I love your videos! I know you use a zero based budget but how do you decide how much to put in each envelope and what envelopes to skip etc. I struggle with that and would love your input
@meganrossАй бұрын
Thank you for watching! Sometimes my husband and I decide together but we always talk about it even if we don’t plan it out together. We use Dave Ramsey’s app EveryDollar and we’ve always used the free version. It works perfectly for us. I look ahead to the month and see what we have going on, how much time we have to save up for something, etc. and that really helps me with knowing how to prioritize which envelope gets stuffed and which gets skipped. That’s part of the reason I have a high priority binder and low priority binder. Everything in the high priority gets stuffed first and if there’s any money leftover, then I can work on the low priority binder. All the cash I stuff is what’s left over after all our bills are paid and necessities are taken care of. I hope that helps!💙