5 Fixed Deposit Alternatives | Upto 20% Returns | Alternative Investments for Regular Income

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We often look to a fixed deposit, corporate bond, PPF or other debt based instruments for regular income. However those fixed income avenues offer similar returns and come with the same level of risk in terms of interest rate and default. In this video, I shall present 5 different alternative investment products that can diversify your fixed income portfolio & the risks associated with it, in addition to potentially offering a higher rate of return. In many cases, these alternative investment funds offer upto 2 times higher returns than a fixed deposit and should be considered as an alternative to fixed deposits. I'll be discussing 5 products in this video - P2P lending, Fractional Real Estate, Asset leasing, Senior Secured High Yielding Bonds and Invoice Discounting
👉 Video Chapters:
00:00 Alternative Investment Options in India
01:18 P2P Lending
04:25 Fractional Real Estate
07:42 Asset Leasing
10:00 Senior Secured Bonds
14:03 Invoice Discounting
16:25 Shankar's Viewpoint
👉 Some Useful Resources/Readings:
‣ Article in ETPrime on Alternative Investment Options: economictimes.indiatimes.com/...
‣ Article by Capitalmind on MLDs: www.capitalmind.in/2021/09/ho...
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#alternativeinvestments #fixeddeposit #shankarnath
Disclaimer: I am not a SEBI registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented

[@radhakrishnakeny1658]

Return of capital is more important than Return on capital

[@kedarbali5438]

क्या बात है । आपने सही कह दिया ।👍👍

[@smokingbomberz]

Good 1

[@mustangblazer76]

That's the bottomline statement..very true😂

[@laterlater8348]

but even if you keep your capital in a vault , it is still eroded and thats by design, so what you gonna do?

[@normalhuman9539]

Pls explain wid an example

[@mitulsat]

Your videos are very elaborative Shankar and quite different from the other mass youtubers.

[@shankarnath]

So nice of you. Glad you like them, Mitul

[@TheLionKing2345]

Kudos for such quality videos.. ! Undoubtedly the best finance KZbinr at the moment ! No nonsense , no bias .. to the point !

[@shankarnath]

Thanks a ton, glad you liked it

[@prudhviraj868]

Wow..The effort that you have put is really appreciable. The information that you always bring up is what generally people often look for and it is very difficult to gain such knowledge. These videos at least help to rule out certain financial options in some cases. Great effort

[@shankarnath]

So nice of you. Thank you Prudhvi ji, glad it is helping you in your financial journey

[@dipanker10]

One word, Amazing! Great video again that is very useful. My personal gratitude to your efforts and kind intentions. Thanks a ton 👍

[@shankarnath]

You're very welcome Dipankar ji. Very happy to know you are liking the content. Do share it with your wellwishers and help me grow this channel. Thx!

[@gowrishankarkn6499]

Excellent sir. Though the entire fixed income universe seems to be complicated & full of jargon, you have literally simplified it. So, one can take some small risks in investing a fraction of their portfolio to earn those extra brownie points. Thanks a million. Looking forward to such videos.

[@shankarnath]

You're most welcome. Glad you found it useful, Mr. Gowrishankar

[@klokesh5959]

Excellent video.... Making complex financial jargons understandable to a "know nothing investor" is shankar sir's USP🙏

[@shankarnath]

Glad you liked it. Thank you Lokesh

[@ravihariharan2291]

Great presentation..I am investing 40% of my capital in IPO’s and hv discovered that one can easily generate 8-9% returns on allotment(if lucky) or buying a share with good credentials (like IREDA) The risk is minimal and you don’t hv to pay anybody commission to handle yr account albeit there will be STT etc to be paid on share sales..it’s still profitable.

[@rajram77]

Very informative video in diversifying ones debt portfolio, albeit with possibly increased risk. I understand that MLDs are also of 2 kinds - principal secured (listed) and non-principal secured (unlisted). The recent budget has tax classified listed MLDs as STCG. Would like to have a dedicated video on MLDs. There are many NBFC players Anand Rathi, Edelweiss in this space.

[@shankarnath]

Glad you found it useful.

[@chandrimad5776]

Extremely informative post. Keep posting such great quality videos! 👍

[@shankarnath]

Thank you

[@power9Vision]

Great, How would you compare the risk vs reward return proportionality and are they governed and insured by SEBI or FDIC/NIPC insured like in the US

[@bakyme]

Woww - This is such an excellent video. Nicely researched and covering wide range of aspects. This kind of videos are missing in the current space, where everyone creates video on similar financial topic again and again, by just changing the wording. Not a commenter generally - but couldn't resist as lot of points covered in a quick time.

[@shankarnath]

Glad you liked it! And please comment more esp. if you have something good to say to the content creator. The math is in the commentor's favour afterall it takes 2 minutes to write a comment .. a video like the one your liked takes me over 2000 minutes to create.

[@millennialmind9507]

Which one you use? And can you also tell through which app?

[@Sachin19881112]

People like you are soothing to eyes, extremely knowledgeable while other half learned you tubers are misguiding people

[@shankarnath]

Thank you very much. I'm glad the content is resonating with you. Glad to hear this

[@helpfullyhonest7767]

On top of this, a general advice to all my friends, don't invest in any platform where they don't have a physical location. For example if 12% club becomes bankrupt there is no way you can file an FIR or complaint against this agency.

[@ravinderk1]

Another Gem from Shankar Nath. Great Job!

[@shankarnath]

Thank you Ravi

[@siddheshk6943]

I am using Cred Mint since Dec 2021 and have earned 9% regularly. Take out the interest every month. I understand the risk but as per Cred the money is distributed with minimum of 20 lenders so even a hypothetical high default rate of 5% making it relatively safe. So far so good is all I can say !

[@vinayakrishna7924]

May i know how to use cred mint?

[@human__being]

@@vinayakrishna7924 if you are eligible you will get the option to use cred mint.

[@shankarnath]

Thanks for sharing

[@dr.riteshchhabra3611]

how much amount u have invested till now@Siddhesh..

[@NewUnknownMind]

Do read the fine prints of the agreement dear. It says CredMint is just a coordinator. The actual money is holded & invested by P2P Lending partners. In case of default, they would only provided extended support which is very loosely written & can have different meanings. Just see in case of default, what happens, no specifics are shared. Trust me defaults aren't 5% & much higher. Also, the risk to reward ratio is bad. They earn 24-36% on your money & you get 9%. Doesn't look fair to me.

[@manishthakur7808]

Excellent videos providing just the right perspective with objectivity. Thank you

[@shankarnath]

Glad you enjoyed it! Most welcome

[@ralphrau]

Balanced Advantage Fund is easier and safer way to generate 10% pre tax. If the Fund is at least 65% in Equity then LTCG will be 10%. Thus post tax will be 9%.

[@pranavmahajan4190]

which Balanced Advantage Fund ? Can you shed some light on it?

[@ralphrau]

@@pranavmahajan4190 ICICI PRUDENTIAL EQUITY & DEBT FUND (DIRECT) SBI EQUITY HYBRID FUND (DIRECT) MIRAE ASSET AGGRESSIVE HYBRID FUND (DIRECT) you may check out the 1yr 5yr and 7yr returns

[@manzoorhusain1990]

Is building depreciation considered in fractional real estate ?

[@NewUnknownMind]

P2P Lending is immature industry. The NPAs in the industry is over 20% & there are many loop holes the way the NPA every P2P platform calculates. In case defaults, these guys don't even do anything as it's conflict of interest for them & these companies do not want to come in news. Many defaulters like Gaurav Kapahi from Delhi, takes multiple loans from multiple P2P Lending platforms & defaults. Noone is able to do anything. Many a times it's observed that P2P firms showcased wrong information of the borrower knowingly so they can get loan faster as they took much higher processing from them. Also many a times, the loan is paid by borrower but is shown as defaulter by P2P firm. RBI doesn't do anything about these platforms. Lendenclub is the biggest fraud amongst all.

[@shankarnath]

Hi, this is serious. Thanks for this note. Has someone taken this up i.e. published it in an article or explained in video? Maybe Moneylife or The Ken might have done an expose. If yes, kindly share the link.

[@rajasreedharbabu3840]

I am investing in P2P for the last 3 years. My yield is just 4% per annum. They claimed much more yield during investment. Pathetic and never invest. Lendenclub is big fraud.

[@shankarnath]

@@rajasreedharbabu3840 Thanks for sharing your experience

[@sivag2032]

Agree to ur points,P2P is diaster for any investor

[@AbhinavRege]

@@shankarnath do check out Monexo, and how they work with RBI to remain complaint and have about 0.5 - 1% NPAs

[@ankitjain195]

I just split my fixed income in a ratio of 75-25 where 75 % goes in physical gold which I can used as emergency and 25% goes into FD & municipal bonds where interest income is invested again in gold as worked so far and it is beating the market over a 10 year period. Fixed income investing is much more important than equity investment

[@shankarnath]

Thanks for sharing

[@ankitjain195]

The major benefit is that you can avail gold loan which is lowest and can be used in various investment apportunities which comes market crash , stressed real estate deal you never know . And I can easily paired of making charges through those profit.

[@soumyacareer]

Physical gold ?

[@Pantera9527]

@@shankarnath Shankar Nath be like "why u r even watching my videos" after hearing 75% income is used to purchase physical gold 🤣

[@bvisvana]

@@Pantera9527 well he said "thanks" ;)

[@95yashsheel]

Nice explanation 🙏👏. Which is white coloured desk top behind you on your desk?

[@shankarnath]

Thanks. Do you mean the book? There are two of them in white: 1. The Most Important Thing by Howard Marks 2. The Almanack of Naval Ravikanth by Eric Jorgenson

[@gopikannans9246]

An excellent session Shankar. Amazing one.

[@shankarnath]

Thanks!

[@MrAbhinav567]

Good work... What a term "Opportunity portfolio" one coined. Love this video beautifully designed, developed, explained, and executed. Waiting for the video of your future investment in opportunity portfolio. Thanks a ton

[@shankarnath]

Thank you very much. Glad you found it useful. Yes, it's an important one so I reiterated that in my video on asset allocation aswell. The root of your portfolio tree has to be strong although it won't bear any fruit, it will provide the nutrients and make it happen

[@001vgupta]

Wonderful video. Appreciate the efforts, systematic and wisely presented the facts on the topic. Great efforts evolved. Thanks.

[@shankarnath]

So nice of you. Thank you so much!

[@priyankasanthmayor1030]

In liquiloans you don't invest directly to any lenders .any way to verify whom the money is lend to?

[@Akash-jj8pi]

Superb video sir. Very informative Please do more videos like this

[@shankarnath]

Thank you very much

[@mohammedasadulla529]

Thanks for the knowledgeable information Shankar. I like ur way of not following herd and sharing a seedhi baat no bakwaas knowledge. Keep up the good work sir 👏 👍

[@shankarnath]

So nice of you. Thank you very much for your kind wishes

[@senthilkumarg.s3288]

All your videos are too too good. Thanks Shankar. Really eye opener. I am an avid follower of your videos. You deserve 1M followers

[@shankarnath]

Thank you very much Senthil. Happy to know you are finding the videos useful and relevant

[@shailesh24071982]

wonderful clarity on the topic. Could not avoid subscribing to this channel. Got a lot of knowledge content in this video.

[@shankarnath]

Welcome aboard! Happy to know this video helped

[@Prateekmittalnitrr]

Nice collaborated and no-nonsense video, thank you! My View on Jirraf (Opportunity Investment!) You normally invest 95k to get around 1.5k to 3.5k for 30-90 days holding. If we do the math as happened in my case if I take an average of 2.5k, 2.5k * 30 = 75k. So if there is one default in every 30 investments you stand at no financial gain. I took 75k because 20-25% of the investment amount is reserved in any default case they will return it as the first cheque in most cases. So, to simplify, if there is no default, then 25-28 investment will fetch you 90k-1L; otherwise, 1 default in 25-28 investment will bring you down to 0 gain.

[@shankarnath]

Thanks for your appreciation and for sharing your views

[@saumitrachakraborty9794]

One of the best videos on the topic. Clarified all factors. Thank you sir.

[@shankarnath]

Glad it was helpful! So nice of you

[@pankajkhandelwal5413]

How can it is mentioned on liquiloan mentioned IT IS RBI REGULATED?

[@Anbu-Ini]

Thanks for the amazing video, Shankar bro

[@shankarnath]

My pleasure

[@viks710]

Well researched, thank you as always

[@shankarnath]

My pleasure!

[@ChetanSankhala]

moral: every investment has risk. diversity is the key.

[@beluga9596]

Super coverage as usual sir

[@SurenderSingh-rt3fk]

Thanks for putting so much effort,Was very worthwhile 👍

[@shankarnath]

My pleasure. Glad you liked it

[@vijetarvindpatil7579]

Pranam Shankar Guruji!!!

[@Cal_Chou]

Nice video, informative and thought provoking. Thanks for making this !

[@shankarnath]

Glad you liked it!

[@Randomcomment7699]

One of the best video editing I visit this channel because of Shanker narration

[@shankarnath]

Glad you like the presentation and our editor's work. Thanks!

[@dhavalpanchal8077]

Your Videos are "to the point". Nice job.

[@shankarnath]

Glad you like them!

[@sauvikdas3268]

My p2p investment experience - before 2020, i invested quite some amount in p2p lending platform and enjoyed high return ( (upto 35%). But Corona changed everything, everything crashed, the returns discontinued. Many of the borrowers defaulted and declared that they no longer can return the borrowed money. Later one year back , I got back all the remaining principal amount which was pending from that platform with out the interest amount. I would say i was lucky to get back my remaining principal amount. I hope this information helps.

[@shankarnath]

Yes, it does Sauvik. Thanks for sharing.

[@shalinkapadia515]

LIQUILOANS is running on subvention of interest.

[@sivag2032]

I lost most of principal amount after covit especially the short term loans.

[@ahamedkabir2006]

Very good information

[@Anione111]

Which p2p was that? You are lucky. I don't know how the p2ps get away with lying and showing low npa. I have lost nearly 30% of my portfolio to npa, write offs etc.

[@HimanshuSharma-ec6hy]

Thank you Shankar and your team for sharing such a delightful, intriguing, insightful and thought provoking videos over such wide range of investment topics every other time, with the right touch of unbiased views and analysis in backdrop to support! It’s quite clear and evident from the content richness of your videos and framework you follow in each video, the level of efforts you and your team puts in! In India (unlike equity market) the debt market seems to be not that broad and accessible to the retail investors like to our counterparts in US, China, UK etc. May be because majority of bonds are available on OTC. If it makes sense, can you please also create a video in your style on investor options, risk vs reward analysis, trusted platform/options available beyond debt MF etc. to explore this area more broadly…

[@shankarnath]

Thank you Himanshu for your kind words and endorsement of my content style. I am keen on building this channel into a community of learners and having two sided conversations .. and hopefully it can branch beyond investing and get into case study development, passive income, second income, better goal planning etc. Yes, I can certainly do that. I did a video earlier where I explained how my equity portfolio is designed. The debt part of my MF portfolio (until now) is a mix of short duration funds and target maturity funds -- so not much to say there. I also don't complicate my matters by wondering about YTM etc. as return of capital is more important than return on capital in the case of debt. Allow me sometime to build and present something more concrete on this. Thanks again for the encouragement

[@raizanumrigar2587]

Hi Shankar, Once again a very informative video coming from your end. I would like to know if you have any plans on making a video on the textile sector, similar to the ones you made on the cement & hotel sector. Thanks in advance

[@shankarnath]

Thank you Raizan. I am taking up sectors one by one & the next one in my list is an important sector -- banking

[@sandyutube1]

Thanks for the vdo. Really informative, have tried rhe 12 percent club. Working fine till now. Very much interested in reits. Invoice discounting looks good . Loved the term opportunity portfolio.

[@shankarnath]

Most welcome Sandipan & thanks for sharing your experience.

[@muiseec]

Great content, as always.

[@shankarnath]

Much appreciated Ranjeet

[@jayeshkashyap4916]

Thanks Shankar.. it was nicely explained without any bias…Got learn some new avenues like P2P lending, asset leasing, etc.. I have been an investor with Wint wealth n so far experience is good..

[@shankarnath]

Most welcome, Jayesh .. and thanks for sharing your experience with WW

[@cyrusirani5080]

Please dont invest in P2P.

[@smokingbomberz]

I find your perception quite unbiased. Thanks for the valuable advice.

[@shankarnath]

Glad it was helpful!

[@karthickbecse]

Please suggest how to buy a corporate bond

[@sms9865]

Another great video loaded with Info, Info and Info. There is no forth in your video that will not be useful to the viewers 😊😊

[@shankarnath]

Thank you very much. Yes, the idea is to present information & analysis so that viewers can decide for themselves. Esp. with investments, information is half the battle

[@kevaljain503]

For the fixed income portfolio, I am going with the senior secured corporate and state guaranteed bonds (50%), FDs(20%), gold(30%). I have gained conviction on the bonds mentioned above but able to built the conviction on any of the 4 options discussed other than senior secured bonds because of the credit risk and the time consumed to gain the fixed income which is at risk. It is better to deploy such money to blue-chip equities with less risk. I am still researching a bit to gain more conviction on REITs in terms of the returns provided. It will be of great help if you could add up on the REITs video in terms of decision to buy REITs over Residential/Commercial/Industrial real estate in terms of return and default risk.

[@shankarnath]

Thanks for sharing. In the REIT videos, from what I had then discovered, the market-price-to-NAV seemed a useful way to check for over and undervaluation. Unfortunately some changes in the budget requires us to rework as REITs like Embassy are projecting a big drop in distribution which will affect demand (and therefore share price) for the product. I'll circle back once I find something worthy

[@subhashpareek9798]

The warning is the best part in this video

[@pradeepmasand9243]

Well researched and the efforts put in. Really appreciate the way it has been presented

[@shankarnath]

Thanks a ton. Glad you liked it

[@rajupakalapati]

subscribed post gone through initial 5 mins you got me in 😊

[@New_Begining]

The video gave indepth insight into some of the other investment opportunities with their pros and cons. Thank you.

[@shankarnath]

Most welcome. Glad you liked it

[@Yogee7777]

Thank you Shankar bro! It's a great content, given the market conditions and economic situation which we are going through now. I just picked few weeks back Muthoot fin corp bond AA rating. Thank you once again ❤️.

[@shankarnath]

My pleasure

[@Vinkalm]

Great content Shankar. Can you also do a video on RBI bonds like T- Bills

[@shankarnath]

Thank you. It's a very niche topic. What would you like to know specifically under T-Bills?

[@Vinkalm]

@Shankar Nath how did these work, is it good to invest and if yes how should we, what should be our asset allocation to these Can these be used for long- term like pension or child education ?

[@AbhishekSingh-km3sj]

Where to invest emergency fund?

[@vnkprakash]

Hello Mr. Shankar, can I know which is the best available with free / paid software to manage investments in shares, bonds, MF, FD etc. Thank you.

[@shankarnath]

I'm not sure, Krishna ji. I use multiple apps/platforms .. but generally I consolidate my tracking of MFs and stocks through valueresearchonline.com (free version)

[@svnrm2004]

Thanks. So in short, contend yourself with max 7% with safer instruments

[@padmanabhadutta8113]

Nice presentation; My question is how much would you allocate in Opportunity portfolio in percentage terms?

[@shankarnath]

Thanks. I covered opportunity portfolio in many of my previous videos. Max of 20%

[@hazrahadee6257]

Excellent presentation and information. I love the fact that you present a wealth of information in simple terms that anyone can understand. I wanted to know more about platforms like Growpital and the risks involved. There are many ‘sponsored ’ videos out there. Appreciate it if you could do a video on it. 🙏

[@shankarnath]

Thank you for your kind appreciation and suggestion

[@SumitKumar-gh3fp]

Hi Shankar which one is safest according to you ?

[@shankarnath]

Hi. I am yet to make up my mind but forced ranking will be 3, 4 & 5

[@jayadevtn1987]

Thank you for sharing this video and also sharing your thoughts around each. I did find wint wealth good and had tried in it and find it useful ..apart from that fd and debt fund is all I have .

[@shankarnath]

Most welcome

[@nikhiltillu6201]

Hi Shankar, nice informative video. Ive invested in invoice discouuntung since last 1 year, ans its doing good.

[@shankarnath]

Thank you Nikhil for liking it & for sharing your experience with inv. discounting

[@brownman3654]

For regular income I'm investing in Reit and Invit.

[@saptarshikonar6158]

Super informative 👍

[@shankarnath]

Glad it was helpful!

[@ThopalliVenkatRamamurthy]

Insightful Shankar

[@shankarnath]

Thank you!

[@mohitoberoi4089]

Fully second your views. Grip n wint are good i would say, thanks for listing their competitors too. There is golden pi as well but their min ticket is 2l

[@shankarnath]

Glad you found it useful

[@rahulk455]

Some videos on debt investments...

[@TarunKrSingh]

SIr your videos are very Informative and I want the knowledge to be spread across most of the population for that I would request you to please Include Hindi as well or make a Hindi channel altogether so that people who understand the concept a little easier.

[@shankarnath]

Thank you very much. I have plans to do Hindi content but as a single person it is currently difficult to make videos in two very distinct languages without compromising on video quality which will not help anyone. I will circle back once there is a viable solution or if you have a solution, pls do let me know. I want to explain in Hindi but without compromising on content research time

[@nabeelyahiya]

For the time being I will stay away from such investments. Good video👍

[@shankarnath]

Thanks

[@PrathamGupta2408]

Thanks for the video. Can you pls share your thoughts on gold leasing (Safegold) and third party companies like myjar.

[@shankarnath]

Most welcome. Sorry, I have no idea about gold leasing

[@pareshphede]

Loved the video. Can you give some dope on invoice discounting platform Falcon.

[@shankarnath]

Thank you Paresh. I haven't tried Falcon as a platform. But maybe some other commentor might have tried it, can you check the comments below? Many viewers have written the goods and bads of their own experience, lots of useful info there

[@markdabre8195]

Hi Shankar, Want to know your take on Pyse platform. It a platform to invest in green bonds, with returns between 9 -12 % tax free and giving monthly payouts. Would love to see your view on it. Thanks in advance

[@shankarnath]

Hi. Apologies, I don't know much about it. There were a couple of comments on Pyse though from other viewers. I'll circle back once I have more

[@ramakrishnaak]

Excellent sir

[@shankarnath]

Many many thanks

[@nipunmehar4403]

If 12% Club lends at 12% and allows borrowing at 12% how does it make money?

[@imsai8997]

It lends money at starting of 12% and may increase based on lender profile ( not cibil ) and will collect fines on delayed payments. On other half UPTO 12% they offer on investments and that's not fixed everymonth and for every investor. I was getting 10% some months and 12% some months that depends on lenders frequency of paying our money. Meanwhile they hold money that scanned through qr and reflects back on bank accounts next day meanwhile they can earn some intrest and can rotate our money

[@Rahul-ih2qv]

Can you make a video on gold lease which is being offered by safegold and gullak like platform. More specific about safety of funds Thanks in advance

[@shankarnath]

I'll try. Thx for the suggestion

[@kunalsahny9489]

Have been using 12% club and trade cred from past 2 years , no issue till now getting returns around 11-12 % Though i have kept the limit to 15 % of my total fixed income As a tool to bring my overall fixed income yield to 8%

[@shankarnath]

That's good to know. Thx for sharing

[@naveenkumarkaranam2799]

Hi Shankar Was revisiting this video as I was looking to allocate some funds. Would you be willing to share if you have tried any of these products and share your experience so far with the ones you have tried. Thanking you in advance for your kind consideration

[@shankarnath]

Hello. I have not tried most of these products (I mentioned that in the video aswell). My own debt-side portfolio is on the higher side so I'm not looking at fixed income products currently. I'll circle back if it changes in the future

[@mohanraj.s728]

Thanks!

[@shankarnath]

Thank you very much for this kind gratuity. Much appreciated

[@sourabhmayekar3354]

Good one

[@shankarnath]

Thanks

[@flp30609]

Great Info, congratulations, but advisable to have it in Hindi too.

[@shankarnath]

Thank you very much. I'm looking at tools to convert my English videos to Hindi -- Aloud by Google is one such tool. It's still not released for public but once its ready, I'll want to test it out

[@HarshitGupta07]

Hi Shankar sir, please make a video on Debt Mutual Funds like how to select one? Currently, I keep my fixed income in cash and FDs, so willing to explore Debt MFs, PPFs etc

[@shankarnath]

I'll try. Thanks for your suggestion

[@pqpqpqpqpqpqpqpqpq]

I will stay with fd only looking at risk

[@srirangans8422]

Sir, I have a query and not got an answer till now after being asked many... Can you guide me on how to buy very high returns corporate bonds which are giving even today coupon above 14%... These are not available for retailer buy in so called secondary Markets like Golden PI, Indiabonds, Fixed Income etc... and these bonds are traded on NSE even today

[@shankarnath]

Hi. I hope you have contacted the source i.e. the corporate offering those bonds. What did they say on how an investor can buy their bonds?

[@alfa5741]

Thanks for sharing wonderful information with all... Can you make a video on Index Funds...

[@shankarnath]

Most welcome. Thx for your suggestion. There are lots of videos on index funds. What are the 6-7 points you would like me to cover that are not sufficiently covered by others? I ask so because index funds is a vast topic

[@alfa5741]

@Shankar Nath Right way to choose an index funds as compared to vast choices available and which ones to avoid

[@prk3136]

Good information for fixed income.

[@shankarnath]

Glad it was helpful!

[@swaminathanthiagu5682]

Excellent video. I came across fixed income in the agriculture sector- growpital. Interesting concept and tax free. Are you able to review this Shankar.

[@shankarnath]

Thanks for the suggestion

[@Shankar-lz7zs]

Nice information sir

[@shankarnath]

Thanks!

[@akhileshsaraswat4983]

I have came to know first time these information. Although no money to invest currently

[@bharath2508]

What about Nifty 50 index fund?

[@uditpvyas]

How about growpital ?

[@MrSunzamorin]

Excellent video. Simple and easy say to understand for a non finance guy like me. What’s your take on Stable Money? Is it worth trying ?

[@shankarnath]

Glad you liked it. I have not tried Stable Money or received any information on it yet .. so can't help you on that. Sorry!

[@healthwealth360]

Awesome video

[@shankarnath]

Thanks!

[@03aravind]

Please share risk free products.

[@prashantj7839]

1st view and 1st comment

[@zmzabuawala]

Sir, how to identify if my stock is getting weak or having healthy correction? how to identify this? please create a video on this.

[@shankarnath]

I'll try. Thanks for the suggestion