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5 New Rules of PPF 2024 | बदल गए PPF के नियम | पैसा जमा करने से पहले ये Video ज़रूर देखें

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Sahaj Info

Sahaj Info

Күн бұрын

PPF New rules - How Much Money is Secure in PPF and where to Open A/C Post office or Bank? What are 5 New changes in PPF? 5 New changes in Budget for PPF Account.
#PPFNewRules #PPFAccountOpening #PostOfficePPFAccount #PPF #indiapost
अगर आप PPF में Investment करते है तो जान ले ये नियम | PPF Rules before investment | Do's and Don't - • अगर आप PPF में Investm...
PPF में बच्चों के नाम पर निवेश करते हैं तो जरूर देखे - • PPF में बच्चों के नाम ...
SBI Vs Post Office PPF - • SBI Vs Post Office PPF...
PPF 5 News rules 2024 - • PPF 5 News rules | अगर...
Post office Interest rates 2022 | कितने साल में आपका निवेश हो जाएगा दोगुना | MIS, SCSS, KVP, PPF, FD - • Video
PPF scheme rules 2024,
ppf rules 2024 in hindi,
PPF Account 2024,
PPF Scheme in Hindi,
PPF Interest rates,
PPF Account Closure rules,

Пікірлер: 756
@hitendrasarthi798
@hitendrasarthi798 4 ай бұрын
MAHODAY 5.4.2024 KO AAJ MAINE PPF ME PAISA JAMA KIYA TO KYA IS PURE MONTH KA INTEREST MILEGA YA NAHI.
@atul58
@atul58 2 ай бұрын
In my ppf account several years ago I missed my H form ( after 15 years). Now they are not allowing me to contribute but my account is not closed and I get interest. Is there a way to revive the account and I can contribute the amount every year ?
@AshwaniDakshHarsh
@AshwaniDakshHarsh 2 жыл бұрын
Sir aapne kaha tha ki humein 2 se jyada banks mein account nahi open karna chahiye. Par jyada interest ke liye bina account open kare other bank mein fixed deposit karwana theek hai ya nhi.
@RiskyRajput
@RiskyRajput 3 ай бұрын
month mei 2 bar dale to.....1st transaction ka interest milega ya dono transaction.?..❤ from ludhiana
@devanandkatangot2931
@devanandkatangot2931 2 жыл бұрын
Kuch din pehle suna tha ki ppf/ extended ppf finally mature hone ke baad ek naya option milne wala he ki har mahine me pension ke jaise monthly SWP dwara Paisa nikal sakte hein usee wakth khathe me jithna capital he woh appreciate bhi karega. Kya sarkar aisa koi nirnnay lenewala hei ?
@sunitatalwar3711
@sunitatalwar3711 Жыл бұрын
Please advise in my case. opened up the ppf account as per my CA advise. That time i was not NRI. I Work in Merchant Navy. Some years i was NRI & some years Resident. I left sailing in 2017 & i extended 5 years more After 2017 I am a resident and kept on depositing money in ppf account. Now i got intimation my ppf account is maturing in FEB 23 MEANS 22 YEARS R COMPLETED. IN MY ITR FILING Every year i am showing interest in earning. Will my account will NRI or resident type. Thanks in advance
@SahajInfo
@SahajInfo Жыл бұрын
PPF is not linked yet with IT so we advise not to continue and withdraw amount after maturity to avoid problem in future. Your case is complex so I am not sure
@umeshpradhan8176
@umeshpradhan8176 7 ай бұрын
Ppf account bank से PO transfer हो गया । Dt. of opening PO वाला रहेगा या जब bank में transfer हुआ वह वाला होगा
@gauravrawat8519
@gauravrawat8519 Жыл бұрын
Sir please ppf account maturity process ke step ke bare me kuch bataiye Kya online Maturity process kr sakte hai without going to bank, agar ha to please process share kare.
@goyalshweta1984
@goyalshweta1984 2 жыл бұрын
Pre closure ppf account karna hai sir. Mera beta beseidden child hai uske treatments chalte rehte hain.. Aisa specific badha treatment nahi hona but thode thode time me chahiye hi rehta paisa uske treatment ke, liye to mujhe ppf close ke liye kya karna hoga?
@SahajInfo
@SahajInfo 2 жыл бұрын
You can withdraw some money but Pre-Closure not possible Contact Bank or Post office where you have account
@nareshkumar-ge2zx
@nareshkumar-ge2zx Жыл бұрын
सरजी मेने पीपीएफ खाता 18. 6 .2008 को खुलवाया ।तो मुझे 15 साल बाद पैसा कब ।मिलेगा । यानी मेच्यूरिटी तारीख क्या होगी
@rakeshh.p.8679
@rakeshh.p.8679 Жыл бұрын
Sir kya state co-operative bank RBI ke u under aate hai.or kya inme paise save hai
@SahajInfo
@SahajInfo Жыл бұрын
yes - some come under RBI - Please check on DICGC Website
@MS-mi7qh
@MS-mi7qh 2 жыл бұрын
Sir Mera ppf AC 2019 me mature ho gaya.. Extension diya nahi.. Mene us ac ko vaise hi rakha h band nahi kiya.. Kya ab koi tarika h ki extension ho jaye.. Jan me kahta hu to vo bolte h ki pahla AC band krwa do Or naya kholo..
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - Ab extend nahi ho sakta as max time for you was 2020
@manishbabu7655
@manishbabu7655 4 ай бұрын
Sir maine 2019 mai ppf account open kiya tha but one financial year mai kuch bhi rupe jama nahi kar paya tha kiya koi problem hogi plz reply me ..🙏
@prithubhandari1350
@prithubhandari1350 5 ай бұрын
very informative sir . Heartiest Thanks to you
@ashokdubey2843
@ashokdubey2843 2 жыл бұрын
सर अटल पेंशन योजना के बारे जरूर बता दें
@manjulanigam8431
@manjulanigam8431 4 ай бұрын
सीनियर सिटीजन हैं, हमनें अप्रैल में पूरा अमाउंट जमा कर दिया है,15 साल की टर्म पूरी कर चुके हैं।हम अपना पूरे जमा किए रुपए अब कभी भी निकाल सकते हैं या लास्ट वाले 3 साल वाकिंग में रहेंगे?
@rohansukhwani8095
@rohansukhwani8095 2 жыл бұрын
Very Nice Video Important Informations About PPF New Rules. Tnx.From Navi Mumbai.
@SahajInfo
@SahajInfo 2 жыл бұрын
🙏Welcome
@anilarora2771
@anilarora2771 Жыл бұрын
Nicely explained Sir What is the time limit of deposit of extension form to bank.
@SahajInfo
@SahajInfo 9 ай бұрын
Thanks a lot
@dharmendrarajput8773
@dharmendrarajput8773 2 жыл бұрын
Sir mujhe ye bataye ki dahi saal me pasa niklne per kitna rupey milega san 2022me
@SahajInfo
@SahajInfo 2 жыл бұрын
kab open kiya tha and kitna paisa dala hai?
@rakshapatil7856
@rakshapatil7856 2 жыл бұрын
Hello sir 1 pan card pe NPS or ppf account open kar sakate hai plz rely
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - allowed. NPS and PPF can be opened together
@dineshmehrotra1094
@dineshmehrotra1094 2 жыл бұрын
monthly installment can be deposited from any other'sa/c regularly any amount.
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes
@asutoshsen1174
@asutoshsen1174 2 жыл бұрын
Suggestion to govt. 1.increase the limit of ppf From rs 1.50 to rs 3or5L But 80C benefit willbe Restricted to 1.50L It Will help govt to mop up funds for developments People will like ppf As it. Is hassle free investment. Why there should be Limit on quantum of Investmen.looks Reduculas. There is no restriction on fd kisanbikas so on and so forth
@umakandoi4897
@umakandoi4897 2 жыл бұрын
As the interest is tax free, government put restrictions. The ppf interest is also more the fd interest.
@SahajInfo
@SahajInfo 2 жыл бұрын
Agree
@manjit1166
@manjit1166 2 жыл бұрын
Modi govt must raise interest rates of PPF and other small savings at least 5% above inflation rate.
@hiteshadhikari
@hiteshadhikari 2 жыл бұрын
And inc inflation in process?
@Okokok319
@Okokok319 2 жыл бұрын
Oooooo
@SahajInfo
@SahajInfo 2 жыл бұрын
Rate should increase
@ravindrakumarsinghal432
@ravindrakumarsinghal432 2 жыл бұрын
ज्यादा बोलोगे तो इस पर GST लगा दिया जाएगा समय बदल चुका है। आंखें बंद कर चुपचाप बैठे रहो शांति मिलेगी।
@satyaprakashpandey8002
@satyaprakashpandey8002 5 ай бұрын
धन्यवाद सर।
@SahajInfo
@SahajInfo 5 ай бұрын
Welcome
@tusharaggarwal4707
@tusharaggarwal4707 2 жыл бұрын
TDS ON PPF extraordinary information, thanks sir.
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - this is to track money and as part of new rule
@UTcommnt
@UTcommnt 2 жыл бұрын
Sir agali bar batate vaqt %widrawl amount define kijiae .
@SahajInfo
@SahajInfo 2 жыл бұрын
ok - sure
@DesiExploration
@DesiExploration 2 жыл бұрын
from where can we refer these rules in written document that govt. or post office officially released??
@varunsharma8352
@varunsharma8352 2 жыл бұрын
Can u Or anyone expert advise, PPF account open in 2017 April so how much amount I can withdrwal and when? Need some funds...
@avinashghai6827
@avinashghai6827 2 жыл бұрын
Pl clarify the limit of 20 lacs is only for pre closure of account or if the amount at maturity exceeds 20 lacs and is being reflected in income tax return, tds will b applicable. Kindly clear the doubt
@deepikaa3658
@deepikaa3658 2 жыл бұрын
20 lacs above tds applicable only in case that you have not filed IT returns for the last three years. If you are filing returns then no tax.
@ajaykumarupadhyay24
@ajaykumarupadhyay24 2 жыл бұрын
हमेशा की तरह उपयोगी जानकारी
@SahajInfo
@SahajInfo 2 жыл бұрын
🙏
@narendraagarwal7381
@narendraagarwal7381 3 ай бұрын
Interest rate on loan is only 1% & not 8.1% because loan amount is debited to your PPF account.
@aryantiwari9644
@aryantiwari9644 Жыл бұрын
सर क्या पति और पत्नी दोनों लोग PPF account open करा सकते है और दोनो 1.50लाख -1.50लाख PPF me paise डाल सकते है
@SahajInfo
@SahajInfo Жыл бұрын
yes - allowed and open kar sakteye hai
@gul7shan7masule7
@gul7shan7masule7 Жыл бұрын
पीपीएफ अकाउंट और सुकन्या समृद्धि योजना दोनों एक साथ खोलें दोनों को टैक्स फ्री है क्या और दोनों कंपाउंडिंग इंटरेस्ट ए क्या
@SahajInfo
@SahajInfo Жыл бұрын
Yes both PPF and SSY can be open together and both are tax free
@adv.dr.amitkumarbanerji9826
@adv.dr.amitkumarbanerji9826 2 жыл бұрын
Bahoot informative tha. Income tax assessment year 2022-23 mein ppf per milne wala interest kya taxable hoga ?
@SahajInfo
@SahajInfo 2 жыл бұрын
Nahi - PPF interest is fully tax free
@dr.mahadevappakoujalagi6446
@dr.mahadevappakoujalagi6446 2 жыл бұрын
Sir want to invest in gold which is better one? Physical gold or sgb till maturity. Still I am staying in rented house.
@SahajInfo
@SahajInfo 2 жыл бұрын
watch latest video on Gold
@Rahul-wj9oo
@Rahul-wj9oo Жыл бұрын
In this video you said that, we can deposit maximum 12 times in a year as per latest rules. Can you please share the source of this information? Was there any notification regarding this?
@SahajInfo
@SahajInfo Жыл бұрын
rule withdraw and you can deposit any no of time now
@rishabhkataria4109
@rishabhkataria4109 7 ай бұрын
I opened my PPF in 1998 and contributed regularly . In April-23 ( 25 Years completed ) i again deposited 1.5 lacs and with that the corpus is 10 Lacs. Duee to emergency i need the fund now question of penalty 1 % will it be from 01.04.2024 or from the beginning . Its closure after maturity of 25 years . please suggest
@gaurravdwivedi
@gaurravdwivedi 2 жыл бұрын
सर मेरी सैलरी इस महीने से 45k हो गई है अभी तक टैक्स नहीं लगता था पर अब 5 लाख से ऊपर हो रहा है कैसे टैक्स बच सकता है
@SahajInfo
@SahajInfo 2 жыл бұрын
invest via 80C in PPF or ELSS
@anuragkushwaha4770
@anuragkushwaha4770 2 жыл бұрын
one question, if we withdraw obout 20 lacs and we filled ITR in last 3 or more years. Will TDS still be deducted in that withdrawal?
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes but can be claimed back as PPF interest is Tax free
@brijmohangupta6836
@brijmohangupta6836 2 жыл бұрын
How to extend ppf with contributions with dates , like math problem solving method. Po and bank people also do not know ,they depend on computer whether computer accepting or not that extension.
@bhagwatprasad585
@bhagwatprasad585 2 жыл бұрын
Qute good information over PPF account.
@SahajInfo
@SahajInfo 2 жыл бұрын
Thanks for feedback and motivation
@nandikanikam6317
@nandikanikam6317 2 жыл бұрын
Hum donoke senior citizen aur ppf account alag hai kya vo sabhi joint karne chahiye security ke liye ?just nomini work karta hai na ?]aapka video dekhkar acha laga aur information bhi mili dhaynavad !
@pushpabisht9486
@pushpabisht9486 2 жыл бұрын
Sir please batten ki year 2011 me bet ne Hola tha ppf ... to wo to hum 15 saal tak rakh sakte hai NRI ban ne ke baad bhi... Haan 15 saal ki maturity ke baad hum use extend nahi kar sakte... kya hum theek hain ...ya abhi jitna jama hai use nikal le... 1% katega haina
@SahajInfo
@SahajInfo 2 жыл бұрын
As per Law you need to close.
@angadkumarkharwar7264
@angadkumarkharwar7264 2 жыл бұрын
अगर किसी व्यक्ति का एक महीने में तीन बार कंट्रीब्यूट हो रहा हैं तो कोई समस्या होगी कृपया बताए
@SahajInfo
@SahajInfo 2 жыл бұрын
abhi to nahi but baad mai month ka interest nahi mileyega
@AshishRrr
@AshishRrr Жыл бұрын
Sir, Can we close ppf account during 5 year extension period with a reason of continuing education / higher education or for setting up a startup/business ?
@sghotge
@sghotge 2 жыл бұрын
High time to make online deposits and balance checks. Also, partial withdrawal and closure after 15 years should be online
@praveenkumarbprajapati
@praveenkumarbprajapati 2 жыл бұрын
परफेक्ट बात कहीं आपने महोदय। मैं भी यही चाहता हु कोई ऐसा app या साइट ही बना दे जिस पर पूरा कंट्रोल हमारा हो। सरकारी नियमो के अंतर्गत हम पूरे तरीके से अपने पैसे पर अपना ध्यान रख सके।
@rajeevjaiswal3332
@rajeevjaiswal3332 2 жыл бұрын
You can do the deposits and make enquiries about your balance online if you are doing PPF contribution through your bank
@SahajInfo
@SahajInfo 2 жыл бұрын
agree
@RajeshVerma-pg2vs
@RajeshVerma-pg2vs 2 жыл бұрын
R)sir I had a PPF ac matured in March 2015.i could not extend the ac . after 7 yrs can I restart the account pl guide.thanks.
@surindergupta
@surindergupta 2 жыл бұрын
Very nice information 👌
@SahajInfo
@SahajInfo 2 жыл бұрын
Welcome
@probirkumarbanerjee7260
@probirkumarbanerjee7260 2 жыл бұрын
The changed rules applicable from which cut off date, are they applicable from 1st April 2022?
@umeshsapre4987
@umeshsapre4987 2 жыл бұрын
अगर मैने जुलै 2022 से पहले एप्रिल मे 50000 और जून मे 100000 पीपीएफ मे भर दिये है! तो 12 एन्ट्री का बंधन होगा ? जून मे ही अगर 1.50 लाख का लिमिट पार हो गया है,तो ऐसें मे वो ट्रानझाकशन व्हॅलीड रहेगा ?
@sauravraj4911
@sauravraj4911 2 жыл бұрын
Aap 1.5 lakh maximum 12 bari me ya ek baar bhi kar sakte hai.
@umeshsapre4987
@umeshsapre4987 2 жыл бұрын
@@sauravraj4911 थँक्स
@mandhatamoitro2601
@mandhatamoitro2601 2 жыл бұрын
Salaried person. Started new investment in stock market and mutual fund in the F.Y 2021-22. But don't sell stocks or redeem units till now, so no realised Capital gains or losses. Can I file ITR 1 instead of ITR 2 or 3?
@ratanbera1586
@ratanbera1586 2 жыл бұрын
ITR1
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - ITR1 is good
@5690raj
@5690raj 2 жыл бұрын
Sir , I have made four transactions in April month , please clarify new rule applicable date
@Sumit-gs8fp
@Sumit-gs8fp 2 жыл бұрын
Same here
@aparajitamohapatra2233
@aparajitamohapatra2233 2 жыл бұрын
Sir, Gold price dropped today by Rs 900 . Is this the dip you told about? Or should we wait further
@SahajInfo
@SahajInfo 2 жыл бұрын
watch latest video for details
@SwapanDas-ww9xw
@SwapanDas-ww9xw Жыл бұрын
Sir, after 15 years, if I want to close my PPF Account and withdraw my whole amount, then when I have to submit application for? Before one month of completion or on or after completion of 15 years and what number of form is to be submitted? Please help me.
@SahajInfo
@SahajInfo Жыл бұрын
15 year get completed with completion of financial year and not from date of open the account. Withdraw from PPF possible after completion of 15 year in FY. So you can submit the form after that
@gsrathore8693
@gsrathore8693 Жыл бұрын
सर मेरा सवाल ये है कि में apirl महीने में 1लाख 50 जमा करता हूँ ये में 3 बार मे जमा करता हु 50 हजार के तरीके से तो में एक ही महीने में 3 बार करके 1लाख 50 जमा करता हूँ। लेकिन अब क्या एक महीने में एक बार ही जमा कर सकता हूँ क्या तो pnb one app से 1लाख 50 हजार एक साथ जमा होगा या नही या फिर में 1लाख 50 हजार का चेक जमा करू plzz हेल्फ़ mi
@SahajInfo
@SahajInfo Жыл бұрын
rules change again and now you can deposit multiple times
@nitinpawar216
@nitinpawar216 Жыл бұрын
My son has ppf account while working in India. Now he now doing job abroad. What is the limit he can invest in ppf now ?
@SahajInfo
@SahajInfo 5 ай бұрын
Good news is that - he can deposit 1.5L in PPF till maturity
@saurabhkesharwani6143
@saurabhkesharwani6143 2 жыл бұрын
Jaise DICGC ke antargat ek bank me 5 lacs tak paisa insured hai, FDs savings ka saaraa paisa mila kar. Aur agar mera PPF account bhi usi bank me hai, aur (God forbid) agar woh bank doob jati hai, to PPF ko separately treat karenge, ya usi 5 lacs me jod denge?
@hariomsingh-zt5fs
@hariomsingh-zt5fs Жыл бұрын
Sir, I started my ppf account in June and investing 10k per month till now . Can I invest 1.5 lakh till March because March is the last month of financial year and if we look at my investments month ,till March it will be only 10 month .I am a bit confused regarding this
@vijayashetty3867
@vijayashetty3867 2 жыл бұрын
Any PPF a/c holder can loan from PPF or else any conditions is there. I have completed 25 year of PPF,
@varshadeokar5361
@varshadeokar5361 2 жыл бұрын
Sir maine is saal ppf se aadhi rakam nikal di hai 15 saal maturity par aur firse 4 mahine baad is saal kaa deposit kiya hai 95000 pehla deposit 13 july aur dusra 14 july kya mera is 95000 ka intrest milega?
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - milyega bus July ka nahi mieyega
@rakshapatil7856
@rakshapatil7856 2 жыл бұрын
Me and my sun registation of my pan card to kya 2 no ko milake yearly 1.5lack hona chahia ...plz reply
@sandeepjindal7449
@sandeepjindal7449 2 жыл бұрын
Me bhi janna chahta hu ye bat.... Please answer
@khushboomathur819
@khushboomathur819 2 жыл бұрын
@@sandeepjindal7449 .dijyy
@SahajInfo
@SahajInfo 2 жыл бұрын
if your Son is below 18 years then total amount you both can deposit is 1.5L only
@dr.kashinathpai5541
@dr.kashinathpai5541 2 жыл бұрын
@@sandeepjindal7449 ĺ
@sangitachoudhary533
@sangitachoudhary533 2 ай бұрын
Sir mere ppf me mistake se 1 लाख रूपये kat gaya hai,usako wapas le sakte hai,batayiye n sir, please
@MANISHSINGH-qp2hn
@MANISHSINGH-qp2hn 2 жыл бұрын
Sir, one financial year me maximum 12 contribution PPF me kar diye gaye hai, yadi mai 2-3 contribution hi one financial year me kar paya to is case me koi problem nahi hai na ?, According to new rule.
@shobhasarma9530
@shobhasarma9530 2 жыл бұрын
Maximum 12 . Means you can pay in Rs 1.5 lacs at one time also .
@subhashchandermadan7283
@subhashchandermadan7283 2 жыл бұрын
Atti UTTAM JAANKAARI kai liye DHANYAWAD JAI HIND
@bipadtaranchakrabarty4359
@bipadtaranchakrabarty4359 2 жыл бұрын
Is there any change in interest-rate or any possibility in next month?
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - expected to go up
@cipetstudents3705
@cipetstudents3705 2 жыл бұрын
Sir NRE and NRO accounts, क्या एक ही व्यक्ति दोनों accounts को एक साथ खोल सकते हैं and एक साथ मैनेज कर सकते हैं
@anmolsatyam9403
@anmolsatyam9403 2 жыл бұрын
Haan ji
@shivrattanpplusgupta6056
@shivrattanpplusgupta6056 2 жыл бұрын
On preclosure even by a week after 20 years the penalty is around more than Rs. 75000
@SahajInfo
@SahajInfo 2 жыл бұрын
Not getting your question - Please clarify
@jugnugolu8630
@jugnugolu8630 2 жыл бұрын
Sir stock market me investment k liye koi series shuru kijiye 🙏
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - in List
@RAJUKUMAR-nj4rx
@RAJUKUMAR-nj4rx 2 жыл бұрын
Dusre videos dekh lo bhai...
@jugnugolu8630
@jugnugolu8630 2 жыл бұрын
@@RAJUKUMAR-nj4rx konse?
@POOJASINGH-ib7nv
@POOJASINGH-ib7nv 6 ай бұрын
सर नमस्कार..... मेरी इनकंम टेक्स फाईल बनी हुई है तो क्या ऐसे मै मेरा ppf अकाउंट खुल जाएगा कोई प्रोब्लेम होने की सम्भावन है क्या??? मेरा उचित मार्ग दर्शन करे🙏
@SahajInfo
@SahajInfo 5 ай бұрын
Yes - PPF can be open
@mukeshsatija6613
@mukeshsatija6613 2 жыл бұрын
Can a NRE deposit contribution in his already open PPF Account?
@SahajInfo
@SahajInfo 2 жыл бұрын
As per Law not allowed
@dineshvasantraosuryawanshi4325
@dineshvasantraosuryawanshi4325 2 жыл бұрын
How much we paid to home loan and pf loan in particular period for particular amount? Which will be better?
@YasharajMore
@YasharajMore 2 жыл бұрын
Very excellent and informative video. Thank you so much.
@sksingh8983
@sksingh8983 2 жыл бұрын
Well
@SahajInfo
@SahajInfo 2 жыл бұрын
Glad it was helpful!
@sudhansusekhardash4959
@sudhansusekhardash4959 2 жыл бұрын
Sir i have opened a ppf account in a bank 2020.I have not deposited a single money till jun 2022.When i approached my bank for deposit money in my ppf,bank told my ppf account freezeed and deleted and ask for new ppf account to open.
@chandrakantjha2903
@chandrakantjha2903 2 жыл бұрын
If a matured ppf is transferred to another bank/post office it has to be closed by the transferer bank/ post office first and then becomes transferable?
@SahajInfo
@SahajInfo 2 жыл бұрын
First it need to be extended and then only Transfer of PPF can be done. PPF account can be extended within 1 year of post maturity
@rakeshrawat6449
@rakeshrawat6449 23 күн бұрын
जैसे कि आपने इस वीडियो के माध्यम से ये जानकारी दी है कि पीपीएफ अकाउंट होल्डर अपना प्रीमेच्योर अकाउंट अपने बच्चों के हाइयर एजुकेशन के लिए निकाल सकता है लेकिन सर जी मुझे पोस्ट ऑफिस वालों ने प्रीमेच्योर पीपीएफ अकाउंट को बंद करने की अनुमति नहीं दी है वो कहते है कि आप केवल अपने खुद के हाइयर एजुकेशन के लिए अपना प्रीमेच्योर पीपीएफ अकाउंट बंद करवा सकते हो ना कि अपने बच्चों के हाइयर एजुकेशन के लिए ।तो आपके पास इसका कोई सॉल्यूशन है क्या ?
@pqpqpqpqpqpqpqpqpq
@pqpqpqpqpqpqpqpqpq 2 жыл бұрын
Important question- can I invest 1.5 lakh in my ppf and 1.5 lakh in my minor kids ppf? I dont want 80c benefit in both, I just need interest income in both .. please guide as noone have this answer..
@manpreetdhawan
@manpreetdhawan 2 жыл бұрын
No, you will get interest on 1.5 lakh only...
@pqpqpqpqpqpqpqpqpq
@pqpqpqpqpqpqpqpqpq 2 жыл бұрын
@@manpreetdhawan thanks for reply but how bank will know to give interest in one account only if both accounts are in different banks
@manpreetdhawan
@manpreetdhawan 2 жыл бұрын
@@pqpqpqpqpqpqpqpqpq In PPF interest is not given by bank..it is given by central govt. And they track you through your PAN number. Every PAN is eligible for interest on principal amount of upto 1.5 lakhs. You can deposit amount more than 1.5 lakhs but you will get interest on only 1.5 irrespective of the number of accounts you open in any number of Banks/Post office.
@pqpqpqpqpqpqpqpqpq
@pqpqpqpqpqpqpqpqpq 2 жыл бұрын
@@manpreetdhawan thanks for clearing my doubts..
@SahajInfo
@SahajInfo 2 жыл бұрын
No - if PO or Bank get details then no interest will be paid for additional 1.5L
@gopalsingh0699
@gopalsingh0699 Жыл бұрын
Sir ji mai mere ppf a/c me 12500/- per month total 150000/- jma krta hu ab kya mai apne bete (age-3yrs) ka ppf a/c khulwa skta hu kya
@artisingh5141
@artisingh5141 Жыл бұрын
Sir plz help mene apna account pnb ki ek branch se dusre branch m transfer kra diya phle bank ki service mujhe thik nhi lgti thi bheed jyada hoti thi. Pr sir ab new branch wale bol manager rhe h ki aapne glt kraya dikkat aa skti h plzz sir btaiye 🙏🏻🙏🏻
@SahajInfo
@SahajInfo Жыл бұрын
PPF account kiya hai ya saving account transfer
@artisingh5141
@artisingh5141 Жыл бұрын
@@SahajInfo ppf
@shankarrawat2365
@shankarrawat2365 10 ай бұрын
Namaskar mai spka subscriber or niymit viewer hu ,maine last year 5lac ka sgb buy kiya tha par maine 5850 ki average se bech diya ,ab mere ko apni beti k liye gold lena hai ,mai sgb September 31 ko abhi buy karna chahta hu ,5930 rate chal raha hai ,150 quantity lena hai ,abhi byu karu ya thoda wait karu ,apni Ray de ,please reply
@shankarrawat2365
@shankarrawat2365 10 ай бұрын
Sabka ki jagah apka likha tha
@SahajInfo
@SahajInfo 9 ай бұрын
if you can hold for 8 years then consider buy now as well
@jyotigoel4222
@jyotigoel4222 2 жыл бұрын
Sir can u just clarify po rd official post office website states that rd can be retained without deposit after 5yrs for a maximum 5 yrs........it doesn't say abt roi in theses period of 5yrs without deposit....whether rd roi or sb roi.......app of relicus calculates rd roi but po finacle calculate sb roi
@lmsharma1910
@lmsharma1910 4 ай бұрын
12 mahine ki kist ek saath jama karney ke wajaay har mahine ya har 3 mahiney mey ek baar kara saktey hain?
@rakeshkumarsoni6397
@rakeshkumarsoni6397 2 жыл бұрын
Mature hone ke baad bhi extend karwa sakte h ya mature hone se pahle extend ka form bharna hoga
@SahajInfo
@SahajInfo 2 жыл бұрын
upto 1 year after maturity - extension possible
@girishbhatia6810
@girishbhatia6810 2 жыл бұрын
What if the salaried income is less than 20 lakhs and ITR returns not filed? Is tds will be deducted at withdrawal time? Please confirm.
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - but TDS on PPF can be claimed back after filing ITR
@motiramdhoulia4999
@motiramdhoulia4999 Жыл бұрын
पीपीएफ के मैच्योर होने पर प्राप्त राशि पर इनकम टेक्स लगेगा क्या जी।
@SahajInfo
@SahajInfo Жыл бұрын
Nahi - No tax on PPF maturity amount
@abhinawvikash
@abhinawvikash Жыл бұрын
Hi Sir, I have a ongoing existing PPF account and I am moving abroad. My status is now NRI. May I continue investing my contribution to my PPF?
@SahajInfo
@SahajInfo Жыл бұрын
As per rule you should close the account in your next visit
@bhavingandhi7056
@bhavingandhi7056 26 күн бұрын
Can they force to close the PPF Account and withdrawals balance amount in which circumtances ?
@vilaspote4115
@vilaspote4115 2 жыл бұрын
useful information ......thanks
@SahajInfo
@SahajInfo 2 жыл бұрын
Most Welcome
@manashbanerjee271
@manashbanerjee271 2 жыл бұрын
Please I request to u sir help me. Please boliya Post office me investment kar du ya October tak wait karu ???? Increase hoga interest???? Please help me please 🙏 investment kar du Mis me ya wait karu October tak ???? Please help me 🙏🙏🙏 please please please 🙏
@stayhealthy9125
@stayhealthy9125 2 жыл бұрын
No. March 2023 tak 1% chance bhi nahin hai increase hone ka. Banks mein 1 month mein 3 baar interest rate badha diya, lekin ab pist post office ka interest rate banks se kum rahega
@Anonymous-jh1fz
@Anonymous-jh1fz 8 ай бұрын
Sir, I want to open my PPF account & want to know how much shouldn I deposit? I can deposit up to 2000 per month. Is it a good idea?? Kindly help me sir, I have joined govt service & this is my first experience. Kindly guide me🙏 🙏
@ashutoshgautam4558
@ashutoshgautam4558 2 жыл бұрын
Please Reply me sir, According to the new rules, can I deposit money twice in my PPF account in the month of September ?
@SahajInfo
@SahajInfo Жыл бұрын
Yes - This rule taken back now you can deposit any number of times
@indermalshah7077
@indermalshah7077 2 жыл бұрын
Thanke for your imformayion
@SahajInfo
@SahajInfo 2 жыл бұрын
Welcome
@maheshkumargupta3689
@maheshkumargupta3689 2 жыл бұрын
My ppf acct was not renewed for more than one yr after maturity. Now new contribution is not allowed & acct not renewed. Is it as per rules.
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - its as per rule. PPF need to be extended within 1 year after maturity
@anikettripathi7991
@anikettripathi7991 4 ай бұрын
Common people's are interested in gauranted return of nine to ten percent. Stock market and mutual funds keep saying returns of fifteen to twenty percent but despite of capable management fail to garauntee anything hideing behind market risk. Is it investment or poker, gambling.
@craftwithrg9073
@craftwithrg9073 2 жыл бұрын
The tds rule regarding the withdrawal is not clear. If some one invests for a longer period of time and is submitting ITR regularly then also tds would be deducted?
@SahajInfo
@SahajInfo 2 жыл бұрын
Yes - if withdraw amount is above limit mentioned in video - This TDS can be claimed back after filing ITR
@Meteor2023
@Meteor2023 Жыл бұрын
Dear sir, I'm a defence serving personal and I have a PPF acount. Can i continue my PPF acount after retirement. I'm going to retired after completion of 20 years of service. Please suggest me.
@arvindpatel6958
@arvindpatel6958 2 жыл бұрын
Sir I opened my account in 1990 and it matured in 2005. Then I extended it and last extension was done in 2020. Now I have to close my account, whether can I close my account now. Plz guide.
@FFOT_fan
@FFOT_fan Жыл бұрын
Sir mera beta 7 yrs ka hai. Kya is time par PPF kholna thik rahega ?
@SahajInfo
@SahajInfo 5 ай бұрын
Yes - you can open PPF for your son
@sandeepbhatnagar6835
@sandeepbhatnagar6835 Жыл бұрын
This is regarding premature closure of PPF A/C, going to mature on 31-03-2024 Extended 4 years back. How much penalty, I have to bear on preclosure of the PPF A/C If PENALTY WILL BE APPLICABLE ON THE INTREST AMOUNT ON AMOUNT INVESTED IN EXTENDED PERIOD OR FULL AMOUNT SINCE THE OPENING OF THE A/C ? PLEASE CLARIFY
@gauravsingh-sh9xy
@gauravsingh-sh9xy 2 жыл бұрын
I am resident of Dubai hold Indian passport. Do I need to close my PPF account which I open 4 year before moving out. I would like to keep it operating for 15 years. Please suggest
@SahajInfo
@SahajInfo 2 жыл бұрын
As per rule - if you stay more than 6 month you have possibility to close account.
@agnik1837
@agnik1837 9 ай бұрын
Sir i want to open ppf for my minor child. She is special child.. R there any extra benefits for handicapped child?
@SahajInfo
@SahajInfo 9 ай бұрын
Unfortunately no extra benefit in PPF
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