15 Ways to Increase Your Financial IQ

[@watsonkashala99]

00:00 - Intro 00:46 - The Finance Matrix 03:10 - Master the "Rule of 72" 05:16 - Decode behavioural finance 09:55 - Implement zero-based budgeting 11:48 - Study case studies of financial successes and failures 13:29 - Learn to read financial news critically 15:36 - Challenge yourself with financial experiments 17:05 - Analyze your favourite brands' financials 18:52 - Follow influential financial podcasts 20:44 - Read influential personal finance books 22:38 - Utilize gamified learning apps 23:58 - Set up a financial vision board and utilise goal-based investing 25:47 - Experiment with dollar-cost averaging 27:31 - Automate your finances 28:36 - Study the financial independence, retire early (FIRE) principles

[@lady_peace_rose]

Thanks, Watson.

[@gatomeawscle4242]

Thank you so much

[@chittibabuvakati7463]

Sources for each point

[@TinaMyles]

One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing €200 per month can compound to tremendous wealth over decades. The key is to keep going!

[@BaffySchenck]

My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and l'm proud of last year's decisions.

[@minolifernando8099]

​@KentBrono you are lying. She is a scam

[@chrissysnowmusic799]

@BaffySchenck invest... yes, but in what? How to know what?

[@MarilynBeverly943]

The problem we have is because Most people always taught that " you only need a good job to become rich". These billionaires are operating on a whole other playbook that many don't even know exists.

[@GeraldCarl-]

Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.

[@GraceAmber369]

"It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent."

[@EvelynGrace-gs3ze]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@BryanBilly69]

I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

[@PatriciaMary11]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@Linda133-l9u]

The most common investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. There's also the value strategy, seeking undervalued assets for potential long-term gains.

[@MartinaHilton2718]

According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

[@ThompsonCarter-z9i]

Agreed. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over half a mil in net profit. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

[@DiegoPatrick6274]

Could you possibly recommend a FA you've consulted with?

[@ThompsonCarter-z9i]

'Graham David Fullerton’, a highly respected figure in his field. I suggest delving deeper into his credentials, as he possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@AndrewParker-ss9li]

Thanks a lot for this suggestion. I needed this myself, I looked him up, and I have sent him an email. I hope he gets back to me soon.

[@Tylerpier]

Witnessing a birth of new ideas and perspectives is exhilarating. I've made better decision that is growing my finance (over $20k every week) keep the videos coming

[@CissySaint]

That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?

[@jessicaforbes5327]

As a beginner investor, it's essential for you to have a mentor to keep you accountable. Gillian Sara sheeran is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@Dewsbury-Hall-h]

Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.

[@MelodyWright-p]

I'm a bit perplexed seeing Gillian Sara Sheeran been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super

[@WellingtonHardy-bm8fk]

Wow I'm just shocked you mentioned (Gillian Sara sheeran ) thought I'm the only one trading with her.

[@YigitFasan]

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

[@clintonjake8025]

I'm interested in investing, but I'm not sure where to start. Do you have any advice or contacts who can help me out?

[@StephanieK.Anderson]

Investing can be complex, so it's smart to get professional guidance when building your financial portfolio.

[@LucBlanc]

It's a great idea to have a conversation with financial advisors like Amanda Martin to reshape your portfolio.

[@JosephSmith-d9c]

I spread out my $25k portfolio across various markets to diversify my investments.

[@DaliaBrown-b2e]

That's awesome! I ended up making a net profit of about $115k by investing in high dividend yield stocks, ETFs, and equity.

[@Financial-Education101]

I couldn't agree more with the message of this video! It's shocking to hear that such a large percentage of the world's population lacks financial literacy, especially in developing countries. Ignorance about money matters can have serious consequences. But hey, knowledge is power, right? That's why I'm grateful for videos like this that aim to educate and empower people to take control of their finances. It's never too late to learn and make a positive change! Kudos to the creators for shedding light on this important issue.

[@verb0ze]

The education system in most places is not designed to produce a financially-educated population. If everybody is wise about their money, who's going to fund the consumerism most economies rely on to boost their GDP YoY? I'm surprised at myself that I'm now just learning a lot of this stuff, long after college, well into my career, even through I've been generally wise with my money. Unless surrounded by people who have this knowledge, it has been historically hard to acquire financial literacy. I'm thankful for the internet and the likes of Alux for making this info more accessible

[@vincentortega4284]

Fi financial Education, Knowledge is potential power; if a person doesn't use/ put that knowledge into action; its useless knowledge.

[@musashiwebb]

Ecology and economy share a common root, "oikos," meaning "house or household." The Indo-European root is "woikos," which gives us Latin "vicus," a cluster of houses, and words such as village and vicinity.01 The suffix "-ology" means "study of." Ecology is a science devoted to understanding the complex, changing dynamics of Earth, while economy is derived from the Greek word "oikonomia," meaning "house or household." The tension and contemporary enmity between ecology and economy is ironic because they share a common root.0 The connection between the two is being seen as relevant to the questioning of economic theory and policy. Economic management and ecosystem management are intimately intertwined. The forces at play in an environment(the movement of energy from the Sun throughout the trophic systems) is similar to what human beings have done with the movement of money(energy/currency) within the human trade system to facilitate growth/well-being(or lack thereof) within our societies. There are plenty of rules/regulations within the current human economic system that are incongruent with how Nature has evolved/produced the most optimal means by which energy from our Sun permeates throughout the trophic levels to benefit all organisms throughout each season, every single year. I hope anyone reading this can benefit from studying both fields(ecology/economics) to bring more abundance to not only themselves, but to others around them. Best of luck to all on their Journey here on Earth.

[@edward.abraham]

Building wealth and achieving financial independence is more achievable than commonly perceived. With access to accurate information, establishing lasting financial stability and prosperity becomes attainable. Engaging in prudent investment remains a primary avenue for generating substantial income and sustaining enduring wealth.

[@james.atkins88]

The initial stride towards wealth creation involves delineating your objectives and assessing your risk appetite, a process that can be undertaken independently or in collaboration with a financial consultant. By acquiring accurate insights into savings and investment strategies, accompanied by a comprehensive blueprint, one can progressively achieve financial stability and experience the rewards of effective income management over time.

[@hunter-bourke21]

Indeed, your perspective is accurate. Engaging the services of a skilled financial advisor, such as Mary Onita Wier can significantly position one for life's achievements. I am content that I made the decision to enlist the expertise of a financial advisor earlier this year. While some were voicing concerns about the market decline, my focus was on capitalizing on my investments, resulting in a substantial seven-figure gain during the initial quarter alone.

[@rebecca_burns14]

@@hunter-bourke21 I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@hunter-bourke21]

Mary Onita Wier, is my portfolio-coach, I found her on Bloomberg where she was featured, I googled her name on the internet. Fortunately I came across her website and reached out, You can also verify yourself.

[@veronica.baker1]

Thank you for the information. I conducted my own research on *Mary Onita Wier* , It appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

[@JLW667]

18:47 20:27 25:37 Inspiration and Motivation

[@Rochelletrem]

I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $90k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?

[@berkrix4312]

Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

[@jeffery_Automotive]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@theresahv]

@@jeffery_Automotive How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@jeffery_Automotive]

Big Credits to Julie Anne Hoover’ she has a web presence, so you can simply search for, there are some others but it might be difficult to get them, but Julie Anne Hoover’ has been a good guide through the year.

[@theresahv]

@@jeffery_Automotive Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@KennedyVerbruggen]

Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as stock, EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

[@dengdelun3109]

Dealing across multiple asset classes can reduce risk more effectively than putting all of your money into one. If you don't understand finances properly, see a financial consultant.

[@brantheeskimo]

True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

[@belobelonce35]

You seem to know the market better than we do, so that makes great sense. Who is the guide?

[@brantheeskimo]

MARY EBI AHEARN is her name. She is regarded as a genius in her area and works for FIRST HEARTLAND CAPITAL, INC. She’s quite known in her field, look-her up.

[@antoniaribeiro8073]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@BateserJoanne]

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

[@AlexanderDanielley]

I always consult a financial advisor before investing. During the pandemic, I used their strategies to minimise risks and maximise profits, generating around $3 million in three years with my advisor, Stacey Lee Decker.

[@ClementRusso2]

I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch with her?

[@AlexanderDanielley]

@@ClementRusso2 With the help of google you can book an appointment. She has a wealth of experience in the financial market gained over several years.

[@luthandobryan1260]

I struggle in staying frugal in my money, but this video is invaluable so I'll definitely keep this precious free information in mind going forward, thank you Alex - you saving a lot of people heartache and time with your invaluable videos- much appreciated - from South Africa and out

[@nj1624]

kzbin.info/www/bejne/i6uzoqeKortmes0

[@kigletmary56]

The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.

[@Judithmoy109]

wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@Judithmoy109]

Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.

[@joeycamus-m8u]

Invest in the young man you see yourself in. Potential for obviously more return and god can’t frown upon you for such. Have a good day sir.

[@Joshua-African-Dream]

I know you're going through a rough patch. Please send me 10 thousand dollars... I'm in South Africa

[@tribedan7429]

​@@Joshua-African-DreamWhat a nerve

[@vehikoloworkx]

I always struggle financialy on my salary coz I dont have that much. Thank you Alux for always inspiring me to achieve my financial goals in life.

[@VING9111]

good video, I'm 19 and learning more about financial literacy and I found this video to be a great starter to my journey

[@PASCALDAB]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@WillieNickell]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

[@mikey43221]

Hmmm this is quite interesting, Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@mikey43221]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@setforlife_media]

Financial intelligent is a must to learn. Thanks for always creating this kind of content and helping people to win financial games. Great video 👍

[@drjackliam8498]

Great video, I've been interested in investing ever since I came across articles of people making up to $100,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?

[@anitaroger8497]

I've purchased numerous stocks in individual firms. Because there are so many stocks that will skyrocket in the long run, it is currently safe to buy in on ETF and ride it out. Due to fud, I sold out early, but then retraced my ways and re-invested $50,000 with a financial advisor who manages my account. I received an 82% return last year and will see where it goes this year

[@Randykay-cw4qk]

@@anitaroger8497 That's pretty amazing; you undoubtedly earned a lot of money. I personally bought in Warren's BRK-A stock, which was expensive but absolutely worthwhile.

[@jaydenkeller8723]

@@anitaroger8497 I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with?

[@anitaroger8497]

My advisor is Brian Francis Pearce, A renowned figure in his line of work. I recommend researching his credentials further

[@jaydenkeller8723]

How can I reach out to him?

[@TADashboard]

Alux, Awesome Awesome episode!! I've been a paid member from the very beginning. To everyone working at Alux thank you all for your hard work, it's helping more than you will ever known. Keep up the great work guys and thank you. Go Ukraine. Oh ans to our narrator, Girl your voice is invaluable, you better not ever leave.

[@CharlotteRosemary-]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@StevenWickman]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@georginacarolynsussewell5492]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@Jonathanharper-]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@georginacarolynsussewell5492]

There are a lot of independent advisors you might look into. But i work with Lisa Ann Moberly and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@jeremymontanez7663]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume

[@cheya111]

What podcast was recommended at 20:25? I could not grasp the name.

[@shaundias4369]

Navalravi kant podcasts... He had been a guest on Joe rogan As well he has an amazing book which I haven't read but I have leaned it's beautiful

[@kalel282012]

Been helping my family for 30 years. I’m so glad I stumbled on you guys 2 years ago. I’m learning so much about financial FREEDOM. Now, it’s time to help MYSELF.

[@earlthomas7464]

I totally missed the recommended podcast @ the 20:36 mark. Can someone please help me! Thanks in advance.

[@fairwaywoods]

Naval Ravikant

[@RishabhSharma-vt7qn]

Thank you Alux ❤ for the wonderful insights I am trying to build a business to overcome biases in investing, but I am not able to figure out the business model around it , can you help with your mentoring "?

[@debbygradley25]

People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?

[@EthanBrown_23]

Palantir, ARM and Nvidia are all still good buy, but what do I know I’m not a financial advisor lol

[@donaldwayne7023]

Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@JenniferDavis7630]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@donaldwayne7023]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@danieltaylor--65]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@PatrickLloyd-]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@hankmarks69]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

[@sattler96]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

[@PhilipDunk]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@mikeroper353]

@@PhilipDunk Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

[@PhilipDunk]

My advisor is “Vivian Carol Gioia” highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@danielkover7157]

In the beginning you mention two videos that sort of precede this one, one about the banking system and one about how money works, but there were no links provided. Which videos were you referring to? I'd like to watch them.

[@nhlanhlandlovu5542]

After the intro, the english was a little bit too heavy for me but I got a grasp of a few concepts

[@pauljackson171]

2:30 to add on, these periods, when most all are scared & flee, leaves most all outstanding opportunities up for grabs, & those w/ a dog mentality & prowess take them. The landscape rebalances & opportunities proceed to show up in times of peace, but you compete with the majority then.

[@OliviaAngelova]

Start today, reap tomorrow. Every small investment is a step towards your mountain of dreams. Keep this in mind as you embark on your investment journey. Every step counts!

[@EdenOliveira.]

Stay focused, stay disciplined, and stay patient. Good investments take time to grow.

[@AlanJuan52]

Recently, I've been researching advisors. I recently started trading, but it has never been profitable for me; I have incurred significant losses. Please do you have any reputable recommendation?

[@LopezJohander]

Meet Tyler Dav FX: a seasoned trader and trusted advisor whose keen market insights and strategic foresight have consistently outpaced the trends. Tyler Dav FX extensive experience and disciplined approach to trading have not only yielded impressive returns but also earned the unwavering trust of his clients.

[@HannahMegan-uf3sh]

@@LopezJohanderSure With Tyler Dav FX guidance, investors navigate the complexities of the financial world with confidence, secure in the knowledge that they are supported by expertise that transforms market challenges into opportunities for growth.

[@GraceAmber369]

Tyler’s concept is key in beating all odds to excel in this form of online commodity trading.

[@Solomonkafi]

The value of the US dollar seems very much appreciating in other countries and as a result this can bring about plenty opportunity to invest and yield good benefits not withstanding though the flow of inflation.but one can still make a good gain from proper trade or investment

[@SandraLouis-jm3rr]

It is quite a beautiful thing to even reason trade and investment far across but I also think you have to be well equipped with the know how before having such an outstanding and long range plans 👏 nice idea though 😘

[@Stephaniemac-cc8wc]

Absolutely so thoughtful.yeah the world 🌎 is actually smaller than imagine with net now a daya and such ideas should not really be a problem.striking your good plans regardless your state or region shouldn't be a problem. with the use of computer and net now a wind range of research and follow up can make it very much benefiting

[@HelenGibbs-hs1re]

Wow very thoughtful ,this got my eyebrows lifted I believe so many people got worried about things like this.informtion is power and the world 🌎 is globally connected so i feel dreams can still be made reality,very nice opinion

[@VictorFabian-lg8ku]

The whole idea about financial stability or freedom can work no matter where you find yourself, just make up your mind and connect with people with the right information at the right time then there you go. nevertheless mentorship is also a good thing one needs to consider, a proper guide and explanation.

[@VictorFabian-lg8ku]

Possibly make time to research on the net the primary knowledge of what you have in mind your plans and aspirations not just naively going into trade.

[@moniquecochrum3727]

I just want to say on the behalf of alot of your KZbin subscribers,I made $100,000 from my new investment…THANK YOU for taking the time out of your day to make these videos and break it down for all of us to understand so that we aren't confused or mislead. Thank you

[@neall124]

That’s cool

[@gypsyhendrix1237]

I quite agree with you Monique because It is very rare that he always Comes along and gives this much info right down the middle. I’ll say that I’m also a beneficiary of this channel after I started an investment with Ms Tonia. I made a $13,950 of my $1500 investment, I can also recommend anyone to her. Thanks.

[@helensteve7962]

I did not know anything about finance or how interest rate/inflation affect the stock market. I've learned a lot after watching just some videos, so decide to start up an investment as well.

[@anthoniobryan5805]

@@helensteve7962 Literally, Everyone needs more than their salary to be financially stable. We should be thankful and really appreciate so many people that tries to put smiles on others face. Just did my first withdraw off a $3000 start up plan.

[@aloypascal2799]

@@gypsyhendrix1237 please how do I find her? 🙏

[@Raymondcraw1967RaymondCrawley]

Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?

[@FaithAndrada-xo9ou]

as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management

[@BrewerVera]

Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.

[@AndersonFair-cy2bb]

this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future

[@BrewerVera]

Finding financial advisors like Melissa Maureen Ward who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Raymondcraw1967RaymondCrawley]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@JoshuaKerr-m4u]

Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to conclude that the stock market is the best intelligent investment accessible. I hope others agree.

[@DesireeJames-q1z]

Of course, you're not alone. However, if you are new to investing in the stock market, it is best to engage with an expert financial advisor to guide you through the process. Since I began working with one, I've been able to earn more with less risk.

[@Bridget-l7p]

I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!

[@DavidLucas-so8rr]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@Bridget-l7p]

Just gotta give props to Laurelyn Gross Pohlmeier , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.

[@SarahTaylor_]

I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.

[@SarahTaylor_]

My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

[@Mathew-bp5bm]

Millionaires are made in crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 2months, and it would really help if you could make a video covering these strategies.

[@josephlee4001]

The strategies are quite rigorous for the regular. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@expertjacksonwilliams7368]

I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up

[@johnrobert4538]

"Jackson Sten Marsh." is the coach that guides me, you ca look him up on the web-site for further verification.

[@boseayoade3072]

Thank you for this tip. it was easy to find your coach. Did my due diligence on him before engaging his services. He seems proficient considering him résumé.

[@churchill19708]

Sorry it took me so long to put my message up Alux. I had to watch this video three times, get the One page Financial Plan book bought on audio books and finish it. Then I came back to listen again for the details I missed before. This has been my goal for this year so you were reading my mind. I will be back to watch again to finish my notes. Sorry if I am off the app for a few days. I gotta get this budget done for May. Budgeting is my weakness but I am trying to correct that.

[@timpriestley3391]

Thanks!

[@aaliaelamin4387]

I’m still struggling to stay frugal and have savings. I don’t even own a single property and trying hard to get OOD within 3-5 yrs. @Alux, could you make a video on maybe saving up for property?

[@eggplantandpeach]

I'm definitely on Zero Based Budgeting. By the end of the week I have ZERO 😭😭😭

[@lugwalapeter-el3ms]

Don't worry about that Start now and take action

[@Sarah-fq5no]

The best decision I ever made in my life was investing in financial market…trust me guys it pays 😊

[@benjaminlucas2274]

You’re right 👍

[@benjaminlucas2274]

I brought bitcoin and Ethereum August last year and I made 6 grand into half a million after taxes. Now I took that half a milli…basically made me more money than 35yrs in granding within 6 months. That’s digital currency

[@kelvinjeff3893]

​@Henrietta I’ve been trading with Mrs Joyce for long while now she’s really amazing and trustworthy she has the skill level of trade always willing with her trading platform

[@kelvinjeff3893]

She’s really amazing with her skills…she changed my life

[@kelvinjeff3893]

quite easy just send her a message on whatapp

[@chrismeehan6891]

20:30 who's podcast?

[@salehalisaadi2296]

Fantastic video! These 15 practical tips offer a clear roadmap for boosting financial intelligence. Thanks for the insightful guidance

[@keemosupremo8815]

I really like the wordage in this one, glad I got a good vocabulary

[@yanivdanilov]

Hi to all Did you understand which videos to watch before this video in order to understand this video better 🙏😊

[@roccov1972]

7:36: the video showed “Recency” but the narrator said “Regency”. Did the AI read a typo? Or Write it?

[@deannadias]

NGL, I got excited when I saw the McDonald’s on Stanwix st in good ol Pittsburgh Pa 😊

[@m.showers1242]

Wow Alux! A boat load of great info today!

[@wealthspirejmr]

Love the way this video was presented! Thanks for the additional knowledge!

[@storymode9085]

no links to those "other 2 videos"? How banks work is the closest i could find

[@omotayosatuyi252]

Automating your finances is one of the easy ways to stay on top of paying for necessities like bills

[@daytradingking1210]

Once you getting the hang of saving it becomes easy but starting is a struggle 😭

[@littlebluefishy]

Anyone what is the name of the podcast she recommended?

[@raphaeltrinidad9423]

Someone who is going to take an ESL- English as a second language should listen to this video. Very rich in vocabulary

[@kenthendrix.]

To achieve greatness, you need to start working towards it. Investing remains the smartest way to prepare for the future. Been into this for 8years and I'm extremely pleased with the good returns.The good news is, it's never too late to start investing.

[@luis-gabriel1]

The first step to success is figuring out your goals and risk tolerance - either on your own or with the help of a financial advisor. If you can get the facts about savings and investing with a well detailed plan, you should be able to gain financial security over the years and enjoy the benefits of managing your income.

[@-Pamela]

Personally i ventured into the stock market so i won't be stranded with the help of an Investment advisor. A colleague of mine introduced me to "Sir Courtney H. Williams ", who drew out investments plans and they all aligned with what i wanted and had to pick one plan and with his exit and entry strategies on commodities, securities and digital assets, my portfolio has really been diversified with good ROI. I am really impressed by how much i have achieved so far with my investment...

[@linsey.]

@@-Pamela that's great, your investment advisor must be really good, I have seen testimonies of people using the help of investment advisors in making them more financially stable. Do you mind sharing more info on how to reach your advisor?

[@-Pamela]

His available on telegam with the username information below.

[@-Pamela]

@@linsey. WHCOURTNEY.

[@bolanosemanuelm.7607]

can i ask wheres the 2 videos needed to watch before this?

[@BobF510]

This is a masterpiece of content. I read a similar book that served as an inspiration. "Mastering Money Mindfulness" by Benjamin Hawk

[@AmethysMarz]

Awesome video! Great info for everyone who wants to change their life!👍

[@Ricaninthephilippines]

You’re cute.

[@Las_ma27]

I often struggle with financial discipline and it's all caused by Herd mentality because most young adults in their twenties struggle financially because of buying useless and spending money on useless things ...

[@josephdaoud5868]

At around 9 mins in, it kinda feels like Alux went out of their way to use big words. Not sure why. 🤔 Good content though!

[@WealthbuilderzTV]

Always enlightening videos. Alux is like a rich cousin that teaches you everything without doing it for you.

[@ehuric]

Why are your Words so FANCYYYY noww? Been an aluxer for 7 years and I noticed something's different about this video. Did you hire a new writer? Or are you using AI to write/ improve your scripts 'cause it's using too many fancy words that takes time for some people to understand. English is prolly my 3rd language so these synonyms make me feel uneasy. Don't get me wrong the video is highly informative as usual it's just we're not used to this kind of writing style.

[@chcebs8662]

We as a society NEED THESE TYPES OF VIDEOS! Seriously

[@brendanneufeld9388]

Another great video! Always great content! Everything is clearly explained! You are the best! :)

[@R4WRILuvYhuu]

Does anyone know the name of the two videos they mention in the beginning of the video?

[@rodneypate1693]

Love the content in this great video. Especially the use of your vocabulary. Incredible ❤

[@richardspenard2663]

I came here to learn how to trade after listening to a guy on radio talk about the importance of investing and how he made $460,000 in 4 months from $160k. Somehow this video has helped shed light on some things, but I'm confused about the current market volatility, I'm a newbie and I'm open to ideas

[@JerrellHulme-kn8ue]

Investing in stocks is a good idea, a good trading system would puts you through many days of success

[@jacobmiller-uf3ip]

@farn I've been thinking of going that route, been holding a bunch of stocks that keeps tanking and I don't know if to keep holding or just dump them, think you coach could aid me with portfolio-restructuring?

[@richardspenard2663]

@farn I just looked up Amanda Elizabeth Keller on the net and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals

[@jacobmiller-uf3ip]

@farn Thanks for the recommendations just DM her now and she attended to me nicely

[@Tobi1hunnitt]

You should look into forex

[@sylviachukwukezie5036]

Please can anyone recommend a good financial podcast

[@samuelsholarin4922]

Most times I find it hard to track my finances... I have some stocks and bond investments but I have not been consistent in compounding them...

[@342josevargas]

What was the name of podcast??

[@wendychan6195]

who was the personal finance podcast you recommended?

[@justinwilcox8357]

Can someone please spell the name of that podcast?

[@shinmentakezo4131]

Naval Ravikant

[@rahmasuleiman1490]

I struggle most with frugality and savings. I also have a lot of fear and anxiety when it comes to money and financial management.

[@0to1andsuccess]

15 Ways to Increase Your Financial IQ !

[@preciousowubodkiari998]

Nice video, how i wish i had this knowledge earlier i would have gone far in investment. Thanks for enlightenment

[@acextensionsinc]

2:07 🙏🏼✨🙏🏾

[@waltzwalter]

Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.

[@stevensmiddlemass2072]

It's more challenging to create a strong financial portfolio, so I advise you to get help from a professional. You can then receive strategies that are specifically suited to your long-term objectives and financial aspirations.

[@primeramujer2138]

Quite true! You don't necessarily need to be a flawless investor; all you need to do is seek advice from an expert. I began investing in 2016 and pulled a profit of roughly $900k that same year despite having no prior investment knowledge.

[@primeramujer2138]

Kaitlin Rose Sternberg is my advisor. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy.

[@KingDavid-jj7tk]

this would be helpful ,thanks guys

[@billclinton-f8n]

Currently working overseas but will return to my home country in the near future. I'm a landlord. I invested in property at the age of 22. Value has soared and renting out. Will live on the rental income I receive and live with my aging parents for the time being. At 60 I can withdrawal from my superannuation (401(k)). Have savings and eligible for the Australian pension at 63. In the future I may downsize, sell the property and buy cheaper property and add the left over money from the sale to savings. Lots of options for me. The way I see it if you have $1m at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...

[@AlbertGReene-p8w]

@@viewfromthehighchairr I completely agree; I'm 60 years old, recently retired, and have roughly $1,250,000 in outside retirement funds. I have no debt and very little money in retirement funds compared to the total value of my portfolio over the last three years. To be honest, the Fin-advisor's can only be neglected, not rejected. Simply conduct study to identify a reliable one

[@AlbertGReene-p8w]

@@devereauxjnr Her name is "NICOLE DESIREE SIMON". I got to know her through my wife. She was handling hers effectively, and she's been doing same for me. It's my wife that has her number, but you could look her up and contact her yourself.

[@netfort6315]

I'm seeking professional guidance to enhance my Financial IQ and optimize my assets due to ongoing financial struggles. so Thanks for this valuable insight

[@shaheemjackson283]

Q.O.T.D: It's the jargon that I struggle with. Some of the practical concepts like investing, saving and the different tools are pretty straight forward, but my lack of financial literacy from the past is making the jargon a challenge to comprehend. I'll get it tho 🙌🏿

[@two-zero]

I couldn't thank you enough, please accept this message as token. May the God in me be the God in you bless you Alux

[@levey9207]

Great episode. Well done. What was the podcast you recommended?

[@FinancialQuotientBooster]

Nice video, love how you took your time to educate your viewers. if you learnt something like this comment

[@V3eight]

Who ever made this video could of had a better choice of words. Every 2seconds I have to google what Demystifying means. Been stuck in the first 10minutes of the video for longer than 3 hours now

[@UnderFirer3born360]

😂

[@amalenduMandal6]

This video help Me grow my mindset in finnance❤ it's actually helpfull😊❤. Thank you❤

[@ameliajoseph6314]

This administration putting so many families into difficult situations I pray for our country, we need compassion for the American people! I appreciate your advices Zelinda Math! Imagine investing $1000 and receiving $10,350 in 3days.

[@annifred2159]

Same me here I started last week and she called me on Video call also I have received some of my profit about $9,200 yesterday she’s trustworthy.

[@vanessajowel8655]

Investment is far better than money saved. When you invest your money it works for you and help you earn more money.

[@sariaadem842]

Failure and loss on investment usually happens when you invest without proper guide trust me Zelinda is one of the best you can TRUST.

[@ameliajoseph6314]

Get the application installed and search her up with the name above

[@ameliamark4867]

She’s indeed trustworthy I have contacted her, I even spoke with her on call.

[@Windarti30]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

[@hugh009]

I past this on to a new young investor/entrepreneur group I have been asked to join which I have. I highly recommend Ray Dalio videos and interviews!

[@Historyteacheraz]

The best way to build wealth is to start young. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is a great investing book for teens.

[@georgehowelliii5666]

Awesome video! Make a video on how to budget and build wealth for the average person, please.

[@hussainshahid5]

I am always grateful to you Alux and team.😊😊😊❤❤

[@HaroldMills-jo9qj]

what are the videos you reference in the beginning of the video?

[@JOYOTIENO-n6u]

the place where future billionares come to get inspired

[@suziehovic]

Federal Reserve may soon lose control of interest rates, claims Heresy Financial. This comes as a result of the United States government's intention to embark on a $1 trillion borrowing spree. This might cause the banking sector to lose so much liquidity that rates spiral out of control and are no longer in the control by the federal reserve. I'm sorry to say that despite investing, I lack the mental capacity to evaluate each company's performance and decide whether or not now is a good moment to acquire stocks. My reserve of $650K is being wiped out by inflation and the recession. Sincerely, I have no idea what to do.

[@GrahamCan]

According to Bipan Rai, North America director of FX strategy at CIBC Capital Markets, "there is growing concern that incoming data is showing that the Fed might be a little bit behind the curve than maybe they expected heading into this year."

[@cyrilmilton]

"There's more and more of a concern that incoming data is revealing that the Fed might be a little bit behind the curve than maybe they expected heading into this year," said Bipan Rai, North America head of FX strategy at CIBC Capital Markets.

[@mykreid]

I concur with you as well. I prefer to have an investing coach's advice in my day-to-day investment decisions because their skill set is based on short- and long-term holdings for profit realization and their unique analysis makes it practically impossible for them to underperform. My coach and I have been working together to invest for literally four years, and we have already generated over $1 million in net profits.

[@Tawatson]

We're only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08' crash and I've been looking into similar opportunities in this present market, could this coach that guides you help?

[@mykreid]

Absolutely, Olivia Maria Lucas is my portfolio coach, and my trading account basically mirrors that of hers, it's quite transparent and automated, so I don't have to be active during trades. You can vet her if you like

[@sriharsha3031]

Struggle with understanding real estate investment property of how to manage house rentals and how to set it up from scratch and how to tally the numbers wether it is a liability or asset …

[@StakeSensei]

Please make a video on how your video is made... 🙏

[@sophiamoore9]

When you follow the steps below, you attain financial independence.

[@henryrobinson4678]

To attain financial independence, you need the experience of a financial consultant to achieve your goal. The Rich ones seek consultants to help grow their finance but claim to attain success themselves.

[@henryrobinson4678]

I engage in various lnvestments through proper planning and guidance from my financial consultant and have so far acquired great returns on lnvestment (more than half a million). 🥂

[@henryrobinson4678]

To get more details about my consultant (Isabelle Chloe Scott ), do internet research with her full name above, where you can get in touch and write her. Give her experience a try and walk to success.

[@angelinabarnes9285]

The substantial approach you got here; feeling so good to be here.

[@topsyfernandes7542]

Deserve all the attention. 🙌

[@MuhammadAli-iy4qn]

no bonus tip😩