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@niranjankulkarni70407 ай бұрын
I have been your viewer since many days, the best part of all your videos is statistical data and simplicity.. extensive research, best presentation and key topics are your USPs..
@shankarnath7 ай бұрын
Thank you very much. I am glad you like my work. It's a lot easier for me to learn with numbers but believe it, it's very difficult to convince someone with data if he/she doesn't want to believe in it. I'm glad you and I speak the same language.
@niranjankulkarni70406 ай бұрын
Thank you very much, I learnt it from you to play along with the numbers. I am planning to invest in one of the gilt funds whose Macaulay Duration (in yrs) is 7.53, would it work? I believe gilt fund primarily invest in long term government securities/ bonds
@TheSiddhartha2u6 ай бұрын
For the past couple of years, I have been following your video. Your contents are well researched and well presented. I am learning a lot from your contents. Kindly share Video on best Debt funds.
@milavbhavsar11896 ай бұрын
Right video at the right time. I just started shifting towards sbi megnum gilt and sbi long duration funds just to play interest rate. Been waiting for this opportunity since 2020...
@lijukoommen4764 ай бұрын
Whats the tax rate applicable for those funds?
@vaibhav-bhavsar2 ай бұрын
Me bhi Bhavsar, where r u from?
@milavbhavsar11892 ай бұрын
@@vaibhav-bhavsar Ahmedabad Gujarat
@vaibhav-bhavsar2 ай бұрын
@@milavbhavsar1189 Nashik, Maharashtra
@pankaj2011112 ай бұрын
Hi , which debt funds i can invest. Please suggest
@askme95726 ай бұрын
Modi has made debt and gold fund investments less attractive by removing tax benefits on them . At least , debt / gold funds should have some tax efficiency like equity funds .
@ramyasri60935 ай бұрын
Yes
@easyhydroponic35114 ай бұрын
Time to remove him
@acclimatized88383 ай бұрын
For your information he's the one who bought ltcg in stock market along with stt
@ramyasri60933 ай бұрын
@@acclimatized8838 true
@ppb234Ай бұрын
"You Either Die a Hero or Live Long Enough to See Yourself Become the Villain" This perfectly matches Modi.
@shivamgarg16 ай бұрын
Have been watching content of Shankar since he used to make videos for ET Money...His content is always informative, concise and clear.
@shankarnath6 ай бұрын
Happy to know you like my work
@balamuruganthangavel3656 ай бұрын
You have given quality financial content on youtube. This channel is underrated. Appreciate the hardwork!
@shankarnath6 ай бұрын
Thank you so much 😀
@harshitha.tr15196 ай бұрын
I was struggling to understand Bond Pricing during CFA....but this vedio has helped me to understand the topic better.
@shankarnath6 ай бұрын
Glad you found it helpful 🙌
@bookscutshort66486 ай бұрын
Sir, from which website do you check the data of Indices like its Returns, PE ratio etc of last 20-25 years.
@shankarnath6 ай бұрын
@@bookscutshort6648 niftyindices.com
@bookscutshort66486 ай бұрын
@@shankarnath thanks sir
@vivekphatak5800Ай бұрын
If I understand correctly if the reporate goes up the bond will be available at higher premium
@Yashuu967 ай бұрын
I would pay for this type of content! Thank you, Shankar!
@shankarnath7 ай бұрын
Glad you liked it. Most welcome 🙌
@ramanbhatia313526 күн бұрын
Is it still a good time to start investing in long-duration debt mutual funds or would the expected rate cut have been factored in by now? I am looking to invest just for 5-6 months
@rakeshsingh-ed4ws7 ай бұрын
Sir, could you enlighten us about market link debentures ( MLD ) . It is possible to make any investment strategy
@shankarnath7 ай бұрын
Thanks for the suggestion
@lokesharora44746 ай бұрын
Sir Very nice video.i saw three times . I have 2 questions 1 i have invested in 7.25 CS BOND 2063( 40 YRS GOVERNMENT SEC) for retirement instead of lic pension plan .what will effect on decreasing int rate by 1 percent . Should i lock cap appreciation in 2 yrs n reinvest . 2 i have got 30 lakh by maturing fd in bajaj fin. What should I do (A) So for same (40 yrs bond) (B) 10 to 15 yrs govt bond (3) Long term debt fund like ( icici long term debt fund) 4 dynamic bond fund One more thing i did not know the liquidity of these fund Thanks
@pritambaruah505711 күн бұрын
I have seen this black magic myself! GSEC giving me 7% fixed return and appreciating another 7-8%
@santoshkumarch458320 күн бұрын
Considering taxation, exit load, expense ratio , etc. Please guide.
@uncommonprofit74337 ай бұрын
Thanks Shankar excellent video . Just 1 question is there a co-relation of the returns of the long term bond fund with domestic equity markets ?
@shankarnath7 ай бұрын
Glad you liked it. Statistically, there has to be a correlation between Indian equities & long duration bond funds. I don't have any numbers but in my view, causality is the bigger question
@gauravmishra52265 ай бұрын
Which is better Gilt fund or long duration fund (i.e., Nippon Nivesh Lakshya Fund)?
@harshkarnawat917 ай бұрын
Hey Shankar! Great content as always, I had just started building some positions using gilt mfs. I am not exactly clear on the 10% taxation part and what is a 'listed bond'. I was able to locate the article you show as a screenshot but do you have any resources where I can read up and understand more about the debt investments that are taxed at a favourable 10% ?
@@shankarnath So basically on a 7.5% G-Sec bond if someone additionally makes a gain of 3.5% due to bond price increase (when tax rate cut happens in future) then 10% tax rate on LTCG will only be on capital gain while Interest income will continue to be taxed at tax slab rate. Given this weighted tax for a 30% slab person would be around 24% in place of 30%.
@priyalgautam78176 ай бұрын
Sir why is my Power finance Bond is showing loss of 36000?
@siddarthbansal7 ай бұрын
Love your Videos Shankar, they can be easily prescribed as part of any MBA finance course.Keep up the good work
@shankarnath7 ай бұрын
Thank you so much! I try to make them the way I would love to understand the topic .. glad you like the presentation & content 🙌
@mayankgupta42062 ай бұрын
@shankarnath So basically on a 7.5% G-Sec bond if someone additionally makes a gain of 3.5% due to bond price increase (when tax rate cut happens in future) then 10% tax rate on LTCG will only be on capital gain while Interest income will continue to be taxed at tax slab rate. Given this weighted tax for a 30% slab person would be around 24% in place of 30%. Moreover to be able to get this capital gain I need to buy bond either at discounted price (which is not possible now), or to buy either from primary and secondary market and exit before maturity to get any capital gains. For this to happen someone should buy at-least 2030 maturing bond so that it has enough time to maturity?
@shankarnath2 ай бұрын
Yes, that's my understanding from articles I've read but since I'm not good at taxation, please verify it with your tax advisor.
@mayankgupta42062 ай бұрын
@@shankarnath ok, may be the proposition is not that attractive firstly since interest income of major chunk will continue to be taxed at tax slab and secondly if any capital gains are there they be be hard to realize if not bought at discounted price since the liquidity is very low in secondary market for these instruments and buy-sell spread is quite wide
@unique321122 күн бұрын
Buy g sec via tier 2 nps😂
@piyushpathakvlog6 ай бұрын
Sir, invested in Nippon India Lakshya fund,What will be the right time to switch to short term fund? At time when rate cut cycle ends or to be continued for 5 years? Which redeem option is profitable? Thanks for your video.
@madankulkarni17156 ай бұрын
This is fund for retirement planning , meaning 9 to 10% CAGR over 15 to 20 years above. If using as tactical then you have to wait for rates to begin down & reach bottom & start move up meaning be watchful of repo & NAVs. ( May take 3 to 5 years approximately)
@maheshbattula11557 ай бұрын
Very good information, thank you Shankar Nath. What about the Govt bonds scheme of NPS? Do you think, they too will rise? And is it prudent to cut down some equity exposure and move towards scheme in G in NPS?
@shankarnath7 ай бұрын
Thank you! I can't be certain w/o knowing the maturity of Class G bonds within the NPS but a couple years back when I was researching it, I did notice that most fund managers then had opted for long duration. If it's the same case now i.e. the constituents are long duration GILTS, then Class G is likely to give good returns.
@shankarnath7 ай бұрын
@@Maknahar Thanks for the suggestion
@maheshbattula11556 ай бұрын
@@jishnu18I just checked the LIC Tier 1 - G scheme returns, returns of 19-20% both in 2014 and 2016. And the top 5 holdings are long term gilts. So I think, NPS too will return handsomely well if the scenario plays out.
@baskey123459 күн бұрын
very nice expalntion with statical data's. pls update evey quarter.
@shankarnath9 күн бұрын
Thanks for the suggestion
@deepakrao66366 ай бұрын
Highly Underrated channel. Many, Many Thanks & deep gratitude
@shankarnath6 ай бұрын
Much appreciated! 🙌
@mohit264787 ай бұрын
This is brilliant... Reminded me of economics classes in CA foundation... Immensely meaningful and informative
@shankarnath7 ай бұрын
Glad you found it useful and informative
@sudiptakr046 ай бұрын
Hi Sankar, it's superb information for individual investors. I have an additional request, a video on best Bond investment platform, what are best bonds, how to invest bond for 1-2 years
@shankarnath6 ай бұрын
Thanks for the suggestion
@TheSiddhartha2u6 ай бұрын
For the past couple of years, I have been following your video. Your contents are well researched and well presented. I am learning a lot from your contents. Kindly share Video on best Debt funds.
@shankarnath6 ай бұрын
Thank you for the appreciation .. and the suggestion
@vaibhav89416 ай бұрын
Nippon India nivesh lakshya fund has a maturity of 20-22 yrs
@piedpiper175 ай бұрын
Thank you for all the valuable learning you give us. All your videos are gems Shankar
@shankarnath5 ай бұрын
It's my pleasure
@santoshkumarch458320 күн бұрын
Hi. Sir. Please suggest where to invest a lumpsum, and through an STP, create wealth by doing an SIP to equity based funds based on our risk appettite.
@shankarnath19 күн бұрын
Pls work with a financial advisor on this. There are many questions that need to be answered before taking such a financial decision
@madankulkarni17156 ай бұрын
SN, It would be great if you extend your research expertise & data analysis application to target maturity funds. I feel it's a unique opportunity for retailers to invest now in Long Duration TMF with lowest risk & double debit returns returns when gains peak out. Kindly explain & expand. Thanks very much.
@shankarnath6 ай бұрын
Thanks for the suggestion
@chahatchaudhari14324 ай бұрын
Sir LTGILT BEES IS GOOD THAN GILT MUTUAL FUND?
@srinivasjandhyala42767 ай бұрын
Hi Shankar, will gilt funds also serve the same purpose?
@shankarnath7 ай бұрын
Hello. Gilt funds are debt funds that invest primarily in government securities. Yes, these can work but pls ensure they are long duration. There can be short duration gilts funds too
@rajashekarreddy49127 ай бұрын
Shall i choose Liquid fund or Gilt fund ? Plz advise
@shankarnath7 ай бұрын
Gilts are long duration debt instruments
@RG1981-j8p7 ай бұрын
@@shankarnath Sir, which will be give more return Gilt funds vs Long duration fund, in case of rate cut and how much? Thanks
@shankarnath7 ай бұрын
I'll have to circle back on this one as I haven't come across any news or research where a fund manager has given an accurate estimate of either the rate cut or the returns.
@mohit73816 ай бұрын
Dear Shankar, thanks for the great video. Please correct if my understanding is right. Since the bond prices are expected to go up. Its better to buy them now and sell let’s say in 1 year.
@shankarnath6 ай бұрын
Most welcome. Yes, that is correct. As interest rates go lower, bond prices rise.
@mohit73816 ай бұрын
@@shankarnath Great. I think the trick would be to sell the bonds before the interest rates start going up. are bonds easily tradable in secondary market
@anonymous-jm1iw6 ай бұрын
n the past there were few Mutual Funds scheme which got closed or didnt worked Many youtubers influecners are making videos on mutual fund scheme but no one is telling us the history of mutual Funds in india like in year 1999-2000 many mutual fund scheme closed and many people money were gone almost to nil we want a video on those mutual funds why the fund got closed and how does this all happen how do we will get to know about when a mutual fund will close their scheme for example- Reliance natural resources Fund Do make a video on this and share some knowledge which others wont thnakyou
@pushpakpatil95017 ай бұрын
Related to this.. if there are rate cuts happening sooner or later, can we book long term fd asap.. higest rates on fd ( government sector) is around 7.5 to 8 percent...
@shankarnath7 ай бұрын
The theory is sound. If bond yields are going to go down, then booking an FD now should be better than doing it 1 year later. One doesn't need to look beyond 2021, 2022 when fixed deposits were sub-6%
@pushpakpatil95017 ай бұрын
@@shankarnath thanks for the quick response... Your confirmation and analysis helps alot.. 🙏
@1sanpa6 ай бұрын
Thank you so much Where i can buy these govt long term bonds which has 10% tax ?
@shankarnath6 ай бұрын
Most welcome. Pls search on Google, you'll find a bunch of platforms there
@vkrishnan10007 ай бұрын
Good video shankar.. Though i invest in equity and MF am yet to try bonds.. Pls suggest some specific bonds to invest.. Does m stock offer bonds.. If not which platform do you recommend
@shankarnath7 ай бұрын
Thank you! 1. I don't invest in bonds either. Infact, I didn't know listed bonds were taxed at 10% before this video (although I had read it somewhere but didn't pay attention to it then). Perhaps I too should try investing in bonds. 2. With re: platform, there are tons of them. Please try "invest in bonds india" on Google search for multiple options. Bonds can also be bought from your trading account
@vkrishnan10007 ай бұрын
Thanks shankar.. On a lighter note.. Why the waistcoat.. Look more trendy❤
@arjunps67767 ай бұрын
You suggest buying listed long duration bonds instead of long duration debt funds in order to reduce the tax outgo. Are these listed bonds sufficiently liquid and will we be able to find buyers when we have to offload them?
@shankarnath7 ай бұрын
It's difficult to generalize this as different bonds might have a different liquidity profile
@mohankrishna1876 ай бұрын
Can I buy direct long term bonds from RBI portal. Can I sell them in open market
@shankarnath6 ай бұрын
Yes
@prolongtrader78746 ай бұрын
make a video like if u have lumpsum 30-50 lakh then how to invest wisely, my example store the fund in liquid fund then use stp method to invest monthly like that, discuss more ideas on this topic
@shankarnath6 ай бұрын
Thanks for the suggestion
@preetham31516 ай бұрын
+1
@jayaramans73987 ай бұрын
Thanks for great content sir. As you said in last time, i tried to follow corporate news in moneycontrol. But it filled with huge contents and lost in that way. Can you explain way to follow corporate announcements.
@shankarnath7 ай бұрын
Most welcome. You can also try this : www.bseindia.com/corporates/ann.html
@jayaramans73987 ай бұрын
@@shankarnath Thanks for suggestions
@AsifAliRizwaan6 ай бұрын
5:15 mstock does not have DDPI nor it can do offline transfer shares from CDSL Easiest. Shoonya is also zero brokeage yet better at features.
@mithunshenoy4597 ай бұрын
Insightful and easy to consume information. Thank you! Would you say a Dynamic Bond fund (most have already pivoted to longer durations) be a better way to play it for someone that wants the money in debt for a longer (3Yr-ish) duration?
@shankarnath7 ай бұрын
Most welcome 🙌 ... I don't have a preference for one category of debt MF over another i.e. dynamic versus medium vs 10Y constant vs long duration. I'm more keen on the constituents' duration and if the maturities are on the longer side, then this setup can be tested on them. I'll prefer to go scheme by scheme rather than category by category
@madankulkarni17156 ай бұрын
In my view you keep faith in fund manager when you select the dynamic bond for rebalnced returns but in other gilt products you have the responsibility to manage with markets. Thanks.
@vipulbajaj886 ай бұрын
Sir, can you please advise how and where to buy listed bonds?
@shankarnath6 ай бұрын
Hello, please do a search on Google. Many platforms will show up
@mohan76427 ай бұрын
Hi Shankar, as always appreciate your content. During your ET money days, looking at you I had invested in ETMoney mutual funds Shield and Stable portfolio which predominantly good share will go to Debt funds which for me I'm riding at 8% and 10% CAGR respectively (however ETmoney is doing ok today) . Could you please create one video on Debentures vs Debt fund ?
@shankarnath7 ай бұрын
Thanks for the suggestion
@girish.r6 ай бұрын
Shankar Nath ⭐ thank you 😊
@shankarnath6 ай бұрын
Most welcome 🙌
@piyushkriplani1467 ай бұрын
Shankar sir, understood but never invested in Bonds, can you suggest bond names and the apps/websites I can invest in 5 year, 10 year and 15 year bonds?
@shankarnath7 ай бұрын
Please do a search on Google .. you'll receive dozens of results on platforms and bond options
@lijukoommen4764 ай бұрын
Sir is it a good idea to buy 5 lakh Gsec and keep it till interest rates become maximum lower and sell it when it slowly increasing without waiting for maturity?
@shankarnath4 ай бұрын
In my opinion, this can be done. The principle of lowering-interest-rising-bond-prices works in such a case. The longer the duration (e.g. a 9-11 year GSec) will be most suited to play this.
@lijukoommen4764 ай бұрын
@@shankarnath ok but we dont have an idea where to what to buy how to diversify the lumpsum or diversification even needed etc. Could you help us on this. Bond market completely under shade for me...
@shankarnath4 ай бұрын
As the topic is new to you, I'll suggest you work with a financial advisor/mutual fund agent for this
@pramodbalakrishnan60737 ай бұрын
Very insightful video. Since I have never invested in bond related instruments, can you help guide on should I invest on direct bond or MF related to bond and if its MF can you please suggest some good MF. Thx
@sarath9846 ай бұрын
Planning to do STP from SBI AMC. Please suggest source fund (debt funds to park amount)
@drkvenu6 ай бұрын
Liquid fund or ultra short term fund
@sarath9846 ай бұрын
@@drkvenu ultra short term is less than 1 year i think So liquid fund
@keerthi30866 ай бұрын
Shankar, what do you think about actively managed gilt funds? Do you think the fund managers of big AUM gilt funds can provide good returns by strategically managing duration?
@shankarnath6 ай бұрын
I really don't have any views on that because now that I have this knowledge, I don't rely on just fund managers to do the thinking for me. For instance -- predicting interest rates are going down, most fund managers and I will be heavy on long duration bonds. But when the cycle is turning - without waiting for what the fund manager is upto - I would move to shorter durations.
@SulagnaChakraborty-e8c6 ай бұрын
Will it be a good idea to invest in scheme g of nps tier 1?
@silentfollower8817 ай бұрын
Which long term debt funds to invest in
@shankarnath7 ай бұрын
Explore long duration or target maturity funds beyond 2030
@pradeepkotnana13956 ай бұрын
Could you guide me via articles or any sources to know about listed bonds
@shankarnath6 ай бұрын
Hi, just type 'listed bonds in india' on Google search. You'll get tons of results
@kranthikandey12166 ай бұрын
Can you please give some examples of listed bonds which attract 10% tax? Does bharat bonds fall into that category?
@shankarnath6 ай бұрын
May I request you to run a quick search on Google, dozens of platforms with hundreds of listed bonds will pop out
@kranthikandey12166 ай бұрын
@@shankarnath tried it sir.. unfortunately, i see platforms to buy bonds but not sell. So little confused how to sell them.
@shankarnath6 ай бұрын
@@kranthikandey1216 You can always write to 3-4 platform's customer service with your queries. Hope you have tried that route
@bookscutshort66486 ай бұрын
Sir, I checked the niftyindices website to know the data of various indices like it's return, PE Ratio etc. But, sir vha par last 5 years ka to data mil jata hai Monthly reports mein but last 15-20 years ka data nhi milta. I also searched in the historical data section, usmein vo open & close price to show karta hai but year on year percentage change nhi show karta. Can you tell how can I find year on year data of all the indices.
@shankarnath6 ай бұрын
That's strange. I've been doing this for more than 5 years, been extracting data from 01.04.2005 onwards for most indicies. Please send me a screen recording of what you are doing. You can load it on a drive and paste the link in the comments
@t063-shubhambhatt36 ай бұрын
Sir, great video. Please make video on nifty Alpha 50 index.
@shankarnath6 ай бұрын
Thanks for the suggestion
@saurabhpanchi7 ай бұрын
One more excellent video, honestly I am confused between listed bonds vs gilt funds because most listed bonds have very low liquidity, do you think it’s better to bear tax pain & go with gilt funds?
@shankarnath7 ай бұрын
Thanks. Apologies, I have no views on this as I have not invested in listed bonds myself. But curious to know --- when you say very low liquidity, have you come across a situation where selling 2-5 lakhs on bonds has been a problem? I mean: want to understand the intensity of liquidity .. my definition of liquidity will be very different from an institutions.
@saurabhpanchi7 ай бұрын
@@shankarnath yes it’s a problem. For example-SBI long duration bond fund’s 50% exposure is in 7.3%-2053 bond which is ~700 cr position but on most days the traded volume is 1k or near 1 lakh total traded amount, that’s why I said liquidity is very low. Almost all gilt/long duration bond fund’s underlying positions have similar trading volumes, so I preferred to stay with the mutual fund as they can easily handle redemption from their available cash
@meghanaabhyankar91516 ай бұрын
@@shankarnathWhat would be your definition of liquidity?
@psimove52457 ай бұрын
Well researched content with lot of data points as always!! One question, please give some examples on listed bonds
@shankarnath7 ай бұрын
Thank you. Some examples: www.moneycontrol.com/fixed-income/bonds/listed-bonds/ www.wintwealth.com/bonds/listed-bonds/ www.capitalmarket.com/markets/Bonds/listed-bonds
@piyushkriplani1467 ай бұрын
@@shankarnath How do I invest in them and how do I choose amongs them. most look from private companies rather than government.
@shankarnath7 ай бұрын
Kindly do a Google search on this query. Dozens of results will pop out from platforms that offer this facility incl. the process and other details
@samraj41617 ай бұрын
Thank you for the effort as always. Gentle reminder on the request for the video to generate 1cr corpus by 2030😊
@shankarnath7 ай бұрын
Thanks for the suggestion
@poocheepie7 ай бұрын
Honestly I have not been able to understand debt funds and the ‘timing’ aspect of investing into them. Last year there was a lot of negative commentary about the tax treatment of debt funds to add to my nervousness. That said- I have held some positions in a dynamic bond fund from two different AMCs, merely as a hedge against my equity MFs. They seem to have woken up off late , but I do hope to improve my understanding of debt funds and am counting on a ‘for dummies’ version from you Shankar 🙏
@rajeevkumria6 ай бұрын
very detailed and nicely illustrated.
@shankarnath6 ай бұрын
Many thanks Rajeev! 🙌
@Pp-great6 ай бұрын
Very informative video...just wondering if conservative hybrid fund would also behave in such a manner due to its weightage in debt funds?
@shankarnath6 ай бұрын
Thanks! Again, its the same question -- is the debt in the conservative hybrid fund short duration or long duration?
@Pp-great6 ай бұрын
@shankarnath The debt part is long term with 16 years as average maturity.
@shankarnath6 ай бұрын
@@Pp-great Cool. Then you have the necessary data to decipher the information
@vaibhavrana7 ай бұрын
What timing Shankar sir! Was just viewing your debt fund video on ET money earlier today 😄
@pavan96204 ай бұрын
It's all about KZbin algorithm bro ...if u search about some product in internet ,next day u will be bombarded with related products in KZbin, chrome everywhere😂😂
@pradeepkumarmoghe45516 ай бұрын
It is still worth investing in ICIC pru long term MF ????
@mshreyas83456 ай бұрын
For those who haven't understood it: Repo rate is the interest rate that government is giving. If Repo rate is greater than Bond rate, bond rates fall cause I am getting more return on a safer asset If Repo rate is lesser than Bond rate, Bond rates rise cause I am getting more for my buck, via risk reward
@aravindtiwari97027 ай бұрын
Great content. Pls make more of such videos. 💯👍✨
@shankarnath7 ай бұрын
Thank you 🙌
@piedpiper175 ай бұрын
Awesome content. Thank you Shankar
@shankarnath5 ай бұрын
So nice of you
@TheAkhildogra4 ай бұрын
You should start making videos in easy to understand language
@shankarnath4 ай бұрын
Thanks for the suggestion
@makeiteasy97236 ай бұрын
Sir ,Please clarify , many thanks. I have Equity small cap fund 1000 units @ 148.75 NAV, , purchased 1 year ago , now current NAV is Rs.255 , If I sell all 1000 units, how I much I have to pay Income tax ? Is my calculation is correct ? Profit = (1000*255) -(1000*148.75) =Rs.106250 , Income tax is Rs.625
@shankarnath6 ай бұрын
Hi, I myself use a chartered accountant to figure these things out as tax is not my strong suite. May I advise you to do the same, atleast am not the right person to comment on this
@vivekphatak58007 ай бұрын
A video on SWP for retiring people is requested
@shankarnath7 ай бұрын
Thanks for the suggestion
@k46216 ай бұрын
Please guide whether to go with long term debt mutual fund or GSecs directly. Also my understanding is that the interest gain is taxed at normal rates and only the capital gain is taxed differently. A sample calculation with the overall returns considering both can help. Thanks
@abhisheknewaskar93096 ай бұрын
I normally never comment on Videos, but this time I have to say this Video is a Gem!
@shankarnath6 ай бұрын
Thank you very much. Kindly comment more often -- a few years back, I was at a retreat when the guru there said something that has since then become a guiding principle. He said: "if you haven't appreciated a thousand people in your lifetime and if you haven't done enough deeds to have received a thousand applauses -- then what life have you lived?"
@shamraoyelgawakar78685 ай бұрын
So one should invest in debt fund in lumpsum immediately or after election or after RBI reduce rates may be after august /september ? Which will give best return? @shankar nath
@LearnValue7 ай бұрын
Nifty GSec 2036 maturity can be option??
@shankarnath7 ай бұрын
It is definitely a long duration debt instrument .. a portfolio of 3 G-Secs that are maturing between Jul 2035 & Jun 2036
@alokedutta1636 ай бұрын
I wanted take 1-O-1 advisory service but I am not able to locate the link. Can you please help?
@shankarnath6 ай бұрын
Hi, you can email me at hello@beginnersbuck.com
@alokedutta1636 ай бұрын
@@shankarnath Thank you. I will send an email.
@alokedutta1636 ай бұрын
@@shankarnath I sent you an email as suggested by you. I hope you have gotten that.
@BackendCraftersHub7 ай бұрын
Please share the bond calculator to understand effect of interest rate on it? Where can we see the long term listed bonds with their details to take a 1-1.5yr bet?
@shankarnath7 ай бұрын
Kindly do a search on Google.com .. both i.e. calculator & platforms offering listed bonds with details are readily available.
@pkprprempavankumar87497 ай бұрын
Your note to subscribe is lit ji.. ❤
@shankarnath7 ай бұрын
Thank you very much
@balamuraliselvan7 ай бұрын
Pls guide for safe govt bond
@shankarnath7 ай бұрын
Government bonds come with sovereign guarantee
@akashmodi58915 ай бұрын
Can you suggest some schemes that fit your suggestion , listed debt funds that have 10% tax advantage and long duration
@shankarnath5 ай бұрын
Pls click on www.nseindia.com/market-data/bonds-traded-in-capital-market and do a descending order sort on the last column (maturity date). The first entry after the sort will be NHIT expiring on 14-Nov-2047
@GokulP-f2u7 ай бұрын
So the PPF and other gov schemes interest will also be increased ?
@shankarnath7 ай бұрын
Not sure, you might want to check the profile of bonds within the PPF and other government schemes.
@wealthwisdomwithCARajshree6 ай бұрын
They will go down
@GokulP-f2u6 ай бұрын
@@wealthwisdomwithCARajshree I am doing PPF investment for past 4 Year, so will this impact interest rate go below 7.1% ? PPF will also can be considered as a long term debt fund right so.
@saurabhgoel42414 ай бұрын
Great and unique video
@shankarnath4 ай бұрын
Glad you liked it
@suprobhosantra5 ай бұрын
Can I invest lumpsum in long term bond fund? Or will it be risky like equity? Time horizon- 1-2years
@shankarnath5 ай бұрын
1. Lumpsum investing is possible 2. It will be as risky/volatile as equities
@indranilroy99056 ай бұрын
Can short term bonds funds be subscribed instead to reap benefits of rate cut ?
@shankarnath6 ай бұрын
I'm guessing a rate cut will have some impact on short duration bonds. I haven't analysed it, if you find something worthwhile pls do share. Curious to know
@wealthwisdomwithCARajshree6 ай бұрын
Where do buy these bonds from
@shankarnath6 ай бұрын
There are tons of platforms, a search on Google will show dozens of results
@ajaydixit40226 ай бұрын
Sir please disclose your portfolio size and amount of wealth you have made through your investment journey Curious to know how such knowledgeable person can make money in market
@shankarnath6 ай бұрын
May I know how this curiosity of knowing what I have made helps you?
@mayankrajput97476 ай бұрын
Sir what happened today in JTL industry,,stock is down 20% today,,,is there any issue from management side,,because as far as I know there is no issue in balance sheet
@shankarnath6 ай бұрын
Beyond what's been posted on X, I have no further information
@chandrayan186 ай бұрын
Great Video sir need of time
@shankarnath6 ай бұрын
Thanks and welcome
@jaskaransingh-dt8zq7 ай бұрын
Sir is it a good time to invest in a hybrid fund hanving allocation of 22% in equities and rest in debt ?
@bollywoodretrolover2151Ай бұрын
HI...Have a question. form secondary market. I purchase a NHPC Tax free bond having a Face Value of Rs 1000 for Rs 1030 with coupon rate of 9% PA. I receive the 3 interest payments in the interim. The bond matures post 3 years and I am redeemed FV of Rs 1000. Now since the interest is tax free I will claim IT benefit on interest as exempt income. Can I also claim the LTCG loss ( purchase price Less redemption price = Rs 1030-1000 IE Rs 30.
@shankarnathАй бұрын
Sorry, I have no idea. You'll have to check with your tax advisor on this
@youtubecvr95267 ай бұрын
Sir, so its good to invest in long term govt bond or debt funds?, can you give an example pls
@shankarnath7 ай бұрын
I'm sorry, I didn't understand the example bit. Can you pls clarify?
@youtubecvr95267 ай бұрын
@@shankarnath Sir, based on your video, should we invest in long duration debt fund like HDFC long duration debt fund or good to buy bonds directly ftom RBI through RDG account? Pls advise.
@Mylathal-ij4hg7 ай бұрын
What is maximum intrest can be for pledging stock
@shankarnath7 ай бұрын
I didn't understand. Can you please rephrase it?
@Mylathal-ij4hg7 ай бұрын
Interest range of pleding stock in year
@yashagar44436 ай бұрын
These yields are gonna go down
@shankarnath6 ай бұрын
Yes, that's the good news
@vineetunny67197 ай бұрын
Great content 👌
@shankarnath7 ай бұрын
Thank you 🙌
@123rubyg7 ай бұрын
All seasons bond fund takes care of the interest rate cycles right?
@shankarnath7 ай бұрын
You might want to check the constituents and duration on the fund factsheet
@hiteshgupt19796 ай бұрын
Sir ji karna kya hai
@Nimishdave6 ай бұрын
Can you make the Video in Hindi to better understand