2024 Budget: Is Modi Government Listening to Bharat? Top 3 Issues Explained • Srikumar Kannan

2024 Budget: Is Modi Government Listening to Bharat? Top 3 Issues Explained • Srikumar Kannan
#Budget2024 #Budget24 #Modi #NirmalaSitharaman #Tax #Budget
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00:00 - Intro
02:30 - Middle class expecting relief from Modi 3.0
07:55 - Introduction of GST
11:44 - Fiscal prudence compromised in Congress ruled states
13:26 - Kerala policies
18:17 - Expectations from budget
27:49 - India’s Crude import
29:43 - Coal scam
32:58 - Abolishing personal income tax
40:35 - We need to encourage entrepreneurship/small business. People should come out of Nehruvian socialist mindset of govt jobs
44:56 - Get innovative
48:16 - Is there a way possible to tax Agri income above say 50 lacs without impacting election prospects?
49:16 - Middle class is also disillusioned due to abysmal civic issues for middle class
52:49 - How about government allowing exemptions on capital gains for investing in startups and R&D?
53:48 - IT return submission can be weigh for those above 65 years
56:23 - At least government should stop taxing savings
58:15 - What is the problem for govt to increase fixed deposit insurance cover to 10 to 20 lakhs?
1:02:05 - What the deal with Central board cancelling NEET PG exam 12 hours before the exam?
1:03:22 - How will absorbing personal income tax affect DBTT?
1:04:38 - Completely abolish taxation might be oversimplifying
1:07:53 - Image - Deficit Trends

[@jayanthsavkoor806]

I fully agree with Padmanabh Shenoy. On Medical expenses, GST should be totally exempt. Getting medical treatment is not a luxury treatment, but a necessity without choice

[@electricalconsultant409]

I'm a middle class, since 1990, still thriving on Bajaj scooter, maruti 800, either saving , investment to avoid tax, fighting inflation. On other hand business community using CA, to evade tax, driving BMW

[@rakshithyadav3967]

For FY 25 fiscal deficit would be 4.9%. Gov can start reducing free food to 80cr people slowly atleast now.

[@ganesh9212]

Then Rahul will come and say I will give double. He will get votes of all beneficiaries

[@eternalthoughts-wu5lo]

U R wrong bro...a patient recovering from diseae like poverty ust get enough nutrition so that he will not sli into disease called poverty again....PM parliament mei opposition ko diya ye javab ...Pleae listen to Modi Bhagvaan bro

[@ramadurainityakalyanam6343]

Very good ides Srikumar ji and Shree ji, hope finance minister is persuaded with these

[@bodhinkn3172]

Sir in Kerala all ministers have 20 or so staff and every staff complete 2.5 years of service is eligible for pension, and the staff will change every 2.5 years. Pay revision in Kerala is every 5 years, every government employee gets a salary hike in 5 years. The KSEB Electricity board gives a salary hike without consulting the government and ratified after a year or so. Many more funny/ sad rituals in Kerala. I suggest you invite TG Mohandas to describe the facts.

[@madhuupadhyaya8135]

It’s certain that the Opposition will never allow the parliament to function . Already a rowdy, they are wounded and vicious this time. Unprecedented scenes will be on display. All debates including the budget will be drowned out.

[@jondoe2641]

BJP had 10 years to implement reforms. Now the entire country will bear the brunt of these rowdy opposition parties.

[@chrissingh4730]

The Government has to find a way! It has majority votesz

[@electricalconsultant409]

Taxes are collected for social security, what are we getting in return? Nothing

[@padmanabhshenoy3924]

Rationalise capital gains tax and tax on dividends.

[@parthamukherjee968]

GST on medical insurance should be abolished.

[@MrKhabbu]

One nation one salary for all the politicians and their staff in all state assemblies

[@gowrishankarkn6499]

Wonderful sir. Politics super coated with economics was a game changer. Thank-you both sir. Excellent prognosis. 🎉🎉

[@padmanabhshenoy3924]

Health insurance premium has gone up 200%, while govt levies 18%GST. Govt does not provide health benefits to middle class but has the cheek to charge 18% GST

[@srinivasanvenkataraman839]

Health Insurance premium must be reduced and affordable to the common man.

[@venkatareddy6666]

Sr.citizens must be exempted from paying income tax become they hv 2spend lot for health &are short lived

[@chrissingh4730]

Now?? Didn’t they get enough warning?

[@padmanabhshenoy3924]

The 7 lakhs is a jugglery not a straight forward exemption limit.

[@surfer_silver]

Good job Pgurus ...

[@hemantjshah]

Abolishing Or reducing Personal Income tax will indirectly boost to GST revenue as more money in hand of middle class will make them spend more and increase in GST collection

[@MrKhabbu]

How does this puts more money in the hands of middle class. How many middle class people pay income tax

[@madhushankar545]

Middle Class and Sr.Citizens ignored

[@kradhakrishnan4879]

Excellent piece. Loved the insights.

[@preethachaudhury1390]

Allow an option of withdrawal of upto 50% of PF balance from the age of 50 yrs onwards, without assigning any reason or restrictions. After all it's their money. They must have the right to choose.

[@prasannasubbarao8270]

Upto 10Lakhs no personal Income tax and slowly year on year keep increasing the limit

[@KrishnaVittaldevBangalore]

As always, a brilliant session, highlighting Middle Class Owes in India. Excellent going Both SriJis Keep Rocking 🙏 Krishna Vittaldev Bangalore

[@drthakker5]

We are tax payers since 1950s. But never receive any support from Govt.....

[@k.prabhakaran5504]

Sree Ram Seshadri will be the most appropriate and highly knowledgeable expert on Economics, Budget and TAX proposal matters having in-depth knowledge and analysis making. Sree kumar is only a general speaker and can talk on the surface matters only.

[@PraneshSR3]

Nobody is interested in teaching Lorenz curve. If people like him can preach economics in easy manner, everyone can understand. Just like -- from quadratic equation, is not about just equation. Rather one should be able to judge whether its solvable or not & whether it has 1/2/3 solutions to it. One of Economics nobel laureate used RCT in poverty. Not even a single economist proved it till he did it and showed the world that even if he didnt got it correctly, still RCT methodology can be applied in field of economics.

[@jayanthikeshav8224]

Very enjoyable discussion...thank you

[@skaifoundation8120]

🙏👍❤ It is good to have high hopes but educated people have to self reflect and do their part. My 2cents.

[@shubharao6351]

In most of the private companies, contract jobs are prominent now where the middlemen collaborate with the company management and there is no opposition by the puppet labour leaders about the inhuman conditions.

[@harishchotani2166]

All pensions including to MPs, MLAs and every one must stops. Its not democratic

[@electricalconsultant409]

These guys get away with huge money, but torture salary class. Absolutely right, middle class's if exempted from income tax, money goes to savings

[@paramagan]

Handling of economic issues?, The issue of COVID and world wide run away inflation was the main reason. Also mostly the voting pattern was around 55%.

[@kinni1966]

Most important is focusing on students discipline and prevention of anti social behaviour.....by making NCC / NSS compulsory sir

[@bhaveshrpatel5876]

Yes in 2014, there was that committee and was very well taken into consideration, penned for black money to be unearthed and digitization was priority. Which is been worked upon.

[@kannanrcbe]

To save IT, middle class invest in insurance and now there is GST on premium as well as tax on maturity amount too. So it looks government pushing middle class to pay tax in either ways.

[@ashoks5317]

Every should see Dr. Devishetty recent podcast with Smitha Prakash about Health Care allocation of developing India and also acute shortage of Nurses in India.

[@GeminiTS51]

Iyerji, do make your bit about coal import markups, SBI Chief and up to Adya portion into a separate video and upload. Many bankers in India would view it!

[@sudipmoulik5093]

No one talks about raising pension amount on the EPFO for Sr Citizens. The interest rate has come down on SCSS. Recently the FM raised the interest rate from 7.4% to 8.2% but most people could not take advantage of it because you have to take your money out from the existing investment of 15lakhs and for that 1% of the total amount would be deducted thus nullifying the interest rate rise. This is a very sly move by Honourable FM.

[@jayasrivastava6976]

Suggestion Sree Iyerji to get Sanjeev Sanyal on your show for a discussion on economic reforms

[@itsananthraj]

Sir it's a waste of discussion, unless Modi develops a spine to save Bharat.

[@dr.m.gopichandgopichand7214]

Exactly..no relief for middle class and tax payers

[@suchita52]

Shree Iyer all the monies that were made by govt from wheat sale & oil purchases are being used for prices coming down in fuel, what they used for so many emergencies or infrastructures being built. The govt has been at least open & gave info on what they have saved. US printed monies to give people but India didn’t & kept their fiscal within limits.

[@uchatterjee7912]

Thanks

[@suchita52]

GSTin petrol & diesel was not accepted by the states, so they also hv to come down to this decision. They hv received far more share of monies than they ever had in past more than doubled.

[@jaganathanmuthusamy6221]

Sir discussion and debate is good , can send this vedio to modi ji and Nirmala so they will aware of it about ground requirements.

[@shaileshrao6759]

I truly enjoyed this discussion . Keep it up. Good luck to Sree Ji and Srikumar

[@rajeswarichandran3266]

Shree kumar ji& Shree Iyerji , yr video are always very very informative... and you pick the relevent sujects that affect the common man on the street. I hope Modiji is watching yr videoes like this one and when the benrfits of yr suggestion to the Nation, he is interested and he wld take it up seriously.. You can not expect our PM to know each and every suject... he can take suggestions, doesn't matter where its coming frm, instead of getting ideas and plans frm, only the people around him. ..This usually happens that people around PM keep him " closed" around him so others who are intellrgent and progressive are not give access to PM... But our PM is smarter and hardworking to " jump out" of this kind of " closed well" .. I honestly hope PM meets up with these guys fr a "one on one" discussion... Jai Hind.

[@electricalconsultant409]

Yes TRUE, these shameless IT officer who harass NRE on their ITR filed, knowing they have no time. They have a agent outside IT OFFICE, who accept bribe

[@RajSadagopan]

Mr. Guru, web been in US the had process differ from state to state enormously. This is a reality

[@creativeidea53]

Government needs to raise nil tax limit to 7 lakhs and do away with today's 25000 tax rebate system.

[@venkom]

Sriji- End of the day, the income tax abolition is Subramaniyam Swamy’s idea. There is a bit of ego get in the way to make this happen. We all would love it, if the government did it. But, there is very little chance of government doing it!!

[@electricalconsultant409]

IT from salary class can be got indirectly from many ways.

[@maniiyer5558]

It is better to bring petrol within gst rule and keep liquor out of gst

[@pradeepsbistdehradunuttrak6308]

Tax is being paid on intt on Sr Citizens scheme, it was my saving and after investing in govt scheme, intt is taxable for Sr citizen.

[@VijayKumar-ub2to]

Employment, in central government undertaking in various states,70% to people settled in their respective states,30%to other people who have come from other states

[@ramadurainityakalyanam6343]

Sreeji and Srikumar very good video, hope your thoughts are well reached to bureaucrat nuggets ,

[@ramadurainityakalyanam6343]

maybe this will also reduce bribery for Govt services

[@jayanthsavkoor806]

Why MPs are exempt from IT? They r also citizens of India like us. They also should be taxed just like us on the income n also huge perks enjoyed by them. The concept of taxi g expenditure was first mooted mooted Charan Sing during Janata rule, by abolishing income tax. But those days in the absence of computerisation, it was not possible. Basic groceries like Rice, Wheat, Millets. Grains, Pulses, Edible oils should be totally exempt from GST.

[@chrissingh4730]

Pguru, you have to find a way for the relevant important government officer to take heed.

[@atmaram1038]

You are a science man, income tax is more equitable than indirect tax

[@ketanparikh4794]

Last week petroleum minster said to being tht in gst , wht was result rs per kag cng gas increased resulting min 40 to 50 rs increase. Now inflation will shoot along with interest rate

[@SriramSarma-ey6vt]

If petrol and diesel are brought under GST, private vehicles usage will go up leading to clogged roads and pollution.

[@balramnaidu5902]

Wow so nicely told sir.

[@ramakrishnaa5078]

Sreekumar jee The govt wants to increase the taxbase to increase the percentage to gdp as done in the other parts of world. But this can be done by reducing the rates of tax therby people will voluntarily file returns. This will help both sides A Ramakrishna

[@electricalconsultant409]

Beautifully said, we are people not just numbers to be squeezed

[@vidyarao7930]

Too much capital gain tax of 28 percent. Govt should increase the basic income up to ,5 lakes exemption. And reduce sales tax to 4 percent. And abolish surcharges .

[@hiteshdas845]

Very good explanation both the Sri s

[@jagadishbose4482]

Can you discuss how the Middle class people might have been helped ?

[@bhaveshrpatel5876]

All MP'S should be accountable to reach out to their area of representation

[@vijaysainath9691]

start with kanchipuram silks.. it IS a surely dying art. how long do you think these weavers would want their gen next to follow their skill

[@sethuravindran6831]

Have the petrobonds issued during Congress regime been repaid either partially or fully. This should get reflected in petrol prices incl thru inclusion under GST

[@pradeepsbistdehradunuttrak6308]

Yes personal income tax is too much for retirees my income around 6.81 and paid 43000/- tax, as bank retiree I pay 70000/- per year for 4 lacs medical cover, this is too much for us

[@bvvraorao9137]

Corporates who increase head counts should be given some incentives.

[@user-nx4ti8xs1o]

And BTW, I would be blunt in calling almost all Keralites are arrogant .. absolutely right. there may be exceptoins, but it is statistically correct. majority are arrogant

[@electricalconsultant409]

Dr Swamy, made a presentation on abolishing IT

[@aruniyengar5430]

He has been making that case for a while. I doubt if any government implement that unless they increase indirect tax on transactions. They must increase the collection base to include rich farmers who enjoy subsidies and reduce the IT.

[@chrissingh4730]

Someone Pleeeese inform the Govt

[@ritatejwani7887]

How about abolishing income tax and introducing BTT

[@PraneshSR3]

My suggestion (india is always a welfare state.) 1. S. 80C should be doubled -- ELSS and NPS only should be made under this section and remove insurance out of this section. Shut down EPFO as its not fulfilling the need of good returns when people know the only option being market linked returns. 2. Debt mutual funds should be made LTCG of 5% if kept for minimum 5 yrs with indexation benefits on par with Equity MF. That LTCG can still be compensated with govt academic instt or temple related activities or renovation as donations under Sec. 80G. 3. Separate section on Insurance part with cap on the premium amount. 4. RBI should ask for money and not the govt for clearing the debt. RBI will be happy clearing the debts. 5. Sec. 80G to be made compulsory on all govt health Institutes..... not to pvt guys at any cost -- if people want their taxes ro go to the public instead of govt. 6. Pension should be taxed at 5% on personal Income tax instead of taxing at regular available rates. This irritates pensioners as still they r being penalised once the day they take up retired life.

[@sthirunavukarasu]

Getting away with direct tax is good, but how will we control the hoarding of money and assess wealth generations. So there should be some check and balance, and it should be minimal percentage and maybe tax who earns more than 50 Lakhs to start with

[@hemantjshah]

Tax payers may be given privilege priority pass. Which can be in 2 or 3 slabs of incomtax bundled with privileges. This can be thanks giving to tax payers. It can also motivate payment of tax.

[@shrutiChandak74]

Namaskar Shreeji and Srikumarji 🙏💐

[@govindrajan5126]

Pavan Kalyan

[@ritatejwani7887]

Why can't we say GOI is our business partner who gives us facilities and we do business and share profits with them to make better infra etc for my business

[@GeminiTS51]

Iyerji, you should post your examples as separate videos! Then you channel would get wider coverage with shorter videos of titbits!

[@preethachaudhury1390]

The Finance ministry and Economists must find a way to abolish personal, individual income tax on income and instead taxes should be applied on purchases & spendings. This way those who are escaping the tax net by not declaring part or all of their income like doctors & lawyers, will perforce pay tax on their incomes. Corporate taxes should continue. The concept of HUF must be abolished under the income tax act. Same for donations to charitable organisations. These 2 are perfect avenues for tax evasion. Only donations to Central Government Funds like PMRF, Army Welfare Fund etc. must continue to get exemption.

[@traghavrao1945]

How are mudra loans not being talked about about.

[@atmaram1038]

Abolishing IT is Subramaniam Swamy concept. But only rich will benefit. Because indirect tax effects rich and poor equally

[@preethachaudhury1390]

The Government must facilitate self employment in the home food business - food trucks, a chain of takeaway stalls where fresh nutritious home food can be taken away by working people & students, community kitchens like ISKCON, Sudha Murthy, temples like Tirupati, Shirdi have, where people can come and have hot fresh hygienic, nutritious home food at reasonable prices. Large housing complexes with 300-500 flats could have community kitchens like the ones at luxurious senior citizens homes. The salaried classes are working for 10-14 hrs. daily. Often they are too tired to cook a proper balanced meal. Sometimes they order unhealthy food from unhygienic) restaurants.

[@neo2020vazhgabharatam]

Sir if we go with 1percent tax for initial slab then you get slammed for what is govt gonna do with that 1 percent why can't they even remove it

[@ganeshnetreya6855]

I think the politician who wore that shawl is Kishan Reddy from Secunderabad constituency, not sure

[@bmsrak6860]

GST should be levied on all Sales Transactions and it should include Land, Housing, Liquor, Petrol, Diesel, Gas. Keep Income Tax simple to 7-8% uniformly for salaried people earning > 5 lacs, with no tax for

[@sreenivasasastrypantula-mj5cz]

Though most Indians use the word prepone as an antonym to postpone. But it is not and there is no such word. It should be advanced. But may be overtime this new word may gain enough acceptance and become part of the Lexicon

[@bvvraorao9137]

Many evade tax byshowing income as agri income. This has to be pluged .

[@cyclopes968]

1% tax is a stupid move. Cost of verifying tax returns will be more than what govt gets. It's better to not have it at all

[@sethuravindran6831]

It is mentioned 1%tax should be prelude to bringing to 0%

[@sujthal5593]

Sir we expected a lot from Modi government, to punish the people who were known for corruption and they were not punished ,not taking strong actions. Why is when Rahul Gandhi goes abroad the central government should know where he going what he doing to whom he is meeting by 10 yrs why they did not do these things i am really suprised when they had a golden opportunity even now its not late

[@kunuseri]

But the concept of employment in India is that everyone wants a government job, go to the office, sit there and drink coffee, take breaks to smoke, etc. come back chit, chat and then it will be time to go home. This concept is not sustainable.

[@jjal07]

Assam also raised petrol and diesel rates. This regime doing the biggest doleouts. Have a study

[@seriousjoker8472]

Shut up Assam is BJP ruled

[@devanathandesikan2478]

Pensioners (senior citizens) should be taken away from payment of tax either on pension or interest on FDs. Middle class should pay only minimal tax say 1Percent upto income of Rs 10 lacs, etc. this would go a long way in freeing the mind of people and reducing stress. You please make a. Way for people who wants to pay on their own to the govt.recenue account .

[@GeminiTS51]

1% min. IT rate would give a weapon to the opposition to raise the emotions of present low salary earners against the BJP!

[@aruniyengar5430]

Karnataka increased taxes on petrol last week to make quick money before any changes 😅

[@ananthapadmanabhangopalan481]

Modiji should listen to people and attend to their problems than sitting in ivory towers and decide on numbers. Corruption is high that need to be attended as BJP as well as others are no exceptions in this. Efficiently attend problems should be the attitude by government servants. Reliable statistical data important. Statistical commission chairman Dr Barman suggested many things, in frustration he published his article in EPW.

[@harishchotani2166]

The Govt. Play of extracting from Middle class and distribution to poor with a flag of Govt. Care must stop. People in lower class do not deserve Ration with minor exception to Destitudes. This must stop coz lower class is very choosy on working as labour, and when want to work, the demand lot of money. There is a loot going on on the Toll tex collection. There are road, not worth the Toll, still coleecting Toll. Motor cycles, donkey cart, tractors, motor cycles and all that you can think of slow vehicles on Toll Road. Its sad, just collect and show development

[@swamypsr8026]

Modi govt fin team concentrates amassing money in its exchequer with heavy GST on household items and essential services putting the large section of middle class in severe hardships. Need to look into this grave situation and grant adequate relief in the forthcoming budget. This would give more freedom to throw out freebies to the greedy oppositions if they come to power next time

[@kannanrcbe]

Transfer benefits to all instead of farmer and women only.

[@bvvraorao9137]

Sir EMI culture indian middle income also entering debt trap

[@ravimakam2051]

I agree with Mr. Sree Iyer. Abolish income tax.

[@neo2020vazhgabharatam]

He said to prune not abolish😊