4 Thing FERS Retirees Can't do With TSP

[@michele6708]

To get around #1, you can make a withdrawal and immediately rebalance which substantively is the same thing as withdrawing from a single fund. (Given that you don’t have specific control over the day/time of the withdrawal in the first place, the slight timing difference between the withdrawal and the transfer is irrelevant.)

[@FederalRetirementPlanning]

You could but most people would rather take funds from the position of their choice and avoid having to take one more step when doing a withdrawal

[@noway5976]

Good stuff Brad. Those are certainly 4 big negatives regarding TSP in retirement. I’d be shocked if any of those get “fixed”. One benefit is it creates opportunity in the private financial sector for those trying to escape the TSP pitfalls 😅

[@FederalRetirementPlanning]

That’s true, if u add in all of the distribution issues TSP has had over the last year they are doing a great job of driving people away