Why you Should NOT Retire!

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Stefan Mischook

Stefan Mischook

Жыл бұрын

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Пікірлер: 118
@RIMJANESSOHMALOOG
@RIMJANESSOHMALOOG Жыл бұрын
You are totally right, we need to keep active until we die, and at the same time enjoy life, not putting off having fun for retirement
@JoeDoe1
@JoeDoe1 Жыл бұрын
To any younger people watching this, take heed. I did not have anyone sharing this valuable information when I was coming up. The earlier you can figure out what works for you the better. Take it from me, you do not want to have these epiphanies in your late forties.
@deltondias5046
@deltondias5046 Жыл бұрын
- Get up Late & Sleep Late - Home Office Work - Work Alone - Work Outside (photography and videography) and Inside (design) - Work with my mind, but also exercise regularly - Ability to take break during the day, work until late if necessary
@fomoruto
@fomoruto Жыл бұрын
Often when I'm asked "When are you retiring?", I ask back: "Retire from what?". Now I can add yours: "Retire to what?" Thank you 👍🏿👏🏿
@user-zm3dc7db4x
@user-zm3dc7db4x 7 ай бұрын
I am retiring very soon, and am very excited about the prospect. I really feel like I am not retiring from something, but rather retiring to something. Life can be a difficult journey and retirement is certainly not exempt from uncertainty. It’s been a good ride up till now, and I certainly wasn’t engaged in a job that was my “dream job “. I made the best of it, lived along the way, and most importantly, saved enough money to now have the ability to make some choices. On to the next phase!!
@StefanMischook
@StefanMischook 7 ай бұрын
Nice!
@stefan-haas
@stefan-haas Жыл бұрын
This video hits hard to home. My dream job is kindergarten teacher but the money is super super low. So I recently became a freelancer/blogger and make big bucks, such that I will save up a lot and "retire" in 10-15 years and become a kindergarten teacher.
@markheath5827
@markheath5827 16 күн бұрын
Absolutely spot on. What a great video. I've followed this approach and have never understood why so many people I know don't. You only have one life. Otherwise, you will resent all those who worked it out much younger than you did as you'll never make up for lost time.
@andrew.schaeffer4032
@andrew.schaeffer4032 Жыл бұрын
Thanks for the advice. I went back and forth on do what you love vs. Take job just to pay bills. It's really tough to stick to doing what I love as those high paying opportunities come up to do the less desirable work. Thanks for serving as an example to stick to my guns :)
@Vikings-uk3ht
@Vikings-uk3ht Жыл бұрын
The goal should not be to retire, but to continuously work towards improving your financial position and overall skillset so that you are able to progressively work towards doing work you enjoy in a context (hours per week, company size, etc) you enjoy. I don't think most people would want to still be working 40+ hours per week at age 70. However, working 0 hours per week will also quickly lead to degradation and depression from lack of purpose. Striving for doing something you enjoy around 20-30 hours a week into your later years seems ideal to me.
@lukkkasz323
@lukkkasz323 Жыл бұрын
Not everyone's purpose is job.
@helenaville5939
@helenaville5939 Жыл бұрын
@@lukkkasz323 You missed his point. He specifically wrote "to progressively work towards doing work you enjoy". This is the universally accepted ideal because when you're enjoying doing it then it ceases to be work in the conventional sense. It's true that not everyone's purpose is a job, but everyone's job IS to find a purpose.
@lukkkasz323
@lukkkasz323 Жыл бұрын
@helenaville5939 I was referring to degradation and depression from lack of purpose, didn't mean that the job itself can't be the purpose.
@helenaville5939
@helenaville5939 Жыл бұрын
@@lukkkasz323 I have no idea what that comment means. But I wish you a Happy New Year! 🎉🎉🎉
@lukkkasz323
@lukkkasz323 Жыл бұрын
@@helenaville5939 In his original comment he has stated "working 0 hours per week will also quickly lead to degradation and depression from lack of purpose." This is true only if someone find no purpose in life outside of a job, hence my first reply. I wish you Happy New Year too!
@LowkeyHundo
@LowkeyHundo Жыл бұрын
Thank you for sharing your wisdom Stefan. Nobody in my family has really pursued their dreams and they always encouraged me to work a secure job that retires early. Thank you for the reminder that doing what you love and chasing your ideal lifestyle early on pays off.
@NewYork7914
@NewYork7914 Жыл бұрын
Healthy exercise hobbies are especially crucial for sedentary software engineers.
@aslkdjfzxcv9779
@aslkdjfzxcv9779 Жыл бұрын
no retirement, here. moving into different avenues of my life.
@randyrips
@randyrips Жыл бұрын
Thank you for passing on your knowledge via the mentoring program! You’re providing a much-needed service to those who very much appreciate it.
@amvin234
@amvin234 Жыл бұрын
A note on higher mortality rates among early retirees: it could really be difficult in controlling for confounding variables. For example, a significant number of early retirees might be retiring *because* of poor health, not that early retirement makes them unhealthy. For example, you have some debilitating disability that makes it difficult to keep working, so you settle for early retirement. As a person with a disability, you are probably already more likely to have an earlier death than average. It's similar to the vegetarian paradox that vegetarians have slightly higher mortality. But many vegetarians are people who were already unhealthy before being vegetarian, and then were scared into becoming vegetarian because of their poor health, perhaps a heart attack caused by a diet high in red meat; if you try to control for that variable, then it eliminates that mortality gap. That being said: definitely agree with the thesis of the video that you shouldn't retire to just sit around all day, but to find some productive activity that you actually like to do.
@StefanMischook
@StefanMischook Жыл бұрын
Good points.
@alexbecar977
@alexbecar977 Жыл бұрын
Totally agree, I'm 23 and laded a coding job in c#, first paycheck was straight to retirement fund, the earlier you start the easier it will be later in life. My dad is 70 and still working his karate school and making twice my salary.
@StefanMischook
@StefanMischook Жыл бұрын
Good job on starting the retirement funds. Go crazy on that so you can live free!
@alexbecar977
@alexbecar977 Жыл бұрын
@@StefanMischook Thanks Stef, you are one of the real gs on IT yt!
@rinaldir8628
@rinaldir8628 Жыл бұрын
Thank you for sharing your thoughts Uncle Stef 😊
@lorikgian
@lorikgian Жыл бұрын
Great idea! Thank you!
@rod6722
@rod6722 Жыл бұрын
Appreciate your wisdom. I like these general life advice videos ;)
@justinmckenzie7328
@justinmckenzie7328 Жыл бұрын
I have an interest in coding, but not a passion. I see how it's applicable to everything and I agree that it's a superpower. But it's your wisdom and practical life advice that I enjoy receiving on a weekly basis. And that is why I keep coming back. Thank you. :)
@jonathan-3008
@jonathan-3008 Жыл бұрын
If I don't have something to do or to work towards then life just feels meaningless
@mariednathaliequirion2774
@mariednathaliequirion2774 Жыл бұрын
Another great video!!! Bravo 👏
@samirahmane3630
@samirahmane3630 Жыл бұрын
I needed this, thank you uncle stef
@redpillsatori3020
@redpillsatori3020 Жыл бұрын
Great as always. Thanks for the sound advice. I wouldn't want to retire fully, but semi-retiring or doing my own projects full-time before I'm too old is my dream.
@wranther
@wranther Жыл бұрын
Wonderful video Stefan! Looking like you are recovering very nicely. Hope to see a once in a while live stream if those utube notifications ever work again. -Bob...
@StefanMischook
@StefanMischook Жыл бұрын
Thanks 👍
@pinkdiscomosh2766
@pinkdiscomosh2766 Жыл бұрын
This was great! I have been thinking for awhile now about the concept of working in my old age especially now that I’ve found a career that I love that doesn’t require hard manual labor. Why travel and enjoy life when I’m old and tired when I can travel and enjoy life while I’m still young and energetic. It just seems to make more sense to me.
@rogeriocastellano449
@rogeriocastellano449 2 ай бұрын
Great advice!
@caseyspaulding
@caseyspaulding Жыл бұрын
Agreed. Learned this myself and have been told this by others… still good to hear you say it tho!
@ianarn
@ianarn Жыл бұрын
Many men who retired from my workplace died within a year or two of retiring!
@sukapow
@sukapow Жыл бұрын
What's the usual cause of death?
@jeffhulett4194
@jeffhulett4194 Жыл бұрын
They were the lucky ones, the rest of us are starving, mind and body.
@donnydonkey9708
@donnydonkey9708 Жыл бұрын
@@jeffhulett4194 ok
@imranmehmood6072
@imranmehmood6072 Жыл бұрын
may be it's because the retirement age is too late and the hardwork required by job took toll on their health. May be a better comparison would be through studying another group of people who didn't retire at normal retirement age and kept on working.
@sapientum8
@sapientum8 Жыл бұрын
@@sukapow often it's alcohol poisoning
@Rogelio_007
@Rogelio_007 3 ай бұрын
I consider myself retired at 56 although I work full-time. I enjoy my work, my colleagues and the ability to go eat out here and there. Simple life, yet fulfilled.
@patryk3852
@patryk3852 Жыл бұрын
Thanks Stef
@taurus8263
@taurus8263 2 ай бұрын
If you do what you like doing at work, you are maybe among 1% of lucky people. However if your only purpose in life and what motivates you, is your job, I feel very sorry for you. But do whatever makes you happy. I myself can' t wait to retire. My parents retired long time ago and they are so much happier now. They have time to do things they love doing. I am really looking forward to be able to enjoy my free time.
@stephendelacruzone
@stephendelacruzone Жыл бұрын
Sagely tips Uncle Stef. Lemme simmer this idea... see what I come up.🤔
@sapientum8
@sapientum8 Жыл бұрын
One important thing about mentoring or helping others is that by helping others you are actually helping yourself in some mysterious way. There must be some fundamental spiritual law behind all this.
@AngelCosta
@AngelCosta Жыл бұрын
DAMN, SON! Right on point! In Brazil, if you're an employee, you're usually end up being forced to retire around 65 years old. Only then you can receive your retirement money (paid by the goverment or private bank). But if you're a freelancer or own your own business, you're free to do as you choose. I like being helpful more than I like making money, this is what I intend to keep doing once "comercial projects" stop being interesting to me.
@marcw6875
@marcw6875 Жыл бұрын
Ah, if only everyone could work doing something they like to do. Think of all the essential jobs that humanity needs done, but almost no one would be doing. For example, I doubt garbage collection (the non programming kind) is something that many people just like to do. Ditto for working on clogged sewer pipes. :p If you find yourself in a life where you are being paid to do what you like, then appreciate that you are one of the lucky ones. I'm sure plenty of people do find that life, but the point is that not everyone does.
@silversolver7809
@silversolver7809 Жыл бұрын
Steph is talking to and for HIS audience, not everyone.
@dispersemedia
@dispersemedia Жыл бұрын
Those jobs would be done by robots soon. And yeah, many people actually like to do those jobs. To me, those types of jobs are actually more tolerable than being in front of the computer writing code for 8 hours. The only downside is it pays not very good that's why many just pursue office jobs.
@silversolver7809
@silversolver7809 Жыл бұрын
@@dispersemedia Outside jobs sound kinda romantic, until it's freezing cold or lashing rain or roasting hot.
@pataleno
@pataleno 7 ай бұрын
I’m in IT and plan to retire 5 years from now. I’m gonna do something completely different and get me a small van and keep busy doing odd jobs.
@StefanMischook
@StefanMischook 7 ай бұрын
Cool.
@panagope
@panagope Жыл бұрын
I m sorry to say that if ALL of workforce decide to do the job they like, then nobody will work in plastics industry, waste management industry, retail / hotel client support, tourist support, and a thousand other sectors. So , the " do what you want " Moto is only for the few. Otherwise the society will not function, because, There MUST be people to do the Dirty Job ! At least we have to realize that and to say the truth in ourselves !!
@wildbill562
@wildbill562 4 ай бұрын
I agree with this guy. It's all about crafting a daily routine (lifestyle) that is rewarding to you.
@StefanMischook
@StefanMischook 4 ай бұрын
This guy approves of your comment.
@WendyOryen
@WendyOryen Жыл бұрын
I’ve seen dudes come back to work where I was when they retired
@-Engineering01-
@-Engineering01- Жыл бұрын
Yeah ! Cracking off my software career to be a pimp 👊 (includes humor)
@sewnsew6770
@sewnsew6770 4 ай бұрын
What you describe is power over creation of your own vocation How many can do it?
@lilsaint91
@lilsaint91 9 ай бұрын
Of course if i can do what i like and get paid, who wouldn't? The problem is i like not having to work and lazing around and nobody's paying for that last i checked
@Jessica-lv8vh
@Jessica-lv8vh Жыл бұрын
I also teach coding and enjoyed it so much helping others
@antonioperez4091
@antonioperez4091 Ай бұрын
Retirement means doing what you want when you want. It’s not sitting on the couch vegetating
@panashemureyi1599
@panashemureyi1599 Жыл бұрын
I just want to thank you for making me open to learning other languages, I would have definitely become python zealot if it wasn't for you.. I never thought I would learn php but now I'm loving it very much. I have this question for you. I'm a newbie meaning I have never used my skills in the real world and I have a friend of mine who has a small business. now I'm very comfortable with django, flask to a lesser extent. now I'm learning php and hopefully laravel in no time. please help me understand which language I should use in this situation.. I have already watched your video from some years ago. I just want to hear your current thoughts.
@panashemureyi1599
@panashemureyi1599 Жыл бұрын
and also what would you say to non technical people who want to know how to choose which technologies to invest in for their business needs.
@last_samurai6690
@last_samurai6690 Жыл бұрын
You won't be able to code a friends website and maintain it if you are a newbie. Most public facing website, even for software companies are done with simple static CMS like WordPress or wix or whatnot.
@vendettamalize7209
@vendettamalize7209 Жыл бұрын
You are my Dr. Frankenstein, I am your IGOR
@alanpern
@alanpern Жыл бұрын
What club did you work at?
@yves1926
@yves1926 Жыл бұрын
Which camera do you use ?
@StefanMischook
@StefanMischook Жыл бұрын
Canon C70.
@chesterleespencer5808
@chesterleespencer5808 Жыл бұрын
As uncle Stef has claimed, once you get in there's no quit.
@neilcook1652
@neilcook1652 6 ай бұрын
Hotel manager, telecoms manager, school procurement consultant….if you don’t like where you are move, you are not a tree !
@palerider7924
@palerider7924 2 ай бұрын
My job is hobby like work it will take health challenges to make me quit.
@Big_Tex
@Big_Tex Жыл бұрын
Are you kidding, I’m going to spend my retirement studying programming 🤣
@walidaguib3944
@walidaguib3944 Жыл бұрын
is java still in demand for android developement??
@alexbecar977
@alexbecar977 Жыл бұрын
Kotlin is the new standard for Android, but cross platform solutions like Flutter are becoming very popular
@icebirdd
@icebirdd Жыл бұрын
Great advice! You kinda sound like Dave Ramsey, well; more accurately, Ken Coleman who is the guy on the Dave Ramsey team all about helping people work with purpose while doing what they love. He also said don’t retire; but find what you love to do and get into that; and Dave Ramsey is all about being financially responsible.
@s.nikolic497
@s.nikolic497 Жыл бұрын
👍🏻💯%
@AlaskaJiuJitsu
@AlaskaJiuJitsu Жыл бұрын
I retired recently and I am hungry for all the knowledge like a child lol.
@FishyHandle
@FishyHandle Жыл бұрын
Is it possible that data at least biased to some degree? I can see someone retiring because of health issues.
@StefanMischook
@StefanMischook Жыл бұрын
That’s a good point.
@yourix2
@yourix2 Жыл бұрын
This is genuinely very good advice. Save money! Believe me, just having 3 months of salary worth of savings will give you a much better night rest than any sleeping pills haha. You can invest in some stocks, but stocks are unpredictable even though with stocks you don't have to deal with inflation. Still you want to have money that you can acces easily in case of an emergency.
@HTWW
@HTWW Жыл бұрын
This is so, so true. To the letter, actually, especially concerning the *sleep* part. I have started saving money just recently - and goodness, what a change.
@yourix2
@yourix2 Жыл бұрын
@@HTWW haha exactly!
@josephl6727
@josephl6727 Жыл бұрын
I will never retire. The economy will never allow it. Haha
@FatherGapon-gw6yo
@FatherGapon-gw6yo 3 ай бұрын
Invest! Market returns 20%+ for the last decade-a fish could retire!
@alexandrospantelakis3683
@alexandrospantelakis3683 Жыл бұрын
👍
@sqwert654
@sqwert654 Жыл бұрын
I dont see the point of retiring from my hobbies. Im either playing online shooters, coding, or making 3d art 10 hours a day.
@He_isI
@He_isI Жыл бұрын
But are you good at C.O.D. my friend?
@sqwert654
@sqwert654 Жыл бұрын
@@He_isI best score 6k Invasion, 6kd. Hard against the console aimbot kiddies
@sqwert654
@sqwert654 Жыл бұрын
@@He_isI But its the worst multiplayer game I have played in 25 years of gaming. Made for kiddies and console users. Not to mention crashing every second map. Made for Twitch streaming console users.
@sqwert654
@sqwert654 Жыл бұрын
@@He_isI Just got an 8k/d camping on roof with RAAL sniping lol
@He_isI
@He_isI Жыл бұрын
@@sqwert654 Yeah it is way different this time. I’m just a humble console peasant. Lol
@pauls1883
@pauls1883 3 ай бұрын
If you want freedom ... don't get married. Don't have kids.
@galactic904
@galactic904 5 ай бұрын
I 'd love to work but i can't stand and interact with the Corporate world anymore. They're to serious in ripping people off, with all the bs fame, bling luxury culture, it drives me crazy. Perhaps a gov job would be better, they're not too serious and still have decent HR and benefits.
@alfonsasspalviskis2651
@alfonsasspalviskis2651 Жыл бұрын
You should, because: you will piss of your younger cooworkers. Why? Because you probably do not want to study anymore or do things differently. So you will push everything in the way which accomodates you even if its slow and outdated. How I know? I work with 64 years cooworker.
@He_isI
@He_isI Жыл бұрын
1st!
@thisequation
@thisequation Жыл бұрын
1st after the 1st
@StefanMischook
@StefanMischook Жыл бұрын
LOL
@thisequation
@thisequation Жыл бұрын
@@StefanMischook great video btw
@alfonsasspalviskis2651
@alfonsasspalviskis2651 Жыл бұрын
Video made in 2022-11-08, but not aged well. Coding isn't super power after Chat GPT.
@toddboothbee1361
@toddboothbee1361 Жыл бұрын
People die near retirement because they are old, just what Social Security Administration banks on. I never much cared for the work 45 years to play golf for two. Bad trade off. Cheers!
@muffinman1
@muffinman1 Жыл бұрын
As Donald Trump said, when you retire you expire.
@afterglow5285
@afterglow5285 Жыл бұрын
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