4 SHOCKING Truths discovered 12 months after retiring -- This will happen to you too

[@Mikeykaysuper]

I retired 7 years ago at 50 and I fast walk about three miles a day and feel better than I ever did before .I also enjoy regularly forgetting what day it is. It also is nice to do what you want and not be in a big hurry all the time.

[@PerAllwin1963]

Were you concerned at first about not having enough savings to pay the bills and what you want?

[@kevin7151]

You offer a very good perspective. I retired over 5 years ago at 57. The ultimate blessing for me is that I no longer have to deal with people I don't want to. That benefit is priceless indeed.

[@rangerwhite5165]

Retired in early 50s and one thing I learned. It's absolutely brilliant. Not been bored once. Hobbies, seeing friends, doing what I want to do and no stress. Financially ok and just enjoying the time left. I would say to anyone here, invest well and retire early, as you do not know how long you have left. If you retire at 65, you'll already have limitations physically. Just get out of that rat race as soon as you can. When you hit 50, you start to see friends and peers dying. It's scary. Time truly flies.

[@Prodrive1]

So true. I retired at 47 and its great. Lots of cruises, nights out, time to exercise etc. 65 is too late as the knees will be gone by then😂

[@arthurbrumagem3844]

And the older you get the faster time seems to fly by. I took SS at 62 while I could still enjoy it. At 74 my health while still ok isn’t what it was at 62.

[@martincamenzuli4774]

Amen

[@bebob9202]

75 days to go and I'm retired! Worked 46 years. Can't wait to have a blank calendar for a change! Thanks for the tips! 😊

[@dasvtx]

Your truth about relationships really hit home. My parents were not financially well off by any stretch of the imagination and when they retired lived off a small pension and social security. Where they were wealthy beyond measure was with relationships. Our home was always a hub of activity - it was never empty - with friends and family constantly present. They were the ones people came to when they needed to talk about something going on in their lives, or needed help, and even though my parents had little money - they gave freely of whatever they had. They have long passed away but to this day, whenever I happen to talk to anyone that knew them, they always say how much they miss them and what a positive influence they were in their lives. I try to live up to their example - even though I never really will. Money is nice to have - but relationships and health are your true wealth.

[@AzulWells]

Wow! What a powerful story, DASVTX. As you say, you were blessed to have such wonderful parents and role models. Thank you so much for taking the time to share it with us. It is one of your gifts to us. Your parents would be proud! Thanks for watching, commenting and helping to build a positive and supportive community here. 😎 Azul

[@dasvtx]

@@AzulWells What I shared was only the tip of the iceberg... I was truly blessed for sure. Keep up the great content. I truly enjoy your channel and hope to join your ranks soon.

[@LiveToFly-Br]

100% right. Relationships a lot more relevant than anything else.

[@justaman5490]

My father told me, "The greatest thing a man can do for his children is to love and be faithful to their mother."

[@sct4040]

Less stress, sleeping late is wonderful. Less stuff also means less stress. I retired at 63 and love it.

[@toddhallam9598]

Excellent video! I am 57 with almost 29 years at the same company. I wake up at 4:30 each day, fix breakfast, work out and then spend the next 9 1/2 glued to my desk. I finish my work day, take 30 minutes for myself, then cook dinner and clean the mess. Then I get 1 hour for myself before it is time to get some rest so I can do it again tomorrow. I spend much of Sunday preparing for the next work week. I have been working full-time since I was 16. Sitting on a large retirement account and a pretty sweet pension. I am ready to take the next step.

[@Jaeswindell]

I'm a young buck, still in my thirties, but I love your videos as they've caused me to think about retirement through a different lens. It's nice to have a different perspective beyond my current grind of save, save, save. I really appreciate your content and wish you the best of luck on this KZbin thing, more people are benefiting from your words than I think you could probably even imagine.

[@oldtymer9106]

You can't go wrong with a Roth IRA. I just started mine at 61 (I'm 64 now) and will likely continue working (part-time) so I can continue contributing to it as long as my health allows. At your age, if you contribute the max ($6K annually) for the next 30 years, you'll be good to retire by 62. So many things I'd do differently if I were your age again, the above is one of them. Good luck to you!

[@medrich1]

Your web site is so refreshing compared to what is on KZbin. I retired at 56 after over 30 years as a litigator. I keep very busy with my hobbies and helping my family. Many of your comments are as if you read my mind. I no longer have that knot in my stomach (mine would start Saturday morning). I have been a saver since I was a kid and an investor since college. Retiring early allowed me to spend more time with my parents- that was particularly nice given the recent, unexpected passing of my father. As you said, and I always say, if you’ve won the game, why keep playing (I did not skip to work :)). Keep up the great advice!!!

[@georgetsokanis3542]

I've always related money=time. We work to trade our time for money. When we want to retire we hopefully have money saved to trade for time. I've always had a savings mentality and I retired at 59. I was a cook for 25 years and a truck driver for 20. People thought I was a workaholic because I worked so much but I was banking it. When I retired people would ask me how. Patience and living within your means.

[@Pbj925]

My parents are still alive at age 92. They have now been retired longer than working. They are my example for what to do in retirement and what not to do in retirement. My dad was able to ski until age 85 and they took their last vacation at 87. Although they are home bound now, they pretty much did everything they set out to do during retirement and it followed these experiences stated in this video. My wife and I are in the countdown phase and we both are realizing how much the work stress is hitting us. We are getting excited. Love the videos. Thank you.

[@josephstevens9888]

"If you're financially independent, you've won".... I like that, I like that!

[@justrusty]

After retiring I went back 6 mos later as a contactor for large $$. Found the stress levels almost as bad as before... ended up exploding one week before I was due to be done anyway so I left early and never looked back. Now I get an occasional text from ex-coworkers with a technical question and that doesn't bother me at all - takes about 5 minutes a month to help them out for free.

[@guyetlaurence7142]

The longer you wait to retire, the less time, energy, health and guts you'll have left for your bucket list. Best time to retire is at the intersection of your rising wealth and your decreasing time horizon to do the stuff you want. Prep that bucket list and figure out what really matters to you - don't wait until you've lost your spirit of adventure! Thanks for the video and cheers!!

[@Nernst96]

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

[@ron04]

It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

[@mcintyre1]

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

[@trane85]

@@mcintyre1 I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@mcintyre1]

Colleen Rose Mccaffery is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up.

[@leejohnson7471]

Lol.........

[@SuzanneU]

I made the decision to retire at the end of July, when I'm 64. Am I scared? yes. I have a high need for financial security. We'll be fine financially - now to get myself to believe it! The thing is that I have chronic migraine that's now hived off vestibular migraine to add to the classic aura and atypical without aura forms. My quality of life has deteriorated. If I'm to enjoy the remaining however many years I may have, retirement is my best option. I like my job but I'm tired to the marrow of my bones. It's time to let go.

[@rodc4334]

Best of luck to you!

[@joinjen3854]

You may find you feel better because stress drops. Be well and live happily.

[@CheckThisOut77]

Do the numbers: What are your monthly expenses, sources of income, etc? Suggest: Wait until full retirement age (67) to file for SS unless bad health dictates otherwise. Fidelity has a good no-cost Retirement Planner.

[@sct4040]

We found out that we needed less money than we thought to retire. We actually have more money now since there is no more commuting, buying lunches, office attire, etc. I also lost the desire to shop as stress relief.

[@richardross7219]

Good video. I was forced to retire 11 years ago. After 8 months, I woke up one morning and realized that for the first time in over 30 years, I wasn't in pain from Army injuries. Its a great feeling to be pain free. I picked up 4 exercise machines for free from Craig's List and set them up at home. I now avoid driving. Good Luck, Rick

[@CarmenFatima]

I am 66 and not sure I want to be 100% retired. I know all the stressors of a corporate environment, as I was part of one for 25 years, but there is also some good things that come with work that is not just income. I like the mental stimulation and connection to other people that work provides. Granted, I would not go back to a high pressure job in a large corporation. Everyone's journey will be different, for me it finding that happy balance.

[@queens6583]

Retired 3 years ago just before the Covid pandemic. I worked as a critical care nurse for 44 years and although I knew the stress of my job, I didn't realize just how much stress I was enduring until I retired and it was gone. My nurse manager had called and begged me to return, but the thought of going back into that high stress environment, let alone during a pandemic was something I could not do. I also have M.S. and going back to the ICU would not help my condition. Everyone would ask me, what will you do all day? I would tell them, whatever I want, when I want and with whom I want. Haven't looked back since. Also, I got a Financial advisor 3 years before I retired to establish a plan of action. Strongly advise doing this!

[@carolbradley4845]

Wow this is timely for me! I retired two weeks ago! Woohoo! I’m in the same boat as your mother was. I need to lose approx 100 pounds. I bought a keyboard during Covid, and I discovered a few months back a passion for watercolor. My mom was an artist but I didn’t know I had the same gift. I’m really excited to have ALL THE TIME IN THE WORLD, to concentrate on my health and these other things. I’ve been to the gym three times in the last 4 days. I can go to Bible study on Wednesday now. The possibilities are endless! Lol. But I second what you said about people retiring sooner than later, if possible. I have countless examples of people who waited and finally retired and then died that same year. You just never know. Thanks for the video! Love from Texas ❤!

[@HealthyMBS1]

My wife and I will retire a few years from now. I'll be 57 and she will be 55 and we will both have pensions, a house paid off, and be fairly comfortable. I know we'll both have a major stress relief and we have no "identity" to lose that is wrapped up in our jobs. I do know it will be hard for me to make friends and find passions again... it won't be hard for my wife in that sense. We will have a modest travel budget but I plan to take SS at 62/63 just to bump up my travel options. I have an interest in seeing all of the National Parks and visiting museums, art galleries, and historical sites. Maybe I'll document my visits to those places in my spare time

[@jps0117]

Great advice. I was tired of the corporate world, joined the Peace Corps in 2003 at age 42, was sent to Ukraine, and never returned to live in the U.S. Since that time -- 20 years ago -- I've traveled to 36 countries and worked in six. Given my expense structure and my aggressive saving and investment strategy while working in the U.S., I was able to retire from my second career, teaching, a few years ago. My life and work have been anything but "linear", and I've had many frustrating days and months, but I don't regret it.

[@marlajames2376]

Another great video - thank you. My husband and I are 65/62 and almost 2 years in, and I am so thankful every day. You are so right - I have often shared that I didn’t even realize I had so much work stress until I didn’t anymore. Traveling - so much better now. It has been so hard to get accustomed to not having to travel on the weekend. Traveling during the week, usually less traffic and hotels are usually cheaper. Just hard to get out of the weekend mindset! But wonderful. I am still so thankful every day - especially Sunday afternoon/evening!

[@erwinschumann5576]

Absolutely agree with all your points. I retired 5 years ago after my father passed away, I needed to get out of the corporate world. I disliked the person that I was turning into due to all the pointless corporate pressures. My main benefit was a sudden and surprising improvement of health, although I fundamentally did not change my lifestyle. Even through the COVID period when all of my family got COVID I remained unaffected. I was fortunate that I had the means to retire and was able to turn my original profession back into a hobby.

[@mikejarrells431]

Thanks & good job! I retired at 42. I started studying healthy relationships (key to having a high quality if life). I now view work as a toxic relationship (wage slavery?). Don't settle. Break the cycle. Rebel. Let's go! We got this!

[@h.g.5141]

58 years old~ I am retiring TODAY! My last day of a teaching career ~ My next step is to be a Grandma fulltime🎉 Im looking forward to less stress, more health, and a lot more LOVE & Shalom! ❤❤❤Thank you for the videos ~ I've been learning a lot!

[@AzulWells]

Wow! Super exciting. Enjoy the day with your students. As a teacher, you touch the lives of thousands of young people. It is super important work. Thank you for that and CONGRATULATIONS!! 🎉 Azul

[@h.g.5141]

@@AzulWells ❤️🙏🏻Thank you Azul!

[@jamesmaduabuchi6100]

Retirement is wonderful if you have two essentials - much to live on and much to live for. Invest wisely and get good returns.

[@dorissteve912]

thank you, can you give a pointer the best investment now ? i am thinking of getting stocks or cryto

[@jamesmaduabuchi6100]

The key to making money in stocks is not to get scared out of them. An important key to investing is to remember that stocks are not lottery tickets. get a financial assistant

[@jamesmaduabuchi6100]

I currently work with KATRINA VANRENSUM a financial expert i met in a seminar

[@jamesmaduabuchi6100]

I have been able to make maximum profits off my trade with $40,000 and I have amassed about $190,000 in net profit In 4 weeks

[@jamesmaduabuchi6100]

search her name on web to reach her through her website

[@jorgevieiro5774]

Great list. One additiional point when you are working and come back from a vacation (typically too short) you have a mess of accumulated work which will quickly re-stress you back. Not to mention that you boss might have called you in your vacation with some "urgent" issue and thanks to smart phones you have to be always reachable.

[@gtblanco1]

So true ! I retired 18 months ago and have experienced all what you described. Your videos are a great source of inspiration.

[@kendram2664]

YOU are awesome. I am in the middle of trying to decide to retire as I am soooo ready. I dread going into my office and have found myself surviving from one vacation to the next. My financial advisor has given me the go ahead that I am financially ready to retire, so, I am retiring this year. Right away. The paperwork is in. I am so excited. The new normal for me lies ahead and I am looking forward to what that brings, Thanks again.

[@Matimila59]

Another terrific piece Azul. I really appreciate your big picture outlook. I’m 15 months into this and I can only echo your sentiments. My two new passions are my beat granddaughters who I spend precious time with, and woodworking which I sell locally. It’s all about relationships. 🙏🏾 8:22

[@johnristheanswer]

The algorithm will be going mad. SHOCK , TRUTH , A NUMBER ,Bingo !

[@user-cm2ry7pr8y]

Hello from Texas! I am 53 years old. I choose not to work full time now. I plan to retire between 55-60. Your videos have help me in my retirement planning😊 Thank you!

[@teach1644]

67 and working happily… if you retire you are just lazy… you are going to shrink , hahaha!

[@dan6756]

@@teach1644 If you won a $100 million dollars lottery, do you still want to work? I want to retire to enjoy the money I worked so hard to have. I definitely cannot bring it with me to the next life😊. Have you heard of “ the go go , slow go and no go years?”

[@lindahartman4543]

I've been retired from full time employment since 2008 and part time employment since 2013 and honestly, I don't know where I found the time to work!

[@BrianAlvarez-l5e]

Azul! Retired Fed and local Law Enforcement after 35 years. TSP from day one. Divorced and lots of major changes in my life. Adjusting to retirement. Gym, golf, and consulting as needed. Its weird not being in the middle of a "crisis . I miss that, but changing my mind set.

[@d.williamvitt3869]

P.S. My wife did remind me that I got us a rag top Jeep which we go bombing around our interesting State of New Mexico camping a bit but mostly checking out all the quaint B&B's we have here and which we missed raising three kids. Retirement really doesn't have to involve not working, it can mean finally being in a financial position to have a job you finally like!

[@dlg5485]

The absolute most important thing you mentioned in this video is taking care of your health. Having money is irrelevant if you aren't healthy or vibrant enough to enjoy it. If you are young and in poor health, don't wait until you retire to fix it, do it now! The earlier you fix bad habits the more impactful it will be on your lifespan and, more importantly, your health span, which is the length of time you're healthy, not just alive. I was overweight and had several chronic health issues for most of my life, but I finally started to take my health seriously in my 40s and now, in my mid 50s, I'm in the best health of my life. It feels great knowing that I will go into retirement with my health and vitality intact and can focus on simply maintaining that and enjoying life.

[@trentmeidinger6160]

You’ve presented many good things to think about! Your comment about “slow travel” reminded me of another aspect of “slow.” I’m not retired, and when I do carpentry or gardening projects (hobbies I enjoy), I tend to race through them to fit them in between work, parenting and free time. Conversely, a retired guy across the street is converting a Chevy Suburban into a camping vehicle he can take to remote areas. He said he likes to work on it when he is interested here and there and just chip away at it over time. Talking with him I noticed how relaxed he is about it. No pressure, having fun, enjoying each little stage. It has prompted me to think about how I approach my “fun” hobbies that turn into a rush of fast paced work.

[@markfromnatick]

Amen! I retired early and I am enjoying my time, daily exercise and afternoon walks, helping out our local food pantries and community groups. Taking a local university extension course to assist people who are impacted by food insecurity. I'm busier in retirement than 50+ hours while working and afternoon naps are nice. Thank you for your videos.

[@barnegatbaywoodworks8728]

You nailed it with this one…..I am 60 and preparing to retire…..you answered a lot of my questions….thank you

[@herb7877]

You got all that right! 4 years retired and no inclination to go back. I like Sunday late afternoons again. Owned my biz for ~35+ years. Vaca's were really not relaxing at all back then; now they're great.

[@DavidFarley-ex6wr]

Azul! Love your perspective on life! You’ve got much life experience and wisdom and I appreciate you sharing it with me and so many others. I’m retiring in 6 months just before 60th birthday and your videos are a huge motivator. Blessings to you and your family.

[@falconxvid]

The message that the guy is trying to pass is a gift for everyone near retirement, we only live once...

[@rosemariekarlebach2571]

Thank you, Azul! I love your eyes - they sparkle and I can see you enjoy your life!

[@Kimonha]

I was lost when I retired; three months later, I’m happier because I’ve developed a routine.

[@rodc4334]

Great stuff! Could not agree more. Can't blow all your money right up front, but your health is not going to last forever. So, if something is important do it sooner rather than later (when the option may no longer exist). Find a new passion, yes indeed. Or, go back to an old passion. I took up fly fishing. Went skiing for the first time in years today. Taught a mountaineering weekend class two weeks ago. Fixed up and rejuvenated my stagnant woodshop, made us a new bed and a nice jewelry box for my wife, more to come. Took the kids for a long weekend of mountain hiking. Sure would love to add some grandkids to the mix, but somethings in life we just don't control! I retired at 64, my wife got fed up and stopped working at 56, but does a lot of volunteer work. Life is good, just don't stagnate!

[@ciscokidfab7595]

I’m 55 and have been retired for five years and I think i just recently awakened to just what a blessing this freedom is.

[@mtbwithtfb]

Hi Azul, I'm planning my retirement in a little less than 4 years and this is great advice. I already have a passion, mountain biking, and take road trips with my son, who also mountain bikes. I'm so looking forward to retirement so I can hop in my truck whenever I want and travel to some place new to explore trails. Thank you for this video.

[@미국경찰블릿]

wow, Wow! Your channel has reached almost 7,000 subscribers. It seems like just a few months ago when I subscribed, there were only about 100 subscribers. That's amazing, congratulations! You'll reach 100,000 subscribers in no time.

[@AzulWells]

Thank you!! It feels great to have finally gotten some “traction”. Thank you for being one of the first in our community. You rock!! Azul 😎

[@garydiaz1236]

This is my second week of retirement and it seems kind of weird to me. Not being around vampires who like to suck the energy out of you. And Being around miserable people who likes company. Or just the hustle and bustle of everyday stress in n.y.c. I have to calm my nerves down .and lower my stress level now. My Focus now is on mind body and soul. Thank you for your input much appreciated !

[@forumboss2620]

1. There is less stress, so you can focus on health. 2. The gift of TIME - you have time to travel, learn new skills. 3. Time to spend time with RELATIONSHIPS, especially. family members. 4. Gift of finding a NEW PASSION - this can be travel, or health. People are able to lose weight and try new things.

[@rodneypotts6586]

My wife and I are planning to retire within a couple of years and I will only be 55 with millions net worth. Watched 10 plus videos of your in the last two months… your info and advice is totally solid , educational and and inspiring…keep it up!

[@leoariel]

Great points Azul! I challenge financially-independent viewers to spend One Month in a country or place they've always wanted to visit. Often we have to "try new things" to find our passions.

[@leoariel]

My advice to young people is: "Taste everything, drink what you like."

[@ckf6951]

Love your videos! Especially the way you weave the strands of finances, health, and emotional well-being into the mix. And the importance of not wasting the early years of retirement. I'm lucky enough to work part-time and hope to continue to do so throughout my sixties, but that's because it ticks a number of boxes: more income + keeping my mind active + the type of work I do I can do from anywhere, so it doesn't impinge on the rest of my life. I especially like your take on frugality...when to put it in gear, and when to shift gears. Keep on sharing your wisdom...I for one am grateful, and often get the impression you're speaking directly to me...what you say truly resonates and has prompted me to rethink different aspects of my silver years!

[@jamesfleenor4161]

The slow travel is on our list of things to do. My wife's Mom said it best, no worries everyday is Saturday

[@RedEyeC]

Great video I (and many others) can relate to. Having worked all my life since 14 - at 2 different jobs mostly - the stress was lifted when I semi-retired, and then finally almost entirely retired. Second job being a professional musician - people always assumed this was a "fun" job - but you're always under stress to get that part right - and look happy doing it on stage. And being 100% prepared when walking into a $500 per hour studio to record. High stress. Today, it's a studio out of my home - as professional as before, but on my own time and terms 😉

[@floraandfaunab8855]

Thanks for the encouragement. Taking my plan next year, but at times I get a cold feet. Maybe another year.

[@seansingh8862]

I own a super stressful business that has completely dominated my life for the past six years. The catch is that it makes about $800k per annum in pretax profits, but I'd struggle to get much more than $2m for it if I sold. I made a decision a year ago to retire in five years at age 48 (so four years to go). And the thought is daunting. Your video really is encouraging. Thank you.

[@rbaffrey]

Your attitude and your videos are inspiring me to retire earlier than I had planned!

[@danc2426]

Excellent video that is a wake up call for many people ! I will retire in 10 weeks and then let my annual leave play out. 42 years in my chosen profession and embrace a healthy lifestyle that will reap rewards in the future. Thank you and keep up the great work you do .

[@clubmogambo3214]

Truth #1. Your health is important......100% true!!! Funny how when we're older we pay so much more attention to our health than when we were young. Go figure. Truth #2. The gift of time.......Time is important when we're older, but only because the "clock is always ticking". But in terms of having to manage our time in retirement vs the working years, the difference is literally night and day. Truth #3. Relationships......We tend to savor the relationships we've had with family and friends much more in our retirement years. We know there's little time to waste, so maximize those opportunities to connect. Truth #4. Find a new passion.......Whatever those passions might be - travel, hobbies, volunteering, etc - laser focus on them in retirement as they will bring fulfillment to our lives.

[@cpenrose64]

Very helpful Azul. Facing retirement decision at 59 1/2. The insights you share are very helpful as I weigh my own decision.

[@scottbailey5644]

Love this video, love all your videos. I'm from England and recently retired. A lot of what you say resonates with my experiences. Cheers!

[@circlesthesun]

Three months in retirement at 67. My tax guy helped to change my mind to not wait until a larger social security check check at 70. I have time to absorb knowledge instead of scanning it.

[@thomaselliott9485]

You NAILED it brother. As I sit here in a frosty Canada trying to grab some sun, I am having a few drinks and decompressing on life. I have a plan and you sure have put icing on top of the cake hermano!!

[@wisenber]

I did the super busy 70-80 hour a week work stuff in my 30s and 40s. After I hit my savings goal, I just backed off instead of retiring. I kept a few clients that I enjoy working with and just do about 10 or 15 hours a week now. I can take off 2 or 3 months a year if I have some place I want to go. I can see myself doing this until I can't anymore. At this rate, I'll never even need my retirement savings unless the assisted living fairy shows up at my door with a bill.

[@georginamuns44]

Thank you for this video Azul! I moved in with my 90 year old loving father and loving it! Even though I am working 15 hours a week… I am really doing it to help a good friend of mine.. don’t know how to tell him I don’t want to work anymore … want to walk, cook healthier.. spend time reading and praying.. trying to get the strength to tell my friend I want out! And yes! We are only young once 💙💙

[@tedt1366]

Thank you again for sharing, always sweet to be up lifted with the mind set you offer ! I am into my second year of retirement and enjoying the process! not in any rush just trying to take it all in and enjoy this side of life! I am feeling better everyday as I realize things and take on this new world that is before me. Because it is new! I am lucky don't have a lot but I am comfortable where I am at my pension and social work. and I have some stocks and BTC that are extra. and even with that I was unsure till this years taxes was done. and feel much better seeing that shouldn't be any worries. having the freedom to take care of what I want a when I want is so nice. So now it's about learning and seeing how to move ahead, and I enjoy the challenge and opportunity's that are possible.

[@johnschnorr6182]

Great job Azul. I love your thoughts on retirement. I'm 56 and considering it.

[@user-iy7pw7hh1x]

I love your videos. They are not super long and so informative. I thank you for what you do 😊.

[@Gtvarkey]

Most useful channel for me. My thinking is same as yours verbatim. Gives me confirmation abt my ideas. Thanks a ton

[@Teenknees]

Thanks Bro ! ...I will be 60 in about 6 months..and decided to " semi" retire...moved back to India from Australia( after 20 odd years!) to pursue my old " passion" for Cinema and now doing some script writing.... but always felt I can go back and take-up a job if things don't work...not focusing on the " process of learning" this completely new area, that too in a drastically changed chaotic India....I guess I was being too hard on myself...need to give it some time as I can afford to, since I've " minimalised" my needs and can manage with my savings....thanks for your advice..now I'll focus on " enjoying" this time and really make most of it...not sure whether all this made any sense... however, Now I know... it's OK.... I'm not that " Silly "...not many of us could do this ! 😊

[@ArnoldToporowski]

I have trouble understanding why people need to retire to start taking care of their health with exercise and healthy eating. Those should be life-long practices!

[@joecocklin8596]

I'm at the point where I'm thinking more and more of retirement. I like my job a lot, but it's not very healthy as I shift work and spend long hours working at night. Good to hear your view points.

[@DMills-un1tl]

I enjoy your thoughtful content and appreciate your gentle delivery with a smile. I am terrified of the age and stage I’m in and it weighs heavily on me. Your content eases my anxiety a bit, thank you.

[@mlee1308]

Keep up the videos. Years of insight from others are given to us.

[@ozelot250]

Some great ideas on lifestyle during retirement. Thank you for the insights.

[@jeannepearl-wright8319]

I am retiring from one job as of May …I like my other part time job. 100%. So looking forward to more fun, unscheduled to a great deal and finances in order! .

[@jasonboutcher3388]

Great and inspiring content Azul. Please keep it up. Glad to see your subscriber numbers rising quickly. Well deserved.

[@markanthony3479]

Love the videos Azul. My wife is 10 years younger than me with bad health and we have a teenage son and dependent older son, so be good to hear your thoughts on people with different circumstances instead of the standard stuff. I’m 63 and have been working for over 50 years and have a reasonable stash but medical costs etc. are really frightening especially if my income drops significantly. Thanks!

[@t7957r]

I have to agree I found this to be my experience as well. Before I actually retired everyone asked but what are you going to do. The reality is that they work all week and compress their lives into the weekend and multi task. When you retire you don't have to multitask. that means less stress more free time a better quality of life. Time to spend on yourself, your friends loved ones and now you can do all the things you said you wish you could if you had the time. You'd be surprised how much time that can take up.

[@daveo9844]

I made a decision at 53 to reduce my spending so I could work 50% less. Best thing I’ve ever done and can now actually enjoy myself in a less rushed environment 😅

[@asingh3k]

Excellent,hats off to you.

[@colemant6845]

Love your Retirement Spirit! and how you help us new retirees look forward for the "Rest of Life"

[@Weasel3DE]

Great video, I'm 3 months in retirement and already discovered those 4 things!!

[@Danimal-el7sx]

Retiring in 1 year and 9 months. I’ll be 56. My federal pension isn’t great. 36 years of service and I get like 1,700 a month. Supplemental Annuity is 1,300. That wouldn’t be enough but thankfully I have a 90% VA disability rating which pays 2,400 a month. Wife has no pension or anything but I have about 350K in my TSP. So 5,400 a month plus maybe another 800 or so from my TSP. Still have a mortgage but it’s not bad. Hopefully we’ll be good.

[@Markrtsoon]

Good topics. Giving up a good income to transition into retirement. You are just switching stress of working to worry about running out of money.

[@christopherrosado6053]

Live each day, in short , I have multiple colleagues, always talked, planned..etc Died...one year into retirement. recently, 30 year employee, built dream, house married, ..died in sleep, out of no where... Be mindful, plan but don't be dominated, stay mindful and it's the journey not destination. Sad...30yrs, empty house, and now widow.

[@martincamenzuli4774]

Your vids are very impressionable and inspiring. I am 57 with 30+ years service and a full pension coming to me. Just put in my notice this week to retire. Its April 14 2023 and my last day of work here is June 16 2023. I didn't like how grumpy and miserable the person I was becoming so after I made the decision to retire a huge weight was lifted off me and have never been more happy in my life than knowing my working days are finally coming to an end. I have lots of planned activities I found were too much with a full time job but now I can devote all the stress free time for my new adventures and looking very much forward to it.

[@peterharris3096]

In the UK, the chancellor of the exchequer recently announced a government budget policy where the lifetime allowance or maximum contribution to a pension has been raised considerably. This is an attempt to encourage people over fifty to return to work if they retired early. This is also a response to skill shortages and pension investment decline. I think if you have been out of the rat race for a few years or since lock down, this will be a hard or easy decision.

[@djnotgeil]

One caveat: a sudden change -- as in one day you're working overtime, the next day you're home permanently -- may cause a lot of stress, too, and with some people it has even caused a heart attack. It's kind of like plunging into ice cold water after a hot Finnish sauna. ( Oh yeah, if you are resilient, it's good thing to do -- but not if you have heart trouble. ) So, I advise to ease into it and take it slow.

[@mamajudesays6912]

Stunning backdrop, but also love that plaid hoodie. Great content. Thanks.

[@DoubleDogDare54]

Everyone is different. I tried retirement twice and went nuts. Wound up going back to work. My "passion" is my work. I love what I do and I like the people I work with. They are friends of mine. So I've kept working. I'm now to the point I'm considering cutting back to part time, but I'll probably continue working to some degree until I drop in the harness.

[@haroldsingleton6928]

Relationships!!!!!!! granddaughter lives 500 miles away. I want to establish a bond with her while she still young Great content

[@powerlink2000]

Excellent points! Well done!

[@simongee8928]

I have several interests which I'm looking forward to being able to spend more time on. 😊

[@MyChannel-ct6gr]

Your 4 points were so spot on!

[@TheDutchman58]

Waiting to retire due to the great and inexpensive healthcare I get from my employer. 65 this November and can’t wait…kinda coasting actually. But my advisor says I can go now but then it’s out of pocket health insurance.

[@dforrest4503]

You could COBRA it until November.

[@kevinvitale8980]

Wise words. Relate to everything you mention.

[@remitremblay2091]

Hello sir! the financials of il all...is only 1 part of retirement! The FIRE movement has provenant that... my take on it: as soon as it's feasible, simply try it out...and see if it "fits" your lifestyle...and of course, work on that lifestyle so it "fits" with what you want out of life! Work is great...but the other dimensions of one's life are great as well, and deserve to be "invested" in! Great videos! Very inspiring! Remi (Canada)

[@dirtgirl9074]

New passions are great, but women, please be careful of bone health when choosing a sport to add in retirement. Get a baseline Dexa scan to check for osteoporosis. I just gave up skiing after having 5 breaks in my hip and femur from a relatively minor cross country skiing fall. I have skied since I was 3 years old. I was 58. No family history. I believe Dexa scans should be preventative screening the same as mammograms in the health care world.