What Financial Experts Won't Tell You About Money

[@NicholasBall130]

I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.

[@LiaStrings]

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

[@cowell621]

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

[@StacieBMui]

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

[@cowell621]

Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@PennyBernadette]

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.

[@allisonbutlerj]

Biggest lesson i've learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.

[@jessieyoung-szn]

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@MiaDavis001]

Because of these market uncertainties, I don't base my decisions and assessments on hearsay and rumors; in 2020, they got the best of me and left me with useless holdings in the market. With the help of my financial advisor, I had to completely overhaul my portfolio before I noticed any noticeable changes. Since then, I've been working with the same advisor, and in just two years, I've scaled to almost a million. A profitable investment can be made in either a bullish or a down market, depending on your point of view.

[@lukefisherDD]

Who is this person guiding you and how can i reach he/she?

[@MiaDavis001]

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@KevinEvans-mq4ob]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@sirheisenberg4459]

The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

[@MarcyLoccy]

According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

[@belobelonce35]

True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

[@PennyBernadette]

Could you possibly recommend a CFA you've consulted with?

[@belobelonce35]

'Rebecca Nassar Dunne’, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@SavannahMitchell-b3d]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@fredm1]

I was an investment advisor. The advice in the video is excellent and true for the typical American. But for people who have a good portfolio of about $5m, if you look around, most people are still active at 70 (I live in LA) but by 80, not so much, so enjoy yourself at some point before it’s too late. That nice vacation will pay for your last week in the nursing home. There is a difference between wasting money and spending it. Be value-conscious.

[@tommyers0]

Experienced the same thing. The financial counselor we met with last year told us, "Guys, you've already made it," even though my spouse has retired. Stop delaying enjoyable activities in life.

[@josephbush]

I agree entirely. I recently retired at the age of 54 with about $1.9 million in outside retirement funds, no debt, and a relatively small amount of retirement funds compared to the overall value of my portfolio over the previous three years. To be really honest, the Fin-advisor's position can only be minimized. Just attempt to find a trustworthy one. It is very different from spending money to spend it on possibilities and things that might not materialize any time soon. Being value-conscious is crucial, as you indicated.

[@grigorirasputin425]

@Bezosjesssshe stole all my money

[@heidikamrath1951]

Read “Die with Zero” by Bill Perkins. That book expands on your excellent point. I think it is a must-read, along with “the Psychology of Money.”

[@annaedwards4811]

Amen to that. Great observation.

[@MasonRussell348]

Diversification to manage risk by spreading investments across asset classes. Growth strategies focus on high-risk, high-reward assets for capital appreciation. Income-oriented approaches target regular returns through dividend stocks and bonds. Value investing seeks undervalued assets for potential long-term gains.

[@TicheDebb0]

Real facts. The financial market, including real estate, may be complex, but with expertise and a solid understanding, it can yield substantial rewards and lucrative opportunities for savvy investors and informed decision-makers.

[@EvelynBrooks0]

It can also be very bad, I lost a lot trying it all by myself stock picking and selection, real estate investment and my portfolio on red, about nighteen months ago I got with A professional FA, I’ve now seen my $190k startup close to 2million in dividends. Without doubt professionalism is unmatched.

[@AshleySommerset808]

Impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@EvelynBrooks0]

Her name is. 'Rebecca Noblett Roberts’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@MarshalWagner457]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@MoneyMoves17]

Financial literacy is so important. We should have it as a mandatory course in school. Luckily we have all these incredible content creators on KZbin teaching what we missed in school.💸

[@HarrisonCountyStudio]

Sadly, the agenda of public schooling has little to do with developing critical thinkers.

[@yarimiUNI]

I squirelled away cash for a rainy day, but with inflation pouring down, it feels more like a leaky bucket. Saving for retirement seems impossible if my money keeps losing value faster than I can earn it.

[@yarimiUNI]

That makes sense. Unlike us, you seem to have the market figured out. Who is your fiduciary?

[@yarimiUNI]

I copied his name and pasted it into my browser; his website came up immediately, and his qualifications are excellent. Thank you for sharing.

[@abrahamagiba3000]

@@yarimiUNIdon’t save your money in a savings account you got to invest your money

[@jh26pt2]

Great interview. Thanks for it. Housel is terrific. I saw a couple of comments before saying (in so many words) “wish I had started sooner” - I was broke at 42 and am much better off today (53) I say that to give hope to somebody who may be reading this and thinking, “I’m (whatever age), it’s too late for me.” You can always improve. You can always learn. You can always choose a better path.

[@bethkirky]

Thank you 💚

[@unpredictable913]

Never late to start.

[@Ma_Boila]

Thank you

[@sergioavalos1454]

Thank You I’m 45. And that’s exactly how I was thinking. But you are right. I can always get better

[@hofterup]

If you are late in thinking about these things, start NOW, not tomorrow. It's absolutely not a reason to do nothing.

[@tausifraja-dc2bf]

The fact that nobody talks about the book whispers of manifestation on borlest speaks volumes about how people are stuck in a trance

[@Christensen554]

I remember having a consultation with a fiduciary last August, and it was incredibly insightful. Can’t stress enough how helpful experts in this field are!

[@Christensen554]

Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $19k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.

[@Rmorales799]

To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finances. It’s all gambling.

[@Christensen554]

Hermanw jonas (a Gma!L Is he taking commissions for his services? Yes, I’m I still making money in the process? Hell yes!

[@Brunhild386]

Early in my career, I wanted to grow my savings but was overwhelmed by the sheer number of investment options. Herman took the time to understand my risk tolerance, financial goals, and timeline. He didn’t push products but instead created a diversified portfolio tailored to me, helping me invest in index funds, bonds, and a few specific stocks for long-term growth.

[@poncho87ro]

"Wealth is not to gain nicer stuff, it is to gain total independence and autonomy in my life." ..... SOOOOOOOO POWERFUL AND TRUE FOR ME!!!

[@shaikthahurahamed7517]

Wealth is not to gain nicer stuff, it’s to gain total independence & autonomy in life.

[@mikev4373]

It’s about buying time not possessions.

[@vebdaklu]

​@@mikev4373You cannot buy time, we all have the same time.

[@vebdaklu]

There is no such thing as "total independence", humans are social animals, we will always be dependent on others. What wealth is for is - control over others. If you don't control others, you aren't wealthy. Having a billion dollars in cash isn't wealth, neither is buying a billion dollar house. But buying a mine, a water source, or a lot of farmland, anything that a lot of people depend upon - THAT is wealth.

[@poncho87ro]

@@vebdaklu FINANCIAL independence

[@KristensenJørgensen]

Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

[@NatalieFormor]

Safest approach i feel to go about it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@annaj.osorio]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@ErinWarner-zc9jy]

I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

[@MagnusLarson-l1o]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@ErinWarner-zc9jy]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@Riggsnic_co]

Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

[@JacquelinePerrira]

There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

[@Jamessmith-12]

I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

[@kevinmarten]

Could you possibly recommend a trustworthy advisor you've consulted with?

[@Jamessmith-12]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@kevinmarten]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@Michael_Saidon9988]

it’s kinda crazy how nobody’s talking about Genius Hidden Tricks, they are selling 150 self help books for the price of one

[@sheenadaswani6728]

Authour name please

[@Michael_Saidon9988]

@@sheenadaswani6728 mr.anonymo

[@codeofsuccess9577]

An Ai written book😂

[@alanaalsop2296]

😅

[@Richardcarlett]

I'm a single, 45 -year-old father who resides in Hamburg. If everything continues to go well for me, I intend to retire at age 50. I couldn't be happier right now than I am that I just bought my first house last month. I'm so happy that I made wise choices that altered my life forever.

[@ilyaveysman.]

Salutations, dude. At your age, you're doing extremely well. I'm 54 years old, and right now my finances are a mess. Any helpful advice would be greatly appreciated in helping to mold my life. I want to buy a home of my own.

[@AbdoolLogodesign]

It seems like I used the FIRE movement to manage my finances. Investigate it further by doing some research. With the help of a financial professional, they were then successful when investing in stocks, cryptocurrencies, and real estate.

[@Jessicahensley.]

@@AbdoolLogodesign I appreciate your nice words and would like to get in touch with your account management consultant.

[@AbdoolLogodesign]

I encountered Julie Anne Hoover through my wife, and I emailed her. She is guiding me. Since then, she has given me chances to buy and sell the stocks in which I'm interested in. You can hunt her up online if you require care supervision.

[@Jessicahensley.]

@@AbdoolLogodesign I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Julie up and send her a message. You've truly motivated me. God's blessings on you.

[@candacemattila2333]

About that Coach purse: I bought a good basic Coach shoulder bag in 1988 when I worked at a major department store (and got a 20% employee discount on it) and 35 years later I still have that bag. It's classic, always in style and lasted long than any designer bag I bought. My parents taught me to buy the best item I can afford that will last the longest. And take care of it.

[@Mushroom321-]

Awesome!!, congratulations 🎉🎉

[@alicia_nicole]

Good advice. Now let me go cancel my Shein order

[@Jet-h7q]

@@alicia_nicole😂

[@jameswood9772]

"It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow."

[@alexyoung3126]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

[@williamyejun8508]

If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.

[@chris-pj7rk]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@williamyejun8508]

Rachel Sarah Parrish is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@chris-pj7rk]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@BrigetteWaltershield]

I am regretting not investing in digital assets ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the market. What coin should I look into as a newbie to safely grow my money?

[@CamdenVanderlaan]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@CamdenVanderlaan]

I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.

[@lorenzovillegas2457]

“Coins” are a house of cards. Get rich quick, lose rich quick. Let gardening be an analogy for building wealth… not fast, microwave food.

[@alvarotrujillo1313]

My Blcktken300 shorts are doing pretty well and I plan to hold much longer.

[@paulhampton9804]

I am 53 years old and a late bloomer when it comes to investing. However, I have been a perpetual learner when it comes to understanding money, and how to make it better work for me. I want to thank Erika for bringing content like this to the table. Very relevant and at the same time it allows those from various backgrounds and goals to be able to learn something.

[@TheFlairGuy]

I can't believe every publishing company rejected it! I feel like this book should be mandatory in the education system.

[@drsteviejasengnsangma8739]

Absolutely I agree..that too all around the democratic world❤

[@Radykall1]

I can. It's unconventional wisdom and it makes publishers uncomfortable.

[@michaelwhite9288]

Well, ppl are academically smart but financially illiterate

[@auroraborealisrose]

Maybe the education system is actually not established for full education, just a farming factory for the matrix.

[@Supremecourt3223]

​@@davidhenryhudson3102 I didn't get that from the book

[@UrW0rstNighmare]

This is one of the most relatable interviews I have listened to. He isn't trying to prove to anyone, he isn't trying to sell you on anything, he is just comfortable and confident in his decisions he has made. I relate to Morgan more than any other "finance guy" he is preparing his family for success through time, isn't that really what everyone's goals are... maybe I just see it the same way he does. Great job on this.

[@FernandoHermosa-bw2fy]

I'm DCAing in Blcktken300 as well. ETH heavier DCA and ALGO. I'm taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!

[@natashadennisdickens399]

this will easily x3

[@planwithmarisol]

I have a poor inner-city mindset. I would have never bought this guy's book because I would have thought he was just trying to shame me. I want to thank you, Erika, for all you do. I am so happy this was recommended to me. I am looking for answers to help my community and the mindset and hopefully prevent my children from following the steps of those before them.

[@chudiksc]

You are correct

[@SofiaAnsari-wb7gn]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

[@Hermanjackson89]

I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your adviser

[@SofiaAnsari-wb7gn]

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

[@joshhushed5890]

Wow, that's stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@joshhushed5890]

This is superb I just Googled his name and his website came up right away I just left him a message pray he replies soon

[@djjohnny5166]

Thx for sharing

[@tahirisaid2693]

Making money should be a routine. The secret to making a million is making better investment.

[@KentBrono]

Consistent and smart investing is key to building wealth. Making informed investment decisions regularly can significantly increase your chances of reaching that million-dollar milestone.

[@Lemariecooper]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

[@Lemariecooper]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@Justaguywithtruth]

​@Williamesq12327smoking weed is bad for you🤔🤨😂🤣

[@jimformermilkman]

I’ve listened to the audiobook version of this book more times than I count. It definitely should be required reading/ listening for everyone. Especially for all high school students.

[@darrienjames30]

Agreed, very relatable gems that can inspire someone to seek further personal finance knowledge.

[@kulimax]

One the greatest podcast : 1.Emotional Attachments: People often have emotional connections to money, influenced by upbringing and culture, impacting how they perceive and use it. 2.Decision-Making: Behavioral economics studies how individuals make financial decisions, considering factors like risk aversion, cognitive biases, and psychological influences. 3.Money Beliefs: Personal beliefs and attitudes toward money shape financial behaviors, affecting spending, saving, and investment choices. 4.Happiness and Money: While income correlates with happiness up to a point, factors like autonomy, purpose, and social connections have greater significance beyond meeting basic needs. 5.Consumer Behavior: Understanding consumer psychology helps in influencing purchasing decisions through pricing strategies, advertising, and brand perception. 6.Behavioral Finance: Combining psychology and economics, behavioral finance explains irrational financial behaviors in markets, such as herd mentality and overconfidence. 7.Money Management: Psychological factors like self-control and procrastination impact money management skills, with strategies such as goal setting and behavioral nudges helping overcome challenges.

[@nivyaabraham661]

This podcast has literally enlightened me so much on various levels! Not just in trying to understand money better but how certain things/perspectives Morgan talked about life in relation to money or business just hit me so hard, this is amazing!

[@erickab4747]

This is a great conversation- especially his POV of saving like a pessimist and investing like an optimist. Brilliant

[@Armstrong741]

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas

[@Tipping-Point88]

At a point like this, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@ScottStraw]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@RobbStonee]

How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

[@ScottStraw]

*Marissa Lynn Babula* is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@Tnks4cmin]

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

[@DanielleKrause-v6s]

Managing your expectations in life can make a HUGE difference! I loved listening to this podcast, thank you Erika and Morgan!

[@maryharrison5540]

I like that Morgan removed the pressure to "find the right answer" to financial success, as he said, "there is no one right answer." It was illuminating to hear about managing one's expectations and not spending just to impress. I particularly liked the discussion about patience in the long-term, and that looking for a quick fix is not the road to success. Lastly, it's super refreshing to have a confident young woman as a role model who digs deeper into the how & why of finance. Thank you for this interview!

[@amyrenee1361]

This was such a great conversation! A few things came to mind while listening. As a former foster child, I lacked a safety net of family. Any mistakes I made seemed to hit me harder than others. I lacked a couch to sleep on. I lacked a cosigner. I lacked someone to borrow money from when emergencies happened. I really relied on the system as a whole to live. This meant there was no room for error. There was no forgiveness, no conversation, no "comeback" after a mistake. When I defaulted on my credit cards back in 2009, it hurt me so badly. Homelessness due to my inability to find a place to rent was the hardest. Being homeless with your children is a really dark place to be. So when you say you have a concern for the young adults who overspend trying to fit in, I totally resonated! But for me, I wasn't buying purses or clothing, I was buying food, gas, and diapers. Overspending on your credit cards and having to deal with the repercussions for years to follow for people who are at the bottom of the social hierarchy is absolutely devastating. The fact that your credit report can be impacted for seven years after a bad credit report is a heavy consequence for what is really human error. As Morgan points out, more than half of people aren't with ill intent when they make decisions. They mean well. They are doing the best they can with the information and experience they have had. Therefore, I think it's very important that our younger generation has the ability to bounce back in a reasonable amount of time. Since credit scores are tied into so many things like housing and even getting hired for certain jobs, I think we should introduce a pathway for redemption. Like Morgan pointed out, we learn best by our own burns. Those at the bottom of the social hierarchy have a much harder time recovering from mistakes. I think we can really reduce issues like crime, poverty, homelessness, and drug addiction in our community if we created an environment that allowed for innocent mistakes to occur. Not a free pass, but a more reasonable response to these types of errors. I think it's a huge miscarriage of justice, it's a heavy yoke, for people to have their future chances of success so heavily impacted for years to come after what is really just a minor error. What do you think?

[@angelloluisfurigay]

Wow I’m really sorry you went through this, but I hope you’re in a better financial space. I agree that their should be more lenient repercussions for minor financial errors. More than that, I think it’s even more important that our education system teaches kids about this. It’s a shame that most high school Americans are expected to know every detail of photosynthesis, but not how taxes, loans, or credit cards work.

[@snowygirl131]

You seem very poised, educated, and smart. I hope you and your children are in a better space.

[@silviahoffmann158]

I also feel that i had no safety net. Very hard life👊

[@mattmcfly2165]

I believe your trending towards Guaranteed Minimum Income. Kinda like a welfare for all. Unfortunately, it contributed to the current inflationary issues we're having. Everyone was blowing money on everything. 😢

[@wonderplanet343]

Listen to Dave Ramsey about debt (but not religion). Avoid it.

[@IrenaDolinsek]

It is not always fear. Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.

[@AstaKristjan]

This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name MICHELLE CHRISTINE PARKER and everything changed. I started enjoying huge returns from my investment.

[@simonbad]

@@AstaKristjan Who is your financial coach, do you mind hooking me up?

[@AstaKristjan]

@@simonbad She is available on the web for more information.

[@Antoine043]

Don't get discouraged. But listen to Asta and get with a professional that knows what they're doing. It will change your life

[@jay24077]

Long term and not the short term, look at the companies that are keeping America afloat?

[@jonalynherce5552]

I’m in my early 30s and trying to learn more about saving and investing for my future. I also typically hate podcasts but this video was so easy to watch and listen too. To be honest, I can’t believe I listened to the whole thing at once but this was super insightful and helpful in getting certain ideals to takeaway for financial planning. I really liked the part about managing expectations for managing your finances. Thanks Erika and Morgan!

[@fernadezzbrown]

get help Friedaannellis she will guide you step by step

[@levelup2252]

The psychology of money is one of the best books I’ve read. Never knew who the author was. Thank you for sharing this interview.

[@savvy25aggarwal]

I was happy that Morgan mentioned India as the place where so many copies sold because as an Indian, I could truly relate to so much of the advice that Morgan shared. This is how most Indians are with money. The are generally ambitious and conservative at the same and use instruments like real estate and gold to hedge against stock market volatility. Growing up, I saw how my grandmother and mother saved small amounts consistently as a habit and always kept their spending in check. This in turn ensured that I got to study in an expensive private college and didn't have to take a student loan. Even though the expenses were never extravagant, we had a super happy life and still do.

[@thegoogleclient7594]

I didn’t even know what to expect when I signed up for the Passive Income Challenge. Wow, I’m glad I did! I know practically nothing about the world of finance, investing etc. I watched the video and know more than I ever did. I can’t wait to buy the book and continue to learn! Thank you both for this information.

[@alemjapaur1332]

it's kinda crazy how nobody's talking about the forbidden ebook on Morlest called Guide to Financial Bombs

[@the_cheese813]

Borlest?

[@Michael_Saidon9988]

@@the_cheese813find this book and be better than others

[@Michael_Saidon9988]

Find this book and be better than others

[@AshwagandhaOrganic]

Morlest change my life

[@Hairlosstreatment7]

@@the_cheese813everything is written

[@n.c.467]

This podcast is packed with deep insights and information anyone can use to propel their financial goals. So upbeat and entertaining. Thank you, Erika!

[@human1513]

Entertaining but he is selling his book.

[@n.c.467]

@@human1513 Yes but I have no problem with that because the book contains valuable information.He should be compensated for sharing that with us.

[@xpsxps1339]

@@n.c.467 Agreed; his book is one of the most interesting books, if not the very most, I read about Money topic in the last decade.

[@HerbertLVego]

Hi! I am a newspaper columnist and book writer in the Philippines. Kudos, Erika. Your video interviews with productive individuals never fail to draw my attention. Each episode is a learning experience.

[@BerbagaiCara89]

Philipina is Tagalog, Mabuhay

[@williamyejun8508]

I feel investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market, because 35% of my $270k portfolio consists of plunging stocks that were once respected, and I'm at a loss for what to do now.

[@alexyoung3126]

To manage market risks responsibly, distribute investments over many asset classes such as bonds, real estate, and international equities, seek the advice of a professional.

[@bobbymainz1160]

Yes, a lot of people downplay the significance of advisors until their own feelings consume them. I sought for licensed consultants a few summers ago, and I located someone with the greatest qualifications, because I needed a major boost to keep my firm going after my drawn-out divorce. She helped me raise my reserve from $275k to $850k ($850k considering inflation).

[@johnlennon232]

I am seriously devoted to creating a stable financial future and am thrilled to participate.

[@bobbymainz1160]

Melissa Maureen Ward is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@johnlennon232]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@AS-gu6ur]

Loved how organic this interview was. Straight to the point with real facts. Thank you for sharing both of your knowledge.

[@algoflush1430]

One thing that always made sense to me is "PAY YOURSELF FIRST". From my 20's until I retired at 55 I always paid myself 10% off the top first into a retirement account then lived off 90%. Most people spend their pay first and then try to save or invest what is remaining and often there is nothing to save or invest because the money is already spent.

[@alexb8926]

The Richest man in Babylon ❤❤❤

[@Elrenyer58]

Love the Blcktken300 content. I think this project is just as essential as HBAR and they both will be great movers

[@natashadennisdickens399]

this will easily x3

[@prosperity0119]

This podcast ignited something in me with much clarity that I have the passion to help people to be financially literate by sharing Mr Morgan’s wisdom. This is the first podcast ever that I watched multiple times.❤

[@ppvshenoy]

I fully concur with Morgan and my path towards wealth building has been similar to his - start investing early, invest regularly, spend less than what you earn, think twice before spending, do not care what others think of you, focus on what makes you happy...all the right things that has made me financially independent while taking care of my family/dependents needs. There is really no magic bullet to financial freedom, but slow, steady and disciplined approach to earning, investing and saving money. Thanks for a great podcast.

[@derrickholfman2]

Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them., well at least my advisor does lol

[@Rachadrian]

Investors should be cautious About their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

[@Dantursi1]

Such considerations can certainly have a role when I think about whether I ought to buy into a share. But I never purchase purely on that basis, i always have to seek the advice of my financial-pianner who has helped me gain $985k in a well-diversified portfolio that has experienced exponential growth

[@Pconradsmith]

@@Dantursi1 I've actually been looking into advisors lately, the news I've been seeing in the market hasn't been so encouraging. who's the person guiding you?

[@Dantursi1]

“Vivian Carol Gioia”, my financial advisor, is widely recognized for her proficiency and expertise in the financial market. With a comprehensive knowledge of portfolio diversification, she is acknowledged as an authority in this field.

[@Pconradsmith]

Thanks, I just googled her and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@chelseashurmantine8153]

Erika is so not just a TikTok star lol! She’s a super smart hustler and educator. Much love and gratitude for your content❤❤❤

[@avaisabella-n5b]

The difficulties that the current generation faces are quite depressing. I wanted to know how to use some money that I had. I used a small portion of it for online sales, but that failed. My primary concern is safeguarding my $300K stock portfolio from loss, but I'm not sure how to go about it.

[@alicegomez7232]

Yes, things may be difficult now, but I've realized that there are always possibilities to make significant gains in bear and bull markets, recessions, and economic booms. I used to call people out when they boasted about making a fortune in these down situations, until I actually did.

[@margie-b2v]

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

[@benjaminsmith3469]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@margie-b2v]

Monica Shawn Marti has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@benjaminsmith3469]

thanks for info, her site appeared top search immediately inputting her full name on my browser, she looks very distinguished

[@bindiyamganatra]

Incredibly amazing podcast Erika! I'm SO HAPPY you chose Morgan Housel. I didn't know that Morgan Housel had to suffer so many rejections before getting his book published. I was also surprised that his book was #1 bestseller in India, instead of United States. Thank you so much for everything you've taught me about money Morgan Housel!

[@lindagreen6177]

I had a boss back in my early 20's, who during a wage review, said "remember, it's not now much you make, but what you do with it once you're made it." That always stuck with me and I made it my passion to read and study all I could about money and consumerism. Now enjoying a very comfortable, simple retirement having retired at 59.

[@TaylorHenrie-jg9zz]

Very insightful. My favorite quote is, "I want wealth, not a lot of nice stuff."

[@Maya-Saric]

I agreed with so much he said. I've moved beyond FIRE to FIGA which is Financial Independence Go Again. Having reached financial independence in my early 30's I stopped working to become a full-time solo parent which was great! Parenting consumed all my energy for at least 15 years but eventually, I missed the mental stimulation of the business world, the social interaction of my professional peers and of course the perks of discretionary income. I also think the last thing teenagers appreciate is having mum home everyday!!!!!

[@camriehingle]

This is what I needed to hear back when I was coming fresh out of high school. However… I’m so glad that I’m more disciplined & in tune with my finances now. I’m able to now understand & be receptive to great ideas/ knowledge that are pertinent to the lifestyle I want. Keep this up, you guys are changing lives!

[@CaseyM7]

This is one of the best interviews I have ever seen! Great content and a FANTASTIC guest. I had already read the book and now that I listened to him and heard his genuine personality you can tell he’s the person you want to be listening to and reading from. Thank you for this content.

[@WEALTHY_RICH_how_to_get_rich]

This will influence an entire generation of entrepreneurs, thank you❤❤❤

[@Greggsberdard]

I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?

[@lolitashaniel2342]

The current market conditions may provide opportunities to increase revenues swiftly; however, experience is required to carry out such a plan.

[@VictorBiggerstaff]

Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@crystalcassandra5597]

That's impressive ! I could really use the expertise of one of these advisors. Any chance you could recommend one?

[@VictorBiggerstaff]

Sharon Marissa Wolfe is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@grego6278]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@panvalkaraamod1]

This was super useful ! It is very easy for lot of people (including myself) to miss little details which this video required me to think about ! Thank you Erika and Morgan !

[@livia-s6t]

Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.

[@RobbStonee]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

[@ScottStraw]

Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@OsborneLatin]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@ScottStraw]

Personally, I get guidance from *Marissa Lynn Babula* and most likely, the internet should have her basic info just search her name on Google

[@Tipping-Point88]

Personally, I get guidance from *Marissa Lynn Babula* and most likely, the internet should have her basic info

[@johnben9]

The idea of investing a significant sum of money may be both thrilling and intimidating. There seems to be potential for considerable wealth increase with the correct strategy. How can one take advantage of the present market to grow one's retirement savings over time?

[@markwilliams14]

A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@LizaPhilips]

Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $90k every one quarter of the year so I’m sticking to investing via an Adviser.

[@geofferymichelle340]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@LizaPhilips]

My advisor is “Natalie Lynn Fisk” highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@geofferymichelle340]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@kalabiy66]

Erika re-tought me that: patience is a virtue, especially in finance. Thank you both!

[@SharkBruce]

His EQ is incredible. Props to you, Erika, for getting him to your channel! His words of wisdom and knowledge is amazing. You just want to keep listening. Great questions. Overall an amazing content to consume

[@ianforrest7663]

I am happy I tapped into this. Loved especially the part about not allowing yourself to be tricked by what you see looking at the lifestyle of others.

[@miluskafranco1747]

This episode made me less fearful of investing + overall personal finance. Great reminder of the importance in patience and how time is wealth. I liked how financial lessons were compared to real life stories/ applications in other fields. Makes finance more digestible to folks not in the business. Looking forward to more- thank you!

[@lechantewright2011]

This is by far one of the best financial conversations I've had the pleasure of witnessing

[@gasparkalemera6498]

Thanks Erika for that great interview with Morgan. He is such a free spirit and focused gentleman. Learnt a lot from him.

[@Erikkurilla01]

I genuinely mean it when I express my stress and concern regarding the market crash and high inflation, particularly in relation to my retirement. I have been experiencing losses for quite some time, and while some may argue that crises can present opportunities, I am feeling overwhelmed. However, I understand that investing is a long-term endeavor, and it is crucial to maintain focus on the bigger picture and the long run.

[@jessicasquire]

Considering that I am only three years away from retirement, it becomes challenging for me to solely concentrate on the long-term perspective. Despite having invested in reputable companies and having a significant amount of funds allocated, my profits have been stagnant. This situation raises the question: Does the current recession and unstable market offer any calculated risk opportunities for generating profits?

[@Lemariecooper]

In a downturned market, numerous strategies exist that can potentially yield lucrative profits. However, executing such sophisticated trades requires the expertise of seasoned market professionals.

[@Erikkurilla01]

I have experienced significant losses, and I am holding on with the hope of recovering them. It is evident that I am in dire need of assistance. Could you please share the name of the investment adviser who guides you?

[@Lemariecooper]

Portfolio diversification is crucial, and having an advisor to guide you in this process is essential. I work with Stephanie Kopp Meeks as my advisor, and she is highly experienced and well-known in the financial markets. You can easily find more information about her through a quick search, and her expertise can greatly benefit your investment strategy.

[@Erikkurilla01]

Thanks so much I was able to find her page and I already leave her a message.

[@antoniawall6123]

This was a really inspirational interview Erika. I learned allot from this podcast with Morgan. Here’s to Intentionally applying his words of wisdom. 😊

[@waynez3885]

Superb. I've read the book and was surprised how much of the contents resonated with me. It felt like Morgan Housel knew me personally and my saving/spending habits. I'm glad the book has sold 2 million copies as I'm sure it would be helping people everywhere to take control of their finances and their lives. Great podcast and interview Erika - wish you the utmost success.

[@chriswolske]

"The amount of money you are SAVING is the gap between your EGO and your INCOME" "It's how much you make vs. how much you want to show the world you make (consumption)" This is such a powerful way of putting it.

[@snsch9314]

I like her interview style! Calm , good questions, listening to the answers, letting her guest speak and give him time to think and answer….

[@aarthim569]

This was a brilliant interview on the philosophy of money, happiness and life. It reiterated so many important values in life that can prepare you for taking risks in life with confidence and courage. I love this interview. Thank you Erika for doing this. !

[@mayradiaz7157]

Blcktken300 anticipation is building to a fever pitch! 😥

[@simplykappo]

Enjoyed it thoroughly. Morgan's approach that is more grounded on principles than hardwired formulae resonate with me personally. Cos different people, from different locations, with different personalities, could build a strategy based on those principles that would suit them best. 4 most important takeaway from this videos are: 1) Patience: Investing is LONG term. Lifelong. 2) Never let your desire outgrow your income 3) Customise a strategy that suit you best 4) Do not leave happiness out of your strategy

[@SarahTaylor_]

I feel investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market, because 35% of my $270k portfolio consists of plunging stocks that were once respected, and I'm at a loss for what to do now.

[@RobertBrown..]

To manage market risks responsibly, distribute investments over many asset classes such as bonds, real estate, and international equities, seek the advice of a professional.

[@graceocean8323]

Yes, a lot of people downplay the significance of advisors until their own feelings consume them. I sought for licensed consultants a few summers ago, and I located someone with the greatest qualifications, because I needed a major boost to keep my firm going after my drawn-out divorce. She helped me raise my reserve from $275k to $850k ($850k considering inflation).

[@MattDouglas-hj9wh]

I am seriously devoted to creating a stable financial future and am thrilled to participate.

[@graceocean8323]

Laurelyn gross pohlmeier is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@human1513]

Stop chasing falling knives. There are 100's of stocks that are rising and have at 50% to 100% per year every year for 5 - 10 years.

[@funsizebeauty8858]

Just bought this book today and I’m so excited to read it! The way he explains finance is so understandable and how he personally invests made me feel like it isn’t that complicated and even I can do it! Great episode!

[@Erika2]

It's such a good book--I know you'll enjoy it!

[@Bernando441]

It's quite shocking how few people know about the forbidden book: Making money your reality

[@Rickey_479]

Do you happen to know how to find it??

[@Guard-Enjoyer]

It's a bot

[@yaelgonzalez6114]

Do it. Blcktken300 already in my bags. I had a Blcktken300 after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.

[@MousyLeigh]

only 15 minutes in, but so far this might be the most logical financial advice i've heard.

[@jimsullivanyoutube]

100% accurate IMO! Excellent insights about money that I wish I knew 48 years ago when I left home. I learned them the hard way but at least I finally did.

[@FrancesRyan-b2p]

Most rich people stay rich by spending like the poor and investing without no stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them

[@MarcosAlonso-wx8uw]

I started paying more attention to stock and learning more about online trades

[@AlmedaKandemir]

You are right.!

[@JewellOguin]

Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade

[@LeonorFerreira-ur5th]

I really need such expertise, can anyone link me to an expert?

[@LouisMorris-vq8hf]

Shanita_creswell

[@ArtofTZU]

Thank you for this podcast, Erika. We need more podcasts similar to this one, so people will have a different & more positive mindset toward money. Do keep up the awesome work!

[@gracelandenterprises2536]

Wowww this conversation is so good….I just received my book Psychology of Money and looking forward to reading it! I truly enjoyed this video …. Thanks for sharing!!

[@Johnny-kz9tb]

Its a real privilege to have Morgan Housel on your podcast. I really learnt a lot from the key questions that you have put through and answers by him. Well done and thank you heaps to both of you.

[@gautamarora7870]

So much financial intelligence in one video. Thanks Erika for bringing such quality content

[@KristinPMosher]

Building wealth and achieving financial independence is more achievable than commonly perceived. With access to accurate information, establishing lasting financial stability and prosperity becomes attainable. Engaging in prudent investment remains a primary avenue for generating substantial income and sustaining enduring wealth.

[@91ScottieP]

To begin building wealth, define your goals and assess your risk tolerance, either independently or with a financial advisor. By gaining insights into savings and investments and creating a clear plan, you can attain financial stability and effective income management.

[@ThomasChai05]

Hiring a skilled financial advisor like *Mary Onita Wier* can lead to success, as evidenced by my seven-figure gain in just the first quarter of this year, despite market concerns.

[@mariaguerrero08]

@@ThomasChai05 I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.

[@ThomasChai05]

Many lack access to insightful knowledge, causing anxiety due to information gaps. Personally, I've earned $35k in passive income with *Mary Onita Wier* , unaffected by market fluctuations.

[@mikegarvey17]

Thanks, I just googled her I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@smmohammad4066]

i have no words to express my gratitude for this podcast ❤

[@khimyap460]

While I was working, I saw your video on my feed and decided to watch it. And in between classes I was listening to your discussion and got hooked up. It was worth it watching it. I learned something from this. Thanks

[@beckycanterbury4514]

Thank you Erika. I really enjoyed the interview. Your interview style is excellent. I just ordered the book from my library. I was able to retire from teaching at 55,by living frugally ( like using the library 😏)

[@Opalmiller19]

I love the library, I love requesting books like poetry that are too pricey but very good author (Gabi Abrao and some others)

[@tonicruz808]

Erika, I not only found this interview instructive…but more importantly, inspirational. And, yes…I will invest in Morgan Housel’s book. As a tax professional, I’ve made very similar observations of the relationship between people and their money earning/spending habits and results! Thank you.

[@billclint-g9n]

I feel investors should focus on under-the-radar stocks, considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered. I don't know where to go here out of devastation.

[@YousufHamza-nd9mk]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@AgustínAndrés-s8r]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@YousufHamza-nd9mk]

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@AgustínAndrés-s8r]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@AyuChanz13]

This is such a helpful podcast. Cooking lunch and dinner for the work week and learned a lot within 1 hour time span. Productive and makes time more meaningful to learn about finances. Thank you both!

[@letty5515]

No one is looking and thinking about you as much as you are thinking about you and what you'd look like with their stuff. Golden advice

[@roseroland1998]

If a good amount of folks do what you teach, just imagine how many millionaires we already have or will have in the future. Warren Buffet and Cathie Woods just to mention a few emphasizes on the importance of investing, I've been keen to invest lately, my challenge is knowing when to sell/hold and how to grow profit consistently even in an unsteady market. Great contents as always!

[@Curbalnk]

it's alright, the average investor struggles with when to sell or hold, as for making consistent profit even during a market crash, your best bet is having a professional guide you.

[@louisairvin3052]

@Stanley Edwin which advisor do you use and are you making more than average returns?

[@louisairvin3052]

@Stanley Edwin Thanks for the info. I found her website and it was really impressive, she is a fiduciary, who will act in my best interest.

[@DevineOne]

Don't buy and sell as you will lose. Just keep buying when the market is up or down into a passive global index fund. It's called dollar cost average. Over 5 to 10 years you will see massive growth. 15 to 20 years will accumulated a million. Find a compound interest calculator

[@sukarichristian9039]

The Psychology of Money, just sound like you're going to learn something if you read it, as well as learning something by listening to this interview. Thank you.

[@DavisFreeman-nu1cu]

*Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.*

[@msmarjofficial]

Watch it at least 3x repeat it again .Thank u for touching the topic about financial advisors and the importance of what we do to others

[@jayasundaramkrishnasamy7218]

Wow ! what an interview of a genius financial expert ! A complete package of investment and personal finance advice. !! Thank you Erika

[@abdeljalil6642]

My first takeaway will be to manage my expectations and always keep myself in check when it comes to life and finances . Moreover, I like the perspective he shares about business, on why most often times people who get into it to make money don’t make as much as they think they would. Intent sets people on a different focus; The story shared about Mark Zuckerberg tells me at the beginning it was about creating and providing as much value as possible to people, where as the brothers wanted to get as much as they could from people without putting much focus on what they were providing for those returns. Thanks to you Erika and M. Houssel for this interview.