5 Rules of Money: How to Make It, Save It, & Be Smarter About It

Order my new book, The Let Them Theory 👉 bit.ly/let-them 👈 It will forever change the way you think about relationships, control, and personal power. It all begins with two simple words: Let Them. 🔥
-
In this episode, you’re going to learn the 5 rules of money.
Whether you want to build credit, pay off debt, increase your income, or have more money in the bank, this episode is a must-listen.
It will surprise you.
It will move you.
And it will help you live a richer life.
Tiffany Aliche (@Thebudgetnistablog) is THE money expert.
Known as The Budgetnista, she is a New York Times bestselling author who has helped 2 million people just like you save, manage, and pay off massive debt.
This is not your usual “make-a-budget-and-stick-to-it” advice. Tiffany’s take on $$ will help you see your money in a completely different way so that you understand how to make more of it and save it with ease.
After you listen, you’ll have THE 5 money skills you need to gain financial freedom.
For more resources, including links to Tiffany’s book, the links Mel mentions, and Tiffany’s social media platforms, click here for the podcast episode page: www.melrobbins...
Follow Tiffany Aliche on Instagram: / thebudgetnista
Follow The Mel Robbins Podcast on Instagram: / themelrobbinspodcast
I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode.
In this episode:
00:00: Intro
03:30: This is how Mel handles her money. Can you relate?
08:00: How Mel helped her family start getting out of debt.
08:50: Mel’s #1 rule about money after having been bankrupt.
09:15: How Mel passed her relationship to $$ down to her daughters.
14:45: How to incentivize your kids to turn out the lights.
18:10: The first and second BIG financial mistakes Tiffany made.
23:10: After the recession hit, things got even worse for Tiffany.
25:45: What to do when you feel shame about your finances.
29:05: Here’s how to prioritize your bills if finances are limited.
29:55: Why is it so hard to open your bills?
33:15: The #1 Rule of Money.
34:35: Reframe your 5-step budget plan so it’s doable!
39:30: What concerns Mel about how easy it is to buy stuff today.
42:00: Put your money into these 4 buckets automatically.
45:20: How do you know if an online bank is legit?
48:20: What percentage of your income should be for living expenses?
51:22: Rule #2 of Tiffany’s Money Strategy: how to manage debt.
53:40: Use the Snowball Method to pay down your bills.
55:08: Or use the Avalanche Method to hit highest interest rates.
55:30: The Tsunami Method is best when one particular debt causes stress.
56:30: Rule #3: How do you save when you’re just making ends meet?
58:15: Use “dreamscaping” to motivate yourself when debt gets you down.
1:01:00: Do this so that you don’t go debt-free alone.
1:03:18: The 4 questions to ask yourself before you spend.
1:06:20: How much money should be in savings before you start losing?
1:08:25: Rule #4: How do you improve your credit score?
1:10:33: The 3 ways to boost your credit score quickly.
1:14:35: What to do before you ask your boss for a raise.
1:17:45: How to value yourself when you own a small business.
1:18:15: Tiffany’s favorite side hustles and advice to earn extra $$.
1:21:55: The tragic event that made Tiffany realize what’s most important.
#money #success #makemoremoney #moneytips #budgeting #savemoney #podcast #financetips
-
Catch full episodes of The Mel Robbins Podcast here on KZbin bit.ly/tmrp_pl... 📺
Listen to The Mel Robbins Podcast while you're on-the-go! link.chtbl.com... 🎧 Available wherever you listen to your favorite podcasts. New episodes drop every Monday (to start your week) and Thursday (to get you through it).
-
Subscribe to the channel here: www.youtube.co...
-
Follow me here:
Instagram: / melrobbins
TikTok: / melrobbins
Facebook: / melrobbins
Website: melrobbins.com
-
Sign up for my newsletter written to YOU at: www.melrobbins...
-
Looking for my books on Amazon? Here they are!
High 5 Habit: amzn.to/3fMvfPQ
The 5 Second Rule: amzn.to/3372Rl9

[@Unikadanceevents]

Mel, my gurl. Thank you for getting a black woman to speak on this xx

[@l.m.6254]

“Shame shields the solution”, that is my new mantra.❤

[@christoffescott]

Repent and receive Jesus Christ as your lord and savior and inherit salvation

[@coach.mercedesalden]

It was beautiful

[@michaelaltom1324]

I love this

[@anarguedas]

❤❤​@@christoffescott

[@saashaj7649]

So simple yet so freeing! 🎉

[@strengthbeyondmyown805]

Can we all just agree that we all love Linda?

[@ModdyPuppets]

My take away is to try to be someone’s Linda

[@christinawellington88]

Love 💕 Linda

[@Chrissanthumum]

No,we don't all love Linda.Some of us want to remain in denial sometimes and avoid being depressed for a little.Avoidance is not the key,I know,but someone who reads this will understand. Linda is useful though..

[@Chrissanthumum]

Being someone's Linda is more doable...​@@ModdyPuppets

[@SharonBirdwell-cv7vw]

Yes. Yes, we can!

[@MzJoniLove]

8 mo’s pregnant & been going thru thru! Watching this while making runs & caring for my 6 yr old autistic son I made no excuses not to listen! Tiffany & Mel thank u sm for sharing this!! I cried like a baby & I took it all in, I feel lighter, more empowered & I can see some light in this tunnel that I have been trapped in! I’m on my way out 🙏🧘‍♀️😓🤧🥹🖤🤰

[@AmberCaprie]

Awe you got this mama. My toddlers have autism so I know it's not easy. one day at a time.

[@MzJoniLove]

@@AmberCaprie amen to that & thank u sm!!! Same to you we are blessed to be chosen parents to care for an autistic child! They are truly a blessing & I’m learning from him everyday. He was an identical twin, my other son passed away & I think about him everyday as well 🫂🥰

[@Cat-es9rq]

You got this❤

[@MzJoniLove]

@@Cat-es9rq THANK U SM!!!!

[@evezenliving]

God is your strength

[@Coconut_Stacks]

Tiffany Aliche, The Budgetnista, shows us the power of genuine laughter. Her joy makes finance fun and lights up any room. It's a rare gift that makes you pause and smile. Here's to laughing more like Tiffany does-authentically and joyfully.

[@jenniferhosilyk6836]

The last few minutes of this hit hard. My husband was a financial advisor for a large firm and he had a lot of similar philosophies as Tiffany. My husband also passed away last year. when she broke down I felt it hard. She is so right about spending money on memories. I’m planning a big trip (expensive) with my sons because we’ve gone through a lot with the loss of their dad. It will be so worth every penny bc we will remember it forever. Our family was so focused on saving and paying off debt that we didn’t make those amazing family memories when he was alive. I don’t want to leave this earth without my kids having those memories.

[@Dragonfly_magictarot]

💯❤️

[@marcellaolave2547]

I'm deeply sorry for your loss. My husband passed away this past Thanksgiving and I also felt the pain the last 10 minutes. Wealth is having the fortune to love and be loved. One of the greatest gifts.

[@pinkpalace6117]

❤ sending blessings to your family

[@IvyPerez_DreamBuilder]

Sorry for your loss 🙏🏼🥺

[@lawilson9047]

My husband is also an FA and he works so hard and he just don’t want to do much until he has certain money put up and I explain to him we need experiences with our kids, so they know we love them not what we have. We are in need of nothing, we’re not in debt. Let’s live life while saving for the future. God Bless you and your children 🙏🏽❤️

[@Dhonors11]

“You listen because you know it can make your life better.” Gave me chills

[@jessielouuu]

Me too ❤

[@mgalvez2020]

1 see 1szw❤😂

[@Herworld.2]

The last part got me crying, we are obsessed with chasing more money we neglet people who are important to us, almost a month I have not talked to any of my family members and damn I feel like a terrible person, I just needed the last part so badly thank you

[@najatvanesbroeck9477]

❤

[@annnakiwere8046]

Its ok darling ❤you can rewrite it all again

[@CharlotteHodgetts-du2jq]

When she broke down crying it really got me. Truly inspiring this podcast.

[@LRMCBRIDE1]

Im still in tears even after I've watched it writing this comment. 😢 I feel so much more encouraged to get things in order in my life. So much knowledge and love in that room that I feel like I've just been hugged and educated. I just want to hug Tiffany every time I hear how much of an impact her husband left with her and how much she's impacting everyone around her. We need more like her in our everyday life and I'm going to start being that for those around me. I love all y'all...no questions asked!!! Xoxo 😘

[@noeliamarte2077]

The last 10 minutes is actually the knowledge we all really need! Wow!

[@cristinaradu9773]

ABSOLUTELY!!!!

[@hollyatkinson3940]

You would think people would know it

[@dunsbeautifulpeople]

Thank you for this comment. Because of your comment I fast forwarded to the last 10 minutes and based on that I determine I needed to watch the whole video.😊🙏🏾

[@angelah8656]

Depending on what you already know. The whole interview was a lesson on mindset. Someone who doesn’t understand money, and how it works to benefit them, watch the whole thing.

[@missm3999]

Thanks for sharing this comment. I listened to the entire training. I think it’s a training. The last part was indeed profound.

[@grammylor9544]

❤️❤️If you quit listening before the end of this podcast.. you may very well miss the key to the rest of your life. I hope I never forget this. Thank you both so very much for this podcast today.. I’m not sure I will ever hear anything more important and real Wow ❤️❤️❤️❤️❤️

[@astersadler5462]

So true, I had to pull over because I felt the raw reality of her inspirational words 😢 What a gift she is ❤

[@emmaopuche3097]

Pp😊

[@shelleykitching]

Totally agree. With your comments

[@frostedpurple26]

You’re right. The end deeply touched me.

[@emeraldhealth.wellness1657]

Tears rolling down my face.

[@ohdeerdesign1387]

Seriously, as a 65 year old artist - I have taken myself for granted - not charging enough for my artwork!!! Thank you for the eye opening inspiration!

[@beeintentional7246]

“When you don’t understand money and you’re really scared about where you are, it clouds everything that’s important to you.” ❤ I felt that! Thank you both.

[@redheadvibez]

She’s so strong . Gosh bless her ! Made me Tear up and I’m at my 9-5 figuring out how to get my money to work for me .

[@mindshiftmami]

Thank you Tiffany for your vulnerability at the end and thank you Mel for supporting her so well 😭❤️ such valuable wisdom thank you.

[@williamchampagne2684]

Heart filling💓

[@darkpearl88]

so glad they didn't edit that out❤

[@floridanativelh568]

This woman is a living life lesson. God bless her and her message. She really got me at the end ❤❤❤❤

[@Churchillhump2268]

I’ve been sticking to a few basic rules that have really helped me stay on track. One, always pay yourself first. Setting aside a chunk for savings before you touch anything else is crucial

[@Kseniaramesh]

Yes! I started doing that recently, and it makes such a difference. I also started investing more strategically, like spreading out my risk. Have you guys heard of the ‘diversification’ rule? It’s really helped me keep my portfolio balanced

[@Andres_853]

Then, emergency fund, having that cushion has saved me so many times, especially when unexpected expenses come up. Feels great not to dip into investments when something goes wrong

[@Annie2229]

Those are solid rules! But with so many moving parts in managing finances, it can be a lot to figure out.

[@Annie2229]

I recently started consulting with Nora Jean Erickson, a CFP, and it’s been a game-changer. She actually helped me refine these strategies even further.

[@V.stones]

Really? I’ve been considering getting some professional advice too. Did she help you save more, or was it more about investment strategy?

[@ariadnagarcia2024]

I started my business February 2022, went from 32k salary to $72k income and $52k profit in a year. This 2023 last month (May) I paid all my personal debt 🙏🏽$12in debt. I’m debt free ❤️. This month I’m starting saving for my goal (has a house and don’t pay in rent. I prefer paying in a mortgage. It has been hard, not trips, not restaurants, no new clothes, no party. That will come later. I am super focus in my client, learning about my business and making money to pay my debts. If I could do it , everyone can. It’s not excuses. We put our own limitations. I hope after taxes next year I can start the process to buy a house, if not I have other plans to invest my money 💵 .

[@sabrice2012]

So inspiring!!!

[@bulktest8368]

what business?

[@LifewithStefka]

Congratulations to you.

[@SophiaJackson-pv3vz]

Wow Tiffany, you had me in 😢 tears, soo sorry for your loss! I don't have much money, but I have the love of 6 grandkids that I spend time with ❤ Thank you for sharing 🎉

[@saluchi7723]

😂ww I love this

[@debbiejones953]

I’m so proud of her for getting so real about the loss of her husband, I’ve certainly never before cried listening to a podcast about finances 😢❤ What a beautiful moment 🥰

[@Jazzelabelle]

So many golden nuggets, diamonds and rubies dropped by Tiffany. I’m in a much better place because of all the knowledge and wisdom she’s shared in her interviews, books and actions. I truly appreciate you Tiffany! Mel, great interview!

[@herssonmartin3675]

Please take the time to watch the entire video because if you just skip to the very end, all you’re going to hear is a sad story, but if you watch the entire video, everything will come together, and you will understand the meaning and the impact on life itself.

[@shayemoore]

I was just about to skip to the end until I read this comment.

[@jodiesalm2869]

Agree

[@sallyq1156]

100%

[@philippaross269]

What a gift Tiffany is. Such heartfelt, grounded advice. Her parting words were gold - 'meaning is everything'

[@simyounajacobs6097]

😢Tiffany so so sorry for your loss. But I’m so grateful to be filled with your presence in this podcast. You are truly a gift. Words can’t even express the gratitude. Thanks Mel🙏🏾💜💜

[@4161ms]

This was THE most influential money podcast I’ve ever listened to. I’ve already implemented most of her advice into my life and feel so much more in control of my money than I ever have before!! Absolutely LOVED every minute of this and am grateful for Tiffany sharing her story.

[@LORNAMAURITZEN]

Ive listened to you from the beginning but I don't think any episode has had such an impact on me. An important and insightful podcast to hear but the last 10 minutes is what it is all about and the honesty and raw emotion is important to hear.

[@blixasice]

One your best guests so far Mel. I have not heard other finial experts give the tips she does. No shaming, no unrealistic savings goals.

[@nothnx8785]

NOT A DRY EYE IN THIS AUDIENCE!!!😭 THANK YOU….♥️♥️

[@sophisticated1920]

Did not think a finance talk would have me in tears. Thank you so much for sharing . This was truly helpful. Thank you Tiffany!

[@RozyRoPink150]

I don’t want to spoil it…. But she so real and authentic… I cried like a baby… She made me appreciate life a lot more than I did. It all boils down to your family and spending those special moments with them. ❤❤❤

[@kaimacnicol7248]

Mel, I just want to say thank you. I’m wiping tears as I’m writing this and I thought I had to let you know that this episode resonated so much with me. Yes, I do my dishes at night as a gift to myself in the morning, I give myself a high five in the mirror when I remember. As a single mom of three, building a baking business from my small kitchen during covid, with three kids under 9 at home, now getting to be in a brick and mortar, money was always a topic I would put aside in my brain for ‘later’. And you’re right, no one is coming, I have to do it for myself and my kids! So slowly, I will be making that list tonight and facing the money music.

[@teresa28ist]

This message blessed me.

[@virginiacortes8136]

WOW! Thank you ladies for this amazing episode, One of the best I've heard in a long time!! I'm 54yrs old trying to build myself from ground zero after a narcissist abusive relationship and this episode was so powerful & inspiring that i can't say thank you enough... and those last 10 mins oh WOW, that is actually all the knowledge you really need. Mel & Tiffany, Thank you and I Love you both ❤

[@kathpercy7941]

I can do relate 30 years in narcissistic abusive marriage financially abused and at zero only worked part time looking after his sick family my salary was controlled by only having enough to put food on table while he lived like a king me and our daughter was kept like paupers but the illusion to the outside world was I was so looked after still fighting a divorce that his father is paying his costs I’m in so much debt and feel like no way out 😢🙏

[@thehautergroup]

Agreed!!! You've got this.

[@MindReaderAudios]

Wow-me too ! In my empty nest days and trying to build my life back up through KZbin, budgeting , and hopefully to invest soon!!!!

[@yuvalgal-shahaf2782]

We all are. ❤

[@deezahm9143]

❤Me too, Virginia, I’m praying for you and all other women who suffer this relationship disease. 🌹

[@TPayne-fm8ie]

Whoa! What a great guest! I'm so impressed. This was the best budgeting talk I've ever heard.

[@ingridmcfarlane8348]

what a wholesome, healthy discussion for the everyday man to be intentional about money acquisition and mastery, Thanks Mel and Tiffany .

[@nieveselisherasme9409]

I cried with these ladies. You need to listen to the end. I love you Mel and Tiffany. I am sharing this with my love ones. The best podcast ever ❤

[@ModdyPuppets]

“A budget is there to find the ‘Yes’ in the safest way possible” is exactly what I needed to hear today. Love it! Thank you both for sharing this convo. I’m so pleased to hear two women talking finance. I never saw that growing up, it was always about depending on a man and now my man is burnt out from over working and I feel it’s my turn to step it up and find our “Yes”. Thank you!

[@salmacaribbean7362]

Tiffany's friend Lisa is my friend Mary! We all need that friend that helps with perspective.... loving this podcast! ❤

[@vimbaisibanda9446]

🎉thank you so much dear girls..greatly appreciative...thumbs up

[@gerally]

I can’t believe how empowering Tiffany is like what you said, in the first 5 mins of this podcast I made a list and set up an auto payment to my credit cards. THANK YOU for giving your viewers a hope to rise up from debts.

[@lativiabailey5889]

They didn’t see my value, I didn’t see my value!!!! 🤯🤯🤯🤯🤯 please make sure watch all the video, God bless all of you and thanks Mel and Tiffany❤

[@juliegallagher4377]

I am one of those women who lost the love of my life at age 61, and also lost about everything financially when he passed. We were not prepared for a major event and were just hanging on, paycheck to paycheck. We were so happy together and thought there would be time to get our finances together. Its been 5 years now and i am hanging in there, still have my house, working 2 jobs, worried about ever being able to retire. I love what I've learned in this video and just love Tiffany. I will get her book and follow her blog. She's given me hope (and more than a few tears with that ending). Thanks so much for the inspiration, Mel and Tiffany 💕

[@candicethemua]

Thank you so much for having Tiffany. She is such a light. I know she missed her late husband so very much. He touched our lives through her as well ❤

[@allaboutme2024]

WOW ! This ranks as one my faves of your podcasts ! I'm rebuilding after a divorce. Bless both of you for being so transparent. Wonderful really wonderful !

[@dunsbeautifulpeople]

Amen 🙏🏾

[@dunsbeautifulpeople]

So powerfully informative. You both are my new cyber friends!

[@kriyapada]

OMG Budgetnista and Mel together?!!! Yes! You both have been helping me gain power back in my life... So excited to watch!

[@shalomsharonluv]

Tiffany's eyes are sparkling! she is so optimistic! I love her!

[@the.brittany.nicole]

When you don’t understand money and you are scared about where you are, it’s clouds everything that’s important. And you spend all of your emotional energy in that shame and you are not present in your life ❤️ Thank you so much Mel & Tiffany.

[@mercedesruiz3182]

Tiffany is a gift, thank you.

[@gabrielarystrand8149]

First I cried with you ladies! Such a way to connect on a deep level. This advises are pure gold, even if you are not in debt.

[@MoonspunWhimsy]

What an amazing…and empowering…episode! I suspect that I’m not the only one, but I had to dry my eyes before I could hop on here to comment. 😉 Tiffany taught me more than I had anticipated, WHILE learning that I have a natural aptitude for living a well-budgeted life. Who knew?!? For about 20yrs, I’ve kept separate accounts...exactly as advised here. (I’m also a former teacher!) Presently, I’m unemployed and jobhunting...and know that so many of us are in this financially stressful position. This episode reminded me to BREATHE through it all. #om Thank you, Mel & Tiffany, for guiding us through life. You are both doing SO much good in this world. ❤ Wishing everyone a day of GOOD THINGS!

[@yvetterodriguez9411]

Wow. Amazing interview. Thanks guys. I needed this. TIFFANY you are beautiful. Mel thanks ❤❤❤

[@CheltNoticeboard]

Honest UK feedback: The ‘it’s your friend Mel’ grates a bit. But it’s worth it as your interviews are great and so helpful. x

[@queenynkem]

This is my first time listening to her and she just mentioned every strategy i use and share with friends, just wow! it was amazing listening to this, anyone doubting should know that it works because i am a living proof.

[@TheTeeChannel7]

Thank you for your vulnerability, Tiffany. You didn't bring the energy down. You needed to let that out. Someone was listening that was dealing with the same loss, and you blessed them. They cried with you. Bless you and your family.

[@mistyangel7659]

My favorite episode of all time! I laughed, I cried, and the ending! No actual human words! Tiffany’s honesty and vulnerability slapped! I mean… wow! She took my literal breath away! Thank you both for being so real for us! We love you both and appreciate you sharing all the things with us!!! ❤

[@kaybee29]

Hands down one of your best episodes ever. Brava to both ladies!

[@christinenewton9862]

Thank you Mel for inviting Tiffany for the podcast. Tiffany, the Lord continue to strengthen and comfort you for the loss of your husband. Keep shining ladies, grateful for you both ❤

[@Luckythebokser]

there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal

[@πολυξενηψυριδου]

That book doesn't exist. It's A 4:50 BIG LIE.

[@WhatIsHasValue]

Thank you for discussing the idea of ENOUGH! My partner also passed a couple years ago, my daughter had a TBI, two of my kids were severely abused - success for me is being able to care for my kids so that they feel loved and cared for. That’s having a clean warm place to live, eating and moving well and TIME TOGETHER.

[@yvetteh.520]

Best interview ever. I always love your podcasts, but I love her and her energy and message!

[@timcravens1800]

There have been many wonderful Mel Robbins episodes - but this one is my favorite ever. Thank you both!

[@rachelledownton1203]

Wow! I am blown away and emotional in a good way... I woke up to this and got up even if it was 4:30AM. I started declutering my office while listening. Lol don't ask... just felt right. I have also gone through financial hardship supporting someone dear to me with mental health issues for 24 years of my life. I am finally out of it but wished I had know about this 7 years ago. Even if I got out of the financial whole I was in, I am not great with money. I make ok money for the middle class here in Canada sonI know I need to manage and budget better. You can bet on me re-watching this again and putting it to practice. You two took my anxiety related to money away. Wow! What a relief. Thank you and have an amazing healthy and happy day. Rachelle Downton, Ottawa, Ontario, Canada

[@AhShahDreamsAwake]

Tiff is so so beautiful and transparent. Thus, the best Mel episode everrrrrrrrrrr. 😢❤😊

[@ntobekongidi5617]

Thank you, Mel, for bringing Tiffany to us ❤️

[@joylucas5476]

All KINDS of empowering. Thank you Mel and Tiffany 🙏🏽🤞🏾❤️

[@Batirtze-b6x]

I love Tiffany...... she's wholesome and has been through a lot. I celebrate you and the rest of the listeners, ladies. 🎉🎉🎉🎉🎉🎉❤❤❤❤❤❤

[@firstladyray34]

The biggest lesson in this entire podcast was at the end. The lesson learned from her husband’s passing is priceless. 🙏🏾🙏🏾

[@Mysticg_rl]

I wish i could like this video 500 times ❤️ 👏

[@theladymvp]

Tiffany, you’ve yet to show up without blessing everyone around. Thank you for being you-Showing up as your full self, being transparent and helping others selflessly yet intentionally. Mel said it best-YOU ARE SUCH A BLESSING Sis! ❤❤❤ Add this to your “Go Me” folder-you’re a GEM! 💎❤

[@user-ve5et3yh2r]

This was one of your best Podcasts EVER on so many levels!!!

[@DarArtz]

Love these two women❤❤🎉🎉 Powerful women!!!

[@marnawright6519]

Mel, your story resonates so much. When you stated that you believe many people have an unwell relationship with money and live in credit card debt- I felt seen. And when you asked Tiffany what her overarching message was to us, and her reply was,” It is possible, because you are still here.” I cried because I believe she is able to guide us to a healthier space. I cannot express how important this podcast was to me, here in November of 2024. Thank you for this episode ❤

[@kashagate7057]

This podcast was the answer to my 3AM prayer last night. THANK YOU both!

[@calazzell]

Absolutely the best podcast that I've heard in a very long time. Thank you for this great information!

[@Janaikaedwardssylvester]

Sooo excited about this one! 🎉 let me get my notebook out 🤓 Thanks Mel! ❤

[@thehautergroup]

So, I've listened to this TWICE. My favorite podcast to. the. end. When it was over, I thought "Girls Trip!" I realize that's a long shot because you don't know me. LOL God bless you both. (And, Tiffany, you loved your husband so well here. You really honored him. Well done.)

[@manifestationmaven111]

Such a powerful podcast. I've been watching throughout the day, rewatching parts, making notes etc. I've learned so much and excited about making those much needed shifts in my mindset and processes to make the most of my money. Thank you so much both of you beautiful ladies, honestly I've just got so much gratitude for you both. 💛 🙏🏼✨️

[@tracey2783]

I didn't expect to be in tears at the end of a budgeting talk. Thank you Mel, for bringing Tiffany to us. ❤from Cape Town, South Africa.

[@abbytorres393]

This was AMAZING!! The realism at the end brought it all together. Life. Relationships. Meaningfulness.

[@byve13]

You always know what I need to hear, and when I need it, Mel. If noone has told YOU today, I love you and I appreciate you. Have a wonderful day. Thank you for all you do ❤

[@paulatracy1802]

This was the most beautiful interview ever. Two amazing women . May God continue to bless you both. Thank you

[@jeri_s5390]

I absolutely adore her. Thanks for having Tiffany on. I've learned so much.

[@kims4744]

That cryyyyyyyyy my God! ❤❤❤❤ this was such a beautiful conversation .

[@drinkswithdrea]

The budgetnista helped me tremendously just by watching her interviews. When I was laid off, my credit was good with very low balances, I had money saved and I was living beneath my means. Things still got challenging but if I didn’t learn money basics things would’ve been worse. Thank God ❤

[@desireemoreno8422]

Getting to the end was worth every second that built up to it. I loved it so much!! Thank you Tiffany for sharing your grief. ❤ it was so beautiful to see how you have handled it. Thank you for acknowledging it and discussing it on this open forum. It really is seen appreciated.

[@Kems-tj2gv]

I love all of your episodes but this one was far more special than I could ever have anticipated. The end about her husband was such a powerful reminder of what really matters in life. Thank you both!

[@alyshantaylor]

This interview has me cracking up and learning money at the same time 😂😂 I want to be friends with Tiffany! She's so fun

[@Officiallykrysball]

So I’m cruising through Walmart picking up some things that I needed then I walked over to the book section which I never ever do and I was like I wonder if anything’s gonna call out to me… Her book caught my eye ..I purchased it and told myself I was going to utilize it. This morning when I woke up and opened KZbin to find some motivational type conversation this channel popped up, which I’ve never watch before with the interview featuring her. this is a great interview and I’m just grateful to the universe for always guiding my steps.

[@ConnorAGSpeed]

This episode is SO important. I am the budgeter of our family, always have been. Excel spreadsheets, all of it. This changed my perspective on all of it and I will begin to implement this work into my budgeting practice. Already working on my lists and will certainly be using this “Snowball Method” moving forward. Love to all. ❤️

[@tatermytots487]

what an amazing human. the spirituality part of it at the end, and the personal story Tiffany shared really resonates with me. I'm very grateful for this episode!

[@saima08k]

I loved her, she’s sassy and hilarious. I always enjoy you Mel, but I usually just listen in the background but I enjoyed this so much, I had to stop what I was doing to watch it.

[@shadesofgoodness1763]

So good in every way. I am in tears. Practical, Encouraging, and Empowering. I am watching again. So, I can move forward with her solid advice.

[@akiabethea2193]

Tiffany is such an awesome soul. I appreciate her transparency and sharing her wisdom. I also love the Brown Ambition podcast with her and Mandi. ❤

[@nancyternasky9627]

I’m new to the Mel Robbins world of podcasts and this one has convinced me I should never miss another one. Fantastic information and wow! What an emotional connection.

[@donielleradoslovich4347]

I will never forget these tips !! Thank you so much, Mel and Tiffany❤

[@laurenfortunato123]

The gift of grief - my mother passed recently and I’ll remember this forever. You’re a true gem. ❤

[@ladyashephd727]

What a Brilliant Segment on Budgeting, Smart Credit Strategies and Survival in the midst of Grief. Your speaker was poignant in her delivery of money matters. Our hearts go out to her on the 2 year anniversary of her husband's Demise. May God continue to bless her steps and keep her focused on the future ahead ❤

[@Siphokazi_Fikeni]

Oh gosh! 😢Love you Budgetnista❤I felt those tears. Hugs from Durban, South Africa❤

[@sharonclarke8683]

Omg I love this lady😢❤

[@bolaodumosu3790]

Thank you Mel and Tiffany for the gift of this edition 🎉 I needed this. The last segment brought it all together. Thank you

[@camillekilbride-johnsonhyp4511]

Currently watching your podcast on budgeting. This is what I am comfortably able to give right now. 💙

[@NurseMoore9]

Thank you Mel for having this talk with Tiffany

[@passivelyobsessive5460]

Mel said it perfectly, she lifted the energy up and made it way more important. This was an awesome episode and I am so thankful you gave me the opportunity to enjoy this