20 Common Shopping Habits That Will Keep You Broke

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Under the Median

Under the Median

Күн бұрын

Пікірлер: 432
@kerriestimpson4002
@kerriestimpson4002 3 жыл бұрын
Another broke habit : Overspending on gifts because some people believe that the amount you spend reflects how much you like/love them.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
We've been in that position, too. It's hard to set boundaries and consistently spend less than others or drop out of gift-giving completely. But, we've done it.
@hilo5901
@hilo5901 3 жыл бұрын
I know the feeling! I have a huge family and we have always remembered birthdays and exchanged Christmas gifts. Now I start at Dollar tree with a small gift or two; then I’ll beef it up with snacks and goodies and add a little higher priced gift. Everyone loves goodies. Or I give 5.-10. Which everyone can appreciate. I know some folks can’t or don’t believe in giving cash but we have no problem with it. 😉
@stinejohansen8342
@stinejohansen8342 2 жыл бұрын
For me it’s hard when my sister wants us to buy for our parents together. It’s difficult for me to say no…
@stinejohansen8342
@stinejohansen8342 2 жыл бұрын
*buy gifts for… *
@sylviajones4907
@sylviajones4907 Жыл бұрын
Guilty!
@lisacats4531
@lisacats4531 3 жыл бұрын
Instead of shopping for things I don't really need I go "shopping" in my house and what i mean by that is I thoroughly clean my house 6 times a year and I find forgotten goodies... Clothes and shoes that were shoved in back of the closet... Can goods and seasonings pushed to the back of the cabinet... Pens and pencils... Change and paper money... I take apart all closets cabinets and draws and organize and put back together... Piles of donate, sell and trash and yes i do this 6 times a year... I can't believe how much stuff accumulates just in a few months
@sw6118
@sw6118 3 жыл бұрын
I too shop my house and I too can’t believe how much accumulates in a short period of time, but more impressive is your SIX times a year cleaning discipline! What a great habit.
@lisacats4531
@lisacats4531 3 жыл бұрын
@@sw6118 Thank you... I have pets ... House gets messy and cluttered real quick.
@Jane5720
@Jane5720 3 жыл бұрын
I know exactly what’s in my house
@lisacats4531
@lisacats4531 3 жыл бұрын
@@Jane5720 good for you
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Lisa, you are amazing! I can't imagine whole house cleaning six times a year. I love the idea of starting with one room and working my way through the house. I love how methodic you are.
@coolohiobreeze2037
@coolohiobreeze2037 Жыл бұрын
I laughed out loud when you were talking about going to high-pressure sales events to get a "Prize" We went to one, years ago and it was for a place you could camp or use one of their cottages anywhere in the US. The Salesman was VERY ambitious, to say the least!! When he wanted to show us one of the cabins, the one that was chosen had a big set of steps up to it. My Husband was in a wheelchair, so my Husband quietly told me, "WHEW!! At least we will get out of THIS one!!" NOPE!!! That Saleman ran up to my Husband, and scooped him up out of the wheelchair and almost ran up those steps into that cottage! He happily told us he was a football player at some college and was keeping VERY fit and active!!! HAHA!! At the end of that afternoon, we went to get out "prize", which was a set of luggage. OMG. It was a tiny set of these little cloth things that were being passed out to the customers as Luggage Sets!!! HAH!!! Did we ever learn a BIG lesson that day!! (If it sounds too good to be true---it IS!!!) ;) And for the record, we did NOT purchase anything that day! --Luckily!
@ashtonstout7375
@ashtonstout7375 11 ай бұрын
😳 That salesman was very lucky your husband didn’t get him fired for picking him up and carrying him without permission. That was incredibly inappropriate and unprofessional. It was also battery and the salesman could have been arrested.
@AmandaJYoungs
@AmandaJYoungs 3 жыл бұрын
Something you touch on briefly here is something that has been on my mind a lot in recent years: the concept of "enough". We have so much more these days than our parents had when we were growing up. It makes buying presents difficult because people with plenty of money often buy things they want whenever they want them and do not wait for Christmas or birthdays when other people might buy them for them. There is also such a poor understanding of what having enough means. In fact, people now may have no understanding that they have more than enough already. Enough means what it says - just that no more is needed. The difference between needs and wants is often poorly understood too, except within the frugal community. I am not exactly a minimalist, but I recognise that many of us have too much stuff and don't need or use some of it. There's a lot to think about here - thank you, Hope and Larry.
@hopejinks
@hopejinks 2 жыл бұрын
we bought a Saladmaster set in 1974, and are still using several of the pieces. I’ve had a couple of handles replaced, and it took me forever to get the burn out of the bottom of a pan, but we continue to use them 48 years later.
@barbaratozzano6364
@barbaratozzano6364 Жыл бұрын
I have high end pots and pans of a similar brand. They were pricy but they are excellent pans and they are still in good shape after 40 years.
@margaretprobst3298
@margaretprobst3298 3 жыл бұрын
Tupperware has been a part of my life since birth. My mother was a Tupperware Lady. I still have so much 'vintage' Tupperware from many years. I'm a Tupperware Lady now, and I personally joined just to afford the new stuff. Tupperware is a product that will last and last. It is best, in my opinion, to buy a "Tupperware" brand than a Rubbermaid brand because there is a lifetime warranty on most all Tupperware and not on Rubbermaid. I also purchase 'vintage' Tupperware from Mecari, eBay, and Facebook marketplace. It makes me feel better about plastic products because they aren't ending up in the ocean and landfills.
@heathkinn
@heathkinn 3 жыл бұрын
Thank god im low maintenance..its just me and i really hate shopping…so i dont go unless like i have to go for some groceries…i cant remember the last time i bought any new clothes..i have plenty in my closet..im a hoody and jean person or tshirt and shorts…not interested in doing the shopping thing at all…especially with friends..im a home body and like being alone…so i go to work and go home..i really enjoy my home time alone….
@missworm
@missworm 2 жыл бұрын
Never shop when you’re fed up or bored. Lunch time shopping for office workers is a real money pit! Those magazines and ‘little bits’ to cheer yourself up really add up.
@purplepassion2398
@purplepassion2398 3 жыл бұрын
I just bought 2 swimsuits. They were both 80% off and BOGO free. This was on Labor Day at JC Penny
@larryware1
@larryware1 3 жыл бұрын
Perfect example of buying off season! Excellent.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Nice job! Great clearance buys!
@daisyy99
@daisyy99 2 жыл бұрын
I check what is available in my local thrift stores. I wore a fuzzy gray sweater with pink jeweled buttons for the holidays. Looked nice with three years ago black velvet pants. I looked festive and dressy and appropriate for $8.
@sherylsisler5179
@sherylsisler5179 2 жыл бұрын
The "Back Up" plan has been a stress saver for me NUMEROUS times!! Even for essentials like aluminum foil, coffee filters, cooking oil, you name it. It's great to just go get it in the house instead of ANOTHER trip to the store.
@h.a.mmorgan1939
@h.a.mmorgan1939 2 жыл бұрын
love back ups but they have to be on sale or mark downs.
@BeFree-BeFrugal
@BeFree-BeFrugal 3 жыл бұрын
I always remember the saying walk away go back the next day…not quite the next day but when I’m at the supermarket if I’m pondering to buy or not I walk on. By the time I get to the end of my shop if I can’t remember what it is I was pondering I let it go.
@marykincaid7477
@marykincaid7477 3 жыл бұрын
That's good because u probably like me a didn't need it lol haha
@sylviajones4907
@sylviajones4907 Жыл бұрын
Should have had this in my head a long time ago! 😔 Great advice.
@DeidresBudgetingJourney
@DeidresBudgetingJourney 3 жыл бұрын
Great tips. I think one huge one is emotionally spending whether it be because you are happy, mad, upset, etc. I’m trying to be better with spending overall so the tips already made sense to me. Keep up the great work 💛
@angelmission
@angelmission 3 жыл бұрын
Sometimes I fill my cart and then I go back over each item and ask myself if this is something I really need or just want, then I start removing things from cart until it is empty LOL Because right now my mantra is MAKE DO!
@marykincaid7477
@marykincaid7477 3 жыл бұрын
Exactly this what it's all about if u don't need it don't buy it if itsEssential yes a have book called how clean is Ur house it's amazing tells us what to make up cleaning itam s and it's better to make it up urself
@larryware1
@larryware1 3 жыл бұрын
I like your style!
@lindawer
@lindawer 3 жыл бұрын
I use my wishlist function. It enables me to not “forget” something I liked so I can go back and look again later. Often I’ll get a notice when there’s a price reduction on something on my list. By then the impulse to buy has been tempered.
@cindyjones920
@cindyjones920 3 жыл бұрын
I try to "think it over" before I get to the check-out. It helps me cut out a lot of impulse buying.
@marykincaid7477
@marykincaid7477 3 жыл бұрын
Well done
@rachaelv1140
@rachaelv1140 3 жыл бұрын
How you are treated matters. I was treated rudely at Costco when I was trying to purchase contacts. I went over to Sam’s Club and they answered my questions. I have now bought from them for multiple years. Same thing with my furnace the first company that I had come fix it was so rude I told them to leave. I paid the service charge, but ended up replacing my furnace with another company, so who really won in that situation. Not the company that treated me poorly.
@larryware1
@larryware1 3 жыл бұрын
Right. That does matter!
@paulawhite8674
@paulawhite8674 3 жыл бұрын
Bought some amazing pans as a young girl. Took me a long time to pay off. I still use them 45 years later!
@larryware1
@larryware1 3 жыл бұрын
That's amazing! Sometimes spending good money on quality and lasting merchandise really pays off in the long run.
@sherribell4032
@sherribell4032 3 жыл бұрын
I inherited a complete set of Revere wear from my mom who used it daily for as long as I can remember. Actually most of the things in my kitchen were my moms or my grandmothers. I have new gadgets too lol but I love the memory of my mom frying chicken in the skillet that I use now. Be Blessed ya'll ❤💙🙏
@larryware1
@larryware1 3 жыл бұрын
@@sherribell4032 - I have some things from Mom & Dad's home - items I grew up with, like our kitchen table that they purchased as their first piece of furniture in 1941. It's always fun to keep these things.
@mksugerman1500
@mksugerman1500 3 жыл бұрын
Pampered Chef! Talk about overpriced crap! There was an item that was $25 that I found at Walmart for $3 that I use every time I cook to break things up to brown evenly. I chuckle every time I use it!
@donnaward5508
@donnaward5508 3 жыл бұрын
I have that same thing. Handy but I HATE washing it. Lol
@Jane5720
@Jane5720 3 жыл бұрын
Yes, I know which piece you’re talking about and I did also buy mine at Walmart for three dollars like I’m not giving him $25 for that
@ShanaLawson
@ShanaLawson 3 жыл бұрын
I have something that does that that I found at the dollar tree. Not sure if it’s the same thing you all are talking about tho. It’s a great invention
@texasjones9541
@texasjones9541 3 жыл бұрын
Had a friend who also homeschooled her children. SHe was always selling pampered chef and some sort of candles (partylite). Glad that time of my life is over, she got mad at me when I quit attending and she was always calling me up for favors. I am busy with my elderly parents, and she has kicked me to the curb. I am no longer useful in her world. Wonder if I can get a refund?😁😂
@ShanaLawson
@ShanaLawson 3 жыл бұрын
@@texasjones9541 I remember in the 2010s, living in a military community 😳 every weekend was PACKED with one party or another. It was terrifying! I wanted to support my friends but I’m a broke ass bitch 🤷‍♀️
@LearningLivingLovingLife
@LearningLivingLovingLife 3 жыл бұрын
I bought a few big ticket items refurbished....a Dell laptop and a Dyson vacuum. I saved considerably over new. I am still using both and I'm very satisfied with the products.
@cyyoungable
@cyyoungable 3 жыл бұрын
We also went to a salad master party, thankfully we didn’t buy them. It took several years but we did end up finding the salad master pan we wanted at a thrift store
@larryware1
@larryware1 3 жыл бұрын
What a find! They really are nice pans. Before those we had my mom's old aluminum pans. They leached metal into the food, but we didn't know the difference. We also had some Farberware pans. They all worked.
@lanapoulliot7682
@lanapoulliot7682 3 жыл бұрын
Good, sound classic advice. I grew up with parents who lived by this philosophy and still do. Then I married a man who also lives by it. We have everything we need and are so happy, 23 years so far! We absolutely hate the whole keeping-up-with-the-Joneses thing.
@marykincaid7477
@marykincaid7477 3 жыл бұрын
Hi Larry X hope I have been doing Ur things cleaning my cubards of food and cooking things in my freezer well IAM doing for 4weeksy husband has been getting me stuff likE milk cat food PAC of rice To make home made rice is delicious fruit and it may come to less than £20 were a used to be £40 so am saving so thank you the both of you I save money every month for Christmas so u r both amazing doing this very well
@downtoearth1950
@downtoearth1950 2 жыл бұрын
Never shop on an empty stomach. Always shop after a meal
@matilda56563
@matilda56563 3 жыл бұрын
Fake sales and "thinking you have to buy because it´s on sale and might run out" is also a trap :)
@gypsydiamond4799
@gypsydiamond4799 Жыл бұрын
I myself did a time share. I won a free trip to FL and i had a great time it was not so bad even when i had to sit thru hours of talks it was not so bad. I loved it had a great time learned a lot then after the talks was over i had 5 days of party time. Will never forget it. The whole trip even my meals and hotel and round trip everything was paid for. How very cool it was. Looking to do it again.
@lauriekerze3461
@lauriekerze3461 3 жыл бұрын
I'm with you Larry. I buy backups when I do d a good deal. My mixer gave out during thanksgiving dinner. Luckily I had the backup. I even have a mailbox from a garage sale, as plows are famous here for taking them out. I think they have a contest for them.
@larryware1
@larryware1 3 жыл бұрын
Love planning ahead! You look like a real hero when that extra item is needed.
@botialoach1
@botialoach1 3 жыл бұрын
Great Video as always, very informative and to the point. I am a Backup Person like Larry, mostly on Electronics stuff and DIY stuff like paint etc since I am a handy man, I have 2 backup used cell phones for the family, also cell phone charges, paint, brushes but I always buy the DIY items on sale. I try to "predict" what I will need, no backup refrigerator or bulky/expensive items since this will throw my budget off. Backup of simple stuff is a must for me because if your cell phone charger dies you have to go and buy another one at whatever price. I do not buy backups right away, I look for used or sale items when I find them.
@larryware1
@larryware1 3 жыл бұрын
Excellent, botialoach1. Yes, it just makes good sense to be prepared for these items that can so easily fail. It doesn't cost a lot if you do what you're doing - buying used. Way to go!
@alyssa5848
@alyssa5848 3 жыл бұрын
I finally remembered to use Honey for a larger purchase last week and it saved me an extra $20! I was blown away!
@almostthere2884
@almostthere2884 3 жыл бұрын
Last month I used my Honey points to get Amazon gift cards. Then I used the gift cards to buy a new book I really wanted. I ended up with a $30 book for 99 cents with free shipping too!
@ladyhawk9032
@ladyhawk9032 2 жыл бұрын
Is Honey an app?
@thisisme2681
@thisisme2681 2 жыл бұрын
Buying second hand is so much better for the environment too!
@cynicallyyours61
@cynicallyyours61 3 жыл бұрын
With clothing, I buy what fits, what is comfortable to wear, what I love and I also tend to stick to timeless styles. I love to thrift shop and still apply my rules to thrift shopping. I waited 3 years to get a denim jacket because I wanted to make sure it was worth the money. Glad I waited I found the perfect one. I remember back when cell phones with cameras were a new thing. Here in Australia I had a couple of friends who paid over $1000 for a new phone with a camera, I waited a year and got the same phone for $80. My dad was a back up buyer. When he passed away we didn't have to buy a toaster for about 15 years. And towels were another thing we didn't have to buy new towels till recently.
@darlar.9043
@darlar.9043 3 жыл бұрын
High pressure sale: Kirby vacuum cleaner! I almost had the salesman out the door but my husband showed up. (Don’t worry, I knew the salesman or I would never have let him in.) We had it for years but boy! Repairs and parts were expensive! It was also very heavy.
@linneafristoe3277
@linneafristoe3277 3 жыл бұрын
Nearly 30 years ago we were in the market for a new stove. Having two young girls who were beginning to cook, I wanted a smooth top. The salesman really pressured me to buy a different one. We went to a Sears Outlet store and bought the stove we wanted, plus the fridge we had chosen, and both were delivered free. That first guy really missed out! BTW, that stove is still in service! I do lots of research and usually know what I want before I go into the stores. And I've walked out on many a pushy salesman, including one who promised me I wouldn't walk out of the store with less than $1000 on a laptop! We walked right out!
@larryware1
@larryware1 3 жыл бұрын
Way to GO!
@lizziesmusicmaking
@lizziesmusicmaking Жыл бұрын
I think I'd have done the same. Having worked in retail, I can't imagine doing that to a customer. Way to make them run away fast and never come back. Far better to find out what they really need and want, whether that is expensive or not, and help them get that thing. Then you're way more likely to make a sale, and have a happy customer who will come back again, buy something else and keep the store you work at in business and yourself in a job.
@maryhumphrey1470
@maryhumphrey1470 3 жыл бұрын
Larry I am with you. I have backups to my backups. I could never be a someone who has the bare essentials. I am a prepper. I buy in bulk. On the printer sometimes it is more economical to buy a new printer with ink. Always check the price of the replacement ink. I disagree with you on the swimsuits. If you wait they are so picked over. This should be a one time purchase for several years. This comes back to fashion. Do I need to always look trendy. Not me. I figure if I am neat and clean that is enough. Keep up the good work guys. People need to pay attention and follow the teachings.
@larryware1
@larryware1 3 жыл бұрын
We like being prepared. Nothing wrong with that. We mildly prepped during the early Covid outbreak and also buy in bulk. Good advice on the ink. Good point on the swimsuit. Bless you and thank you for your kind remarks.
@hppyabuela
@hppyabuela 3 жыл бұрын
I use HP instant ink and pay only $10 a month...they send it automatically and i always have ink. It's a great deal!
@lovecats6856
@lovecats6856 3 жыл бұрын
I shop alone at Goodwill. But only when I actually need something. Then I carry it around in the store. By the time I am done, I often find I don't really need it.
@hilo5901
@hilo5901 3 жыл бұрын
Exactly!! Money is too hard to come by to hand it to anyone or any business who is RUDE! I stress this to my adult children and grandchildren. (I am a flexible sales person by the way; no pressure on my clientele in 50 years.) “money is too hard to come by”
@LauraMacMillan-el2kc
@LauraMacMillan-el2kc 4 ай бұрын
It only that. If they are rude to you when the transaction is their idea (selling,) ... how do you think they will be when the transaction is your idea (service and repairs)? Major red flag.
@awilliams935
@awilliams935 3 жыл бұрын
It’s a shame these days that a lot of people want to live like the Instagram houses or they see on other social media sites or neighbours/friends...I’ve always lived by my means, No credit, if I want something then I save for it ❤️ I’m a single mamma my main priorities are rent, keeping my children warm, clothed and fed, trying my best to save, and keeping my home clean and in order x I refuse to have expensive sofas, tv’s, clothing x If I need a new fridge for example then you’ve bet I’ve done my research and searched for half price sales etc I tell my children they might not have everything they WANT but they’ll always have everything they’ll NEED ❤️ Shop without a budget 😲 I just couldn’t 😂😂🇬🇧🏴󠁧󠁢󠁷󠁬󠁳󠁿❤️
@UndertheMedian
@UndertheMedian 3 жыл бұрын
We love your attitude. You have your priorities in order. Good for you.
@sarahmc8309
@sarahmc8309 3 жыл бұрын
As a single mum this is mine too !
@ashmc9754
@ashmc9754 2 жыл бұрын
I dont understand the keeping up with the trends... i dont even ever know what they are... i get what i like and that can with stand my house full of little monsters
@girlygirlwoman
@girlygirlwoman 2 жыл бұрын
Exactly Right. A former Sunday School told me...Don't buy anything you don't need". When I'm out now I don't even like to buy food I don't need. The Bible says "with food and raiment be content" Cover your 4 wall's of Basic needs.
@katethielmann4244
@katethielmann4244 6 ай бұрын
If any one wants to keep up with me they may be disappointed....I've become a minimalist lol. There's nothing to keep up with .....
@annemcknight2744
@annemcknight2744 3 жыл бұрын
I LOVE, LOVE, LOVE your channel. So very helpful and informative. Thank you so much for doing this and giving us such great information and suggestions.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Anne, it is our pleasure. We're so happy that you are finding it helpful and that you are with us.
@rochellethundercloud346
@rochellethundercloud346 3 жыл бұрын
Shopping when sad,angry,hungry,etc. Not taking proper inventory of what you really have already Holiday shopping at the last second.
@almostthere2884
@almostthere2884 3 жыл бұрын
I try to have all of my Xmas shopping done by Halloween. By gathering gifts throughout the year it makes me very happy to NOT be buying last minute (paying full price, dealing with traffic and last minute shoppers, etc) but I do shop online for Black Friday deals if necessary.
@deedeesmith3073
@deedeesmith3073 3 жыл бұрын
I do the back up plan also!!🥰 it’s great . I bought a counter microwave at garage sale for 10 dollars in case the over the stove built in went out (which it did) then I had time to shop around for a sale of a new over the stove model. Back in the closet goes the counter microwave😉 I’ve used this technique on many things around the house.
@alanbirkner1958
@alanbirkner1958 3 жыл бұрын
We've always been frugal. Thanks. Tina
@Helen-xv7ot
@Helen-xv7ot Жыл бұрын
My Popcorn Popper 🍿... Medium sized stainless steel pot...a little beef tallow and 1/3 - 1/2 cup heated over medium heat. Done & Tasty 😋
@alishajennings2013
@alishajennings2013 3 жыл бұрын
My mom bought a rainbow vaccum from a salesman about 17 or 18 years ago. I'm 31 now and based on which house we lived in at the time I had to be around 11-13 then. It's still going strong. She still has the same vaccum and has never needed to have it repaired. A couple of years ago she saw they had a tent at a fall fair and bought an air purifier from them bc of how great the vaccum has been.
@alicephillips841
@alicephillips841 3 жыл бұрын
Kudos to you both for the way you've improved your video clarity. When you first previewed your new digital equipment, I thought the lighting on Larry wasn't very good, but you've certainly fixed that. I love your videos for lots of reasons. I've gotten so many tips from you despite my being a frugal person for a few decades. Thank you for all you do.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Thanks, Alice. It took us a couple of videos to experiment with the lighting, but we're super happy with it now.
@christines2787
@christines2787 3 жыл бұрын
I buy shoes in the $150 range. For me, it saves money. I realize this sounds crazy but it's true. Why? Pain in the calf and feet. The other reason is an unstable gate. Soles wear in places and in me, that leads to ankle twisting. Only thing I buy that I spend a lot of money on
@Jennifer-1724
@Jennifer-1724 3 жыл бұрын
You are not crazy dear. I buy keen usually I can buy a out of season color for a bit cheaper. Make sure you have the honey app you might be able to save a little bit on your nice shoes.
@christines2787
@christines2787 3 жыл бұрын
@@Jennifer-1724 - Jen, good sugestions, thank you. My husband also agrees.
@happycook6737
@happycook6737 2 жыл бұрын
Shoes are extremely important. Not designer shoes but shoes like you bought. Shoes that are comfortable, fit well, and are well made. I will scrimp in other areas because your feet are more important.
@TonyaApplegate
@TonyaApplegate 3 жыл бұрын
My son, bless his heart. He is very giving. We were at a gas station on a trip. He was looking for change in the car to buy a pack of gum. Said he doesn't feel right using a restroom anywhere without buying something. I told him he shouldn't feel obligated to buy something everything he uses the restroom. But is this normal because I never would have thought about it. Like I said he is very good natured about giving.
@cogit8able
@cogit8able 3 жыл бұрын
I feel this way. I have a travel mug I refill with coffee usually for less than a dollar.
@larryware1
@larryware1 3 жыл бұрын
Love that. Nothing wrong with that. Wish more people were that thoughtful. Blessings.
@stacywallen5245
@stacywallen5245 3 жыл бұрын
My grandma taught me you never go into any place to use a restroom without buying something, even something small. I do this with gas stations mostly but with little kids sometimes it's easier to just get in & get out. If we try to grab something because we used the restroom I get something we can share
@LauraMacMillan-el2kc
@LauraMacMillan-el2kc 4 ай бұрын
You do realize that the business is paying for water, supplies, and soap in that restroom, and for someone to clean it, right? I think your son is right in this case. I can't "pee and run" either. It's not a public restroom. It's for *customers.*
@svalentina3075
@svalentina3075 3 жыл бұрын
I would agree on the underwear too :) Last night I spent so much time "window shopping" online. I put a couple items in my cart, then I walked away and decided not to impulse buy. I went into my closet and realized I had not 1, but 3 similar items to what I wanted to buy. Needless to say, it's all still sitting in my cart :)
@lifebeyondthesalary2458
@lifebeyondthesalary2458 3 жыл бұрын
I do this all the time. Anytime I’m “buying” something that we need, I will walk away from it for a day or a week or whatever & IF I’m still needing it or wanting it, ONLY THEN do I go back to the cart. Double check what I wanted… read comments, do more searching, & maybe a day or 2 later come back for it. This has saved me SOOOOO many times. I was looking at one item, had it in my cart, loved the look of it/practicality of it, & then went & looked at the comments about it. I’m so glad I did!!! That particular model was known to catch fire out of the blue. Add that it was going into my 7 year old’s room that was an even scarier thought!!! We found one that was HIGHLY recommended & bought it!!! Best thing!!! Basically, my son’s loft bed was towering over his high dresser, but he had a really tall lamp & he would try to lean over the lamp & SSSTTTREEEEETCHH!! To get the light turned on & off. It was even hard for me to reach & turn it on & off. So what did I do? Momma bought him a small tower plug in, with buttons to easily turn it off & on!!! Since he sleeps with his lamp on at night, this was our favorite idea to deal with the problem. So it now sits on his under the loft bed desk 😂
@marymarysmarket3508
@marymarysmarket3508 Жыл бұрын
There used to be Lay Away...which really forced you to decide if you truly WANTED something enough to pay on it every week
@alishajennings2013
@alishajennings2013 3 жыл бұрын
I had a salad master rep come knocking on my door. He made me a delicious salad right then and then I made an appt for the dinner party so I know exactly what you mean about feeling like your current post and pans are terrible. I really wanted the pots and pans but didn't have the cash and didn't want to make payments so I said no. I have also went on a free vacation where you go listen to the timeshare pitch. We did buy a timeshare lol. But we had 3 days to back out and we did back out. We thought it was such a good deal bc you could go to all these different resorts all over the world and you could go any week of the year. But they didn't tell you that you were assigned a week and had to pay a pretty hefty fee to change weeks and our week was the week of Christmas. We would NEVER go on vacation that week. We also added up the amount the timeshare was plus all the interest and suddenly the great price was now astronomical.
@larryware1
@larryware1 3 жыл бұрын
Always good to do the math! Good for you!
@lifebeyondthesalary2458
@lifebeyondthesalary2458 3 жыл бұрын
We did the same thing about backing out of the timeshare!!! UGH!!! I’m SOOOOOOOO GLAD we thought to cancel it before it could go into effect. 🤬 We’ve both said never ever ever again!!!
@ShanaLawson
@ShanaLawson 3 жыл бұрын
When I was younger I talked my mom into a timeshare. I think she canceled bc we never went. Looking back I was an ignorant brat 🤦‍♀️
@PurePondering
@PurePondering 3 жыл бұрын
One alternative to buying is to make things yourself. I spent a bit of time pricing gardening stools/kneelers. I am NOT paying the price they are asking. But I have enough scrap pieces of wood, foam, and fabric around the house to make one myself.
@judemathieu3717
@judemathieu3717 3 жыл бұрын
Btw, lighting and sound is FANTASTIC! Thank you! Agree about the high pressure sales. I tell my friends ahead of time at “friends sales parties” they are surprised if I buy something small.
@larryware1
@larryware1 3 жыл бұрын
Thank you, Jude! We love the new equipment. We replaced absolutely everything but two lights. It's much easier to do videos now. Good planning on those parties.
@wendyespinosa8872
@wendyespinosa8872 3 жыл бұрын
I was doing a makeup subscription box with my sister to have something we do together. Last month I canceled it, I was spending to much, and over buying makeup and skincare, just for the bonding with her.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
I used to order essential oils every month - until I figured up the total of what I had spent over a year's time. I cancelled the subscription.
@sw6118
@sw6118 3 жыл бұрын
We bought matching coats…and we both owned them about 10 years and maybe wore them once? In the end we laughed and realized it was about bonding so now we’re bonded without the spending.
@janeymitchell4675
@janeymitchell4675 3 жыл бұрын
My sister and I always thought we would learn to play bridge and do scrapbooking. There are so many fun things to do. She suffered a heart attack and we never got the time. Don’t wait. At least she never had to worry about Covid, the x-President, nor California’s year-round fire season!!
@wendyespinosa8872
@wendyespinosa8872 3 жыл бұрын
@@janeymitchell4675 I’m so sorry for your loss 💔thank you for your wise words. I will definitely make the time.
@sw6118
@sw6118 3 жыл бұрын
Love what you own! So often you already have all that you need and it’s wonderful. If you know you need something and it must meet certain requirements, keep that list of requirements with you, take a picture of the list so they’ll be with you on your phone, that way if something pops up, you’ll know whether it meets your specs and if it’s time to buy.
@dennisraymond8071
@dennisraymond8071 Жыл бұрын
You're absolutely right..... good evening how are you doing over there hope you're having a wonderful day, it's a lovely day that the lord has made.
@Sheila-ru1iu
@Sheila-ru1iu 3 жыл бұрын
Speaking of refrigerators, I had a terrible time finding just a basic model that only keeps the food cold. All the bells and whistles seem to be coming more standard.
@larryware1
@larryware1 3 жыл бұрын
It's like that with everything it seems. I like simple and basic as well.
@maryallen1017
@maryallen1017 3 жыл бұрын
All the bells & whistles cost so much more money and those are the first things that break down, then it cost more money to fix. Not worth it! No one needs a computer on their refrigerator door.
@elizabethharalson7903
@elizabethharalson7903 3 жыл бұрын
I don't need a computer to wash my clothes. The $300 Roper is just fine.
@veronicatheedoll66
@veronicatheedoll66 2 жыл бұрын
Definitely I can't stand that, I miss the simple items
@Kiki-th1wm
@Kiki-th1wm Жыл бұрын
I'm old school, some may say I'm a "dinosaur", I don't want an appliance that I have to have a degree in Technology to use.
@vidahappy-frugalspanglishv1528
@vidahappy-frugalspanglishv1528 3 жыл бұрын
Throughout the video I was thinking of my recent KURBY purchase,🙈 and then you mentioned it!😃 I also knew about them and actually had been on the hunt for a good vacuum when they happened to come to my door, being that I am a frugal person it was a mixture of emotions even though I wanted it. They do directly and indirectly pressure the client, so being nice(which I'm also guilty of) can affect your wallet. I had the money but in my mind I had asked myself "how much would pay for it?" so I thought... "if they get as low as $900 I will get it", after walking away for a minute and researching it because I thought $2100 that they offered it for was way too much. They did end up going as low as $900.🤷🏻‍♀️😊
@sw6118
@sw6118 3 жыл бұрын
I bought the dyson stick vacuum. No cords! No bags! Great suction and it was definitely under $500 I think closer to $300….
@marykincaid7477
@marykincaid7477 3 жыл бұрын
Always haggle
@vidahappy-frugalspanglishv1528
@vidahappy-frugalspanglishv1528 3 жыл бұрын
@@sw6118 Great option to keep in mind, thank you:). That was actually one of the vacuums that were an option before also, but we did end up getting the Kurby because we can wash our carpet, couches and car seats as well as the carpet on the car... with all the attachments they were asking over $2100, but they ended up including them with the price I paid for to make the sale.😊
@vidahappy-frugalspanglishv1528
@vidahappy-frugalspanglishv1528 3 жыл бұрын
@@marykincaid7477 Of course, always:)! Also, as Hope mentioned... the guy also was wanting to win a trip, true or not- at the end I told him... "You want the trip, I want the vacuum- this is what I can pay for it, and I really can only buy it if I get all the accessories so my husband is also happy with the purchase".😉
@FrugalFunMum
@FrugalFunMum 2 жыл бұрын
In Australia they do Op Shop / Thrift Store Bus Trips - it's a whole day event with morning tea and lunch at each place as well. It's busy as!
@saltyassassins5816
@saltyassassins5816 2 жыл бұрын
Before covid came around I was going to auctions and bought a lot for resale yet I'd buy a lot of items on the cheap and have used so much around the home. I'm happy sometimes I'd buy a half a table of items for 3 bucks oh the good old days
@MsVictoriaLeigh43
@MsVictoriaLeigh43 3 жыл бұрын
Great video! I do some me-search a little before the research too, just to be clear on my intentions and motivations for wanting to buy whatever it is - I am susceptible to FOMO (!)... With buying out of season, I also buy children's clothes in the next sizes up in the sales too so I can have them ready for next year which makes me feel a bit Super Mum-ish ;-) Thank you again, Larry and Hope!
@kornelia635
@kornelia635 3 жыл бұрын
Another great advice and video. Thank you ever so much. Keep up a good job I would like to see you saying about crap you do not buy anymore (like expensive chemicals for example).
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Not sure what expensive chemicals you are referring to, but we've certainly learned that there are some items we'd rather not bring in the house at all.
@kendrasmith6637
@kendrasmith6637 3 жыл бұрын
Good info... thank you 😊
@jacquelinehenry3211
@jacquelinehenry3211 3 жыл бұрын
Wow!! High definition alright!! Beautiful!!
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Thank you!! I'm glad you can tell the difference. We're super happy with it. Still figuring out some of the functions, but it's so much better than the old equipment.
@karenleamon5299
@karenleamon5299 3 жыл бұрын
We do own some saladmaster pans and we love them. We did get sucked in to a time share buying. We then had great buyers remorse. We found that what we had wanted the time share for was not available where we needed them for our training classes. Then we actually had to pay more $$$ to get our of our contract, a really expensive lesson . But we now always sleep on a purchase no matter the situation
@UndertheMedian
@UndertheMedian 3 жыл бұрын
We've learned not to be in a hurry, too. I will say that I agree with you. I love my Saladmaster pans. I wish I hadn't paid so much for them, but they are wonderful pans.
@larryware1
@larryware1 3 жыл бұрын
Yes, we've had our lessons as well. Once you get stung you never forget. Glad you are enjoying your Saladmaster pans. We do love ours.
@muzerhythm2242
@muzerhythm2242 3 жыл бұрын
I believe in backups....ESPECIALLY for coffee.😁🤣 Another tip: When the coffee maker dies (for me the burner doesn't keep the coffee warm or the water doesn't heat up), if the coffee pot is still in good shape...I keep it as a backup. Seeing the price of just the coffee pot is as much as the whole coffee maker!😮 So I have a spare coffee pot.😁
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Yes! Larry has a couple of back up carafes. He totally agrees with you.
@lukequigley121
@lukequigley121 3 жыл бұрын
BACK-UPS GREAT PLAN..2 is 1,1 is none..Multiples are a great idea..I have 2 generators,3 chainsaws etc..When you need to do and 1 doesn't work,start,perform then use the 2nd and fix the 1st when have time..My thought..
@cowgirljones35
@cowgirljones35 3 жыл бұрын
Ebay 🤭 I actually fix a cash envelope each year in January for the shops I love to look around in make a list of my "wants" then I also know the amount of money I have because I stuffed the envelope $2.00 per pay check which is twice a month (fixed income Retirement) then in August of each year I know that's my month to buy my "wants" if I so choose to, or I will roll it over . The cash envelopes has honestly saved us a ton. lol I am a Jones 🤣 no we dont worry about what others have because we know we are almost Debt Free we are paying down our Mortgage come 2022 March can't wait 💟 The extra money we save on grocerys goes to our Principal Only. I love you all just a great inspiration for others 😍
@helanieverster8155
@helanieverster8155 2 жыл бұрын
I stumbled on your channel when I was watching one of Kate Kaden’s videos as well as the collaboration you guys did! Really enjoy watching all the tips and tricks you share💕
@valeried2941
@valeried2941 2 жыл бұрын
I love this! Especially impulse buying! I ait 24. 48 hrs. Then I figure out how many hours I have to work to buy it! That usually drops my impulse!!
@YanilleCastillo
@YanilleCastillo 3 жыл бұрын
Loving your shows content and you guys as a couple great wisdom thank u for sharing
@jackieburnett6881
@jackieburnett6881 3 жыл бұрын
Really great tips
@jennyroe5285
@jennyroe5285 2 жыл бұрын
Buying under pressure was the worst habit for me, especially when the sellers were my friends. I no longer do that, praise the Lord! I still like brand names clothings that are classic and fit the budget but the experience of thrifted brand name clothes are equally fun! Something I still buy new are undergarments, bed sheets, toothbrushes, socks, shoes, towels... Basically anything that is highly personal. The most horrible Time Share experience I had was during our honeymoon. Not knowing how that worked, we were in for a big (bad) surprise. We are now planning and saving for our "second honeymoon" to celebrate our upcoming 30th anniversary. "If Larry and Hope can do it, we can certainly give it a try!" is our saying these days! 🙂 We have four children like you do - the oldest and youngest are 20 years apart and we want me to stay home for the same reason as yours, so your videos resonate much of our lives besides the frugal part. We were mostly living within our means but extreme frugality was not part of it then. Our older children are all functional adults now and contribute to society instead of taking from it, and for that, we are grateful and blessed.
@michaelconnolly7681
@michaelconnolly7681 3 жыл бұрын
Another excellent video and the new camera you use is really cool. There's a lots of points in your video I used to be guilty of especially double buying in case that product wasn't available again. I don't do that much anymore. I tend to live simply and purchase what I need but I do get tempted to window shop when I'm out and about. I wanted to say about your pans- even if they cost a lot of money, they seem to be of excellent quality and I imagine you guy like to cook lots of fresh food so you'll have them for years. I like they way you say the pots keep the food hot, that's a great advantage.
@larryware1
@larryware1 3 жыл бұрын
Thank you Michael. I'm using a Sony HXR-NX100 Full HD NXCAM Camcorder now - low end professional and I too love the sharpness over the 20 year old Mini DV Sony camcorder I was using. Our entire editing, shooting, audio, and lighting process has become more simplified with the newer equipment. Yes, those Saladmaster pans will last forever. Hope and I use them daily. We do love them but spent something like $3,000 on them.
@michaelconnolly7681
@michaelconnolly7681 3 жыл бұрын
@@larryware1 thanks for your reply. It's an excellent camera, very clear and it's great its saves time on editing etc. I love the way you guy research what you buy like what was talked about in the video. I think that's probably one of the most important things because you will get great quality for a good , well researched price. A guy in my building researches everything, even holidays, clothing etc. As I said before, the videos you guys do are very inspiring.
@silviahernandez8949
@silviahernandez8949 3 жыл бұрын
I have a salad master induction pan that used to belong to my husband's grandmother and she kindly passed it on to me, its about 30+ years old and still works great!
@sharie9454
@sharie9454 3 жыл бұрын
This was great! Loved every tip and reminder. Watching your show helps keep me frugal! Another tip: when needing home repairs, check at church or work . Perhaps someone can do the job much cheaper and would appreciate the money too. Win/win! My son’s friend has saved me so much by working on my old home for less, and since he lost his job due to the pandemic, is grateful for the jobs.
@anna-lenameijer9942
@anna-lenameijer9942 2 жыл бұрын
Definitely a win-win: two grateful persons. You could call it help-help :)
@conniespene9138
@conniespene9138 2 жыл бұрын
I have a list...mostly specials of the week...get them...pay for them and out the door I go
@lindadenneypu6315
@lindadenneypu6315 2 жыл бұрын
Tupperware is great but can b rather pricey so I look at opp shops and garage sales
@CassieDavis613
@CassieDavis613 3 жыл бұрын
About 10-15 years ago, I bought Kitchen Kraft cookware which is just as expensive as Saladmaster, probably. I had tried many brands of cookware and wasn't satisfied with any of them. I knew what I was getting into cost-wise, but I saved for it. I LOVE and USE my cookware. The food turns out great, the pots and pans are easy to clean, durable, and will last decades. I don't regret the purchase. I also have a couple of Le Creuset pieces that are also a joy to cook with. If my cookware ends up in an estate sale after I die, that find will make someone happy. Probably an eBay reseller. :)
@almostthere2884
@almostthere2884 3 жыл бұрын
When my Dad died I inherited his Le Creuset chili-making pan. When I make the chili I am happy that the pan is so wonderful, and I always say thanks to him while I cook.
@lowcalgyal406
@lowcalgyal406 3 жыл бұрын
I NEEDED THIS! Thank you.
@charlenebrissette3348
@charlenebrissette3348 3 жыл бұрын
I remember making fifty cents an hour for babysitting.
@returnofthereasoner3200
@returnofthereasoner3200 3 жыл бұрын
Same here, Charlene. I regularly sat for two families - one had 4 children, the other had 5! And I fed and bathed the kids before putting them to bed, then cleaned up the kitchen and folded laundry!
@deandreaford6919
@deandreaford6919 2 жыл бұрын
I purchased the salad master pans. Still have them. They still work great!
@beatricealcaraz5799
@beatricealcaraz5799 3 жыл бұрын
😀great tips thank you.
@March5546
@March5546 3 жыл бұрын
My husband got a couple kitchen knives after my in-laws passed away. Good stuff. Also, 100% guilty of impulse buying. Love your video on goal setting for purchases. Plan on writing down what I want and prioritizing and getting on that index card!
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Thanks, Meredith. Glad to hear you are finding the videos helpful. I love a good prioritized goal list.
@michelleraney3577
@michelleraney3577 3 жыл бұрын
I just found a 4 qt. Saladmaster Dutch oven yesterday at a thrift store for $4.50! It's an older one, but it cleaned up well. I felt like I had found gold! LOL!
@UndertheMedian
@UndertheMedian 3 жыл бұрын
What a great find! Congratulations!
@orchidgarden2553
@orchidgarden2553 3 жыл бұрын
You guys are so great, with wonderful tips and advise. ThNk you for all you do!! Many blessings to you!!
@elainedoremus2688
@elainedoremus2688 2 жыл бұрын
One thing I do is I develop an "ongoing" or "running" wish list. That way I know what I'm looking for and I can research it in advance before buying. I also stick to my list. Anything not on the list, I try not to buy.
@PurePondering
@PurePondering 3 жыл бұрын
LOL ... I surf for edible perennials, add the ones I want to the shopping cart/wish list of the sites, then close the tabs after adding the plants I've found to my list to prioritize. I developed a habit back in college of loading my shopping cart with everything I wanted/needed, then going back through the store to unload the things that didn't fit my budget, only keeping the essentials. Most of the time, that same habit works for me online as well.
@almostthere2884
@almostthere2884 3 жыл бұрын
I do the same thing, but with clothes. Oops I forgot I do that with books too!
@sylviajones4907
@sylviajones4907 Жыл бұрын
Love you two! Thanks for all your advice, fun comments & confessions. 😁 Always good to learn.
@dennisraymond8071
@dennisraymond8071 Жыл бұрын
You're absolutely right..... good evening how are you doing over there hope you're having a wonderful day, it's a lovely day that the lord has made.
@rebeccapitschmann5427
@rebeccapitschmann5427 3 жыл бұрын
We take the "free vacations" all of the time. You are right, it is not pretty but as long as you hold strong and let them know right away you are not buying! This really cuts the amount you spend for a beautiful vacation. Branson, Aruba and so on...
@hilo5901
@hilo5901 3 жыл бұрын
You folks are funny and down to earth! Thanks for the advice! I shared with my daughter who just recently fell in love with Goodwill; granddaughter loves Goodwill too!
@cynthiajudkins2250
@cynthiajudkins2250 3 жыл бұрын
All great tips tfs✌️🙏💜💜💜
@janetlovesjesus100
@janetlovesjesus100 3 жыл бұрын
Love that Larry just wants something, that fits. Made me chuckle.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
He's very happy with simplicity. Really just taking his bike ride every night to visit the herd of wild deer and shoot photos of them puts him in his happy space.
@janetlovesjesus100
@janetlovesjesus100 3 жыл бұрын
@@UndertheMedian contentment is priceless.
@nathanielaranda8407
@nathanielaranda8407 3 жыл бұрын
Kirby vacuum cleaner bags you can find for relatively cheap on eBay or Amazon. Look around on those sights too 🙂
@robinsutton577
@robinsutton577 3 жыл бұрын
Thank you for that tip. I find them so expensive at the dealer store.
@nathanielaranda8407
@nathanielaranda8407 3 жыл бұрын
@@robinsutton577 I get them for $15 for 6 bags
@UndertheMedian
@UndertheMedian 3 жыл бұрын
Nathaniel, thanks for the tip.
@nathanielaranda8407
@nathanielaranda8407 3 жыл бұрын
@@UndertheMedian and if you want better filtration, get the white cloth ones. $15 for 6 of them 🙂
@shanimarais9695
@shanimarais9695 3 жыл бұрын
Oh my goodness, yes! Lol. My dad used to take us on our regular Sunday drives down town, in the 80's, and we'd window shop. 😂 Gosh! How I wish those days back!
@sandraelaine401
@sandraelaine401 3 жыл бұрын
Haha - Larry, I believe in backups! I just bought a backup Keurig on marketplace - $12. Another must-have backup - a hair dryer!
@nathanielaranda8407
@nathanielaranda8407 3 жыл бұрын
I made the mistake of just buying a $40 for a hair dryer when mine just burned out 🤦🏻‍♂️ but on the bright side it is a salon quality one so it should last at least 10 years
@robinjones2415
@robinjones2415 3 жыл бұрын
My two grown children always tease me they say if someone makes it my mom has it and she has at least two of them But when they need something I’m the first person they come to
@larryware1
@larryware1 3 жыл бұрын
LOL! Yep!
@sagawang5
@sagawang5 2 жыл бұрын
I learned quickly to have a back up coffee pot as one Christmas there was None in 3 counties. I’m ok with second hand stuff, goodwill
@LauraMacMillan-el2kc
@LauraMacMillan-el2kc 4 ай бұрын
I had this experience trying to replace my broken bread maker during the early days of C19. In a town of 70,000 population I couldn't find one anywhere. I have one now of course. AND a backup!
@Lucia_S6
@Lucia_S6 3 жыл бұрын
I have Salad Master too and regret the purchase to this day. I don't even use them that often but since I paid so much for them I don't want to give them away. I also did go to a time share meeting while in Mexico. Got some coupons for free meals but lost a day siting in those meetings. I did not purchase time shares though. I will never do that again either.
@leticiaurbach1720
@leticiaurbach1720 Жыл бұрын
Thankyou both.
@sandrabiegel5517
@sandrabiegel5517 3 жыл бұрын
Thank you for all your information some of the stuff I do already because I do live on a budget.
@canadafree2087
@canadafree2087 3 жыл бұрын
At fast fashion stores, there would be seasonal lines, now it is more like a new clothing line every week, so 52 "seasons" instead of four. For Christmas I put $20 away every payday, I can't believe how expensive Christmas was before I started to save for it.
@UndertheMedian
@UndertheMedian 3 жыл бұрын
I read about the concept of "52 seasons" in retail. I can't remember where I first came across that concept, but, it's really how a lot retail establishments are viewing their sales cycle. We save all year long for Christmas, too. It helps that right now we only buy for our four sons and my mother.
@leticiaurbach1720
@leticiaurbach1720 2 жыл бұрын
Love your chanel, thankyou.
@jobellecollie7139
@jobellecollie7139 3 жыл бұрын
I'm using my Grandmother's, my Mother's and my late sister's Revere Ware pots and pans! As well as my own set!
@christopherrosas2738
@christopherrosas2738 2 жыл бұрын
I love this... especially the last one.... buying when you don't really need it..... I won't lie I'm guilty of this, but I always keep money on the side for my wants...... I love it when I can acknowledge that I don't really need it, but I want it
@pambryant5170
@pambryant5170 3 жыл бұрын
We bought Salad Master 30 something years ago and still use it today! We even had a coil on our electric stove blow out and the pot just had a stain and still use it today so I guess the quality was worth it because all the new pans we buy can't be used on high heat and usually need to to discontinued in a year or less.
@katherinetyrrell8810
@katherinetyrrell8810 2 жыл бұрын
I think it is also important to care of what you have. With vehicles, do the maintenance. Is it expensive,yes, but in the long run it will save you $ on repairs. AAA discount, Baby! HVAC regular cleanings, repair the little things around the house. My husband and I "gift" each other small home improvements for birthdays and Christmas.
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Think Twice Before Buying | Lucía González Schuett | TEDxHHL
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10 Overlooked Expenses That Will Wreck Your Budget
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How to Live Below Your Means when Money Is Tight
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