I got approved for the chase freedom card thanks to your excellent information
@leeuniverse Жыл бұрын
While these are certainly "better" than the standard "Hard Pull" no matter what, I want to KNOW what my Credit Limit will be and ACCEPT it BEFORE I get a Hard Pull. This is how credit should work.... I find it unacceptable that you're punished, aka Credit Report dinged, when you DON'T get anything for it. Medical shouldn't be on credit reports at all, and neither should you be punished for being a "wise shopper".... ONLY with Credit Reports do you get punished for being SMART, for Shopping around. BTW, I wish these videos and the "success story's" would state their INCOME.... because that makes a BIG difference on if approved and for how much, whatever the scores are.
@callmeNeno Жыл бұрын
Come back to Sunday nights live streaming!!
@calbarton Жыл бұрын
Hey Neno! I've been thinking about it.
@SenorJuan20239 ай бұрын
@@calbarton Do you have a list of cards that don't charge criminally high interest rates?
@subkommander9007 Жыл бұрын
You pre qualify then Amex say GTFOH!!
@shereebailey8958 ай бұрын
😂😂😂🤣
@1776Based15 күн бұрын
Yep, even with a 768 credit score
@biggthirsty20898 ай бұрын
U also need credit history, and credit limit amount has a huge impact on getting approved
@frank2bad7 ай бұрын
You dont add that for Novo. Its easy to create account but you will not get the 75k unless you have the account open for 6 months, you need to have income for your business and they will approve you upon other additional factors.
@ttvnelson31023 ай бұрын
Thank u very much family 🙋🏾♂️
@williamprice39297 ай бұрын
Watch out, Ebay and Amazon both claim soft pull pre-approval, they in-fact both do a hard pull; false advertising.
@Robert-lr3wr7 ай бұрын
Sofi gave me a card $3500 then for no reason lowered my limit to $1000. I no longer carry the card,its in a drawer and gets used very seldom
@thefirm9679 Жыл бұрын
Good Meaningful Educational Content
@floreniabarton Жыл бұрын
I miss him too 😢
@orlandonunez576111 ай бұрын
Sofi says on the website will pull a report hat may affect the credit score
@Mr51Caveman10 ай бұрын
I have the 3 big Credit reporting agencies froze relating to my files. And I have a very high score i.e. 800+(and I've had that for a number of years). So I have been playing the "credit game" for years now. I have a 100K+ income (which will NOT reduce as long as the government is still printing money!) I have MULTIPLE Card issuers asking me to get their cards. I have about $200K in "available" credit with practically NO balances on them. The question is should I take these folks on and get more Cards i.e. more "available" credit? I don't actually need the credit. I'm not starving.
@mr.elegance68899 ай бұрын
Why not use that credit to built assets and just ask for credit limit increases? You already have a relationship with your current cards I'm not sure they won't deny you plus most likely they won't do a hard inquiry since they already know you but it depends on the creditor
@Mr51Caveman9 ай бұрын
@@mr.elegance6889 I guess I could but what would you suggest? I have a number of offers (pre-approved) including that "Black" Visa with an ungodly annual fee. At one point I was looking to get into the Millionaires Club of available Credit but I just don't want that many cards. I buy precious metals here and there. I think I'm too old to get in the Markets. That's a long game and I didn't listen to smart people back in the day.
@mattskord9178 Жыл бұрын
Will Amex refer to my previous application if I’m denied and request the next month?
@SuperLeonard710 ай бұрын
What credit monitoring services do you recommend for those looking to monitor their credit scores ?
@danperez39707 ай бұрын
Credit checkt total. Basically Experian. If you happen to have multiple debit cards and have one you hardly use...use that card for account sign up. It's $1 or free for 7 days, but once account is set up. IMMEDIATELY cancel the membership to stop recurring payments of $24.99. Rinse and repeat this process and essentially you're getting 3 bureaus reports for $4 a month with FICO score updates. Can't beat it! Ofcourse it does only Experian daily updated scores but you can get the weekly Equifax and TransUnion as well with FICO's.
@voncarr6521 Жыл бұрын
Were is the link ?
@KensharaJanel6 ай бұрын
bro you lied on your thumbnail you just saying some bs tell the truth
@frugalnature4326 ай бұрын
How so?
@PhoenixDawnX775 ай бұрын
@@frugalnature432it only has room to say GUARANTEED approval. Then when you click on the video, it adds "or no hard pull". He did Clickbait intentionally.
@betsycasado99316 ай бұрын
All these videos to help you or guarantee acceptance for a credit card even with poor or bad credit is bull.
@frugalnature4326 ай бұрын
How so?
@kingmae38088 ай бұрын
Will venmo show me what credit limit i am approved for.
@SuperLeonard710 ай бұрын
What credit card do you recommend for someone with a credit score of 500 that's trying to rebuild their credit. ?
@602xPHX10 ай бұрын
Secured cards to build relationships with the banks
@frugalnature4326 ай бұрын
Secured cards all the way.
@1776Based15 күн бұрын
Try Discover it secured card.
@jeremiahstewart9221 Жыл бұрын
Got my AMERICAN EXPRESS 🔥
@calbarton Жыл бұрын
Nice! Congrats
@Kevin-bl6lg11 ай бұрын
Nice. Centurion is a different level.
@rambosidi7634 Жыл бұрын
Yep
@214caseymack4 ай бұрын
Does being self employed affect anything?
@bradchervel52024 ай бұрын
yes it means denial
@enkitechtiendaonline20343 ай бұрын
Create and llc and boom your can be the employee of you business
@214caseymack3 ай бұрын
That's the way i was looking at it but Most applications that I've saw that ask will also ask do you own over a certain % of the company listed. @enkitechtiendaonline2034
@CharleszettaHollerway Жыл бұрын
that's not true PayPal put hard inquiry on my credit
@calbarton Жыл бұрын
did you get approved for the card?
@artdcaguy7 ай бұрын
Hmm this seems like scam websites
@bweekzzz12 ай бұрын
Total clickbait.
@k.williams49254 ай бұрын
Lol click bait. Didn't watch it because of it. If you are talented, you don't need click bait