Cheaper Car Insurance Hacks

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Yiannimize

Yiannimize

Күн бұрын

Пікірлер: 273
@funny7
@funny7 10 ай бұрын
car insurance companies are so scammy, the whole market needs ripping up and starting again
@ZAGAN-OZ
@ZAGAN-OZ 10 ай бұрын
Its a 2 ways street. The more theft, the more clains the worse the premium.
@NomadLovesUs
@NomadLovesUs 10 ай бұрын
Most car insurance companies operate in the red (incur losses), so they charge premiums to bridge their risk. Statistically speaking, certain demographics of drivers (e.g. younger ones) are more risky to insure than others. If they charged low fees on these type of drivers their losses would be massively inflated.
@funny7
@funny7 10 ай бұрын
@@NomadLovesUsim talking more about doubling policy quotes year to year. Putting it on an auto renewal, hoping you wont notice.
@NomadLovesUs
@NomadLovesUs 10 ай бұрын
@@funny7 good point
@coobebeatz
@coobebeatz 10 ай бұрын
They will charge you hundreds more than the year before and when you say i found one hundreds less the seem puzzled. How can they charge you more than the year before and you have had no incidents.
@sharonpettman1274
@sharonpettman1274 10 ай бұрын
Just had my renewal for my kia picanto, i paid £250 last year, it has come in at £937!!!! Im 54 and been driving for 30+ years, no wonder people dont bother to insure cars these days, its a joke
@SUSSYMEMES
@SUSSYMEMES 10 ай бұрын
Thats crazy. I got quoted 1800 for my BMW 225d, I'm 26 been driving 7 years. I paid 700 last year, I haggled and did a lot of shopping about and managed to get it for 1100
@ii_HighShoT121
@ii_HighShoT121 10 ай бұрын
Had my license 2 years wrote a van off in a single vehicle accident was paid out and managed to find a policy for £15 more a month than my previous policy with everything declared believe I'm paying £1700 for the year
@Xpkk8
@Xpkk8 7 ай бұрын
Im 23 and just got my license and a 1 l car how much do u think its gonna be​@@SUSSYMEMES
@GillanBell-he1nj
@GillanBell-he1nj 3 ай бұрын
Never go with your renewal price, it’s a scam more times than not. Shop around on compare sites every year and save £££
@w6vy
@w6vy Ай бұрын
@@SUSSYMEMESwtf i’m 19 tryna get a 320i im getting quoted 30k
@chainz-36
@chainz-36 10 ай бұрын
Need to sort out insurance prices for the uk it’s bullshit…. So many people can’t afford it
@cruiseedwards4657
@cruiseedwards4657 10 ай бұрын
I think its because the goverment are trying to send a subliminal message which is that they want more people to take public transport
@HAYDNBBH
@HAYDNBBH 10 ай бұрын
Also check different engine sizes for the same car if you're not too fussed. For my first car the 1.4 and 1.6 versions of the car were cheaper to insure than the 1.2. I guess more people buy the 1.2 as a first car as they assume the insurance is cheaper then they get written off or stolen more
@SA-mz2mc
@SA-mz2mc 9 ай бұрын
Isn't it supposed to be like, the lower the engine the cheaper?
@HAYDNBBH
@HAYDNBBH 9 ай бұрын
@@SA-mz2mc engine size and thus horsepower is a factor but things like how many have been crashed by who and where you live are big factors. Electric cars have no engine and they are not free to insure haha
@SA-mz2mc
@SA-mz2mc 9 ай бұрын
@HAYDNBBH that's right, quiet makes sense.
@Kennyjnoye
@Kennyjnoye 10 ай бұрын
Very informative, the driveway hack is so interesting as i have always assumed the insurer would think the car was safer than at kerb side.
@Bootneck-RMC
@Bootneck-RMC 10 ай бұрын
You are correct in your assumption (ex motor claims advisor here) as if your vehicle is parked at the roadside then, it's more likely to be damaged by other vehicles driving past or even just by pedestrians going by.
@TheBlogs12
@TheBlogs12 10 ай бұрын
The insurer does think it’s safer on the drive, i work in car insurance and that is 100% what the insurer thinks
@jordanhtiffirg1990
@jordanhtiffirg1990 10 ай бұрын
Is that not common sense
@elmarshall50
@elmarshall50 10 ай бұрын
But you could easily drive into the fence or post on your driveway, this is how they view risks
@johnreed2198
@johnreed2198 10 ай бұрын
Car Insurance has now become a scam.
@amg863
@amg863 10 ай бұрын
In this country yeah it’s awful. I tell my relatives on the other side of the pond and they are incredulous that we have to pay so much It’s crazy that they charge us more for a little 15 years old 1 liter banger than they pay for a newer v8 sports car over there. The country is going down the toilet.
@ИванПетров-з9п3з
@ИванПетров-з9п3з 10 ай бұрын
One of the biggest scams in this country is the car insurance companies. The majority of my bad headaches are from insurance companies
@xgouldiex
@xgouldiex 10 ай бұрын
Dont forget trying different job titles that match your job it can actually make quite a differences and they categories different job titles at different risk levels
@hardeeppanesar2910
@hardeeppanesar2910 10 ай бұрын
I added a dashcam, ghost immobiliser and a tracker to the car only to be told by the insurance company the premium comes down by £3!! Seems adding extra security or safety options doesnt seems to make a difference either. Also reachdd out to different insurers for a quote and was not worth the move for the little change it made.
@Davewithamullet
@Davewithamullet 10 ай бұрын
There was a story that someone stole a car with a black box. They drove better than the owner and got their premium down and the insurance company honoured the lower premium 😂
@liviurosca
@liviurosca 9 ай бұрын
Was a joke about someone having the credit card stolen and didn’t reported back because the thief spent less money than his wife with that credit card. 😂😂😂
@richboy900
@richboy900 10 ай бұрын
6:11 I would have agreed with that back in the day, back when your renewals got lower providing you had no claims rather than how it is now (they stay the same or go up). I think they just make a figure up these days and hope they'll roll with it.
@HarithZ99
@HarithZ99 8 ай бұрын
Only reason I want insurance is so police dont steal my car & i dont get points and a fine. Couldn't care less about them paying out and covering accidents.
@Mr.Hxssan
@Mr.Hxssan 6 ай бұрын
What do you lie about?
@user-yc1ug4fx2s
@user-yc1ug4fx2s 3 ай бұрын
Make a your own insurance card . No way police can verify it while pulling you over
@Bradzlfc89
@Bradzlfc89 10 ай бұрын
Wrote my car off when I was 18 , I was 47 on my policy 😅, no idea how I got away with it
@ak-yl2qc
@ak-yl2qc 10 ай бұрын
What😂
@Bradzlfc89
@Bradzlfc89 10 ай бұрын
@ak-yl2qc gotta do what you gotta do lol
@ak-yl2qc
@ak-yl2qc 10 ай бұрын
@@Bradzlfc89 Fair play👏
@Internettoughguy547
@Internettoughguy547 10 ай бұрын
Brilliant
@audify3833
@audify3833 10 ай бұрын
lol how long ago was this cause that is not working today with the amount of technology insurance use today compared to back then
@thirteendigital341
@thirteendigital341 10 ай бұрын
They should have gotten him to see if he can get Yianni's son insured for cheaper. Would have been a really good test
@yiannimize
@yiannimize 10 ай бұрын
Snapsurance did. £6,900 to £5.700
@thirteendigital341
@thirteendigital341 2 ай бұрын
@@yiannimize This is mental you know, for the average person. How could they ever afford that. When I was 18 and tried insuring a Mk2 golf (1.6L), they were giving me like 10-12k quotes lol. car was only worth 100£.
@martinkirilov4785
@martinkirilov4785 9 ай бұрын
Just learning about this as a foreign young person looking to buy a car in the UK. This is pure madness, arm twisting and a total scam...wtf?!
@faceofthemoment4571
@faceofthemoment4571 5 ай бұрын
I’m in the same position as you. I don’t want to pay 5000 pounds per year just for insurance, insanity.
@btorun
@btorun 10 ай бұрын
Best hack that works since 1998, making a typo in your date of birth year. It has saved me thousands and thousands 😂😂
@SofiaZahrah-vn5bc
@SofiaZahrah-vn5bc 10 ай бұрын
So I put a fake dob then change it later?
@btorun
@btorun 10 ай бұрын
@@SofiaZahrah-vn5bc no the police change it for you if you get stopped
@33Breezy
@33Breezy 10 ай бұрын
@@SofiaZahrah-vn5bches messing with you😂
@SofiaZahrah-vn5bc
@SofiaZahrah-vn5bc 10 ай бұрын
lol, im so gullible. thank you @@33Breezy 😂
@klasiks92
@klasiks92 10 ай бұрын
It's crazy out there huh. Here in zambia they only care about how much your car is worth, age makes no difference, as long as you have a license you are good. And every year your car insurance goes down by 10% if you don't claim in that year.
@phosoa8965
@phosoa8965 10 ай бұрын
zambia is not a plantation like England
@amg863
@amg863 10 ай бұрын
It’s legal discrimination. We pay more than women even if we might be better drivers than them. I don’t see them demanding equality when it comes to things like that Imagine if they asked for your ethnic background and charged black people more because they might be more at risk… why is gender discrimination ok
@StuffFilmedHere
@StuffFilmedHere 10 ай бұрын
​@amg863 admiral did something like that and got done for it i think. They would ask for nationality and charge more if you're not british
@aleksdakon5140
@aleksdakon5140 10 ай бұрын
insurance in this country is just extortion. as a young driver you have to have it and it’s very expensive. God forbid something happens and you have to claim, the money that the insurance company pays will have to be paid back to them when they raise your new quote after the claim even if it wasn’t your fault. it’s ridiculous how young people are supposed to afford it.
@Internettoughguy547
@Internettoughguy547 10 ай бұрын
How do you start you own insurance company
@StuffFilmedHere
@StuffFilmedHere 10 ай бұрын
this is the real question 😂😂
@OfficialLegend
@OfficialLegend 4 ай бұрын
You need 3m
@Internettoughguy547
@Internettoughguy547 4 ай бұрын
@@OfficialLegend yeah I watched the video
@ionut-e6x
@ionut-e6x Ай бұрын
Not a bad question tho 😂
@callumboothroyd3766
@callumboothroyd3766 10 ай бұрын
At this point i dont evem care if i get a payout, the way the UK is going i drive a £1000 car thats 4k to insure, i literally only need the legality side of insurance, seriously dont care about the INSURANCE part of it.
@realtalk9195
@realtalk9195 9 ай бұрын
I thought its was only me who was getting ripped off.. seems like everyone is. I'm 38 driving 11 yrs with 10 yrs no claims got a little 1.6 1 series and I'm paying these thieves £125 a month. You know your getting robbed if your paying what your car is actually worth in insurance per year.
@Bercilakdehautdesert-yt1gd
@Bercilakdehautdesert-yt1gd 7 ай бұрын
So if you put someone in hospital, or worse, you are happy to pay medical, legal and ongoing care costs, possibly for the rest of your life?
@callumboothroyd3766
@callumboothroyd3766 7 ай бұрын
@@Bercilakdehautdesert-yt1gd this is the UK. medical would be free, and if I had fully comp I'd get legal care included. the thing I was talking about was an excess on the insurance being more than the cars worth.
@craigc1101
@craigc1101 10 ай бұрын
My movement from them matching a better quoted elsewhere was 20 quid lol
@loopyruststake
@loopyruststake 5 ай бұрын
I got a tip, if u happen to get 3 strikes just cancel the insurance before they cancel u, u avoid all the bs :)
@adam.677
@adam.677 10 ай бұрын
I have lied on every year of my insurance and i have even made 3 claims and been paid out everytime, i have said im a nurse, i have said i only do 1000 miles per year, iv said i park my car on a 'secure carpark' during the day, iv never declared mods 😂 i think next year i am going to tell them im trans, maybe then ill get some more discounts 😂 woooo
@GucciBucketHat
@GucciBucketHat 10 ай бұрын
Good on you lad, or miss whatever 😂
@adam.677
@adam.677 10 ай бұрын
@@GucciBucketHat you're making me blush 😂
@shimmylasco
@shimmylasco 10 ай бұрын
You might have to show them your pronouns!
@Internettoughguy547
@Internettoughguy547 10 ай бұрын
🌈 must get cheaper insurance.
@audify3833
@audify3833 10 ай бұрын
@@Internettoughguy547deffo they’re classed as lower risk
@jamesmcmahon8919
@jamesmcmahon8919 10 ай бұрын
Postcode must play a huge part as I've just been insured as the main policy holder on a 2020 fiesta for £1.2k with a blackbox the day I passed my test at 17. I did already have learner insurance with a blackbox on the same car so maybe that made a difference. Either way I would recommend marmalade.
@jordinho0072
@jordinho0072 6 ай бұрын
Did you pass your test with your own car?
@jamesmcmahon8919
@jamesmcmahon8919 6 ай бұрын
@@jordinho0072 yes
@ibraheem9908
@ibraheem9908 5 ай бұрын
They couldn’t even offer me a quote on a little Hyundai
@Ophanim7881
@Ophanim7881 28 күн бұрын
​@@ibraheem9908 Marmalade is meant for uncommon and often sportier cars.
@PUREaw5umnes
@PUREaw5umnes 10 ай бұрын
Weirdly I got a quote on compare the market and it was 3000 cheaper than direct. I then managed to get a quote for 3700, added my dad on and it came down to 3350. So I bought the insurance then after getting the policy I then took off my dad and then I got a refund of 866. Doesn’t even make sense
@JD-gu9ce
@JD-gu9ce 10 ай бұрын
my mate told me the exact same thing. Was it with Hastings?
@liviurosca
@liviurosca 9 ай бұрын
30 years old, 6 years NCB, 1.2 Corsa from 2011. Lorry driver based in Tamworth. Last year i paid around 600£ at Churchill. My renewal it’s in 2 months, hopefully i will get the same price if not less. Never lied about my insurances, my first car in UK was at 24 and was 1600£ for a 2.0 Peugeot 407. Honestly i’m thinking that insurance companies should be more regulated by the government, also they need to do something about car thefts. You can’t just don’t solve any cases and rely on the insurers. Impossible for a young commuter to pay half yearly minimum wage just on insurance. No wonder why people don’t have insurance, staying on benefits or stole cars. Doesn’t make sense to work 6 months just to pay the insurance to guess what? Go to work…
@laurence9618
@laurence9618 10 ай бұрын
there are many ways for saving on car insurance: in addition to some of the things you mentioned, new drivers can take a pass plus course and save 20-40% - taking an advance motoring course can also help, having a 2nd driver with experience also works plus a female additional driver. Shopping around in advance, I stick to one of only 2 insurance companies though (this year had only 1 choice as my F Pace is hard to insure now due to keyless car thefts) (went up by 49.4%)
@XDKnoori
@XDKnoori 6 ай бұрын
Why specifically female 😂
@laurence9618
@laurence9618 6 ай бұрын
@@XDKnoori that is how it is! - try it yourself and see!
@JoshMWhite
@JoshMWhite 10 ай бұрын
I was 19 just passed, bought a Cat S car (BMW 118I M Sport Shadow Edition) Insurance was £1,200. Insurance companies don't care, well Admiral didn't....
@hotw68
@hotw68 10 ай бұрын
tell us you live in Wales without telling us you live in Wales 😂
@afrosamurai6705
@afrosamurai6705 3 ай бұрын
How
@FlaiirFlights
@FlaiirFlights 3 ай бұрын
Litrally brought my car and insured it, driving 11 years at the time and insurance was £350 a year. Never had a accident never had a claim. No modifications. Now, last year, i have officially had it for 4 year's and it shot up to £987. Dreading april when my renewal is due.
@naemahmad8701
@naemahmad8701 10 ай бұрын
Great video and magnificently insight full, tbh they should scrap no claims bonuses they should just send you a check back.
@Chop2016
@Chop2016 10 ай бұрын
My new insurance policy is sorted.when i asked why it was going up & dear.he said the cost of living has went up & people struggling 2 pay ..so basically we want 2 rip people of even. More..conmen worse than drug dealers
@JackHapgood
@JackHapgood 10 ай бұрын
The mileage stung me on my black box when I first started driving, I set it to 8000 miles probably paid about 1600, ended up having to buy say another 6000 miles and ended up costing me more than getting an insurance policy without a black box
@dimitriousdrake
@dimitriousdrake 8 ай бұрын
How much did you have to pay
@JackHapgood
@JackHapgood 8 ай бұрын
@@dimitriousdrake I can’t remember what the total was, it was with Tesco car insurance
@dimitriousdrake
@dimitriousdrake 8 ай бұрын
@@JackHapgood how old were you man
@JackHapgood
@JackHapgood 8 ай бұрын
@@dimitriousdrake 17-18
@dimitriousdrake
@dimitriousdrake 8 ай бұрын
@@JackHapgood Damn so I'm presuming this wasn't recent? I'm 19 and trying to sort out insurance which won't be extortionate
@harrislondon
@harrislondon 10 ай бұрын
Only do blackbox for the first year. Suck it up. The first years no claims is the big one.
@amg863
@amg863 10 ай бұрын
Nope. I’d much rather buy a cheaper car instead of the car you want but the policy you don’t want. I did that and my friend did what you suggested. I was cool and he had so many issues with them.
@James-ns6jm
@James-ns6jm 4 ай бұрын
Just seen this, I was qouted on renewal close to £3.5K for my RS3 8Y. Been driving for 6 years and got 4 years no claims. Would have been 6 but had someone vandalise my previous car so had to claim to fix it. But I paid £2k the previous year so it's mental how much it's gone up. But I employed all the hacks you mentioned in the video minus black box but also the industry and job title ones too and it brought it down to £1.5k
@Steve.budgen
@Steve.budgen 10 ай бұрын
Insurance is a con, I’ve had nothing but problems over the last 3 years , I’ve had 2 accidents recorded against me and neither were my fault. one wasn’t my car or my policy and the other was my car which my girlfriend drove when I was out the country, she claim through her insurance who I also was with at the time and they put that accident down to me . Arguing the toss with these people is ridiculous. Half of them are brain dead. It’s cost me a fortune. And to go through the ombudsman is long and laborious.
@ChevyS10LSUK
@ChevyS10LSUK 10 ай бұрын
Having worked in insurance up until recently. i can say that cookie's has absolutely nothing to do with the rate of an insurance policy, thats a complete myth. Simple trick, get quotes early, you can get a quote up to a month before your renewal. This will save you money. You dont need to decare a dashcam, however if its visable and gets stolen the insurer may not cover it. The road vs drive way isnt correct at all, however may depend on insurer. The named driver being a female being cheaper isnt correct, infact insurers arent allowed to by law rate differently based on gender. If your saving money having a named driver its because of experience and them being on the policy lowers the risk.
@mijr9075
@mijr9075 10 ай бұрын
You give insurance companies way too much credit…they will do scummy things but its hidden in their algorithm
@ChevyS10LSUK
@ChevyS10LSUK 10 ай бұрын
@mijr9075 what's hidden in their algorithm, I'm assuming you mean rating. Before you respond, please consider that I've been privy to insurance ratings.
@caolkyle
@caolkyle 5 ай бұрын
@@ChevyS10LSUKyou mentioned the driveway vs off street parking is a myth. But I’ve seen when playing with comparison that it can be cheaper to say street parking (I assume because yes more risk of another car hitting you but even higher risk of hitting another car or property on the driveway) I think also they mentioned algorithm as the flow diagram that spits out the premium cost (ie: experience - car - location - habits - excess, will each factor in the price going up or down)
@josephfisher9043
@josephfisher9043 6 күн бұрын
imagine they want me to pay 3 grand a year for a car worth 1,500, i know the price of the car doesnt matter its just a pisstake
@Ali-pu7ps
@Ali-pu7ps 5 күн бұрын
I'm with you Joseph. As if driving now isnt hard enough to pass. it's all just irrelevant statistics and data they use.
@Vahid_FV
@Vahid_FV 9 ай бұрын
I’ve always said. Car insurance is daylight robbery !
@michaellam3792
@michaellam3792 10 ай бұрын
Declaring a wrap increases insurance by loads and many companies won't even insure you. Any advice on specific insurers ?
@G15mpower
@G15mpower 10 ай бұрын
Adrian Flux happily insure modified cars that’s who I use. May be more expensive but the mods are replaced like or like in the event of an accident
@hazethere9410
@hazethere9410 8 ай бұрын
Adrian flux, green light, Brentacre, Howden insurance, Chris knots, they are not on comparison website, cheaper and will insure modified cars which in some cases is actually cheaper than a standard car 😅 it doesn't make sense I know, I remapped my car and it was £200 cheaper to insure on a specialist car insurance scheme 🤣
@Bercilakdehautdesert-yt1gd
@Bercilakdehautdesert-yt1gd 7 ай бұрын
@@hazethere9410 Cheaper? My 25 year old lad just got two quotes for his E39 540i. AA came in at £700 fully comp, and Adrian Flux quoted £3400. I spoke to AF myself and they just said they couldn't get anywhere near the AA quote. MoneySupermarket got that £700 even lower a few days later.
@tucktuckgoose__
@tucktuckgoose__ 10 ай бұрын
I'm 28 and have a BMW 420D and pay £45 a month with a 26 year old female named driver. I was paying £43 a month before my last renewal (February). Adding the named driver made it about £3 cheaper a month.
@OmarAhmed-tg8hu
@OmarAhmed-tg8hu 10 ай бұрын
what insurance company do you use??
@phosoa8965
@phosoa8965 10 ай бұрын
​@@OmarAhmed-tg8huyeppp goodd question because we know he chatting rubbish unless he in the countryside
@yahyamohammed5120
@yahyamohammed5120 3 ай бұрын
im 19 i wanna buy a 4series but i thought let me check insurance these mfs quoting me 4.5k 🤡🤡🤡
@rupertm2542
@rupertm2542 10 ай бұрын
Tracker not always a wanted thing by insurance. When quoting on my new golf r, adding a tracker added to the policy.
@rossmurrayfam1568
@rossmurrayfam1568 10 ай бұрын
not a bad video bro, keep it up bro ❤
@motorclaimguru
@motorclaimguru 5 ай бұрын
All good advice. I have just done a vid with Mark McCann, Number 27, and Jayemm on cars, I still have other tips that can help consumers.
@ScottPC
@ScottPC 10 ай бұрын
£1400 in 2016 as a 17 year old on a Polo 1.4. Its mental how 8 years later im paying similar still... (arguably faster car but should be less).
@I_Dont_Care49
@I_Dont_Care49 10 ай бұрын
For the ones that has someone in their family that owns a insurance company so your lucky asf
@ashtray2718
@ashtray2718 10 ай бұрын
Putting it in the garage is not cheaper (not for where I live anyway) It was an extra 175 per year they said its more likely to get stolen in the garage ....doesn't make any sense to me but its cheaper to tell them its parked in front of garage.
@TheZazey
@TheZazey 10 ай бұрын
The reason is that there's the potential for the car to get damaged inside the garage... BS I know but it is what it is
@shayanahmad5439
@shayanahmad5439 9 ай бұрын
Hi Yianni, I've got a question. If I'm a new driver and it's my first time insuring, and let's say I pledge 5k miles not knowing how much would I do, and end up doing 6k miles, would my insurance policy be unclaimable? Also, if there was no claim but because I did 6k miles, would my next insurance be expensive?
@lovdevbarpagacomedian
@lovdevbarpagacomedian 5 ай бұрын
also get motor legal cover separately I got mine from RAC for £15 and that's to cover 2 people for 1 year
@123MondayTuesday
@123MondayTuesday 10 ай бұрын
Yianni says he was burnt buying the insurance for his son because he didn't know all these useful hacks. Please could you confirm how much you would have actually saved if you applied these hacks? Or are you just pressuring that a saving could have been made?
@yiannimize
@yiannimize 10 ай бұрын
I paid £6,900 and when I re did it got it to £5,700
@sdcraig
@sdcraig 10 ай бұрын
​@@yiannimizeBut what "hacks" did you use? If the vehicle and driver details are the same what did you do differently this time around?
@phosoa8965
@phosoa8965 10 ай бұрын
did you watch the video🤔
@phosoa8965
@phosoa8965 10 ай бұрын
​@@sdcraigdid you watch the video🤔🤔
@deadly3890
@deadly3890 5 ай бұрын
​@@yiannimize you paid 6900 on insurance... wtf
@clyde2598
@clyde2598 3 ай бұрын
Does the private browser thing still work for comparison websites that require you to have an account?
@Mentioum
@Mentioum 9 ай бұрын
For non everyday cars Custodian Insurance has been amazing.
@mrfinncool
@mrfinncool 8 ай бұрын
It would have costed me more to get a black box about £500 more. i don't know if this if cos I got a older car 2009 1.6 mazda sport saloon. My insurance costed me £1,300 a year I'm 25 passed a couple months ago this is my first car.
@HazyIndustries
@HazyIndustries 10 ай бұрын
Car insurance is a messy space.
@DavetheMonster
@DavetheMonster 10 ай бұрын
Just watch out if you plan to park your car in a garage. For me case it will be cheaper to leave the car on the driveway than in the garage. If I am to put it in a double garage it will cost me £150 to £200 more! Ridicouos but apparently people are often crashing the car and claiming on their insurance.
@audify3833
@audify3833 10 ай бұрын
I seriously don’t get the idiots who claim on minor damage, pay for it yourself cause you’re affecting everyone else’s premium because “I scratched my X3 while parking”
@Kieran.Robertson
@Kieran.Robertson 6 ай бұрын
What if you don’t know how much mileage you’re going to do?
@russellmunemo469
@russellmunemo469 5 ай бұрын
Let’s say i’m buying a car with an exhaust fitted, is it worth declaring or not
@zakarossi
@zakarossi 9 ай бұрын
I've noticed that insurance I mainly about location, got quoted 1800 for a 2013 nissan gtr ( based in Plymouth) and over 10k in London 😅😅😅
@balf1111117373
@balf1111117373 7 ай бұрын
The 21 day thing works, did a comparison on 22days before then did it again the day after……… dropped 55%
@vasiapupkin3963
@vasiapupkin3963 7 күн бұрын
Insurance company runs by the brokers mainly, this would increase in prices. The regulatory control of the insurances in the UK has to have major changes. Otherwise, it works not in the normal drivers favor, its simply money grabbing from people 😢 If i didn't cause any issue , then at least lower my premium for next year , or refund me some money! Ridiculous....
@wollom0148
@wollom0148 10 ай бұрын
Would like to know Yannis genuine opinion on EVs and the future of cars & the 2035/2040 europe manufacture production (whatever). The power for price aspect, the initial cost vs the cheaper running costs, ulez zones, charging network, depreciation, etc etc.
@jamiehudz1611
@jamiehudz1611 10 ай бұрын
Would I get cheap car insurance on a mk5 vw polo 2010
@dewimiller3678
@dewimiller3678 10 ай бұрын
issue i have is, how do i calculate my millage i do in a year, without knowing what i am going to that year. If you have to drive to work that can be calculated, estimating how many times you drive to work etc. But what if you go on a spontainous road trip. When looking i put the average uk milage a person does in a year. Good or bad idea?
@adam.677
@adam.677 10 ай бұрын
Do what i do and put 1000 miles
@vChilly
@vChilly 10 ай бұрын
@@adam.677If you get in an accident and you’re over your yearly mileage will you get covered?
@adam.677
@adam.677 10 ай бұрын
@@vChilly been paid out every time, had 3 bumps in 10 years. Each year I put 1000 or 2000 miles
@Behaveplease
@Behaveplease 10 ай бұрын
@@vChillyyou don’t need to tell your insurance your car milage
@Omega345
@Omega345 6 ай бұрын
Is it normal that when I use my actual (foreign) name on comparison websites, the insurance goes up by few hundreds pounds? I kept all the details exactly the same, and just changed the name to a standard english name, and it was much cheaper.....
@harrymabon4146
@harrymabon4146 4 ай бұрын
Probably because you’re doing more than 1 quote
@tutacat
@tutacat 2 ай бұрын
I love that privacy is now a requirement because people realise companies will take more than they can willingly get.
@muratyk2645
@muratyk2645 4 ай бұрын
Las year I got my driving license and I bought a smart fortow 1L good on petrol but insurance I paid £2.400 This year I bought a bmw saloon 5door 2L same money I pay I remember use to £19 pound a month for full cover now rubbish insurance
@edsterhunt
@edsterhunt 10 ай бұрын
I would never go for a black box ever again I gained max bonus of 40% reduced renewal for them to raise the renewal price by 60% nope unless your very young go for it but waste of time
@vanjaaluga8772
@vanjaaluga8772 6 ай бұрын
Guys what is normal insurance price for a new driver 20 years old in London i cannot get anything lower than 4000£
@altervisi7748
@altervisi7748 6 ай бұрын
I have been getting similar quotes. Depends a lot on car insurance groups, and London will be expensive as lots of cars will be stolen.
@paulwilliams8725
@paulwilliams8725 10 ай бұрын
Can you recommend a good Tracker plz 🙏🏿
@mahzi.j
@mahzi.j 10 ай бұрын
get a black box , take it off leave it on a seprate battery your good to go , done it past 2 years and they cant see it , not recommended for new drivers as you driving with no insuance
@sakshipawar6974
@sakshipawar6974 8 ай бұрын
How to remove it
@mahzi.j
@mahzi.j 7 ай бұрын
@@sakshipawar6974 it no rocket science, get positive and negative off the battery
@AccuracyBeast
@AccuracyBeast 9 ай бұрын
Here is one for you lads out there. I declared myself as in a gay relationship with my added driver, premiums went down. Might be worth it to save the cheddar. LOL
@brianf4525
@brianf4525 5 ай бұрын
The reason lie is to get the price down, I have never claimed anything and needed too, only reason I have insurance it’s because you need it in the UK, if that wasn’t the case I’m sure a lot of people would not even bother with insurance
@TodaysVision-ox4dy
@TodaysVision-ox4dy 7 ай бұрын
If anyone has any convictions from the past 5 years and has no points currently,can you give me some advice…do it enter it or not ?
@Lewisf9393
@Lewisf9393 10 ай бұрын
My first car was 07 plate 1.7 litre (I think) 100bhp Astra cost me £1700 3 months was on provisional after a year I changed my car to 1 litre 75bhp 13 plate polo and my insurance shot up to £2500 for the year😂
@zakkhan3637
@zakkhan3637 6 ай бұрын
anyoone got links for the websites theyre using?
@leo997100
@leo997100 10 ай бұрын
Respect for this one
@leo997100
@leo997100 10 ай бұрын
Wt..f you playing??? "Congratulations you just won yourself an IPhone 15pro, Macbook Air and PS 5."?????????????
@rosshornby8968
@rosshornby8968 10 ай бұрын
Should be illegal for insurance companies to change the amounts depending on the situation your in , it should just be the price set in stone if it’s 1 day or 3 weeks 🤬
@realtalk9195
@realtalk9195 9 ай бұрын
You should also have to insure push bikes just encase riders crash into each other 😂 they know that they can charge what they want otherwise go ahead and risk the police taking your car 😜
@galacticpulse09
@galacticpulse09 10 ай бұрын
Keep up the cool vids
@billyflanagan9657
@billyflanagan9657 Ай бұрын
What about corrupt ireland
@iceman1st1
@iceman1st1 10 ай бұрын
just say your retired, thats what i did and it saves you a lot. you can retire at any age and from anything, so its not lying really
@ojb7647
@ojb7647 8 ай бұрын
How come you didn’t put your son on your business policy or motor trade yianny? Do you have to be 21 or 25 to be named?
@NOONE-hp8bw
@NOONE-hp8bw 3 ай бұрын
PRIN 2.1 The Principles rule 6 has been broken so many times and nothing gets done about it
@HazyIndustries
@HazyIndustries 10 ай бұрын
Your guy forgot to mention fluctuations, if you get a quote day one and don’t like it try again in a week or two the savings can be massive.
@Bobber_Dazzer
@Bobber_Dazzer 10 ай бұрын
Very helpful. Great Video
@JRGRAY-33
@JRGRAY-33 10 ай бұрын
Very informative video 👍🏾
@pauljohnson9326
@pauljohnson9326 9 ай бұрын
Named driver on my policy highered the quote over 165 quid . I drive a 1ltr focus and always paid around 350/450 fully com but this year it doubled out the blue. Nothing different at all except another year experience.
@dwaynediah4595
@dwaynediah4595 10 ай бұрын
If I get my car warp, will it cost more on my car insurance
@cruiseedwards4657
@cruiseedwards4657 10 ай бұрын
Yeah probably because they see you more as a car enthusiast who is more likely to drive fast or crash their car. Its bullshit the amount they charge on top for a wrap
@somelegend1526
@somelegend1526 10 ай бұрын
Car in garage is always more expensive than driveway, makes no sense but it’s how it is
@aarondalton1226
@aarondalton1226 10 ай бұрын
What about Otto insurance
@sergejudge4645
@sergejudge4645 10 ай бұрын
My son only paid £1200 for an aygo 2 years ago at 17y.
@weinavrmi6504
@weinavrmi6504 7 ай бұрын
How?
@little-hulk
@little-hulk 10 ай бұрын
good information ))) some off them i know but not all
@vivianscollectibles
@vivianscollectibles 10 ай бұрын
shout out jay
@shaunpaczkowski1958
@shaunpaczkowski1958 3 ай бұрын
2:30 in and you're giving incorrect advice
@Samantha23478
@Samantha23478 10 ай бұрын
Why haven't you all told your viewers insurance premium has shot up this year by 60-200%
@Becausefamilycar
@Becausefamilycar 10 ай бұрын
-6k wtf
@Backroads000
@Backroads000 10 ай бұрын
Driving in and around London definately doesn't help things. I live in the middle of nowhere in Somerset and drive a 2L Honda Integra DC5 Type R - and I pay £1,200 per year at 20, with 1 year driving history
@leon97
@leon97 10 ай бұрын
Had a black box in my first car it never snitched on me don’t know why 😂😂
@bhenchordsingh5028
@bhenchordsingh5028 10 ай бұрын
Ure wife also had a black in her box hahahahaha
@5kiann
@5kiann 10 ай бұрын
least funny comment ever g@@bhenchordsingh5028
@zackattack3837
@zackattack3837 10 ай бұрын
Fiestas are the most stolen and broken into car in Britain that’swhy u don’t get ur 17 a fiesta, even for someone in there 30s insurance or a fiesta is relitively expensive
@bottletree33
@bottletree33 7 ай бұрын
So I’ve just watched the video and at the end of it, there is NO HACKS. Insurance companies hold ALL the cards and work with each other.
@ciaxal4410
@ciaxal4410 10 ай бұрын
Where is ur revuelto????
@BubuRuzu
@BubuRuzu 9 ай бұрын
These insurers need to be sent to prison.
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