4 HIGH-YIELD DIVIDEND EXAMPLE PORTFOLIOS: MAX YIELD, DIVERSITY, RETIRE, NAV-EROSON PROOF || YIELDMAX

High-yield dividend Investing, Yieldmax, Defiance, Roundhill, CONY, AMZY, MRNY, FBY, PYPY, TSLY, OARK, APLY, NVDY, GOOY, NFLY, DISO, MSFO, XOMO, JPMO, AMDY, SQY, YMAX, YMAG, MSTY, ULTY, YBIT, CRSH, GDXY, QQQY, JEPY, IWMY, XDTE, QDTE, YBTC, YBIT, GDXY, CRSH, KLIP, SVOL
Khmer's Discord: discord.gg/K4bPMQjmrg
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[@SoCalStevo]

Help me earn my RobinHood credit card! Just sign up for Robinhood Gold (not the credit card) with my link, this is not sponsored: robinhood.com/creditcard?referral_code=50cf1830

[@gatorhomie21]

Keep up the great work. At $500/Month right now. Can't fathom $30k/month. Will get there one day

[@mmabagain]

How much is return of capital ROC?

[@Killerpoet-rm3oj]

This was the best honest outline I've seen yet. I have changed my entire life with these ETF high yield divs. Thanks again Stevo, as always for your hard work.

[@SoCalStevo]

Welcome and thanks!

[@blu3cobra]

option 5 buy all of these

[@sizwedlamini8588]

$259,090 invested. I like solving math problems. Another Great video SoCal

[@VllKlNG]

Great job explaining the mindset of an income investor vs stock investor. Looking forward to hearing about ROI investing.

[@SoCalStevo]

You got it!

[@RichardAkin-qj6xt]

The option: 3 was a little unexpected, you are correct these funds have had no NAV erosion, but they are high risk and I would wait for the share price to move down some before buying into these. If you're just starting up a ultra high yield portfolio it would be safer to start with YMAG and/or YMAX. My favorites are: NVDY, IWMY, FBY, CONY. Thanks great video!!

[@user-gr7bc7rh4h]

Ótimo ativo 👍

[@lanellgranger1920]

Really good video! Great Job! You have such an even approach and presentation. Thank you!

[@SoCalStevo]

Wow, thank you!

[@crisharnden]

Keep up these videos! I’m experimenting with high yield dividends and these videos help

[@SoCalStevo]

Thanks, will do!

[@gordoncorlette2730]

Steve, Great Videos! It might be good to remind listeners that to use your dividends ( starting at option #2), then you need to turn OFF the reinvesting the dividends ( I think) prior to the Ex Div date+1 day.

[@bernardclements]

Excellent video 💯💯💯 Very well presented 😃😃😃

[@SoCalStevo]

Thank you! Cheers!

[@inquirer1016]

Wonderful video, well explained in simplified form. I like MSTY, CONY as top two. As for fear of NAV erosion, TSLY is a prime example having gone through a reverse split and afterward dividend still declined. Can't blame some folks for being skittish. My philosophy, stick with best and forget the rest. I just subscribed.

[@SoCalStevo]

Thanks!

[@dougcarnall]

Excellent breakdown 👍 Thank you

[@2ryan_X0]

This was the best high yield videos for a beginner like me to see … thanks Stevo

[@SoCalStevo]

Glad it was helpful!

[@cliffdariff74]

Nice breakdown...Keep it up SoCal.... just subscribed.

[@SoCalStevo]

Thanks!

[@lifeisgood1488]

great video, thanks Lovely yorkshire on background.

[@SoCalStevo]

They are the best!

[@AntBoogieWorld]

I like the vibes! I been into income investing for years I will be checking more of your videos

[@SoCalStevo]

Thanks!

[@Sandeepkr09]

Simple explanation with lots of valuable knowledge..

[@SoCalStevo]

Thanks!

[@digepix]

Your best video Stevo!!

[@THR790]

Thank you for the video I like the way you explain the payment options.

[@SoCalStevo]

Glad it was helpful!

[@kevbutler81]

New sub here 👍 I’m currently in the process building a retirement portfolio, I’m aiming 5 years to the final early morning alarm your info is very helpful 👍

[@SoCalStevo]

Best of luck!

[@davidallen8806]

Dude this was killer.

[@SoCalStevo]

Thanks!

[@larryharrison4408]

Another great video, I still like your approach very refreshing, Thanks

[@SoCalStevo]

I appreciate that!

[@raymondchao6146]

Man you always produced great video Stevo ❤it

[@SoCalStevo]

Thanks!

[@Qpalzmcreehay]

Really good stuff. It's really nice seeing a detailed explanation like this. The math is straight forward and to the point. With different options. Pun intended. . . thank you. You just got a subscriber. With all notifications on.

[@SoCalStevo]

Thanks!!!

[@cp-gz8lz]

I love this channel !!!!!!

[@SoCalStevo]

Thanks!

[@tuatara80]

Thanks for such wisdom, Sir.

[@SoCalStevo]

So nice of you!

[@SunBitSynergy]

super chill and neutral way to explane everything.

[@SoCalStevo]

Thanks!

[@atimko123]

I like AMZY for Nav stability, buy & sell MSTY on bitcoin valley & peaks...and or buy day after x-div day. Also have been selectively moving some funds from first week x-div to mid month x-div funds to dip in 2 dividends(distributions)/mo. ❤ YieldMax!! GR8 video...thanks!!

[@SoCalStevo]

You're welcome!

[@kevinsellers7566]

Thank you Steve.❤❤❤ Your videos are so helpful.

[@SoCalStevo]

So glad!

[@swenpintat7331]

I would do it like this ymax, svol , spyt, qqqi and pffa ! Take 8 percent for u and living ! The rest dripping 🎉like utuber armchair income

[@paullemko9494]

Wow, I was your 11th sub last week! How are you over 1k already? Guessing there is a lot of interest in high yeild divident payers, its good to be early

[@SoCalStevo]

Yeah I'm pretty amazed too!

[@cliffordhussey8549]

I liked your options or choices. I have a similar thought process.

[@TChalla007]

"Compound interest is the eighth wonder of the world" - Albert Einstein.

[@bernardclements]

Agreed 💯💯💯

[@MuzixMaker]

Exponential, my dear Watson.

[@PittwaterMowing]

Great information just subbed 😊

[@SoCalStevo]

Thanks for the sub!

[@Suzy-LSI]

Good clear overview

[@SoCalStevo]

Thanks!

[@bfalu87]

I'm more interested in the dividends compounding vs the stock price compounding.

[@skynet251]

Thats where the growth happens at a fast pace

[@dougcarnall]

Congratulations on over 1K subscribers 🎉🎉🎉🎉🎉🎉🎉

[@SoCalStevo]

Thank you so much!!

[@bankashvids]

Good information. Thanks!

[@SoCalStevo]

Welcome!

[@genenehopkins5085]

Thank you. This was very helpful.

[@SoCalStevo]

Glad it was helpful!

[@_Oilspill_]

excellent work

[@SoCalStevo]

Thanks!

[@timfoley9948]

I'm always leery of people who don't care about total return and have no benchmark to measure performance. I find many high yield investors actually underperform the S&P500 and therefore would make more money just buying the index. This is particularly true when you factor in taxes on the distributions.

[@timfoley9948]

@@delbomb3131 Here's an example: You buy QQQY on the inception date. Including the dividends you'd be underperforming the S&P500 by over 5% during that time period and that's before accounting for taxes. And yet people seem to love QQQY even though they'd make MORE money just buying and holding SPY.

[@swenpintat7331]

Maybe some Spyi , jepq , realty income amd Main Street Capital ! I like also PBDC and RQI🎉

[@cliffdariff74]

Good idea adding O and MAIN... basic monthly pay with safe long term growth .

[@bandzzman1224]

THANK YOU

[@SoCalStevo]

Welcome!

[@thaisgoodwin3851]

Excellent content

[@SoCalStevo]

Much appreciated

[@jasonanderson5442]

I'm half way 15k a month off dividend both defiance and yieldmax

[@shawncol5488]

How much money did you start with and how long has it taken you?

[@jasonanderson5442]

@shawncol5488 I have roughly 280000 in different defiance and yieldmax started with tsly 4000 shares when it first came out just kept buying more on ex date when they come down

[@jasonanderson5442]

@shawncol5488 after watching this video I'm considering going into nav for the estimated 7k month gain I don't like debt but this does make ton of sense

[@kevbutler81]

Honestly I might try all 4 and see how it goes.

[@SoCalStevo]

the barrier to entry is low, you can try all of them with minimal investment and see which one you prefer over time!

[@kevbutler81]

Yeah that’s what I’m thinking, Start with 200 shears of each then weed them out👍 thanks for the info

[@kevbutler81]

I have my Canadian portfolio pretty much set at a very steady 14-16% with Canoe EIT, QQCC, YTSL and ENCC as my core. I’ll retire on that either way in about 10 years But 5 years is better and the American market is where it’s at! I’m Irish btw 👍

[@shawncol5488]

I maybe crazy for asking this, mostly because I've been investing for awhile and the new high yield ETFs are a bit sketch for me ATM. Although does everyone in this group feel that the funds talked about in this video will continue to perform like this over say the next 5 years? Curious to see peoples answer, thank you in advance!

[@SoCalStevo]

There will probably be variance in how they perform but as long as I reach 100 ROI I'll be satisfied.

[@JohnyBTC]

Just thought of something, overall a great video, in your diversification section it wouldn't make sense to do both ymag and ymax-they have 100% overlap. You should just pick one or the other in that situation.

[@SoCalStevo]

That's fine too.

[@robertschnitzius3108]

I've been advised not to go over 3% of my total portfolio with Yield Max and/or Defiance funds as I'm nearing retirement. Curious as to what percentage you feel comfortable with.

[@SoCalStevo]

The vast majority of my investments are in real estate. The more research you do in these funds, the more comfortable you may become in using them. Remember it's your money. Take what your financial advisor says into consideration, but don't take it as gospel.

[@vik3ings]

great vid

[@tamarraj]

How do you account for the ordinary dividend income? Do you just set aside an estimated percentage to pay the taxes?

[@SoCalStevo]

exactly, set aside some for taxes

[@Sandman_galaxy]

Great video

[@SoCalStevo]

Thanks!

[@estherch8394]

Have you done the calculation high yield dividend vs high growth with low dividend for 10 or 20 years? Which one will be earning better?

[@SoCalStevo]

Not yet, but others have done it like Dividend Bull on youtube.

[@Steelersfootball45]

Which ones are you invested in ?

[@SoCalStevo]

Yieldmax and Defiance funds.

[@kevykev2]

Just hit 30k in portfolio value 😅

[@SoCalStevo]

Killin' it bro!

[@barbaranigh2128]

Do you drip your dividends or do you selectively choose another fund to buy with the dividends

[@SoCalStevo]

I don't auto-drip, I try to judge the performance of the funds I have an eye one and buy whichever has more potential for a high distribution.

[@mattthompson3656]

Thanks!

[@SoCalStevo]

Welcome!

[@bernardclements]

Thoughts on FEPI?

[@SoCalStevo]

FEPI is excellent!

[@hao6097]

ty

[@jeffreyhall5033]

Are these Yieldmax dividend ETF's, Qualified Dividends? Thank You

[@roncraft2042]

No … they are taxed as ordinary income. They aren’t even dividends … they are distributions.

[@SoCalStevo]

Yieldmax does not offer qualified dividends. Technically they are distributions," though the community uses the word "dividends" to describe both dividends and distributions.

[@MuzixMaker]

@@SoCalStevoI just call it “the vig”. 😏

[@davemedina74]

Any monthly payers more spread out throughout the month?

[@joycejohnson9760]

Right now, Yieldmax and Defiance is in the same week. I added YMAX and ULTY, which pays on a different week. FEPI pays on a different week. I hope that helps. They all pay monthly.

[@josephjacob3274]

How.m has your portfolio for yieldmax etfs been since this video?

[@SoCalStevo]

Very good! I'll update sometime, probably next month.

[@josephjacob3274]

@@SoCalStevo cool. Do you expect to hold these yieldmax long term? Or is it short term?

[@chesterscott5017]

soda dragon? is that you

[@SoCalStevo]

Indeed

[@mercadolibre7787]

We want to see you real portfolio

[@SoCalStevo]

Join Khmers discord, you'll see a lot of portfolios you can follow

[@user-pz7to5lp4u]

Just a question if someone can answer it, isn’t the distribution dependant on NAV? If nav is eroding, doesn’t that mean lesser future monthly distributions?

[@SoCalStevo]

The distribution isn't dependent on the NAV, that's like the tail wagging the dog. The distribution is dependent on the profits from the options trading.

[@user-pz7to5lp4u]

​@@SoCalStevo thanks for making that clear! enjoy your content

[@MajkoNL2]

​@@SoCalStevoif the NAV is eroding, it could indicate a potential decrease in future monthly distributions. Why else the price decreases on ex-date?

[@nodems613]

Good information. TSLY buy low never sell. Would be interested in how you see where TSLY would fit into your portfolio?

[@SoCalStevo]

It will be in my portfolio eventually!

[@jayalamo5174]

I own all

[@LiquidHydroxide]

Can you use Bill Pay at Fidelity if I have an account that is 40k NLV and has 40 in margin debt?

[@SoCalStevo]

not sure, I use Robinhood

[@TheYaq]

not aviable here where i life x)

[@tonyteng2000]

Steve. Do you have to stay in the entire month to get the dividend?

[@SoCalStevo]

No, just buy before the ex-dividend date.

[@shawncol5488]

@@SoCalStevo do you just stay in on the initial position though? Or do you buy before ex date and sell after?

[@MuzixMaker]

Wow, over 1100 subs! I think I jumped in around #30. Congrats!

[@SoCalStevo]

Thanks!

[@TheYaq]

kinda risky or not

[@LiquidHydroxide]

Does anyone use bill pay in a brokerage account? When you pay a 1k bill does it decrease your account value by 1k or just add 1k to debt?

[@SoCalStevo]

It should not decrease the portfolio value, it should just increase the margin debt.

[@LiquidHydroxide]

@@SoCalStevo thanks!

[@LiquidHydroxide]

@@SoCalStevo to use bill pay do you have to have money “available to withdrawal”? For instance if I have a brokerage account with a NLV of 40k and I’ve borrowed 40k already will I be able to use bill pay? I might need to pay down some margin first is my concern.

[@Omega_thehusky]

honestly the only reason too hit 10k is cause idc if i get 8000 or 12000 its all the same to me . the volatility only matters at that point if you some how spend 10k or more aa month and for me thats nuts lol

[@mrbigcat9]

Those reverse splits are not good?

[@SoCalStevo]

Reverse splits and splits are purely cosmetic. Like someone trading a 5 dollar bill for five 1 dollar bills. Splitting doesn't affect your portfolio value or your dividends. And I'm only aware of one reverse split out of all high-yield dividends funds, and that's because the underlying performed so poorly, not the fault of yieldmax.

[@bernardclements]

Please correct me if you think I am wrong, but it appears YMAX is becoming a trash 🗑️ bin for subpar holdings, e.g. ABNY, AIYY, too much crypto exposure.

[@SoCalStevo]

I don't think I'd call it trash, it is very tech heavy and like you said has crypto exposure, but I still like the fund. Not a conservative fund though.

[@bernardclements]

@@SoCalStevo Thank you for replying. Enjoy your KZbin channel more than any other out there regarding high yield ETFs. Please continue the exceptional work 💯

[@RoyLovesAkevyah]

$260K Investment?

[@DividendJunkie]

I hope I get monetized soon 🤞🤞

[@kevykev2]

If Apple goes away tomorrow it's because God hit the reset button

[@JohnyBTC]

Great content, just found your channel being new to income investing. I jumped in both feet first into QQQY with just 18k I’m showing possible/avg distribution of 1026.00 per month. In your opinion do you think I should add IVMY and JEPY and have a three way evenly split portfolio? Not financial advice, just looking for your opinion. New subscriber btw, keep up the great info

[@SoCalStevo]

Hi Johnny, depends on what you're looking for. If you like index based ETFs then sure, IWMY or JEPY would be good options, IWMY seems to pay better since the Russell 2000 is a bit more volatile. Evenly split would give a lot of diversity and wouldn't be a bad option at all.

[@DerivCapital]

QDTE XDTE QQQT YMAG OR QDTE YMAG YMAX FEPI OR AIPI FEPI QDTE YMAG OR ----- QQQT YMAG AIPI XDTE FEPI QDTE AMZY MSFO GOOP TSLP+CRSH DIPS (owning all that tech its a good idea)