Clutter is the worst form of rich stupidity?!😊

You sound like my x wife LOL, jk, smart, intelligent young lady, all the best to you!

👏🏼👏🏼👏🏼

I really needed to watch this video today. Love your honesty, it is so refreshing.

Props to you for starting so young. I wish i had too. I am well on my way to my goals now, but the longer you wait, the more you have to invest to get the return you want. I had to do some maths a couple times converting to USD 😅

One advice. We slowly go inbto the tiktok generation where all has to be short. I would advice you to study new waqys to present videos and cuts and scenes. MY attention can't focus on a long video with the same person look ing at me 95% of the time. hope that helpos.

Not related but I worry about you not having blinds on your windows and sliding door to your back yard. Especially at night. 😔

Nicole you are Brilliantly Hilarious! If it's not too personal, and at this point I can't imagine it would be 😆 could you share your thoughts on God and Creation? It'll probably blow up You Tube though🤣

I've been thinking about this ever since I watched the video. Another thing that I don't buy is...Lottery Tickets. May as well be flushing money down the toilet.

Check the cost of insurance to pay for other people car accidents .

I love wearing broken in, non-matching clothes and watch people stare. Little do they jnow how wealthy i am. 😂

I have two websites, two KZbin channels, two Etsy stores and I get paid to walk my neighbors dog.

Another thing I do to save money is BATCH COOKING> Pull out that crock pot and make soups, stews, chili, beans, whatever and then freeze in containers so you always have a work lunch or quick dinner. This saves me from forgetting to bring a lunch and having to spend money at Subway or Tim Hortons

Most places where I used to hang out are either gone, or in sketchy areas. I go online on a website where I meet other lonely people in groups. We go to bars to play trivia, out to eat, or events. Now I have several second places to go, in addition to flea markets, thrift stores, and antique malls and my workshop

I thought it was a five year period?

I moved out of my parents' house aged 24, felt it was well overdue. Moved in with a boyfriend. Looking back I wish I had felt more secure, been braver, aimed to be more independent, get my own place somehow. Just did not have your courage, Nicole, such wisdom. Hindsight is a great thing but I'd do things differently if I could. My 20 y/o daughter lives with me, I hope her path is smarter and she's more resilient than me.

because you are frugal, you can make good living off this

And that is why I drive a $10k Leaf. Costs you almost nothing to charge it and is incredibly reliable.

I'm extremely happy to live in Warren Buffet style , I'm not " flash " and flash does not appeal to me in the slightest , I love my freedom , that is the one thing you can actually buy " freedom " , and I'm a slave to no one ... But also , there will be very few who know that about me .

I have a friend who has worked 30 plus yrs to have her Superannuation fund healthy for her retirement. Her husband has not the same security in Superannuation...... hes only started attempt to have savings for retirement. If he doesn't have the means to retire then the load of his old age will be her legal responsibility. This is happening a lot to people in their 50s in Australia.

dont have kids...canadians suc*

o fans

#1 money saving tip Pirate everything. Torrent, crack spotify, infringe upon copyright. Piracy is not only morally okay, its morally GOOD to hurt megacorps that shouldn't exist to begin with.

I agree with you about most of the items on your list. In particular, a gym membership is a waste of money. The fuss and bother of packing my stuff and going to a gym isn't great. Then, when you get there, you have to wait to use the machine you want. Either that, or figure out the time of day that the gym isn't too busy. Screw that! I get up early every morning and work out at home. I have a stationary bike for my cardio and a couple sets of free weights and I do just fine with those things.

Well done on buying your house. Keep looking after your money. But remember some fun and experiences are worth paying for. Hope you have/find someone to love. ATB.

Nicole I r alone for a reason , I rather think of giving it to my kids rather then me. Their School , gadgets , reputation that their parents are not cheap cost money …

Invest in yourself make your own money if you can't do that accept your a job slave and shut up

Great video with great tips but lady please change your hairstyle. That front fringe is not working for you at all!!

I just love it when Nicole rants about things like this, its on a such a high level, well argumented and full of passion, and I also completely agree. I swear I could listen to her all night long. I don't have Amazon Prime, but I will suscribe to Nicole😇

A quite wealthy friend of mine told me " The only thing money does is make like easier it certainly never makes it better. ( he was referring to what you mentioned about on hand emergency cash)

How does the average "rich person" get rich? They don't spend a lot.

I went for a holiday in a wonderful place that had escaped cattle farming I am audiovisual and I could hear distressing sounds from cows in a local farm behind tne residence I was renting I realised this was the sound of Cows without a child to suck them of their milk Screaming in agony they move towards the milking machines 😢 I finally understand the cruelty devastating to humans of having no calf to feed Only the suction pump of milking Horrendous

duh...LPá, a good stereo of course ;)

I know being ghosted is hurtful. Another important thing I want to tell you is

genx here, I loved parents but, I couldn't wait to live life on my own terms. I Bought my first car at 16, moved out at 17 and have never lived with them since. I have lived in 4 countries, my first overseas stint when I was 19, completely alone.I've traveled to more than 20 countries , worked for many COs, from tiny startups to major corps. Started failed several businesses, walked the great wall of China, been the castles of Europe and the ancient cites of Japan to the outbacks of Australia . Owned and sold real estate in North America in and overseas. Im not here to brag, and I realize that times have changed, but.....life is short, you gotta grab it hard and hold on tight, and enjoy the ride while it lasts. You never know where it will take you

Some older men make me sick

the only way to lose weight is to do more; excercise, walking, running etc....the important thing is to enjoy the process

My biological mother threw me away immediately when i was born. My adopted mother was not very good to me. I am 60 years old now..and i have never been rich...never married...it's fated.

100% facts.

Skip Amazon all together. Make purchases with local businesses. If the local businesses aren't being supported, they will all disappear. Personally, I don't want online shopping to be my primary option because there is no other option.

Not only at Temu (I don't buy much), but with all online sellers, I put things in my shopping cart and leave it for a few days. If I still think I want/need it, maybe I'll buy it. Often I'll put it in "buy it later". On Amazon's site, I have stuff that's been in my "buy it later" list for years. Some sites will come back and offer discounts on stuff in your cart. I've bought from woodworking tools from Temu. They are high quality, though are ripoffs of other tools, right down to the colors. Aluminum extrusions and castings are pretty cheap from China, so they can be cheap, while not being cheaply made. I don't buy ripoffs of tools designed/invented in the US. The inventor deserves to be paid, but I buy pretty simple things like rulers and squares.

For many years, I was broke and I didn't buy things even if I wanted them. Now that I can afford nice things, I generally don't buy them because those early years trained me not to want unnecessary items.

I was in management, paid hourly. The amount of hours I put in at home (unpaid).... Took it's toll. After several years caring too much... I left.Best decision I ever made....

Love the toilet story. I might have done the same thing for fear of being fired. Which seems would have happened even if you fessed up.

I just did a credit card churning. The offer was to spend $500 in 3 months, get $200 back 😁 free $

God loves you and you matter to him. John 3 v 16 For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.

this video is very inspiring. Painting is my hobby and I often buy new materials. This video ispired me to take out of my current shopping cart and leave only things I truly think would make me enjoy art more, and I removed excess items that I don't need or that I can substitute easily with things I have but are still new amd unused.

You’re sure spoke the truth in this video

Do you think It is necessary to have a niche in order to have a successful KZbin channel? I recently started posting shorts but I have no idea what topic I want to upload about but I still want to start.

You really made some good points. You really really made some good points. Too bad I’m still watching The Expanse (I only have time for a couple of episodes a week so it is taking a while lol). Can you even watch it anywhere else other than Prime? In Canada? 🤔