40 Things I DON'T Buy + Other Ways We Save Money

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Many of you asked how we are able to live the lifestyle we do with the income that we have. I compiled a list to possibly give you some inspiration on ways that you and your family can budget and save money!

[@lauravanags2327]

There's a trend in Australia called a "fiver party" for kids. On the invitation you say you're having a fiver party and request they not bring a gift but if they want to, they can bring $5 (in a card). This way you avoid an influx of plastic/junk, it's an amount most families can afford and the money goes toward a single gift the child wants.

[@amt7877]

Love this 😊great idea

[@KristenHoffman]

That is a great suggestion!

[@elleryjohnson462]

I almost did this this week for my 5 year olds party...but then I convinced him to skip friend party, do a small family party, get one big gift, and go to farm 🙌🏻

[@annaevert]

This is actually a really great idea

[@intheuae]

Great idea!!

[@luckyneko1]

People always thought my mom had money because of her appearance. Many of her clothes were free, things others were giving away. Also, she took good care of what she had and that makes a difference.

[@KristenHoffman]

That makes a huge difference!

[@elainebenham4739]

I agree with 99% of what you say. My husband and I retired early. We did most of our home renovations ourselves and sold our home in the city for 3 times what we paid and moved to the country, bought a larger home on 3 acres at a third of what we sold our city house for. We planted a 2000 square foot organic vegetable and herb garden. We do canning and very rarely eat out. We are in a small town and we only have a pizza and Chinese food restaurant which we have never ordered from because I'm a very good cook and would rather save my money. I've been thrifting and shopping at church sales with my mom since I was 5 yrs old. I used to take my son's clothes to a consignment store and save the money for groceries. We buy vehicles that are 2 years old which saves us a ton of money. I also try to make gifts for Christmas from my garden which includes homemade canned good and bath products from my herbs and floral gardens. I collect pretty baskets from the thrift stores to put the items in.

[@KristenHoffman]

Wow! This sounds amazing! I hope we can get to this point someday.

[@charlenelindsay2019]

Elaine, thank you for adding to Kristen's comments. Your words are a great example to younger individuals planning their future. I am also retired and live below the poverty level, it can be done with careful planning and consistency. Kristen is a great example for our younger women!!! Hugs💞

[@allythewriter]

Love this!

[@truewantsaband]

Living the dream 😍

[@raysacapellan-fender]

That’s awesome 🎉 going to use some of these ideas… although we don’t really do Christmas gifts, we do a family meal and spend time together as a family on that day

[@kathyorourke9273]

I just turned 74 years old and just realized that I’ve been denying myself the little luxuries in life. I bought myself a little nespresso machine and make myself coffee drinks. I now buy myself Izze drinks and potato chips etc. wash your sponges in the washing machine frequently and they never get gross.

[@siennazylis]

My husband is a teacher and I stay at home. We are newlyweds and newly pregnant, so seeing someone with a beautiful home and family on a tight budget is so inspiring! Even though we don't have much according to the world, we feel so rich with God's blessings in His provision for us.

[@KristenHoffman]

I’m glad you’re here, Sienna!

[@TheOne-er7nk]

"I stay at home"... you mean, you don't work.

[@happycook6737]

Remember generations of women had babies and paid very little money. Don't buy a crib. Baby can sleep in a plastic laundry basket instead of basinette, bathe in kitchen sink, wear onesies (just need 1 nice outfit), use cloth diapers, and clean diaper area with wash cloth and water. When baby is starting to crawl, lay a mattress on the floor, cover plugs, remove anything that could be a hazard and reverse the door to lock from hallway. Lock baby in. Cribs are fall hazards! You don't need: wipe warmers, wipes, bottle warmers, baby food makers, baby Gerber snacks, baby food in jars, baby crib mobiles, baby shoes (unless they are walking), baby towels, etc. You do need a baby bulb syringe (to suction stuffed up nose), baby Tylenol, gentle soap, baby tearless shampoo, and a diaper rash cream with zinc oxide. No powder as it is implicated in cancer. No corn starch as it encourages fungal growth. Never give your baby juice or soda or cow's milk as it increases obesity risk. Mother's milk is best. When it's time to start solids follow doctor's advice but always introduce vegetables before fruits. Delay fruits/sweets. Puree your own healthy foods for baby. My friend is a dietician and she did this. Her kids grew up normal weight and don't like sweets much but they love veggies! Lastly, reject all the advice you get about baby toys/gadgets. Babies love pots, pans, spoons, cardboard boxes, etc.to play with. They enjoy music, bubbles, blow up colorful beach balls, etc. Don't put your baby near TV or computers. They teach your baby's brain to crave novelty and to shift focus often. Better to build concentration. Avoid toys with batteries and that make loud stimulating noises. Blocks, plastic stacking cups, etc are great. Read to your baby everyday even if your baby can't talk yet. Go for baby books they can touch and turn pages. I'm a teacher and have taught early childhood and special education. The best gift for your baby is you! Congratulations. One last idea: fill your freezer with easy to microwave meals like casseroles because it is cheaper than eating out and you may have nights you want a break. 🤗

[@happycook6737]

​@@TheOne-er7nk It is a full time job to care for a home, cook, and clean. I bet her husband comes home to a clean house and a lovely meal.

[@hilarylindsay8981]

⁠@@TheOne-er7nka stay at home mum or woman does a lot of unpaid work ie: cleaning, cooking, laundry, child rearing 24/7 care. All these hours of labour occurs without a paid salary, sick leave or paid leave. It is not an easy task, looking after everyone. Also when women do have a career, research has shown that the bulk of the housework and child care still falls on the mothers. So the career woman still have to put in those hours at home. We need to stop looking down on stay at home mums/wives or partners. It’s often a thankless job.🙏

[@lisahartz9334]

You surprised me…. I watch you all the time and you seem so high society (not in a bad way) just very classy. To hear you do it all on a very strict budget and are so upfront about it is AWESOME!!!!!! Thank you for being so honest, it’s so refreshing. Social media is full of people pretending to be something they aren’t!!!! Seriously, THANK YOU!!! Makes me feel so much better about my thrifty life

[@KristenHoffman]

This makes me feel so good! We are so thankful for the life that God has provided us. I have always been worried about money... and I still am. But when I take a step back and look at our life, I feel like we are the richest people alive!

[@MamaTine9]

Yes, this! ❤️

[@dmcmanus07]

@@KristenHoffman I know it's much easier said than done.. but if you pray why worry? And if you are going to worry why pray? I know because we are human.. but I try to stick more to the 1st one so I try not to do the conscious sin* (as I've heard some older folks call it) of worrying lol. Every day I ask for guidance and I believe that because I believe, He will work everything out! I do my part of going to work, being thankful as well as asking...my mom always taught us " you have not because you ask not & name and claim!!" So til this day I am still doing that and praising God daily ( from whom all blessings flow!) 🙌 and resonating in His goodness, grace and mercy🤗

[@katen1228]

Yes!

[@marysorgenfrei3207]

I love to hear someone else say “pop”. I’m from Michigan and that’s all we ever said.

[@lee-annegovender9584]

I absolutely love when someone can put their pride aside and share their secrets, wanting everyone to benefit. Thank you for sharing

[@KristenHoffman]

I'm glad you are here!

[@velvetpixiecake5310]

"Pride” 😂 😂 😂 😭 I'm dead. 💀

[@rhondagreen135]

I admire your list and so relatable! Years ago I was a single mom raising two children. Every other Sunday I would treat the kids to pie shop special for $5.99 soup, salad and a piece of pie at Bakers Square. They knew they could only order water. I didn’t order anything for me it was special time together. I would go home and have a bowl of cereal. To this day my 39 year old daughter will order water if we go out to eat. I’m blown away by all your sound advice and common sense wisdom!

[@KristenHoffman]

Love that!

[@phyllisanngodfrey6137]

My husband walked by as I was watching your video. He paused and was fascinated! We are retired and financially very secure. We buy all of the things that you don’t. But just because we can, doesn’t mean we should. 👍🏻

[@KristenHoffman]

Do what is best for your family! If we had the financial means, I would probably eat out all the time!

[@QuiltStitcher]

I applaud you and Josh for being intentional with your budget and lifestyle. I was a full time Mom and we lived on a tight budget. Even if I had not been on a budget, I would not have purchased processed foods or colas and we would not have eaten unhealthy fast food. My kids (who are now in their late 30s) survived and thrived on homemade lemonade, water, occasional hot chocolate, fruit, and homemade snacks. I do not feel like we missed anything. Now that we are retired and can afford some of these things-new clothes, eating out, expensive home and vehicles-we have no desire for them. Also, we have no debt and pay cash for everything. I believe living your best life is what your decide that is for your family to glorify God and not dwelling what others are doing.

[@KristenHoffman]

So much wisdom! Your family is blessed to have you!

[@lolawilson3291]

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[@lowusua2416]

On a platform in which so many try to impress by displaying luxury or at least by trying to convince people of their wealth, I so deeply appreciate your honesty and authenticity and your general realness. So many people can relate to what you're saying and being able to see how you live intentionally but also beautifully is relatable and inspiring.

[@KristenHoffman]

Thank you! This means a lot.

[@angiec6436]

You literally just described my Family!! We don’t buy any of those items either!! I’ve been a stay at home mom for 18 years. We are low income as well but finds ways to make it work through being intentional with our spending and sticking to a budget. I wouldn’t trade the time I’ve had with my kids for any amount of money or fancy things!!

[@KristenHoffman]

It is a beautiful way to live!

[@christined2495]

I agree with everything you mentioned. Since food prices have risen, I decided to write a weekly list and just shop from my list, I am saving $30 or sometimes more shopping this way, plus I save my list and it helps me decide what dinner to cook each day.. Two years ago, I donated all costume jewelry, I own just two pairs of earrings, a pair of 14k white gold hoops and a pair of yellow gold hoops.. I have made many changes in how I shop and what I bring into my home, like you I try only buy it if it serves a purpose. I love your thrift videos, and love your taste when thrift shopping

[@curban616]

I love these. I have a group of friends and for Christmas we spend $5 for each friend but all of our gifts come from yard sales or thrift stores! It only costs each friend $20 and the thrill of the hunt is incredible. I love watching my friends open gifts( wrapped in recycled boxes and wrapping). It is so much fun!

[@michellejaggard9657]

Wow, you really made me think about a lot of things. I appreciate that. I realize my husband and I don't buy gifts for each other, When my birthday comes around I buy what I want. I do all the yard work and I bought a weed eater, one year I bought a cultivator (I have a big garden every year) I also can a lot of our food. We only have meat one time a week. I am 69 he is 75 so our life style is very different but we are also below poverty level with SS. We have lived in the same 1400 sf home for the last 35 years. We have downsized to 1 car, We paid a yearly fee to have our groceries delivered. 1. it keeps us from seeing everything in the store and we save gas,

[@KristenHoffman]

That's a really smart idea!

[@abigailelizabeth7729]

So refreshing to see a young person talking about saving. So many want to live the lives that their parents have right now, and don't think about saving or retirement etc. Not to mention an emergency fund if something should need to be repaired etc. One of my favorite books is called ," The Millionaire Next Door." Many very rich people don't spend like they are rich.

[@KristenHoffman]

I have heard of that book!

[@cassiemckechnie]

I'm in late 20s and have a pretty big savings account

[@michelle75504]

I agree with most of what you said with the exception of not bringing gifts to children's birthday parties. This may have worked up till now because your children are young but in a few years I could see this creating some awkward and embarrassing situations. It seems as if you're kind of shielding your kids from the reality that that's not how the rest of the world works. In fact, In most places it's considered rude or disrespectful to show up to a party or social event without a gift. It's not that the children need anymore presents, but most people are raised it's the proper thing to do. Also take into consideration the family typically spends money on food, drinks and cake for all the kids, as well as games, entertainment or party gifts if there are any. Kids can be cruel and it only takes one situation for them to be teased or a nickname to start that would stick with them for years! People tend to avoid awkward situations and it would be a shame if your kids stopped getting invited to things because of this. If it's really about the money you can go to Dollar Tree and buy very inexpensive gifts so at least they show up with something.

[@myopinion4600]

Totally agree. Honestly, keep your eye open at the thrift for gifts. Your daughters will start to demand to bring a gift pretty soon. It’s amazing how kids can set you straight sometimes.

[@khristinatalag1148]

agree.. totally made sense..

[@chinguyen-lh9np]

agreed. i usually don’t buy birthday gifts for people in general. Instead i always give them cash in the cute small envelopes with a note “ Treat yourself with what you really need...”. like $20 for little one’s birthdays or xmas gifts, and bigger amount for special events ( baby showers, bridal showers, weddings...). Those put smiles on my loving ones, and i all love those moments.

[@KristenHoffman]

I always ask if the child needs something, and I am happy to get it for them if they do. Thrifting gifts is a good idea.

[@deannalebaron8690]

A suggestion for birthday gifts at kids parties, which worked for me, was to make or create something on your own to give as presents, like the small plaque I counted cross stitched the girls named and framed it in a small hoop I got on sale. Because they were on sale, I bought a bunch. The girls mother told me her daughter was thrilled to see her name on the mounted hoop. She hung it on her bedroom wall. Dollar Tree gifts are easy, and I’ve used them many times. They have Word Search or Soduko books. I’ve bought kids their favorite foods or snacks and wrapped them up. I’ve given brownie mixes, cereal, chocolate chips, and stuff for cookies mixed in a jar, toys and books in good condition from garage sales. My husband always said the kids had too many toys, so we didn’t buy a lot of them. He also didn’t like eating out and both of us love to cook, so my children learned to cook and do so in their families (even the five boys). I too have lived frugally (I had six children) and they have grown up well and are good, self sustaining adults with families.

[@rustykatt3870]

I only have solid (one color) clothes so I can mix and match with pants and scarves. I hate hate shopping...just one color top and black pants. I haven't shopped for clothes for years. Saved lots of money.

[@laurafitzpatrick9667]

Thanks for all your tips! They are great! I agree with you so much! When my creamer was out of the stock so often I looked into what else I could do. I ended up with making a simple syrup. Equal parts sugar and water, heat, add vanilla extract. I store in my fridge. I really like it so much better and I know what's in it. Also I bought a laundry tripod many years ago. I hang our clothes right out of the washer on hangers and hang on the tripod. The next morning when dry I hang in our closet. Saves me time.

[@rachelburge2338]

Agree with 99 percent ! Only thing is you can buy a colouring book and pens really cheap for childrens birthdays or thrift a present cheap . It becomes awkward for the children as they get older if they cant take a present to a party!!

[@KristenHoffman]

This is a great suggestion!

[@lifespanwellnessbeauty-60i64]

You can also buy them from the Dollar Tree for $1.25.

[@tinadenike2357]

I agree your kids are going to suffer because of no gifts.the word will spread & they will just stop getting invited.im sorry but I think you could at least spend $5.00 on a gift or a card with a gift card or even a card with $5 bucks.

[@RPBSpeaks]

I do coloring books and crayons 🖍 for gifts often! Super affordable and it’s a great learning activity.

[@brenyule]

You can also thrift beautiful books!

[@lydialinville2524]

Congrats about Josh’s sobriety. 33 years sober for me and 35 years for my husband. Only by the grace of God.

[@KristenHoffman]

WOW! Amazing. Congratulations!

[@laurie4275]

We disconnected TV several years, and we have no streaming services either. We were HUGE TV watchers, and had our list of favorite shows. But when I started asking myself, "Is this content coming into our home, honoring our Lord?" I realized 99.9% of it was not. I thought I was really gonna miss TV, but I havent missed it a bit! I watch KZbin, but only channels I approve of and agree with, content wise.

[@KristenHoffman]

Isn't that funny? I didn't have tv for a couple of years, and felt the same way!

[@bethbainbridge8601]

Now a day's everything is instant gratification! I follow the same principle's as you do. If it brings you joy than by all means buy it, or do it. Discipline is hard but I am proud that I know the difference between Wants and Need's. Thanks for being honest , that's why I love your content. Congratulations Josh! Life is so beautiful when you are living with a clear mind.

[@KristenHoffman]

We are all so proud of him!

[@rachelmunoz79]

I loved this. You have definitely inspired this 63-year-old woman to look at what I buy I’m bringing to my home. I love the thought of saving money these days it is a must. No one needs to be wasteful I am on a budget I am retired and I certainly need to look at what are you by what comes in to my home is it worth it yes or no it’s time to make some changes. Awesome video! Thank you so much for sharing.

[@KristenHoffman]

Change is never easy! And, this has all taken time. We are still in the process of trying to eliminate wasteful or unhealthy things from our life!

[@hoytho]

Your Dad is exactly right about the cheese additives. I use my 30 yr old Cuisineart because it's so easy to pop on the grater blade and feed in long blocks of cheese. A couple of blitzes and it's all grated. I store these in a dated ziplock bag which I roll up while pressing out the air, then pop them into the freezer. When I need a little here and there for toppings or recipes I crack the bag on the counter to loosen the cheese, take out what I need and return it to the cooler. I have different cheeses on hand at all times (I keep my eyes open for BOGO sales) and have no worries that they will go bad before I get around to using them. I also freeze fresh lemon & lime juice after zesting the fruit (saved in Dollarstore spice bottles after it dries). I like your ideas and practice many of them too. I learned life hacks and how-to's from my gramma who lived through the Depression and WWII when people became very savvy about ways to conserve and preserve due to necessity. I've incorporated her know-how into all aspects of my life, many of which you touched on here. Congratulations to you and your family for living simply -- it's so satisfying. It's also interesting to see how young families today are living and raising up people with real values, not false ones. It will serve them well!

[@KristenHoffman]

I would love to learn more about tips and tricks from the 30's!

[@UserError7861]

Believe most of the shredded cheese is just coated with corn starch to prevent clumping. Not so much preservatives. But it’s not great to be eating a lot of corn starch anyway. And I’m sure some of them use various products to coat the cheese. Personally the blocks of cheese that weren’t coated in the powder taste better. And for laundry softener, use white vinegar instead. Many of the detergents and softeners have those odor eliminators in them. And on my gym cloths it mainly seemed like they just masked odors, so the cloths would start to have a distinct smell after awhile. The vinegar helped remove the materials the softener and detergent weren’t, as well as acts like a softener.

[@corinaklies681]

This video was really good. I had a really small budget in my late 30s and early 40s - so I would tear the dryer sheets in half. In 2012, I started making my own soap using essential oils, and that really changed my sensitivity to synthetic scented products like dryer sheets and candles. I stopped buying pop in my mid 30s because it was making me sick, and like you said - same with fast food. I love that you talked about fast fashion. My 19 year old is very sensitive to that as it is a mainstay on TikTok. I do love myself a good sale - so that is a good point for me to work on - as well as my decorative pillow problem - lol. Some of the things listed I do buy, I am interested in leaning more into figuring out why I still buy those things.

[@KristenHoffman]

I'm interested in what you mean by mainstay on TikTok? Is that a good or a bad thing?

[@homemakerlife7543]

This is wonderful & a fantastic reminder of how little we truly need. We had to give a lot of things up & it’s honestly very freeing! I don’t go cheap on good quality food, but we grow a lot of our own food. We process our own meat or buy local & I do spend a pretty penny on raw milk until we get our own cow. (Which may not be cheaper... just more convenient) I love that you mentioned birthday gifts. We homeschool & everyone in our church homeschools & is very likeminded. I’m thankful we don’t have the birthday party present issue. I am always mind blown at the amount people spend on birthday parties and gifts.

[@momof2momof2]

When I shop at Aldi, I bring in my laundry basket I keep in the back of my car.I load it up while shopping, and the checker loads it back in . When I get home I pull it out and carry it all in the house, no bags. For children's birthday gifts, I always made up a gift bag of art supplies. The parents were thrilled, and the gift would be appreciated and used. And it wasn't expensive. I'm new to your channel, and am impressed with what you had to say. Thanks for sharing. 🥰🍃🍂🍁💕✝

[@KristenHoffman]

Great tip!

[@annkrull9894]

I'm going to use this idea . ...

[@sussannekeith5676]

Genius!

[@samanthajane11.11]

Yes! I basically do exactly all these things! Travelled to many countries and around Australia while being below the poverty line by scrimping and saving this way! Great video thank you!❤

[@KristenHoffman]

God is so good and provides for us in all kinds of ways!

[@sonjak2395]

Congratulations! You are living a very healthy and sustainable life style like most people in Europe do 😊 No plastics if possible, no chemicals if possible, healthy fresh veggies and fruits (if you cut them up the Vitamines go away within minutes. That’s why cut up fruits are crap and not worth the money) no processed food. Unfortunately still a lot if people are victims of the marketing industry.

[@glorianelson9538]

I agree with most of your points, and I've been trying hard to stay away from chemicals, laundry detergent, plastic bags etc. I recently bought bamboo washable and compostable cloths. You can reuse them and wash in the dishwasher if you want and when you can't use them anymore you add them to your compost pile. For the birthday parties though, I'd revisit the issue as some parents might be sensitive. Maybe something you and your girls make like a card, cupcakes etc. Just a thought. One question re: services- Do you do, cut and color your own hair? Great suggestions Kristen, thank you!

[@KristenHoffman]

For the parties, I always double check with the parents. If they suggest that their kid needs something, I'm always happy to get it for them. And our girls always make cards as gifts. I do pay to get my hair cut and colored. I guarantee you that I have more hair than any person you have ever met (I have never met someone with thicker hair than myself). It is an absolute treat! We also splurge on travel. We usually stay with family members, but we travel often!

[@PristineTangerine]

you can wash sponges in dishwasher. It doesn't degrade them. If you have a sterilizer on your dishwasher they get mostly sterilized. I have 2 sponges and wash one or both with every load in silverware tray constantly rotating. Wash both if I run a load at night. I have at least one freshly washed everyday. Don't use chemicals in my kitchen. Vinegar cleans everything that needs a little help.

[@sarahreinhardt1414]

I do all these things too! I recently bought a couple of swedish sponges to use as reusable paper towels and I am loving them! They're small and I just throw them in with the regular wash load. And I love wool balls for the dryer and make them myself with yarn from hobby lobby. They last years! I too always thought pre prepped produce and dairy were silly too. But recently someone brought to my attention that for someone with a disability, those items can make or break a meal/snack. It was like a light bulb moment and it made me not so annoyed by those items. Still don't buy them personally, because I don't need them, but I can see now why some people find them so necessary.

[@KristenHoffman]

I had never thought about this before!

[@tracyleeironhorn7763]

Thank you Kristen, you inspired me. I am also a mother (2 kiddos) and also get worried about money. But the best moments are being with my family and being present in the moment with them. Just simple times like spending one-on-one time with my family and not with expensive toys, gadgets etc. I am always trying to find inspiring ways to save and have a different mindset of saving and investing for my children's future. 🌷

[@KristenHoffman]

This is so beautiful!

[@journeyunderthesun5839]

I’m practicing a lot of these things already, but you definitely shedding light on areas where there’s room for improvement. Thx

[@sherryhudson9075]

Dave Ramseys course is great. Every person should take it! Kudos to you ❤️. People can live very nicely way below their means

[@KristenHoffman]

I agree!

[@erinwhitaker2699]

We have alot in common. Most of these things we do not buy either and we shop at Aldi as well. We have gone through some very tight years on 1 income with some major medical expenses that we had to pay cash for. We learned from FPU how to make it all work which I took when we were just engaged. We are on baby step #6!

[@KristenHoffman]

Amazing! Congratulations, Erin!

[@Madeleine.Williams]

Kristen I'd love to see more videos like this, about how you save money and how you're able to live the life you do on the income you do!

[@lovelyletter7460]

Wow! This is a great video! My husband, son and I live close to the poverty line ($37,000 a year for 3 people in Massachusetts to give some perspective). Condos here can be a half million or more to give an idea. We get food stamps which helps tremendously with food but also we switched to Mint mobile, which saved a bunch on phones, we don’t have cable at all and pay $9.99 a month in internet. I’m currently a SAHM so my job has become looking for ways to save us money. Always looking for more tips!

[@pavankukreja6554]

Wonderful to hear your practical life style mgnt confessions - I no longer feel alone - My life mirrors ur Do Not Buy list 101% ... & I mst say We shld be very proud of ourselves, esp. W/all the distractions & temptations, available out there. Its me my faith & my work ...and it is deeoly enriching living this humble judiciously frugal life...Thks for sharing ur beautiful day to day budgeted lifestyle. One thing left to do is - give up my urban life & move to the countryside, someday soon - Stay Blessed - Cheers 😊🍀🙏❗

[@KristenHoffman]

There are a lot of temptations and distractions out there!

[@brenwhite5775]

Wow you shared all of this wisdom just beautifully! We are also in ministry & we are empty nesters trying to live very simply on a small income. I am so impressed that you figured this out at such a young age! Your family is blessed! We have felt so free and at peace choosing this path too!! God bless you! Your videos are always a sweet joy!!!!🤗

[@KristenHoffman]

It's funny how restrictions can bring freedom!

[@shariwagner3002]

Thank you for this video. You always look classy and elegant. I remember when you addressed this by saying your clothes mostly came from thrift stores and you would be wearing the same jewlery. Your taste is elegant in all you do. In your decor, the clothes for you and your girls. I am watching this video for the second time and taking notes! Lol Your honesty is so real and refreshing. I grew up hearing we can't afford that so many times I have that tape running in my mind all the time. Thanks again for all your videos!!💜

[@KristenHoffman]

You can afford it if you thrift it! There is so much secondhand GOLD out there!

[@vernatroyer9057]

Love this video so so much! We can relate so much to this! Not because we can't afford it but we love to keep things simple and it is so much easier to enjoy life that way!

[@KristenHoffman]

I agree! This shouldn't just be for low income people. This is for everyone!

[@doublea6252]

Wow!! I think we do all of these too!! Even down to following Dave almost 20 years ago! One thing we might do a bit differently...we have sinking funds each month to set aside $ for our family bdays, extended family bdays (just nieces and nephews) and friends bdays...that envelope only gets $20/mo, so I try to be creative just in case we even end up with more than one bday in a month! It had been fun to have a little money to buy gifts for our closest friends! It is seriously shocking how you can have a good, beautiful and fun life on little income!!🎉💃😁

[@KristenHoffman]

It is a beautiful life! We do gifts for certain family members, but we cannot afford to buy them for every party that we are invited to! We are very relational, and connected in our church and neighborhood communities. It's a lot of parties!

[@kris.mac.]

What i like about your channel is your complete honesty. It is so refreshing. Yes you have a lovely aesthetic look to your items but you are also intelligent about your choices and reasoning. You think about things more than just the immediate gratification. I honestly believe if you set up a reselling business for your finds online you would be very popular and be able to make a good side income

[@KristenHoffman]

I have thought about this too... but I'm worried that I wouldn't have the time or attention to do it well. You know?

[@sharie9454]

Excellent talk! I follow 99 % of your suggestions! One thing I do enjoy is eating out occasionally (using a coupon or going at lunch when the prices are lower). It’s the socializing that comes along with it that I relish. When my children were small we ate at home though. Shari

[@KristenHoffman]

Same. We love to eat with our family and friends!

[@Andrew-jv2qj]

Hello

[@ALLara]

I just found your chanel and I'm loving it. Your home is beautiful and cozy😍 you find such good pieces thrifting. Myself with my youngest son love going to thrift stores you can find some hidden gems. Lately I've been trying to live on the minimalist side, cutting back on things I really don't need to be spending money on.💜

[@KristenHoffman]

I love both sides of the coin! There are so many benefits to thrifting when it comes to the items you DO acquire, and supporting local missions. But, it's also valuable in a different sense not to acquire anything new! I think either way, you are doing good.

[@therealmissglamBAM]

YESSS thank you for spreading awareness about the issues with fast fashion and buying trendy/statement pieces all the time!

[@sciencevixen]

Oh my goodness, I adore Financial Peace University! And everything you said, we have been doing and it’s phenomenal. We’ve saved so much money without anyone (including us) thinking that we compromised our lifestyle. Keep up the awesome work and I can’t wait to see your farmhouse! That’s our next to do item…

[@KristenHoffman]

I honestly have never noticed a difference in our lifestyle, even without these items. We have all of the love that we had before!

[@Urmomlolllllll]

I agree with almost everything. I think kids do need limited/ supervised screen time especially when used to cultivate creativity. My daughter grew up drawing, painting and creating nonstop. She found inspiring KZbinrs and created even more and tried new ideas. As she got older, we bought her a tablet. She continued to create digital art and later taught herself to edit videos. She also downloaded learning and language apps because she wanted to learn French. Having said that, if screens are only used to mindlessly consume then it’s definitely better to stay away from them. Just some food for thought ❤

[@watercolor-girl]

Wow! Didn’t expect to have anything in common when I clicked on this. I also don’t trust plastic and don’t understand giving $1000 tablets to kids. You make thriftiness look very classy! I’m also wondering (if you’d be willing to share) what your makeup budget is? Thanks for being so open and honest about these lifestyle choices!

[@KristenHoffman]

My makeup budget is very low. I just buy the cheap drugstore stuff. It's probably not an environmentally conscious decision, but it's where we are at financially. Maybe I'll learn more about this someday.

[@watercolor-girl]

@@KristenHoffman Totally understand. I use a mix of both, but a lot of the environmentally/skin-friendly makeup doesn't work well or is "greenwashed." Also, you've inspired me to only make coffee at home for the rest of the year! Thanks for the reply!

[@KristenHoffman]

I’m so glad to hear that!

[@annkrull9894]

You can buy kindle tablets for $69 .....that is good enough for a child

[@larenrose]

Amazing tips! Do you budget for hair cuts/color? Curious on any tips for this!

[@annw1395]

What wisdom from someone so young! I had 2 additional thoughts: reminding people to take good care of what they own is crucial if they want to get a good lifetime out of their belongings; and, two, you have chosen to live in a less expensive part of the country. Both these are helping you live within your means. I love your channel.

[@rebeccajohnson6544]

So glad to hear young people being wise on their spending habits. I have always tried to be that way. TFS. ❤

[@KristenHoffman]

We appreciate wisdom!

[@TaraLevy24]

I loved this video, well I love all of your videos!! I’m a stay at home Mom and we too have cut out a lot of the same stuff….sadly with that some “friends” who don’t understand have also gone. But we’re happy and healthy and to me thats what matters most!!!

[@KristenHoffman]

If a friendship was contingent upon money, then it wasn't a real friendship in the first place. Sounds like you have your head on straight!

[@CraftedSaniTea]

Hey luv! I recently bought Swedish dishcloths and scrubs, and replaced paper towels and paper napkins with cotton flour sacks and cotton handkerchiefs. I also use wool balls with essential oils. I have resusable sanitary pads and a menstrual cups.

[@KristenHoffman]

My kind of gal!

[@carolfinn4027]

I do a lot of the same things as you...nay on plastics, always a list at the grocery, no shredded cheese, no soda or sugary juices, no shaving cream, dish cloths and not sponges. I'm retired and my rent keeps going up (southern California) so it's so necessary to budget. You shared so many good ideas.

[@KristenHoffman]

California has crazy housing prices! I don't blame you!

[@carolfinn4027]

@@KristenHoffman I hear that!

[@catieq5270]

Congratulations on your husband’s sobriety! I’ve been sober for almost 10 years and it definitely helps save money.

[@KristenHoffman]

He is amazing!

[@veronica16]

So glad I came across your channel. Agree with your values and try to implement them in my life also. My husband and I are frugal and live below our means also although people assume otherwise. I believe we should buy what we need, be as self sufficient as possible without frills and take the utmost care of our items. Great tips. Love your thinking.

[@mkaltreider5322]

Great tips - all good. The only disagree is alcohol, but totally agree when going out. I buy wine or cider at discount store (this became more important during initial pandemic when home entertainment was 100% of the time.) The other disagree is mouthwash - brushing actually doesn't kill all the bacteria. Overnight we collect quite a bit in our sleep so a swish for 30 sec in the morning really makes a difference and helps the body get a start on the day without fighting excess bacteria.

[@beachygurls6]

We also only order one meal and maybe an extra salad…there’s always plenty. We just found a 1/2 price appetizer special at a great place with a soup or salad that also works for us. I find that not wasting food and money makes me happier and more grateful. Bon appetite saving!

[@K1k1Ktina]

You are the proof that money can not buy style, you talk about low income but you look like a million dollars. Go girl.🎉

[@johnmelissaziech6207]

Good for you! I raised my family pretty much as you're doing. Long before it was "in". They've done pretty much the same thing with their children. While the grandkids have access to more technology than we did, (needed for school and social connections during lockdowns, and they are older), they all know how to amuse themselves, have great social skills and imaginations and know the value of work and money. You and your children will have challenges as they get older, but you're setting a good foundation. My daughters all followed Dave Ramsey, or similar programs, and taught their husbands who now totally support them. Kudos to you for doing your best to provide a good foundation for your family.

[@KristenHoffman]

Thank you so much!

[@fusiondiy1810]

Great suggestions Kristen. My parents grew up during the depression (1930’s) and never wasted anything. Those same values were passed along to my brothers and to me and I am passing it along to my children. My daughter is a thrifter and my daughter in law is, too. Thanks for sharing!

[@KristenHoffman]

This is beautiful!

[@dorarampadora4259]

Loved this video. We have the same rules for clothes, toys, gadgets and more. And yes to spending on experiences rather than things. Loving your channel and your family

[@KristenHoffman]

I'm glad you're here, Dora!

[@djmacsgarden]

Kristen, I'm so proud of you! We can all live with much less and many of the rules that you follow actually is better for your family and the world that we are so privileged to have inherited. I don't see many individuals in your age group to take on these tenets of everyday living. Keep up the wonderful lifestyle!

[@KristenHoffman]

Thank you, Debbie! This means a lot!

[@katen1228]

Your so right about processed food, even the pre shredded cheese. We’re retired when we go out to dinner, I (and sometimes him) can not eat everything on my/our plates ( as you get older, you just don’t eat as much), so we take our leftovers home and have a second meal with our leftovers. Makes going out so much cheaper if you can stretch that out to dinner $ by using your leftovers for a second meal. AND your sponge thing, I TOTALLY agree, yuck.

[@KristenHoffman]

We love leftovers as well!

[@FoodieFitFarmhouse]

I’m so glad I found your channel! I can relate so closely to your life, it’s so refreshing to see someone else who makes the same kind of choices and can live well with a family off of less money than people think you can

[@donnaroberts34]

I'm so glad I found your video!!😊 You are such a poised, elegant, spiritual and lovely lady. I love all your tips and totally agree with you. I'm in the process of downsizing my life and so much of what I have is not needed. I'm learning, and videos like yours are so helpful. Thank you! ❤️

[@KristenHoffman]

I'm so glad this could help you, Donna!

[@juststeph6940]

I love this. I used to be someone very frugal and somehow I got away from it. But you k ow I feel God pulling me towards being a stay at home moms possibly homeschool my daughter. So this has inspired me to get back with it. So thank you.

[@KristenHoffman]

How awesome! I love the opportunity to be with my girls.

[@wastenotwantnot6754]

Good job! I like your realistic approach to cutting the unnecessary stuff out. Reuse, reduce and recycle. 3 cheers for baking soda and vinegar!

[@KristenHoffman]

The best combo!

[@robinnieto2703]

Really great ideas! We also follow the Dave Ramsey financial methods, thrift almost everything in our home and sell what we don’t need. Thanks for the great tips!

[@KristenHoffman]

So good, Robin!

[@loriduval3490]

You sound exactly like me!! Some many things are just not worth the money. If I could I wouldn't have an I phone, lol. We don't have cable either. We do have roku, with that there are free movies that you can watch and apps to down load. No cost other wise. We do buy our food in bulk but freeze in meal sizes, that saves money. We buy farm fresh food, knowing where it came from and can it or freeze it. I too, only have one purse and one high heel shoe. Basic clothes in basic colors that are classic and can be worn for years, timeless. I also agree with knowing who made the items and where did they come from. they are cheap for a reason. Do your homework on your purchases and make the best choices you can. I think more people need to know it is okay, they don't need to have so much!

[@KristenHoffman]

This is all so good! Yes!

[@suzanneburns2931]

Good for you!That takes a lot of self control and thoughtful reflection to commit to your living choices and stand by them.I am going to reflect on what I can change and actually live without as I am looking at a change in my living arrangements in October, thanks for your honesty!

[@KristenHoffman]

God bless you in your move!

[@elisabethsingletary7931]

Dave Ramsey is amazing! Financial peace is so important. LOVE that Josh is sober. God is so good!

[@KristenHoffman]

God is SO good to us!

[@smashalandmine4016]

Hello from Italy, I am Italian and I live there and randomly I came up with your video. Here, I mean in Italy, we have different habits as in the U.S.: we never roll around carrying a coffee or juice. We prefer going to a restaurant or a pizzeria instead of going to fast, fatty, or junk food. when we are driving we don't drink soda and this way to live makes us healthier and wealthier. Of course, we are picky too when it comes to taking a coffee, we go to a bar or a cafeteria. We don't eat while we are watching tv! However I like the way you all start to live, is better ( for me and it is not a judgment for everyone else) to live in a nice house than spend money in stuff that doesn't last and makes you poor. Have a good day, buona giornata e ciao!

[@annathompson9887]

Love this video! Could you do a video on your grocery staple or favorite meals? 💕I’m newly married and struggle with over buying food/planning meals!

[@KristenHoffman]

I'll have to think on this one!

[@ritastutler1470]

I loved this... we don't buy a lot of the same stuff u don't buy. The one thing we won't give up is estate sales on Saturdays. We don't go out to eat, we hardly ever eat fast food, we don't have subscriptions, but we want to have Saturday morning date time and that is going to an estate sale. We usually spend way less than we would on a dinner out. We buy things we need and we buy most of our clothes there . I bought a quality tank top..looked it up and it was ninety dollars on Amazon...I paid one dollar for it. Must people bought clothes made in US years ago and blazers and timeless classic clothes last forever although I found a new pair of white distressed jeans with 44.00 price for one dollar. I do love magazines but they are mostly ads and I like to read books so we go to our new beautiful library and they have almost every magazine you can think of and remt it for three weeks if you want.. They made a top floor just for kids. I do love to decorate for Christmas , Fall etc but get all of that stuff at estate sales. I bought a beautiful but tattered on the ends Fall quilt and the estate sale guy charged me two dollars. I can sew the bottoms on the quilt. I don't buy new decorative items other than seasonal occasionally as I have enough . I we also gift from estate sales and my family, is crazy about the very unique items I get . We are having family stay in October and needed a tiny dresser fo our tiny guest room and got a real wood nice dresser for 37.50. We don't usually do rummage sales but heard a girl at the estate sale say there was a rummage sale nearby that was selling useful new items. We got six full size detergents, five big body soap liquids, one shampoo, and two large packs of toilet paper and two 52oz dishwashing liquids for $26.00 total. The girls there said it was their mom and dad's stuff and they had passed. I wonder if later they will think why did they not keep and use 🤔. Oh we don't buy new cars and bought a used 2000 Buick Lesaber ...very low mileage in excellent shape from an estate sale. We were gifted a killing room suite that is over one hundred years old and it is in excellent shape..they had the fabric redone . Thanks Kristen...your girls will know what is important in life. Much love.♡

[@KristenHoffman]

We don't buy new cars either! These sound like my kind of dates!

[@di4085]

I don't buy new cars either and when I do get a vehicle I drive it until it's on its last leg.

[@sweetcoffeeqween]

Super inspiring! I just bought a house with my significant other, and we are becoming so broke from all the expenses. Can't wait to implement some of these habits!

[@KristenHoffman]

Moving is NO JOKE.

[@Rikkiekenya]

Been here...recovery is there but very slow. You’ll be okay

[@totipotencialtotiortiz4510]

The best mouthwash is water with baking soda. I also use baking soda to exfoliate my face and body. I don't use commercial face or body moisturizing creams, now I use organic coconut, olive or almond oil for my body and, for my face: jojoba oil in the morning and rosehip oil at night. I also stopped using anything to clean my face two years ago... I just use water and once a week pure honey. I'm 55 now and my skin haven't been so beautiful and healthy as right now. I prepare my own Toothpaste with coconut oil, baking soda, mint essential oil and activated charcoal... This way I'm avoiding all the toxic and carcinogenic chemicals and keeping myself natural beauty and health... 😉

[@Linda-gi8pr]

BEST ADVICE EVER !!!! and my husband have done probably 75 % for almost 35 years! And now do about 99%. We paid our home off in 7 years. Interest rates were 15 % at the time. Anyway, really enjoyed this !

[@KristenHoffman]

15% - wow!!!

[@kathykoutsioukis]

I agree with almost everything besides not buying a present when your kids are invited to a birthday party. You can always go to a dollar store and pick up a couple of things. Kids are only young for such a short period of time, I think they can be indulged on their special day.

[@kittykatty2898]

Kirsten, it was the most beautiful video of yours I have seen so far! I've been enjoying your videos very much but this one just tops it all👌It so good to know there are people who think alike, who have the same values, and who bring up children like you do. I never buy those things either, we really don't need them in our lives, it's the media and the system who have created the " need" for them...You have created a beautiful life for yourselves and your children with your character and your wisdom . Blessings 💝

[@KristenHoffman]

This is so encouraging! Thank you!

[@Ivy285]

This is my favorite video I have watched of hers so far too.

[@angelahaglund2656]

I totally agree with everything you said and I do, do have alot of the same things. The only thing I want to encourage you and everyone else out there is teach your children how to call for help! With everyone eliminating landlines and parents locking their phones when there is an emergency they have no way to get help. We just had a situation where mom went to work early and everyone else was sleeping, dad had a medical situation and the kids had no idea how to call for help. Mom did come home when she couldn't get dad to answer the phone and got help. Just a thought for others to keep in mind. I still have a landline and my 7 grandbabies know how to use it and my cell also. Great video and so many great ideas and ways to SAVE money!!!

[@KristenHoffman]

You are right! I taught my daughter how to make an emergency call about a year or two ago... but I need to go over it with her again!

[@keepgoodcompany1279]

Ok…just found you. Breath of fresh air. I grew up in a very wealthy family. Fast forward to my grown up life, and my family is below the poverty line. But, we have no debt, a beautiful home like yours, and an overall intentionally different life than many. I feel our story matches up. We skip all those same items, and people ooh and ahh at our home. Everything is literally thrifted, even teaching myself to reupholster. Your children will have wonderful memories rather than things. Your home, your family, and your sweet spirit are a wonderful balm of peace to our crazy world.

[@missnicolemacy]

I do a lot of stuff you do too. I basically live below my means to have financial freedom. It is hard though because I like things. I sell on ebay as a second job to pay for those extras.

[@KristenHoffman]

Great idea!

[@magentared5822]

You are spot-on about grated cheese. Most contains Natamycin, which is an antifungal medication used as a preservation. It is something I personally don't want to put in my body or the bodies of my kids and grandkids! Agree with you on the plastic water bottles as well.

[@KristenHoffman]

Wow, really?

[@chelseahill6552]

On the note of cleaning supplies, Bath and Body Works, and plastic with tomatoes: the tomato sauce staining the plastic means that the acid of the tomato is eating the plastic, which means that the plastic is leeching into the food!! And you’re saving yourself SO much chemical exposure with the cleaning products and candles/faux fragrance! 😊

[@KristenHoffman]

I agree!

[@chelseahill6552]

@@KristenHoffman Also delighted to encounter someone else who thinks sponges are gross! 😂

[@AubreeFusselman]

Great video! I have to share my no nasty sponge technique tho! I too think sponges are disgusting UNLESS… you do this: First scrub with your plastic scrub brush and if needed use the sponge, then immediately after rinse it and squeeze out all the water and set it upright against the backsplash. My sponges don’t smell like anything and they last foreveeeer! 💕

[@SindyJ37]

Girl i feel you 100% my man has very different spending habits than i do but he's the breadwinner so i can't prevent him from buying what he wants but you are inspiring me to work at making my own money again so i can do more of what i want with the money i bring in

[@martymcgrady5535]

I only buy my grandbabies experiences and sometimes Legos. Most everything you mentioned I agree with and have mostly lived that way. I love your channel! You are so real and genuine! God Bless your sweet family.

[@KristenHoffman]

Lets be honest... Legos are the only toy worth investing in!

[@di4085]

Just common sense items that you use or don't use. I pretty much do all that but I do love to shop. A lot of times it's just to get ideas and inspiration. And since losing my job a year ago I was spending a lot of time looking for bargains in grocery stores and outlets. It's amazing what you can find because they are there if you take the time. I've been stocking up for at least 6-8 months now. Now I get items that I truly need such as produce and then spend the rest of the money on finding bargains to stock up on. By shopping this way for food it's not a burden but more of an adventure. Look for discount sections, marked downs, and meat that can be bought and thrown in the freezer. And don't discount organic items there are bargains there too. Day old bakery items. Using the grocery store app and sales flyer. The key thing is devoting time to find the bargains.

[@KristenHoffman]

These are all such great suggestions!

[@di4085]

@@KristenHoffman the key is stocking up so when you do go shopping for food it's less of a burden and more of an adventure with more money to use on bargains.

[@Leomoonmom5]

As a divorced, single mom with very little financial support I live very similar. Except I do love my plugins especially in the fall and winter. 😁 We live in a medium sized town in NW Michigan. I can actually afford a three bedroom apartment on my own income alone. (It is a rent capped, federally funded apartment complex) I grew up in Washington DC, lived 7 years in Phoenix AZ and 7 years in Miami FL. I will NEVER live in a big city again! The cost of living and quality of life is horrendous. The only downside is short summers and endless winters but you make up for it with community involvement and cozy lifestyles. Lol

[@KristenHoffman]

I agree! The further we get from big cities, the happier we are.

[@sofiyavasilyeva4235]

I watched all the way to the end without skipping throughout the video, and I want to say thank you for just being a breath of fresh air, being honest. This is helpful tips and tricks for people who just need to get by. Thank you

[@KristenHoffman]

Wow, thank you so much, Sofiya!

[@livelovedaydream]

Hi Kristen, just came across your channel. I honestly had judged and assumed you had a lot of cash.. so this is actually really useful info for me as I'm on a very tight income also. I read this book you might like .The Art of Frugal Hedonism. And I'm a big Dave Ramsey follower as well. As tough love as he is!

[@heatherhawkins7808]

totally agree about the fast food. I mostly avoid processed foods and I don't enjoy eating out because I just feel sick after. How about trying a soda stream? My guests love it too...I agree with the baby food as well. same here about the purse -- I have a grip6 wallet. Love it since I never have to unpack a purse and I never fumble to pay at the checkout...Good work withholding the electronics with your kids. Many of the executives silicon valley do the same.

[@KristenHoffman]

I remember hearing about this in the Social Dilemma documentary!

[@marywatkins6798]

Kristen, I love this video. I pride myself on what I do not buy! I agree with 95% of yours.

[@KristenHoffman]

Same!

[@brenyule]

I was just thinking about the birthday gift thing. With your great thrifting skills at the bins, I suggest having a gift stockpile of books! I find so many wonderful books for children for $1 at my Goodwill! 📚 ❤ As the kids get older, they may want to participate in the act of giving. Just my 2 cents as a thrifty mother of 4 grown wonderful generous but thrifty adults. ❤

[@KristenHoffman]

What a cute idea!

[@MrRdh567]

I agree with the birthday thing.

[@Mrsmadison45]

God bless you and your family, I stumbled upon your channel 🙏 ❤ we raised our 8 kids on a Tight wad frugality budget only whole foods lots of distilled water we drink 😀 Now we absolutely love to eat dark chocolate 🍫 and mini pretzels and Popcorn 🍿 that's probably the only lol junk food. Now we are both Retired still living our life of frugality.

[@KristenHoffman]

It is so important to eat whole foods!

[@mmp495]

Great video. Congragulations on sober living...it truly is the best.💕💕💕Common sense budgeting 🙌🙌🙌

[@susandean8584]

Thanks for this lovely video Kristen. I recently discovered your channel and am loving it. I think that many kid’s birthday parties are over the top and the quantity of gifts received can be problematic for more than one reason. I know that you said that you don’t buy gifts for your kids to take to parties and I understand why but I wonder how this makes your own sweet little girls feel. I’m saying this because when I was little I sometimes went to birthday parties without a gift and I remember feeling very embarrassed. I always wished that I had been able to bring something, no matter how small, to offer to the birthday child. I am saying this with complete respect to you and no judgement. I know that new items are pricy but maybe when you are thrifting you could find some things to make a little birthday stash so that your girls could have something to take along. I think it would be lovely if parties were just fun times for kids to play together and enjoy a few treats without all of the pricy plastic gifts but for the most part this seems to be just a dream.

[@brenyule]

I think it would be fun to have blank t-shirts the girls could decorate or paint on as a handmade gift or make necklaces or keychains. Or sew lunch bags. That’s just me. I love to create. I was a thrifty busy stay at home mom of 4. I cut corners every way possible and was the coupon queen. I kept my eye out for bargain gifts I could stash away for upcoming birthdays. And I made or baked gifts. Again, that’s just me. My kids would have been embarrassed if they came empty handed. Especially as they got older. Just sayin’. Plus I think giving thoughtful handmade gifts and cards is a good lesson on doing for others. I’m not about commercial unnecessary showy expensive gifts. I’m about the thought that matters. ❤ I like the fiver party idea!