5 Millionaire Habits that Changed My Life

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In this video, I go over 5 millionaire habits that completely changed my life!
⌚️Timestamps:
00:00 - Intro
00:33 - Great minds
01:39 - Comfort zone
02:55 - Don't Buy into FOMO
04:37 - The Millionaire Pyramid
05:24 - Solutions over Problems
06:22 - Think Day
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DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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[@nischa]

👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspendingtracker

[@elip.982]

Thinking about your “think day” suggestion. How do choose what to learn during that time. Is it anything random? Something pertaining to a filed your interested in? Something outside of the box?

[@nessalimmy]

I find so much comfort in knowing that even someone as neutral and cool-headed as you still has haters on KZbin. It takes a lot of resilience to actually keep going after seeing screenshots of people in your life making fun of you! You deserve all the success this Universe has planned for you ✨

[@nischa]

Thank you Nessa!

[@kjay4380]

I bet their not laughing anymore! I love this channel! I’m deffo goner start the think day. I’ll begin with a think morning and see how I get on from there.

[@ibiyemibolade]

@@nischa thank you nicha you are awesome. I believe my channel will have massive growth sooner than I imagine. Keep it up

[@sunevanheerden]

I totally agree! Her success is totally well deserved😅She helped me start my YT channel!

[@justmechanicthings]

Every creator has haters, but what I thought was really messed up is that the people she mentioned were supposed to be her friends.

[@Alejandro-hh5ub]

I believe one of the best ways to avoid FOMO is quitting social media and heavy internet usage. It's been way easier for me to focus after I quit Instagram.

[@hayleycottrell3425]

I wholeheartedly agree with this! I was heavily procrastinating on Instagram, getting a lot of FOMO, comparing my life constantly feeling so inadequate. Realising I am the only one who can change the direction of my life, what's taking up my time and it was social media and constantly going out for the fear of FOMO, now I just feel more determined to reach my goals. I love your videos! Always look forward to watching them Nischa x

[@katylaurent7097]

I dig what you said. IG is so addictive!

[@HC-hx8fd]

I feel the same! It feels really hard t quit at first but after the first week you feel so much more free!!

[@mimansasinha3771]

I recently gave up on instagram, facebook and snapchat. And I feel so much productive and focused!

[@Bogna1]

I would say limit it and use it only as a tool. It's really up to us what content we are following. I am only following some yoga and interior design content - very selective accountants.

[@sidjain0599]

I just love the style of your videos. They are short, precise, to the point and don't waste the time of the viewers. Good job!

[@cybellecaouette57]

😊

[@sunnyrays2281]

Agreed! It is refreshing.

[@TonyVainosky]

I find you so overwhelmingly confident in the subjects you speak on I cannot imagine people close to you would say such negative things behind your back....but I absolutely empathize with that feeling. You're awesome, and your content is very high quality = hence why your channel has gained such popularity 😊

[@nischa]

Thank you so much!

[@rainbowwarrior5282]

JEALOUSY

[@MarkBrown-kn5yk]

Yep your gold, disregard haters

[@SophiaChristian-so2of]

I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $90k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?

[@AntonioBianh]

Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

[@MarkFreeman-xi3rk]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@cythiahan8455]

@@MarkFreeman-xi3rk How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@MarkFreeman-xi3rk]

it's best you do your due diligence, I have my portfolio overseen by ‘Margaret Johnson Arndt“ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.

[@JenniferDrawbridge]

I've been debating what to do with my portfolio because I was on the verge of selling it last Friday and will be retiring soon. When I looked her up, her profile came highly recommended. This was much needed.

[@randxalthor]

"don't buy into FOMO" is much easier after understanding and letting go of insecurities. No FOMO if you're satisfied with who you are.

[@aidagara7859]

Excuse-me, what "Fomo" means ?

[@haleyla]

@@aidagara7859 “fear of missing out”

[@ritwikyadav9749]

After the think week, you should be able to understand your fears and insecurities. But actually working on them and facing your fear head on is what very few are able to do.

[@fleurjoesten]

So true!

[@mohammadriyaz9831]

​@@aidagara7859Fear Of Missing Out

[@Ariprice]

So disheartening to hear about the people talking poorly about you. Not only is your content great, but I can tell you are a kind and good-hearted person, not to mention smart. I feel embarrassed for those people. Keep shining!

[@SC2point0]

Wow, 530K subscribers within a year, with only 48 videos is insane. Not sure I've seen a channel grow so fast. Congratulations on all of your success Nischa!

[@professionalismwithpassion]

Right. She's killing it 🎉 let's give her her flowers

[@jojojshmo]

Thank you Nischa for your videos. Really felt it when you mentioned how people you knew were criticising your videos and how horrible that must have felt. Really appreciate your content and hope you continue to get success!

[@juliagie]

People who spread hate and negativity about someone's work without constructive criticism are just jealous and unhappy with their own life. Your work and content is great and the growth of your channel is the best prove! 💕👏

[@ThrivingSingleMums]

I love your channel. It’s crazy to think you have been through criticism with everything you have achieved but I’m so glad you had the strength to continue x

[@ChilledASS]

Absolutely love the idea of having a think day. It is si easy to caught up in everything when you're too busy. But taking that step away to re-assess your vision and true value is absolutely key. Really enjoy your content and thanks for being real.

[@hnnhml]

wow thank you so much for sharing your "youtube blowup experience" - its incredible how some people keep spending there energy on discouraging others. I'm so happy you pushed through, otherwise we all would have missed out on so much nischa-know-how 💪💛

[@nischa]

Thank you for being part of it!

[@sunevanheerden]

She has helped me start my own channel which I put off for years!😅This channel is amazing!

[@honeynounou5894]

You're smashing it Nischa. Those people were obviously jealous of your growing success. Keep up the great videos

[@raquelbirbal6060]

Love the concept of a "think day". As a working mom of a 8-year old boy, I think I'd start with a think "2 hours" per week and work my way to a think day! Absolutely brilliant 🎉 Thanks Nischa ❤

[@MichaelTaylor-nm6cx]

I’ve watched a lot of these types of videos in the past. None of them grabbed me in a way that this one did. Positive, calm and with a clear call to action. Articulate and to the point. Very effective. Thanks for putting this together!

[@jimberridge295]

Love the discipline of the "think week" applied as "think days". Being realistic about what can be done but still stepping back. Thanks for sharing!

[@inafilipova6779]

Brilliant video! Especially about overcoming ridicule from people you thought were on your side! I’m so glad you kept going! And you also inspire me to continue with my own project of creating a KZbin channel!

[@juliekostas7322]

I'm so glad that you didn't let negative (jealous people) derail you from doing KZbin. I've learned so much from you and will continue to. I'm grateful for channels like yours. Thanks for not caving in or giving up! You deserve all these wonderful blessings coming your way.

[@piopetralli6190]

I, as well as all your subscribers Nischa, am so glad you decided to press 'upload' and continue on instead of giving up. I just started watching your videos, and I'm hooked. Your videos are not only amazingly brilliant, they are extremely educational and truly inspirational. You and your content are what the world needs. My sincerest thanks!

[@kialm1820]

I was experiencing an existential crisis for the last few days, and watching this video has put my mind back into perspective of the goals I "desire" to achieve, and wish to thank you so much for the quotes and your effort for making this video! Hope you read this comment!

[@holidaygiftmall2517]

Great Video... I started watching your videos about 6 months ago and they have been very insightful. For many, the specific knowledge you're videos are about is lacking in so many people today. In fact, what you are teaching should be taught in all schools around the world. For many years I've used a "think day" but only for a few hours at a time. Your suggestion of disconnecting from electronics/internet was what is missing in my day. Going forward I will make it a full day with no distractions. Please don't stop teaching the world... We need it now, more than ever before!

[@GarySaini8]

The more you level up the less competition you face. I really needed that! Thank you!

[@clarakw5571]

You are such a great role model and I'm happy you didn't stop showing up even after people you know judged you! I hereby now call you a part of my network and am ready for the positive influence 😅🥰

[@franckb.8071]

A big support for you. I know it has been challenging to start a KZbin channel, and to see some of your acquaintances "laughing" at you for that. It takes a lot of courage to move forward, to keep pushing despite that. That's brave, and we are lucky to be able to watch your wonderful videos. Sometimes people project their own insecurities on others. They are afraid of doing something, and instead of facing their weakness, they laugh at those who challenge themselves. Nevertheless, fortunately there are also encouraging people out there. You'll keep evolving again and again.

[@brianscruggs8174]

Thanks for sharing Nischa. So glad that you persevered & pushed through the negativity. Love your channel, you consistently deliver enlightening and compelling content. Keep it coming… Kudos

[@rioapril7045]

Thank you for continuously showing up Nischa! Yours is one of my favorite finance channels on yt

[@zuhairsiddiqui9433]

I have the same negative friend energy. I'm so glad you pushed yourself and didn't let the hate and judgment get to you. Great video. Thanks!

[@DJMilez]

Love the advice thank you. Almost 4 years into making videos so to see your explosive growth in 7+ months is staggering to say the least (that’s a compliment I promise lol). YT is a 10 year plan I made to myself and for anyone making content online just remember that it is a marathon not a sprint. I’m also a firm believer that if you truly (key word) dedicate in any craft for at least a decade there is no way you fail. Good luck everyone

[@Jelly-sk2ry]

@nischa, I think all your subscribers are glad you didn't stop. I'm always reminded of this quote - "It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.”

[@annawong1305]

Your channel is still growing at a rapid rate, well done, Nischa!!! Who cares what the neysayers say, negative comments are always bourne out of jealousy or ignorance. Sadly cant be avoided and noone is immune. Glad you've kept going and i love watching them.

[@SerenGordon]

Successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life, 🙏.....

[@RoteeReem]

You are right, to be a successful person in life require him or her of hard work and time

[@Richards631]

The thing about been successful is working toward it and not going the other way round

[@joshuapatel163]

It's obvious everyone is doing this online Investment

[@Perla.pagoyo]

​@@joshuapatel163 I totally agree with you it has been an eye-opening experience for a lot of people.

[@jacobkhan6639]

Investment is the key to achieving success with the current pandemic slowing down so many businesses

[@markarreza]

As someone transitioning from being a longtime corporate employee to entrepreneur, I find your videos insightful and straight to the point. FOMO reduction is indeed a challenge, lately I'm also using it as a motivation to succeed sustainably.

[@KimberlyAttwood]

Thank you SO MUCH for sticking with it! We need you on KZbin!!!

[@michaelmayo4344]

Wow good for you sticking with it even after all that negativity! Your hard work and determination are truly inspiring. Thank you for taking time out of your day to create this awesome content! I have already learned so much about business from you.

[@mary77773]

So proud of you for sticking it out!! You are super inspiring. Thank you for your content and your openness.

[@sasipathmanathan8112]

1. Great minds 2.Push out of comfort zone 3. Don’t buy into foma 4. The millionaire pyramid 5. Focus on solutions and not on problems 6. Have a think day Thank you 🎉

[@laxmi-jaishi]

Thank you for sharing your experience and challenges in your KZbin journey. As someone who's just started their channel, your example and honesty has been really encouraging. Your example speaks volumes about staying committed and focussed on your mission rather than on what naysayers may think or say.

[@ehteshamazad]

@Nischa Your resilience is truly inspiring! I've been following your journey closely, and it's evident that nothing can hold you back. Keep forging ahead, and I'm sending you all the best vibes for your continued success!

[@branislavbajic3480]

When you said the first habit about the friends, I told myself that I have one real friend and so many virtual friends that are successful and that inspire me. Dear Nischa, I've found your youtube recently and you are already becoming one of those virtual friends. Love your work and thank you! ❤

[@darenapopova4394]

Nischa, I love your channel. Your content is informative and motivational. I love how concise and to-the-point your videos are. My favourite part of this one is the pyramid, as it's a concept I've never heard before. I like the idea that the higher you go, the more difficult the challenges are, but also the bigger the rewards and the lesser the competition. Thank you so much!

[@JmsAlds]

It is much easier to criticise someone else than challenge yourself, your friends may be threatened by your success. Personally I am grateful for your videos and have sent them to other friends to see. You have helped me in many ways and for that I am thankful.

[@loubydal7812]

Wonderful advice. I liked number 2 about how to get out of the comfort zone, going forward and achieve goals no matter bad criticism or rocks on the way. Somehow it ignites me when someone says "no you can not ...", but if I believe something is possible and is worth to do it for good, nobody is going to stop me. We let too much noise in our lives, but it’s good to keep the focus and purpose. Thank you for you having great determination leaving aside negative criticism and continue bringing great content, very helpful and very appreciated. Kind regards.

[@leelennon56]

Nischa, thank you for this great content! Your story on this journey really resonates with me. Those who matter don’t mind & those that mind don’t matter. Keep up the great work! 💯

[@blacksmoke_1358]

Thank you for pushing through and sticking it out. Never give up!

[@rebellion.flowershow]

So shocked to hear that people who you know were laughing & being negative about your videos. So happy & inspired that you kept showing up. I will remember this as I journey to becoming more visible in the world. Love your channel, your message and your vision. Thank you 💟💚

[@lavernebanks3666]

Girl preach 👏🏾 We have grand desires that ONLY hustle will quench! Love ❤️ it!

[@intelligentod]

Love your channel Nischa!! Keep up the hard work and thank you for the great content!

[@fizzy3949]

I underestimated how true the quote about who your friends are do influence you. This really makes sense, you pick up the habits and learn from the environments you are in. If you want a better life filled with whatever it is you are seeking you need to spend a majority of your time around that.

[@marutn8913]

Great job again with these quick videos, Nischa "Don't buy into FOMO" is the pick of the lot here. Very relatable

[@shirinheidari2508]

Thank you for not stopping when things were difficult with your channel. I love your content!

[@BlockbusterCinema247]

You’re truly amazing Nischa, your KZbin channel flourishes in knowledge on making wealth and sustaining it. I’m a fan. Proud of you ❤.

[@2_birds_on_a_wire]

Wow thanks for this video Nischa! Perfect timing in life to boost positivity and motivation! Keep up the positivity! Much love, Mat

[@user-pe3tt7iu7g]

The therapeutic effects of a Think Day are amazing

[@TheVeronicaVain]

I want to say thank you for continuing on your journey despite what other people said. And for the bravery to share that part of your journey. I hope and wish for your continued success so that even more people can be inspired by your content and perspectives.

[@megapangolin1093]

Crikey, Nischa, you really have had a tough time, I couldn't imagine how people can be so harsh. I have great admiration for your strength and intelligence and your willingness to share your life. You are doing more for humanity than snarky lightweights criticising from the sidelines. Well done, another great video.

[@amadoumbodj5741]

I must admit that this past week, I have been binge watching your videos and valuable insights in managing personal finances. Thank you so muck Nischa!

[@lancebernal9982]

As always Nicha, great content! Always look forward to what you put up next

[@J_Abdi]

Great transparency Nischa! Glad you keep going and kept the channel. Can't turn back now

[@rococo2059]

Hi Nischa. Greeting from Poland. Many thanks for your wise words and the videos. Thanks to you, I hope that I can take control of my finance and life (sooner than later). Today I do not feel so powerful or confident, however, I hope that with right steps I can achieve great things (for example, a financial freedom/buying my own flat...). Once again, many thanks for 'the tasty fruits' of your work, effort and many decisions to not give up or be overcome by the negative poor people. See you again :))

[@Thelovelykayla]

This is one of my favorite video from you! Thanks Nischa for doing the work!

[@matijaxhorvat]

Dear Nischa, keep it up, you're doing great! You're expressing your thoughts and ideas with such clarity, sincerity, and encouragement towards your viewers, but also with great understanding of the topics. You should be so proud of yourself 🙂

[@bubbieble]

I love the 6th one! I am doing this now everyday between work, but I like the idea of making it a full day or full week instead of in between. ❤

[@otonielhernandez6503]

Great content Nischa. Thank you for giving away these values for the KZbin community. You have one of the few awesome channels out there. The message is delivered clearly. Keep it up!

[@Erroll_P]

Don't stop Nischa. You are an amazing teacher. Thank you.

[@KarlGrabe955]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@Elkemartin213]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

[@Quason788]

@@GregHilton-bn7mc please how can i find the lady you mentioned'?

[@martinmalloy8119]

don t buy an expensive car, buy real estate, find one person you love and stay loyal.....

[@mellyholly]

Wow. I had to just pause this video when you got to point 2. A few years ago I was living in Japan and was one some of the facebook expat groups. I remember this girl came along and posted her KZbin video. I remember clicking on the link & watching her KZbin video on money. I remember thinking wow- she is going to have an impact. I also remember some people on that Facebook group mocking her. I remember posting well done, I enjoyed her video and keep going. Her name is Erika kullberg. She is a lawyer (well was but now she has completely taken off & grown a huge gathering) I’m so glad she ignored the naysayers & ignored the back ground negativity. Discovering your channel has been huge for me also. I love that you are from the UK do a lot of your advice works for me as I’m a British expat and so much about finance is American based that for me it has been super helpful to find you on KZbin. You are fantastic. Thank you, you definitely deserve all the recognition you are getting too 😊

[@shanefeather-lopez5935]

Love this video! What you say about the comfort zone is so true - I keep saying to anyone who will listen that real growth is something you find outside your comfort zone. I usually judge a day as successful when I've grown in any little way.

[@MadisonFalco]

Every failure is a step closer to success for sure! Learning and growing is painful sometimes but so worth it

[@EmeraldJournalClub]

I like this! Judge a day as successful if you've grown in any little way! I'm going to implement this, thanks for sharing! 🙂

[@ShwethaJs-qe8rk]

Great initiative. In this selfish world, finding someone like you to tell us the best things and help us understand the blunders we are making.

[@karensequeira176]

This is awesome Nischa! Don't stop!! ❤❤

[@deepikamagod1507]

Wow. I haven't heard somebody speak in so ease about right things in a while. Listening to you was very comfort and hopeful. Keep up the good content coming.❤

[@GarySaini8]

Don’t worry, all the people in that group chat “always knew you would make it.” Keep up the amazing work!

[@EmeraldJournalClub]

Thanks so much for sharing this and sorry to hear you had haters sending those comments, so glad you kept going! This has inspired me to keep going. I usually start with my channel, gain momentum and then stop but not this time, and it's nice to find some like minded individuals here. I just came across your channel and I will be binge watching later 😀

[@BucksBites]

Love the idea of a Think Day. Gonna try to start incorporating this into my life!!

[@nikkijohnson5147]

I can’t believe people you knew laughed at you, I only found you to be admirable and I am not surprised to see you have a large following now. It might be bc I’m private and sharing would feel so hard for me that I assumed it was hard for you. It is hard to do something that is uncomfortable and you did that. Good work! 🎉

[@DocShields84]

Dude this is the most authentic and straightforward content Ever.

[@reneewallace8079]

Nischa, I'm very grateful for your videos. Financial literacy is so important. Thank you 😊

[@Dtrain-kq8kd]

hi Niskha, i like your channel. Planning on getting wealthy is vital. nothing is just going to happen. your advice is much needed. the only thing that is going on is what you (each person) are doing...concentrate on what you are doing, thinking and feeling... make sure you feel good about what you are doing.... some of your time is spent looking out...at what others are doing... some of your time is spent looking in..... watching how you feel about what is going on around you...

[@WCworkhorse]

It's 2 in the morning and I clicked on one of your vids that showed up in my feed. Your channel is exactly what I have been looking for. Thank you! Thank you for your content. I've been binging your vids all morning.

[@katylaurent7097]

Good for you, girl. Glad you pushed through. You got the power. 👏

[@christiananaya6116]

Cheers Nischa! Glad you ignored all the haters and negativity! Keep up the great content! Just subscribed to your channel to show my support.

[@paulabelle8437]

Glad I found you here Nischa. Great, insightful, simple and motivating content! More power to you. ...and well done for oushing through 👏👏👏

[@happyhealthyvibe]

I’m so glad you didn’t stop ❤ Live your videos and the way you explain things 🥰 xx

[@kingmacinchina]

Thanks for making these videos Nischa!! They are very informative and motivational! I have learned so much from you! Keep it up!

[@Revived786]

Thank you Nischa. Words of wisdom, partially already applied and seeing the benefits!

[@Dayna2269]

Love what you’re doing with your content. Keep up the great work!

[@weed66]

Your honesty for number 2 is wonderful to hear ❤

[@paulnorris6740]

Excellent advise that I will apply to my life too. Thank you. I think I counted 6 habits, so thanks for the plus 1!

[@alnyc001]

Nischa -- I want you to know that your videos have been very Inspirational to me in my Entrepreneurial Journey. I truly appreciate the way that you think about and uniquely convey your lessons. I wish you much success and happiness in your future.

[@1960tlm]

Congratulations to sticking it out! I love your videos. Thank you for what you do.💜💜

[@annamuja1831]

Nischa, thank you for your channel. Wishing you all the success and prosperity. Have a great day.

[@ohpleeaaase]

Forget them! The people you need are here watching you and more are coming ❤

[@jennynguyen-lam5633]

Thank you Nischa❤. I really needed to hear this.

[@marylu015]

I'm a new subscriber, and I'm so glad you kept going and surpassed the storms. You're brilliant, and don't take this the wrong way - but seemingly genuine and care about empowering others, given all of your free resources. Thank you, wholeheartedly!

[@MrQuise1234]

So much value provided in 8 minutes . Very helpful . Thank you for using your time to provide us with these habits

[@susanwaterworth5622]

The very idea of anyone criticizing your excellent, value-filled videos seems ludicrous to me. I am so glad you didn't cave in to those folks, who I can only think are jealous! I very much appreciate you sharing your journey with us. I am learning so much. Thank you.

[@dannievig]

I hope you removed those friends from your life as no friend would put you down, but support you. Great video as always Nischa! I'm definitely going to incorporate think days into my life.

[@rogeriahetrick2511]

So glad you decide to carry on with your KZbin channel. I am finding it to be extremely helpful. I really appreciate it! xoxox