2021 Google Budget Template | Free Budget Toolkit + Tutorial!

[@pseud0nymph]

I'm starting a new job in higher tax bracket soon and I'm just now dedicating myself to a more responsible money allocation system. As opposed to the nonexistent one I had before. This is overwhelming but exciting at the same time. I love how adaptable this system is to frequent tweaking as I know it will take me some time to get things exactly right. I'm hoping such a manual entry practice will encourage me to keep a close eye on just where my money is going. While ultimately, budgetting accordingly! Thank you!

[@DebtFreeMillennials]

You're so welcome! I'm glad you are getting things under control with your finances. It's such a good feeling. 😄

[@sonidoexperiencia]

Being one of the youngest millennials, this channel has really helped out a lot thank you so much !!

[@DebtFreeMillennials]

I’m so glad to hear that! 👏👏

[@brittanyjohnson5454]

I used this last year and although I know how to use google sheets, I am VERY thankful I didn't have to design a layout and insert the formulas :) one thing that I added is an expense tracker on the side since I use credit cards responsibly and therefore exclusively. (I tried writing it down in the notes section but it was too out of sight out of mind for my brain.) I write down all of my purchases every week (date, place, amount) that way I can see at a glance (over my 4 credit cards) EXACTLY where my money is going and what % of my income is not going toward fixed expenses and savings. Thank you for all you do for us and have a Happy New Year!

[@DebtFreeMillennials]

I love that you were able to customize the template by adding your expense tracker! I wanted the template to be a starting point for everyone but also customizable. Glad you found it helpful!

[@Michaelangilo-b8h]

Just started mine for July 2022! The plan is to budget every Sunday and hopefully get rid of this debt! Thanks for this video and Google sheet!!!

[@cryptoflippodcast]

Budget spreadsheets are useful! Thanks for the tutorial ✅

[@DebtFreeMillennials]

No prob!

[@rahimrupani934]

Just used the template and set me up for the month. Thanks so much for your help, info, and insight!

[@DebtFreeMillennials]

Very welcome!

[@NYC_CuriousG]

Thanks for this video! My first goal for 2022 is create a budget that I actively maintain. Question- where would you put health care stuff like chiropractor or Accupuncture? Things you don’t necessarily go monthly but as needed?

[@sarahschmidt1000]

Hi thank you for your help. I was wondering if you had an explanation on how to budget bi-weekly. I am living paycheck to paycheck (I have a LOT of credit card debt), and before each paycheck, I am overdrafted. Should I put all of my due dates for the credit cards at the end of the month, and save up each paycheck for the payments, or distribute each paycheck and each bill to biweekly. I’m confused on how to manage by bi-weekly payments. Ty.

[@LorigZAvonLady]

Can you do a Robin Hood Tutorial? What is good and bad.

[@DebtFreeMillennials]

Absolutely! I have a video on my simple investing strategy with Robinhood. Did you want a video on how to set it up and some tips to get started?

[@LorigZAvonLady]

@@DebtFreeMillennials yes thanks

[@Danadanadana3]

What a great / helpful video, especially right before the new year !!! Thanks for going through this :) very inspiring !!! Happy new year little mama !!!

[@DebtFreeMillennials]

Thank you! Glad you enjoyed it :) and Happy New Year to you, too!

[@melissamolinadeanda9663]

thank you sso much for this! you have no idea how much you just helped me out!!!!!!!

[@DebtFreeMillennials]

I'm so glad!

[@EllenSmith-l3q]

I’m looking forward to trying this but I didn’t see template

[@BrendanEvan]

Justine I’m also having trouble getting the toolkit. Put in name and email and hit the button and it just does nothing. (No confirmation, no email on my inbox) Curious to know how you share a spreadsheet with the world. Assume we will have to make a copy of it for ourselves?

[@DebtFreeMillennials]

Did you check your spam folder? The email subject line reads: "Almost there! Please confirm your subscription"

[@BrendanEvan]

@@DebtFreeMillennials yes! I DID however apparently receive back to back emails from the FBI so they must need all my banking info to secure the country or something.

[@micheller6253]

This sheet is really helpful. Could you add an income box that tallies it if we had a few income streams maybe for 2022?

[@DebtFreeMillennials]

That's a great addition!

[@mari18766]

Hello how can i make spreadsheet to use as a template sharing with a link but without effecting the other files from editing

[@jordansparnroft4008]

How would you set this up for bi-weekly paychecks?

[@DebtFreeMillennials]

You could either create a separate spreadsheet for every two weeks or you could duplicate the forecasted/actual columns for each paycheck.

[@EdinaWeasley]

This was so awesome and helpful, thank you! I’m actually looking forward to putting together a budget💪🏻 P.s. I live in Ontario, Canada and was like what? How does she only have $15 budgeted for taxes?😱 then I realized you must be in the states😅😂 so funny how that varies place to place

[@CocosKrazyLife]

Thank you for this!

[@TheMotivationHub12344]

Hello i need help when your adding costs to spreadsheet, you have to add one column all up at once? can you can't add more later otherwise it doesn't;t work. Im finding it hard when going through statement i want to just add the payments as i go but seems like you have to do one column at a time

[@ARosiles88]

Hi, I love your knowledge and teachings 😊. I’ve been trying to download the budget spreadsheet but after I ad my name and email and submit nothing happens.

[@DebtFreeMillennials]

we had a bug with one of my plugins. Everything is fixed now so please try again!

[@Foxgurl97]

I’m havIng trouble accessing the free sheet. Can someone please help me?

[@dannyphoenix1127]

Hi Justine, I'm having trouble getting your new tool kit.

[@DebtFreeMillennials]

Please check your spam folder. There is a confirmation email that you will need to confirm to opt-in and that link will send you to the toolkit.

[@dannyphoenix1127]

@@DebtFreeMillennials Hi Justine, I did check my spam folder, Nada!

[@dannyphoenix1127]

Hi Justine, I finally got the download. I had to go thru another browser. Thanks.

[@rubiewatts7214]

Can you please help! I’ve added some more rows but they aren’t all Adding up and linking?? How do I do this?

[@DebtFreeMillennials]

Did you check that the cell that has the total also includes the new rows that you added?

[@rubiewatts7214]

@@DebtFreeMillennials I'm still having trouble, can you please do a little movie on how to add and changer rows. I can't get them to subtract from monthly earnings, deduct from the forcast and join with % etc. I've watched a few KZbin clips but can't work it out!

[@conniepearsall6578]

This was a great information resource; however, medical expenses such as co-payments, co-insurance, and deductibles must be added to the spreadsheet. If you have some form of commercial insurance, include Medicare, you will need to add medical expenses to your budget.

[@adoniapineda4233]

Hello! I tried using your link to download the toolkit but nothing is coming up to enter my email address

[@DebtFreeMillennials]

Did you confirm your email? You should receive a confirmation email in your inbox. Check spam folder just in case. If that doesn't work, DM me on Instagram!

[@kate_srna]

Emaw!

[@Amber.Guttilla]

I really wanted to download but your link isn't working for me :( Checked me email and spam/promotions, nothing... any ideas?

[@DebtFreeMillennials]

Can you DM me on instagram and I can help you troubleshoot? @debtfreemillennials_

[@bradbriggs2448]

Not having any luck receiving the link via email. I’ve tried two different email accounts and two different internet browsers. Not showing up in my junk/ spam either. Any suggestions? Thanks!

[@DebtFreeMillennials]

Are you using Safari to try and access the toolkit? If so, could you try clearing your cache and try to submit the form again? We had issues with Safari users (iPhone and laptop) but it’s since been fixed

[@bradbriggs2448]

@@DebtFreeMillennials I tried that. I also tried using google chrome on my phone and laptop with no luck

[@courtneylindsay897]

Hi, I'm new to this. I am having trouble with just getting the site to email me the spread sheet. Can someone help? I have tried to put my email and name in, and no email sent to my account. I check spam as well. Please help.

[@MiyagiNariyoshi]

Where would you budget for such things as unforseen medical expenses? We had to pay over $400 to my kids dentist last month and it killed us.

[@DebtFreeMillennials]

If it was an unexpected medical expense, I would pull it from my emergency fund. But if you feel like you have regular medical expenses throughout the year that you have to pay out of pocket, I would start a sinking fund for this type of expense. I use a health savings account with my health insurance plan and it has helped me so much with paying for medical expenses.

[@ms.georgiannagrantham132]

Like 470 Great 👍