breisch Even if you charged like 700 CAD room or less for room and board it would most likely be cheaper than most regular renting arrangements.

[@Ziegfried82]

It is a sure sign you are poor though. Do what you gotta do, I had to move in with my mother when I was 27 and it was utterly humiliating. Stayed with her 2 years then got back out there with a friend splitting a rental property. But think about it..are you rich right now?! The reason you are living with your parents is because you were broke. I don't think this vid is saying it's the wrong decision so much as stating the obvious: people who live with their parents tend to be poor.

[@somewhereoverit711]

I’m 32 and moved back home because living on my own makes it impossible to save and have full coverage health insurance (i’m a high user). I used to be ashamed about this, but life is not a linear progress and i’m trying my best!

[@Jikrin]

I started watching Alux when I was a teen and all if the negative things said normally applied to me. Now, I'm in my 20s and 90% of these don't apply to me. It feels good.

[@coachempress]

Sooooooo happy for you

[@queenelizabethiii1616]

Real?

[@ourartisanstory4242]

Congratulations 🇺🇲🥳🥳🥳

[@FineNaturalHairROCKS]

This is awesome! Congrats!!!

[@thebinxesvlog7505]

Beautiful to hear

[@andyrichens8712]

Signs of the new poor: not willing to adapt or pivot, because of comfort, convenience sentiments and luxuries ( that they can’t afford anyway). I’ve been telling a few friends from back home that if they *can*, consider moving out of province/state/city. Could mean relocating to a place or a job that allows to build wealth and long standing growth. Paying attention to warning shots that maybe ‘I should get the hell outta Dodge’ or ‘take that needed detour’ has saved me on more than one occasion.

[@The__Watchmen__]

15:20 - Sometimes despite having the same active ingredient, generic medication do not always work the same way or as well as brand name medicines. Sometimes the difference between a generic and brand name is so large that local health guidelines prevent the switching from certain brands, especially in anti-epileptics. The ACTIVE ingredients may be the same, but the rest of the formulation may be completely different. As a healthcare practitioner I've had patients take one brand of codiene 30mg, and it works with no side effects, they switch to a different brand of the same strength next week, and they're vomiting and unable to stay awake, as that brand was formulated differently (i.e different excipients). Just thought I'd point that out quickly. Great channel tho.

[@Bluemansonic]

My co worker who got fired told me that while he was unemployed and homeless he still has $15,000 in Savings... My Savings is my Rent which like you mentioned is over half my paycheck every week

[@chrischarles3770]

This one was super difficult to sit through. Appreciate the wake up call. Pre-rich.

[@atty.krizzygayle333]

I live with my parents because that's how we are in tge Philippines. We dont move out when we're 18. In fact we move in our families in our parents home. We decided to buy house recently. My father was sad to hear the news. He encouraged me to just rent out the house we bought and stay with them because they will be old and sad without us in their house.

[@hauntedhouse7827]

Your lucky to have such a tight familial bond, treasure it.

[@cUser691]

My take on Alux is pragmatism. Their lists are inventive and relatable and unlike faux generic lists and concept that others promote.There is no shaming in my view. If one feels triggered by hard facts about self-mastery, financial savvy, how discipline impacts a person, then one needs to address their emotional state with a professional.

[@stgermain6488]

For #8 You're actually winning by using credit cards. Unless the store charges you extra for using a credit card, all the cash transactions are adjusted for card fees

[@johncoaleii1423]

No you aren't it is the programming of the psyche. It programs you to act and enables instant gratification. At 40 I just finally began carrying a plastic debit card. The reason my employer said no more paper checks. I have credit cards for emergency only. I haven't touched them in two years, I keep them in my safe. As a young man I read a book called The Millionaire Next Door. It changed my life and defined the ideological view I have regarding money. At 40 I own a farm,now home, zero debt, six figure career. Being poor is a belief system. It is rooted in habits and patterns. I could ask someone their dream and they'll tell me they can't because of start up money. I then give them a million dollars and two years. When I return in two years they'll be broke again. It is an issue of mindset. Poor will always be poor until they changed the root and stop placing value in how others perceive them.

[@jayc5756]

🤔

[@jrr7031]

@Jay C yes. Its true....yure going to pay for it anyway right? If you can send most of your money to a high intrest savings account(laughable idea) and use specific credit cards, for specific reasons...(1 to get 3-5% cash back for gas, another for food) you actually spend LESS money, while earning what you saved in intrest. Youll have to transfer your money back to a regular account and pay off all the credit debt before the closing and reporting date.

[@randyjones3050]

I didn't understand their logic on this one either. Most stores don't offer any sort of a discount for paying in cash so that means that the costs of credit/debit card fees are built into the products you are purchasing. The only way to save money is to use cash back credit cards and pay off the balance every month. However, the key is actually paying off the balance every single month and not carrying over any of that debt from one month to the next. The truth is you are actually LOSING money by paying in cash most of the time.

[@IBPaintsppp-wt5ou]

I'm 99% sure you're correct too. Using a credit card let's you get cash back (I get ~$40 a month in cash back). It's the seller that has to pay the credit card fee not the individual, there are a few companies that do charge extra for credit cards, but I think they legally need to tell you before you purchase. It also helps you build credit score a little which will be hugely important for car loans/ home loans. And for tracking your spending, analyzing, and budgeting- having all your spending in one place, your credit card, is a much easy way to mange it. Alux is throwing with that info, lol

[@kewalpatil]

In India we have a unified payment interface (UPI). The money is deducted directly from bank account. It's not credit, but still digital. As of yet there are no additional charges.

[@akshayahuja2798]

Till when?

[@Dancing_Alone_wRentals]

I hope they don't start the charges. VENMO started with fees so I jumped to Cash APP. Before...handling checks required tellers....now we move the money digitally and yet banks want more. I don't hate banks...but I avoid them.

[@queenelizabethiii1616]

​@@akshayahuja2798 till the time it doesn't get to the hands of greedy people

[@jennifer3551]

So true. I cracks me up how my gen z coworkers all buy the expensive drinks and uber their lunches, pay for expensive manicures, etc, etc. And yet ALL still live at home or with their boyfriend's parents. I'm a Gen xer and have made it a point to live below my means (but still comfortably) my whole life, went to school part-time and worked full-time to avoid student loans, etc, etc. Well I now own my home at 51 and I'm in the process of procuring a rental for the future. Financial stability is way more important than stuff.

[@cindyeisenberg8367]

I am the newly poor because of a disability. I am also the youngest of the boomers and also am screwed good. I always spent money on all of my illnesses. Now I can’t work. We didn’t get raises in my field and we were outsourced. At this rate if a person has a place to live, they are lucky. We all had education. We are not on the negative in my generation. I live simply. I don’t go out to eat or for coffee. I don’t buy a lot. My nephews are gen Z and are going into high tech fields. So, they will do great. Because of my disability and medications I have problems with math and reasoning. So, I am very lucky. I think it would at this rate be easier for me to live with someone. But, they don’t want to deal with my illness, as it sometimes causes problems.

[@mr.guzwee7695]

Live well.

[@janeentumbao8690]

If you can answer a phone, afford decent internet and can work a computer, you could do customer service work and get paid upwards to $40k a year. Not a lot, but better than a disability check. Plus those jobs come with decent benefits.

[@cindyeisenberg8367]

@@janeentumbao8690 I did that and can no longer do that.

[@ayyyejesterdazed]

Pre Rich. I’m doing better at this age than my parents were. Mostly because I waited until I was mentally and financially stable before procreating

[@CheshireShade]

PRE-RICH You touched on something at 14:45 that I have been contemplating for a long time. I have been toying with the idea of creating a book based on the philosophy of "save like a rich man, buy like a poor man" and calling that book "I sew up my socks" the idea behind the book is exceptionally simple, finding as much value out of every purchase and not always going out to purchase a new pair of socks everytime there is a hole in them. Invest in a needle and thread, and as a direct result, your $1.00 purchase lasts significantly longer. Thank you ALUX for providing so much to reflect on!

[@GodsDNA23]

Agreed but remember you time and life quality are valuable too. So for me it is a balancing act of do I want to save the money or enjoy my time doing something else… I agree with you, all purchases are important and should be considered a valuable decision. I would caution trying to save every thin dime. The ultra thrifty have a hard time in many relationships as they are perceived as cheap. Also, remember to reward yourself well when you have done a good job.

[@BensleyDRAKE]

Good idea except the rich DO NOT save their money.

[@CheshireShade]

@@BensleyDRAKE Then how do the rich stay rich?

[@josephmaschak8652]

That's an excellent idea for a book. Go for it !

[@Dragon228833]

@@CheshireShade they own things that make them money. You’ll never become rich from saving every penny from working at McDonald’s. You get rich from increasing your earnings

[@KatsudonArt]

1. If you're asian, living with parents in your 30s is seen as a sacrifice (you gave up on marrying and having a family, lol) and a privilege, you get to take care of your aging parents unlike in the west where they leave the elders to be taken care by strangers. I also tried Masterworks, they called me and when they interviewed me, they realized I'm poor and I can't afford their minimum requirements so they say no to me. lmao I am artist myself! hahaha

[@mosehaydid4736]

My only problem is I don’t own any assets that appreciates in value. My advice to anyone reading this comment: IF YOU DO NOT WANT TO BE PART OF THE “NEW POOR,” DO NOT HAVE KIDS. I don’t have kids. That is why I am not “new poor.”

[@WealthbuilderzTV]

These are some real hard hitting truths. Appreciate you Alux.

[@robertmaxa6631]

Talking about fees. It blows my mind, that the majority of people don't realize that to use a debit card to pay, costs the store, and the customer money. Paying with a credit card, costs the store money, but paying with cash, no fees. The installments thing also boggles my mind. I suck horribly at math, but I'm even smart enough to figure out, that for whatever you're financing, you're paying more than it's worth. Regarding standup scooters, if you live in London, England, not Ontario, and want to ride a scooter, you have to rent it. Legally,you can't ride a scooter, you bought, and own, outright, in the city of London.

[@shaun5552]

The card might cost the store money but as a consumer it costs you nothing or even negative if you're getting some form of cashback, points etc. Perhaps this varies between countries? I'm in Australia.

[@serenadavis2512]

Great video. you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..investment is the key that can secure your family future

[@marlienkantwell6106]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.

[@hindgabs8484]

I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,I became better the moment I realized this.

[@umargarba2877]

The year 2022 has been a difficult year to invest and it's really affecting business individuals.

[@musahalimat7403]

Exactly I just applied for a loan to start a profitable Investment, this year I don't wanna joke about it really.

[@mercysabo3572]

The rich see every economic crisis as the perfect time to start up an investment, and I believe this would be a good time to start up an investment.

[@Coincollector81]

I'm pretty sure that I was a younger age than my parents when I started working/ earning money. I was either 10 or 11 when I started doing jobs for money. Yard work, delivering news papers or snow removal etc. Ever since I was young , I've had the money mindset. I found my first job when I was 16 and that was 25 years ago. My family mainly my father and brother's would hate on the fact that I worked overtime to put towards my coin collection. The hypocrites worked overtime also but when I did it. I was evil , greedy and corrupt. The hating never worked and when I pointed out the hypocrisy, they played it down. I grew up poor and have no plans to go back.

[@stoundingresults]

They were just jealous of your success and trying to keep you at their level. "Bucket of crab" mentality. I grew up poor too, you have to drag me with chains to get me back.

[@anshudubey3178]

This type of videos are the reason for coming here again and again 🔥❤️🙏🇮🇳

[@cash-only-por-favor]

If you wake up late and your screen time is through the roof on a daily basis - you are most likely struggling financially as well.

[@anthonythompson3806]

As somebody who is clearly in the working poor class, I can report some good news: 1. Personal savings rate above 30% w/out public assistance. 2. No new debt. 3. No family/parents. 3. Cheaper food cost. 4. Emergency fund pays for 5.5 months of current standard of living. 5. Strict budgeting. 6. Guidance from more upscale people. Now for the bad news: 1. Past legal woes depress income - job not the best. 2. No appreciating assets. 3. No possibility for inheritance. So, working out of poverty actually does require work, but it is worth it in the long run.

[@MightyR1000]

I'm glad you are back! The expressions that you display are very much needed. Thank you, Mrs. Alux ⚖️

[@stepanfilonov]

If you think about most of these, they don't make sense. 1. It's okay for the new money to be their parents' retirement plan, you play with the cards you're dealt. And loving your parents isn't "poor" and doesn't stop you from being rich. It indicates how you started, not how it ended. 2. It's okay to pay for services and experiences etc. let's say travel. Much better than some extra watches or other "goods". 3. Digital money is a business' headache, not a consumer's. They have to consider the fees and include it in their price. Also legally they aren't allowed to charge you less in cash than via card. And very often Mastercard/Visa give some cashback or other offers for digital payment. 4. Most rich people in their 20s live with their parents, it's poor people's mentality actually to leave at 16-17 years to go and get up in life. Nothing wrong with that, but you got it the other way around as per my experience. 5. There are many no-overcharge payment plans which make sense due to inflation. If you pay 100k right away, you pay today's 100k. If you spread it over 5 years, the 100k in 5 years is less valuable than today, which results in you actually saving money, especially if there's no amortization on your loan/plan.

[@gigibau]

I agree with you on these ..

[@CharlieMoonDrops]

Pre-Rich 😅 I needed a word for that nervous excitement in my stomach. A similar video about "Why your still poor", change my life years ago, starting this journey. Your continued measured cool about knowing those who need it will find it and understand stands true. Bless 💙

[@YoungDreezee]

When you say "You are your parents retirement plan" I totally understand. My mother in law had to move in with us at her age of 53. She has no savings, 401K nothing. I barely had a chance to enjoy my marriage and within 5 years of my marriage she moved in.

[@janeentumbao8690]

That's kinda young of her to need to move in with y'all. I'm 48 and I need my peace, quiet and freedom! Maybe mom in law has other ideas. Be aware!😂

[@Shadow-7773]

@@janeentumbao8690 She used you. You should make her work a 40 hour week.

[@brown_beauty7499]

Damn that's messed up. If she's healthy she needs to be working 2 jobs and taking care of herself.

[@gabrielpacana8596]

An annoying thing I've noticed is that people get so gung-ho into buying the upcoming model year, whether it be a car or phone, even though they own the current model year. I talked about that with a friend and how pathetic that is because buying the next model is not a big leap for that individual. I bought a Galaxy S9 five years ago after using "dumb phones" for years and I'm still using my first smart phone to this day.

[@grahamturner2640]

14:25 though public transportation, at least in America, isn’t all that good. There are many trips people would want to take, but can’t (e.g. if someone lives in the suburbs, they’d be lucky to be close to a bus route that doesn’t even get good service, and even in city centers, transit isn’t great either).

[@sp123]

Right, America has poor public transportation except for a few big cities

[@leandrog2785]

​@@sp123 When your standards include Europe, "poor" is a huge understatement for the US public transportation (in the vast majority of cities).

[@susanmccormick6022]

The reason,IMO for lousy public transport,is because politicians don't use it.They'd soon get it sorted if they had to.Makes me livid.I miss my car but a bad decision made such things impossible.Folks,never,ever listen to 'advice'unless u r 100pc sure of advisor & advice!

[@Exorcist364xs]

It’s sucks! I crashed my car 3 years ago ended up having to move closer to where there’s more public transport. I’m still broke because I pay more to live where I am. I wish I had my paid for pos car again I’d have more opportunities for jobs. I also have mental health issues so that doesn’t help. And yeah Uber and Lyft is better if you have problems being late in the morning. It’s easier said than done. Having depression anxiety with ADHD I’ve had this problem since I was a child. Sometimes you have to admit and accept you have something that can’t be changed. I don’t go out I don’t do anything extra. Things have gotten harder in two years. You work harder for nothing. When you have depression you don’t apply for better jobs because you don’t think you’re good enough.

[@Agentxile]

These are interesting, I have relatives that swear by Uber. I downloaded the app four years ago and have never used it. I belonged to a food club once. At the end of the year, I couldn't believe how much I spent...for vegetables. So, needless to say these types of services are not for me ever again. I never thought of them as poverty beacons, but they Alux helped me out again.

[@leandrog2785]

I think that point is extremely location dependent. IDK what Uber prices are like in the US, but going by where i live in Brazil, going by Uber everywhere if you don't commute costs only a tiny fraction of the ownership costs of a car (let alone depreciation, and not even considering insurance either, which almost no one has here).

[@user-ne4kh8vy6l]

Am I too not-american to fail to understand why being my parents backup or living with them is sign of poor person. In my country it's normal to care and help old parents and is considered as a sin no to help them when they get old . Also living with parents if the house is big is not considered something bad , rather it's a good strategy to save more money , have someone to take care of the kids . Although I lived in the States , the way it moves makes me see it's a failing and dying society.

[@KarijnsWatercolors]

Millennial here and I honestly don't agree with some of these points. The first is being living at home with parents (currently doing that because I'm saving up to buy). Saving becomes harder if you have to spend a lot for rent, if the option of flatmates is not feasible, what's wrong with living a couple of years with your parents? Second, it's true that with digital money the value decreases with each transaction, however I am not responsible to save businesses from a system that was build up by banks and also, am I to believe that a business doesn't already add a small price raise to counter this loss in value? Please. Third, having a job and not a career is *fine*, it's an activity I do to get paid, it's not a passion or a call and it shouldn't take up more time than what it's worth. Also, I think paying for convenience is fine, because I earn that money from working and if I want to spend that same money to buy back some comfort and free time... I can and I should. Of course one should always be aware of how much money they spend and for what so they can pick the best value for their buck but really, these 15 points can be summed up with "start a budget and plan your money spending for the future".

[@joeswanson733]

look if you're poor you're poor. there's no arguing over it.

[@KarijnsWatercolors]

@@joeswanson733 Yet I feel there is a difference between one who is poor despite a frugal mindset and good financial choices and one who is poor because of their spending attitude and bad financial decisions. One of the two situations can be improved or even fixed, so why should I accept them as if they were the same thing?

[@corneliusepperson6894]

This has pushed me to have weekly conversation with my grandchildren! Thank you

[@jimdandy8996]

So referencing to your suggestion of paying cash instead of using digital currency: You give no citation to the government eliminating cash and moving to digital currency in the near future.

[@inquisitiveadventurer1983]

Here in Nigeria a house is still an asset because there is little to engagement in mortgages.

[@rayshawnbedell8112]

I don’t know about number 8, by me using credit cards for my monthly expenses and paying them off every month I am at this very moment on a vacation that I only paid $22 for because of chase UR points as well as delta skymiles, cash never did that for me and I been paying bill since I was 18 years old

[@jenniferbond7073]

We do the same, we pay off our one credit card each month. We our cars are paid off, we have no debt. People that have expensive cars they can’t afford but don’t realize it since they finance it, same with a house and then have credit card debt dig themselves in a hole that will take years to get out of. Add student loans and it seems overwhelming to ever get out of debt.

[@Mymultitube7]

Very hard hitting questions! Like a wake up call! BTW, this message confirms I'm POOR!!

[@jenniferhcsmith-5586]

lol alot of people are poor.

[@Mymultitube7]

@@jenniferhcsmith-5586 Let's change it, then😉

[@lilmisslegal3018]

I thank my parents and my husband parents for preparing us both as children/young adults. Because everything Alux said is 90% true. We never use our cc when shopping, only cash. We left traditional banks and joined credit unions.

[@robcubed9557]

I'm all for a minimalist lifestyle because I don't like clutter, but this is getting ridiculous. I mean, I choose a semi-minimalist lifestyle in order to be frugal so that I can spend money on experiences that I genuinely enjoy. I do not want to be FORCED into a minimalist lifestyle due to absence of opportunities.

[@keyboards6364]

Your not a minimalist

[@JohnMiller-iu2sx]

3:39 They had me in the first half, but then I've bought the land, put the fruit and nut trees on it, seed potatoes are right next to me, and a cabin is getting started this spring... Also last 7 years were spent building a business... So I may be poor... But damn I'm no "dreamer"

[@zendriagoodwinkins1071]

wow ive been listening to you since your 3rd video i was a kid back then today im a 16 y.o. young lady...i have learned so much from you thank you...but i have to say today's show was the most hard hitting and eye opening and powerful show You've done so far

[@mr.guzwee7695]

An Alux kid turned teenager. Yippie

[@pratikvora2578]

This is the video that we all need, but don't deserve. Well done Alux!

[@thelifetimecoach0101]

yo

[@xevious2501]

Things you need to be aware of.. First.. High School... It use to be that High School was the default standard of education required to give a person the tools needed in life to make it in society. the tools to get a job. High School of the Vocational type, use to provide training for a variety of skillsets, Wood working, mechanic, automotive, aviation, metal and plastic, home economics etc etc including music and computer engineering. But when computers came to the masses, high schools dropped all but computer science as it was thought to be the most important and largest of growing careers. It was and yet by schools dropping all the other training, it made a void in those fields. kids out of highschool were no longer going into those fields. and a void was created that saw to such career not having enough new comers to supply the demand for new younger workers. thus the older generation continued on until retirement and businesses would go under because there were few employed to keep the business functioning. This also ment that such jobs would be of high demand and high salaries to acquire skilled labor. the tech world was saturated by computer trained workers a dime a dozen, but those dirty job blue collar positions would see to far higher pay due to demand. understand this.. high school doesnt end you senior year.. it ends your junior year because by the time your a senior , you should already have your mind set on your career choice when its time to graduate. your a bullet in a barrel cocked and ready to fire in your senior year, already fixed on a target. By junior your your locking down on that target. I would say this.. a major factor to your future is what baggage you have on you 4 years after high school. In fact you Should be hacking away at your career goals while still in high school. and depending on your career, will determine whether or not you need to goto college. Many careers do NOT need you to goto college. Most hard labor, aka dirty jobs do not require a college degree, and many of them are actually high paying. Plumber, Electrician, mechanic, Some artistic careers, at best some of these jobs will require a trade degree as proof of your knowledge, tech degree's. But do not goto debt inducing college for things that you can prove your skillset. For instance. You can prove to people your ability to draw by showcasing your work. Going to college can be a help and introduce you to others in your field, but the work itself is up to you! your own drive to get better is on your hands. So what does a college degree give you in that field? not much accept an environment where others like you are doing the same. thats it! and is it worth 70 grand in 4 years? NO!! 70+ grand in debt when you couldve found a local art workshop or simply connected with people online for free. which you would do regardless. Make sure your going to a college that will benefit you at its end. Career days, recruitment, etc etc. College should provide you one thing if anything for its cost, and thats providing you a job in the field of your training when all is said and done. if its not doing that, then your waisting your money. Its either a job, or giving you all the tools needed to create your own business. again if your leaving college with nothing then its been a waist of money on their end. because connecting with people is something you could do on your own.

[@silvercityroyal]

"take your hogwarts house out of your twitter bio" i feel personally attacked lmao

[@jondunn1798]

Somehow or other, I've managed to avoid all of these things that define the new poor. I suppose that this makes me pre rich indeed!

[@kaskusio8499]

Well, been your parents pension fund is not something you avoid. They did.

[@rgbink1268]

Today’s video felt like a Sunday Roast! Alux lady, there’s a future for you in standup comedy. ❤ Also, If my Parents have more experience than me at my age, then why do I have a generational mortgage? 🤔

[@justmika6964]

My theory is they said work experience because your parents most likely started work in their teen years or got dragged out at a younger age because their parents wanted extra help through whatever their parents was doing(example if they had a farm or janitorial business on the side.) While generations now end up working a year or two after graduation since now it is more common and necessary to get a degree then a few generations back, but again even though they have more work experience they did not buy appreciating assets that make them more money in the long term and maybe over spent on stuff along the way.

[@stuarthirsch]

Other signs of being the new poor, Appearances are more important than substance. Virtue signaling is more important than actual virtue. The only point I disagree with that transacting with digital money is a sign of the new poor. Very rarely does one get the "cash discount", even if they ask for one and use cash. Most businesses and even individuals won't accept anything but a CC today and just try to buy anything online with cash. Use of debit cards is even worse than using credit cards. In many cases you get rewards for using CC, not so with debit cards, and especially not for cash or paper check.

[@Ziegfried82]

On the comment about art keep in mind: it is very expensive to maintain historical art pieces, sculptures, etc. You need to reach a certain level of wealth to even consider owning things like that due to the maintenance costs. Any sort of deal where you don't own the art yourself and have it in your physical possession is not going to yield anywhere near as much as if you can put the art on auction as the 100% owner and get around 85% of the proceeds after fees. Gold is similar in that if you don't have it physical it makes no sense to purchase. Why purchase gold certificates or stocks? Other assets appreciate far faster...the reason to buy gold is to have physical wealth that you can access in emergencies. Maybe you could take the argument that gold mining stocks will skyrocket in certain conditions and that's your deal..no different than any other speculation IMO.

[@TruckingwithJReddick]

Well Dammit, this is the way to get us motivated ALUX!

[@BenazetG]

Payment plans are not necessarily a bad thing if the inflation is higher than interest rate of the product you are purchasing. Furthermore, you can invest the money you did not spend immediately.

[@brooklindsey880]

What I am hearing is financial strategy.

[@janeentumbao8690]

Good preaching here! I do need to be more self motivated. One thing I can say is that I've been doing better financially than my mother at my age for 10+ years. I have yet to break middle class, but I'm still doing better. I want to be and do better still.

[@blackbaron0]

Perhaps 2 out of the 15. My wages are falling behind inflation that it true. i have investments which help make up for that and so other sources of income - even though i tend to let dividends roll over. i do pay for services and experiences, and goods too. The rest I think are solidly off my list. Just a note on student loans. You don't have to take one to get a qualification. i got a job and saved to pay for mine. And when I got the job I wanted I asked work to sponsor me for further qualifications, which they did. A classic case of not have it now, and not pay for it for ages to come.

[@Tsunami29500]

This is me. I see the things I need to fix

[@charlesagoma4890]

"The new poor mentality is a virus of mind " Thanks Alux

[@cyberbid]

Indeed! Just like the covaids 👍🏻

[@jimdandy8996]

I remember when the Millennials use to virtue signal that they eschewed wealth, but now all they do is flex. What happened?

[@Mysticaltyger]

Poverty has always been partly a mental virus.

[@wyvernspit]

Pre-rich! Thank you for posting this, Alux. It gave me both sighs of relief and "oh sh**" moments.

[@penguingobrrbrr353]

I feel like Alux voice and the topic is not correlating. First of all... how can living in the present is bad and not living in the future ? can you even predict your tomorrow ? no im serious. You go to work and shit happens or you get sick from SOMETHING it could be anything that is dangerous and what happens ? all these moments you've been saving for the future is going to be blow on medical bills or for your coffin if a car or truck hits you or you get in a car accident. Keep in mind that the % overall is low but never 0% and you are not an exception. It can happen to anyone and life is ruthless people that are poor I feel like they are more happy or they give that vibe because they are not stressed out about the future or because they will be pretty much the same status, no one knows. Of course having more money is a must in todays society but based on the video its like "FIGHT OR DIE POOR" which is bullshit... Imagine 100% of the population cut down every shit and have savings and invest ? where the hell we gonna find someone who doesnt to fill in the gap ?. This video in a way is dangerous.

[@MetroVancouverASMRGuy]

Keep hustling whatever position you’re at right now in life. Life will reward you, immensely!

[@suzannethepatriot8049]

The people who fit this category are not only poor financially, typically they are poor spiritually. Money ultimately will not bring happiness. It is nice to first have a spiritual life. Having a healthy financial system in place is the cherry on top.

[@goldengoddess8882]

I totally agree 💯✨️😉

[@Dancing_Alone_wRentals]

Funny, people will sometimes make a comment or begin labeling you with a stereo type. At first you may take notice but there comes a time where you just smile. You smile because your house is paid off, your old car gets you down the road and you are wondering where your annual ski trip is going to be this year.

[@laoaganlester1728]

This applies to the western world like the US. In third world countries/poor countries (Philippines) many are already poor even without this guidelines or indications. Professionals like doctors, lawyers, teachers and etc. are not exempted.

[@karabokgoleng7952]

I was looking for this comment. I live in South Africa and this video doesn't apply to most of us. We are already poor unless well connected or corrupt or born into wealth.

[@goaldealersentertainment]

This video has been a serious wake up call, this year I'm doing whatever it takes to get my music career off the ground and leave my momma's house, i can't allow myself to sink deep in the new poor ditch,i just have to make it

[@Anonymous-wb3nz]

Please don't be another crappy rapper. We don't need any more of that garbage.

[@crawfordkmcdonald7313]

💳Bad math on credit cards. Since I am using the credit card it is the retailer that pays the fee not me. The retailer is not dumb so they raise the prices on everything to pay for the processing fees. I get cash back, free trips, box seats at sports gym memberships Ext from Amex. They guy paying cash gets nothing back and still has to pay the same price as I do with no return. The only merchants that charge extra fees to credit cards are small mom and pop liquor stores and dive bars. If you do shop there sure use cash, but otherwise you are leaving money on the table. Amex is flying me to New York next month to stay in trump international for a week. Zero cost to me.

[@gabrielanaya7841]

Good video, but just a small correction, increasing 7% two consecutive years the value of something means a 14,5% increase (not 14%) compare to the relative value you are taking into consideration. For three years consecutive increase would be 22,5 %, not 21%. A simple but a helpful detail that can help better understand how money compounds in certain period..;)

[@knowitall3892]

This was a straight roast session 😭😂

[@fernandomenendez1253]

“Pre-Rich” The new mindset. Thank-you Alux!

[@felixhernandez3639]

It’s a liability in the eyes of business, an asset in the eyes of a human for rest and shelter.

[@chrischoy9]

The car? To be honest, it is an asset providing that it’s not a brand new luxury car or a lemon. It helps get you to work to earn a income that one can slowly pay off any student debt, get higher paying jobs outside of public transport areas so one can earn more disposable income to invest in.

[@nikosfarma5643]

Additional traits : 1. You live on junk food. 2. You have no idea how a small business works. 3. You have no admiration at all for any member of your community who escaped the rat race. 4. You have not read even one si gle economy book, even one for straight beginners like Kiyosaki's Rich dad Poor dad (the author gives plenty of free advice here on Yt, no need to buy it). 5. YOU HAVE NO Plans, you just work for somebody else's plans. 6. You expect the government to assist you. Gov't is here to make everybody s life miserable, Not to really help you. Thank you Alux.

[@lutherodanielsjr7876]

I want to go back and get a certificate in Microsoft excel but I’m already in student debt so I’m going to self teach myself to do it. I don’t drink, smoke and unless friends are having at small party, I don’t do it. Leaving me enough time to do it. Wish me luck 🍀

[@bethdoesitmatter2967]

Well said Alux! We all need to hear this!

[@evm6177]

🍷👍

[@alcalc61]

Pre-rich no. Pre-wealthy forsure one-day and am struggling to make it but I believe in myself. Believe in y'all self my people

[@protonjicari5990]

Damn I’m f**kng poor. Like CAPITAL F**KNG !! I’m on my last year on my 20’s and I still can’t afford my lifestyle though I paid most of my dept mostly unnecessary toys like gadgets, TV, pets and biggest my expensive motorcycle. But I don’t have any money for emergencies, I still live with my parents house (this hits the hardest on my pride) though they have few houses that I decided to crash in but I cannot afford any house on my own specially purchasing it on my own. And if I decide to rent a decent livable space then it will eat 100% on a 2 bedroom and 70% on single unit. I don’t really have a career since I’m on sales that requires me to go to different industries that I can’t make any foundation on any. I’m 6-8hrs on KZbin really! I play it when I’m driving to client or places for work or personal, I play games on my console, PC or mostly on mobile on my dead time. Just this few makes me realize my life that it’s ugly…….. Damn

[@rainynight02]

Hell, i moved out of my parents house... In with my mother-in-law and had to sell off my childhood and donated half my book collection (THEN found out i could have sold them! 😭) Finally got a job and all of it is going to some personal debts (wife's job takes care of our needs) and then i can finally start investing again.

[@Mysticaltyger]

4:55 Student loan debt cannot be passed on to children in the United States.

[@Kaelinbauu]

Correct. Student doesn’t pass down to children.

[@deshawnwilliams43]

Another great motivational video as usual! Thank you Alux!

[@armandovalles2685]

They are not shaming anyone the truth is most people sit sit back doing the bare minimum with their lives and then complaining like some of you are right now underneath this comment section. Why aren't the ones who are worried about the video shaming getting off their tail and studying to do better in their lives if a video makes you feel some type of way that video is not to blame but you are yourself for being so sensitive and allowing society to break you down. Look allow in your life positive things at all cost but also be strong enough to take criticism from any angle chances are there may be some truth. The facts in this video are phenomenal you're either a realist or a dreamer just surviving in the illusions of life

[@princejohn5723]

Thank you for this video Alux!! This confirmes everything that the 90% of the world's population is dealing with. Great content to help people brainstorm about their lives. #PRE-RICH!!

[@leverage2279]

The number 1 thing about "or you still live with your parents" what if someone lives in a mansion in a big estate, naturally someone would still be living with his or her parents 😅

[@LastOne155]

I think it means you have no choice. My son makes lower 6 figures and lives with me by choice as he piles up mountains of money

[@justmika6964]

If the kid owns it, it be more like the parents live with them.

[@freebirdy3771]

That was great! I hope all the young people watching take notice. And I thank God that I'm old and have lots of money. I'm not even sure why I watch this channel. I guess it's because I have young folk working for me and I really wish I could help them. So looking for inspiration as I just don't understand their mindset. I've been working since I was 12. I didn't die, and it paid off very well, and not just in money.

[@williamclark1244]

Let me get this straight. You have lots of money and people working for you and you cannot help them? You sound like a horrible employer.

[@jayc5756]

SMH!!! I don't get ppl like you man...I really don't. SMDH! 🤦‍♂️

[@skayea]

@Socket That's hilarious. I do social media work for a friend. I'll be 60 soon. My mother came out of retirement at 78 to do online psychotherapy because she was bored. My late 90 year old grandmother regularly emailed and had a Facebook account. My 62 year old business partner has probably been working in IT longer than you've been alive. He's tired of web development, so he's going back to developing apps.

[@MsHoneyBBQ]

I see how this can be helpful for many…. But I disagree with MOST of this video…. ALL humans have value. And ALL of us are born on this planet with the right to live life how we see fit. It hurts my heart that as a collective, we’ve decided that everyone should be well-educated, hard-working, and all want the same things in life. Not because these things are ‘bad’, cuz they’re not, but for the simple fact that there’s SO much more one can do in/with Life. I think Life was meant to be far more expansive than this video suggests to us that it is. Is any of this video ‘wrong’? I would say, no. But what I DO say, is that the thoughts and solutions they offer here are only part of the story. We all have equal ability to create the lives we want. I think it starts with believing that we all CAN have it all. That we all CAN do what we want. And not allowing ourselves to be confined to this long-standing idea of “working harder” for everything. Many humans have proven that you don’t have to be well-educated, privileged, from a rich family, or kill urself every day just to be successful in Life, but who gets to say what ‘success’ even is for me? I believe that only I do.

[@yasukemc4763]

I entered the work force at 15... And I'm 33... And i got more skills and experience than both my parents.... They only stuck to one thing... Now I'm here breaking generational curses...... #PRERICH

[@trusno7751]

Thank you for this video ALUX, we over here at T.N.E absolutely love you guys! Continue to motivate, & inspire us all! "PRE-RICH"

[@personnesenki4521]

Nothing wrong with living with your parents if you're putting all the money you earn towards a down payment for a house. (No I am not a kid living at home; nor do I have adult children living at home)

[@ammumeme5789]

Where I'm from, there's nothing wrong in living with your parents or your parents living with you. In fact, it's considered an accomplishment. People praise you for being a team player.

[@camposclaudia4387]

I understand the message you are conveying and I totally agree with you, but the reality is, whatever you are saying applies mostly to a first world society. What about people in 3rd world countries? some people live day by day and will never have the opportunity to get their heads above water. They are sunken in a perpetual poverty system that no matter how hard they work, cannot move up. However, I live in Toronto, Canada and the reality is, at this point a lot of the population are on the verge of being homeless. I don't mean to sound pessimistic but the reality is not as enthusiastic as we want to be!!!

[@John2r1]

"Vision without execution is hallucination." - quoted by Thomas Edison.

[@reinvention2023]

The reason Hertz went bankrupt was since they owed 100,000 creditors, since Hertz owned nothing. And could liquify any assets. I spoke to their Attorney to represent buyer who was buying them.

[@bl1tz533]

Вместо тепла - зелень стекла Вместо огня - дым Из сетки календаря выхвачен день Красное солнце сгорает дотла День догорает с ним На пылающий город падает тень Перемен требуют наши сердца Перемен требуют наши глаза В нашем смехе и в наших слезах И в пульсации вен Перемен! Мы ждем перемен!

[@Kevin_Ice]

As far as seeing the poor I see a lot of people my age living at home. I’m 38 and many people I know live at home. Divorce is very high it seems too. And more people my age know more about what Jay-Z and Beyonce’s kids names are than about credit or finance or doing anything hard to get ahead.