PPF Account Benefits - 2024

[@satishsocial]

बहुत ही जबरदस्त एक्सप्लेन किया सर वाकई मजा आ गया वेरी नाइस थैंक यू सर ❤

[@titansood8001]

Aur ap sir yeh video dekh ke 30 mintute ki jo 5 mint m covet ho skti thi bnde ko 1 lakh ka faida krwa diye😅😅

[@jasveerchaura]

😮😮lp😊​@@titansood8001

[@SubhashChandra-vg1sr]

बहुत बहुत धन्यवाद सर आपने बड़े सरल शब्दों में पीपीएफ अकाउंट के बारे में पूरी जानकारी दी थैंक यू सर जी

[@monicasamson5681]

Excellent clarification of ppf account, good job .

[@mukeshkumargautam2933]

Aapne jitna details me PPF schemes ko cover kiya hai vaise koi nhi krta hai pure KZbin channel pr Thank you❤🌹🙏 so much sir

[@Ruhama.....7814]

Income tax dene wale bharte hai

[@prithvinayak3133]

Very clear explanations. Thank you. This one video is enough to learn everything abt ppf. 👍

[@savitagupta132]

I had no knowledge of PPF... except that my husband got one PPF acc opened for me as I was working... I feel so informed after watching your video. Thanks.

[@Raj0834-ps1rm]

Please don't close your ppf act after 15 years .The scheme gives benefits only after that . If possible , maximum 1lakh 50000 before 5thapril every year and see your money grow in leaps and bounds with advantage of compounding

[@savitagupta132]

@@Raj0834-ps1rm Do you mean to say deposit 1lakh 50000 before 5th April every year? Thanks.

[@QuickTakeShot]

Bhut ache se smjhaya 👌👏👏👍 Chhoti Chhoti chizo ko clear krna hi, apke channel ki strength h Thanks 😊

[@geetagupta7746]

This guy is explaning so well. Excellent explanation

[@neetuyadav6025]

The way you explain is so practical and anyone can easily understand

[@moviestorebollywoodhollywo4415]

Thank you sirr...ye bat bilkul sahi hai...apne basic level pe samjhaya,,ganw k anpad v samaj jayega..thank you v.v.v. much sirr

[@colorkaar]

भाई बहुत मेहनत की आपने.. समझा डाला सब कुछ.. Thank you for detailed information and analysis

[@RameshSoni-o3e]

Very True.

[@kantaminj455]

Bahut achcha samjha rahe hain sir

[@prashantsoreng4943]

Sir very understanding explanation,, before don't know about ppf ,, but now New it, for my son i have opened ppf going to be 2year,, thanks

[@sunilkallikada646]

Every citizen must open a PPF account. This is a very good scheme of government,❤

[@tarafder9769]

ppf সম্পর্কে বিস্তারিত আলোচনা শুনলাম খুব ভালো লাগলো

[@bhaskarprabhat4983]

Wonderful job! You addressed all the key points perfectly. Outstanding work! I'm subscribing to your channel.

[@anoopsinghrawat981]

Bhai lgta hai apko kuch Jayda hi samj may aa gya... Fudu kata hai aapka

[@gskochhar9913]

आपने बहुत अच्छे तरीके से समझाया इतनी अच्छे तरीके से तो बैंक वाले भी नही समझाते है❗ और ना ही उनको इतनी गहरी जानकारी होती है ❗❗

[@vipulkumar5526]

Very informative video every thing explained in detail

[@VIJAYPAL-pf3gw]

Sir aap jaise samjhane wala aap ya khan sir h PPF account ke bare me batane ke liye dhanyawaad sir

[@yahyakarim1189]

Very very informative videos sir keep it up God bless you

[@yogi35341]

Apka Jo samjhana ka tarika hai o hamko bahut hi accha lagta hai

[@soumsgaming238]

Ppf interest rate should be increased and online withdrawal facility needs to be implemented

[@habeebkhan1811]

PPF intersert rate should match with inflation atleast.

[@soumsgaming238]

@@habeebkhan1811 Yess

[@Financial-update]

Actually with compounding it will be 7.5%..as it is tax free... Effective interest is 7.75%.. Which is good

[@RuhulAmin-pu6id]

Now PPF withdrawal facility available online for Post office

[@soumsgaming238]

@@RuhulAmin-pu6id For banks??

[@tmkmarathi1111]

Wa bete bahut badhiya sab kuch samjha dala ❤ you are excellent Teacher Sir❤😊

[@devashishsingh1429]

1 - Better to deposit by 5th of each month 2- deposit max in early or first 6 months to get best benefit

[@king_of_pagal]

🙄

[@beingkind3610]

What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.

[@krishnaswaroopkhare6462]

जानकारी देने के लिए आपको बहुत बहुत धन्यवाद

[@kabirkapoor1205]

I request all of you to examine the interest rate of developed countries to assess the impact on your returns. If India wants to be developed its reliance on debt creation will grow therefore interest rates will have to come down below inflation and stay there for longer. This way the govt will be able to reduce its debt burden and create liquidity to spur investments. Even though PPF is a financial asset but not a lucrative one so I prefer investing bonds, stocks, real estate and gold.

[@viki19910]

15 yrs is short time for India to become fully developed country 😂

[@vineetaparas8476]

Thanq soooo much sir apne har choti se choti chij is video me discuss kri I salut to your hard work ❤

[@soumyajeetmohapatra8677]

Great work 👍 we need these details explanation.. thank you for sharing these

[@anoopsinghrawat981]

Jao app bhi jao aur apka fudu katwao, kya khiladi bnega retu ram prasad

[@swatisingh8783]

Maine bhi kraya hai sir Tq so much bht Acha information dia hai

[@ashokmadaan7545]

Great explanation beta thanku so much❤❤

[@madhurbhasha]

Bhai sach me saare doubt clear kar diye , thanks bro

[@XYAxisEducation]

My pleasure . Regards

[@surajingawale3302]

Very well explained each n every point.

[@premdevdev4699]

Nicely explained sirji..Definitely every body will like .Thank you sir

[@Love-sb7fu]

U r amazing bro ,ur explain action is awesome with example... keep going and post most videos

[@Prithvithetechyboy26]

Tab to aaj ki tareeke me FD is better option than PPF as rate of intrest is decreasing history I started it in 2003 @9% n now its 7.1% but Thanks a lot ki pura time dekar samjha ya sab points❤

[@AvinashSingh-rn5zl]

You really covered it in detail and explained very nicely. It is helpful. Thank you for your efforts. But i want to know one crucial thing here, What is the amount of 10000000 (One Crore) rupees would be after 40 years from now, if the inflation rate is growing at 6% in India. And, the inflation rate can be 9% or 10% after 40/50 years from now. Please make one video explaining this so that most common people would be able to understand the impact of inflation rate on their invested money for such long years.

[@maasterrrr]

you got it😂😂😂

[@dharatanna5254]

Aap jo bolte ho bahot achhe se szmaj aata he

[@gorelaldewaker9844]

Explained nicely.

[@snehas6234]

So clear n total information ❤ 30:34

[@ritaroybaraik9022]

Thank you Sir ! You have suggested well and good. Now we should have to do which capability is supportable . Thanks a lot.

[@tgthemantyadav389]

आज समझ मे आ गया सर जी धन्यवाद 🎉

[@samratchakraborty8889]

Very informative video. I have a few queries to ask. 1. Suppose my parents have PPF account in their name; what will happen after their demise? will I be given the total amount of money( considering the fact that I have been nominated by them) or will I be able to continue their PPF account in my name? 2. what happens to your PPF account once your status changes to normal Indian citizen to NRE?

[@soumsgaming238]

noo

[@Justscrolll]

No one can explain better than you bro.. Mtlb jo jo humko questions mind me aa sakte hai , wo sab Apne explain krdiye ✌🏻 Best best best ♥️

[@nitikkitchen5409]

❤ great explanation sir

[@Letslearnmore-cl6qp]

Thanks sir for explain in so detail. I think PPF IS BETTER THAN NPS , APS 😊

[@jithendrakumar1477]

Furnishing PPF account scheme details in Hindi is 0.K. But you should give scheme details in English also, so that those of us who cannot understand and follow Hindi will be benefitted. This should be made applicable to all Govt of India schemes. S.Jithendra Kumar.

[@angsavegas6671]

I think Hindi should be mandatory to all South Indian schools so that problems like yours should not happen to any of Indian individuals. Best solution is show chota bhim and other Hindi cartoon to your kids so next time your kid doesn't face the same problem as yours.

[@farhadmahmood3400]

Bahut hi achhi tarike se basic ko clear krte hue btaya...apka dhanyawad

[@lalchand5542]

Good explanation.Thanks🙏👍

[@mewat9254]

Sir isme mere kafi sawalo ke jawab mil gaye thanks

[@charanjitkaur8189]

Very well explained, thanks

[@ramkumarkaushik9960]

Bhai tumhara har ek topic ko samjhane ka tareeka bahut hi achha hai. I personally like it very much. Keep it up 🌷🌷

[@krishnabhagat-156]

One more addition, in any yours mis circumstances, Police, Court, Govt, ED or any Agency cannot attach your PPF A/c like PF.

[@CorporatePunchnama]

Prime information 👍

[@mr.auditor8417]

Sare doubts clear ho gye, 👌👌👌 Bahut badhiya 🙏🙏🙏

[@AryanDash-dt6ln]

This year govt. didn't increase the ppf interest. Govt knows it very well once people entered in it can't go out, whatever maybe the interest rate. While common deposits are earning more than 8%, ppf is earning only 7.1%. What about those middle class people who are entering in this scheme for higher interest only? Govt should reconsider it.

[@sidhantbhandari8006]

govt will increase interest in july or October quarter ...as next year is election... just notice interest rate for july 2018 it is increased and suddenly decreased from july 2019 😂😂

[@Standard_deviation001]

Baniyo se jada umeed mat karo bhai

[@soldier.travels]

​@@sidhantbhandari8006you should talk with some balanced and logical views.. if deposit interest decreases, then various retail loans like home vehicle education extra also decreases, and if deposit rate increases, the loan rates also increase. It doesn't happen that deposit rates like this scheme decreases whereas loan rates increase . Both are linked to the REPO rate. This is simple banking and if you don't maintain that , for example if you make the deposit rate higher than loan rates, the bank will go into liquidity and close down. in all the developed economies or countries, deposit rates are very low like 1-2% , and so the loan rates are also 1.5-2% . This helps in economic growth as this helps in movement of goods and services. This has nothing to do with elections

[@chandradwivedi4669]

Govt didnt want middle class to grow... Sad but true.

[@baljitsingh8394]

Very informative information 👍🙏❤️🙏

[@adityar.g6856]

Those who are complaining about the length of vidoe they are requested to watch in 1.5 or 2x speed😅

[@saritachhikara7648]

Very nice suggestion

[@anjna1715]

😂😂😂 Mai toh yahi krti hu

[@MaharudraHukkeri]

Good explaination, सर!

[@shaikhyaseen2608]

Bahot khoob❤

[@saunak009]

Even if you don't want to invest in PPF, opening PPF account is beneficial. You can just do min 500 PA investment to keep it active. Then, when the maturity time is few years away and interest rate is lucrative, you can start doing max investment to get tax free interest instead of doing FD😅

[@SURAJMUKHIA-gr1vh]

Rich people will definitely do it..

[@narendradev2330]

In case of demise of account holder during 15 yrs period, what will be the out come of PPF account.

[@aniljha7980]

​@@narendradev2330 Total Amount with interest will be given to your nomini/legal hier.

[@drasiskumarmukherjee7842]

Is there any death benefit?

[@shivangisharma7827]

What happens if I have not deposited anything in my ppf account for 8 years and now I want to deposit

[@ujoinhealthylife]

this is my 1st financial educational class sir and i learn about this PPF ...

[@piyushugale]

Interest rates will be around 1-2% in next 30-40 years just like US, UK. Not much benefit in long-term extension But good video overall !!!

[@NehaPadooe]

OMG kaise jiyenge log phir

[@Humawazuthayenge]

Toh phir tab nikal lo na kya jata hai humara

[@latawaghela6394]

Very good Expansion sir🙏

[@rathri9378]

मैंने अक्टूबर 2015 में PPF account खुलवाया था। और उसमें 2015 & 2016 में ही राशि जमा करवायी और बाद में नही करवायी क्या अब राशि जमा करवा सकता हूं या नही, करवा सकता हूं तो वार्षिक कितनी? 🙏🏼

[@rcmbhopalsinghrawat5505]

करवा सकते हो

[@GurtejSingh-td1gr]

Bahut achhi jankari di sir app ne

[@InvestingBaba]

start invest at age of 25 and keep investing till 75 everyear 1.5 lakh to get the amount as informed in thumbnail. Conditons: Assumed that interest rate will remain constant for 50 years. Assuming the scheme will continue for next 50 years. Assuming that you will keep earning till 75 age and if you are above 30 forget about investing for 50 years, marr jaiga re tu itne time me toh

[@swarajguru7220]

Suru hone se pehle hi khatam ho gya investment journey 😅

[@salenrdprataap6965]

Sir bhut achhe se smjhaya sir sal me kisi bhi mhine me dal skti hu paisa 5 tarik se phle

[@anantamazumdar133]

Hello Guduji, Instead of explaining about exemptions on taxes, pre-matured advance, withdrawal etc., pl. show in a tabular format in brief how much shall be da amt. of maturity against monthly deposits of certain amount in PPF.

[@vanitadhamale5258]

🙏🙏🙏 सर आपने एकदम आसान भाषामे सिखाया

[@vijayluxmirastogi330]

Very well explained, Thank you sir

[@jkmfacts]

जबसे BJP ने अपने परम मित्र अडानी को हिडन बर्ग रिपोर्ट के बाद PPF में से लोन दिया है, तबसे वोभी खतरेमे लगने लगा है हमारा PF,

[@balbirchaudhary8]

Very Good Info. Well done.

[@only_aks]

Jai shree Ram ❤

[@anjalirr5282]

Too good nice explanation....thanku so much 🙏. Private job walo ke liye best hai ...mai bhi daalungi .. per month kuch to invest kr hi skty h😊

[@IndiraMadhak]

Deth ma su suvidha chhe?

[@DeepBSKCreative]

Sir it was so informatic ... 1 (one) question remains untouched which needs to be addressed... Sir is it necessary to invest equal amont through the year. Like 1000 monthly or 12000 yearly. Is it compulsory to keep fixed. Can't we do like 1000, 5000, 2000, 3500 again 500 .... Keeping the total investment under the yearly limit of 150000 ?

[@jjv5472]

I will answer this question as I have a PPF account. Yes, it's your choice how much you wanna invest in a month(minimum 500 in a year to keep the account active). Make sure why the end of the FINANCIAL YEAR, the total should be 1.50 lakh( I know most Indians won't be able to invest that amount). I hope this answers your query

[@Real_mutual_fund_guide]

Minimum 500 to be invested annually to keep account active otherwise as per ur convenience with tax planning

[@ruchita1646]

You can do

[@jigarnagda7748]

Minimum 500 and Max 1.5L (yearly) iss bich jitna daalna hai daalo no restrictions. Yearly 500 minimum daalne padenge tumne

[@manishbiswas6524]

You can invest Rs.500 to 1.5 lacs per year....upper total deposit limited to Rs.1.5 lacs per year. But max.12 times in a financial year Only.

[@neetusaini5630]

Information dene ke liye thank you

[@vijaykumaryadav5818]

Bahut acche se samjhaya 👌

[@XYAxisEducation]

Thanku soo much. Regards

[@sushilyadav1106]

Very nice explanation sir

[@deadlysquad]

Can we only deposit 500 Rs if we missed to deposit money in some financial year? Can I deposit 150k+140k in current financial year If I deposited 10k Rs in 2005 ?

[@snehlatasharma8539]

Thank you so much आप बहुत ही अच्छी तरह समझाया

[@OppoA3s-r9h]

FD interest rate TDS is deducted on 40k and 50k(for Sr citizens) annually

[@snehlatasharma8539]

Thank you 🙏🙏 बहुत ही बढ़िया समझाया

[@vrpoonam]

Sir as u say,2ppf accounts cannot b open nor b close before maturity then is this possible that PPF account can b transferred from 1bank to other bank or post office? Sir plz guide

[@sanjaysakhalkar3813]

It is online,no need to transfer.

[@ratheeshgk1689]

I watched many vedio on you tube regarding PPF this is the best and complete vedio i have seen tq so much u have cleared all the topics in one vedio. I enjoyed whole concept u explined but 1 think we are living in this generation hence maximum living year as i know is 45 yaer😅🤣 so give the data as per real market conditions or els it will herts when person get huge money on the age of $70 😂😂 😢

[@nitinkabra1427]

I have renewed my PPF after 15 years. Then one more time after 5 years. But now the next renewal is not allowed by SBI. Can you please share the web link where this information is captured

[@beingkind3610]

What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.

[@sanjaysakhalkar3813]

It is allowed

[@daulatsinha3684]

good explantion sir g💐

[@riyabaurai4747]

Sir, is ppf rate of rate is same for all bank ? In ICICI it is also 7.1 rate of interest

[@prabhakarvarma952]

Yes, There is no difference as interest is as per government norm!

[@ShwetaPatel-x1v]

wonderful explanation for layman

[@SunilKumar-du3ce]

क्या ये sip से बेहतर हैं.

[@Vishu2075]

No, ppf me interest rate fix he, sip me variable hota means more than 7%

[@catchgvm]

Ppf is tax free

[@maitrisaha9719]

Thank you sir for the detailed information

[@knowledgeideas5738]

Main point is what will be inflation adjusted value of 6 cr after 50 years that nobody shows The value of 1 Crore: (assume 7% inflation) - 10 years from now= 50Lakhs. - 15 years from now= 36Lakhs. - 20 years from now= 25Lakhs.

[@vishwanathanbs5917]

I want to know what if we deposit money into PPF account on the 5th of every month - whether that amount will be considered for interest calculations in the same month or not ? Very informative video Sir 👍

[@manishbiswas6524]

Yes....hoga... Safer side 4 tarik karlo bhai...sure ho jaao..

[@gp2844]

Will be considered

[@sandeepbaliyan3840]

My PPF Account was started from 2012 and continue till 2023. I deposit 1.50 lac one time in a year. If I am in need of money for marriage of daughter, can I close my account and receive my total money with interest. Please advise or continue upto 2027. What will be total amount. If I want to have per month interest as pension. How much amount will be paid to me.

[@Preeti_Speaks]

You can invest PPF in between 1st to 5th of every month (both dates are inclusive) in order to get benefit of interest on whole month amount.

[@PK_EDUCATIONAL_HUB]

Well Explaind sir🎉

[@Routrayster]

One disadvantage is vital because we are getting into lock for 15 years

[@rajwinderkaur4015]

But we can take loan if emergency or for foreign trips & can repay in old age thro’ PPF😂😂

[@RameshSoni-o3e]

You have done hard labour to deliver this amazing session on PPF. My respect goes to you Brother❤ Please make a video on future investment planning, how to invest so that we can accumulate crores in our retirement. If request video is already there please share the link in this comment section.

[@commanderjaat6536]

I have a small doubt, will the interest of PPF account be compounded and will be treated as principal amount for further years, OR will we get the interest in our savings bank account every year?

[@dr.arpitkoolwal]

Compounded annually

[@shaileshkher3423]

PPF is not an investment plan but purely for financial security. Power of compounding. 1.5 lacs for 60 years gets you 12,21,00,000=00

[@tejas788]

@@shaileshkher3423 what will you do of that amount after 60years

[@vindhyacharan9195]

​@@tejas788❤

[@anandprakash2671]

​@@tejas788It will be beneficial for the next gen.

[@manishagupta1991]

Wonderful video! Opening a ppf account rught away!

[@bettieneville]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Citadel Moore you're such a life saver.

[@clarawakanda]

You invest with her too? wow, that lady has been a blessing to me and my family

[@YetAnotherUser108]

Nigerian chimps jumping around here.

[@Diksha_Gauns]

Kya chutiyagiri h

[@tangopapa0754]

Pahunch gaye firangi lutere😅

[@drasiskumarmukherjee7842]

This interest rate of PPF is not stable.Will vary from time to time .

[@afuriousmonk4213]

Very well explained….Thanku

[@mayurbhoyar7229]

Is the PPF account of a married couple treated as a single account or treated separately?

[@sanjaysakhalkar3813]

Single

[@JumpingBag]

one pan one person

[@shirishgoyal7379]

I have a question, if someone has a ppf account and now is settled outside India as a permanent resident of that country(not citizen). In that case can he still deposit money in ppf account?

[@chinmoymitra8944]

❤

[@nabinsahoo1942]

Amazing explanation. Thank you so much.