4 Ways to EARN MORE MONEY While WORKING LESS

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[@AccordingtoNicole]

Get Magical AI for free and save 7 hours every week: www.getmagical.com/accordingtonicole

[@musicalneptunian]

link has moved?

[@Catherine_2571]

Ugh. AI is still deep in the theft issues. It takes from other creators with no compensation. Is this really what you want to support?

[@AccordingtoNicole]

@@Catherine_2571 Do I want to support technology taking care of the tasks I don't want to do? Yes. I 100% support that.

[@Catherine_2571]

Alrighty. Please look into the theft issues. From what I’ve seen of your stuff, I didn’t think you would support companies that steal. In the future, sure, but for now, it is highly problematic.

[@AccordingtoNicole]

@@musicalneptunian sorry about that. link fixed!

[@SamhainBe]

Again, wise beyond your years Nicole! I was 55 before I figured it out and can't get back the years I lost.

[@bree8150]

You were exactly where you were supposed to be, my friend, and at the exact right time. ❤

[@nettoyageadriance]

15 yrs self-employed. $250-$325/hr. Clean windows on commercial and condo buildings. Super low expenses. 39 yrs old. BARISTA-FI.

[@tintin66666]

I can live two week in Sweden for 350$😂

[@BoBandits]

My rent is $350/ wk... And that's affordable around here. ..​@@tintin66666

[@seltzermint5]

For those of us (especially USA) who do work for "the man" I think an underrated & powerful thing is to make yourself extremely useful and good at your job *BUT* refuse to work outside of working hours. Come in on time. Take your FULL lunch break every single day (on time whenever possible). If work ends at 5, leave at 5. When more workers do this it gradually becomes the culture. I'm in my 40s and have seen HUGE positive strides in this. 15 yrs ago I saw so many more employees in the vibe of taking work calls, email and texts all evening and working 10 hr days with no break. Especially those of us in our 20s-50s working prime right now can impact the culture by refusing to do that. Yeah some places are still gonna demand the BS of years past but if everyone refuses? Good luck, employers.

[@rodhoutx]

What’s funny is that if you go just a bit further back a lot of this didn’t exist. When you left work for the day you were done. Email didn’t exist yet or the company still had mainframe email. No cell phones. Pagers, but only a few had them for emergencies. If you were salary and worked a few hours over you would get reimbursed for a meal. Technology made people more productive, but companies still wanted more. Now there’s a lot of blur between work and home life. Even on vacation people are still plugged into work checking email and attending meetings remotely, especially when companies don’t cross-train and you have no backup person for your job because it’s teams of 1 person now instead of teams of 3 or 4.

[@babydadoo]

Totally agree, especially as people who work free over time or over work them selves during work hours create unrealistic expectations of the amount of work they can do, and how long it takes them to do it.

[@dark.and.planty]

This is what gen Z is doing. Some call them lazy, I think it’s about damn time! Good for them 👏🏼

[@seltzermint5]

@@dark.and.planty YES! I'm older but totally on board.

[@clarebear4313]

Incredibly helpful comment, thank you 🙏🏻💚

[@saraspara9365]

Nicole, your knowledge would be such useful information for high schoolers. Imagine how many lives could be transformed with your valuable knowledge and mindset. Much love to you.

[@res2788]

If you could get high school kids to put down their video games and watch Nicole’s. Good luck with that 😊

[@ljannell]

I agree. I wish we were taught these things in high school because some of us, like me, didn't get these lessons at home.

[@FoodandOtherPassions]

SO TRUE!!!!

[@buuzy252]

@@ljannellI wasted my whole time and life in high school

[@tonyp9313]

@@res2788 Yeah so video games are mainly for adults just to let you know. The avg gamer is 30 years of age. Yeah video games are a lot better than watching Nicole here who says the same things in her vids lol. Make more money, be a minimalist, be frugal. Also advice she gives in this vid is very hard to do for many reasons. Yeah cool if you can get a $40 an hour job by quitting your $20 an hour job. Is it worth it though. What are the risks?

[@jeffmpvd7689]

Nicole is wonderful but there is some important information left out of this video: When you're self-employed You have to charge about about double or triple to make the same amount of money as you would as an employee. When you're self-employed in the US you have to pay a hefty self-employment tax, You have zero benefits, zero health insurance, zero paid days off, and you wind up working a lot of hours that are not billable. Looking for new clients, giving out estimates and a lot of other work is not billable. I've been self-employed my entire life, it's a good life but there's so much you need to be aware of and simply thinking that you can double your income by charging twice and as much as an hourly worker would get is not the reality. If you're earning $20 an hour as an hourly worker I would say you need to earn a minimum of $60 an hour as a self-employed person to actually make more money in the end. On top of that, when you're self-employed you are not guaranteed to work a certain amount of hours per week so consistency of billable hours becomes a huge issue.

[@tonyp9313]

Haha cool. Yeah I kind if figured that out. She makes it sound super easy to do this but in reality it's way harder.

[@LisaSoulLevelHealing]

No you dont. Deductions.

[@jeffmpvd7689]

@@LisaSoulLevelHealing Deductions are from all your extra expenses that come out of your hourly pay.

[@nickpapagiorgio702]

You are overstating the costs of self-employment rather bigly. The employer's half of FICA that you are now responsible for is 7.65% of gross wages, and the ACA as modified by the ARPA limits health insurance premiums to 8.5% of gross income at any income level. That's literally all you have to pay to be self-employed in the US at the moment. Of course, that all changes if Trump repeals the ACA, so no promises for next year.

[@PositivelyPam]

This. Also, I find in order to be successful in self employment, you have to be crazy talented and able to do something that no one else (or very few other people) can do.

[@sadhna1gaurav]

Not only is your content super valuable, but also your sense of humour is AMAZING

[@nursekja1]

Youre right. Time is not a renewable resource. It is precious. The 40 hr work week is outdated. We only have 112 waking hours a week. We should only be working 20 hrs. With modern technology we can do more in 20 hrs than people used to do in 40 hrs. So, the 20 hrs should be valued at least as much as the 40 used to be - with the same pay. Then we have the rest of our time to be exercising, going to medical appointments, and doing things to enhance our health - like preparing nutritious meals, taking care of our homes, doing chores, managing financial responsibilities and investments, spending time with friends and family, doing hobbies we enjoy, having pets, learning, trying new things, creating, inventing, experimenting, traveling to open our minds new ways of doing things and of living, giving time to charitable causes, volunteering, and spiritual pursuits. Youre right on. But those in power, those corporate owners don't want us to have that free time because we might outpace them, compete with them, hinder the status quo that gets them rich. People woke up a while ago. Now the internet is giving them the power to take action and do things differently.

[@iamjane9628]

Love this !

[@iamjane9628]

The corporate and political powers also don't want the current system to change, because they only benefit when people are running fast and furious on the hamster wheel, too busy and distracted chasing the American Consumerist Dream to notice all the sh*t those in power are pulling. Our rights are being chipped away, and people are oblivious because they don't have - or fail to take - the time to educate themselves about what is going on. We are too busy working (aka, making other people wealthy), buying useless crap, and posting stupid selfies on social media.

[@deniser.m.7356]

I totally agree! A 40 hour work week is beyond ridiculous. I don't mind working, but I am exhausted after working 32 hours. I just love the statement you made 🧡💜❤️

[@jofasable]

you hit the nail on the head.

[@noseboop4354]

Totally agreed. Something that many people aren't aware of, is that medieval serfs only worked an average of 20 to 25 hours a week (except for the busy harvest season that lasted about two weeks). And before agriculture, prehistoric people worked an average of 10 to 15 hours per week. Humans were never meant to work 40 hours per week, let alone 50-60-70 and beyond.

[@hawksoob]

A quote I came across recently that I love: “Success is not how much time you spend doing what you love. It’s how little time you spend doing what you hate.” - Casey Neistat

[@libbyannstew8775]

I think what many people don’t recognize is that being self-employed you’re never “off the clock”. The business is always there - on your mind and you have to stay one step ahead. For the truly entrepreneurial that’s just the way of things and they either love it from the outset or are able to adapt. I tip my hat to all you entrepreneurs out there. 🎉

[@lynnoorman2144]

You learn to shut it off at certain times. I refused to do any work related calls paperwork etc after 9pm or before 9am. Learnt enough to retire at 58 and own my own home. You have to be self disciplined!

[@libbyannstew8775]

@@lynnoorman2144 That’s excellent! I’m not sure I could shut it off - I was a “boiled frog” 🐸 when it came to work. Turn up the heat and I swam faster and faster. Managed to survive it and retired in 2018. I think the younger generation has a healthier outlook on work. Work to live rather than live to work.

[@Oz_GQ]

There is a distance from the job that comes from being an employee. Not everyone can compartmentalise 'work time' and 'me time'.

[@mtns340]

Maybe, but what you're thinking about is your business, not what will benefit a bunch of corporate overlords.

[@ekevanderzee9538]

I found that my jobs were that demanding that o was working 24/7. Since being self employed, the pressure is WAY less.

[@davidbeise7385]

As an old guy now who was self employed for 30 odd years your comment about dreading Monday on Friday really resonated with me when I was working for other people. Being self employed isn't for everyone but for some of us it's a life line. It's a bit like entering a world you've never been in before. There are different skill sets needed to navigate going from being a technician, in whatever it is that you do, to now being a manager and an entrepreneur. My biggest reason to go out on my own was for my FREEDOM, which you kind of alluded to in the video. If anyone is thinking about this route I'd recommend they get in touch with someone doing it in your area and take them for lunch to ask them just how they did it and what to watch out for. Good luck to all the new self employed young people.

[@CELLPERSPECTIVE]

Anyone who's worked a retail job as a minimum wage employee will relate to this videos sentiment in some manner. Every year I've worked at a retail job, we've had a micromanaging supervisor, which completely contradicts the wasteful nature of these team building exercises. No one wanted to be there and no tangible increase in progression was made due to these meetings, yet they were regularly scheduled on days most of us had off. I was 18 and a student at the time, so coming in for a 9pm "get to know your coworkers" meeting was excruciating.

[@seltzermint5]

I never minded those meetings, even as a young student. BUT I would never have attended if they were unpaid. I just looked at it like if they wanna pay me to learn I'm a Blue Type personality, good for them. Same dollars per hour.

[@tonyp9313]

I worked a minimum wage job when I was 18. I was working as a bus boy. It was ok. I remember working a ton of hours to on weekends.

[@chrisl418]

Imagine being 55, working a low paying job, college educated and feeling STUCK because your kids all live with you in your small apartment! Three of four have physical or mental health issues.

[@carltondoorman9145]

I like your ideas, but for us down here in the US, there's an obstacle you don't have to worry about up there - down here, most of us are dependent on our employer for health care, because otherwise healthcare here is pretty much a luxury for the wealthy. I've had ideas for earning pretty good money for myself, but if I leave my regular job, I'd be without healthcare. We can only dream of a time someday when maybe we can all escape the grip of the American health industrial complex.

[@esterdrass4964]

True. My friend works in the medical field, and she gets paid well for it and the coverage is great and she hates it. She wants to do something else, but it would mean giving up her healthcare and at nearly 60, that is not an option. We also know that not all jobs in the USA offer good health benefits, they used to , but not so much anymore.

[@SamButt-d8q]

Love 💕 you have amazing motivation and awesome leadership skills thank you for sharing

[@GloeJassie]

I couldn't agree more. I remember getting a 2 week leave from the Navy, and the whole two weeks, all I did was dread going back. Its such a waste.

[@joelyons3713]

I worked hard all through my 20’s. Now at 35 I am working part time afternoons and have a lot more free time.

[@kenblum4840]

I'm in my 60s and began to take up many of these things you mentioned while in my 20s and was able to have a very nice home and actually have time and energy to raise 2 wonderful boys. We always made a good living working less than 30 hours per week and will never look back with shame for not treating time as our most valuable asset. We like your videos!

[@tonyp9313]

Why are most people in their 60's here watching her vid. Damn she wasn't kidding when she said it was mostly 60 year old watching her vids lol.

[@kenblum4840]

​@tonyp9313 - updated - Is that supposed to be funny? My whole family has watched her content, and the many other videos that the algorithm has sent our way relating to the minimalist, unconventional lifestyle. I hate to think, and wouldn't think that Nicole or any other content creator has a problem with the age or gender of their audience and we certainly don't care about the age or gender of the creator because every generation and gender has unique perspectives that would otherwise go unnoticed if we didn't appreciate the value they all have.

[@tonyp9313]

@@kenblum4840 Yeah it was a joke because on Nicole's Q & A video she mentioned 60 year olds for the most part were calling her pretty & stuff & she was disturbed...That's why I said it.

[@kenblum4840]

​@tonyp9313 That's a shame to have to see that garbage. People need to be respectful.

[@melissaholder1294]

you are so smart! I did that when I was a young nurse in Houston. I would strictly work "as needed" shifts, earning enough for bills and good times. As I got older it changed and I worked 40 plus hours a week for the past 30 plus years. Now I'm going to retire this year and find myself again, I figured I'd take 2-4 months off and go back to work on my terms or not. Thanks for your videos.

[@paul_domici]

Work Life Balance is everything!!! Doing what you love, when you want is the best!!!

[@RaechelMaelstrom]

In tech, the "morning huddle" is called SCRUM, and it is the worst fucking invention of the tech industry. Your boss gets everyone together (and is supposed to stand to make it fast), and everyone has to say what they are doing while other people and your boss snipe at you. Sometimes they are "fast" - 15 minutes, and sometimes they are not. When I finally quit my job the daily meetings were taking about an hour a day. No gained benefit other than boss feeling bossy.

[@amg9163]

@RaechelMaelstrom I worked in IT at a large, recognizable fashion company. I had multiple _huddles_ with multiple teams, taking up most of all of the day. After 8 hours of meetings, and trying to process the details of all the meetings, it was exhausting to try to do *_actual work_* during the several *_unpaid after hours._* Happy to say, as of this past Friday, I am no longer there. And I will *not* miss 35 to 50 _"meetings"_ *about virtually nothing.*

[@mettamorph4523]

Me too in tech. Instantly recognized the "huddles". Corporations trying to seem silicon Valley modern. Total time waste, always during my most productive morning hours. Projects still mismanaged with last minute crunch coding. The most useful project tools IMO is Gantt chart and a dedicated war room with white boards. NOT white boards that get erased for other meetings.

[@lisajanestrawbridge7833]

I live in Australia and am in my 50's, I plan to retire at 60. I started working casual employment in the last 18months which gives me a better hourly rate of pay, meaning I don't have to work fulltime giving me work - life balance. Obviously, I don't get paid annual leave or sick leave, however I budget for when I take leave of any sort, plus I am fairly healthy and don't get sick very often. Thank you Nicole for your insight.

[@4peaceandharmony]

Fellow night owl. So nice to hear that someone else has embraced the entrepreneur life because they are just tired of being sleep deprived from the early morning grind. So nice to follow your body's circadian rhythm. ❤

[@milloolee]

I have a corporate job and with it I’ve utilized every benefit eg. healthcare, retirement savings, shares etc. My employer matches my retirement contributions, also, nothing beats paid vacations. Not all jobs are bad and some companies actually do care about leveraging employee benefits to the benefit of all. It all depends on what you can accept and tolerate.

[@barbarabruce7648]

As someone a scooch older than you I say bravo. I worked hard young. Actually got two degrees but they were free. I was smart about it. Worked casually whilst studying. Bought two houses. Not sucked in by marketing consumerism. Frugalista here. I never worked for myself but only worked jobs I loved. Retired young and had kids old. Hubby still works in a career he loves. I love that you said you never had to ask for a day off. That's worth gold. And sleep is underated. You go girl. Its amazing the wealth you can amass by not getting sucked in by consumerusm. A lightbulb moment for me when doing a saftey training course. Instructor said if there is a fire 80% of people are sheep and will automatically follow everyone else even if its into the fire. Only 20% of the population think before acting. That gave me the confidence that not following social norms was GOOD!

[@scleo1959]

Loved what you said about the people who were trying to exploit your services. That 10% sucks!

[@SpiritedMB]

I really enjoy and learn from your videos. I have been self-employed most of my life. I worked Corp jobs after college and I.COULD.NOT.DO.IT. Seriously, I just couldn't. A couple additional reasons I could not work for corporations were that I loathe: routine, authority and hierarchy, and fake people! Keep your videos coming, a lot of people are now looking for "outside the box" solutions.

[@Observer100-cn7gv]

Truer words were never spoken. I agree with everything you said. Every last word. All the best.

[@frithar]

Yes guuuurl! I kept refreshing my screen. Lol. I really look forward to the Sunday visits

[@luisrojas7987]

Thank you for your video. Always useful. Not all people are made to be an entrepreneur. Some people want the structure and not to worry about thinking what they need to do even if they earn less. Being an entrepreneur requieres management skills.

[@horsetracker63]

Bravo to you Nicole, you broke the chains of being a "Wage Slave"!!

[@melissalee333]

So thankful for your wisdom and sharing it with the world. You bring great value to everyone that watches.

[@cindychurch335]

I’ll be 68 in a couple of months. I’m almost ready to ditch my corporate job and find something that gives me an extra $1000 working a part time job. I find myself angry and as Nicole said, get the work blues on Sunday afternoon knowing in a few hours it’ll start all over again. I want to paint, have morning coffee with a friend, sleep in, and see my grandchildren more often! Life is too short and I’m realizing that!

[@richardross7219]

Congratulations on 10 years. When I was self employed, I pushed myself alot. Now, I'm retired(13 years today) and I take life much easier. Good Luck, Rick

[@elijaprice]

Clicked on the youtube amazon prime advert to give you the ad revenue, even though you trash them (correctly). Keep up the good work.

[@Yetiforce]

6:41 Hates job with the passion of a thousand burning suns, instantly gets burned by the actual sun.

[@rowdyriemer]

I think one thing worth mentioning for folks in the U.S. is that immigrating to Canada might be good if you want to be self employed. One HUGE reason I keep my current job (which is a good job to be clear) is that health insurance would cost much more if I wasn't getting good insurance through my employer.

[@violetlight8138]

One of the things I really like about her is she talks about the quality of life instead of 401k's and what you are supposed to do with the 100,000 income you make a year. She's really relatatable. Rather than these other guys that seem really out of touch. I am an entrepreneur too and I have a low income so I needs tips on how to utilize my income instead of how Im going to use a salary that I dont have.

[@jiffypop247]

Fellow not morning person. I work in a very morning centered industry. I prune and cut down trees. I have carved a niche spot of a contract climber. One company i work with starts at 830-9am. The other starts at 730-8. It makes a world of difference for me to start an hour later.

[@00mazone]

I relate to the end of this video. You Canadians have one advantage that people from the U.S. don't have. Universal health care. My health care is tied to my job. It's a lot more expensive if you go out on your own. Medical expenses is the number one cause of bankruptcy in the U.S. I absolutely hate having to work full time and I'm working on getting out but it will take me some time.

[@iamjane9628]

Same. Ready to retire now, but continuing to work for the medical insurance. At least until the fall election and what it may mean for the ACA.

[@goodwin.the.wizard]

I usually work ~4 hours a day and haven't been caught yet. The secret is to be able to work quicker than others. Remote job rules :-)

[@seltzermint5]

I work in an office and do this too, I spend at LEAST half of my day doing surveys and reading or chatting with friends online. Have for years. My reviews are phenomenal because my actual work is excellent. Working quickly and being efficient with shortcuts and smart with technology can have a huge impact.

[@goodwin.the.wizard]

@@seltzermint5 haha I'm also reading books during worktime, learning languages, cooking my dinner, exercising etc, just keeping an eye on the emails and messages in case someone wants to ask somethng

[@iamjane9628]

Honestly, anywhere I have ever worked, this is what I see. People spends tons of time at work socializing with coworkers, checking personal email, doing Facebook and other personal sh*t on their phones, etc. Very few people have the discipline, stamina, drive, whatever, to work a solid 8 hours in a row. And perhaps that is not healthy, anyway. The eight hour work day is outmoded. As someone said above, modern technology lets us get more done, faster. The 32 hour work week could be the norm, and I don't think GDP would drop one bit.

[@DreamAboutMe823]

This

[@DreamAboutMe823]

I work probably about 15 hours a week tbh. I have to go into the office once a week tho but even when I’m there, I just sit there. I make over 100k so I cannot complain.

[@GarrettWorcester]

10:30 - I talked to a co-worker about this very thing today after he asked me why I was lurking around the mechanic's shop. As it turns out, he doesn't like taking the required 30-minute break either, but since I am a baby's breath away from getting into trouble, I'll have to play along for a while and twiddle my thumbs. Usually, my boss wouldn't give a flip-flying fuchsia about me working straight through, so I'm guessing the "reminder to all employees" came from corporate.

[@workinprogresssince1974]

I agree with all this. Since I took more control of my work life, at least I have felt more autonomous and less like I am losing my mind.

[@MDAdams72668]

I am a self-employed tradesman here in the us I have to charge 3x what I would be willing to work for(as an employee) to cover "self-employment" tax, health insurance, estimates, paid time off, and vehicle maintenance. That is just breaking even (or a very small percentage more) for a lot of risk I was employed for 25/hr in 1995 when I went self-employed I was SHOCKED how much more I had to charge to come out ahead $100/hr That is roughly 205/ hr today and very hard to sell I generally only make 150-175/hr I feel bad for younger kids starting out today

[@Tim_Duran]

Thank you for your videos. I don't know how exactly how and when I stumbled on your videos. But they are a big part in me planning my exit from a horrible job, that I'm also hating. I dread going to work basically the moment Friday afternoon comes around. I have pretty much all the puzzle peaces, now I "just" need to execute them. My plan is to cut my hours even more (I'm currently already working just 6 hours a day) and concentrate on getting customers for my side hustle. Sooner rather than later I hope to completely leave. Over the years I already had two pretty long breaks because of burn-out and the next is on the way. I just can't take it anymore. I'm almost 45 and if I don't take this chance, I'm not sure I'm having the courage to pursue another one. I have to get out of there and your videos are a big part that I got the courage to make my own way. Thank you for that.

[@Oz_GQ]

Good luck. We can't turn back time, and always wondering 'what if' is not how we should live.

[@PostCapbudgeting]

Hi, spain here. I worked 40h for 1300€. Changed job in the same place and get 1700€ for 40h, so i download at 30h and now i get 1300 as at the beginning but working 3/4 hours😊

[@stevemcjob]

Cutting out a 40 minute commute to work is incredibly useful. I work nights, and drive 4 miles to work. I also skip a 30 min lunch and go home 30 minutes sooner. It's not quite wfh tier, but its 1000% better than wasting 80 min a day driving in traffic.

[@Amgirl03]

Very level headed and down to earth as usual and filled with wisdom. I really appreciate it in this image based world.. Thank You! 😊

[@rosieaustin9911]

Awesome description of the 9-5:00. Ugh. Thanks 🙏 May you keep helping others.

[@dean7468]

Omg! That’s me! I think or dread Mondays on Fridays!!!

[@Sgtyork488]

I admire your attitude. I could see you in preschool told to line up....I'm pretty sure you formed your own line....

[@jessicacortes7244]

I’m really feeling this all right now. Thanks so much for your motivational video. Hopefully I can figure out how to make these tips work for me.

[@cristinapatino8726]

I enjoyed your video. I agree with you 💯. Work is just a means to an end.

[@AccordingtoNicole]

You get it. Pay me and let me go home.

[@tinkerbell1270]

hat off to you lady. you are an inspiration!

[@noddyhasgame]

The Breaking Bad clip never gets old LMAO

[@AccordingtoNicole]

🥸

[@johannanichola]

Great video! The bit on corporate culture was spot on, and the Tom Delonge quote - pure gold! 🤣

[@goldstandardaviation1667]

19 years self-employed here. Living life on my terms.

[@CandaceChira1]

I absolutely love your channel and videos.

[@dwaynejava]

What do you do for a living?

[@gamingrigz5856]

I am doing this with my job currently - asked for a raise and didn't get it so I am starting my own business where I can charge twice my hourly wage for the same work.

[@boitoiful]

Hi Nicole. Just recently found you and I concur! I am almost too old to do this, but it sure has me thinking. Much love to you, and have a gr8 week. Jsn

[@Barada73]

Interesting timing for this video, because I've been considering going back to self-employment recently. My current full-time job is easy and can be fun (depending on who I'm working with that day): but it's very physically demanding and I'm in my 50s now and starting to realize that my body is probably not going to be able to take much more of this workload for much longer. I'm already starting to notice the negative physical effects, especially from old Army injuries that haven't bothered me in decades suddenly starting to become a problem again. So, it may not be a case of wanting to quit my job. I just might not have a choice in the matter.

[@paulabeattie8565]

Very good, again. Just wait until you are older and people will start telling you how 'lucky' you are. lol That one always gets me.

[@cindysegar1426]

What do you do for a job?

[@learningisfun2108]

I’m guessing (based on watching a lot of her videos and trying to pick up clues) that Nicole is a professional organizer/de-cluttered. She will help you organize your home and life. But I could be way wrong LOL.

[@sandracontreras8677]

No I think she helps people with technology, or budgeting, something on those lines

[@cindysegar1426]

@learningisfun2108 I definitely don't need help decluttering or simplifying my life. I live in my 4 runner and probably live more simple than she does. 😂

[@tanalee229]

I don't think you've mentioned the expenses you take on when working for yourself, i.e, various taxes, health insurance, etc.. It's not the same in Canada as in the US, but likely something to consider?

[@AccordingtoNicole]

There are almost none. I don’t pay for healthcare or insurance out of pocket. My taxes are basically exactly the same as they would be if I had a normal job. I pay $60/m for business insurance and maybe $1000 a year for relevant supplies. On the contrary, I can write off parts of my car and home expenses which lowers my tax burden and saves me money.

[@noona514]

10 years is something to be seriously proud of. I'm here to learn from you.

[@kyootzee]

Thanks for the inspiration.

[@vesnarajic5276]

The first 14 seconds of the video were enough for me. I loved to hear that. Now, now im going to watch the rest of it. I would love to have you here to help me live just like you said at the beginning of the video by setting websites for me or anything that works

[@PeggyTheGhost13]

Nicole, I would love to see a few videos on how to start a new business. Starting a new business is complicated, and I’m sure there are young people with aspirations who could use some tips.

[@AccordingtoNicole]

Find something you’re good at that people will pay for. Then do it and take their money. That’s it.

[@tonyp9313]

Listen. If I were you just find a 9-5 job that is 40 hours. You can search for all sorts of jobs, it's easier to do than a business & you'll get money. Doing a business requires a lot of time & effort you have to put in to make it very successful.

[@-All5ofus-]

Peggy, I started a cleaning business with $200 dollars, and just my good old cleaning around my own house experience. I used to make 3k a month as a full-time mental heath associate. I now have almost quadrupled my income, and I work part-time. I did hire 2 contractors to help, which has made it possible to add a few more accounts. Is it possible

[@ericirwin4385]

Single... no kids...no college debt, auto payment or health ins policy to pay...certainly makes it easier (but not completely) to experiment and possibly succeed at self employment. Add any two of those back into the equation and odds of making it substantially diminish in the USA

[@Oz_GQ]

Self employment is not for everyone.

[@marjamesquire8141]

Last spring I left a government job to go into the private sector. I doubled my income. While I’m not paying into the state retirement account anymore, I didn’t cash it out and I’m saving about $2000 USD a month from the paycheck. It takes discipline

[@tonyp9313]

Ok cool that you are now saving $2000 a month.

[@davids.9834]

I have always told my children "you have 2 choices in life if you want to be happy. Work for yourself or work for the man." I worked for "the man" starting in the military then a local government. I will never be rich, but am retiring on 2 pensions in my 50s. Or.... work for yourself. More risk but potential to make way more money. CHOICE IS YOURS>

[@MilaN-lt2mq]

That was a very interesting video. I think being successful at being self-employed requires a special talent not all of us have. The best part of my job is the social aspect: discussing ideas with co-workers, exchanging jokes, talking about upcoming vacations, etc. I would miss that, if I went out on my own. Plus, I have zero ability to sell anything to anyone.

[@papermason]

I use templates in the software I use at my job -- huge time saver, and increase in productivity.

[@wabi_sabi52]

Always benefit fr your content, thank you

[@majamarinic]

- be entrepreneurial - freelance - be productive - is this takes me closer to my goals? - do only the things that you have results with - outsource - be strategic - think outside the box

[@Musicmanbutte]

What is the second business that you have?

[@hivyfalou1393]

I can feel you with this extra gesture, because people either complain about the prices and want to pay the least they can, or they don't give it importance if not expensive, so annoying

[@JoshuaMRichard]

Thank you, this opened my eyes a little bit. I just started a music production course that will hopefully allow me to start making money by producing people's music outside of my day job. I can totally relate to the "work, eat, sleep". I'm currently making about $20,000 per year myself, and it's been tough to find time for anything else. Maybe if I become totally self employed I will be able to find myself again as you put it. Would be great to get into hobbies and pastimes again.

[@foodmens]

You're so Cool Nicole. I really love your content and your videos and your personal style. Its refreshingly just yourself. I really love that.

[@7Write4This9Heart7]

As someone who (unfortunately) works retail, that employee huddle thing gave me SO MUCH ANXIETY and your attitude there was SO MINE, TOO! LMAOOO! Fucking HATE that shit! UGHHHHH! I am often credited at work for killing shit like that, and FUCK, YES, I'm proud of that, too! X'D You go, Nicole!

[@roberthines4882]

I HAVE BEEN SELF EMPLOYED FOR 20 YEARS NOW!!!!!!!!! I NEED TO GET MORE TRCH SAVY BECAUSE I FI ND ITEMS IN THESE OLD HOUSES ALL THE TIME AND I DONT KNOW HOW TO SELL THEM ON THE INNERNET!!!!!!!!!!! I GET UP AT 4AM AND I TAKE 2 HOUR LUNCHES!!!!!!! I START WORKING AT 9 AM OR 10 AM AND I QUIT ABOUT 4 OR 5 MONDAY THRU FRIDAY!!!! YOU ARE RIGHT ON TRACK!!!!!!!!! KEEP UP THE GOOD WORK!!!!!!!!!!! JESUS IS LORD!!!!!!!! I AM 59 YEAR OLD GUY!!!!!!!!!!!!!

[@CZsWorld]

The great philosopher, Tom DeLonge

[@cathrinegee8049]

I remember when I was working I put in my application to have Christmas off and my supervisor came back to me and said you have to book 18 months in advance to get Christmas off. Then I realised that my employer owns my Christmas. I made changes very quickly after that. I have another job and now I dictate my Christmas holidays

[@Quist1852-wt2vj]

I'm an American, so working for the company is financially necessary since they pay into my 401k and is the source of my health insurance.

[@thecorrectoification]

This was a good one. I always say that your job is not your identity. And in most cases, a job is somewhere I wouldn't be caught dead within a mile of if I didn't have bills to pay. Obviously, if you make money doing something you'd enjoy doing for free-that's a different thing. I usually roll my eyes at the sponsor shoehorned in advertisement placement part of a video, but I actually find the idea of A.I. in spreadsheet software to be an exciting idea. I never really got around to developing any spreadsheet skills myself and it's definitely a point of weakness for me. I recently started to play around with the idea of becoming a certified Investment Advisor (AIA); mostly because getting your CSC WME AIS and AIA don't require work experience-(just like the CFA and CFP, although those two are much tougher exams.) And I realized that selling investing advice to people directly is probably a better plan to build than trying for an entry level job somewhere which I may dislike. I'm also already 40 so my age is working against me now.

[@alejandrotorrero3621]

That Tom DeLongue line hahaha, I remember when I was a kid it was just a "funny line from Blink 182" but now almost 40 I get it, work sucks.... and I know. But I told myself as you did, "there has to be a better way" and now I have different sources of income and I don't feel pressured by the reality of my 9 to 5 job, it hits differently when you have a regular job "just because you want to, but not because you have to".

[@EcomCarl]

Great strategies for enhancing productivity and income! Applying the 80/20 rule not only streamlines your workload but also maximizes the impact of your most valuable tasks. 💰

[@nerrade]

Ha ha. I worked retail for lots of years. Your take on the morning huddle is soooo accurate.

[@JubeiKibagamiFez]

I'm commenting to comment. I have nothing to add. You do great work.

[@karenssahellen]

You’re my freakin hero. Seriously.

[@gordonsellenartist174]

I enjoyed my day job as a Chef but Retirement is Glorious. 🥳 Your thought's are spot on.

[@FoodandOtherPassions]

I am so THRILLED for young people like you (and many of us older folks) who now have these options/opportunities. When I was coming up (Baby Boomer here), we were told you do high school, college or trade school and work for some company for a pension for 40 or 50 years then retire. A few years later you likely get hit with some debilitation illness or die. If you didn't do this, you were a worthless, lazy slug who didn't contribute to society. Anything outside the 'norm' was considered weird. I never fit into that mold even in grade school. It led to 30 years doing something I hated and eventually nearly killed me from the stress. These last 14 yrs. I'm in the medical field doing something closer to my heart. I'm getting ready to retire in the next year or two and looking to relocate and work part time. Having these new options for work opens doors that didn't exist before.

[@josephblanchard943]

Luv the blink 182 reference at the end of yet another great video!

[@haldooley4940]

That's it I knew someone else feels the same way as I have and you pined a name on it Sunday evening blues I worked at a chicken processing plant on the line 6am Mon thru Fri for 4 yr now as an auto tech 38 yr in getting that same feeling.got to make a change cause that is one of the worst feelings

[@LilouViviKiani]

Thank you for this post.

[@veesvoyages]

Thanks for sharing this!

[@hay5441]

Your words ring true in my life. Sometimes all I think about is work and money. I hate how much it rules my life. It’s like I can’t make enough and when I did save a lot of money. I’m thinking I need to make more. It’s really depressing. Time with family and my daughter should be priority not some job.

[@SamButt-d8q]

Nicole…I am retiring in November from the federal government will just be turning 56 kinda wondering where to go next retire and travel or start a business up not to sure what do you think? Move to Central America? Canada 🇨🇦 is getting too expensive and shitty cold winters 🥶

[@ronm6585]

Well said. Thanks.

[@JC-dt7rn]

You have figured things out nicely !

[@GrowingonVancouverIsland]

That seems to be my life work sleep eat repeat. I'm trying to change it. Working full time is really not sustainable for physical and mental health