4 Assets That Make You Poor - Personal Finance in Telugu | Financial Planning |

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4 Assets That Make You Poor - Personal Finance in Telugu | Financial Planning | @KowshikMaridi
#debt #overspending #liabilities #poorchoices #debttrap #overspending #liabilities #poorchoices #wealthdrain #assetmismanagement #financialtroubles #wealthmisconceptions #financialignorance #lavishliving #luxurytraps #unwiseinvestments #assetdepletion #spendingsprees #moneydrains #wealthleakage #financialpitfalls #poorfinancialhabits #assetneglect #recklessfinance
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

[@jaishrimahatma9643]

1. Flats or Apartment 2. Furniture with a home loan or personal loan 3. Costly Car/Bike (car value should not exceed 50% of annual income) 4. Electronics ( Don't buy without requirement )

[@dasarisekhar1052]

డబ్బు ఎలా వాడుకోవాలో మన స్థోమత నీ బట్టి చాలా చక్కగా చెప్పారు కౌశిక్. థాంక్స్ ❤

[@mandapatinagaraju2303]

తమ్ముడు నేనూ మీ వీడియో చూస్తాను నా ఇమాజినేషన్ నీలో ఉంది నువు చాలా సూపర్ నీ వీడియో నీ మినిమం 100 మందికి share shestanu

[@linaskull2940]

Nuv enduku share cheyadam ..nuvve ilanti video cheyyi..

[@rajasekharjangam4999]

@@linaskull2940దీన్నే వితాండవాదం అంటారు

[@Nchanteur_007]

🇮🇳🚩 జై శ్రీ రామ్ జై శ్రీ క్రిష్ణ 🚩🇮🇳 కౌశిక్ నువ్వు సూపర్ నాకు చాలా డబ్బు మిగిలిoచవు నువ్వు కరెక్ట్ టైం లో నా కళ్ళు తెరిపించే వీడియో చేశావ్ నాకు చాలా అంటే చాలా డబ్బు మిగిలింది నీకు థాంక్స్ మై ఫ్రెండ్ నిజమైన భారతీయుల లాగా ఆలోచించి అందరికీ ఉపయోగ పడే వీడియో చేశారు 🚩🇮🇳జై హింద్ వందేమాతరం🇮🇳🚩

[@gollapudiphaniram255]

తమ్ముడూ, ఉపయోగపడే విషయాలు చెబుతున్నారు. మీరు చల్లగా ఉండాలి.

[@Arigelagopalakrishna]

కౌశిక్ గారు మీరు చాలా చాలా కష్టపడతారు. మీ ఇన్ఫర్మేషన్ చాలా బాగుంటుంది. మిగతా యువత వాళ్ల వృత్తుల్లో మీలా కష్టపడితే విజయం అందరిదీ జై శ్రీ రామ్ జై హింద్ జై భారత్ జై మోడీ

[@picl17]

You are a genuine guy. I believe you are not making videos just for money. That's is why subscribed. 👍

[@jyothirmaidivotimultivlogs9165]

చాలమంచి, విలువైన విషయాలు చెప్తున్నారు🙏🙏 vidios ఆమ్టే ఇలావు o డాలి, సమాజ o కోసం ఇలా o టి vidios ఉండాలి mechanel👌👌👌👌🙏🙏

[@veeraraghavareddy9509]

మానవ జీవితంలో ఇది చాలా ముఖ్యమైన అంశం . చాలా ముఖ్యమైన విషయాలు తెలియచేసిన తెలియజేసినందుకు ధన్యవాదాలు

[@ramukonki6566]

Koushik thammudu super good jop మంచి విషయాలు అర్థమయ్యే విధంగా చెప్పారు థాంక్యూ బ్రదర్ ❤

[@johnsonrinl674]

Generally what you said is correct but there are some exceptions. For a person who can afford only a Flat, loss/gain is immaterial. Such people are more in our society.

[@anjianji5018]

10k to 15k salary valla gurchi video cheyady chala madhiki share chestam please 🥺🙏

[@skpradeep120]

Idhi cheyaru... Becoz they don't know how to manazzz

[@k.bsuhasini9379]

8000-savings pettukondi 7000-expenditure vachelaga plan chesukondi House lease theesukonte idi avutundi PPF Health Insurance Term policy Cover cheyavachu

[@karthee2459]

Nenu Nanakramguda lo oka flat konna year2018, 75lakhs, 45sqyards UDS.(10floors) Ippudu akkada 1acre cost ,₹100cr. Next 30yrs lo flat old ayyipoyi , dismantle chesina kuda akkada High-rise 50floors vestharu same land lo. So naku big flat , without any investment istharu ,plus land UDS 25 SQYARDS vastundi. So ippudu nenu chesindi wrong investment ah, correct investment ah... Similarly, nenu second hand car konna 2022model I saved 2lakhs on that. Nenu cheyinche gold ornaments kuda local maker tho cheyisthaa , no gst , very less making charging. I save a lot on that.

[@mudigondamahesh5952]

happy ga paduko… alochinchakunda

[@Nainubaby2304]

మీ వీడియోస్ చాలా బాగుంటాయి, మోటివేషన్ చాలా ఉంటది. థాంక్యూ సో మచ్.

[@ssvsnk.pallamraju5245]

1.Flat 2.Furniture 3.Car 4.Electrical

[@a.kirankumar1732]

All calculations are wrong for flat I bought a flat for 35 lakhs in Kukatpally in 2014 after 10 years long stay now its value 70 lakhs now I sold and by adding 30 lakhs bought a new flat at Gated community for 1cr so that house helped me to get this new house

[@RajasekharKonkati-ww2rk]

If you would have kept in an FD it would have doubled in 9 years. IF invested in SIP the returns would have been even more,

[@gkngopi]

Who give loan to deposit in bank. If he bought flat without loan its wrong.

[@a.kirankumar1732]

@@RajasekharKonkati-ww2rk FD or SIP, I would not have got satisfaction of staying in my own House and rent savings of 24 lakhs added to this value, 20k per month is the rent.

[@kethireddy435]

​@@gkngopi​​who will pay our rents when we choose FD?

[@srikanthkonda6191]

Super.... video... ఈ విషయం అందరికీ తెలిసిందే... అయినప్పటికీ .... జనాలు ఇవే తప్పులు చేస్తారు....

[@radhakrishna5916]

Thanks to Mr.Kaushik For Good Analysis on Assets And Liabilities..and Guidance On Various Subjects.

[@Praniitanikhila]

Mee laga advice chese vaallu chala takkuva bro.u r really great.

[@mastermvk2]

ಉತ್ತಮ ಹಣಕಾಸಿನ ವಿಷಯಗಳು. ಸರ್. ಸೂಪರ್ ವಿಡಿಯೋ.

[@DRAJUProductions]

Thanks brother nenu TV కొనాలని అనుకున్న కానీ ఈ వీడియో చూసాక ఇన్సూరెన్స్ తీసుకుందాం అనుకుంటున్న

[@jolapuramsudarasanareddy7819]

Tv eppudu konali

[@mohank1157]

Sir insurance tesukunela untey naku contact avvandi. Nenu advoiser ni sbi life.

[@samhithagradcma9069]

'4Assets' which are liabilities in real: 1. Flats or Apartment 2. Furniture with a home loan or personal loan 3. Costly Car/Bike (car value should not exceed 50% of annual income) 4. Electronics ( Don't buy without requirement ) Finally, opt for Term insurance by checking the company's Client settlement ratio & Solvency ratio

[@akotireddy]

Flat or apartment is not always liable. 1. If my budget is 60 lakhs, I have to buy apartment, to buy independent house I should have atleast 1.2 cr that to 20-30 kms away. 2. I have 3 flats, 10%, 20%, 18% xirr including rental value. People who bought in same apartment after 1 year is having half of it. It matters how early you realise the opportunity and catch it. 3. In India expected returns on flats is 8% on average, in Hyd it is 10% including rental income.

[@shivanandapandit8691]

After I can see your comments I stop watching I save 18 mis thank you 🙏

[@posaniva7595]

It is more benefit if you mention about real assets which are increase the values

[@manjulapaga5053]

Sir I have a doubt please give your contact number

[@rajivkode2532]

Sir we have huge respect on you. Pls dont become commercial and stop promoting the insurance companies directly by getting benefitted from them.

[@ampolulokanadham9458]

Very goodbrother, కరెక్ట్ గా చేప్పారు.

[@sandyagudur1712]

Bro chala baga chepparu this is useful for many lower income people

[@mohanaraodunga5798]

ఈలాంటి వీడియో నేను నా జీవితం లో మొదటిసారి చూసాను. చాలా కనువిప్పు కలిగించే లా ఉంది. confusion లేకుండా చాలా క్లారిటీ గా చెప్పారు. Thank you so much sir

[@venubethi6780]

Really Thank you so much Anna❤Your Advices make more Stronger...😊

[@suryanarayananimushakavi8475]

You are educating people (particularly who are unaware of financial and other government regulations) through your videos. Very nice Keep it up God bless you

[@a.tthanmaigamer8315]

That's why we brought 2nd hand alto car under 3 lakhs just 2 year old. And local furniture just under 20000 .

[@RaviralaPrashanthkumar]

We watch these and are surprised wether we learned these things or not when we are in school . Thanks bro you are doing great job

[@athmakuripochamallu324]

Wow sir 🙏 madhyatharagathi valla sthomathku minchi karchu pettevallaku chakkaga chepparu waammooooooo

[@paparaoduvvada2732]

Sir మీరు చాలా బాగా చెప్పారు సూపర్ నమస్కారం

[@drganeshkambli3121]

Very nice information. Every body should know about this technique ❤

[@narendergoud9789]

అన్న గుడ్ మార్నింగ్,

[@mosalikantivenkataramanara9604]

Finally you are promoting your insurance policies. How many Indians can afford independent houses. One has to agree that buying a house/flat is not beneficial financially, but it is the basic necessity. If one can go by your theory spending money on food is also waste. One cam go for begging and save that money on food. Roti, Kapada and Makan are basic necessities of a human being. No calculation will apply on these 3 things. Finally you are projecting your company is much bigger, greater and reliable than LIC Of India, owned by GOI and is in this country for the last 8 decades. How old is your company, However i appreciate your efforts in promoting your products under the guise of investing in Profitable Assets. By the by do you own an independent house in any of the metros you are living, just only for academic interest. Anyway all the best. I am a retired Banker in a senior management position from a Public Sector Bank.

[@prathyushadear]

Sir buying gold jewellery is worthy or not sir plz make a video regarding that 🙏

[@harinaidu9730]

Best KZbin channel bro TQ so much for helping common man keep it up God must give u best 👍💯 health👍

[@గోవిందునిస్మరించండితరించండి]

చక్కగా చెప్పారు సార్ God Bless You Always 🙏

[@santoshkumarjangam983]

Gud mng Kaushik ji pls tell which tv are you using to Demo.

[@SR-yk6ov]

Kaushik most important thing you forgot Stocks/Crypto also like apartment if we not think wisely beforr buying that will become a liability

[@johneleazer9735]

Truly Freedom App n channel are middle class friendly❤❤❤. Your advise is precious.

[@Rocky69617]

Thankq so much sir 🙏,,,chala mandi channels petti aa ph bagundi e phone bagundi I phone bagundi ,,addam pedda ga undi charger undi adi undi edi undi sollu cheppe channels kanna meee channel valla financial growth yela increase chesukovali anedi chala clear ga vivaristaru ,

[@gopik1724]

All your suggestions in this video are really super. More over, relevant to today's lifestyle. Your suggestion to buy a land instead of an apartment ( hopefully, you are talking about second one after home ) is Ok. But people are in the view that investment means land. They are keeping 3rd, 4rth, 5th .... On only land. So, paddy lands are getting converted into real-estates which is not good for the economy. I follow you and you are doing great work . Consider my small suggestion.

[@sairao5246]

Kousik garu.mee video chusi freedom app nundi stock market subscription tisukunna.kani meru cheppini vidanam bagundi.kani stock market course anta explain Ledu.

[@tech.guruelectronics5149]

FULLY INFORMATIVE AND WE GAIN SOME KNOWLEDGE ON THE CONCEPT OF (4 Assets That Make You Poor - Personal Finance) THANK YOU SIR. ONLY ONE DOUBT.. IF WE ALIVE THEN THE TOTAL MONEY WE CAN WITHDRAW OR NOT PLEASE SAY ONCE AGAIN.

[@swathibammidi6411]

Sir as you said we also bought land in blore. After 17 years it dint grow. But my frnd bought 65lk apartment after 17 years when I want to buy now they r saying 1.50 crs. What do you say.

[@VijayRaja-co3if]

Brother The villa shown in the video is great. Can you share the original source. Want to construct something like that. It’s a beautiful home.

[@dondapatisrikanth2510]

Anna super ga explain chesaru. very usefull informative

[@TBxAizen]

Anna.... Now days lo Kuda intha clear ga Bhale cheptunnaru..... Thnk you so much. Ma manchi gurinche Kada.

[@jamatarasuryaprakash1470]

Good morning sir super explanation sir but your not tell buy an insurance advisor benefits so you think insurance advisors self employment I AM LIC ADVIZOR ADVISOR ADVISOR

[@kb6914]

Super bro... Nice awerness... About money manegement. Really good.

[@ourbeautiful2825]

సూపర్ సార్ మా రైతులు ఎలాంటి బీమా లాంటివి వీడియో చేయండి

[@sailukola5483]

రైతులకు ఉపయోగపడే సూచనలు చెయ్యండి

[@Vaibhav_Mendhi]

Very informative video Koushik Garu

[@sivaprasadkota5909]

VERY GOOD TOPIC SELECTION AND USEFUL NARRATION WITH GOOD EXPLANATION AND EXAMPLES. SHUBHAM

[@raghuvamsiu1287]

Thanks for the information sir.🙏🙏🙏 I have subscribed today.

[@Worldaigenerator]

Anna tell me please, Rental agreement interest calculation process examples Nobody can't tell , please help me give me information.

[@satishlingala321]

Nice video....thanks for saving me from big billion sale

[@Praveencapri]

good one...women especially house wives, newly wed women must watch this, they fall for marketing and so many other traps. stop pestering your husbands, just because your neighbor owns a car etc. live simple think high

[@satyanarayanamurthy4614]

100% true

[@హేమావతిటెక్కుపల్లి]

చాలా బాగా వివరించారు అన్నయ్య

[@veeravallimohanbabu9117]

Koushik గారు consumer forum lo case ఎలా ఫైల్ చేయాలి. మాకోసం ఒక వీడియో చేయండి

[@SongulGizem]

🏏 Definitely considering it, especially with cricket season in full swing. Could use that bonus for some extra bets

[@subbarao921]

Good information bro ur every video iam watching every video have message financial related. tnq

[@SantoshiSantoshilakshmigudivad]

Anna nenu painter ni na peru ramesh mi videos anni chusthuntanu chala baguntai naku fanance problems unnai anna naku koncham help chesatharani korukuntunnanu plz kowsik anna

[@bharanikp]

Investing on flats that too second hand flats is worthless, totally waste of money 😂😂😂

[@bnayaksen4674]

Thank you for your most valuable information

[@rameshgoudbommagani4788]

సూపర్ అన్న మీరు నిజాయితీగా మాట్లాడతారు ఎవ్వరికి బయపడలేరు చాలా ఇంటలిజెంట్👍

[@a.surendrababu2698]

Anna Navi personal loan app lo processing madhyalo like For example 24m ki EMI Started date 2023 - 2025 kala Clear avali kadaha but 2023 nunche 2050 ki chupestunde Anna .. komcham explain chyva..

[@saikrishnayanakandla8300]

Some builders are pricing flats at 1-1.5cr in towns like Kurnool. But still people don’t think the loss of buying flats for such higher prices in future

[@stevensir16]

Very good vedio, way of educate the citizen very very nice brother.

[@kashyapvideos1290]

Baga chepparu.ela chesina okko month chaladu.pillalu fees es avi.deni overcome cheyatam ela

[@sunnyram6714]

Bad assets 1. Apartment 2. Furniture 3, Cars 4. Electronics

[@MakarlaR]

Nuvvu super bro.. I liked it... Naaku oka manchi advice itchhavu.. How about sovereign gold bonds??

[@rajakumarkeelu9449]

Sir, your presentations remind me of a journalist we used to see in childhood, who used to be the host for portraying any message in a way that sounds suspicious and increases curiosity.

[@g.anjalianju9749]

Thank you for the valuable information koushik garu❤ your way of explanation is super

[@satyaraavvu7143]

Nice expression plantation

[@jaruknath6114]

Agreed about housing,car and electronics but you might have inflated value of furniture. 6x6 bed 3 lakhs enti bhayya ?

[@user-tx7zk1yo7d]

సార్ ఆన్లైన్ గేమ్స్ ఆడే వాళ్లకు టాక్స్ ఎలా కట్టాలో చెప్పండి సార్ మిమ్మల్ని ఎప్పుడు నుంచో అడుగుతున్నాను వీడియో చేయండి సార్

[@SunaNezaket]

🎉 That’s a smart move! More friends on board means more fun and extra bonuses to go around. Let’s spread the word

[@vijayaykumaripentapalli5418]

Tnq brother most valuable info.. 💐💐💐💐

[@KrishnaMTS-bn2lb]

Extraordinary Explanation Thanks

[@bhuvanahoney9273]

Very well explained.. thankyou so much brother.. please do more vedios like this..

[@srinivasaprasadg91]

Is there any term insurance for 60 Years aged retired persons? Or alternative for insurance - please guide us.

[@dr.shaikghousebasha8886]

Can please suggest which company term insurance is best.

[@skumar-zz4qz]

Where you invested in flat also matters. I purchased flat in Covid time cost around 50L and now it’s cost around 80 - 90L. Rent before Covid 20K now it’s 35K. Now it’s difficult to get flat in my area below 80L . My EMI 35L equal to my rent 35K. In future rents will increase 35 k to 40..50k but my EMI is same throughout tenure

[@satishreddy8812]

Anna nenu 3 months nunchi oka problem face chestunna Anna Nenu odisha lo bike konnanu adhi andhra registration chepiddam ani akkada old owner nunchi transfer pettinchanu kakinada rto ki. Na name midha ap transfer pettadaniki 12% niku cost pay cheyamannaru nenu adhi kuda pay chesanu. Adhi nenu January lo chesa ippativaraku naku transfer avvaledhu adugutunte 2022 taravatha process maripoindhi ani cheptunnaru so dhani process emanna konchem video cheyandi Anna na bike 2022 model. R15 m

[@varaprasadsala5420]

Meeru cheppe vidhanam baguntundhi

[@drdarajyou]

Kowshik garu, pl.suggest a health insurance company for Pre-existing Disease pl.

[@SrinivasRao-xv3no]

Good information sir thank you so much

[@prabhupdv5797]

Super good Mesege Khoushik garu thanks v much🎉❤

[@kamabagirianimi773]

Very good suggestions brother 👍👍🙏🏻

[@suryak4224]

Most of these financial calculations works only on paper... 👍

[@vijaypeterreddy1237]

Take insurance through known agent, not from online. Reason: if you passed away/ any uncircumctance online doesn’t know or help. But known agent will help you at the time of claim.

[@vanipothula9373]

Kowsik.. mana house lo husband ki term insurance kakunda wife kuda term insurance tesukovala??

[@pathipatinarasimhulu9135]

Super message brother 👍👍👍👍

[@VegesnaPrasanthi]

Meru very manchi ideas s upar, excellent ga cheparu.meru vivaranga chebuthunaru. Very nice. Thank you very much.thank you so much . 😊😊

[@VegesnaPrasanthi]

😊 😅😅😅

[@vishalasher]

Pls make video on money lenders doing business of daily finance, how much anyone gain/ loose money on taking money on daily finance money

[@ravindraenduri7469]

Please explain about soverin gold scheme in detail

[@sobhanbabu4984]

Thank You for very useful information

[@sureshbabu-xp4xb]

What is the speciality in getting back 3 L premium? Lic gives back entire premium with bonus.

[@rajeswarid8162]

Well said brother,👏 helpfull