2023 Top Savings Accounts: High Interest and Great Benefits

[@baileymclean8186]

The rich are money minded. That is one thing I learnt from the start. I have always wanted to build wealth. I have set out $80k that I had been saving since 2020, and I want to put it in the stock market so I can grow my wealth. Any recommendations?

[@glenbert1396]

It's really good that you do this. I know many people who have made a lot of money from the stock market. If you want to become a pro, however, you must spend a lot of time studying the market or hire an investment advisor who really knows what they are doing.

[@lisaollie4594]

In fact, people underestimate how much they can make in the stock market. Started investing $60,000 in REITs and dividend-paying stocks just before the pandemic hit. A lot of people's portfolios went haywire, but I persevered with my financial advisor and even made more than $86,000 within just five months of starting and it's been a blast ever since.

[@lisaollie4594]

The thing is, I really don't like giving such recommendations. Conduct your due diligence. I have been working with "LISA ELLEN SHAW" for about four years now and she has had decent returns. If it is at your discretion, you can proceed

[@fallback8314]

​@@lisaollie4594you made 17k in 5 months???

[@daniellebenning5706]

Capital one 3.4% no fees Marcus Gold Sach 3.75% no fees Synchrony 4.0% Bask Bank 4.35% Bank purely money market 4.5%

[@itsanitaife]

Thanks 😊

[@buetifulkay12]

Thank you!

[@sharitaharvey4962]

Thank you

[@ceejane-c4r]

Thank you,

[@chuckharperjr2474]

Thanx

[@royrussell6815]

I'm glad I got into trading when I did because it was a turning point for me financially it was my best decision ever. All thanks to Mrs Rose Marie Wayne her set skills are amazing

[@lamyami]

I have been hearing about this Mrs Rose Marie Wayne and her exploits in the trading world but i have no idea how to reach her. Please can you give me her info?

[@royrussell6815]

FXTRose is her username

[@royrussell6815]

She's on Telgram

[@briansincere3663]

​@@royrussell6815 .😊😊

[@drakejack8165]

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multimillionaires.I pray that anyone who reads this will be successful in life

[@jackjacket1398]

This must be an investment with Mrs Erna Solberg ❤❤❤❤❤❤❤❤❤

[@jackjacket1398]

She helped me get back what I lost while trying to trade.❤❤❤❤❤❤❤❤

[@Jeff_Anderson]

After watching so many KZbin videos about trading was still making looses untill Mrs Erna Solberg started managing my investment now I make $8,200 weekly. God bless Mrs Erna Solberg . She have been a blessing to me and my family.❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

[@mohammedj747]

I'm from india and two others of my friend's tried her immediately we testified, her performing wonders❤❤❤❤❤❤❤❤❤❤❤❤❤❤

[@ThePhenomenalDemar]

I have Capitol One yield savings and American Express yield savings. It's nice to see how much interest you're getting on your money on a monthly basis compared to having it sitting in a traditional savings account where you get nothing.

[@waynebabb3336]

I'm a Captial One member for 10+ years. Check your current savings interest .30%!! The reason I say check is because the new term of savings is called "Performance Savings" at 3.40%! It's not an automatic change over. If you have the .30%. First open the new Performance and then transfer the funds too the new acct. If you have multiple accts repeat the steps for each acct. Now let growth begin of more %!! Also, if you have a checking acct no fees for foreign purchases or surcharges transactions on your travels. Yet, call the Customer Service too let them know your traveling before said trip. I hope this extra is helpful because I LOVE this channel of A/O info!!!! Thnx my Brother and keep up the great work!! 👊

[@maameabena5969]

I use Marcus and Ally. Ally's APY is currently 3.60, and no monthly fee is charged. I love it and I enjoy seeing the interest rates every month 😁😁

[@mw-ny7gq]

Love Ally. They just upped their APY to 3.75%

[@Iamstaceek]

I have ally too

[@luv_ajee]

Omggg I was looking at Ally, and Capital One but something about Ally was pulling me there!!!

[@itsdolph5278]

Well i have murcus and nothing is growing?

[@thelostandunfounds]

Bitcoin 10.41% in last month.

[@mahoganychic841]

Got me feeling all smart and stuff. I had a Capital One savings account before this video!!! Still learning to be financially savvy.

[@JWNS08]

Thank you for the good message, Anthony. I’m almost in same position as you: 38, black male, single, and looking to have a family one day. Good luck to the both of us 😊.

[@dreamer8432]

When you said take care of yourself first I felt that I’m trying get my stuff together single father of two boys 👌🏼 come Monday I’m opening one or two saving account

[@bellad1063]

I got Marcus on the 1st March! Deposited 5k emergency funds. Clean and crisp interface app and website. 2 min wait time to speak to a rep. Quick transfers from 2 other banks. 🤷🏾‍♀️

[@waynebabb3336]

Chk my comment!!!

[@kesha1402]

Do you have the quick access that he was talking about

[@bellad1063]

@@kesha1402 I don’t see why I wouldn’t be able to have the funds transferred from my Marcus to one of checking accounts within 2-3 days. I have never tried. I keep 600 or so handy in the checking accounts.

[@YoboyJJJ]

It takes 1 business day to get your money out I have banked with them for a few years great place to put your money.

[@idefinemybeauty]

I’ve had my acct with them for years. Awesome bank easy saving acct.

[@gracelandenterprises2536]

I just opened a Capital One high yield savings 3.40%

[@anthonyoneal]

Love it!

[@mercyjalpert4494]

Great timing AO to make this video. I was about to open the Prize Pool account, but these top 5 make sense. Let's grow our $ in 2023!

[@imeverywoman8747]

I just opened an account with Capital One in February. I have 90% of my funds in a credit union. I've been transferring to the high yield account monthly. Thank you for this❤

[@rjlt4841]

I was talking to my local bank today and they mentioned they could also offer me over 4 % on a money market account like those online banks. It never hurts to ask!

[@user-up4zi1do6p]

What bank was that?

[@veronicacruz5085]

FDIC insured .35 apy. Capital One 3.4% rate, no fees. High yield savings account. Build a savings account. .

[@jbivphotography]

I currently have a couple of savings accounts. One you mentioned with Synchrony bank and also Ally bank, which wasn't listed here. Ally bank currently has an APY of 3.6%

[@naturalsbynya6194]

I have about 4 savings accounts with Ally for many yearss and its been great, but how has Synchrony been for you bc that's the one I was going to go with first??

[@JWNS08]

I have an online savings account with Barclays and it also currently has an APY of 3.6% which is the highest it’s been since I have been with them (about 8 years).

[@tarynbirdon]

@@naturalsbynya6194 my same question. I saw some reviews on it (Synchrony) and they weren’t that great 😅

[@jbivphotography]

@@naturalsbynya6194 it seems fine i’ve been using them for about 4 years now and haven’t had any issues

[@sharikagrant6379]

I’ve been using Synchrony Savings account for 6 years.

[@traceyalexander9847]

I have two Capitol One accounts. I love that it would take three days to get money from those accounts because I am less likely to bother trying.

[@Cristian_M_]

Starting early is simply. The best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year’s experience, I was able to build a suitable life because I invested early ahead this time.

[@geralyncainglet2626]

I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@ademusiaka7198]

Wow, really. I was able to make my $25k on investment

[@sarkiali3958]

​@@geralyncainglet2626I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

[@aaronferrell3129]

You’re right but a lot of people remain poor due to ignorance

[@Brookeinda]

Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

[@TB-ev2hg]

I have Capital One Savings accounts. While listening to you, I stopped and checked those accounts and i was only earning .30% (360 savings). I immediately opened a new account (360 performance savings) for the 4.15% and transferred all funds to this account. I already park my emergency fund with Synchrony. Thank you❤

[@WeightLosswithPCOS]

I feel like you’re speaking directly to me and I need to hear it. Cutting out some wants so I can live the life I dream of in this season of my life especially before I get married and start a family.

[@anthonyoneal]

Love it!

[@SheisHer95]

Thankyou Anthony. I remember you teaching my youth class at bethel chuch in Jacksonville FL now I have my own kids and still learning from you and getting them prepared for life!

[@nicolejefferson7818]

I have a Capital One High Yield Savings account. I have had the account for the last two years. One for my husband and I. One for our 5 year old daughter. I will be opening two more accounts this summer as my family grows I’m expecting twins.

[@dornellyoung-jones7472]

Congratulations 🎉 on your growing family.

[@lovelylia277]

Thanks for this info. Just moved to bask bank (4.35%) at the end of March and at the end of the month, saw that I had made more interest in that account than I had made after ~3-4 months at my prior bank!

[@judyguardiola2491]

Thank you for the info. I have been helping a son to get his life right.. Now am 62 years old with no saving and very stress out.

[@staceymack6614]

I've had Capital One for years,,,, I opened a new acct and moved all of my money to that 3.4%

[@dtr579]

Synchrony Bank HYSA is currently at 4.16%. I get $315 a Month in interest and it goes up every Month compounding. Real money and growth you can see right now.

[@thinkforyourself9334]

up to 4.30 now

[@dtr579]

@@thinkforyourself9334 Yes. I saw that this morning. More money for me. I love Synchrony Bank.

[@akaeke13]

One key detail you missed to mention about Marcus… your money in Marcus compounds daily and paid out monthly.

[@jacquelinegarrison8277]

Thank you. Affirm is 3.75% saving and it's good for increasing credit.

[@Kitanya01]

Capital One also have a 5% CD for 11 months for March. Thinking about doing that too

[@ildebernacchioni2826]

Capital One now at 4%. Moving the majority of my money from BOA to Cap One almost a year ago was the best decision.

[@taajalston5388]

I did some additional research and came across CIT Bank which has a savings account option up to 5.0APY. What I saw is that it's a long term savings option that could go towards a house. Like most of the banks mentioned, no maintenance fees and a FDIC member. I'm intersted in CIT because I'm trying to save to buy a home. What I also learned is that CIT is a branch of First Citizens Bank, which acquired SVB. Is that something I should be concerned about if I decide to go with CIT?

[@acesmooth8292]

No really... SVB stored their money in bonds. FCB basically just took over all their assets including the bonds for dirt cheap. Now when rates go down in the value of bonds increase FCB would have made 100+ billions off of a minor cost to take control. UBS did the same with credit Suisse.

[@chriswaters2809]

I heard they have bad customer service but they rate is so nice! I coudnt do it I need good customer service from a online bank I went with discover

[@missdesireindependance5194]

Just make sure it’s fdic insured.

[@ventclinic945]

Just signed up for the impact creators group… on a monthly plan but hey I had to take this opportunity now … I love the content and I believe that you and your team can truly help people!! Let’s go !💪🏾

[@uniquelyshellz]

Wow, we need tough love. I learned some valuable information. Thanks for sharing AO. God Bless you and your team.

[@wilfredopiris7335]

Ally now is at 3.60 APY💪🏽. I love banking with them

[@6speed818]

I've been with ally for over 12 years. They Been great. But kinda scary now banks are failing and people are saying they might be next

[@velissalewis5321]

I just woke 10 people up sending them this video.. Thank you for what you do. You are appreciated.

[@chadan3504]

Glad I ran across this video. I just got my car through CAP1 and I'm rebuilding after a bankruptcy so this is awesome news. Thank you

[@YashEngineer]

I use CIT bank and American Express High Yield account.

[@Cici-zh8ms]

So glad you provided this information! 🔥🔥🔥I have Bread Savings high yield savings acct and Im getting 4.25% as of 2/16/2023.

[@stephaniemorris9337]

You are right, brother! I am a teacher and my daughter was concerned that she would have to help me, but I have been reading and planning and learning from people like you. So, now my son and daughter know, I will not be a burden to them.

[@tahjanaejenkins8307]

I really love how you give off information so effortlessly. Thank you and keep doing a great job🙌🏽

[@fragile00]

Discovered the wonders of HYSA’s last year and haven’t looked back since. I LOVE getting paid every 1st of the month from my savings. Used to watch you on Ramsey so cool to have your new show!

[@Sherrodicus]

Brotha, thank you for sharing your gifts. This hit hard. I grew up in Jacksonville on the northside right off of Moncrief and Ken knight. I remember having to be home before dark or else there was trouble and you might not survive. You hit the nail on the head concerning not caring what other people think you have to do what’s best for you to secure your future. The sad thing is most young adults want instant gratification without thinking of the future. I have sent your a video to all of my friends because this needs to be heard. Thank you again.

[@Hyriam09]

I spent a year with my sister in the same general area in 81-82.

[@sonyalambcomer1369]

@Rod Mervin I dare to say Not just most young adults, but Most Adults. In Geneal, People are trying to keep up with the Joneses instead of living in their means.

[@bernadettegreaves5397]

Thanks Anthony I did what you said. As someone working in the banking field I should know this. Wells Fargo isn’t really serving my needs at this time! I’m making the shift. I opened Marcus capital one and synchrony. Thanks!!

[@MamaHarperr]

I have Cap One and the rate is currently 3.5%. Easy to use interface, great customer service. My only gripe is the transfer time. It takes around a full week for funds to transfer from my bank.

[@1212LizzyLane]

Can you Zelle yourself? That’s what I do… it’s instant 😌

[@MamaHarperr]

@@1212LizzyLane You know...I never thought of that, but I'm going to look into it!!! Thank you!😊

[@donaldharris7527]

CIBC is a high yield savings account that is FDIC insured and has a rate of 4.01%. Minimum deposit of $1,000.

[@NicoleHall-gq1nr]

Ally Bank is offering 5% on an 18 month CD no minimum and their savings is 3.75%. Also an 11 month no penalty CD at 4.85%.

[@joy2come119]

Thanks for the heads up

[@lilgsmart793]

Hey have you used Ally Bank? Is it good, trustworthy, reliable?

[@fredonajones8026]

Thanks

[@NewYoutuber1111]

My credit union says 5% for 7 months minimum 1000 deposit

[@PYTU]

@@NewKZbinr1111 which one

[@bjmorgan3092]

Discover Online Banking 3.75%. No fees, no minimum, and having their credit card not required. 12 month CD currently 4.5%. I love Discover Bank. ❤️

[@fitfanAnn]

Opened a HYSA with PayPal just this week. Their banking services are provided by Synchrony and they're at 4% right now. Would love to see you do a video on T-Bills...those rates are increasing right now as well.

[@d.nzegwu2154]

I did the same. I opened with PayPal as well.

[@RiSkyNick]

Ally Bank does 4% now and FDIC insured. They also let u create category buckets without having to make a new account.

[@codyrienstra2366]

Love your valuable content Anthony! Also love your genuine concern and care for everyone, as well as being considerate and honest. I think you're doing phenomenal work by informing people with helpful information, and most importantly providing optimism and positivity. Moreover; I appreciate your level of self reflection and self accountability, you truly are a leader. Thank you for all that you do!

[@TheFoodReview]

Sold my house, parked the money in a capital one savings account! Made 50 plus bucks the first month! Versus pennies in a chase savings

[@coog2011]

I’m using a HYSA with 5.35% APY and is FDIC insured. It’s great for just putting the money in there to saving and earn interest. No fees no minimum balance.

[@cp553]

which one is it

[@lmiller6675]

You didn’t give the name of the bank

[@itsmisslacey]

Please share the name of the bank this is! I would love to check it out 🙏🏾

[@coog2011]

@@cp553 it’s called My Savings Direct. It’s a division of Emigrant Bank.

[@coog2011]

@@lmiller6675 it’s called My Savings Direct. It’s a division of Emigrant Bank.

[@selfsoulpurity_7751]

Up thinking about my finances and I’m so glad I was led here. Ready to do my homework

[@teddygraham5230]

The problem with the FDIC that nobody talks about is that the insurance company has 99 years to actually repay you back those insured funds.

[@rwandafarrer3772]

Yea, but…. There you go! He’s giving you great info. Don’t “rain on his parade “!

[@teddygraham5230]

Understood. It’s better to give people information on what they want to hear instead of giving them the whole landscape of the picture. My bad, I thought I was being helpful in adding valuable information you wouldn’t receive from your bank. I thought that was the objective of these platforms?

[@lenah4160]

Thanks for the info because I didn’t know that.

[@margritski]

Can I see the fine print for this ? Lol

[@meemee4529]

What a powerful message! THANK YOU!!!❤

[@anthonyoneal]

Our pleasure!

[@JacobHussBalt]

Ally Bank has a pretty good APY and it's FIDC insured

[@ashleyvick6009]

Discover bank 3.5% but I will be opening another one at one of these banks you mentioned . Thank you

[@denisemaynard1178]

UFB DIRECT Preferred Savings , no minimums or fees and FDIC Insured at 5.02% APY

[@rathkhan1114]

Omg! This is eye opening video. So true my brother. Live below your means to be successful in the future.. work hard put it on action.

[@ventclinic945]

I actually have ally bank … I started this year I have 1,200 in it … I’m reinvesting every year .. it’s a start

[@yahyahnegro1088]

I'm 58 and I'm listening too youngman. I'm in recovery from alcohol. My longterm goal is to become financially prosperous. I'm very serious. I don't have time too waste.

[@trinagirl8685]

I absolutely LOVED this video and delivery by Anthony. I immediately subbed! The passion of the commentary sprinkled in between the valuable information provided was so refreshing.

[@rodneycorbett893]

You have to remember you should always have cash on hand in case of emergency here what if all the ATMs go out in the credit cards don't work due to the economic downturn with the system

[@susannnico]

[@lailaalfaddil7389]

what i think you need is a Financial Adviser, who can help you get in and out of any stock you buy at any time and you'd sure be in Profit

[@lailaalfaddil7389]

KZbin is a public place. Just do a web lookup using her full name and connect to her official webpage.

[@VangelisFilms]

Preach! How do you feel about online banks like Evergreen Group or Pacific Western that are currently offering 5%+ ?

[@queenvictory6916]

I just forwarded this video to seven of my family members.🙌🏾

[@j.l.salayao8055]

Now, pray hard to the Lord sister. They need it.

[@junkandthangs]

Capital One… make sure it’s the 360 Performance Savings Account not the old 360 you may have previously had. The interest rates are different

[@Native722]

Yup, I got the old one 0.30 apy

[@junkandthangs]

@@Native722 yeah change to performance

[@DF-gq4gp]

Thank you for such a beneficial podcast. These are things that are quickly attainable for many. Very insightful. One of your best and most informative yet.

[@innermindgame]

What is APY,,? im watch the video from Africa Kenya.. Thanks AO for all great things u r doing to our lives.

[@koltenstooks8912]

Credit karma offers a 4% savings account (no fees) and you can also get their spend account that comes with a debit card so if you needed to dip into the savings for an emergency you can transfer instantly into the spend account and use your money

[@hazelrw6122]

Yep, when I started my CK Save it was 3.75%. Now it's 4%. My brick and mortar is paying. O8%.

[@juancavazos5901]

I make $8 hr and have over 15k saved. I’m not a spender on things I want just need.

[@Jcov1984]

Discover Bank is at 3.5%

[@javennabellingerlearnsomething]

Thanks for Rocking with us and providing valuable financial information to your viewers!!! Also thanks for not charging to take a course to gain access to this essential information! Some people just need knowledge!💯 May God continue to bless your financial growth and personal growth for helping his people!!!🙏

[@deannaadams3487]

Everbank, fdic insured, high yield savings acct at 5.15% apy

[@starlondon7547]

Good information, I currently get 5.15% and I love it. I noticed everytime the feds raise the interest rate, the high yield savings accounts are competing. I only deal with fdic and no fees. I had Capitol one got a thousand dollar bonus but 5.15% made me jump after I received the bonus. If you got some money you can make some money. Enjoyed your video and let's get independent.

[@tevinmusic1994]

I have credit karma savings account with an APY of 3.75% which been treating me good.

[@mtaylor4769]

Alright!! I say exactly what you're saying to my family but maybe hearing it from a KZbinr will carry more weight. Not a dig but a praise. Glad I found your channel.

[@BullockAndCompany]

Yes, SoFi Checking and Savings accounts are FDIC insured up to $250,000 per member. Joint accounts are insured up to $500,000.

[@user-wt6xr9qz5u]

American Express HYS account 4.35% and FDIC insured up to 250,000.

[@marthagichia]

Great message! God bless you.

[@seren07]

Hi Anthony- Can you touch on the tax aspect of having a high yield savings account as it pertains to interest accrued.

[@carmeusjacob]

I like Diacover bank because they have a high yeild savings account that rivals capital one and american express and the checking account has cash back like a credit card.

[@karenjohnson5793]

Hi Anthony, I’m new to your channel. Thank you for the information on the high yield savings and 5 of the bestFDIC insurance banks. I bank with SC Federal Credit Union with no savings but that’s about to change after watching several of your videos..it’s a blessing to have stumbled across your channel. I will start with snowball method.. Thank you Sir. God Bless You! 🙏🏾💙

[@MrMadCityFunk23]

As always you bring gems and tremendous value to your audience. Thanks for being an inspiration to all people!!!

[@jerrygregory4613]

I move my money from Regions to American Express High Yield account and I wish I would've done it sooner. My apy with Regions was 0.17 cents. Within a month with AE and my interest was 6 times more. Next going to open up an Emergency fund account.

[@cleancutwatches]

Thanks for this video. I personally use SoFi. No fees, no minimums, and i’m currently getting 4.3% on my savings and 1.2% on my checking. Been with them about a year now and so far so good. One downside could be the $1,000 withdrawal limit but i’m comfortable with them but always looking lol

[@user-up4zi1do6p]

You can only withdraw $1000 at a time?

[@ts8024]

Ive been on line banking since ING direct years, but not with them. The last straw was seeing the cents I was receiving on my 17k at a brick and mortar bank. Ive been with marcus/goldman sachs for years and i recently closed my miscellaneous capital one account and reopened another savings paying 3% interest.

[@frankellis9627]

I have 3 banks. Ally bank, Sofi Financials, and Navy Federal Credit Union. All with great rates 😃

[@jollysue6726]

American Express High yielded savings current rate 4.25. FDIC insured.

[@tatianal.williams9991]

I use Ally Bank. I’ve been rocking with them when it was $0.50% APY and it’s now $3.60% APY

[@richdavis5712]

Right there with you big dawg. Had mine for about 4 yrs now

[@BIG6BOXING]

Now 3.75%🤟🏾

[@Native722]

Ally have always been the top 5

[@deeinfinite]

I use Citizens online high yield savings. 4.25 APY, no fees and FDIC insured.

[@Becoachable]

Even though it does say $250,000 it’s only still a percentage of your money that is covered. So if you have $250,000 in the bank only 30% of it may be covered depending on the bank

[@PYTU]

Say what?! Which banks?

[@teri8991]

I’m a first time watcher & listener. Love, love love your interview content brother. I was deeply touched by Ms. Mignon Francois story as I listened last night. This morning the Lord awakened me at 3:06 AM, I got up to read His word, listen & pray. I have God given dreams to fulfill. ❤😊❤😊

[@billadams8958]

I love your message. It is accurate and makes common sense! thanks!

[@carolramos8350]

You’re videos are so real and motivating. You make me want to save! 🙌🏽💰💰💰

[@lmiller6675]

I have an American Express high yield savings account

[@waynebabb3336]

My biggest love of my previous comments is the key of AUTOMATIC transfers and then the most important key factor is DISCIPLINE of being. Yet, life is UNpredictable use/do what is best for you!!!

[@calina4258]

Hey Anthony love you. You are so knowledgeable, blessed and a blessing to all people. May God continue to bless and keep you always!!!!! Yes I have been with Capital One Bank for years. Very good bank. Even Wal-Mart keeps their money in this bank. Much 💕😘

[@anthonyoneal]

Thanks for sharing!

[@DanielTPeace]

Vanguard has its Cash Plus Account @ 4.25% through PNC. No Debit Card, but Bank transfers and bill pay. DCU has something over 6% but requires too many hoops to be jumped through for membership.

[@msmoenergydet]

Is that Money Market too?