£2000 First Car Challenge (Car + Insurance + Tax)

This week, Alex, Ethan and Jack try to buy the perfect first car for £2000. The only problem is, the £2000 includes tax and insurance...
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[@kilppa]

I've always been envious of the low car prices in UK, but now seeing how expensive it is to insure one, I think I'm fine.

[@louiehorwood660]

It goes down very quickly, once you are 25 and you have been driving for a few years you'll be paying about £400-£500 for a year. The UK has a problem with teenager wankers racing and crashing, which is why all the insurers try to force you to have a blackbox.

[@grahamek86]

@@louiehorwood660 All countries have that problem. The UK still rips the piss with insurance. In New Zealand, insurance isn't even mandatory.

[@louiehorwood660]

@@grahamek86 yea but also on new Zealand if you cause a crash without insurance you are liable for all damage including injury. And if you dint pay you go to prison.

[@grahamek86]

@@louiehorwood660 Incorrect. I live here. If you crash, injury is covered by ACC. If the other person is insured, their insurance will fix their car and will chase you as a civil issue. If you don't pay, you'll get made bankrupt, that's it. No prison.

[@grahamek86]

@Over The Edge I paid $750 for fully comprehensive insurance on my RS3. In the UK, with my old postcode (I'm originally from there) it was just over 1k GBP. Also, thanks to GST (VAT in the UK) being 15%, my RS3 was considerably cheaper than if I'd bought it in the UK, so no madness here.

[@matheussiqueira8182]

I’m so disappointed that you didn’t buy a massive subwoofer

[@law5223]

My old mates first car was a 106.. his first mod was a JBL bass tube in the boot 😄 was the massive silver one. So much bass if you sat in the back you couldn't hear anything but bass (106 has no rear speakers) 😂👍🏼

[@matheussiqueira8182]

Law same thing ,as soon as I got my car ,I bought the wiring kit then a massive edge sub

[@justmechanicthings]

@@law5223 no rear speakers?? just about every 17-21yo owned 106 at least had cut outs for 6x9's in the parcel shelf! I know i did and iv'e owned three 106's

[@JimmyGuy996]

Shit my first car was 320i 2006 bmw . Fuck new wheels and a massive sub in the back , awesome. Miss that car 😅

[@timyt13]

@@JimmyGuy996 my first car (bought a month ago) is a golf 6 with harmon kardon audio. Im actually really impressed it has this good of a speaker set from factory.

[@connorvasey1]

Car throttle: “This is what 21 year olds wear” Also car throttle: 25 years old

[@fbizzles2207]

😂😂😂😂

[@tseesium]

What? I thought he was 40!

[@petrbohac6731]

Meme: Dead Also meme: Doesn't give sence

[@noahakb9397]

@@petrbohac6731 Also you: Can't spell

[@petrbohac6731]

@@noahakb9397 Well that's probably because i'm not born in any of those boring countys that have English as their language. Mind that everyone isn't perfect like you are.

[@joshualong7837]

This video just demonstrates how cripplingly expensive it is to start driving in the uk

[@robinthebobin6537]

Yeah all these videos going on about how "Mx5 is the best first car" when it literally costs over 5 grand to insure one. Pretty tragic tbh

[@RH43822]

Try getting started in Ireland, my first insurance was 2700 with a full license and I friend of mine with a provision license was 4000 on a new 1.2 polo it’s desperate over here 😂

[@BaldMancTwat]

I'm literally scrimping and saving up £2000 for my first car and I'm on the bloody doll! I'll be able to afford that in 2 months from now. It's been a hard grind not spending a single penny every month. If it wasn't for my dad paying for my first year's insurance, I would be F*CKED! I'm quoted for a VW Polo at OVER £2000 for my 1st year WITH a black box! Absolutely mental. I'd have to save ALL my income for an EXTRA 6 months to afford that.

[@zaink7037]

Costed me £1500 to get my little Peugeot with a 1 litre engine and £2080 insurance at 17. After nearly 6 years I'm getting quotes around £350 for my 1.6 fiesta 😁

[@jeff1595]

In south Africa you don't even need a licence lol

[@Scitch87]

16:00"I'll pay you in installments of £1 every month." Aight mate not gonna lie. That one actually got me cracking up.

[@alexthompson5172]

sub 10 min nurburgring lap time for less than 500£ (with alex at the wheel, must be driven as sold unless absolutely necessary)

[@fevriertheo1414]

There's a madman who did a sub 10 on the Nurb in a diesel citroen AX, it's on youtube and it's brillant

[@istvankenyeres9750]

Don't they examine your car before letting you in the lap?

[@Kuttispielt]

istvan kenyeres you just need to be street legal

[@Tinman452]

They should spend 2 grand on that pug and try and get it round sub 10 min.

[@kingrohan11]

I want this, all of this to happen

[@CR4NKBR0TH3R]

This is what old top gear would have been like with .5% of the budget

[@randall96]

Declares 1 sticker modification. Insurer: please forward your annual salary to us. Thank you

[@wetlettuce4768]

You've upgraded to larger brake discs!!?? You're clearly insanse if you want to improve the stopping power of your car that will cost you a few grand mister.

[@brad7957]

In realitiy it's only a couple hundred quid extra, even for stuff like bodykits and some engine mods.

[@Micro13bk]

@@brad7957 That's because your name is Brad, they know you won't be street racing

[@e39purist89]

@@Micro13bk Damn 💀

[@curtishowson7864]

@@Micro13bk 😂😂😂

[@ShortCycle.]

When I was 21 I did own a Rover 400. In beige, with beige interior. I was that cool.

[@fattyMcGee97]

Wafting around everywhere in comfort. A true car of leisure.

[@shroomyesc]

Hey, my first car as an 18 year old was a '99 Rover 75 in Green with a beige interior. No complaints.

[@MrStezyy]

My first car when i got license was bmw 518 e12 1979 it was gift from my parents then i was stupid and wanted more power and i trade that to old volvo diesel it was one big mistake 😂

[@Mr330d]

ThatDudeWithAWP Yeah that was a mistake 😂

[@MadIIMike]

You might be related to James May.

[@newrez]

I can honestly see Alex as a future Top Gear presenter. Hes perfect for it

[@danl4252]

ReZ we should start a petition getting Alex to be considered. See how many people sign it 😂

[@UlrichLeland]

No, Top Gear is trash now and this is better, keep him here.

[@newrez]

@@UlrichLeland thats the whole point. He'd totally bring it back from the dead

[@UlrichLeland]

@@newrez Not even the original three from Top Gear can save it now, it's dead, let it be.

[@owenalp1977]

Alongside Matt Watson, yianni and professor green

[@kylesoler4139]

Last time I was this early, Alex owned a car that didn't have rust. I would so rock that white car that you guys bought.

[@kylesoler4139]

@@user-qr3ee3zp8q yeah, maybe.

[@tdm4485]

You haven't checked the boot floor or front rails on this one yet

[@crigon1143]

meanwhile in the states 16 year olds talk about buying 5.0 mustangs

[@vcvbrrory2269]

Except they don’t

[@215nerf]

Vcvb Rrory they do, all THE time

[@vcvbrrory2269]

kaan kuruüzümcü they don’t actually buy them none of them can drive properly

[@dontreadmyprofilepicture8412]

@@vcvbrrory2269 LOL

[@solarapacifica991]

nah in US people buy tons of camry and corolla and insurance for young people are straight robbery (at least in my area

[@HughMacDonald20]

“What 21 year old wants to drive a Rover 400?” Me at 20: just bought a Rover 45

[@gypsyemperor7535]

400 and 45 are good cars, great chassis, good engines despite some problems. Always wanted a mg zs 2.5 180

[@benmarshall4202]

Back when I was 21 I bought a 45! 😆 Awesome cruiser

[@edgyvirgo]

You're still 20. You got time to fix this ;)

[@cbflazaro]

good luck with the head gasket

[@Rainaman-]

My first car was Rover 25. Drove like unrealible Honda Civic

[@AJK1471]

Uk insurance prices are also based on postcodes aswel so depending on where you live the price changes

[@raverhtid224]

Im moved less than half a mile down the road and insurance went up by 100. Apparently it's a high crime area. When it's probably one of the most safe areas in the country.

[@vytasbaltrunas3548]

I went to Scotland from England and my insurance went down from £1800 to £400 :D

[@Zacavelli]

very true, I live in bradford and pay 189 a month for a 1.0 Fabia where as my mate who lives about 1.5 miles down the road pays 90 a month for a Polo with the same engine and he passed 2 months after me

[@DerKaktusAvant]

I saved up for 5 months working my entire summer break after gcses. Bought a audi a3 1.9 (with a private plate!) the day after my 17th birthday then I payed 20 quid for learner insurance and passed within 29 days. was paying 1800 quid without a blackbox. I live just out of the town. One of my mates for example got a 1.2 corsa and payed 2000 quid with a blackbox. Well chuffed. Still have that car now, when I got it it had 1 owner from new with 100k miles. Now 5 years later its on 250k, still going strong and I still use it as a daily due to my b7 rs4 drinks fuel like an alcoholic does whisky. Fun car but likes to take a peak in your wallet. Now I pay 3 grand for both cars with 5 years no claims.

[@alubchicken]

@@raverhtid224 Yes they charge you more if you live in a wealthy area, it's bullshit really.

[@davidlongworth3030]

This really brings attention to something I've been banging on about for years. Firstly, you can pass your driving test in the UK at 17. I'm guessing you considered this already, but chose 21 because insurance would literally be impossible at 17. I'm 27 now but I remember having quotes over £20,000 for cars worth less than £1,000 when I was 17. No word of a lie. In the end I gave up and bought a 125cc motorbike because it was cheaper to insure. (£1,200 to insure a £1,750 bike). So, even at 21 - this is the situation you were faced with. You had to buy a TERRIBLE car. You had to pay almost THREE times the value of the car for insurance. (Which may have been third party only?) Then there is the issue with post codes. What post code was this insured at? I grew up in a poor area and my insurance was INSANE. I'd regularly post on forums back in 2009/2010 about my frustrations and people all over the UK simply couldn't understand it. They couldn't relate to the post code lottery I had been trapped in. Then there is the issue with black boxes. We have reached a point where people think it is acceptable to have GPS trackers inside our cars, just so insurance can be a little bit cheaper. That is absolutely insane. What about transparency? Insurance is a LEGAL requirement, and so there are two ways we can address this. Option one is that insurance companies become 100% transparent, and share the details of their algorithms. If my insurance is 12% more than my friends who lives next door, I want to know exactly what are the risk factors that bring that 12% increase. How recent is the data? Where is the data collected from? Like a credit score; if you're going to judge me - You need to inform me on the things I can improve. Option two is similar to the system in some Australian states, whereby the minimum car insurance is included in the car's annual tag/tax/registration. That way everybody pays a fair base-line. If you want BETTER insurance, then it is your choice to pay for it. Meanwhile in Australia you've got 18yo kids cruising in ute's, in America kids turning up to high school in mustangs...and here we are in the UK being shafted completely. A product or service that is a legal requirement should NEVER be privatised for profit. Now my rant is over - we should also inform the Americans and Australians that our petrol is 60% more expensive than theirs!

[@danmartin7823]

I live in the US, and MINIMUM LIABILITY insurance for my car is $63 a month. I drive a 19 year old compact car…yeah. Tbh, my car costed me about $1000 for 6 months insurance, the car, and registration/taxes.

[@donnythedealer9761]

Not sure about other countries but amen for sure about the UK. Dear god im tryna find a car right now and theyre literally minimum 1K insurance for a car that will cost 2.5K. Fucking ridiculous. Just because some people have accidents the rest of us now suddenly have to pay a grand for no reason. And thats WITH a black box

[@okthen515]

@@donnythedealer9761 even worse, we have to pay more because they lost money from insurance scammers. Instead of stopping the scammers they just get us to pay for their lack of competency.

[@jacobwhite9961]

@@danmartin7823 that's a great deal over here

[@diogobsoares]

Amen brother

[@Goodman-4525]

You know you're not 21 when your Halford masking tape bodge job actually looks half decent

[@quaaludes7898]

I love seeing Miles being driven. What a car

[@vibingwithvinyl]

I wish you'd use a bit more compression on the audio. The volume difference between music parts and your conversation when browsing for cars is quite large.

[@TheDJGuVna]

Compression may make it sound weird though if its overdone...I just hope if they take your advice they do some research on how to do it right first.

[@bandobandit353]

Alright mate. Don't do no compression. Just adjust the levels, you know?

[@LostPhysx]

But the music IS deafening loud

[@ryanslattery9340]

Not sure about compression but I agree the music is extremely loud during the segways when they're not talking.

[@Gkkiux]

TIL compression is used for audio leveling instead of file quality in this context

"Let's go modify the car, the only place in the UK you can!" *_Are they going to ram raid a branch of Halfords?_* cut to Halfords "Let's go where any 21 year wants to go with their modded whip!" *_They going to nonce on 15 year old girls in Maccies?_* cut to Maccies XD LOVE IT!

[@PostieDan92]

Only if it was a corsa haha

[@mattevans4377]

That last part about 15 year old girls. I seriously won't understand why guys in their early twenties do that, and I'm 22 myself. Do they want to go to jail or something?

[@PostieDan92]

@@mattevans4377 who knows, just a mess

[@octapc]

Matt Evans Because 21 year old girls are single with 3 kids and often found vomiting on the kerb outside the pub after a binge of vodka and orange or rum and coke. 15 year olds are still respectable.

[@mattevans4377]

@@octapc You could try someone who's, oh, I dunno, early thirties. If you are actually looking for respectable, that is.

[@darius2640]

Handbrake turn into parking lot gets me everytime

[@sebastianyoung6802]

Ethan: “Wow Farnham! That’s where I grew up” Alex: “Brilliant lets not go there then” 😂😂😂

[@Eliteerin]

Rah why would you disrespect Farnham like that lmao

[@WeMuckAround]

My mate’s grandparents lived in Farnham and owned a white phase 1 Peugeot 106... half convinced it’s this car! Sadly don’t have a reg for it

[@danielhopcroft32]

I live 10 mins from farnham 🤣🤣

[@Klimax01]

@@danielhopcroft32 you fellow bordoner

[@danielhopcroft32]

@@Klimax01 aye mate

[@Nathey15]

18:27 You guys did well to skid exactly where you had in a previous take haha

[@nikodemnowacki5493]

I didn't even realize 😂

[@jamesrobinson9194]

Top Gear a decade on! Was actually watching the episode for 17 year olds last night!

[@mr_soapysuds7953]

But did you put your mum on the insurance, because everyone does when they start driving

[@raverhtid224]

I still do 20 years later. Having someone with 36 years driving experience still knocks it down a couple hundred with some cars

[@MrJaiimez]

I didn't, when I passed my mum had 9 points, she doubled my quote. So pass.

[@vfn112]

I do this and luckily I've been able to have 2.0 diesels since i passed at 21

[@dickenscider7328]

Hi, be very careful, I believe that the person that uses the car the most has to be the primary driver on the insurance. I may be wrong but I have a reliable contact within the insurance industry.

[@MrJaiimez]

@@dickenscider7328 legally true, however the insurance need to prove the primary driver isnt you which usually they cant be bothered with. Secondly doesnt need to be primary driver even having a relative as a named driver can decrease premiums and then in that case there is nothing they can do about it.

[@lukaszrabiniak6307]

Bugger me, lads. Your new challenge type of real-life challenge is truly a real-life challenge. I'm surprised that the BBC is still not asking you to fix Top Gear.

[@simon199418]

most things they do have already been done by top gear 10 years ago.

[@no-damn-alias]

And that's why they're the people to fix it

[@samsteresqc929]

the flappy parcel shelf is just really annoying me XD

[@DashCamSerbia]

I thought that the boot was open.

[@Brooke_RS197]

As funny as this was.. I do feel it highlights the dire state of insurance for younger drivers 🤦‍♂️

[@cbflazaro]

only themselves to blame.

[@mradaml9934]

@@cbflazaro A minority...

[@jacobshepherd3997]

Bruno Lazaro I would disagree. I’m here in the states 20 years old with 4 years with my license, and have never gotten a ticket or in an accident. And yet I pay $4000 a year in insurance

[@XBullitt16X]

@@cbflazaro how about a big fat fuck you, a majority rule should never be based off a minority of people. I am sorry, but insurance in UK is retardedly overpriced, especially for younger people, disgustingly so.

[@cbflazaro]

@@jacobshepherd3997 and why should you pay less than me? With 15 years license and 0 claims/accidents? Reason for high prices are claims and scams. If you think its easy profit, make yourself an insurance company and undercut the 4k quotes for guys your age down to 3k. See if you can make a profit from that. Like it or not, ultimately the reason for high insurance costs is high claim costs. In the UK for example (where this video is based) a few years ago, over 50% of small car accidents put through a whiplash claim, something that in some countries happens/gets claimed in much less than 1% of accidents. Stop making silly whiplash claims (and others) and soon insurance costs will go down.

[@afiqakhtar7033]

Eating inside the car.. every miserable 21 years old does that and we are proud of it.

[@rubenlipoan1324]

Damn right

[@aabidamn]

Everytime I see people do that I always think, "Are they on a surveillance mission or something?"

[@GAMINGOBRIEN69]

I feel like you should do that the rest of your life like why tf would you not do that

[@Mike-cd7bj]

2am maccies after doing 200 miles is perfection

[@lh8032]

I Dont

[@video99couk]

When I was 21, I drove a Hillman Avenger. I still drive a Hillman Avenger (not the same one) some 33 years later, but now it's cool.

[@amontodd]

Really enjoying this series! I like the concept of working to a budget & the challenge that it brings. Quick note: There is a very noticeable volume difference between vocal & music (example at 6:44 mark) you need to either boost the vocals Or drop the db on the music to bring them closer. It's annoying how loud the music is. I'm having to constantly adjust my volume. ;)

[@jamesjohnson9891]

At 17 the insurance is more then 2k 😂well it is in my area

[@RM-gc4zk]

Same here, my first car was £1,400 but the insurance was just over £2,000. It came down a little now £1,200 a year for a 2.5 litre bmw.

[@davidbest1]

R M so you managed to get a 2.5 liter BMW as your first car?!

[@darrenmeears4667]

I'm 47 just passed my test diesel insignia costs me 2k 😠😡😢😣😳

[@danieljohansson8659]

Sweden here .. 1.5k car , insurance 250 year + tax 250 ....

[@RM-gc4zk]

@@davidbest1 Oh no sorry I didn't explain it properly, my first car was a 1.4 Fiat grande punto which broke after 2 months I got what I deserved for buying a shit Fiat, next car was an Audi a3 2010 then a 1.8 bmw and now a 2.5 bmw E36. I've had my license 2 years now.

[@shiveringsand]

It all comes with age.. My E39 535i V8 was only £245 including breakdown cover fully comp this year. Mind you, I'm 53 with 5 tears no claims and a clean licence. I think Maisy is absolutely gorgeous btw.

[@Mike-cd7bj]

I'm jealous! Looking at getting a BMW soon, but I'm 22 so definitely won't get £245 😂😂 and yes she's a beaut!

[@cammydough3184]

Mike bro look at 1 series like 118d or even 120d they’re not too bad to insure and you can pick a decent one up for around 1500-2000

[@joshhill9462]

Had the same BMW at 25 yrs old with 3 years ncb for about £350... 👍👍👍

[@jamesbraithwaite478]

Good choice. You remembered the Rallye special edition, judging by those strips. 106's were good rally cars. Try some Rally Cross with Kyle, perhaps?

[@Dylzhaar]

It's not Kyle, it's Kyle Matthews.

[@Akky_08]

My cousin has a Rallye edition, it's a blast in tight corners

[@archechme]

I'm surprised you guys didn't make a point about how expensive insurance is for young people in the UK. It is straight-up unfair for those who drive decently like myself and many others.

[@blairhenderson1476]

It’s bad how much I love the decals 😂😂🙈

[@Fai-tn7ti]

I also love how they did the decals. Looks clean and decent as well.

[@BBoySnakeDogG]

He's just copied the 106 Rallye decals, which is why it looks nice from a distance

[@blairhenderson1476]

Geary yea that’s exactly why it’s cool. 😂

[@xeus2eme]

For sure it's cool. It would have been better if done properly, not so twisty twisty, but that car looks 106 Rallye all the way!

[@XBullitt16X]

Not the only one haha

[@bilalmalik5002]

Dude... theres barely anything that runs under 1K now... Nevermind the bloody insurance

[@laowhy86]

dat rollie in the ear doe

[@62lool]

Matthew Allcock mate it’s defo a roll up

[@aidanwright7073]

@Matthew Allcock Mate ur thick if u think thats a pen

[@itsokrocklee8252]

ccp shill

[@patteague9247]

@Matt Allcock mate u can see the strands of bacci....

[@makeit.nice1111]

Looks like regular cig

[@samljones]

This is genuinely useful! For people like me who are a few months away from driving, this is proper consumer advice! Nice one guys 👌🏻

[@thegametesterman]

Sorry to say but the insurance will be a LOT more than what they were getting. You will have to have a black box but speaking from experience get more miles than you'll need from the start otherwise you'll pay like £500 to top up with 1500 miles. If you can avoid a black box I would say it's worth spending an extra £750 for insurance without a black box. I had the worst experience with a black box. Even if you have to overtake someone and slightly go over the speed limit you'll get a warning for it. You have about 3 or 4 warnings.

[@longbar2344]

lol yeh ok

[@brendanstevenson9957]

My first year was £2400 with a 1.25 fiesta, it also depends on the area mate, I moved round the corner and was forced to pay an extra £600 for the year

[@maybenot6075]

Find a 1998 subaru legacy estate 2litre non turbo, for some reason insurance company's see it as a grand parents car. I was paying £160 a month as a named driver on my first car (skoda felicia 1.3) which died after 3 months an I found the subaru for 600quid, thought I was dreaming till I got insurance for £86 a month fully comp on my own 🙈

[@markv7047]

I think Alex is sponsored by the kebab shop and McDonald's 😂

[@sadul]

I had a green 106 back in the day. Great car for a 19 year old soldier. Reliable as hell. Actually one of the best cars I have ever owned...Sold it for 206. Another great car!

[@stephandolby]

Whatever you had left, please fix Miles' parcel shelf and give him a full interior valet... pretty please.

[@Drnken229]

That owner of the white car, at the first look I was like "wtf is he"

[@xanhede5657]

@@x.leah.hindson.x Right on! 😂😂

[@caddcoll1]

I was thinking is it a HE or a SHE! I would have walked away from the deal if I seen an owner like him- the Lord Knoweth what he’s been upto in that car! Hell No!

[@x.leah.hindson.x]

@@caddcoll1 if you have trouble telling whether someone is a girl or boy then maybe the issue is with you.. you imbecile.

[@Shakattack45]

@@x.leah.hindson.x Man i just watched the movie on Rocky (Mask), hes a legend man

[@thatdeathstepguy8719]

@@Shakattack45 You just called a girl a man

[@manspeej]

is Ethan a car guy pretending to be a non car guy or is he an actual non car guy?

[@s1d3k1ckRO]

That is actually a good question. I've always wondered.

[@jbsmodelsandrandomness6954]

Me to

[@LucGrenier]

I think that he must be a car guy otherwise he wouldn't be doing this. However I can see why you think that.

[@daidegilding-guy169]

I thought the same till he v6 swapped an mx5 on his drive

[@ehabhatem8357]

@@daidegilding-guy169 he said ethan not alex

[@rcmaniac98]

In this episode we see the Car Trottle guys discover the struggle faced by myself and many other 21-year-olds across the UK, the daylight robbery that is car insurance. 🙃

[@mikepeugeot7344]

My insurance was going to be £6k without a black box but it went to abt £1600 with and that's with a 1.6 mini and 10k miles a year. Crazy thing is, if I was to get a job and use my car to get to and from work, my insurance would ride to abt £2800 which is crazy. UK insurance is criminal😥

[@veryrancid3128]

did they use lube when they shafted you with that insurance!!!!

[@blackcorp0001]

Not even dinner and a movie :)

[@Jordanskiy]

£450 for a well-kept low mileage Phase 1 106 is unironically a bargain

[@mattyg4k233]

Especially a white one too

[@Hopgop1]

Perhaps not well kept, take a look at the MOT history. Sorted maybe

[@adammcallister2260]

Yeah, definitely not well kept and he admitted that the previous owner had loads of problems with it. The fella did a good job repairing it and I think it just needs a few tyres to be all sorted now.

[@roryjones884]

That 106 was actually so cool until the “ mods” 😂 good vid tho

[@codemy666]

Should've painted the steelies black without the hubcaps and silly letters

[@uukn74582]

when bossman is impressed you know you got a good deal

[@nickhaslam3253]

😂 love the rallye stickers

[@littlelawson06]

They should have just painted the steels white as well. Then it would be a real Rallye!

[@freethinker6188]

I'm 21, just bought my first car with admiral as my insurer, it was a 2 litre diesel focus estate (not exciting in the least) and the insurance was only £950 for full comprehensive and no black box.

[@SuperFIFTHGEAR]

I'm 22 and have a 1.9TDI MK4 Golf Estate, my insurance (fully comp, with personal use and commuting) was under £700. I think part of the trick is getting cars that people our age typically don't get. A Fiesta ST has to be higher.

[@georgebamber6871]

It's always the weird cars that you wouldn't expect that have low insurance

[@Racing_Fox]

It drops drastically at 20, my MX5 was £2600 at 19 now 1,100 at 20

[@SuperFIFTHGEAR]

@@Racing_Fox I did have a MINI Cooper S as my first car, the renewal for the 2nd year came in and was £1700, so I sold that and got the Golf (which was cheaper than what I sold the MINI for) which was as I say under £700. Bet an MX-5 as a first car is great fun, not sure I could stomach £2600 annually, and they wonder why people our age aren't driving as much...

[@MrHussain1998]

Also it depends on what area you live (how bad the car crime is) like my first car at 20 was 1.0 Toyota Yaris and i paid 2200 without a black box, and it also depends how new your car is as well

[@xenolard]

I wholly appreciate the dog montage

[@bran3662]

any chance you guys could do this again with the new cost of living crisis. Would be an appreciated video!.

[@goose9995]

That shirt made Alexs’ arm look a million times bigger

[@x.leah.hindson.x]

he borrowed it from his little sister

[@InfernoPhoenix100]

Hes jacked

[@brendanstevenson9957]

Was that a new s6 in the driveway 👀

[@FranzFridl]

Alex is going to review it for the ct page

[@cxrey403]

with the fake exhausts 😭😭😭😭

[@brendanstevenson9957]

Yeah man, saw carwow’s disappointing

[@tarciziusolot8945]

Hey, guys. I love what you're doing. Could you please do something with the sound quality. I mean tbe difference between speaking and music is quite damn big. Thanks! Keep it going!

[@Panerakis]

The music is way too loud and the dialogue is way too silent :(

[@dlux6700]

I think that those mods were genuinely good and the vtek was a good laugh

[@depressiospaghettio3521]

0:39 "im still waiting for my growth spurt" HAHAHA *death stare*

[@roryhodgson7284]

Please tell me that owner was a plant. Literally every stereotype going 😂😂😂

[@alexgratzaTV]

was a good seller though

[@markv7047]

Looks like he has smoked a few plants 😂

[@ericlam6192]

"OK, £450 it is.. I'll pay you in instalments of £1 every month!"

[@DarkwearGT]

When the insurance is more exp then the car

[@jftechdrones]

Not at all uncommon unfortunately.

[@gravemind6536]

@@jftechdrones The value of the car means nothing, when you have a car worth only £500 if you crashed it into a tree would you claime? Fuck no you wouldn't. Its the damage you can cause to other vehicles and the personal injury that goes with it.

[@ChaosCloud96]

It sucks man, I have always been good with my money and have a nice little saving account. when it came time for me to get into driving I had the means to buy some nice older saloons and sports cars but the insurance was just a nope, sad times when you can afford the nice car but not the insurance

[@tramlink8544]

@@gravemind6536 thats why in NZ we just get third party insurance on old bangers. covers any damage done to other cars or property, but no monies for your car

[@JoeWalker98]

@@tramlink8544 third party is often more expensive than comprehensive nowadays. Insurance companies realise that people who but it will care less about the car so probably drive riskier. Or some bs like that, swear half of them don't even know how their algorithm works

[@DimoBoychev]

If this doesnt become their most viewed video i will honestly be suprised

[@faabak]

I love these budget videos! Next time EACH of you should take 1000£ and buy a car. Then meet up and compare the cars like they did on the mid-2000 Top Gear. :)

[@halocodify]

As a 21 year old myself, I approve of Alex’ depiction of all 21 year olds.

[@tristanmorris9363]

just crying when you rock up to halfords.. so accurate

[@jbw46]

As a 19 yr old, this is embarrassing how older people assume we are 😂😂😂

[@WunkusMcDunkus]

@@jimjones8125 sums up the morons of us 19yr olds... us normal 19 yr olds make as much fun of them as you do hehe

[@nks80]

Jim Jones “bunch of pigeons” 🤣🤣

[@alistairharris7891]

Jon West and 19 y old think 40 year olds are weird and lame. Goes both ways.

[@LogieT2K]

Jon West they arnt wrong tho

[@James-yy4vl]

Grime is proper wank though 😂

[@tomctutor]

My first car was a Ford Escort Mk1, second one Mk2, and so on and so on.. they were cheap parts, easy to work on, but hard to push up a hill!

[@joeyhoward1099]

LOVING THESE CHALLENGE VIDS

[@wildfire389]

Im 19 now but when I was 17 i picked up a 2005 1.4 Golf tsi. Absolute madness. I still have it, modified it and I absolutely love it

[@davidfigueiredo6427]

The best mod is having fuel! Period! My 1st car was that but red, ahhh the memories

[@SameerAliUltra]

Are we going to ignore the fact that the video is also "21" mins long?

[@ian1064]

Yes

[@tobymortimer4001]

Yes

[@rhysblaney3121]

21:10 The typical age of a Corsa Driver:The typical age of a Corsa Driver's Girlfriend

[@Adam-lh9gj]

@@rhysblaney3121 I went back just to like your comment :)

[@justinturner4850]

Thanks for making me feel better about how much I pay for insurance! I’m 34, live in Maui and have a clean driving record. And insurance on my 2018 STI is about $100 a month. But somehow you’ve made me feel okay with that. I really can’t thank you enough

[@petercotton89]

This only encourages young people too do two things. 1:Drive without valid insurance (either nothing or fronting) and 2: Buy old cars with little to no additional safety features. Nice one UK insurance companies!

[@awaisbeast3298]

I love how Ethan always sits in the back of the the car

[@swalker0966]

Alex when the guy on the phone says “the only problem which it has” 🤣

[@CheapskateMotorsports]

As a 22 year old, I can confirm this is how I dressed last year

[@no1mafiaman]

4 years on lets try this one again.

[@jakharris6426]

LITTY ASF i thought at first he said nitty asf lol

[@dylanclark6373]

Jak Harris imagine he called a man uckers before hand😂

[@jakharris6426]

@@dylanclark6373 haahah i thought he did lmao

[@mountainbiker9307]

Alex = Clarkson Jack = Hammond Ethan = May.

[@Mahalo_83]

Nah, Alex = Evans 🤣

[@ethan.thomas20]

First driver insurance should be 17 lads ? Not 21 ?

[@aayan8689]

The fact that Ethan knows where Bracknell is makes my day

[@maxgrime3902]

I love how Maisy looked at Alex when he came in “as a 21 year old” 😂

[@goracks69]

Looks like Andrew’s passing was felt worldwide. I saw it on Thatdudeinblue’s channel when it first happened. He had just shot a video with Andrew a few months before, so he was one of the first to find out and let the community know. But I didn’t know that you guys across the pond knew him too. Really sucks to lose him.

[@skatanic76]

17:05 so reminded me of the inbetweeners 😂

[@aw7544]

There should be a cap on car insurance. They shouldn't be able to charge what they like for a legal requirement

[@sventobergte845]

Thats just straight out of Top Gear...i am fine with that!

[@JeanLouisCrochet]

"That's nice" on the Wagon R killed me Ethan hahaha

[@d4zzyb]

JeanLouisCrochet very Gran Turismo wasn’t it... 😂

[@akimtroksa5359]

Why didnt you buy one of those mushroom air fillters?

[@stagz1358]

Last time I was in Halfords they didn't sell them

[@klx100]

This 106 reminds me sooo much of my old 205..great little cars which are truly cheap and do an a to b job without a lot of fuss!

[@wesleyvelroij4837]

The 106 was my first car, and it had the same seats: it was very cheap in tax and insurance in the Netherlands, but only had 50hp and was a bit slow 😅 But it was the most retro car I ever owned, although the 205 was also very retro. Which I owned after the 106.

[@mohamedkarouani4263]

Waouw the cigarette just disappeared..cheers from Morocco

[@phatcarz]

These 3 should honestly be the next Top Gear hosts😂

[@schmorris]

No, they will overtake Top Gear

[@mxbx307]

Love it how Maisy reacts to Alex in his new outfit almost like "wtf".

[@rob3626]

Harry styles has let himself go a bit. Cant believe he drove a 106

[@leylandlynxvlog]

Hahaha

[@16bigbuddha]

The fact this car isn’t straight piped offends me

[@forevercomputing]

Previous MOTs would make you think otherwise.

[@ManRay93]

I have a 106 1.4 Sport as a daily... those cars are realiable af and fun to drive!!!

[@carshistoryclassics8662]

I have a 1.1 and I fucking love it, very fun to drive and feels fast enough, throttle response is great and the car is still enjoyable and engaging to drive after five years of ownership. Still dreaming of buying a gti but they’re getting expensive now

[@ManRay93]

@@carshistoryclassics8662 yes u are right... do it now then...or maybe a s16... they dont get cheaper!!

[@keirandunwoodie8138]

Also really good looking for how old they are

[@ferociousmullet9287]

@@paulmuncher7234 Confucius say he who see's pedophiles everywhere they go probably is one. Takes one to know one after all. Stop projecting you filthy degenerate.

[@Max-gz7ik]

Reliable? Did you engine swap it? I had two of them, got rid of both because you only had 50/50 chance of getting to your destination.

[@Lafinnix]

"Instalments of 1 pound every month" I don't know why I laughed so hard.

[@Jahmed5635]

Imagine how many vaping sticks and grime music you can buy 😂😂😂😂

[@GECKOZFTW]

Maybe but what's more fun? A shitload of vapes or a cheap car you can rag until it dies?

[@Jahmed5635]

My Channel Lacks Originality lol it’s a joke for get your nickers in a twist

[@Merl]

At 18, I got myself a £420 1.2 Clio Extreme, Needed a £400 service + £1300 Black Box insurance, ez

[@aleddavies770]

Merl £400 service WTF

[@Mafootion]

At 18 I got a fiesta style £1200 and insurance for £800. I spent around 4 months looking for the best insurance deals and taught myself many tricks on lowering it. This was in 2011

[@Jamal_sml]

#NewTopGear You eat every time in the same Restaurant, when you buy a car xD

[@thejudge-kv2jk]

I had a white 106 as my first car! Looked slightly newer than this - R plate. Love it! So comfortable. 1.4. Got 112 out of it!!